Mark Helzer from Chandler, AZ

Age 41 b. 1985 Male
๐Ÿ“ 1650 W Ironwood Dr
๐Ÿ“ž (480) 365-8065 (Cell), (480) 963-2755, (480) 963-2022
โœ‰๏ธ daconfusedkid15@earthlink.com

Mark Helzer

Age 60 b. 1965-10-13
๐Ÿ“ 4234 Bold Mdws, Oakland Twp Mi 48306-1459, Oakland Township Mi
๐Ÿ“ž (248) 521-6565, (111) 111-0002
โœ‰๏ธ MPHELZER@SBCGLOBAL.NET

Mark Helzer

๐Ÿ“ 4539 Baron Rd, Baytown Tx
๐Ÿ“ž (281) 422-8279, (832) 472-3018
โœ‰๏ธ MPHELZER@YAHOO.COM

Mark Helzer from Canyon Cntry, CA

Age 64 b. May 1961 Los Angeles Co.
๐Ÿ“ 27930 Tyler Ln
๐Ÿ“ž (805) 251-0704

Mark Helzer from Lake Orion, MI

Age 60 b. Oct 1965 Oakland Co.
๐Ÿ“ 3797 Seney Dr
๐Ÿ“ž (248) 393-0777

Mark Helzer from Portland, OR

Age 64 b. May 1961 Multnomah Co.
๐Ÿ“ 4934 Se Gladstone St
๐Ÿ“ž (913) 362-5262

Mark Helzer from Thedford, NE

Age 71 b. Dec 1954 Thomas Co.
๐Ÿ“ 910 Main St
๐Ÿ“ž (308) 645-2624

Mark Helzer from Portland, OR

Age 71 b. Feb 1955 Clackamas Co.
๐Ÿ“ 1401 Se Maple St

Mark Helzer from Fairview, OR

Age 64 b. May 1961 Multnomah Co.
๐Ÿ“ Po Box 1017

Mark Helzer from Virginia Beach, VA

Age 54 b. 1972 Virginia Beach City Co.
๐Ÿ“ 932 Daniel Maloney Dr

Mark Helzer from Portland, OR

Age 69 b. Sep 1956 Multnomah Co.
๐Ÿ“ 11300 Se Lexington St

Mark Helzer from Los Angeles, CA

Age 71 b. Feb 1955 Los Angeles Co.
๐Ÿ“ 7712 Toland Ave

Mark Helzer from N Ridgeville, OH

Age 64 b. Jan 1962 Lorain Co.
๐Ÿ“ 5124 N Barton Rd

Mark Helzer from El Sobrante, CA

Age 60 b. Dec 1965 Contra Costa Co.
๐Ÿ“ 3824 Painted Pony Rd

Mark Helzer from Granada Hills, CA

Age 64 b. May 1961 Los Angeles Co.
๐Ÿ“ 16316 Kalisher St

Mark Helzer from Tualatin, OR

Age 69 b. Sep 1956 Washington Co.
๐Ÿ“ 8325 Sw Mohawk St 246

Mark Helzer

๐Ÿ“ 410 Marble Canyon Ct, San Ramon Ca
๐Ÿ“ž (925) 968-9819

Mark Helzer from Omaha, NE

Douglas Co.
๐Ÿ“ 2243 Jones St

Mark Helzer from Honolulu, HI

Honolulu Co.
๐Ÿ“ 643 Nye Cir

Mark Helzer from Rochester Hills, MI

Oakland Co.
๐Ÿ“ 3120 Fallen Oaks Ct

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 20 contact records for Mark Helzer across 8 states. The most recent address on file is in Chandler, Arizona. Of these records, 8 include phone numbers and 3 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Helzer Mark K/Catherine A

Maricopa County
· E 426 Redondo, Chandler

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Mark Helzer in Chandler. Values shown are from county assessor records and may differ from current market prices.

Mark Edward Helzer

Democrat Reg: 8/22/1997
11300 SE Lexington St, Portland, OR, 97266
DOB: 1/1/1956
County: Multnomah

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Mark Helzer in Oregon. Party affiliation is listed as DEM. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 CHEVROLET EQUINOX
ยท Registered to: Mark Helzer
ยท VIN: 2CNFLEEC8B6275820
·
1650 W Ironwood Dr, Chandler, AZ, 85224-8573
·
(480) 365-8065
2008 ACURA TL
ยท Registered to: Mark Helzer
ยท VIN: 19UUA66248A050112
·
410 Marble Canyon Ct, San Ramon, CA, 94582-4829
·
(925) 968-9819
2007 CHEVROLET TAHOE
ยท Registered to: Mark Helzer
ยท VIN: 1GNFK13077R215281
·
3797 Seney Dr, Lake Orion, MI, 48360-2710
2007 Chrysler Aspen
ยท Registered to: Mark Helzer
ยท VIN: 1A8HW58277F532527
·
410 Marble Canyon Ct, San Ramon, CA, 94582
·
(925) 968-9819

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Mark Helzer. Registered makes include Chevrolet, Acura, Chrysler. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

CDK Global LLC

Software Engineer
+18886722140mark.helzer@cdk.com
Portland,

Oakland Jr Grizzlies Hockey Club

Mark HelzerDirector
Auburn Hills, MI

Mark Helzer

United States

California Riverside Ballet

Mark HelzerNeonatologist
(440) 479-2685roberta.helzer@bellsouth.net
5124 N Barton Rd, N Ridgeville, OH44039
crballet.com

Acura of Athens

Mark HelzerSales Customer
roberta.helzer@bellsouth.net
5124 N Barton Rd, N Ridgeville, OH44039

Miceli Dairy Products Co

Mark HelzerPlant Engineer
(216) 791-6222mhelzer@miceli-dairy.com
Cleveland, OH

Acura of Athens

Mark HelzerSales Customer
roberta.helzer@bellsouth.net
5124 N Barton Rd, N Ridgeville, OH44039

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 15 business affiliations were found for Mark Helzer. Companies include Acura of Athens, Miceli Dairy Products Co. Roles listed include Software Engineer and Senior Electrical Estimator. Records are compiled from state business registries, SEC filings, and professional networking databases.

mark JOHN helzer

Age 53
Saltwater Fishing - 1 year
Addr: 3414 Futch Rd, Plant City, FL 33566
County: Hillsborough

mark JOHN helzer

Saltwater Fishing - 1 year
Addr: Plant City, FL 33566
County: Hillsborough

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Mark Helzer holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Mark Helzer

Rochester Adams High School - Rochester, MI, MI
1983

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Mark Helzer has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 May 17, 2017
2018 DEM
Wyden, Ronald L
Helzer, Mark S W Engineer @ Nyobcom Portland, OR
$17 Oct 18, 2001
2002
Ibew 302 Pac
Helzer, Mark Journeyman Wireman @ Martinez Electric INC INC Antioch, CA
$22 Dec 17, 2001
2002
Ibew 302 Pac
Helzer, Mark Journeyman Wireman @ Martinez Electric INC INC Antioch, CA
$5 Jun 19, 2017
2018 DEM
Ossoff, T. Jonathan
Helzer, Mark S W Engineer @ Nyobcom Portland, OR
$19 Nov 19, 2001
2002
Ibew 302 Pac
Helzer, Mark Journeyman Wireman @ Martinez Electric INC INC Antioch, CA
$100 Aug 18, 2008
2010
National Right To Life Political Action Committee
Helzer, Mark Teacher @ Baytown Christian Academy Baytown, TX
$2,000 Nov 21, 2003
2004 REP
Bush, George W
Helzer, Mark P National Accoun @ Hubert Distribution Lake Orion, MI
$15 May 9, 2017
2018 DEM
Defazio, Peter A
Helzer, Mark S W Engineer @ Nyobcom Portland, OR
$25 May 17, 2017
2018 DEM
Ossoff, T. Jonathan
Helzer, Mark S W Engineer @ Nyobcom Portland, OR
$25 Aug 3, 2015
2016
Stober, Ty
Helzer, Mark Portland, OR
$25 Jun 17, 2017
2018 DEM
Ossoff, T. Jonathan
Helzer, Mark S W Engineer @ Nyobcom Portland, OR
$25 Apr 17, 2017
2018 12
Jon Ossoff For Congress
Helzer, Mark S W Engineer @ Nyobcom Portland, OR
$13 Dec 6, 2017
2018 DEM
Shaheen, Jeanne
Helzer, Mark S W Engineer @ Nyobcom Portland, OR
$25 Jun 17, 2017
2018 DEM
Wyden, Ronald L
Helzer, Mark S W Engineer @ Nyobcom Portland, OR
$25 Oct 5, 2018
2018 DEM
Defazio, Peter A
Helzer, Mark Burger Cook @ McDonalds Portland, OR
$20 Jul 15, 2009
2010
Assoc Food And Petroleum Dealers Pac
Helzer, Mark Pontiac, MI
$13 Dec 6, 2017
2018 DEM
Jones, Doug
Helzer, Mark S W Engineer @ Nyobcom Portland, OR
$25 Apr 17, 2017
2018 DEM
Wyden, Ronald Lee
Helzer, Mark S W Engineer @ Nyobcom Portland, OR
$17 Oct 18, 2001
Ibew 302 Pac
Contributor Journeyman Wireman @ Martinez Electric INC INC Antioch, CA
$2,000 Nov 21, 2003
Unknown Committee
Helzer, Mark P Mr National Account Man @ Hubert Distribution Lake Orion, MI
$25
2016
Stober, Ty
Contributor Portland, OR

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 21 political contribution records found for Mark Helzer. Total disclosed contributions amount to $4,465. Recipients include Ibew 302 Pac, Stober, Ty. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Mark G Helzer

Age 62 Male
·
4539 Baron Rd, Baytown, TX 77521 (Harris County)
29.7739, -94.9854
· (832) 472-3018
Marital: Married TZ: Central
Homeowner Single Family Built 2004 Purchased 2011
MP

Mark E Helzer

Age 60 Male
·
11300 SE Lexington St, Portland, OR 97266 (Multnomah County)
45.4659, -122.5460
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1960 Purchased 2004
MP

Mark J Helzer

Male
·
PO Box 141, Johannesburg, MI 49751 (Otsego County)
44.9872, -84.4555
TZ: Eastern
Homeowner Single Family
MP

Mark P Helzer

Age 32 Male
·
1650 W Ironwood Dr, Chandler, AZ 85224 (Maricopa County)
33.3243, -111.8710
· (480) 963-2755
Marital: Married TZ: Mountain
Homeowner Single Family Built 1991
MP

Mark S Helzer

Age 51 Male
·
148 Enchanted Way, San Ramon, CA 94583 (Contra Costa County)
37.7704, -121.9930
Marital: Inferred Married TZ: Pacific
Homeowner Single Family Built 1996 Purchased 2016
MP

Mark J Helzer

Age 63 Male
·
14777 Fairgrieve Rd, Johannesburg, MI 49751 (Otsego County)
44.9554, -84.3764
Marital: Single TZ: Eastern
Homeowner Single Family
MP

Mark A Helzer

Age 56 Male
·
16316 Kalisher St, Granada Hills, CA 91344 (Los Angeles County)
34.2779, -118.4880
· (619) 328-7742
Marital: Married TZ: Pacific
Edu: Graduate School
Homeowner Single Family Built 1956
MP

Mark E Helzer

Age 55 Male
·
5124 N Barton Rd, N Ridgeville, OH 44039 (Lorain County)
41.4133, -81.9786
· (440) 479-2685
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1980 Purchased 1996
MP

Mark P Helzer

Age 51 Male
·
4234 Bold Mdws, Oakland Twp, MI 48306 (Oakland County)
42.7360, -83.2059
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1994 Purchased 2015
MP

Mark Helzer

Male
·
426 E Redondo Dr, Gilbert, AZ 85296 (Maricopa County)
33.3346, -111.7810
TZ: Mountain
Homeowner Single Family Built 1997 Purchased 2013
MP

Mark Helzer

Age 62 Male
·
4300 Black Ave, Pleasanton, CA 94566 (Alameda County)
37.6721, -121.8740
· (408) 499-1143
Marital: Married TZ: Pacific
Multi-Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Mark Helzer. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Mark Helzer. These loans were issued to businesses, not individuals.

Network For Regional Healthcare Improvement

501(c)3 โ€“ Non Profit

$245,457 Paid in Full
Address:
PO Box 1017
Portland, ME04104
Approved

Apr 11, 2020

Forgiven

$248,107

Jobs Reported

7

Loan #

3504807104

Loan Size

Medium

Lake County Land Trust

Non-Profit Organization

$9,900 Paid in Full
Address:
PO Box 1017
Lakeport, CA95453-1017
Approved

Apr 14, 2020

Forgiven

$9,958

Jobs Reported

2

Loan #

6203107106

Loan Size

Small

Chets Septic Service INC

Subchapter S Corporation

$44,677 Paid in Full
Address:
PO Box 1017
Inverness, FL34451
Approved

Apr 27, 2020

Forgiven

$45,064

Jobs Reported

6

Loan #

3733647206

Loan Size

Small

Fire Engine Red, INC

Subchapter S Corporation

$1,058,145 Paid in Full
Address:
PO Box 1017
Havertown, PA19083-0017
Approved

Apr 28, 2020

Forgiven

$1,073,597

Jobs Reported

56

Loan #

1428957308

Loan Size

Medium-Large

Melbourne United Methodist Church

Non-Profit Organization

$3,713 Paid in Full
Address:
PO Box 1017
Hinton, IA51024-1017
Approved

Apr 15, 2020

Forgiven

$3,751

Jobs Reported

1

Loan #

9638397104

Loan Size

Small

Anderson Adventures

Partnership

$19,875 Paid in Full
Address:
PO Box 1017
Mount Gilead, NC27306-1017
Approved

Apr 15, 2020

Forgiven

$13,316

Jobs Reported

7

Loan #

9005377109

Loan Size

Small

Auburn Family Dentistry PC

Corporation

$32,900 Paid in Full
Address:
PO Box 1017
Auburn, AL36831-1017
Approved

Apr 28, 2020

Forgiven

$33,179

Jobs Reported

7

Loan #

7612567208

Loan Size

Small

Ear Technology Corporation

Corporation

$193,764 Paid in Full
Address:
PO Box 1017
Johnson City, TN37605-1017
Approved

Apr 9, 2020

Forgiven

$195,670

Jobs Reported

16

Loan #

9208787005

Loan Size

Medium

Joshua Linke

Sole Proprietorship

$5,200 Paid in Full
Address:
PO Box 1017
Waldoboro, ME04572
Approved

Aug 4, 2020

Forgiven

$5,248

Jobs Reported

1

Loan #

3355938208

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 9 PPP loan records are linked to businesses associated with Mark Helzer. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Mark Helzer on the map

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Mark Helzer in Chandler, AZ: Background Summary

Location
1650 W Ironwood Dr, Chandler, AZ 85224
Other Locations
Canyon Cntry, CA ยท Lake Orion, MI ยท Portland, OR and 11 more
Profiles Found
20 people with this name
Phone Numbers
(480) 963-2755 and 10 others on file
Email
daconfusedkid15@earthlink.com and 2 others on file
Career
Software Engineer, Senior Electrical Estimator at Acura of Athens, Miceli Dairy Products Co
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
4 linked โ€” 2011 Chevrolet Equinox, 2008 Acura TL and 2 more
Contributions
$4,465.12 total โ€” Stober, Ty, Ibew 302 Pac
Licenses
2 professional licenses (Saltwater Fishing - 1 year)
PPP Loans
$1614K for Network For Regional Healthcare Improvement, Lake County Land Trust

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Mark Helzer. Because public records are indexed by name rather than by a unique identifier, the 90 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Mark Helzer

Search Complexity: High

90 public records across 11states, belonging to approximately 20 different individuals. With 20 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Michigan (12%), followed by California and Ohio. Spans the West and Midwest regions.

MI11recordsCA11recordsOH9recordsOR8recordsAZ5recordsFL2records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (32%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (21) and Business & Corporate Filings (15).

25
Contact & Address Records
21
Political Contribution Records
15
Business & Corporate Filings
9
PPP Loan Records
4
Vehicle Registration Records
2
Professional License Records

Age Distribution

Age range: approximately 18 years. Largest group: Senior (65+) (57%).

Senior (65+)4peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Mark Helzer

Is Mark Helzer a registered voter?
Yes, voter registration records show Mark Helzer is registered in Oregon with DEM affiliation. We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Mark Helzer own property?
County assessor records show 1 property associated with Mark Helzer . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Mark Helzer?
Records show 4 vehicle registrations associated with Mark Helzer, including a 2011 CHEVROLET EQUINOX. Registered makes include Chevrolet, Acura, Chrysler. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Mark Helzer?
We found 15 business affiliations for Mark Helzer (Software Engineer). Other companies include Miceli Dairy Products Co. Business records are compiled from state registries, SEC filings, and professional databases.
Has Mark Helzer made political donations?
FEC disclosure records show 21 reported political contributions from Mark Helzer, totaling $4,465. Recipients include Ibew 302 Pac and Stober, Ty. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Mark Helzer?
Our database contains 90 total records for Mark Helzer spanning 11 states. This includes 20 distinct contact records, 8 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Mark Helzer?
The 90 records displayed for Mark Helzer are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Mark Helzer remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.