Mark Cofield from Albertville, AL

Age 67 b. 1959 Male
๐Ÿ“ 714 Cedar St
๐Ÿ“ž (256) 878-3538
โœ‰๏ธ rcofield@flash.net

Mark Cofield from Co East, AL

Age 53
๐Ÿ“ Co Hwy, Co East, AL
๐Ÿ“ž (205) 486-4444, (205) 486-4444
โœ‰๏ธ racetina1@go.com

Mark Cofield from Albertville, AL

Age 55
๐Ÿ“ 712 Cedar St, Albertville, AL 35950
๐Ÿ“ž (256) 878-3538, (256) 878-3538
โœ‰๏ธ mcofield@hiwaay.net

Mark Cofield from Warsaw, NY

Age 46
๐Ÿ“ 3408 State Route 19 #1, Warsaw, NY 14569
๐Ÿ“ž (716) 786-2629, (585) 786-0098, (716) 658-2635, (585) 786-5262, (585) 786-8514

Mark Cofield from Birmingham, AL

Age 58
๐Ÿ“ 1036 Lafayette St, Birmingham, AL 35214
๐Ÿ“ž (205) 791-1066

Mark Cofield

๐Ÿ“ 1036 Lafayette St, Birmingham Al
๐Ÿ“ž (205) 791-1066, (205) 643-2019
โœ‰๏ธ COFIELD4@ATT.NET

Mark Cofield from Boaz, AL

Age 66 b. Jul 1959 Marshall Co.
๐Ÿ“ Po Box 283
๐Ÿ“ž (480) 832-0330

Mark Cofield from Hollywood, FL

Age 56 b. Jul 1969 Broward Co.
๐Ÿ“ 3231 Sabal Palm Mnr Apt 3206
๐Ÿ“ž (210) 532-9957

Mark Cofield from Birmingham, AL

Age 70 b. Mar 1956
๐Ÿ“ 141 Taft Ctway Sw
๐Ÿ“ž (732) 469-5417

Mark Cofield from Kansas City, MO

Age 64 b. Apr 1961 Platte Co.
๐Ÿ“ 9805 Nw 73 Rd Ter
๐Ÿ“ž (816) 741-5891

Mark Cofield from Lake Park, GA

Age 54 b. Aug 1971 Lowndes Co.
๐Ÿ“ 6869 Lake Park Rd
๐Ÿ“ž (229) 559-9011

Mark Cofield from Bear Creek, AL

Age 65 b. Sep 1960 Marion Co.
๐Ÿ“ 227 Bear Creek Dr
๐Ÿ“ž (205) 486-4444

Mark Cofield from Anniston, AL

Calhoun Co.
๐Ÿ“ 4816 Old Birmingham Hwy
๐Ÿ“ž (256) 342-2015

Mark Cofield from Papillion, NE

Male
๐Ÿ“ 1602 Grandview Ave
๐Ÿ“ž (402) 578-3777 (SPRINT)

Mark Cofield from Sealy, TX

Age 61 b. Sep 1964 Austin Co.
๐Ÿ“ 412 West St

Mark Cofield from Valdosta, GA

Age 59 b. Aug 1966 Lowndes Co.
๐Ÿ“ 3767 Deerwood Rd

Mark Cofield from Mount Morris, NY

Age 59 b. Sep 1966 Livingston Co.
๐Ÿ“ 4 School St Unit 2

Mark Cofield from Birmingham, AL

Age 39 b. Jan 1987 Jefferson Co.
๐Ÿ“ 1036 Lafayette St

Mark Cofield from Compton, CA

Age 62 b. Jun 1963 Los Angeles Co.
๐Ÿ“ 700 W Laurel St C 209

Mark Cofield from Pearson, GA

Age 60 b. Mar 1966 Atkinson Co.
๐Ÿ“ 107 N Douglas St

Mark Cofield from Midland, GA

Age 71 b. 1955 Muscogee Co.
๐Ÿ“ 8901 Chattsworth Rd

Mark Cofield from Davie, FL

Age 56 b. Jul 1969 Broward Co.
๐Ÿ“ 2012 Sw 81st Way

Mark Cofield from Opelika, AL

0
๐Ÿ“ 280 Hwy, Opelika, AL 36801

Mark Cofield from Victorville, CA

San Bernardino Co.
๐Ÿ“ 12811 Fencerider Way
๐Ÿ“ž (760) 669-0041

Mark Cofield from Moreno Valley, CA

Riverside Co.
๐Ÿ“ 23747 New England Dr
๐Ÿ“ž (702) 647-9342

Mark Cofield from Mount Vernon, WA

Skagit Co.
๐Ÿ“ 1309 S 3rd St Apt A
๐Ÿ“ž (925) 484-2950

Mark Cofield from Axson, GA

๐Ÿ“ 6619 Minchew Rd
๐Ÿ“ž (912) 309-9516

Mark Cofield from Warsaw, NY

Wyoming Co.
๐Ÿ“ 258 Linwood Ave

Mark Cofield from Washington, DC

District Of Columbia Co.
๐Ÿ“ 737 Kennedy St

Mark Cofield from Eastman, GA

Dodge Co.
๐Ÿ“ 520 Mount Moriah St

Mark Cofield from Bear Creek, AL

Marion Co.
๐Ÿ“ Rr 1 Box 242 A

Mark Cofield from Papillion, NE

Sarpy Co.
๐Ÿ“ 1511 Grandview Ave

Mark Cofield from Bakersfield, CA

Kern Co.
๐Ÿ“ 213 Hughes Ave Apt A

Mark Cofield from Bakersfield, CA

Kern Co.
๐Ÿ“ 213 Hughes Ave

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 34 contact records for Mark Cofield across 10 states. The most recent address on file is in Albertville, Alabama. Of these records, 18 include phone numbers and 4 include email addresses. Ages range from 46 to 58, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Cofield, Mark

Marshall County
PIN: 1906142001064000
· 723 Cedar Street
Lot: 10,158sqft

Cofield Mark

Franklin County
PIN: 15 07 25 0 000 009.000
· Co Hwy 51
Lot: 9,043,017sqft

Cofield Mark

Franklin County
PIN: 15 07 25 0 000 002.004
· Co Hwy 51
Lot: 2,731,948sqft

Cofield Mark

Franklin County
PIN: 15 07 36 0 000 004.000
· Co Hwy 86
Lot: 5,398,657sqft

Cofield Mark

Franklin County
PIN: 15 07 25 0 000 008.000
· Co Hwy 51
Lot: 1,748,490sqft

Cofield Mark A & Lora E

Lowndes County
· 6869 Lake Park, Naylor

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 6 property records linked to Mark Cofield in Naylor. Values shown are from county assessor records and may differ from current market prices.

Mark Cofield

Eastman, 31023
DOB: 1/1/1961 Gender: Male
Congress: 008

Mark Cofield

Axson, 316243944
DOB: 1/1/1966 Gender: Male
Congress: 008

Mark Cofield

Lake Park, 31636
DOB: 1/1/1971 Gender: Male
Congress: 008

Mark Cofield

Midland, 318204106
DOB: 1/1/1955 Gender: Male
Congress: 002

Mark Cofield

Republican
4450cobbleskill Dr, Colo Springs, CO, 80920
DOB: 1986 Gender: Male Ph: 719-282-0797
County: El Paso

Mark Cofield

Reg: 20171206
435 Main St, Eastman, 31023
Gender: Male

Mark Daniel Cofield

Democrat
9603 Glen Way, Fort Washington, MD, 20744
Gender: Male
County: Prince George's

mark ANTHONY cofield

Democrat Reg: 10/01/2012
9438 Peckham Rye Rd, Charlotte, NC, 28227
DOB: 1969 Gender: Male
County: Mecklenburg

Mark A Cofield

Reg: 00A31382
258 Linwood Ave
DOB: 19680707 Gender: Male
Senate: 27

Mark A Cofield

Reg: 03705044
76 Fulton Ave
DOB: 19720620 Gender: Male
Senate: 4

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 10 voter registration records were found for Mark Cofield in Colorado, Maryland, North Carolina. Records show affiliations with REP, DEM, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 Chevrolet TrailBlazer
ยท Registered to: Mark Cofield
ยท VIN: 1GNDS13S052310795
·
714 Cedar St, Albertville, AL, 35950
2013 RAM 1500
ยท Registered to: Mark Cofield
ยท VIN: 1C6RR6FT6DS700897
·
6619 Minchew Rd, Axson, GA, 31624
·
(912) 309-9516
2002 TOYOTA TACOMA COMPACT TRUCK
ยท Registered to: Mark Cofield
ยท VIN: 5TEVL52N62Z019934
·
8901 Chattsworth Rd, Midland, GA, 31820
·
(706) 568-4158
2012 RAM RAM PICKUP 1500
ยท Registered to: Mark Cofield
ยท VIN: 1C6RD6PT4CS349614
·
1036 Lafayette St, Birmingham, AL, 35214-4642
·
(205) 791-1066
2008 Dodge Ram 2500
ยท Registered to: Mark Cofield
ยท VIN: 3D7KS28D38G205198
·
Po Box 652, Carlsbad, NM, 88221-0652
·
(402) 213-7307

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Mark Cofield. Registered makes include Chevrolet, Ram, Toyota, Dodge. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Business Record

cofieldasphaltrefinishing@yahoo.com

City of Boaz

Mark Cofield
(256) 593-8488mcofield@hiwaay.net
Boaz, AL35957

Facts Education Fund

Mark CofieldAdvisor
Los Angeles, CA

Mark Cofield

Meat Manager
Harris Teeter

Ginn Mineral Technology

Mark CofieldSales Customer
(516) 457-3906mark.cofield@yahoo.com
122 W Fulton Ave, Roosevelt, NY11575
ginnmineral.com

Mark Cofield

Asst Meat Manager ยท Charlotte, North Carolina Area

Ginn Mineral Technology

Mark CofieldSales Customer
(516) 457-3906mark.cofield@yahoo.com
122 W Fulton Ave, Roosevelt, NY11575

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 10 business affiliations were found for Mark Cofield. Companies include City of Boaz, Ginn Mineral Technology. Roles listed include Null and Owner Estimator. Records are compiled from state business registries, SEC filings, and professional networking databases.

COKIDS, INC., Dissolved September 1, 2002

Administratively Dissolved
Addr: Colorado Springs, CO
Registered Agent: Mark A. Cofield

Mark E. Cofield

Addr: 7612 N. Serene Avenue, Kansas City, MO, 64152
MO

Source: Public Records Mark Cofield appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

๐Ÿ›๏ธ

Mark Cofield

2017
Election Assistant Iv
Department: City Clerk
๐Ÿ’ต Pay: $325.50

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Mark Cofield appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Mark Cofield

Jackson-Olin High School - Birmingham, AL, AL
2005

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Mark Cofield has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 Jan 23, 2014
2014 REP
Abbott, Greg
Cofield, Mark Carlsbad, NM
$25 Oct 31, 2013
2014 REP
Abbott, Greg
Cofield, Mark Carlsbad, NM
$25 Oct 31, 2013
REP
Abbott, Greg
Contributor Carlsbad, NM
$25
2014 REP
Abbott, Greg
Contributor Carlsbad, NM
$25 20131031
Texans for Greg Abbott
Contributor Carlsbad, NM

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 5 political contribution records found for Mark Cofield. Total disclosed contributions amount to $105. Recipients include Abbott, Greg, Texans for Greg Abbott. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Mark P Cofield

Male
·
PO Box 314, Bayside, CA 95524 (Humboldt County)
40.8240, -124.0380
TZ: Pacific
Single Family
MP

Mark T Cofield

Age 61 Male
·
8901 Chattsworth Rd, Midland, GA 31820 (Muscogee County)
32.5342, -84.8319
· (706) 568-4158
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1940
MP

Mark A Cofield

Age 46 Male
·
6869 Lake Park Rd, Lake Park, GA 31636 (Lowndes County)
30.6491, -83.1840
· (229) 559-9011
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1999 Purchased 1995
MP

Mark A Cofield

Age 61 Male
·
1036 Lafayette St, Birmingham, AL 35214 (Jefferson County)
33.5425, -86.8793
· (205) 791-1066
Marital: Married TZ: Central
Occ: Service Industry Edu: Vocational/Technical
Homeowner Single Family Built 1981 Purchased 1981
MP

Mark Cofield

Age 38 Male
·
1707 N Mesa St, Carlsbad, NM 88220 (Eddy County)
32.4507, -104.2360
· (575) 885-8585
Marital: Married TZ: Mountain
Homeowner Single Family Purchased 2015
MP

Mark A Cofield

Male
·
307 Roycroft Blvd, Buffalo, NY 14226 (Erie County)
42.9536, -78.7800
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Mark W Cofield

Age 58 Male
·
714 Cedar St, Albertville, AL 35950 (Marshall County)
34.2549, -86.1943
· (256) 878-3538
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1981
MP

Mark D Cofield

Age 44 Male
·
2000 Eagles Lndg Way, Odenton, MD 21113 (Anne Arundel County)
39.1008, -76.7134
Marital: Married TZ: Eastern
Multi-Family
MP

Mark Cofield

Male
·
9438 Peckham Rye Rd, Charlotte, NC 28227 (Mecklenburg County)
35.1852, -80.6837
TZ: Eastern
Single Family
MP

Mark Cofield

Male
·
227 Bear Creek Dr, Bear Creek, AL 35543 (Marion County)
34.2653, -87.7119
· (205) 486-0514
TZ: Central
Homeowner Single Family Built 1980

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Mark Cofield. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Mark Cofield. These loans were issued to businesses, not individuals.

Brion Shapiro

Sole Proprietorship

$20,832 Paid in Full
Address:
76 Fulton Ave
Poughkeepsie, NY12603-2851
Approved

May 11, 2021

Forgiven

$20,939

Jobs Reported

1

Loan #

8349868904

Loan Size

Small

Turtle Speed Trucking LLC

Limited Liability Company(LLC

$10,600 Paid in Full
Address:
2000 Eagles Lndg Way Apt 103
Odenton, MD21113-5205
Approved

Aug 5, 2020

Forgiven

$10,652

Jobs Reported

1

Loan #

4003918203

Loan Size

Small

Optique Elegance

Sole Proprietorship

$28,725 Paid in Full
Address:
76 Fulton Ave
Poughkeepsie, NY12603
Approved

Apr 15, 2020

Forgiven

$29,018

Jobs Reported

1

Loan #

8321857108

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Mark Cofield. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Mark Cofield on the map

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Mark Cofield in Albertville, AL: Background Summary

Location
714 Cedar St, Albertville, AL 35950
Other Locations
Boaz, AL ยท Hollywood, FL ยท Birmingham, AL and 20 more
Profiles Found
34 people with this name
Phone Numbers
(256) 878-3538 and 15 others on file
Email
rcofield@flash.net and 3 others on file
Possible Relatives
Joyce M Scofield, R J Cofield, John Joyce Cofield, June Cofield, Jr Johnr Cofield and 2 more
Career
Owner Estimator, Advisor at City of Boaz, Ginn Mineral Technology
Voter Registration
Registered Democrat
Properties
6properties owned
Vehicles
5 linked โ€” 2005 Chevrolet TrailBlazer, 2013 Ram 1500 and 3 more
Contributions
$105 total โ€” Abbott, Greg, Abbott, Greg
PPP Loans
$60,157 for Brion Shapiro, Turtle Speed Trucking LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Mark Cofield. Because public records are indexed by name rather than by a unique identifier, the 95 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Mark Cofield

Search Complexity: High

95 public records across 14states, belonging to approximately 34 different individuals. With 34 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: Alabama (23%), followed by Georgia and California. Spans the South and West regions.

AL22recordsGA11recordsCA9recordsNY7recordsNM4recordsNE2records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (51%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Voter Registration Records (10) and Business & Corporate Filings (10).

42
Contact & Address Records
10
Voter Registration Records
10
Business & Corporate Filings
6
Property Ownership Records
5
Vehicle Registration Records
5
Political Contribution Records

Age Distribution

Age range: approximately 32 years, suggesting multiple generations. Largest group: Senior (65+) (36%).

Senior (65+)5peopleMiddle-Age (40-64)8peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Mark Cofield

Is Mark Cofield a registered voter?
Yes, voter registration records show Mark Cofield is registered. We found 10 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Mark Cofield own property?
County assessor records show 6 properties associated with Mark Cofield . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Mark Cofield?
Records show 5 vehicle registrations associated with Mark Cofield, including a 2005 Chevrolet TrailBlazer. Registered makes include Chevrolet, Ram, Toyota, Dodge. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Mark Cofield?
We found 10 business affiliations for Mark Cofield (null). Other companies include Ginn Mineral Technology. Business records are compiled from state registries, SEC filings, and professional databases.
Has Mark Cofield made political donations?
FEC disclosure records show 5 reported political contributions from Mark Cofield, totaling $105. Recipients include Abbott, Greg and Texans for Greg Abbott. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Mark Cofield?
Our database contains 95 total records for Mark Cofield spanning 14 states. This includes 34 distinct contact records, 18 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Mark Cofield?
The 95 records displayed for Mark Cofield are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Mark Cofield remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.