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Lloyd Stinson from Smithville, TX

Age 86
📍 638 Gotier Trace Rd, Smithville, TX 78957
📞 (512) 237-5156, (512) 360-3515, (512) 237-5156, (512) 360-3515, (512) 801-1997, (512) 234-5156, (336) 294-6800, (813) 791-6005
✉️ nuttybutniceguy@yahoo.com
👨‍👩‍👧 Relatives: Shirley Suet Stinson,Michael O Stinson,Patrica Stinson Stinsonsunbury,Arland Mark Stinson,Arlan Gabriel Stinson,Jeffrey T Stinsonsunbury,S Stinson,Patricia Stinsonsunbury

Lloyd Stinson

Age 52 b. 1973-07-18
📍 5161 Village, Hahira Ga 31632
📞 (253) 302-1882
✉️ JOYSMILES72@YAHOO.COM, joysmiles72@yahoo.com

Lloyd Stinson from Houston, TX

Age 82
📍 178 Old Bridge Lk, Houston, TX 77069
📞 (713) 444-0296
✉️ lesstin@cs.com
👨‍👩‍👧 Relatives: Sheila Mcfarlin Stinson,Russell Austin Stinson,S M Stinson

Lloyd Stinson from Spring Hill, FL

Age 38
📍 11162 Captain Dr, Spring Hill, FL 34608
📞 (727) 457-6706, (352) 596-1394, (352) 666-9410, (941) 467-0637, (352) 688-4042, (352) 683-3399
👨‍👩‍👧 Relatives: Lois R Stinson,Erin Michelle Macleod,Elizabeth Jean Stinson,Jean E Stinson,Delmar L Stinson,Erin M Stinson

Lloyd Stinson from Kernersville, NC

Age 97 b. Apr 1928 Forsyth Co.
📍 1529 Old Coach Rd
📞 (719) 578-0029

Lloyd Stinson from San Jose, CA

Age 67 b. Sep 1958 Santa Clara Co.
📍 968 E Santa Clara St Unit C
📞 (954) 532-1095
👤 aka Lloyd W Stinson

Lloyd Stinson from Danforth, ME

Age 91
📍 294 Po Box, Danforth, ME 04424
📞 (860) 448-2471

Lloyd J Stinson

📍 4027 Privet Pl, San Antonio Tx 78259
📞 (253) 308-1882, (253) 302-1882
✉️ JOYSMILES72@YAHOO.COM

Lloyd J Stinson

📍 9302 Davidson Rd, Moody Afb Ga
📞 (253) 308-1882, (253) 302-1882
✉️ JOYSMILES72@YAHOO.COM

Lloyd Stinson from Geneva, AL

Age 77
📍 Al Hwy, Geneva, AL 36340
📞 (334) 684-3449, (334) 684-3449
👨‍👩‍👧 Relatives: Ann Stinson

Lloyd Stinson from Houston, TX

Age 94 b. Sep 1931 Harris Co.
📍 178 Old Bridge Lk
📞 (281) 444-0296

Lloyd Stinson from Brooksville, FL

Age 101 b. Dec 1924 Hernando Co.
📍 14471 Dehaven Ave
📞 (972) 784-3755

Lloyd Stinson from Cookeville, TN

Age 95 b. Jan 1931 Putnam Co.
📍 1346 Holladay Rd
📞 (931) 432-3384

Lloyd Stinson from Abbeville, AL

Age 48
📍 664 County Road 102, Abbeville, AL 36310
📞 (334) 585-1728, (334) 585-1728

Lloyd Stinson

📍 623 S Hinckley St, Holdenville Ok
📞 (580) 399-2787, (580) 399-2787
✉️ WAYNODIAS@SBCGLOBAL.NET

Lloyd Stinson

📍 623 Hinckley, Holdenville Ok 74848
📞 (580) 399-2787, (580) 399-2787
✉️ WAYNODIAS@SBCGLOBAL.NET

Lloyd Stinson from San Francisco, CA

Male
📍 1870 Sacramento St # 506
📞 (415) 846-6217 (SPRINT)

Lloyd Stinson from Geneva, AL

Age 90 b. 1936 Male
📍 102 E Skyline Ave
📞 (334) 684-3449

Lloyd Stinson from Apo, AP

Age 52 b. Jul 1973
📍 Psc 76 Box 6173
👤 aka Lloyd Stinson, Lloyd John Stinson, Lloyd Tinso

Lloyd Stinson from Winlock, WA

Age 101 b. Jan 1925 Lewis Co.
📍 Po Box 204

Lloyd Stinson from Abbeville, AL

Age 59 b. May 1966 Henry Co.
📍 664 Cty Rd 102

Lloyd Stinson from Wilmington, DE

Age 81 b. Mar 1945 New Castle Co.
📍 2108 Grafton Dr

Lloyd Stinson from Spanaway, WA

Age 52 b. Sep 1973 Pierce Co.
📍 1622 192nd St

Lloyd Stinson from Samson, AL

Geneva Co.
📍 403 S Canal St
📞 (941) 921-5225

Lloyd Stinson from Topeka, KS

Shawnee Co.
📍 2327 Sw Mayfair Pl
📞 (913) 267-6341

Lloyd Stinson from Nashville, IN

Brown Co.
📍 279 Dogwood Ln
📞 (406) 727-7105

Lloyd Stinson from Samson, AL

Geneva Co.
📍 804 Holley Mill Rd
📞 (334) 898-9114

Lloyd Stinson from San Mateo, FL

Putnam Co.
📍 Rr 1 Po Box 116

Lloyd Stinson from New Castle, IN

Henry Co.
📍 Po Box C

Lloyd Stinson from Park City, UT

Summit Co.
📍 1140 Park Ave 2

Lloyd Stinson from Winlock, WA

Lewis Co.
📍 207 E Walnut St

Lloyd Stinson from San Jose, CA

Santa Clara Co.
📍 993 Ravenscourt Ave

Lloyd Stinson from Spring Hill, FL

Hernando Co.
📍 10127 Bannister St

Lloyd Stinson from Nokomis, FL

Sarasota Co.
📍 433 Murillo Dr

Lloyd Stinson from Eddington, ME

Penobscot Co.
📍 112 Rr Box 9

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 35 contact records for Lloyd Stinson across 13 states. The most recent address on file is in Kernersville, North Carolina. Of these records, 22 include phone numbers and 7 include email addresses. Ages range from 38 to 91, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Stinson Lloyd D, Stinson Erin

Hernando County
· 11162 Captain Dr, Spring-Hill 34608.0
Built: 2003.0
Assessed: $113,684

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Lloyd Stinson in Spring-Hill. Values shown are from county assessor records and may differ from current market prices.

Lloyd Stinson

2403 Hammond Pl, Wilmington, 19808
DOB: 1945
County: N

Lloyd Wayne Stinson

Republican
Precinct: 320035

Lloyd Harold Stinson

Republican Reg: 4/18/2018
21305 Gift Rd, Bend, OR, 97703
DOB: 1/1/1951
County: Deschutes

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 3 voter registration records were found for Lloyd Stinson in Oregon. Party affiliation is listed as REP. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 CHEVROLET SILVERADO 1500
· Registered to: Lloyd Stinson
· VIN: 1GCEC19Y17Z578805
·
2403 Hammond Pl, Wilmington, DE, 19808-4208
·
(302) 998-6418
1998 OLDSMOBILE BRAVADA FULL SIZE UTILITY
· Registered to: Lloyd Stinson
· VIN: 1GHDT13W8W2724458
·
PO Box 112, Eddington, ME, 04428
1986 GMC C1500 FULL SIZE TRUCK
· Registered to: Lloyd Stinson
· VIN: 2GTDC14N4G1506403
·
1217 N Main St, Brewer, ME, 04412
·
(207) 989-5438
1994 OLDSMOBILE CUTLASS CAR UPPER MIDSIZE
· Registered to: Lloyd Stinson
· VIN: 1G3AG55M8R6320637
·
PO Box 112, Eddington, ME, 04428
2008 Chevrolet Impala
· Registered to: Lloyd Stinson
· VIN: 2G1WB58K981311748
·
623 S Hinckley St, Holdenville, OK, 74848-5049
·
(682) 224-5463
2011 DODGE AVENGER
· Registered to: Lloyd Stinson
· VIN: 1B3BD1FB8BN544166
·
11162 Captain Dr, Spring Hill, FL, 34608-5013
2004 Lincoln Navigator
· Registered to: Lloyd Stinson
· VIN: 5LMFU27R84LJ17238
·
178 Old Bridge Lake, Houston, TX, 77069
2013 Hyundai Accent
· Registered to: Lloyd Stinson
· VIN: KMHCU5AE6DU120131
·
178 Old Bridge Lk, Houston, TX, 77069
·
(281) 444-0296
2011 FORD FOCUS
· Registered to: Lloyd Stinson
· VIN: 1FAHP3FN5BW102130
·
2838 Fox Rd, Greenville, OH, 45331-9465
·
(937) 548-5669
2010 DODGE RAM PICKUP 1500
· Registered to: Lloyd Stinson
· VIN: 1D7RV1GT9AS239735
·
PO Box 112, Eddington, ME, 04428-0112
·
(207) 299-5272

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 10 vehicle registration records are associated with Lloyd Stinson. Registered makes include Chevrolet, Oldsmobile, Gmc, Dodge and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Stinsons Auto Sales

Owner
(207) 843-5272
Eddington, ME
Motor Freight Transportation (Transportation)

Stinson's Auto Sales

Owner
(207) 843-5272
Eddington, ME
Automotive Services, Parking and Repair (Automotive)

Lloyd Stinson

Program Manager, Fire Emergency Services
United States Air Force
Texas
LinkedIn

Alee Academy

Lloyd StinsonChief Executive
(512) 801-1997lloyd.stinson@netscape.net
638 Gotier Trace Rd, Smithville, TX78957
aleeacademy.org

Lloyd Stinson

Management · Eddington, Maine

Alee Academy

Lloyd StinsonChief Executive
(512) 801-1997lloyd.stinson@netscape.net
638 Gotier Trace Rd, Smithville, TX78957

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 10 business affiliations were found for Lloyd Stinson. Companies include Stinsons Auto Sales, Stinson's Auto Sales, Alee Academy. Roles listed include Chief Executive. Records are compiled from state business registries, SEC filings, and professional networking databases.

Lloyd Stinson

Addr: 279 W. Dogwood Lane, Nashville, IN, 47448
IN

Great Plains Pleasure Crafts Incorporated

Addr: Pond Creek, OK
OK
Incorporator: Lloyd Stinson

Unknown Corporation

Addr: Pond Creek, OK
OK
Incorporator: lloyd W stinson

Unknown Corporation

Addr: 11300 Strait Lane, Dallas, TX, 75229
TX
Officer: Lloyd G Stinson

Source: Public Records Lloyd Stinson appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

lloyd M stinson

Age 94
Sportsman's 64 or Older (Prior to July 1...
Addr: Rt. 1 Box 116, San Mateo, FL 32187
County: Putnam
Phone: (904) 328-8238

lloyd M stinson

Sportsman's 64 or Older (Prior to July 1...
Addr: San Mateo, FL 32187
County: Putnam
Phone: (904) 328-8238

Lloyd J Stinson

Emergency Medical Technician Certificati...
EXPIRED
Exp: 20011231

Source: State Professional Licensing Boards · Dept. of Professional Regulation Lloyd Stinson holds 3 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Lloyd Stinson

Del Mar High School - San Jose, CA, CA
1988

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Lloyd Stinson has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Lloyd Stinson

Male
·
4027 Privet Pl, San Antonio, TX 78259 (Bexar County)
29.6325, -98.4132
TZ: Central
Single Family
MP

Lloyd H Stinson

Age 66 Male
·
21305 Gift Rd, Bend, OR 97703 (Deschutes County)
44.0221, -121.2971
Marital: Married
Edu: High School
Single Family
MP

Lloyd G Stinson

Age 72 Male
·
2403 Hammond Pl, Wilmington, DE 19808 (New Castle County)
39.7297, -75.6539
· (302) 998-6418
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1956 Purchased 1983
MP

Lloyd D Stinson

Age 92 Male
·
11162 Captain Dr, Spring Hill, FL 34608 (Hernando County)
28.4655, -82.5424
· (727) 534-5015
Marital: Inferred Married TZ: Eastern
Homeowner Single Family Built 2003 Purchased 2003
MP

Lloyd W Stinson

Male
·
623 S Hinckley St, Holdenville, OK 74848 (Hughes County)
35.0764, -96.4056
TZ: Central
Homeowner Single Family Built 1994 Purchased 2013
MP

Lloyd L Stinson

Age 54 Male
·
125 Dogwood Ln, Nashville, IN 47448 (Brown County)
39.2163, -86.2504
Marital: Married TZ: Eastern
Edu: High School
Single Family
MP

Lloyd G Stinson

Age 80 Male
·
102 E Skyline Ave, Geneva, AL 36340 (Geneva County)
31.0245, -85.8867
· (334) 684-3449
Marital: Single TZ: Central
Occ: Service Industry Edu: Graduate School
Homeowner Single Family
MP

Lloyd Stinson

Age 73 Male
·
1217 N Main St, Brewer, ME 04412 (Penobscot County)
44.8186, -68.7031
· (207) 989-5438
Marital: Married TZ: Eastern
Homeowner Single Family Built 1958 Purchased 2006
MP

Lloyd E Stinson

Age 85 Male
·
178 Old Bridge Lk, Houston, TX 77069 (Harris County)
29.9888, -95.5091
· (281) 444-0296
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1982 Purchased 1988
MP

Lloyd Stinson

Male
·
8310 Delesandri Dr, Hitchcock, TX 77563 (Galveston County)
29.3384, -95.0299
TZ: Central
Homeowner Single Family Purchased 2016
MP

Lloyd J Stinson

Age 66 Male
·
PO Box 154, Rushville, NE 69360 (Sheridan County)
42.7181, -102.4640
· (308) 327-2136
Marital: Single TZ: Mountain
Edu: High School
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Lloyd Stinson. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Lloyd Stinson. These loans were issued to businesses, not individuals.

On Enterprises INC

Corporation

$25,837 Paid in Full
Address:
1217 Main St
Sanford, ME04073-3626
Approved

Mar 10, 2021

Forgiven

$25,998

Jobs Reported

8

Loan #

8817028509

Loan Size

Small

Brandon Walker

Sole Proprietorship

$7,972 Paid in Full
Address:
60 W Stone Loop Apt 136
Tucson, AZ85704-5149
Approved

Apr 6, 2021

Forgiven

$8,019

Jobs Reported

1

Loan #

7298368705

Loan Size

Small

O-N Enterprises INC

Corporation

$25,837 Paid in Full
Address:
1217 Main St
Sanford, ME04073-3626
Approved

Apr 13, 2020

Forgiven

$26,127

Jobs Reported

8

Loan #

5344887105

Loan Size

Small

Billy Puryear

Independent Contractors

$2,958 Paid in Full
Address:
60 W Stone Loop
Tucson, AZ85704-5131
Approved

Mar 29, 2021

Forgiven

$2,983

Jobs Reported

1

Loan #

2456008706

Loan Size

Small

Elisavet Salazar

Self-Employed Individuals

$3,566 Exemption 4
Address:
60 W Stone Loop Apt 620
Tucson, AZ85704-5136
Approved

Apr 19, 2021

Jobs Reported

1

Loan #

6260708809

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Lloyd Stinson. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Lloyd Stinson on the map

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Found 71 results across 16 states

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Lloyd Stinson in Hahira, GA: Background Summary

Location
5161 Village, Hahira Ga 31632, Hahira, GA
Other Locations
Kernersville, NC · San Jose, CA · Houston, TX and 18 more
Profiles Found
35 people with this name
Phone Numbers
(512) 237-5156 and 18 others on file
Email
nuttybutniceguy@yahoo.com and 3 others on file
Possible Relatives
Shirley Suet Stinson, Michael O Stinson, Patrica Stinson Stinsonsunbury, Arland Mark Stinson, Arlan Gabriel Stinson and 13 more
Career
Chief Executive at Stinsons Auto Sales, Stinson's Auto Sales
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
10 linked — 2007 Chevrolet Silverado 1500, 1998 Oldsmobile Bravada and 8 more
Licenses
2 professional licenses (Sportsman's 64 or Older (Prior to July 1, 1998))
PPP Loans
$66,170 for On Enterprises INC, Brandon Walker

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Lloyd Stinson. Because public records are indexed by name rather than by a unique identifier, the 93 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Lloyd Stinson

Search Complexity: High

93 public records across 16states, belonging to approximately 35 different individuals. With 35 distinct profiles across 16 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 16 states. Highest concentration: Texas (13%), followed by Florida and Maine. Spans the South and West regions.

TX12recordsFL12recordsME10recordsAL8recordsOK5recordsCA5records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (56%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Vehicle Registration Records (10) and Business & Corporate Filings (10).

45
Contact & Address Records
10
Vehicle Registration Records
10
Business & Corporate Filings
5
PPP Loan Records
4
Corporate Records
3
Voter Registration Records

Age Distribution

Age range: approximately 64 years, suggesting multiple generations. Largest group: Senior (65+) (71%).

Senior (65+)10peopleMiddle-Age (40-64)3peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Lloyd Stinson

Is Lloyd Stinson a registered voter?
Yes, voter registration records show Lloyd Stinson is registered. We found 3 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Lloyd Stinson own property?
County assessor records show 1 property associated with Lloyd Stinson . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Lloyd Stinson?
Records show 10 vehicle registrations associated with Lloyd Stinson, including a 2007 CHEVROLET SILVERADO 1500. Registered makes include Chevrolet, Oldsmobile, Gmc, Dodge. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Lloyd Stinson?
We found 10 business affiliations for Lloyd Stinson, including Stinsons Auto Sales. Other companies include Stinson's Auto Sales, Alee Academy. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Lloyd Stinson?
Our database contains 93 total records for Lloyd Stinson spanning 16 states. This includes 35 distinct contact records, 22 with phone numbers, 7 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Lloyd Stinson?
The 93 records displayed for Lloyd Stinson are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Lloyd Stinson remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.