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Ms Marjorie W Laurent from Frisco, TX

Age 61 b. 8/24/1964
📍 15063 Mountain Creek Trl, #frisco, TX 75035-7407
✉️ mlaurent@daisybrand.com, mlaurent@hotmail.com, michaellaurent@verizon.net, mlaurent@rochester.rr.com
👨‍👩‍👧 Relatives: Michael R Laurent,Camden Robert Webb,Jane Little Webb,Jonathan N Webb,Mary D Smither,Nancy S Webb,Dr Neil B Webb,Virginia C Webb,Allison C Brewer,Anna Marie Little,Camden Webb,Courtney E Little,Est Steven Taft,Fernando Ricardo Losada,Genevieve Webb Palmore,John R Little,John R Smither,Jon Webb,Joseph B Rhyne,Joseph M Webb Jr,Joseph L Webb,Joy Rhyne Webb,Laurie J Laurent,Linda Anna Webb,Lindsey J Laurent,Lindsey J Laurent,Lisa R Culbertson,Marian C Alvis,Marquis D Pickett,Marti Lorraine Webb,Mary H Pickett,Mary Alison Webb,Natalie J Webb,Nathaniel I Webb,Rosa Langley Webb,Serena D Donnelly,William B Webb,William B Webb,Brooke M Davis,Dona M Pickett,Grover Lee Webb,Holly Ann Culbertson,Jason Webb,Jason Webb,Jennifer M Price,Lee Webb Grover,Michael J Culbertson,Richard M Peacock,Ronald Jeffrey Webb,Steven David Taft Jr
🕐 14 previous addresses

Ms Marjorie Laurent from Brentwood, NY

Age 62 b. 6/18/1963
📍 23 Oak St, #brentwood, NY 11717-3823
✉️ marjorielaurent@hotmail.com
👨‍👩‍👧 Relatives: Daniel L Laurent Sr,Jean S Dume,Jean A Laurent,Josly Laurent,Josly E Laurent,Margaret H Newfield,Marie C Bernard,Marie C Dume,Marie N Laurent,Marie P Mondesir,Rose G Dume,Yolande Laurent Laurent,Andre Laurent Pierre,Bong Hom Yuen,Castride Dume,Castride Dume,Ms Castride Dume,Charles Jonah,Henry C Newfield,Henry C Newfield,James R Britton Jr,Jean Michel Charles,Jean R Dume,Jean Gaby Dume,Jean R Precil,Jennings Dume,Jennings Dume,Joseph J Bernard,Joseph Dumornay,Josue Mondesir,Joylene Charles,June Sue Cheng,Lorsk H Jeancharles,Marc J Laurent,Marie Dume,Marie Dume,Marie C Dume-Charles,Marie C Dume-Charles,Marie J Laurent,Marie C Leathers,May Hom Yuck,Moise G Laurent,Nehemie Dume,Pierre A Laurent,Robert J Newfield,Rose G Dume,Rose G Dume,Stephen P Charles,Yuck M Hom,Yuen Bong Hom
🕐 16 previous addresses

Marjorie Laurent from Brentwood, NY

Age 51
📍 23 Oak St, Brentwood, NY 11717
📞 (631) 435-0388, (631) 435-0388, (718) 826-1551, (718) 953-3841
👨‍👩‍👧 Relatives: Josly E Laurent,Jean G Dume,Marie Carline Dume,Margaret Helen Newfield,Ramsey Laurent

Marjorie Laurent from Harvey, LA

Age 87
📍 600 Fairmont St, Harvey, LA 70058
📞 (504) 366-5236, (504) 366-5236, (504) 450-7169
👨‍👩‍👧 Relatives: Fernande J Laurent,James Laurent,Wirely J Laurent,Ronald Laurent

Marjorie Laurent from Stamford, CT

Age 99 b. Sep 1926
📍 619 Hunting Ridge Rd
📞 (817) 860-0109, (203) 329-9806

Marjorie Laurent from Brooklyn, NY

📍 201 E 51st St, #brooklyn, NY 11203-2301
👨‍👩‍👧 Relatives: Alain Laurent,Luc M Laurent,Marie D Laurent,Meen C Laurent,Melissa Laurent,Ronald F Laurent Jr,Burnell Laurent,Carl H Jean Louis,Charles L Laurent,Charles Jean Wilfred,Dorita Laurent,Gabina A Jean,Jean Jacques,Jean C Laurent,Jean Lucksley,Jean Jacques Raymlin,Jean Rhodeline,Joseline J Hardrick,Judith L Belizaire,Louis Edeline Jean,Manushka C Jeanlouis,Marie G Jean-Jacques,Marie A Pamphile,Melissa Jacques,Micheline Jean Charles,Odile E Jean,Raymond J Jacques,Regine C Laurent,Rhode J Jean,Ronald Laurent,Rony Jean Jeanjacques,Roody Jeanjacques,Roudy Jean Jacques,Roudy Jean Jacques,Solange Jean Jacques,Solange Jean,Solange Jean-Jacques,Solange Jean-Jacques,Solange Jean Jeanjacques,Stephan Jean,Stephanie J Fortunat,Wilfrid J Charles,Wilfrid Jean,Felicienne P Pierre,Immacula M Jean,Lorraine C Daramola,Marie C Laurent,Odile E Jean,Vorbes A Aleger,Wilner Belizaire

Marjorie Laurent from Delmar, NY

Age 85
📍 110 Elsmere Ave #2, Delmar, NY 12054
📞 (518) 439-2796
👨‍👩‍👧 Relatives: Rene A Laurent

Marjorie Laurent from Frisco, TX

Age 77 b. 1949 Collin Co.
📍 15063 Mountain Creek Trl
📞 (972) 396-1110

Marjorie Laurent from Delmar, NY

Age 97 b. Mar 1929 Albany Co.
📍 110 Elsmere Ave
📞 (518) 439-2796

Marjorie Laurent from Harvey, LA

Age 99 b. Mar 1927 Jefferson Co.
📍 600 Fairmont St
📞 (504) 366-5236

Marjorie N Laurent from Jacksonville, FL

Age 110 b. 7/31/1915
📍 5470 Stanford Rd, #jacksonville, FL 32207-7782
👨‍👩‍👧 Relatives: Don Laurent
🕐 2 previous addresses

Marjorie Laurent from Miramar, FL

Female
📍 3290 Windward Way
📞 (954) 655-7708 (T-MOBILE)

Marjorie Laurent from Old Town, FL

Dixie Co.
📍 Po Box 570
📞 (915) 859-8661

Marjorie Laurent from Brooklyn, NY

📍 1256 E 68th St, Fl 2, #brooklyn, NY 11234-5722

Marjorie Laurent from Greenville, MI

Montcalm Co.
📍 606 S Franklin St

Marjorie Laurent from Jamaica, NY

Queens Co.
📍 24125 Weller Ave

Marjorie Laurent from Brooklyn, NY

Kings Co.
📍 397 E 35th St 2

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 17 contact records for Marjorie Laurent across 6 states. The most recent address on file is in Stamford, Connecticut. Of these records, 12 include phone numbers and 2 include email addresses. Ages range from 51 to 87, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Laurent Marjorie

Charlotte County
PIN: 402130431007
· 4332 Schneider St, Port Charlotte 33981
Value: $4,250 · Sale: $10,000 (2012)

Laurent Marjorie

Charlotte County
PIN: 402130431008
· 12500 Glee Ave, Port Charlotte
Assessed: $5,525

Laurent Marjorie

Charlotte County
PIN: 402130431007
· 4332 Schneider St, Port Charlotte
Assessed: $5,525

Laurent Marjorie

Charlotte County
· 4332 Schneider St, Grove-City-Rotonda 33981.0
Assessed: $5,525

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 4 property records linked to Marjorie Laurent in Grove-City-Rotonda. Values shown are from county assessor records and may differ from current market prices.

Marjorie Laurent

Democrat
23 Oak St, 9, 11717
DOB: 19630618 Gender: Female

Marjorie R Laurent

BLK
11 Coralberry Ct, 32, 12203
DOB: 19290305 Gender: Female

Marjorie Laurent

Democrat
11 Hasbrouck Dr, 3, 10923
DOB: 19881009 Gender: Female

Marjorie Laurent

Democrat
11 Hasbrouck Dr, 3, 10923
DOB: 19881009 Gender: Female

Marjorie Laurent

Democrat
397 East 35 Street, 11203
DOB: 19630618 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 5 voter registration records were found for Marjorie Laurent. Records show affiliations with DEM, BLK, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Ford Fusion
· Registered to: Marjorie Laurent
· VIN: 3FAHP0JA3CR178288
·
110 Elsmere Ave, Delmar, NY, 12054-4316
·
(518) 428-1322
2011 NISSAN PATHFINDER
· Registered to: Marjorie Laurent
· VIN: 5N1AR1NN4BC601140
·
3290 Windward Way, Miramar, FL, 33025-4295
2001 Bmw X5
· Registered to: Marjorie Laurent
· VIN: WBAFA53521LM63976
·
3290 Windward Way, Miramar, FL, 33025
·
(954) 438-6153
2013 GMC Acadia
· Registered to: Marjorie Laurent
· VIN: 1GKKRTKD3DJ160166
·
15063 Mountain Creek Trl, Frisco, TX, 75035
·
(972) 396-1110
2001 FORD EXPLORER WAGON
· Registered to: Marjorie Laurent
· VIN: 1FMZU67E81UC78246
·
1089 Levi Bell Rd, Byhalia, MS, 38611

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with Marjorie Laurent. Registered makes include Ford, Nissan, Bmw, Gmc. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Labosud Lbm Bioaxiome Le Pontet - Plateau Technique

+10413328402
Le Pontet,

Central Islip Soccer Club INC

Marjorie Laurent2nd Vice President
Islip Terrace, NY

Marjorie Laurent

Brussels, Brussels Hoofdstedelijk Gewest, Belgium
LinkedIn

The Fox Group

Marjorie LaurentPresident
(954) 655-7708mcl0598@yahoo.com
3290 Windward Way, Hollywood, FL33025
accesspremise.com

Marjorie St Laurent

United States

The Fox Group

Marjorie LaurentPresident
(954) 655-7708mcl0598@yahoo.com
3290 Windward Way, Hollywood, FL33025

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 8 business affiliations were found for Marjorie Laurent. Companies include The Fox Group. Roles listed include Null and 2nd Vice President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Marjorie Laurent

Pacific Grove High School - Pacific Grove, CA, CA
2000

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Marjorie Laurent has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$10 Aug 8, 2020
2020
Biden Victory Fund
Laurent, Marjorie Counselor @ Twb Brentwood, NY
$10 Aug 8, 2020
Biden Victory Fund
Contributor Counselor @ Twb Brentwood, NY

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 2 political contribution records found for Marjorie Laurent. Total disclosed contributions amount to $20. Recipients include Biden Victory Fund. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Marjorie C Laurent

Female
·
201 E 51st St, Brooklyn, NY 11203 (Kings County)
40.6571, -73.9298
· (718) 467-2346
Marital: Married TZ: Eastern
Homeowner Single Family Purchased 1984
MP

Marjorie C Laurent

Age 49 Female
·
3290 Windward Way, Hollywood, FL 33025 (Broward County)
25.9813, -80.2764
· (954) 447-2864
Marital: Married TZ: Eastern
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1989 Purchased 1994
MP

Marjorie R Laurent

Age 88 Female
·
6842 Sunnidale Dr, Zephyrhills, FL 33542 (Pasco County)
28.2572, -82.1970
· (813) 780-8649
TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1980 Purchased 2007
MP

Marjorie V Laurent

Age 90 Female
·
619 Hunting Ridge Rd, Stamford, CT 06903 (Fairfield County)
41.1435, -73.5855
· (203) 329-9806
Marital: Married TZ: Eastern
Homeowner Single Family Built 1850 Purchased 1987
MP

Marjorie Laurent

Age 28 Female
·
11 Hasbrouck Dr, Garnerville, NY 10923 (Rockland County)
41.2013, -73.9874
· (845) 429-5732
Marital: Married TZ: Eastern
Multi-Family
MP

Marjorie Laurent

Female
·
4124 NW 12th Ter, Ft Lauderdale, FL 33309 (Broward County)
26.1785, -80.1609
· (321) 914-9244
TZ: Eastern
Single Family
MP

Marjorie W Laurent

Age 53 Female
·
15063 Mountain Creek Trl, Frisco, TX 75035 (Collin County)
33.1372, -96.7432
· (972) 489-0713
Marital: Married TZ: Central
Homeowner Single Family Built 2003 Purchased 2006
MP

Marjorie Laurent

Age 54 Female
·
23 Oak St, Brentwood, NY 11717 (Suffolk County)
40.7828, -73.2534
· (646) 338-3596
Marital: Married TZ: Eastern
Homeowner Single Family Purchased 2003

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Marjorie Laurent. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Marjorie Laurent. These loans were issued to businesses, not individuals.

Magaly Malave

Independent Contractors

$2,905 Exemption 4
Address:
2200 N Sherman Cir Apt 105
Miramar, FL33025-5147
Approved

May 23, 2021

Forgiven

$2,943

Jobs Reported

1

Loan #

6714169009

Loan Size

Small

Maria Andujar

Independent Contractors

$1,955 Paid in Full
Address:
8381 SW 25th Ct
Miramar, FL33025-2985
Approved

Apr 22, 2021

Forgiven

$1,964

Jobs Reported

1

Loan #

8488398807

Loan Size

Small

Focused Media Team LLC

Self-Employed Individuals

$20,802 Exemption 4
Address:
2200 N Sherman cir 502
Miramar, FL33025-5147
Approved

May 29, 2020

Jobs Reported

1

Loan #

4787837803

Loan Size

Small

Patricia Gabal

Sole Proprietorship

$34,055 Paid in Full
Address:
23 Oak St
Westport, CT06880-2027
Approved

Mar 25, 2021

Forgiven

$34,243

Jobs Reported

6

Loan #

8797308610

Loan Size

Small

Isranette Esteril

Independent Contractors

$29,166 Paid in Full
Address:
2200 N Sherman Cir Apt 502
Miramar, FL33025-5156
Approved

May 1, 2021

Forgiven

$29,330

Jobs Reported

1

Loan #

6161398904

Loan Size

Small

Yusmila Zamora Torres

Independent Contractors

$20,832 Paid in Full
Address:
2200 N Sherman Cir
Miramar, FL33025-5154
Approved

Apr 28, 2021

Forgiven

$20,942

Jobs Reported

1

Loan #

4235998901

Loan Size

Small

Magaly Malave

Independent Contractors

$2,075 Exemption 4
Address:
2200 N Sherman Cir Apt 105
Miramar, FL33025-5155
Approved

Apr 17, 2021

Jobs Reported

1

Loan #

5085558809

Loan Size

Small

Isranette Esteril

Independent Contractors

$20,235 Exemption 4
Address:
2200 N Sherman Cir Apt 502
Miramar, FL33025-5147
Approved

Jun 1, 2020

Jobs Reported

1

Loan #

6431367802

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 8 PPP loan records are linked to businesses associated with Marjorie Laurent. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Marjorie Laurent on the map

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Found 36 results across 7 states

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Marjorie Laurent in TX: Background Summary

Location
15063 Mountain Creek Trl Frisco, TX 75035-7407
Other Locations
Stamford, CT · Frisco, TX · Delmar, NY and 6 more
Profiles Found
17 people with this name
Phone Numbers
(972) 396-1110 and 12 others on file
Email
mlaurent@daisybrand.com and 4 others on file
Possible Relatives
Michael R Laurent, Camden Robert Webb, Jane Little Webb, Jonathan N Webb, Mary D Smither and 141 more
Career
2nd Vice President, President at The Fox Group
Voter Registration
Registered Democrat
Properties
3properties owned
Vehicles
5 linked — 2012 Ford Fusion, 2011 Nissan Pathfinder and 3 more
Contributions
$20 total — Biden Victory Fund
PPP Loans
$132K for Magaly Malave, Maria Andujar

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Marjorie Laurent. Because public records are indexed by name rather than by a unique identifier, the 61 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Marjorie Laurent

Search Complexity: High

61 public records across 7states, belonging to approximately 17 different individuals. With 17 distinct profiles across 7 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 7 states. Highest concentration: New York (25%), followed by Florida and Louisiana. Spans the Northeast and South regions.

NY15recordsFL10recordsLA3recordsCT3recordsTX3recordsMI1record

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (38%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (8) and PPP Loan Records (8).

20
Contact & Address Records
8
Business & Corporate Filings
8
PPP Loan Records
5
Voter Registration Records
5
Vehicle Registration Records
4
Property Ownership Records

Age Distribution

Age range: approximately 60 years, suggesting multiple generations. Largest group: Senior (65+) (70%).

Senior (65+)7peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Marjorie Laurent

Is Marjorie Laurent a registered voter?
Yes, voter registration records show Marjorie Laurent is registered with DEM affiliation. We found 5 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Marjorie Laurent own property?
County assessor records show 4 properties associated with Marjorie Laurent . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Marjorie Laurent?
Records show 5 vehicle registrations associated with Marjorie Laurent, including a 2012 Ford Fusion. Registered makes include Ford, Nissan, Bmw, Gmc. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Marjorie Laurent?
We found 8 business affiliations for Marjorie Laurent (null). Business records are compiled from state registries, SEC filings, and professional databases.
Has Marjorie Laurent made political donations?
FEC disclosure records show 2 reported political contributions from Marjorie Laurent, totaling $20. Recipients include Biden Victory Fund. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Marjorie Laurent?
Our database contains 61 total records for Marjorie Laurent spanning 7 states. This includes 17 distinct contact records, 12 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Marjorie Laurent?
The 61 records displayed for Marjorie Laurent are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Marjorie Laurent remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.