Lloyd Pine

Age 69 b. 1956-08-11
๐Ÿ“ Bldg Twr 2 Apt 6-G, 3400 S Ocean Blvd, Palm Beach Fl
๐Ÿ“ž (917) 414-8098, (917) 414-8909
โœ‰๏ธ DOUBLELPINE@GMAIL.COM, doublelpine@gmail.com

Lloyd Pine from Monrovia, CA

Age 85
๐Ÿ“ 1024 Royal Oaks Dr, Monrovia, CA 91016
๐Ÿ“ž (626) 358-4701, (818) 398-9724
โœ‰๏ธ tonyshandel@yahoo.com

Lloyd Pine

Age 92 b. 1933-06-05
๐Ÿ“ 1440 Ormandy Dr, Baton Rouge La
๐Ÿ“ž (225) 926-5785, (225) 315-0834
โœ‰๏ธ PINE5941@BELLSOUTH.NET

Lloyd Pine from Poway, CA

Nov 1900 San Diego Co.
๐Ÿ“ 13704 Utopia Rd
๐Ÿ“ž (410) 956-6121, (858) 748-1807

Lloyd Pine from Pasadena, CA

Age 88 b. May 1937 Los Angeles Co.
๐Ÿ“ 1990 N Raymond Ave
๐Ÿ“ž (231) 587-4841, (626) 398-9724

Lloyd Pine from Purchase, NY

Age 69 b. Aug 1956 Westchester Co.
๐Ÿ“ 19 Scott Cir
๐Ÿ“ž (317) 598-8748

Lloyd Pine from Clear Spring, MD

Age 58 b. Jul 1967 Washington Co.
๐Ÿ“ 12114 Hanging Rock Rd
๐Ÿ“ž (301) 842-3251

Lloyd Pine from Purchase, NY

Age 57
๐Ÿ“ 19 Scott Cir, Purchase, NY 10577
๐Ÿ“ž (914) 993-9020, (212) 787-3914, (914) 993-9020
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Cheryl Brandes Brandes

Lloyd Pine from Baton Rouge, LA

Male
๐Ÿ“ 1440 Ormandy Dr
๐Ÿ“ž (225) 936-5470 (AT&T MOBILITY)

Lloyd Pine from Baton Rouge, LA

Age 92 b. Jun 1933 East Baton Rouge Co.
๐Ÿ“ Po Box 45809

Lloyd Pine from Clear Spring, MD

Washington Co.
๐Ÿ“ 13704 Blairs Valley Rd
๐Ÿ“ž (419) 865-9758

Lloyd Pine from Hagerstown, MD

Washington Co.
๐Ÿ“ 261 S Potomac St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 12 contact records for Lloyd Pine across 4 states. The most recent address on file is in Monrovia, California. Of these records, 10 include phone numbers and 3 include email addresses. Ages range from 57 to 85, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Pine Lloyd &

Palm Beach County
PIN: 00414425140000160
· 4365 James Estate Ln, Lake Worth 33449
Value: $523,118

Pine, Lloyd

Westchester County
PIN: 6910000020
· 19 Scott Cir, Purchase ny

Pine Lloyd &

Palm-beach County
· 4365 James Estate Ln, Sunshine-Parkway 33449.0
Built: 1999.0
Assessed: $489,125

Pine, Lloyd

Doc #2018080901140002
Record: P

Pine, Lloyd

Doc #2018080901140001
· 708 Third Avenue, New York Ny 10017
Record: P

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 5 property records linked to Lloyd Pine in Sunshine-Parkway, New York. Values shown are from county assessor records and may differ from current market prices.

Lloyd Paul Pine

Unaffiliated
12114 Hanging Rock Rd, Clear Spring, MD, 21722
Gender: Male
County: Washington

Lloyd J Pine

Reg: 00796784
19 Scott Cir, 6, 10577
DOB: 19560811 Gender: Male

Lloyd J Pine

Republican
19 Scott Cir, 6, 10577
DOB: 19560811 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Lloyd Pine in Maryland. Records show affiliations with UNA, REP, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 AUDI A8
ยท Registered to: Lloyd Pine
ยท VIN: WAUAVAFD0BN001058
·
19 Scott Cir, Purchase, NY, 10577-1905
·
(914) 993-9020
2010 BUICK LACROSSE CAR UPPER MIDSIZE
ยท Registered to: Lloyd Pine
ยท VIN: 1G4GB5EG0AF162863
·
13704 Utopia Rd, Poway, CA, 92064
·
(858) 748-1807
2007 Audi A8
ยท Registered to: Lloyd Pine
ยท VIN: WAUMV44E47N015921
·
19 Scott Cir, Purchase, NY, 10577
·
(914) 993-9020
2011 HONDA ACCORD
ยท Registered to: Lloyd Pine
ยท VIN: 1HGCP2F8XBA139911
·
19 Scott Cir, Purchase, NY, 10577-1905
·
(914) 993-9020

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Lloyd Pine. Registered makes include Audi, Buick, Honda. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Haves Pine & Seligman

+12129532400

Vector Media LLC

Member
(212) 557-9406
New York, NY
Business Services (Services)

Lloyd Pine

Member

Lloyd Pine

United States

Colombo's Market & Meals To Go

Lloyd PineSales Customer
(225) 936-5470lpine@gmail.com
1440 Ormandy Dr, Baton Rouge, LA70808

Colombo's Market & Meals To Go

Lloyd PineSales Customer
(225) 936-5470lpine@gmail.com
1440 Ormandy Dr, Baton Rouge, LA70808
colombosmarket.com

Haves Pine & Seligman

Lloyd PinePartner
(212) 953-2400lpine@glnetworking.com
New York, NY

Colombo's Market & Meals To Go

Lloyd PineSales Customer
(225) 936-5470lpine@gmail.com
1440 Ormandy Dr, Baton Rouge, LA70808

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 8 business affiliations were found for Lloyd Pine. Companies include Vector Media LLC, Colombo's Market & Meals To Go, Haves Pine & Seligman. Roles listed include Null and Member. Records are compiled from state business registries, SEC filings, and professional networking databases.

Lloyd Pine

ID: R16787644
Addr: 708 3rd Ave 14th Fl, New York, NY, 10017
NY

Unknown Corporation

MANAGER: Lloyd Pine

Unknown Corporation

Addr: 708 3rd Avenue, New York, NY, 10017
NY
Manager: Lloyd Pine

Unknown Corporation

Addr: 708 Third Ave., New York, NY
NY
REAL PROPERTY: Lloyd Pine

Jackpot Media, LLC

Addr: 560 Lexington Avenue, 14th Floor, New York, NY, 10022
NY
Officer: Lloyd Pine

Bco Media, LLC

Addr: 560 Lexington Avenue, 14th Floor, New York, NY, 10022
NY
Officer: Lloyd Pine

Jackpot Media, LLC

Addr: 560 Lexington Avenue, 14th Floor, New York, NY, 10022
NY
Officer: Lloyd Pine

Bco Media, LLC

Addr: 560 Lexington Avenue, 14th Floor, New York, NY, 10022
NY
Officer: Lloyd Pine

Stonington Capital LLC

ID: 3189931
Addr: 708 3rd Avenue, 14th Floor, New York, NEW YORK, 10017
Filed: Apr 12, 2005 NEW YORK New York County
DOS Process: Lloyd Pine

Stonington Hotel LLC

ID: 3189936
Addr: 708 3rd Avenue, 14th Floor, New York, NEW YORK, 10017
Filed: Apr 12, 2005 NEW YORK New York County
DOS Process: Lloyd Pine

Vector/Meara Transit Advertising Group, LLC

Addr: 708 Third Ave. 14th Flr., New York, MA, 10017
MA
MANAGER: Lloyd Pine

Vector Media South, LLC

ID: 0801746183
Addr: 708 3rd Avenue, New York, NY, 10017
NY
Manager: Lloyd Pine

Unknown Corporation

ID: 300250
Principal: Lloyd Pine

Source: Public Records Lloyd Pine appears in 13 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

Lloyd Pine - BATON ROUGE

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Lloyd Pine is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

$500 Mar 7, 2012
2012 REP
Romney, Mitt
Pine, Lloyd Real Estate Finance @ Haves, Pines & Seligman Purchase, NY
$250 Apr 2, 2014
2014
Katz, Arlene
Pine, Lloyd Cheryl Purchase, NY
$1,175 May 28, 2010
2010 DEM
Malave-Dilan, Martin
Pine, Lloyd
$1,175 May 28, 2010
2010
Citizens For Dilan
Pine, Lloyd
$500 Feb 13, 2012
2012 REP
Romney, Mitt
Pine, Lloyd Real Estate Finance @ Haves, Pines & Seligman Purchase, NY
$800 Sep 23, 2016
2016 REP
Trump, Donald J
Pine, Lloyd Real Estate @ Haves, Pine & Seligman Purchase, NY
$500 Jun 2, 2002
2004 I
Katz, Melinda R
Pine, Lloyd Partner @ Haves Pine & Seligman Purchase, NY
$215 Mar 26, 2012
2012 REP
Republican National Committee
Pine, Lloyd Attorney Purchase, NY
$250 Dec 2, 2013
2014 DEM
Engel, Eliot L
Pine, Lloyd J Real Estate Finance @ Haves, Pines & Seligman Purchase, NY
$750 Jun 19, 2009
2010
Adpac
Pine, Lloyd Purchase, NY
$800 Sep 23, 2016
2016 REP
Trump, Donald J
Pine, Lloyd Real Estate @ Haves, Pine & Seligman Purchase, NY
$600 Sep 29, 2016
2016 REP
Ayotte, Kelly A
Pine, Lloyd Real Estate Finance @ Self Employed Purchase, NY
$1,000 Oct 1, 2014
2014 REP
Republican National Committee
Pine, Lloyd Real Estate @ Haves, Pine & Seligman Purchase, NY
$250 Apr 19, 2018
2018 REP
Romney, Mitt Willard Mr
Pine, Lloyd Real Estate @ Haves Pine & Seligman Purchase, NY
$450 Nov 10, 2015
2016 REP
Royce, Edward R
Pine, Lloyd Real Estate, Finance @ Self Employed Purchase, NY
$500 Aug 30, 2020
2020 REP
Republican National Committee
Pine, Lloyd Real Estate @ Haves, Pine Seligman Purchase, NY
$215 Aug 29, 2013
2014 REP
Republican National Committee
Pine, Lloyd Homemaker Purchase, NY
$250 Sep 14, 2001
2002 I
Ferrer, Fernando
Pine, Lloyd Real Estate Broker @ Hares Pine & Seligman Purchase, NY
$200 Aug 28, 2012
2012 REP
Romney, Mitt / Ryan, Paul D.
Pine, Lloyd Real Estate @ Haves, Pine & Seligman Purchase, NY
$150 Dec 20, 2010
2012 REP
National Republican Congressional Committee
Pine, Lloyd Purchase, NY
$525 Dec 10, 2015
2016 REP
Thornberry, William McClellan \mac\"
Pine, Lloyd Real Estate, Finance @ Haves, Pine & Seligman Purchase, NY
$500 Apr 26, 2001
2002 I
Reed, Philip
Pine, Lloyd Partner @ Haves, Pine And Seligman Purchase, NY
$250 Apr 19, 2018
2018 REP
Romney, Mitt Willard Mr
Pine, Lloyd Real Estate @ Haves Pine & Seligman Purchase, NY
$150 Oct 22, 2010
2010 REP
National Republican Congressional Committee
Pine, Lloyd Purchase, NY
$1,175 May 28, 2010
DEM
Malave-Dilan, Martin
Contributor
$500 Aug 30, 2020
Unknown Committee
Pine, Lloyd Real Estate @ Haves, Pine Seligman Purchase, NY
$1,175
2010 D
Malave-Dilan, Martin
Contributor

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 27 political contribution records found for Lloyd Pine. Total disclosed contributions amount to $14,805. Recipients include Malave-Dilan, Martin. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Lloyd Pine

Age 80 Male
·
1024 Royal Oaks Dr, Monrovia, CA 91016 (Los Angeles County)
34.1432, -117.9830
· (626) 358-4701
Marital: Married TZ: Pacific
Multi-Family
MP

Lloyd J Pine

Age 61 Male
·
19 Scott Cir, Purchase, NY 10577 (Westchester County)
41.0334, -73.7392
· (914) 993-9020
Marital: Married TZ: Eastern
Occ: White Collar Edu: Graduate School
Homeowner Single Family Purchased 1989
MP

Lloyd D Pine

Age 80 Male
·
1261 E Washington Ave, Escondido, CA 92027 (San Diego County)
33.1339, -117.0670
Marital: Married TZ: Pacific
Occ: Professional Edu: High School
Multi-Family
MP

Lloyd A Pine

Age 84 Male
·
220 Quail Creek Dr, San Marcos, TX 78666 (Hays County)
29.8968, -97.9400
Marital: Married TZ: Central
Edu: Some College
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Lloyd Pine. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Lloyd Pine. These loans were issued to businesses, not individuals.

Thomas And McCoy Real Estate Firm LLC

Limited Liability Company(LLC

$20,700 Paid in Full
Address:
708 3rd Ave
New York, NY10017-4201
Approved

Jan 28, 2021

Forgiven

$20,824

Jobs Reported

1

Loan #

7399228305

Loan Size

Small

Optimized Computer Solutions

Sole Proprietorship

$117,500 Paid in Full
Address:
708 3rd Ave
New York, NY10017-4201
Approved

Feb 25, 2021

Forgiven

$118,244

Jobs Reported

6

Loan #

4191298508

Loan Size

Small

Atlantis Trading Group, INC.

Corporation

$37,500 Paid in Full
Address:
708 3rd Ave
New York, NY10017
Approved

Apr 28, 2020

Forgiven

$37,991

Jobs Reported

7

Loan #

1799057308

Loan Size

Small

Inday 708 LLC

Limited Liability Company(LLC

$142,446 Paid in Full
Address:
708 3rd Ave
New York, NY10017-4201
Approved

Apr 14, 2021

Forgiven

$144,179

Jobs Reported

24

Loan #

3062258800

Loan Size

Small

Inday 708 LLC

Limited Liability Company(LLC

$101,695 Paid in Full
Address:
708 3rd Ave
New York, NY10017
Approved

Apr 29, 2020

Forgiven

$103,082

Jobs Reported

22

Loan #

3783047310

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Lloyd Pine. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Lloyd Pine on the map

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Lloyd Pine in Palm Beach, FL: Background Summary

Location
Bldg Twr 2 Apt 6-G, 3400 S Ocean Blvd, Palm Beach Fl, Palm Beach, FL
Other Locations
Monrovia, CA ยท Poway, CA ยท Pasadena, CA and 4 more
Profiles Found
12 people with this name
Phone Numbers
(917) 414-8098 and 14 others on file
Email
doublelpine@gmail.com and 2 others on file
Possible Relatives
Cheryl Brandes Brandes
Career
Member, Sales Customer at Vector Media LLC, Colombo's Market & Meals To Go
Voter Registration
Registered No Party Preference
Properties
3properties owned
Vehicles
4 linked โ€” 2011 Audi A8, 2010 Buick Lacrosse and 2 more
Contributions
$14.8K total โ€” Malave-Dilan, Martin, Malave-Dilan, Martin
PPP Loans
$420K for Thomas And McCoy Real Estate Firm LLC, Optimized Computer Solutions

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Lloyd Pine. Because public records are indexed by name rather than by a unique identifier, the 88 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Lloyd Pine

Search Complexity: High

88 public records across 7states, belonging to approximately 12 different individuals. With 12 distinct profiles across 7 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 7 states. Highest concentration: New York (22%), followed by California and Louisiana. Spans the Northeast and South regions.

NY19recordsCA9recordsLA5recordsMD5recordsFL1recordTX1record

Record Type Breakdown

Data spans 9 record categories. Largest: Political Contribution Records (32%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (18) and Corporate Records (13).

27
Political Contribution Records
18
Contact & Address Records
13
Corporate Records
8
Business & Corporate Filings
5
Property Ownership Records
5
PPP Loan Records

Age Distribution

Age range: approximately 36 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)4peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Lloyd Pine

Is Lloyd Pine a registered voter?
Yes, voter registration records show Lloyd Pine is registered in Maryland with UNA affiliation. We found 3 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Lloyd Pine own property?
County assessor records show 5 properties associated with Lloyd Pine in Sunshine-Parkway, New York and 4 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Lloyd Pine?
Records show 4 vehicle registrations associated with Lloyd Pine, including a 2011 AUDI A8. Registered makes include Audi, Buick, Honda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Lloyd Pine?
We found 8 business affiliations for Lloyd Pine (null). Other companies include Colombo's Market & Meals To Go, Haves Pine & Seligman. Business records are compiled from state registries, SEC filings, and professional databases.
Has Lloyd Pine made political donations?
FEC disclosure records show 27 reported political contributions from Lloyd Pine, totaling $14,805. Recipients include Malave-Dilan, Martin. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Lloyd Pine?
Our database contains 88 total records for Lloyd Pine spanning 7 states. This includes 12 distinct contact records, 10 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Lloyd Pine?
The 88 records displayed for Lloyd Pine are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Lloyd Pine remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.