Mark Skogen from Brainerd, MN

Age 63 b. May 1962 Crow Wing Co.
๐Ÿ“ 1324 Park St
๐Ÿ“ž (218) 829-2701, (218) 838-2526
โœ‰๏ธ mark.skogen@netscape.net

Mark Skogen from Onalaska, WI

Age 56 b. Oct 1969 La Crosse Co.
๐Ÿ“ 237 2nd Ave S
๐Ÿ“ž (619) 474-2603, (920) 338-9498

Mark Skogen from Minneapolis, MN

Age 51 b. Feb 1975 Hennepin Co.
๐Ÿ“ 10130 31st Ave N
๐Ÿ“ž (612) 546-2179

Mark Skogen

๐Ÿ“ 1650 Hawthorne Heights Dr, De Pere Wi
๐Ÿ“ž (920) 309-2200, (920) 371-0773
โœ‰๏ธ MSKOGEN@SKOGENSFEST.COM

Mark Skogen from Isle, MN

Age 53 b. Oct 1972 Mille Lacs Co.
๐Ÿ“ 3673 Munkelwitz Rd
๐Ÿ“ž (320) 676-3287

Mark Skogen from Brainerd, MN

Age 63 b. May 1962 Crow Wing Co.
๐Ÿ“ 1201 J St Ne
๐Ÿ“ž (630) 820-0944

Mark Skogen from Sarasota, FL

Age 54 b. Jun 1971 Sarasota Co.
๐Ÿ“ 3412 Plantation Dr

Mark Skogen from Gardiner, MT

Age 66 b. Mar 1960 Park Co.
๐Ÿ“ 11 Sphinx Drive Number Dr

Mark Skogen from Simpsonville, SC

Age 58 b. Apr 1967 Greenville Co.
๐Ÿ“ 3453 Fork Shoals Rd

Mark Skogen from Olympia, WA

Age 57 b. Mar 1969 Thurston Co.
๐Ÿ“ 3228 Cove Ln Nw 12

Mark Skogen from Eagan, MN

Age 68 b. Nov 1957 Dakota Co.
๐Ÿ“ 4564 Cinnamon Ridge Trl

Mark Skogen from Isle, MN

Age 55 b. 1971 Mille Lacs Co.
๐Ÿ“ Rr 1 Box 124d

Mark Skogen from Olympia, WA

Thurston Co.
๐Ÿ“ 3228 Cove Ln Nw
๐Ÿ“ž (360) 866-9229

Mark Skogen from Panorama City, CA

Los Angeles Co.
๐Ÿ“ 14696 Rayen St 27
๐Ÿ“ž (202) 483-8817

Mark Skogen from Olympia, WA

Thurston Co.
๐Ÿ“ 6905 Martin Way E
๐Ÿ“ž (843) 821-3287

Mark Skogen from Marshfield, WI

Wood Co.
๐Ÿ“ 404 N Palmetto Ave
๐Ÿ“ž (803) 432-1778

Mark Skogen from Sarasota, FL

Manatee Co.
๐Ÿ“ 1194 Longfellow Wa

Mark Skogen from Minneapolis, MN

Hennepin Co.
๐Ÿ“ 8501 1 St Ave

Mark Skogen from Lodi, CA

San Joaquin Co.
๐Ÿ“ 112 N School St Unit 16

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 19 contact records for Mark Skogen across 7 states. The most recent address on file is in Brainerd, Minnesota. Of these records, 10 include phone numbers and 2 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Skogen Mark A

Sarasota County
PIN: 0087010052
· 3412 Plantation Dr, Sarasota 34231
Value: $116,600

Skogen Mark

Greenville County
PIN: 360000106200
· 126 Friendly
Lot: 12,058sqft

Skogen Mark

Greenville County
· 126 Friendly, Fountain-Inn

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Mark Skogen in Fountain-Inn. Values shown are from county assessor records and may differ from current market prices.

Mark Alan Skogen

18958 Hale Mountain Road, Cane Hill, AR, 72717

Mark A Skogen

3412 Plantation Dr, Sarasota, , 34231

Mark Jeffrey Skogen

Reg: 09/25/2014
1101 Centralia Ave, Centralia, WA, 98531
DOB: 03/10/1969 Gender: Male
County: LE

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Mark Skogen in Arkansas, , Washington. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2013 Honda CR-V
ยท Registered to: Mark Skogen
ยท VIN: 5J6RM4H71DL074529
·
1324 Park St, Brainerd, MN, 56401
·
(218) 829-2701
2013 Volkswagen Jetta
ยท Registered to: Mark Skogen
ยท VIN: 3VWDP7AJ2DM446213
·
2851 Nostalgic Ct, De Pere, WI, 54115
·
(920) 309-2200
2001 BMW 3 SERIES CAR BASIC LUXURY
ยท Registered to: Mark Skogen
ยท VIN: WBAAV534X1FT02408
·
1324 Park St, Brainerd, MN, 56401
·
(218) 829-2701
2011 Land Rover Range Rover
ยท Registered to: Mark Skogen
ยท VIN: SALMF1D47BA335538
·
2851 Nostalgic Ct, De Pere, WI, 54115-9245
·
(920) 336-5607
2018 Volkswagen Jetta
ยท Registered to: Mark Skogen
ยท VIN: 3VWDP7AJ2IM446213
·
2851 Nostalgic Ct, De Pere, WI, 54115-8475
·
(920) 309-2200
2012 Land Rover LR4
ยท Registered to: Mark Skogen
ยท VIN: SALAK2D48CA638463
·
2851 Nostalgic Ct, De Pere, WI, 54115-9245
·
(920) 336-5607
ยท Registered to: Mark Skogen
·
10130 31st Ave N, Minneapolis, MN, 55441
·
(763) 546-2179

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 7 vehicle registration records are associated with Mark Skogen. Registered makes include Honda, Volkswagen, Bmw, Land Rover and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Markfest

Pres
+17153848866
Marshfield,

Province Cafeteria Inc

Mark SkogenOwner
(303) 256-8788MSkogen@ProveCafeteria.com
Englewood, CO80112

Friends Of The Community INC

Mark SkogenDirector
Livingston, MT

Mark Skogen

Robbinsdale Armstrong
Minneapolis, Minnesota, United States Non-Profit Organization Management

Festival Foods

Mark SkogenPresident
(608) 783-5500mskogen@festy.com
Onalaska, WI

Mark Skogen

Salesman at Stark Truss C ยท Sarasota, Florida Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 11 business affiliations were found for Mark Skogen. Companies include Province Cafeteria Inc, Festival Foods. Roles listed include Pres and President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Mark Skogen

Detroit Lakes Sr. High School - Detroit Lakes, MN, MN
1978

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Mark Skogen has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Oct 18, 2010
2010 REP
Steineke, Jim
Skogen, Mark Grocer @ Festival Foods De Pere, WI
$1,000 Apr 21, 2017
2018
Food Marketing Institute Political Action Committee Foodpac
Skogen, Mark Owner President @ Festival Foods De Pere, WI
$200 Oct 12, 2009
2010
Rep Assembly Campaign Com Racc Seg Fund
Skogen, Mark Owner @ Festival Foods Onalaska, WI
$100 Jun 19, 2008
2008 REP
Hegenbarth, Dave
Skogen, Mark Owner President @ Festival Foods Depere, WI
$1,000 Jun 18, 2018
2018
Food Marketing Institute Political Action Committee Foodpac
Skogen, Mark Owner President @ Festival Foods De Pere, WI
$100 Apr 28, 2008
2008 REP
Darling, Alberta
Skogen, Mark Retail Grocery @ Festival Foods De Pere, WI
$250 Jun 16, 2008
2008 REP
Montgomery, Phil
Skogen, Mark Owner @ Festival Foods Depere, WI
-$1,000 Aug 27, 2010
2010 REP
Trager, Marc Harris Md
Skogen, Mark De Pere, WI
$5,000 Nov 18, 2011
2012
Wi Grocers Assn Pac
Skogen, Mark President @ Skogen S Festival Foods Depere, WI
$200 Jan 27, 2010
2010 REP
Trager, Marc Harris Md
Skogen, Mark Grocer @ Fesival Foods De Pere, WI
$400 Jul 21, 2015
2016 REP
Johnson, Ronald Harold
Skogen, Mark President @ Festival Foods De Pere, WI
$1,000 Sep 25, 2009
2010 DEM
Assembly Democratic Campaign Cmte Of Wisconsin
Skogen, Mark President @ Festival Foods De Pere, WI
$250 Oct 3, 2016
2016 REP
Tusler, Ron
Skogen, Mark President @ Mdsfest Holdings LLC Depere, WI
$100 Aug 14, 2008
2008 REP
Gard, John G
Skogen, Mark Retail Grocery @ Festival Foods De Pere, WI
$250 Oct 18, 2016
2016 DEM
Nelson, Tom
Skogen, Mark Retail Grocery @ Mdsfest Holdings LLC Depere, WI
$500 Sep 25, 2009
2010 DEM
Kagen, Steven Leslie
Skogen, Mark Retail Grocery @ Festival Foods De Pere, WI
$2,000 Sep 4, 2015
2016 REP
Ryan, Paul D
Skogen, Mark Owner @ Festival Foods De Pere, WI
$500 Dec 20, 2013
2014 REP
Ribble, Reid J. Rep.
Skogen, Mark D Executive @ Festival Foods De Pere, WI
$500 Jul 21, 2016
2016 REP
Gallagher, Michael John
Skogen, Mark Ceo And President @ Skogens Foodliner De Pere, WI
$250 Sep 17, 2012
2012 REP
Bernier, Kathy
Skogen, Mark President @ Festival Foods Depere, WI
$250 Sep 30, 2016
2016
Jacque For Assembly
Skogen, Mark President @ Mdsfest Holdings LLC De Pere, WI
$100 Oct 3, 2010
2010 DEM
Hintz, Gordon
Skogen, Mark Grocer @ Festival Foods Depere, WI
$100 Dec 17, 2003
2004 REP
Roessler, Carol A
Skogen, Mark Owner @ Festival Foods De Pere, WI
$125 Oct 7, 2016
2016
Hansen, Dave
Skogen, Mark Retail Grocery @ Mdsfest Holdings LLC De Pere, WI
$200 Oct 31, 2008
2008 REP
Gard, John G
Skogen, Mark Retail Grocery @ Festival Foods De Pere, WI
$1,000 Sep 30, 2011
2012 REP
Ribble, Reid
Skogen, Mark D Executive @ Festival Foods De Pere, WI
$1,000 Feb 11, 2015
2016 UNK
Food Marketing Institute Political Action Committee (food Pac)
Skogen, Mark Owner President @ Festival Foods De Pere, WI
$500 Apr 30, 2015
2016 REP
Grothman, Glenn S.
Skogen, Mark President @ Festival Foods Depere, WI
$200 Sep 1, 2010
2010 REP
Weininger, Chad
Skogen, Mark Owner @ Skogens Festival Foods De Pere, WI
$250 Apr 29, 2011
2012 REP
Van Hollen, J B
Skogen, Mark President & Ceo @ Festival Foods De Pere, WI
$2,000 Dec 29, 2009
2010 REP
Trager, Marc Harris Md
Skogen, Mark Grocer @ Fesival Foods De Pere, WI
$100 Dec 29, 2009
2010 REP
Jacque, Andre
Skogen, Mark De Pere, WI
$150 Sep 22, 2008
2008 DEM
Hansen, Dave
Skogen, Mark Owner @ Festival Foods De Pere, WI
$100 Sep 30, 2010
2010 REP
Weininger, Chad
Skogen, Mark Owner @ Festival Foods Depere, WI
$100 Oct 27, 2001
2002 REP
Montgomery, Phil
Skogen, Mark Mgr @ Festival Foods De Pere, WI
$250 Oct 3, 2016
2016
Brooks For Assembly
Skogen, Mark President @ Mdsfest Holdings LLC Depere, WI
$1,000 Aug 2, 2011
2012 REP
Ribble, Reid
Skogen, Mark D De Pere, WI
$100 Dec 13, 2007
2008 DEM
Hintz, Gordon
Skogen, Mark Business @ Skogens Festival Foods De Pere, WI
$200 Jul 12, 2010
2010 REP
Fletcher, Craig
Skogen, Mark President Owner @ Festival Foods De Pere, WI
$250 Oct 6, 2016
2016
Cowles For Senate
Skogen, Mark President Ceo @ Mdsfest Holdings LLC De Pere, WI
$200 Oct 12, 2009
2010 REP
Republican Assembly Campaign Cmte Of Wisconsin
Skogen, Mark Owner @ Festival Foods Onalaska, WI
$100 Oct 14, 2010
2010 REP
Nygren, John
Skogen, Mark Owner @ Festival Foods Depere, WI
$250 Sep 6, 2012
2012 REP
Larson, Tom
Skogen, Mark President & Ceo @ Festival Foods De Pere, WI
$100 Jul 29, 2008
2008 REP
Theisen, Tony
Skogen, Mark President Ceo @ Festival Foods De Pere, WI
$50 Aug 25, 2008
2008 REP
Fradette, Chad
Skogen, Mark President @ Festival Foods De Pere, WI
$100 Aug 15, 2011
2012 REP
Weininger, Chad
Skogen, Mark Retail Grocery @ Mds Fest De Pere, WI
$500 Jun 22, 2010
2010 REP
Ribble, Reid
Skogen, Mark Executive @ Festival Foods De Pere, WI
$250 Sep 18, 2016
2016 DEM
Nelson, Tom
Skogen, Mark Retail Grocery @ Mdsfest Holdings LLC Depere, WI
$250 Jun 30, 2010
2010 REP
Duffy, Sean
Skogen, Mark Ceo @ Skogens Festival Foods De Pere, WI
$2,500 Mar 5, 2014
2014 UNK
Food Marketing Institute Political Action Committee Foodpac
Skogen, Mark Owner President @ Festival Foods De Pere, WI
$2,500 Feb 11, 2013
UNK
Food Marketing Institute Political Action Committee Foodpac
Contributor Owner President @ Festival Foods De Pere, WI
$500 Jan 10, 2020
Unknown Committee
Skogen, Mark D. Ceo @ Festival Foods De Pere, WI
$150
2004 R
Montgomery, Phil
Contributor Owner @ Festival Foods Depere, WI

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for Mark Skogen. Total disclosed contributions amount to $29,125. Recipients include Food Marketing Institute Political Action Committee Foodpac, Montgomery, Phil. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Mark Skogen

Age 48 Male
·
1101 Centralia Ave, Centralia, WA 98531 (Lewis County)
46.7236, -122.9585
Marital: Single TZ: Pacific
Edu: High School
MP

Mark Skogen

Male
·
17520 11th Ave N, Minneapolis, MN 55447 (Hennepin County)
44.9902, -93.5034
TZ: Central
Homeowner Single Family Built 1957 Purchased 2015
MP

Mark A Skogen

Age 55 Male
·
1324 Park St, Brainerd, MN 56401 (Crow Wing County)
46.3445, -94.2051
· (218) 829-2701
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Single Family Built 1950
MP

Mark C Skogen

Age 57 Male
·
1313 W Geyser St, Livingston, MT 59047 (Park County)
45.6507, -110.5710
Marital: Single TZ: Mountain
Single Family
MP

Mark A Skogen

Age 44 Male
·
3673 Munkelwitz Rd, Isle, MN 56342 (Mille Lacs County)
46.1274, -93.3880
· (320) 676-3287
Marital: Inferred Married TZ: Central
Homeowner Single Family Built 1939 Purchased 1997

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Mark Skogen. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Mark Skogen on the map

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Mark Skogen in Brainerd, MN: Background Summary

Location
1324 Park St, Brainerd, MN 56401
Other Locations
Onalaska, WI ยท Minneapolis, MN ยท Isle, MN and 8 more
Profiles Found
19 people with this name
Phone Numbers
(218) 829-2701 and 12 others on file
Email
mark.skogen@netscape.net and 1 other on file
Career
Pres, President at Province Cafeteria Inc, Festival Foods
Properties
2properties owned
Vehicles
7 linked โ€” 2013 Honda Cr-V, 2013 Volkswagen Jetta and 5 more
Contributions
$29.1K total โ€” Food Marketing Institute Political Action Committee Foodpac, Montgomery, Phil

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Mark Skogen. Because public records are indexed by name rather than by a unique identifier, the 106 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Mark Skogen

Search Complexity: High

106 public records across 9states, belonging to approximately 19 different individuals. With 19 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Minnesota (14%), followed by Wisconsin and Washington. Spans the Midwest and West regions.

MN15recordsWI10recordsWA5recordsMT3recordsFL2recordsCA2records

Record Type Breakdown

Data spans 6 record categories. Largest: Political Contribution Records (53%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (23) and Business & Corporate Filings (11).

53
Political Contribution Records
23
Contact & Address Records
11
Business & Corporate Filings
7
Vehicle Registration Records
3
Property Ownership Records
3
Voter Registration Records

Age Distribution

Age range: approximately 18 years. Largest group: Senior (65+) (25%).

Senior (65+)2peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Mark Skogen

Is Mark Skogen a registered voter?
Yes, voter registration records show Mark Skogen is registered in Arkansas. We found 3 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Mark Skogen own property?
County assessor records show 3 properties associated with Mark Skogen . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Mark Skogen?
Records show 7 vehicle registrations associated with Mark Skogen, including a 2013 Honda CR-V. Registered makes include Honda, Volkswagen, Bmw, Land Rover. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Mark Skogen?
We found 11 business affiliations for Mark Skogen (Pres). Other companies include Festival Foods. Business records are compiled from state registries, SEC filings, and professional databases.
Has Mark Skogen made political donations?
FEC disclosure records show 53 reported political contributions from Mark Skogen, totaling $29,125. Recipients include Food Marketing Institute Political Action Committee Foodpac and Montgomery, Phil. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Mark Skogen?
Our database contains 106 total records for Mark Skogen spanning 9 states. This includes 19 distinct contact records, 10 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Mark Skogen?
The 106 records displayed for Mark Skogen are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Mark Skogen remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.