Luis E. Espinel

Age 75 b. 1950-09-14
๐Ÿ“ 4060 Fallbrook Dr, Duluth Ga
๐Ÿ“ž (770) 634-9396, (770) 634-9397, (770) 262-4462, (678) 523-0106
โœ‰๏ธ ELEANOR.ESPINEL@GMAIL.COM, eleanor.espinel@gmail.com, e7702624462@gmail.com

Luis Espinel from New Orleans, LA

Age 44
๐Ÿ“ 4509 Johnson St, New Orleans, LA 70125
๐Ÿ“ž (504) 525-9559, (504) 822-3738, (504) 828-4132, (504) 269-0636, (504) 822-3738, (504) 525-9559, (504) 581-9322, (504) 710-0497, (504) 299-1751
๐Ÿช Jorge Posada Foundation Inc, Ecuadorian Floral Imports, Llc

Luis Espinel

Age 35 b. 1990-06-24
๐Ÿ“ 1450 Response Rd Apt 207, Sacramento Ca
๐Ÿ“ž (415) 608-1649, (415) 608-1649
โœ‰๏ธ BLANDON624@YAHOO.COM

Luis Espinel from Hialeah, FL

Age 89 b. 1937 Miami-Dade Co.
๐Ÿ“ 771 E 45th St
๐Ÿ“ž (305) 681-2916, (305) 378-6057, (786) 338-3217

Luis Espinel from Tamarac, FL

Age 59
๐Ÿ“ 7909 74th Ter, Tamarac, FL 33321
๐Ÿ“ž (954) 227-3685, (954) 597-9896, (718) 507-1721, (954) 597-9896, (954) 718-0711, (954) 227-3685, (954) 632-9993
๐Ÿช Espinel'S Magic Cleaning Services Inc, Espinels Magic Cleaning Services, Inc

Luis Espinel

๐Ÿ“ 1927 W Cobblestone Rd, Romeoville Il
๐Ÿ“ž (815) 274-4042, (815) 274-4042
โœ‰๏ธ LUCHASOESPINEL@YAHOO.COM, luchasoespinel@yahoo.com

Luis Espinel from Houston, TX

Age 56
๐Ÿ“ 4107 Cedar Gardens Dr, Houston, TX 77082
๐Ÿ“ž (281) 495-4303, (281) 752-9129
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Alesandro Espinel,Hernando Espinel

Luis Espinel

๐Ÿ“ 231 Shady Holw, Casselberry Fl
๐Ÿ“ž (407) 927-5961, (321) 279-2823
โœ‰๏ธ GATO_ESPINEL@HOTMAIL.COM

Luis Espinel from Casselberry, FL

Seminole Co.
๐Ÿ“ 231 Shady Holw
๐Ÿ“ž (407) 331-9857, (407) 252-4668

Luis Espinel from Tamarac, FL

Age 70 b. Jul 1955 Broward Co.
๐Ÿ“ 7909 Nw 74th Ter
๐Ÿ“ž (954) 718-0711

Luis Espinel from Duluth, GA

Age 75 b. Sep 1950 Gwinnett Co.
๐Ÿ“ 4060 Fallbrook Dr
๐Ÿ“ž (770) 232-0387

Luis Espinel from Miami, FL

Age 66 b. Jun 1959 Miami Dade Co.
๐Ÿ“ 2780 Ne Williams Is Blvd
๐Ÿ“ž (770) 382-2449

Luis Espinel

๐Ÿ“ 526 Seasons Ct, Winter Springs Fl
๐Ÿ“ž (321) 695-1768, (321) 695-1768
โœ‰๏ธ LESPINEL25@YAHOO.COM

Luis Espinel from Lehigh Acres, FL

0000 Male
๐Ÿ“ 3712 13th St Sw
๐Ÿ“ž (239) 491-2086

Luis Espinel from Duluth, GA

Age 59 b. Sep 1966 Gwinnett Co.
๐Ÿ“ 505 Bedfort Dr

Luis Espinel from Miami, FL

Age 88 b. Jun 1937 Miami Dade Co.
๐Ÿ“ 209 Nw 109th Ave Apt 402

Luis Espinel from Jersey City, NJ

Age 79 b. Aug 1946
๐Ÿ“ 74 Hancock Ave 6

Luis Espinel from Baton Rouge, LA

Age 56 b. Oct 1969 East Baton Rouge Co.
๐Ÿ“ 1413 Jim Taylor Dr

Luis Espinel from West New York, NJ

๐Ÿ“ 113 67th St 115
๐Ÿ“ž (513) 871-7574

Luis Espinel from Altamonte Spg, FL

Seminole Co.
๐Ÿ“ 840 Orienta Ave D
๐Ÿ“ž (830) 274-2009

Luis Espinel from Hialeah, FL

Miami Dade Co.
๐Ÿ“ 7071 E 41st St
๐Ÿ“ž (302) 478-8394

Luis Espinel from Miramar Beach, FL

๐Ÿ“ Po Box 9326
๐Ÿ“ž (504) 723-0939

Luis Espinel from New York, NY

New York Co.
๐Ÿ“ 420 W 56th St 17

Luis Espinel from San Lorenzo, PR

San Lorenzo Co.
๐Ÿ“ 754 Bo Flordia Bo Flordia

Luis Espinel from Flushing, NY

Queens Co.
๐Ÿ“ 13420 58th Rd

Luis Espinel from Jackson Heights, NY

Queens Co.
๐Ÿ“ 3424 77th St 2 S

Luis Espinel from Metairie, LA

Jefferson Co.
๐Ÿ“ 3301 W Esplanade Unit 10163

Luis Espinel from Lakeland, FL

Polk Co.
๐Ÿ“ 6002 Woodhaven Dr

Luis Espinel from Los Angeles, CA

Los Angeles Co.
๐Ÿ“ 1925 S Bundy Dr

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 30 contact records for Luis Espinel across 8 states. The most recent address on file is in Hialeah, Florida. Of these records, 19 include phone numbers and 5 include email addresses. Ages range from 44 to 59, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Espinel Luis A

Seminole County
PIN: 1721305140K000200
· 231 Shady Holw, Casselberry 32707
Value: $99,107

Espinel, Luis

Kalamazoo County
PIN: 10-08281-047-O
· 1521 W Kilgore Rd, PORTAGE mi

Espinel,luis

Broward County
PIN: 494112250680
· 1733 SW 70 Way, North Lauderdale
Built: 1970.0
Assessed: $84,620

Espinel, Luis

Hudson County
PIN: 0906_3803_35
· 70 Hancock Av.
Lot: 2,759sqft

Espinel Luis A

Seminole County
· 231 Shady Holw, Casselberry-Altamonte-Springs 32707.0
Built: 1969.0
Assessed: $153,641

Espinel, Luis

Apartment Hudson County
· P.o.box 17221, 07307

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 6 property records linked to Luis Espinel in Casselberry-Altamonte-Springs. Values shown are from county assessor records and may differ from current market prices.

Luis Espinel

Duluth, 300965627
DOB: 1/1/1950 Gender: Male
Congress: 007

Luis A Espinel

Democrat
70 Hancock Ave 2rt, Jersey City, 07307
DOB: 8/16/1946
County: Hudson

Luis Antonio Espinel

526 Seasons Ct, Winter Springs, , 32708

Luis Ernesto Espinel

Reg: 19960226
4060 Fallbrook Dr, Duluth, 300965627
Gender: Male

Luis Espinel

Reg: 306358283
56-01 Myrtle Avenue 3r, 0, 11385
DOB: 19780609 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Luis Espinel in . Party affiliation is listed as D. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 NISSAN SENTRA
ยท Registered to: Luis Espinel
ยท VIN: 3N1CB51D25L527265
·
7909 NW 74th Ter, Tamarac, FL, 33321
2003 CADILLAC DEVILLE
ยท Registered to: Luis Espinel
ยท VIN: 1G6KD54Y43U122029
·
771 E 45th St, Hialeah, FL, 33013
2013 Nissan Pathfinder
ยท Registered to: Luis Espinel
ยท VIN: 5N1AR2MN5DC677380
·
4060 Fallbrook Dr, Duluth, GA, 30096
·
(770) 232-0396
2007 Mercedes Slk350
ยท Registered to: Luis Espinel
ยท VIN: WDBWK56F47F150132
·
Po Box 9326, Miramar Beach, FL, 32550-1023
·
(504) 723-0939
2013 Honda Odyssey
ยท Registered to: Luis Espinel
ยท VIN: 5FNRL5H9XDB066982
·
3712 13Th St Sw, Lehigh Acres, FL, 33976
·
(239) 491-2086

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Luis Espinel. Registered makes include Nissan, Cadillac, Mercedes, Honda. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Conservation International

Vice President Of Peru
+17033412400lespinel@conservation.org

Conservation International

Luis EspinelVice President of Peru at Conservation International
Arlington,

Luis Espinel

Colombia Research

Machined Component Svc Inc

Luis EspinelPresident
(718) 381-9650dom@nyc.rr.com
5601 Myrtle Ave, Ridgewood, NY11385
mcsvalves.com

Luis Andres Rincon Espinel

United States

Long Term Care Assoc

Luis EspinelOwner
(407) 580-5883louie1281@yahoo.com
4110 Myrtlewood Dr, Sanford, FL32771

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 13 business affiliations were found for Luis Espinel. Companies include Long Term Care Assoc. Roles listed include Vice President Of Peru and Vice President of Peru at Conservation International. Records are compiled from state business registries, SEC filings, and professional networking databases.

Espinel, Luis E

Addr: 5641 US Hwy 129N, Pendergrass, GA, 30567
GA

Espinel, Luis E

Addr: 5641 US Hwy 129N, Pendergrass, GA, 30567
GA

Espinel, Luis E

Addr: 5641 US Hwy 129N, Pendergrass, GA, 30567
GA

Espinel, Luis E

Addr: 5641 US Hwy 129 N, Pendergrass, GA, 30567
GA Jefferson County

Espinel, Luis E.

Addr: 4060 Fallbrook Dr., Duluth, GA, 30096
GA

Espinel, Luis E

Addr: 5641 US Hwy 129N, Pendergrass, GA, 30567
GA

Espinel, Luis E

Addr: 5641 US Hwy 129N, Pendergrass, GA, 30567
GA Jefferson County

Espinel, Luis E

Addr: 823 S Bayside Dr, Tampa, FL, 33609
FL Jefferson County

Espinel, Luis E

Addr: 5641 US Hwy 129N, Pendergrass, GA, 30567
GA Jefferson County

Expotec, INC.

Addr: 4060 Fallbrook Drive, Duluth, GA, 30096
GA
Officer: Luis E ESPINEL

Unknown Corporation

Addr: 8428 Oak St., New Orleans, LOUISIANA, 70118
LOUISIANA
Officer: Luis Espinel

Ecuadorian Floral Imports, L.l.c.

Addr: 8428 Oak St., New Orleans, LA, 70118
LA
Agent: Luis Espinel

Source: Public Records Luis Espinel appears in 12 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Luis Espinel

Santa Monica High School - Santa Monica, CA, CA
1983

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Luis Espinel has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$30 Invalid Date
2018
Realtors Political Action Committee
Espinel, Luis F Real Estate Broker Miramar Beach, FL
$20 Feb 24, 2016
2016
Realtors Political Advocacy Committee
Espinel, Luis F Real Estate Broker Miramar Beach, FL
$500 Aug 7, 2013
2014 DEM
Becerra, Xavier
Espinel, Luis E Business Manager @ Pfm Companies Duluth, GA
$20 Feb 24, 2016
Realtors Political Advocacy Committee
Contributor Real Estate Broker Miramar Beach, FL
$500 Aug 7, 2013
Unknown Committee
Espinel, Luis E. Business Manager @ Pfm Companies Duluth, GA
$20
2016
Realtors Political Advocacy Committee
Contributor Real Estate Broker Miramar Beach, FL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 6 political contribution records found for Luis Espinel. Total disclosed contributions amount to $1,090. Recipients include Realtors Political Advocacy Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

Luis F Espinel

License: 3289600 Sales Associate

Source: State Real Estate Commissions ยท NAR License Databases

MP

Luis B Espinel

Age 71 Male
·
7909 NW 74th Ter, Ft Lauderdale, FL 33321 (Broward County)
26.2209, -80.2505
· (954) 993-3728
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1971 Purchased 2002
MP

Luis E Espinel

Age 39 Male
·
4060 Fallbrook Dr, Duluth, GA 30096 (Gwinnett County)
33.9591, -84.1511
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1996 Purchased 1996
MP

Luis Espinel

Age 71 Female
·
70 Hancock Ave, Jersey City, NJ 07307 (Hudson County)
40.7450, -74.0477
· (201) 798-2764
TZ: Eastern
Homeowner Multi-Family Built 1903 Purchased 2005
MP

Luis Espinel

Male
·
507 Notre Dame Dr, Altamonte Spg, FL 32714 (Seminole County)
28.6594, -81.4061
TZ: Eastern
Single Family
MP

Luis Espinel

Male
·
9770 Quinn Ct, Wellington, FL 33414 (Palm Beach County)
26.6376, -80.1999
TZ: Eastern
Homeowner Single Family Built 2008 Purchased 2011
MP

Luis E Espinel

Age 47 Male
·
9 Ashbury Ct, Bolingbrook, IL 60440 (Will County)
41.7159, -88.0570
Marital: Married TZ: Central
Edu: Some College
Single Family
MP

Luis Espinel

Age 36 Male
·
526 Seasons Ct, Winter Spgs, FL 32708 (Seminole County)
28.6928, -81.2989
· (321) 695-1768
TZ: Eastern
Homeowner Single Family Built 1982 Purchased 2003
MP

Luis Espinel

·
366 Kearny Ave, Kearny, NJ 07032 (Hudson County)
40.7632, -74.1492
· (201) 317-7392
TZ: Eastern
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Luis Espinel. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Luis Espinel. These loans were issued to businesses, not individuals.

Joseph Philippe Barthole

Self-Employed Individuals

$15,484 Paid in Full
Address:
1455 NW 91st Ave
Coral Springs, FL33071-8324
Approved

May 22, 2021

Forgiven

$15,516

Jobs Reported

1

Loan #

5545289003

Loan Size

Small

Joseph Philippe Barthole

Self-Employed Individuals

$15,484 Paid in Full
Address:
1455 NW 91st Ave
Coral Springs, FL33071-8324
Approved

Apr 9, 2021

Forgiven

$15,543

Jobs Reported

1

Loan #

9585448707

Loan Size

Small

Mekiya R Cadet

Self-Employed Individuals

$9,027 Paid in Full
Address:
1455 NW 91st Ave Apt 13212
Coral Springs, FL33071-6642
Approved

Apr 15, 2021

Forgiven

$9,071

Jobs Reported

1

Loan #

3768048809

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Luis Espinel. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Luis Espinel on the map

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Luis Espinel in Duluth, GA: Background Summary

Location
4060 Fallbrook Dr, Duluth Ga, Duluth, GA
Other Locations
Hialeah, FL ยท Casselberry, FL ยท Tamarac, FL and 14 more
Profiles Found
30 people with this name
Phone Numbers
(770) 634-9396 and 27 others on file
Email
eleanor.espinel@gmail.com and 5 others on file
Possible Relatives
Enrique C Rubin, Clotilde H Rubin, Eliane E Rubin, Estela C Espinel, Esther M Espinel and 55 more
Career
Vice President Of Peru, Vice President of Peru at Conservation International at Long Term Care Assoc
Voter Registration
Registered Democrat
Properties
4properties owned
Vehicles
5 linked โ€” 2005 Nissan Sentra, 2003 Cadillac Deville and 3 more
Contributions
$1,090 total โ€” Realtors Political Advocacy Committee, Realtors Political Advocacy Committee
PPP Loans
$39,995 for Joseph Philippe Barthole, Joseph Philippe Barthole

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Luis Espinel. Because public records are indexed by name rather than by a unique identifier, the 96 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Luis Espinel

Search Complexity: High

96 public records across 9states, belonging to approximately 30 different individuals. With 30 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Florida (28%), followed by Georgia and Louisiana. Spans the South and Northeast regions.

FL27recordsGA14recordsLA5recordsNY4recordsNJ4recordsCA3records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (42%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (13) and Corporate Records (12).

36
Contact & Address Records
13
Business & Corporate Filings
12
Corporate Records
6
Property Ownership Records
6
Political Contribution Records
5
Voter Registration Records

Age Distribution

Age range: approximately 53 years, suggesting multiple generations. Largest group: Senior (65+) (45%).

Senior (65+)5peopleMiddle-Age (40-64)5peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Luis Espinel

Is Luis Espinel a registered voter?
Yes, voter registration records show Luis Espinel is registered. We found 5 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Luis Espinel own property?
County assessor records show 6 properties associated with Luis Espinel . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Luis Espinel?
Records show 5 vehicle registrations associated with Luis Espinel, including a 2005 NISSAN SENTRA. Registered makes include Nissan, Cadillac, Mercedes, Honda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Luis Espinel?
We found 13 business affiliations for Luis Espinel (Vice President Of Peru). Business records are compiled from state registries, SEC filings, and professional databases.
Has Luis Espinel made political donations?
FEC disclosure records show 6 reported political contributions from Luis Espinel, totaling $1,090. Recipients include Realtors Political Advocacy Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Luis Espinel?
Our database contains 96 total records for Luis Espinel spanning 9 states. This includes 30 distinct contact records, 19 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Luis Espinel?
The 96 records displayed for Luis Espinel are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Luis Espinel remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.