Marc Chiaramonte from West Chester, OH

Age 55 b. Jan 1971 Butler Co.
๐Ÿ“ 8610 Alexander Ct
๐Ÿ“ž (620) 856-2629, (513) 325-7999

Marc Chiaramonte from Timnath, CO

Age 36 b. 1990 Male
๐Ÿ“ 5639 Calgary St
๐Ÿ“ž (970) 631-8060

Marc Philip Chiaramonte from Timnath, CO

Age 32
๐Ÿ“ 5639 Calgary St, Timnath, CO 80547
๐Ÿ“ž (970) 631-8060

Marc Chiaramonte from Nutley, NJ

Age 53 b. Sep 1972 Essex Co.
๐Ÿ“ 462 Kingsland St
๐Ÿ“ž (973) 542-0268

Marc Chiaramonte from Brooklyn, NY

Age 79 b. Dec 1946 Kings Co.
๐Ÿ“ 47 Bay St 20th

Marc Chiaramonte from West Lafayette, IN

Age 55 b. Jan 1971 Tippecanoe Co.
๐Ÿ“ 525 N University St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 6 contact records for Marc Chiaramonte across 5 states. The most recent address on file is in West Chester, Ohio. Of these records, 4 include phone numbers. The listed age is 32. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Chiaramonte, Marc

Monmouth County
PIN: 1328_1004_13
· 4 Meha Court
Lot: 57,073sqft

Chiaramonte, Marc

Essex County
PIN: 0716_5801_7
· 111 Church Street
Lot: 6,961sqft

Chiaramonte, Marc

Residential Essex County
· 111 Church Street, 07110

Chiaramonte, Marc

Doc #2003120500070001
· 47 Bay 20th Street, Brooklyn Ny 11214
Record: P

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 4 property records linked to Marc Chiaramonte in Brooklyn. Values shown are from county assessor records and may differ from current market prices.

Marc A Chiaramonte

Democrat
149 Long Hill Rd, Oakland, 07436
DOB: 9/21/1964
County: Bergen

Marc Chiaramonte

UAF
5639calgary St, Timnath, CO, 80547
DOB: 1990 Gender: Male Ph: 970-631-8060
County: Larimer

Marc A Chiaramonte

Reg: 303298911
155 Sharrotts Road
DOB: 19740727 Gender: Male
Senate: 11

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Marc Chiaramonte in Colorado. Records show affiliations with D, UAF, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 TOYOTA PRIUS
ยท Registered to: Marc Chiaramonte
ยท VIN: JTDKN3DU4A1299366
·
111 Church St, Nutley, NJ, 07110-2212
·
(973) 661-0869
2002 Dodge Dakota
ยท Registered to: Marc Chiaramonte
ยท VIN: 1B7HG48N62S601541
·
111 Church St, Nutley, NJ, 07110
·
(973) 661-0869
2012 GMC ACADIA
ยท Registered to: Marc Chiaramonte
ยท VIN: 1GKKVPED5CJ142443
·
4 Meha Ct, Manalapan, NJ, 07726-5126
·
(732) 972-1667
ยท Registered to: Marc Chiaramonte
·
7320 Adena Hills Ct, West Chester, OH, 45069
·
(513) 779-3856

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Marc Chiaramonte. Registered makes include Toyota, Dodge, Gmc, N. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Marc Chiaramonte

Fort Collins, Colorado, United States Mental Health Care

Cincinnati United Contractors Inc

Marc ChiaramonteSenior Project Manager
(513) 677-0060marc_chiaramonte@cintiunited.com
Loveland, OH

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 3 business affiliations were found for Marc Chiaramonte. Companies include Cincinnati United Contractors Inc. Records are compiled from state business registries, SEC filings, and professional networking databases.

Instinet, LLC

Addr: 1095 Avenue Of The Americas, New York, TX, 10036
TX
CHIEF COMPLIANCE OFFICER: Marc Chiaramonte

Instinet, LLC

ID: 0800436191
Addr: 1095 Avenue Of The Americas, New York, NY, 10036
NY
CHIEF COMPLIANCE OFFICER: Marc Chiaramonte

Source: Public Records Marc Chiaramonte appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Marc Chiaramonte

Nutley High School - Nutley, NJ, NJ
1990

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Marc Chiaramonte has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Nov 7, 2013
2014 REP
Kubicki, Mary Jo
Chiaramonte, Marc Vice President Of Cincinnati United Contractors West Chester, OH
$100 Nov 7, 2013
REP
Kubicki, Mary Jo
Contributor Vice President Of Cincinnati United Contractors West Chester, OH
$25 Oct 20, 2024
Unknown Committee
Chiaramonte, Marc Contractor @ Self Oakland, NJ
$100
2014 REP
Kubicki, Mary Jo
Contributor Vice President Of Cincinnati United Contractors West Chester, OH

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 4 political contribution records found for Marc Chiaramonte. Total disclosed contributions amount to $325. Recipients include Kubicki, Mary Jo. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Marc A Chiaramonte

Age 70 Male
·
4 Meha Ct, Englishtown, NJ 07726 (Monmouth County)
40.3059, -74.3084
· (917) 660-4460
Marital: Married TZ: Eastern
Homeowner Single Family Built 1999 Purchased 2010
MP

Marc S Chiaramonte

Age 44 Male
·
111 Church St, Nutley, NJ 07110 (Essex County)
40.8190, -74.1659
· (973) 454-8282
Marital: Inferred Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1910 Purchased 2007
MP

Marc Chiaramonte

Male
·
8610 Alexander Ct, West Chester, OH 45069 (Butler County)
39.3316, -84.3538
· (513) 325-7999
TZ: Eastern
Single Family
MP

Marc W Chiaramonte

Age 46 Male
·
7320 Adena Hills Ct, West Chester, OH 45069 (Butler County)
39.3142, -84.3856
· (513) 779-3856
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1986 Purchased 2004
MP

Marc P Chiaramonte

Age 27 Male
·
5639 Calgary St, Timnath, CO 80547 (Larimer County)
40.5067, -104.9560
· (970) 631-8060
Marital: Single TZ: Mountain
Homeowner Single Family Built 2008 Purchased 2008

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Marc Chiaramonte. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Marc Chiaramonte. These loans were issued to businesses, not individuals.

Meagher & Meagher PC

Subchapter S Corporation

$439,580 Paid in Full
Address:
111 Church St
White Plains, NY10601-1505
Approved

Jan 21, 2021

Forgiven

$442,254

Jobs Reported

25

Loan #

2602078301

Loan Size

Medium

D.s. Boal Family Funeral Home PA

Subchapter S Corporation

$24,900 Paid in Full
Address:
111 Church St
Westernport, MD21562
Approved

May 11, 2020

Forgiven

$25,024

Jobs Reported

5

Loan #

4849127406

Loan Size

Small

Robert M Luckie Cpa

Self-Employed Individuals

$15,848 Paid in Full
Address:
111 Church St
Decatur, GA30030-3326
Approved

Aug 5, 2020

Forgiven

$15,982

Jobs Reported

1

Loan #

4129728200

Loan Size

Small

Middleville United Methodist Church

Non-Profit Organization

$19,282 Paid in Full
Address:
111 Church St
Middleville, MI49333-8000
Approved

Apr 13, 2020

Forgiven

$19,377

Jobs Reported

7

Loan #

4413977108

Loan Size

Small

Mitch Fahnlander

Sole Proprietorship

$15,502 Paid in Full
Address:
111 Church St
Royal, IA51357-7721
Approved

Mar 31, 2021

Forgiven

$15,538

Jobs Reported

1

Loan #

3298138708

Loan Size

Small

Dan Carman Attorney At Law PLLC

Corporation

$47,800 Paid in Full
Address:
111 Church St
Lexington, KY40507-1107
Approved

Jan 28, 2021

Forgiven

$48,158

Jobs Reported

4

Loan #

7556998307

Loan Size

Small

Paisley Law, PLLC

Sole Proprietorship

$18,000 Paid in Full
Address:
111 Church St
Lexington, KY40507-1102
Approved

Aug 6, 2020

Forgiven

$18,149

Jobs Reported

1

Loan #

4599688206

Loan Size

Small

Hall & Martin P.c.

Subchapter S Corporation

$57,000 Paid in Full
Address:
111 Church St
North Syracuse, NY13212-2370
Approved

Mar 12, 2021

Forgiven

$57,339

Jobs Reported

3

Loan #

9461018509

Loan Size

Small

Russell A Fayer

Sole Proprietorship

$11,210 Paid in Full
Address:
111 Church St
White Plains, NY10601
Approved

May 1, 2020

Forgiven

$11,326

Jobs Reported

1

Loan #

1858307704

Loan Size

Small

Constance Lee Dillon

Sole Proprietorship

$18,004 Paid in Full
Address:
111 Church St
White Bluff, TN37187-9154
Approved

Apr 28, 2020

Forgiven

$18,130

Jobs Reported

4

Loan #

6561867209

Loan Size

Small

Tawanda Clendon

Sole Proprietorship

$11,457 Paid in Full
Address:
111 Church St
Freeport, NY11520-3832
Approved

Apr 8, 2021

Forgiven

$11,517

Jobs Reported

1

Loan #

8948278710

Loan Size

Small

Belzoni Respiratory Care INC

Corporation

$20,800 Paid in Full
Address:
111 Church St
Belzoni, MS39038-3929
Approved

Apr 7, 2020

Forgiven

$20,942

Jobs Reported

3

Loan #

7232227002

Loan Size

Small

Blacksburg United Methodist Church INC.

Non-Profit Organization

$141,000 Paid in Full
Address:
111 Church St
Blacksburg, VA24060-4801
Approved

Apr 7, 2020

Jobs Reported

44

Loan #

6576287008

Loan Size

Small

Ncbmgroup, LLC

Limited Liability Company(LLC

$11,224 Paid in Full
Address:
111 Church St
Saint Louis, MO63135-2410
Approved

Aug 5, 2020

Forgiven

$11,314

Jobs Reported

1

Loan #

3953548209

Loan Size

Small

Los Gatos United Methodist Church

Corporation

$55,717 Paid in Full
Address:
111 Church St
Los Gatos, CA95030-6901
Approved

Apr 6, 2021

Forgiven

$56,082

Jobs Reported

10

Loan #

7783258700

Loan Size

Small

Laron Cortez Nicholas

Limited Liability Company(LLC

$17,853 Paid in Full
Address:
111 Church St
Hillsboro, AL35643-3969
Approved

Apr 7, 2021

Forgiven

$17,895

Jobs Reported

1

Loan #

8653488706

Loan Size

Small

Mitch Fahnlander

Sole Proprietorship

$15,502 Paid in Full
Address:
111 Church St
Royal, IA51357-7721
Approved

Mar 20, 2021

Forgiven

$15,537

Jobs Reported

1

Loan #

5231558601

Loan Size

Small

Carman & Garcia PLLC

Limited Liability Company(LLC

$58,500 Paid in Full
Address:
111 Church St
Lexington, KY40507-1107
Approved

Jan 27, 2021

Forgiven

$58,938

Jobs Reported

4

Loan #

6513118307

Loan Size

Small

Oakley & Oakley, LLC

Limited Liability Company(LLC

$32,800 Paid in Full
Address:
111 Church St
Lexington, KY40507-1102
Approved

Apr 11, 2020

Forgiven

$33,033

Jobs Reported

1

Loan #

2635597108

Loan Size

Small

Carman & Garcia, PLLC

Limited Liability Company(LLC

$39,300 Paid in Full
Address:
111 Church St
Lexington, KY40507-1102
Approved

Apr 9, 2020

Forgiven

$60,596

Jobs Reported

5

Loan #

8994947007

Loan Size

Small

Trinity Peace Lutheran Parish

Non-Profit Organization

$14,720 Paid in Full
Address:
111 Church St
Taylor, WI54659
Approved

Apr 28, 2020

Forgiven

$14,833

Jobs Reported

3

Loan #

1434547310

Loan Size

Small

Los Gatos United Methodist Church

Corporation

$58,928 Paid in Full
Address:
111 Church St
Los Gatos, CA95030
Approved

May 1, 2020

Forgiven

$59,469

Jobs Reported

11

Loan #

4227827704

Loan Size

Small

Diversified Industrial Services, LLC

Limited Liability Company(LLC

$42,685 Paid in Full
Address:
111 Church St
Leesburg, OH45135-0376
Approved

Apr 7, 2020

Forgiven

$43,031

Jobs Reported

6

Loan #

6747467009

Loan Size

Small

Jason Larsen

Independent Contractors

$6,040 Paid in Full
Address:
111 Church St
Modesto, CA95357-0209
Approved

May 14, 2021

Forgiven

$6,060

Jobs Reported

1

Loan #

1998139009

Loan Size

Small

Jennifer Nicole Nicholas

Sole Proprietorship

$20,265 Paid in Full
Address:
111 Church St
Hillsboro, AL35643-3969
Approved

Mar 20, 2021

Forgiven

$20,323

Jobs Reported

1

Loan #

5886008601

Loan Size

Small

Law Offices Of Thomas L. Gallivan PLLC

Corporation

$20,832 Paid in Full
Address:
111 Church St
White Plains, NY10601-1505
Approved

Feb 18, 2021

Forgiven

$20,976

Jobs Reported

1

Loan #

1182868507

Loan Size

Small

Michele L Lamprecht

Self-Employed Individuals

$4,700 Paid in Full
Address:
111 Church St
Loretto, TN38469-2147
Approved

Apr 16, 2020

Forgiven

$4,737

Jobs Reported

1

Loan #

2461777200

Loan Size

Small

Grace Episcopal Church

Non-Profit Organization

$77,000 Paid in Full
Address:
111 Church St
Yorktown, VA23690-4002
Approved

Apr 9, 2020

Forgiven

$77,541

Jobs Reported

14

Loan #

1107227104

Loan Size

Small

Tabor And Co PC

Corporation

$44,638 Paid in Full
Address:
111 Church St
Decatur, GA30030
Approved

May 1, 2020

Forgiven

$45,098

Jobs Reported

2

Loan #

4427377705

Loan Size

Small

Hargadon Law Group LLC

Limited Liability Company(LLC

$4,400 Paid in Full
Address:
111 Church St
Lexington, KY40507-1107
Approved

May 15, 2020

Forgiven

$4,426

Jobs Reported

1

Loan #

6731377404

Loan Size

Small

Russell Fayer

Sole Proprietorship

$11,862 Paid in Full
Address:
111 Church St
White Plains, NY10601-1505
Approved

Mar 13, 2021

Forgiven

$11,948

Jobs Reported

2

Loan #

1233938603

Loan Size

Small

Bandana Petroleum LLC

Partnership

$4,859 Paid in Full
Address:
111 Church St
Mishicot, WI54228
Approved

Aug 7, 2020

Forgiven

$4,893

Jobs Reported

2

Loan #

5200268202

Loan Size

Small

Scott White Attorney At Law

Sole Proprietorship

$20,800 Paid in Full
Address:
111 Church St
Lexington, KY40507
Approved

Apr 30, 2020

Forgiven

$21,145

Jobs Reported

1

Loan #

4946117307

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 33 PPP loan records are linked to businesses associated with Marc Chiaramonte. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Marc Chiaramonte on the map

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Marc Chiaramonte in West Chester, OH: Background Summary

Location
8610 Alexander Ct, West Chester, OH 45069
Other Locations
Timnath, CO ยท Nutley, NJ ยท Brooklyn, NY and 1 more
Profiles Found
6 people with this name
Phone Numbers
(620) 856-2629 and 3 others on file
Career
Cincinnati United Contractors Inc
Voter Registration
Registered Democrat
Properties
3properties owned
Vehicles
4 linked โ€” 2010 Toyota Prius, 2002 Dodge Dakota and 2 more
Contributions
$325 total โ€” Kubicki, Mary Jo, Kubicki, Mary Jo
PPP Loans
$1403K for Meagher & Meagher PC, D.s. Boal Family Funeral Home PA

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Marc Chiaramonte. Because public records are indexed by name rather than by a unique identifier, the 68 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Marc Chiaramonte

Search Complexity: Moderate

68 public records across 6states, belonging to approximately 6 different individuals. There are 6 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: New Jersey (12%), followed by Ohio and Colorado. Spans the Northeast and Midwest regions.

NJ8recordsOH7recordsCO5recordsNY4recordsTX1recordIN1record

Record Type Breakdown

Data spans 8 record categories. Largest: PPP Loan Records (53%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (9) and Property Ownership Records (4).

33
PPP Loan Records
9
Contact & Address Records
4
Property Ownership Records
4
Vehicle Registration Records
4
Political Contribution Records
3
Voter Registration Records

Age Distribution

Age range: approximately 48 years, suggesting multiple generations. Largest group: Senior (65+) (25%).

Senior (65+)1personMiddle-Age (40-64)2peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Marc Chiaramonte

Is Marc Chiaramonte a registered voter?
Yes, voter registration records show Marc Chiaramonte is registered with D affiliation. We found 3 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Marc Chiaramonte own property?
County assessor records show 4 properties associated with Marc Chiaramonte in Brooklyn, New York and 3 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Marc Chiaramonte?
Records show 4 vehicle registrations associated with Marc Chiaramonte, including a 2010 TOYOTA PRIUS. Registered makes include Toyota, Dodge, Gmc, N. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Marc Chiaramonte?
We found 3 business affiliations for Marc Chiaramonte. Business records are compiled from state registries, SEC filings, and professional databases.
Has Marc Chiaramonte made political donations?
FEC disclosure records show 4 reported political contributions from Marc Chiaramonte, totaling $325. Recipients include Kubicki, Mary Jo. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Marc Chiaramonte?
Our database contains 68 total records for Marc Chiaramonte spanning 6 states. This includes 6 distinct contact records, 4 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Marc Chiaramonte?
The 68 records displayed for Marc Chiaramonte are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Marc Chiaramonte remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.