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Mark Nichelson

Age 36 b. 1989-06-07
📍 445 Island Ave Unit 331, San Diego Ca
📞 (567) 674-1935, (567) 694-6275
✉️ MARKNICHELSON@GMAIL.COM, marknichelson@gmail.com

Mark Nichelson

Age 36 b. 1989-06-07
📍 Apt 2706, 8270 Station Village Ln, San Diego Ca
📞 (567) 674-1935, (567) 674-1935
✉️ MARKNICHELSON@GMAIL.COM, marknichelson@gmail.com

Mark Nichelson from Normalville, PA

📍 605 Clinton Rd
📞 (724) 584-4181 (VERIZON WIRELESS)
✉️ MNICHELSON@YAHOO.COM, mnichelson@yahoo.com

Mark Nichelson from Birmingham, AL

Age 54
📍 700 18th Pl, Birmingham, AL 35211
📞 (205) 925-6568, (205) 592-8506
👨‍👩‍👧 Relatives: Grover Nichelson,Mattie Lee Nichelson,Ella Nichelson

Mark Nichelson from Niagara Falls, NY

Age 56
📍 2819 Whirlpool St, Niagara Falls, NY 14305
📞 (716) 284-8379, (716) 285-4632
👨‍👩‍👧 Relatives: Josephine Nichelson,Josephne Nichelson

Mark Nichelson from Vero Beach, FL

Age 69 b. Jul 1956 Indian River Co.
📍 930 32nd Ave Sw
📞 (772) 562-6278

Mark Nichelson from Columbus, NE

Age 56 b. Jun 1969 Platte Co.
📍 1511 44th Ave
📞 (360) 336-3619

Mark Nichelson from Birmingham, AL

Age 65 b. Sep 1960 Jefferson Co.
📍 536 41 St St N
📞 (706) 694-8263

Mark Nichelson from Saint Cloud, MN

Age 66 b. 1960 Sherburne Co.
📍 4049 75th Ave Se
📞 (320) 743-5556

Mark Nichelson from Columbus, NE

Age 56 b. Jun 1969 Platte Co.
📍 1170 15th Ave
📞 (402) 563-2192

Mark Nichelson from Oak Grove, MO

Age 57 b. 1969 Jackson Co.
📍 3411 S Gardner Rd
📞 (816) 690-7388

Mark Nichelson

📍 8270 Station Village, Sd Ca 92108
📞 (567) 674-1935, (567) 674-1935
✉️ MARKNICHELSON@GMAIL.COM

Mark Nichelson from Spokane, MO

Age 70 b. 1956 Male
📍 2736 State Highway 176 E
📞 (417) 443-3277

Mark Nichelson from Niagara Falls, NY

Age 68 b. Dec 1957 Niagara Co.
📍 2458 Independence Ave

Mark Nichelson from North Platte, NE

Age 65 b. 1961 Lincoln Co.
📍 1821 W 13th St

Mark Nichelson from San Diego, CA

Age 37 b. 1989 Male
📍 3101 Skipper St
💼 1005

Mark Nichelson from Vero Beach, FL

Indian River Co.
📍 4290 S Cypress Green Ln

Mark Nichelson from Saint Cloud, MN

Stearns Co.
📍 1475 12 Th Ave 3

Mark Nichelson from North Platte, NE

Lincoln Co.
📍 2300 W E St Phillip 50 C

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 19 contact records for Mark Nichelson across 8 states. The most recent address on file is in Normalville, Pennsylvania. Of these records, 13 include phone numbers and 4 include email addresses. Ages range from 54 to 56, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Nichelson, Mark D & Sharon L

Indian River County
PIN: 33392700006000000015.0
· 930 32nd Av SW, Vero Beach 32968
Value: $101,880

Nichelson Mark

Hickman County
PIN: A041066 00106 00004066 C
· Warf Rd
Lot: 224,794sqft

NICHELSON MARK D and SHARON L

Indian-river County
· 930 32nd Av SW, Vero-Beach 32968.0
Built: 1997.0
Assessed: $171,462

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 3 property records linked to Mark Nichelson in Vero-Beach. Values shown are from county assessor records and may differ from current market prices.

Mark A Nichelson

Democrat Reg: 03/08/1997
75 Carlisle St, Uniontown, PA, 15401
DOB: 01/07/1969 Gender: Female

Mark D Nichelson

930 32nd Ave SW, Vero Beach, , 32968

Mark E Nichelson

Democrat
2719 Independence Av, 6, 14301
DOB: 19571205 Gender: Male

Mark E Nichelson

Reg: M036851
2719 Independence Av 2, 6, 14301
DOB: 19571205 Gender: Male

Mark A Nichelson

75 Carlisle St
DOB: 01/07/1969 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 5 voter registration records were found for Mark Nichelson in Pennsylvania, . Records show affiliations with D, DEM, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1997 FORD F150
· Registered to: Mark Nichelson
· VIN: 1FTDX1764VKB28203
·
4049 75th Ave SE, Saint Cloud, MN, 56304
·
(320) 743-5556
2009 Ford F-150
· Registered to: Mark Nichelson
· VIN: 1FTPW14V89FA64452
·
3001 Goldenrod Ct, North Platte, NE, 69101
·
(712) 764-4692
2008 Bmw M3
· Registered to: Mark Nichelson
· VIN: WBSVA935X8E215018
·
445 Island Ave Unit 331, San Diego, CA, 92101-8613
2010 CHEVROLET EQUINOX WAGON
· Registered to: Mark Nichelson
· VIN: 2CNFLNEY0A6291469
·
3001 Goldenrod Ct, North Platte, NE, 69101
· Registered to: Mark Nichelson
·
1170 15th Ave, Columbus, NE, 686013001 Goldenrod Ct, North Platte, NE, 69101
·
(402) 563-2192

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 6 vehicle registration records are associated with Mark Nichelson. Registered makes include Ford, Bmw, Chevrolet, N. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Mark Nichelson

Teacher
St. Cloud Technical And Community College
Saint Cloud, Minnesota, United States Higher Education
mnichelson@sctcc.edu
LinkedIn

Mark Nichelson

Teacher
St. Cloud Technical And Community College
Minnesota
mnichelson@sctcc.edu
LinkedIn

Mark Nichelson

Naval Aviator at US Navy<b

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 4 business affiliations were found for Mark Nichelson. Companies include St. Cloud Technical And Community College. Records are compiled from state business registries, SEC filings, and professional networking databases.

Mark Nichelson

Grain Valley High School - Grain Valley, MO, MO
1979

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Mark Nichelson has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$2 Dec 24, 2013
2014
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$8 Aug 31, 2009
2010
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$0 Oct 1, 2012
2012
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$5 Aug 31, 2012
2012
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$23 Aug 29, 2011
2012
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$2 Aug 30, 2010
2010
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$29 Sep 19, 2014
2014
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$1 May 18, 2016
2016
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$6 May 16, 2016
2016
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$20 Jun 14, 2010
2010
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$12 Oct 3, 2011
2012
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$1 Jan 11, 2009
2010
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$8 Jul 12, 2012
2012
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$4 Nov 4, 2016
2016
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$1 Oct 21, 2016
2016
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$19 Oct 5, 2015
2016
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$7 Aug 31, 2012
2012
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$17 Jul 11, 2011
2012
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$6 Nov 17, 2015
2016
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$5 Jun 21, 2016
2016
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$23 Nov 4, 2014
2014
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$7 Sep 2, 2014
2014
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$2 Jul 11, 2008
2008
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$8 Jul 11, 2008
2008
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$6 Jul 11, 2008
2008
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$27 Jul 12, 2012
2012
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$3 Aug 5, 2016
2016
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$13 Aug 20, 2013
2014
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$1 Nov 27, 2008
2008
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$22 Jul 11, 2008
2008
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$2 Jun 17, 2015
2016
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$19 Sep 16, 2013
2014
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$2 May 21, 2014
2014
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$14 Nov 25, 2010
2010
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$6 Sep 21, 2015
2016
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$2 Aug 15, 2016
2016
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$1 Jan 20, 2016
2016
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$4 Jul 11, 2013
2014
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$5 Oct 20, 2008
2008
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$3 Jul 11, 2007
2008
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$6 Nov 26, 2009
2010
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$2 Jul 11, 2009
2010
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$19 Sep 15, 2008
2008
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$1 Nov 27, 2008
2008
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$16 Aug 20, 2015
2016
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$12 Aug 24, 2015
2016
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$1 Jul 11, 2009
2010
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$8 Jul 11, 2009
2010
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$4 Jul 11, 2008
2008
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$11 Dec 19, 2016
2016
Laborers Local 91 Political Action Fund
Nichelson, Mark Niagara Falls, NY
$21 Sep 3, 2014
Laborers Local 91 Political Action Fund
Contributor Niagara Falls, NY
$21
2014
Laborers Local 91 Political Action Fund
Contributor Niagara Falls, NY

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 52 political contribution records found for Mark Nichelson. Total disclosed contributions amount to $470. Recipients include Laborers Local 91 Political Action Fund. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Mark Nichelson

Age 29 Male
·
3411 S Gardner Rd, Oak Grove, MO 64075 (Jackson County)
39.0511, -94.1595
· (816) 690-7388
Marital: Married TZ: Central
Occ: Insurance
Homeowner Single Family
MP

Mark D Nichelson

Age 56 Male
·
3001 Goldenrod Ct, North Platte, NE 69101 (Lincoln County)
41.1075, -100.7810
· (308) 530-7242
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 2003 Purchased 2011
MP

Mark D Nichelson

Age 48 Male
·
54 Lakewood Dr, Columbus, NE 68601 (Platte County)
41.4218, -97.3871
Marital: Married TZ: Central
Edu: High School
Single Family
MP

Mark E Nichelson

Age 59 Male
·
2458 Independence Ave, Niagara Falls, NY 14301 (Niagara County)
43.0970, -79.0313
Marital: Single TZ: Eastern
Homeowner Single Family
MP

Mark A Nichelson

Age 56 Male
·
6747 Edgeton St, Hamtramck, MI 48212 (Wayne County)
42.4227, -83.0325
Marital: Single TZ: Eastern
Single Family
MP

Mark T Nichelson

Age 37 Male
·
1450 Market St, San Diego, CA 92101 (San Diego County)
32.7226, -117.1653
Marital: Married TZ: Pacific
Occ: White Collar Edu: High School
Multi-Family
MP

Mark A Nichelson

Age 60 Male
·
2736 State Highway 176 E, Spokane, MO 65754 (Christian County)
36.8442, -93.2621
· (417) 443-3277
TZ: Central
Edu: Graduate School
Homeowner Single Family Built 2009
MP

Mark D Nichelson

Age 61 Male
·
930 32nd Ave SW, Vero Beach, FL 32968 (Indian River County)
27.5863, -80.4191
· (772) 418-6641
Marital: Married TZ: Eastern
Occ: Professional Edu: Some College
Homeowner Single Family Built 1997 Purchased 1995
MP

Mark M Nichelson

Age 57 Male
·
4049 75th Ave SE, Saint Cloud, MN 56304 (Sherburne County)
45.5139, -94.0066
· (320) 743-5556
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1976 Purchased 2001

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Mark Nichelson. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Mark Nichelson on the map

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Found 36 results across 9 states

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Mark Nichelson in San Diego, CA: Background Summary

Location
445 Island Ave Unit 331, San Diego Ca, San Diego, CA
Other Locations
Normalville, PA · Vero Beach, FL · Columbus, NE and 7 more
Profiles Found
19 people with this name
Phone Numbers
(567) 674-1935 and 11 others on file
Email
marknichelson@gmail.com and 1 other on file
Possible Relatives
Grover Nichelson, Mattie Lee Nichelson, Ella Nichelson, Josephine Nichelson, Josephne Nichelson
Career
St. Cloud Technical And Community College
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
6 linked — 1997 Ford F150, 2009 Ford F-150 and 4 more
Contributions
$470.45 total — Laborers Local 91 Political Action Fund, Laborers Local 91 Political Action Fund

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Mark Nichelson. Because public records are indexed by name rather than by a unique identifier, the 102 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Mark Nichelson

Search Complexity: High

102 public records across 9states, belonging to approximately 19 different individuals. With 19 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Nebraska (8%), followed by New York and California. Spans the Midwest and Northeast regions.

NE8recordsNY5recordsCA5recordsMO5recordsMN4recordsPA3records

Record Type Breakdown

Data spans 6 record categories. Largest: Political Contribution Records (57%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (22) and Vehicle Registration Records (6).

52
Political Contribution Records
22
Contact & Address Records
6
Vehicle Registration Records
5
Voter Registration Records
4
Business & Corporate Filings
3
Property Ownership Records

Age Distribution

Age range: approximately 33 years, suggesting multiple generations. Largest group: Senior (65+) (50%).

Senior (65+)4peopleMiddle-Age (40-64)3peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Mark Nichelson

Is Mark Nichelson a registered voter?
Yes, voter registration records show Mark Nichelson is registered in Pennsylvania with D affiliation. We found 5 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Mark Nichelson own property?
County assessor records show 3 properties associated with Mark Nichelson . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Mark Nichelson?
Records show 6 vehicle registrations associated with Mark Nichelson, including a 1997 FORD F150. Registered makes include Ford, Bmw, Chevrolet, N. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Mark Nichelson?
We found 4 business affiliations for Mark Nichelson, including st. cloud technical and community college. Business records are compiled from state registries, SEC filings, and professional databases.
Has Mark Nichelson made political donations?
FEC disclosure records show 52 reported political contributions from Mark Nichelson, totaling $470. Recipients include Laborers Local 91 Political Action Fund. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Mark Nichelson?
Our database contains 102 total records for Mark Nichelson spanning 9 states. This includes 19 distinct contact records, 13 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Mark Nichelson?
The 102 records displayed for Mark Nichelson are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Mark Nichelson remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.