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M Godfrey

Age 77 b. 1948-11-19
📍 3616 Melrose Dr, Raleigh Nc
📞 (919) 231-1332, (919) 812-4548
✉️ MDGODFREY1976@YAHOO.COM

M C Godfrey

📍 136 Wisteria Ridge Ter, Lagrange Ga
📞 (706) 882-7516, (706) 402-2259
✉️ MCERIE2010@GMAIL.COM

M Godfrey from Maysville, GA

Age 81 b. Sep 1944 Banks Co.
📍 209 Donahoo Rd
📞 (706) 367-8412

M Godfrey from Rock Hill, SC

Age 56 b. Jun 1969 York Co.
📍 1920 Paces Landing Ave Apt 1918
📞 (818) 243-4765
👤 aka Wayne M Godfrey

M Godfrey from Tampa, FL

Age 72 b. Dec 1953 Hillsborough Co.
📍 4008 W Santiago St
📞 (813) 831-7229

M Godfrey from Raleigh, NC

Age 104 b. Dec 1921 Wake Co.
📍 5313 Pine Dr
📞 (919) 782-8520

M Godfrey from Union Lake, MI

Age 116 b. Dec 1909 Oakland Co.
📍 3189 Ridgemont Rr St
📞 (216) 399-8065

M Godfrey from Little Rock, AR

Age 96 b. Nov 1929 Pulaski Co.
📍 9009 Clover Rd Hl
📞 (301) 365-3733

M Godfrey from Birmingham, AL

0
📍 1512 Melrose Pl, Birmingham, AL 35209
📞 (205) 871-6512

M Godfrey from Suffield, CT

0000 U
📍 163 Silver Creek Dr
📞 (860) 668-6317

M Godfrey from Sanford, FL

Age 93 b. Jan 1933 Seminole Co.
📍 16900 W 12th St

M Godfrey from Fair Oaks, CA

Age 90 b. Sep 1935 Sacramento Co.
📍 8000 California Ave
👤 aka Franklin M F, Godfrey Franklin Mjr, Godfrey Franklin

M Godfrey from Miami, FL

Age 108 b. Dec 1917 Miami Dade Co.
📍 5510 Nw 12th Ave

M Godfrey from Bronx, NY

Age 75 b. May 1950 Bronx Co.
📍 3840 Greystone Ave Apt 5 B

M Godfrey from Polaris, MT

Age 98 b. Nov 1927 Beaverhead Co.
📍 Po Box 460491

M Godfrey from Quincy, MA

Age 75 b. Oct 1950
📍 90 Summit Ave
👤 aka Jane M Godfrey

M Godfrey from Shawnee Msn, KS

Age 98 b. Dec 1927 Johnson Co.
📍 3676 W 75th St

M Godfrey from Virginia Bch, VA

Age 102 b. Mar 1924 Virginia Beach City Co.
📍 805 S Spigel Dr

M Godfrey from Gainesville, GA

Age 102 b. Sep 1923 Hall Co.
📍 3414 Clarkesbridge Crossi

M Godfrey from Lincoln, CA

Age 91 b. 1935 Male
📍 1281 Hillhaven Ln
💼 1301
📞 (916) 409-5588

M Godfrey from Missouri City, TX

Age 61
📍 7430 M C Zali, Missouri City, TX 77489

M Godfrey from Birmingham, AL

0
📍 216 Robert Jemison Rd #2a, Birmingham, AL 35209

M Godfrey from Riverside, CA

📍 1471 7th St
📞 (951) 265-5717 (AT&T MOBILITY)

M Godfrey from Philadelphia, PA

Philadelphia Co.
📍 2723 N 2nd St
📞 (502) 491-0656

M Godfrey from Burnsville, WV

Braxton Co.
📍 Rr 1 Po Box 43 F
📞 (559) 626-7326

M Godfrey from Mount Olive, AL

📍 5834 Jeffery Dr
📞 (205) 841-8319

M Godfrey from Charlotte, NC

Mecklenburg Co.
📍 685 Belmorrow Dr
📞 (704) 399-0794

M Godfrey from Marianna, FL

Jackson Co.
📍 352 Miltonia Ave

M Godfrey from Oakland, CA

Alameda Co.
📍 3825 High St Apt 107

M Godfrey from Salt Lake City, UT

Salt Lake Co.
📍 7256 Walpole Way

M Godfrey from Nokesville, VA

Prince William Co.
📍 8929 Burwell Rd

M Godfrey from Bronx, NY

Bronx Co.
📍 3840 Greystone Av 5 B

M Godfrey from Midland, TX

Midland Co.
📍 1600 Bedford Dr

M Godfrey from Joliet, IL

Will Co.
📍 206 Romayne Ave

M Godfrey from Birmingham, AL

Jefferson Co.
📍 1829 Linthicum

M Godfrey from Philadelphia, PA

Philadelphia Co.
📍 721 Ranstead St

M Godfrey from Oakland, CA

Alameda Co.
📍 8833 Dowling St

M Godfrey from Maryville, TN

Blount Co.
📍 1616 Carpenters Campground Rd

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 38 contact records for M Godfrey across 20 states. The most recent address on file is in Maysville, Georgia. Of these records, 16 include phone numbers and 2 include email addresses. The listed age is 61. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Godfrey M Evans &w Patricia E

Miami Dade County
PIN: 3660040190460
· 18545 SW 90 Ct, Cutler Bay 33157
Value: $156,801

Godfrey M Evans &w Patricia E

Miami-dade County
· 18545 SW 90 Ct, Princeton-Goulds 33157.0
Built: 1969.0
Assessed: $273,606

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to M Godfrey in Princeton-Goulds. Values shown are from county assessor records and may differ from current market prices.

1987 FORD TAURUS
· Registered to: Godfrey
· VIN: 1FABP50D2HG217658
·
2015 Brookside Dr, Caldwell, ID, 83605
1995 MERCURY VILLAGER MINIVAN PASSENGER
· Registered to: Godfrey
· VIN: 4M2DV11W5SDJ32768
·
712 Water St, Waxahachie, TX, 75165
·
(972) 938-2259
1987 CADILLAC DEVILLE CAR MID LUXURY
· Registered to: Godfrey
· VIN: 1G6CD5182H4293099
·
712 Water St, Waxahachie, TX, 75165
·
(972) 938-2259
2005 Toyota Tundra
· Registered to: Godfrey
· VIN: 5TBBT44195S466193
·
211 Scotts Chapel Rd, Cumberland City, TN, 37050
·
(931) 212-6236
2007 FORD F150 PICKUP
· Registered to: Godfrey
· VIN: 1FTRW12WX7KC64483
·
712 Water St, Waxahachie, TX, 75165
·
(972) 938-2259

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with M Godfrey. Registered makes include Ford, Mercury, Cadillac, Toyota. The most recent model year on record is 2007. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

P C Godfrey Inc

Chairman of the Board
(704) 334-8604
Charlotte, NC
Construction - Special Trade Contractors (Construction)

M M R C

Partner
(704) 334-8604
Charlotte, NC
Real Estate (Housing)

M Franklin Godfrey

Dr Frank Godfrey
Loomis, California, United States Medical Practice
LinkedIn

Fresno Infiniti

M GodfreyAssociate
(404) 234-2058amairs@gmail.com
3596 Clubhouse Cir E, Decatur, GA30032
fresnoinfiniti.com

Fresno Infiniti

M GodfreyAssociate
(404) 234-2058amairs@gmail.com
3596 Clubhouse Cir E, Decatur, GA30032

Fresno Infiniti

M GodfreyAssociate
(404) 234-2058amairs@gmail.com
3596 Clubhouse Cir E, Decatur, GA30032

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 13 business affiliations were found for M Godfrey. Companies include P C Godfrey Inc, M M R C, Fresno Infiniti. Roles listed include Null and Chief Marketing Officer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: AK
AK
Vice-President: M A Godfrey

Riverside Barge Company, INC.

Filed: Apr 30, 1975
Registered Agent: M J Godfrey

Riverside Barge Company, INC.

Filed: Apr 30, 1975
CEO: M J Godfrey

Godfrey.m. R.

Addr: PO Box 2419, Raleigh Nc, NC
NC

Riverside Barge Company, INC.

Addr: 333 Market St._#1000, San Francisco, CA, 94105
CA
CEO: M J Godfrey

Unknown Corporation

ID: 203632
Officer: M Godfrey

Unknown Corporation

Officer: M Godfrey
Registered Agent: M Godfrey

Source: Public Records M Godfrey appears in 7 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

🏛️

Unknown

🏛️

Unknown

Source: City/State Transparency Portals · Government Payroll Databases · Open Data Portals M Godfrey appears in 2 government employment records from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

M Godfrey

Holbrook High School - Holbrook, MA, MA
1977

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases M Godfrey has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$250 Aug 4, 2004
2004 DEM
Ballou, Eric
Godfrey, M Oil Production Madill, OK
$25 Aug 1, 2014
2014
Uaw Michigan V Pac
Godfrey, M Howell, MI
$150 Oct 14, 2004
2004
Minn Chiropractic Political Action Comm
Godfrey, M Chiropractor Alexandria, MN
$25 Aug 1, 2014
Uaw Michigan V Pac
Contributor Howell, MI
$25
2014
Uaw Michigan V Pac
Contributor Howell, MI

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 5 political contribution records found for M Godfrey. Total disclosed contributions amount to $475. Recipients include Uaw Michigan V Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

M Godfrey

·
105 Floy St, Spartanburg, SC 29301 (Spartanburg County)
34.9352, -81.9656
· (864) 574-0826
TZ: Eastern
Homeowner Single Family Built 1962 Purchased 1978
MP

M Godfrey

Age 36
·
7 Farview Ave, Randolph, NJ 07869 (Morris County)
40.8395, -74.5849
· (201) 213-5441
TZ: Eastern
Single Family
MP

M Godfrey

Age 34
·
895 Branch Chapel Church Rd, Selma, NC 27576 (Johnston County)
35.6349, -78.2689
· (919) 202-8382
Marital: Married TZ: Eastern
Homeowner Single Family
MP

M Godfrey

·
2 Timber Ln, Merrimack, NH 03054 (Hillsborough County)
42.8730, -71.5140
TZ: Eastern
Single Family
MP

M Godfrey

·
11 April Dr, Easton, CT 06612 (Fairfield County)
41.3135, -73.2808
TZ: Eastern
Single Family
MP

M L Godfrey

·
709 NE 8th St, Stigler, OK 74462 (Haskell County)
35.2578, -95.1151
Marital: Married TZ: Central
Homeowner Single Family Built 1972 Purchased 2000
MP

M Godfrey

·
746 Simon Ave, Saint Paul, MN 55117 (Ramsey County)
44.9726, -93.1284
TZ: Central
Single Family
MP

M C Godfrey

·
163 Silver Creek Dr, Suffield, CT 06078 (Hartford County)
42.0143, -72.6344
· (860) 668-6317
Marital: Married TZ: Eastern
Homeowner Single Family Built 1997 Purchased 1996
MP

M C Godfrey

Age 60
·
136 Wisteria Ridge Ter, Lagrange, GA 30240 (Troup County)
33.0654, -85.0406
· (706) 882-7516
TZ: Eastern
Edu: High School
Homeowner Single Family Built 2001
MP

M Godfrey

Age 31
·
1092 E San Antonio Dr, Long Beach, CA 90807 (Los Angeles County)
33.8400, -118.1790
TZ: Pacific
Multi-Family
MP

M Godfrey

Age 40
·
40 Elm St, Hingham, MA 02043 (Plymouth County)
42.2391, -70.8903
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1986 Purchased 2013
MP

M J Godfrey

·
711 NE 8th St, Stigler, OK 74462 (Haskell County)
35.2579, -95.1151
· (918) 967-8182
Marital: Married TZ: Central
Homeowner Single Family Built 1985
MP

M Godfrey

Age 69
·
717 Bridge Ave, Superior, WI 54880 (Douglas County)
46.7297, -92.0969
Marital: Single TZ: Central
Edu: High School
Single Family
MP

M Godfrey

·
1899 Cappel St, Pineville, LA 71360 (Rapides County)
31.3385, -92.4306
· (318) 574-5870
Marital: Married TZ: Central
Single Family
MP

M D Godfrey

Age 75
·
7119 S Villanova Dr, Saint Louis, MO 63123 (Saint Louis County)
38.5820, -90.3164
· (314) 352-1457
Marital: Single TZ: Central
Homeowner Single Family Built 1950 Purchased 1996
MP

M Godfrey

·
17527 W Maui Ln, Surprise, AZ 85388 (Maricopa County)
33.6221, -112.4370
TZ: Mountain
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 16 demographic profiles associated with M Godfrey. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with M Godfrey. These loans were issued to businesses, not individuals.

Ronnie Kalatizadeh

Independent Contractors

$20,833 Paid in Full
Address:
40 Elm St
Great Neck, NY11021-1942
Approved

Feb 22, 2021

Forgiven

$20,929

Jobs Reported

1

Loan #

2917088505

Loan Size

Small

Business Development Partners, LLC

Limited Liability Company(LLC

$20,800 Paid in Full
Address:
10701 S Ocean Dr Lot 632
Jensen Beach, FL34957-2633
Approved

May 19, 2020

Forgiven

$20,938

Jobs Reported

1

Loan #

8785037401

Loan Size

Small

Hi Harry Yacht Sales INC

Corporation

$20,833 Paid in Full
Address:
1350 River Reach Dr Apt 315
Fort Lauderdale, FL33315-1169
Approved

Apr 30, 2020

Forgiven

$20,995

Jobs Reported

1

Loan #

7662417305

Loan Size

Small

Peter Farrell DBA None

Corporation

$17,707 Paid in Full
Address:
40 Elm St
Denver, CO80220
Approved

Apr 30, 2020

Forgiven

$17,868

Jobs Reported

1

Loan #

4747077305

Loan Size

Small

Ronnie Kalatizadeh

Independent Contractors

$20,833 Paid in Full
Address:
40 Elm St
Great Neck, NY11021
Approved

May 4, 2020

Forgiven

$20,972

Jobs Reported

1

Loan #

1370737406

Loan Size

Small

Durando & Associates

Corporation

$3,542 Paid in Full
Address:
1350 River Reach Dr #318
Ft Lauderdale, FL33315
Approved

May 7, 2020

Forgiven

$3,574

Jobs Reported

2

Loan #

3323247408

Loan Size

Small

Peter Farrell

Corporation

$16,230 Paid in Full
Address:
40 Elm St
Denver, CO80220-6326
Approved

Apr 2, 2021

Forgiven

$16,334

Jobs Reported

1

Loan #

5504278705

Loan Size

Small

Drahjae White

Independent Contractors

$20,833 Exemption 4
Address:
910 S Slocumb St
Goldsboro, NC27530-0028
Approved

Apr 26, 2021

Jobs Reported

1

Loan #

1742298904

Loan Size

Small

Indigo Land Design, LLC

Corporation

$26,100 Paid in Full
Address:
40 Elm St
Old Saybrook, CT06475-1150
Approved

Apr 7, 2020

Forgiven

$26,247

Jobs Reported

2

Loan #

6689547010

Loan Size

Small

Marla Hernandez

Self-Employed Individuals

$20,833 Exemption 4
Address:
4041 Ridge Ave
Philadelphia, PA19129-1550
Approved

May 22, 2021

Jobs Reported

1

Loan #

6012879005

Loan Size

Small

Hi Harry Yacht Sales INC

Corporation

$22,507 Paid in Full
Address:
1350 River Reach Dr Apt 315
Fort Lauderdale, FL33315-1169
Approved

Mar 3, 2021

Forgiven

$22,615

Jobs Reported

1

Loan #

6283388507

Loan Size

Small

Palm West City Officer Department LLC

Sole Proprietorship

$9,453 Paid in Full
Address:
10701 S Ocean Dr Lot 711
Jensen Beach, FL34957-2601
Approved

Mar 23, 2021

Forgiven

$9,501

Jobs Reported

3

Loan #

7092868609

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 12 PPP loan records are linked to businesses associated with M Godfrey. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find M Godfrey on the map

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Found 69 results across 30 states

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M Godfrey in Raleigh, NC: Background Summary

Location
3616 Melrose Dr, Raleigh Nc, Raleigh, NC
Other Locations
Maysville, GA · Rock Hill, SC · Tampa, FL and 26 more
Profiles Found
38 people with this name
Phone Numbers
(919) 231-1332 and 17 others on file
Email
mdgodfrey1976@yahoo.com and 1 other on file
Career
Chief Marketing Officer, Associate at P C Godfrey Inc, M M R C
Properties
1property owned
Vehicles
5 linked — 1987 Ford Taurus, 1995 Mercury Villager and 3 more
Contributions
$475 total — Uaw Michigan V Pac, Uaw Michigan V Pac
PPP Loans
$221K for Ronnie Kalatizadeh, Business Development Partners, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for M Godfrey. Because public records are indexed by name rather than by a unique identifier, the 101 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for M Godfrey

Search Complexity: High

101 public records across 30states, belonging to approximately 38 different individuals. With 38 distinct profiles across 30 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 30 states. Highest concentration: Georgia (8%), followed by California and North Carolina. Spans the South and West regions.

GA8recordsCA7recordsNC6recordsTX4recordsAL4recordsFL4records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (46%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (13) and PPP Loan Records (12).

38
Contact & Address Records
13
Business & Corporate Filings
12
PPP Loan Records
7
Corporate Records
5
Vehicle Registration Records
5
Political Contribution Records

Age Distribution

Age range: approximately 60 years, suggesting multiple generations. Largest group: Senior (65+) (87%).

Senior (65+)13peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About M Godfrey

Does M Godfrey own property?
County assessor records show 2 properties associated with M Godfrey . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to M Godfrey?
Records show 5 vehicle registrations associated with M Godfrey, including a 1987 FORD TAURUS. Registered makes include Ford, Mercury, Cadillac, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with M Godfrey?
We found 13 business affiliations for M Godfrey (null). Other companies include M M R C, Fresno Infiniti. Business records are compiled from state registries, SEC filings, and professional databases.
Has M Godfrey made political donations?
FEC disclosure records show 5 reported political contributions from M Godfrey, totaling $475. Recipients include Uaw Michigan V Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for M Godfrey?
Our database contains 101 total records for M Godfrey spanning 30 states. This includes 38 distinct contact records, 16 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for M Godfrey?
The 101 records displayed for M Godfrey are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can M Godfrey remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.