Lucia D Cao from Shakopee, MN

Age 59
๐Ÿ“ 721 Cobblestone Way, Shakopee, MN 55379
๐Ÿ“ž (612) 210-2161, (612) 720-2420, (612) 866-6349, (612) 866-3904, (612) 866-3909, (952) 233-4107
โœ‰๏ธ ajkiz3021@aol.com, ajkiz3021@gateway.net, ajkiz@aol.com

Ms Lucia Ying Cao from Alameda, CA

Age 65 b. 11/24/1960
๐Ÿ“ Po Box 1624, #alameda, CA 94501-0178
โœ‰๏ธ lc986@aol.com, luciacao@netzero.net, lcao@ca.freei.net
๐Ÿ• 17 previous addresses

Lucia Cao from Alameda, CA

Age 65 b. Nov 1960 Female
๐Ÿ“ Po Box 1624
๐Ÿ’ผ 1004
๐Ÿ“ž (510) 520-5198 (Cell)
โœ‰๏ธ lcao@ca.freei.net

Lucia Cao from Shakopee, MN

Age 64 b. 1962 Female
๐Ÿ“ 721 Cobblestone Way
๐Ÿ“ž (952) 233-4107

Lucia Cao from Minneapolis, MN

Age 63 b. Oct 1962 Hennepin Co.
๐Ÿ“ 7527 Penn Ave S 2

Unknown Person

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 6 contact records for Lucia Cao across 2 states. The most recent address on file is in Shakopee, Minnesota. Of these records, 4 include phone numbers and 3 include email addresses. The listed age is 59. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Cao Lucia

Scott County
PIN: 139-273370930
· 721 Cobblestone Way
Lot: 1,451sqft

Cao Lucia

Scott County
· 721 Cobblestone Way, Shakopee

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Lucia Cao in Shakopee. Values shown are from county assessor records and may differ from current market prices.

2011 Ford Escape
ยท Registered to: Lucia Cao
ยท VIN: 1FMCU9EG1BKA44264
·
721 Cobblestone Way, Shakopee, MN, 55379-4532

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Lucia Cao. Registered makes include Ford. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Beauty Emporium & Salon

Owner
+15122630066lcs87@att.net
Bee Cave,

Cao Beauty Salon

Owner
(512) 263-0066
Austin, TX
Personal Services (Services)

Lucia Cao

รƒยฅ รƒยจ รƒยค รƒยฅ

Lucia Cao

Real Estate Management ยท Alameda, California

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 9 business affiliations were found for Lucia Cao. Companies include Cao Beauty Salon. Roles listed include Owner and Tp Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 2002 Fair Oaks Dr, Austin, TX, 78745
TX
TREASURER: Lucia Cao

Mansaluv, INC.

Addr: 2002 Fair Oaks Dr, Austin, TX, 78745
TX
TREASURER: Lucia Cao

Unknown Corporation

Addr: 2002 Fair Oaks Drive, Austin, TX, 78745
TX
Officer: Lucia Cao

Mansaluv, INC.

ID: 0151575100
Addr: 2002 Fair Oaks Dr, Austin, TX, 78745
TX
DIRECTOR: Lucia Cao

Mansaluv, INC.

ID: 0151575100
Addr: 2002 Fair Oaks Dr, Austin, TX, 78745
TX
TREASURER: Lucia Cao

Source: Public Records Lucia Cao appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$5 Nov 1, 2020
2020 REP
Trump, Donald J
Cao, Lucia Engineering Specialist @ Sesgate Technology Shakopee, MN
$99 Nov 8, 2020
2020
Trump Make America Great Again Committee
Cao, Lucia Engineering Specialist @ Sesgate Technology Shakopee, MN
$5 Sep 1, 2020
2020
Trump Make America Great Again Committee
Cao, Lucia Engineering Specialist @ Seagate Technology Shakopee, MN
$5 Sep 1, 2020
Trump Make America Great Again Committee
Contributor Engineering Specialist @ Seagate Technology Shakopee, MN

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 4 political contribution records found for Lucia Cao. Total disclosed contributions amount to $114. Recipients include Trump Make America Great Again Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Lucia Cao

Age 54 Female
·
721 Cobblestone Way, Shakopee, MN 55379 (Scott County)
44.7739, -93.5159
· (612) 720-2420
Marital: Single TZ: Central
Edu: High School
Homeowner Single Family Built 2003 Purchased 2004
MP

Lucia Cao

Age 48 Female
·
1941 County Road 256, Moulton, TX 77975 (Lavaca County)
29.6021, -97.1092
· (361) 596-7716
Marital: Married TZ: Central
Occ: Management Edu: Some College
Homeowner Single Family Built 1950 Purchased 2002
MP

Lucia Y Cao

Age 56 Female
·
PO Box 1624, Alameda, CA 94501 (Alameda County)
37.7689, -122.2620
Marital: Married TZ: Pacific
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1991 Purchased 1998

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 3 demographic profiles associated with Lucia Cao. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Lucia Cao. These loans were issued to businesses, not individuals.

Xadelphia I LLC

Limited Liability Company(LLC

$63,600 Paid in Full
Address:
12400 W Highway 71
Bee Cave, TX78738-6517
Approved

Apr 9, 2020

Forgiven

$64,181

Jobs Reported

15

Loan #

9604397008

Loan Size

Small

Igillottresearch, INC.

Subchapter S Corporation

$69,900 Paid in Full
Address:
12400 W Highway 71 Ste 350
Bee Cave, TX78738-6500
Approved

Apr 16, 2020

Forgiven

$70,534

Jobs Reported

3

Loan #

2760107209

Loan Size

Small

Hsvsatx2 LLC

Limited Liability Company(LLC

$153,510 Paid in Full
Address:
12400 w HIGHWAY 71
Bee Cave, TX78738-6517
Approved

Apr 30, 2020

Forgiven

$154,602

Jobs Reported

22

Loan #

6173667304

Loan Size

Medium

Bright Smiles Dental PC

Corporation

$162,400 Paid in Full
Address:
12400 W Highway 71 Ste 350254
Bee Cave, TX78738-6517
Approved

Jan 28, 2021

Forgiven

$163,156

Jobs Reported

12

Loan #

7811788301

Loan Size

Medium

Caccamisi Family Business Services, LLC

Limited Liability Company(LLC

$38,295 Paid in Full
Address:
12400 W Highway 71 Ste 350
Bee Cave, TX78738-6500
Approved

Feb 17, 2021

Forgiven

$38,526

Jobs Reported

4

Loan #

9447858409

Loan Size

Small

Aubrey Homes INC.

Limited Liability Company(LLC

$12,467 Paid in Full
Address:
12400 W Highway 71 Ste 350-405
Bee Cave, TX78738-6517
Approved

Feb 27, 2021

Forgiven

$12,631

Jobs Reported

3

Loan #

5156758503

Loan Size

Small

Duncan Tech LLC

Subchapter S Corporation

$19,735 Paid in Full
Address:
12400 W Highway 71 Ste 350-371
Bee Cave, TX78738-6517
Approved

Mar 18, 2021

Forgiven

$19,833

Jobs Reported

1

Loan #

4709808610

Loan Size

Small

Kipp Charlotte INC

Non-Profit Organization

$153,510 Paid in Full
Address:
12400 w HIGHWAY 71
Bee Cave, TX78738-6517
Approved

Apr 30, 2020

Forgiven

$778,266

Jobs Reported

22

Loan #

6175017301

Loan Size

Medium

Webvenio LLC

Limited Liability Company(LLC

$5,100 Paid in Full
Address:
12400 W Highway 71 Ste 350-156
Austin, TX78738
Approved

Apr 30, 2020

Forgiven

$5,151

Jobs Reported

1

Loan #

5932647306

Loan Size

Small

Incentives Matter, INC.

Subchapter S Corporation

$20,832 Paid in Full
Address:
12400 W Highway 71 Ste 350-204
Austin, TX78738
Approved

May 1, 2020

Forgiven

$21,025

Jobs Reported

1

Loan #

2573667708

Loan Size

Small

Xadelphia Ii, LLC

Limited Liability Company(LLC

$53,100 Paid in Full
Address:
12400 W Highway 71 Suite 350-258
Bee Cave, TX78738-6517
Approved

Apr 8, 2020

Forgiven

$53,587

Jobs Reported

16

Loan #

8389617004

Loan Size

Small

Getspares, LLC

Limited Liability Company(LLC

$139,600 Paid in Full
Address:
12400 W Highway 71 ste 350-138
Bee Cave, TX78738-6517
Approved

Apr 5, 2020

Forgiven

$141,046

Jobs Reported

14

Loan #

5327867010

Loan Size

Small

Sally McConnell

Sole Proprietorship

$4,400 Paid in Full
Address:
2002 Fair Oaks Dr
Austin, TX78745
Approved

Apr 30, 2020

Forgiven

$4,419

Jobs Reported

1

Loan #

7257377302

Loan Size

Small

Shenology INC.

Subchapter S Corporation

$22,918 Paid in Full
Address:
12400 W Highway 71 Ste 350-312
Bee Cave, TX78738-6517
Approved

Feb 5, 2021

Forgiven

$23,074

Jobs Reported

2

Loan #

3806648400

Loan Size

Small

Caccamisi Family Business Services, LLC

Limited Liability Company(LLC

$35,825 Paid in Full
Address:
12400 W Highway 71 Ste 350
Austin, TX78738
Approved

Apr 10, 2020

Forgiven

$36,086

Jobs Reported

4

Loan #

1184887107

Loan Size

Small

The Curriculum Project

Subchapter S Corporation

$28,737 Paid in Full
Address:
12400 W Highway 71 Ste 350-414
Bee Cave, TX78738-6517
Approved

Mar 3, 2021

Forgiven

$28,916

Jobs Reported

2

Loan #

6470448507

Loan Size

Small

Vander Zanden Real Estate Company, LLC

Limited Liability Company(LLC

$14,000 Paid in Full
Address:
PO Box 1624
Green Bay, WI54305-1624
Approved

Apr 27, 2020

Forgiven

$14,133

Jobs Reported

3

Loan #

4325047209

Loan Size

Small

Triple Threat Services LLC

Limited Liability Company(LLC

$16,000 Paid in Full
Address:
12400 W Highway 71 # 350-221
Bee Cave, TX78738-6517
Approved

Apr 29, 2020

Forgiven

$16,136

Jobs Reported

1

Loan #

2880427303

Loan Size

Small

The Knowledge Capital Group INC

Corporation

$87,500 Paid in Full
Address:
12400 W Highway 71 Ste 350-202
Austin, TX78738
Approved

May 1, 2020

Forgiven

$88,098

Jobs Reported

2

Loan #

3213537705

Loan Size

Small

K&m Environmental Controls LLC

Limited Liability Company(LLC

$29,000 Paid in Full
Address:
12400 W Highway 71 Ste 350-176
Bee Cave, TX78738-6517
Approved

Jan 21, 2021

Forgiven

$29,145

Jobs Reported

3

Loan #

2785368307

Loan Size

Small

3r Cattle Company LLC

Limited Liability Company(LLC

$3,977 Paid in Full
Address:
2002 Fair Oaks Dr
Mission, TX78574-2000
Approved

Mar 13, 2021

Forgiven

$3,992

Jobs Reported

1

Loan #

2210118606

Loan Size

Small

Bee Cave Vision Center

Corporation

$53,827 Paid in Full
Address:
12400 W Highway 71 Ste 310
Bee Cave, TX78738-6504
Approved

Feb 3, 2021

Forgiven

$54,144

Jobs Reported

7

Loan #

2066528409

Loan Size

Small

Derek Thynes

Sole Proprietorship

$11,926 Paid in Full
Address:
PO Box 1624
Petersburg, AK99833-1624
Approved

Apr 15, 2020

Forgiven

$10,995

Jobs Reported

1

Loan #

1904487202

Loan Size

Small

Shenology, INC.

Subchapter S Corporation

$22,900 Paid in Full
Address:
12400 W HIGHWAY 71 Ste 350-312
Bee Cave, TX78738-6517
Approved

May 16, 2020

Forgiven

$21,007

Jobs Reported

2

Loan #

7294827403

Loan Size

Small

The Law Offices Of David J Tuckfield PC

Professional Association

$25,415 Paid in Full
Address:
12400 W Highway 71 Ste 350-150
Bee Cave, TX78738-6517
Approved

Jan 21, 2021

Forgiven

$25,595

Jobs Reported

1

Loan #

3211128300

Loan Size

Small

Mansfield Media Solutions LLC

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
12400 W Highway 71 Ste 350-232
Bee Cave, TX78738-6517
Approved

Jan 30, 2021

Forgiven

$20,975

Jobs Reported

1

Loan #

9206508310

Loan Size

Small

Ripley'S Blind & Drapery LLC

Limited Liability Company(LLC

$50,300 Paid in Full
Address:
12400 W Highway 71 Ste 240
Bee Cave, TX78738-6511
Approved

Feb 20, 2021

Forgiven

$50,649

Jobs Reported

4

Loan #

2568698501

Loan Size

Small

Gunnoe Investment Group LP.

Partnership

$19,062 Paid in Full
Address:
12400 W Highway 71 Ste 350
Bee Cave, TX78738-6500
Approved

Feb 10, 2021

Forgiven

$19,260

Jobs Reported

2

Loan #

6256718406

Loan Size

Small

Irvin Controls & Electric, INC.

Corporation

$107,500 Paid in Full
Address:
PO Box 1624
Concord, NC28026-1624
Approved

Apr 14, 2020

Forgiven

$108,396

Jobs Reported

10

Loan #

5771617110

Loan Size

Small

Igillottresearch INC

Subchapter S Corporation

$69,900 Paid in Full
Address:
12400 W Highway 71 Ste 350-341
Bee Cave, TX78738-6517
Approved

Jan 22, 2021

Forgiven

$70,180

Jobs Reported

3

Loan #

3574818305

Loan Size

Small

E1 Consulting LTD Co

Subchapter S Corporation

$13,770 Paid in Full
Address:
12400 W Highway 71 Ste 350
Bee Cave, TX78738-6500
Approved

Jan 30, 2021

Forgiven

$13,822

Jobs Reported

2

Loan #

9396488306

Loan Size

Small

Xadelphia Management Holdings LTD

Limited Liability Company(LLC

$2,000 Paid in Full
Address:
12400 W Highway 71 Suite 350-258
Austin, TX78738-6517
Approved

Apr 9, 2020

Forgiven

$2,018

Jobs Reported

1

Loan #

9061897008

Loan Size

Small

Forth-Rite Technologies LLC

Limited Liability Company(LLC

$52,918 Paid in Full
Address:
12400 W Highway 71 Ste 350-197
Bee Cave, TX78738-6517
Approved

Feb 6, 2021

Forgiven

$53,244

Jobs Reported

4

Loan #

4229258405

Loan Size

Small

Hidrex Usa LLC

Partnership

$20,833 Paid in Full
Address:
12400 W Highway 71 Ste 350-384
Bee Cave, TX78738-6517
Approved

Feb 3, 2021

Forgiven

$20,914

Jobs Reported

1

Loan #

2245338406

Loan Size

Small

Lake Winnipesaukee Association

Non-Profit Organization

$9,800 Paid in Full
Address:
PO Box 1624
Meredith, NH03253
Approved

Apr 28, 2020

Forgiven

$9,871

Jobs Reported

1

Loan #

8501517206

Loan Size

Small

Netreach Technologies INC.

Corporation

$6,993 Paid in Full
Address:
12400 W Highway 71 Ste 350-303
Bee Cave, TX78738-6517
Approved

Feb 11, 2021

Forgiven

$7,019

Jobs Reported

1

Loan #

7113508410

Loan Size

Small

Bdg Ventures LLC

Limited Liability Partnership

$191,645 Paid in Full
Address:
12400 W Highway 71 Ste 350-420
Bee Cave, TX78738-6517
Approved

Jan 17, 2021

Forgiven

$192,564

Jobs Reported

30

Loan #

1524888307

Loan Size

Medium

Hidrex Usa LLC

Partnership

$20,833 Paid in Full
Address:
12400 W Highway 71 Ste 350-384
Bee Cave, TX78738-6517
Approved

Apr 13, 2021

Forgiven

$20,898

Jobs Reported

1

Loan #

2895398807

Loan Size

Small

S Covey Enterprises

Corporation

$187,005 Paid in Full
Address:
12400 W Highway 71 Suite 350-390
Bee Cave, TX78738
Approved

May 1, 2020

Forgiven

$189,546

Jobs Reported

14

Loan #

3983877709

Loan Size

Medium

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 39 PPP loan records are linked to businesses associated with Lucia Cao. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Lucia Cao on the map

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6
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Lucia Cao in Alameda, CA: Background Summary

Location
PO Box 1624, Alameda, CA 94501
Other Locations
Shakopee, MN ยท Minneapolis, MN
Profiles Found
6 people with this name
Phone Numbers
(612) 210-2161 and 8 others on file
Email
ajkiz3021@aol.com and 5 others on file
Career
Owner, Tp Director at Cao Beauty Salon
Properties
2properties owned
Vehicles
1 linked โ€” 2011 Ford Escape
Contributions
$114 total โ€” Trump Make America Great Again Committee
PPP Loans
$2022K for Xadelphia I LLC, Igillottresearch, INC.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Lucia Cao. Because public records are indexed by name rather than by a unique identifier, the 72 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Lucia Cao

Search Complexity: Moderate

72 public records across 3states, belonging to approximately 6 different individuals. There are 6 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are moderately distributed across 3 states. Highest concentration: Texas (11%), followed by Minnesota and California. Spans the South and Midwest regions.

TX8recordsMN6recordsCA5records

Record Type Breakdown

Data spans 7 record categories. Largest: PPP Loan Records (57%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (9) and Business & Corporate Filings (9).

39
PPP Loan Records
9
Contact & Address Records
9
Business & Corporate Filings
5
Corporate Records
4
Political Contribution Records
2
Property Ownership Records

Age Distribution

Age range: approximately 7 years. Largest group: Senior (65+) (33%).

Senior (65+)1personMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Lucia Cao

Does Lucia Cao own property?
County assessor records show 2 properties associated with Lucia Cao . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Lucia Cao?
Records show 1 vehicle registration associated with Lucia Cao, including a 2011 Ford Escape. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Lucia Cao?
We found 9 business affiliations for Lucia Cao (Owner). Business records are compiled from state registries, SEC filings, and professional databases.
Has Lucia Cao made political donations?
FEC disclosure records show 4 reported political contributions from Lucia Cao, totaling $114. Recipients include Trump Make America Great Again Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Lucia Cao?
Our database contains 72 total records for Lucia Cao spanning 3 states. This includes 6 distinct contact records, 4 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Lucia Cao?
The 72 records displayed for Lucia Cao are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Lucia Cao remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.