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Martha Ann Mosier from Garfield Heights, OH

Age 88 b. 12/6/1937
📍 11400 Darlington Ave, #garfield Heights, OH 44125-3534
✉️ mmosier11@aol.com, mmoshayedi@yahoo.com, mmosier@aol.com, abowers@vpi.net
👨‍👩‍👧 Relatives: Donald G Mosier,Esther Mosier,James E Mosier,Patricia A Mosier,Patricia M Silva,Barbara Ann Mosier,Donna J Mosier,Francelina Marshall,Jonathan M Silva,Jose Carlos Silva,Jose Carlos Silva,Leonard Marshall,Linda Moczadlo Mosier,Melissa S Mosier,Octavia V Marshall,Otillia D Silva,Alberta Pettus,Albertino Silva,Angela D Silva,Antonio A Machado,Antonio A Silva,Antonio R Silva,Brian J Silva,Bruno Silva,Clara Pettus,Durval M Silva,Empress C Marshall,Fernanda M Silva,Fernando R Silva,James L Pettus,Jeffrey J Silva,John Archer,Lisa M Silva,Lucia M Silva,Luis F Silva,Manuel B Dasilva,Maria L Dasilva,Maria C Silva,Maria P Silva,Maria L Silva,Michelle F Pettus,Roderick L Poe,Rosa Silva,Sean Q Marshall,Stephanie Marshall,Steve Marshall,Susana C Pereira,Tarsha N Poe,Teresa M Farley Sr,Zelio M Silva
🕐 3 previous addresses

Martha Mosier

Age 62 b. 1964-07-04
📍 728 Dulce Tierra Dr, El Paso Tx
📞 (915) 842-9299, (915) 422-7406, (915) 228-8880
✉️ MARTHA.MOSIER@ATT.NET, martha.mosier@att.net, mpgiovine@aol.com

Ms Martha I Mosier from Westville, IN

Age 92 b. 8/7/1933
📍 251 Valpo St, Lot 29, #westville, IN 46391
✉️ marthamosier@att.net
👨‍👩‍👧 Relatives: John M Mosier,Rhonda K Mosier,Johnnie M Mosier,Mark M Mosier
🕐 6 previous addresses

Martha Mosier from Oceanside, NY

Age 94 b. Feb 1932 Nassau Co.
📍 100 Daly Blvd Apt 2811
📞 (516) 678-5612, (516) 987-5501
✉️ mmosier@gmail.com

Martha Mosier

Age 51 b. 1974-12-27
📍 1917 Hornsby Dr, Longview Tx
📞 (903) 917-9948, (903) 452-7681
✉️ MARTHAMOSIER@ATT.NET

Martha Mosier from Oceanside, NY

Age 82
📍 100 Daly Blvd #3115, Oceanside, NY 11572
📞 (516) 678-5612, (516) 295-4154
👨‍👩‍👧 Relatives: Heidi M Chelius,Harold Edward Mosier,Deirdre Stantonmosier,Harold E Mosier,Lorraine Mosier,Harold E Mosier

Martha Mosier from Laguna Niguel, CA

Age 62 b. Oct 1963 Orange Co.
📍 28131 La Gallina
📞 (505) 897-9083, (949) 240-9012
👤 aka Mosier Martha Drew, Martha J Drew, Martha J Drewmosier

Martha Mosier from Medon, TN

Age 85 b. Apr 1941 Hardeman Co.
📍 6785 Teague Rd
📞 (731) 658-4543, (901) 658-4543

Martha Mosier from Cleveland, OH

Age 88 b. Dec 1937 Cuyahoga Co.
📍 11400 Darlington Ave
📞 (216) 341-4355, (216) 587-0056

Martha Mosier from College Station, TX

Age 66 b. 1960 Brazos Co.
📍 23 Sara Ln
📞 (979) 774-0926

Martha Mosier from Tulsa, OK

Age 75 b. Jan 1951 Tulsa Co.
📍 5925 E 51 St St
📞 (918) 250-8857

Martha Mosier from Oneonta, NY

Age 110 b. Feb 1916 Otsego Co.
📍 75 Center St
📞 (607) 433-4655

Martha Mosier from Longview, TX

Age 87 b. 1939 Gregg Co.
📍 1904 Hornsby Dr
📞 (903) 297-9456

Martha Mosier from Medon, TN

Age 70
📍 6785 Teague Rd, Medon, TN 38356
📞 (901) 658-4543
👨‍👩‍👧 Relatives: William Edward Mosier,Roger N Mosier

Martha Mosier from Abilene, TX

Age 95
📍 774 North 11th St, Abilene, TX 79601
📞 (325) 677-4153, (915) 677-4153
👨‍👩‍👧 Relatives: Bert E Mosier

Martha Mosier from College Station, TX

Age 54
📍 23 Sara Ln, College Station, TX 77845
📞 (979) 774-0926, (979) 775-2241
👨‍👩‍👧 Relatives: Robert Howard Mosier

Martha Mosier from Anderson, IN

Age 108 b. Sep 1917 Madison Co.
📍 506 Arbor Dr A
📞 (765) 649-4492

Martha Mosier from East Meredith, NY

Age 98
📍 321 Rr 1 #321, East Meredith, NY 13757
📞 (607) 433-4655

Martha Mosier from Bryan, TX

Age 66 b. Jan 1960 Brazos Co.
📍 2102 Labrisa Dr

Martha Mosier from Laguna Niguel, CA

Age 62 b. Oct 1963 Orange Co.
📍 28572 La Alcala
👤 aka Drew Mosier Martha, Drewmosier Martha J, Drew Martha J

Martha Mosier from Oklahoma City, OK

Age 86 b. Oct 1939 Oklahoma Co.
📍 2140 Nw 113th St

Martha Mosier from Chattanooga, TN

Age 93 b. Dec 1932 Hamilton Co.
📍 5605 Vincent Rd
👤 aka Mosier Martha

Martha Mosier from Abilene, TX

Age 106 b. Aug 1919 Taylor Co.
📍 774 N 11 Th St

Martha Mosier from Broken Arrow, OK

Age 75 b. Oct 1950 Tulsa Co.
📍 1802 S Aster Ct

Martha Mosier from West Memphis, AR

Crittenden Co.
📍 1226 Winchell St
📞 (334) 396-5520

Martha Mosier from Harrisburg, PA

Dauphin Co.
📍 1644 Mountain Rd
📞 (717) 599-5843

Martha Mosier from Heber Springs, AR

Age 64 b. 1962 Female
📍 1408 W Searcy St

Martha Mosier from Westville, IN

La Porte Co.
📍 Po Box 582

Martha Mosier from Hayward, CA

Alameda Co.
📍 18612 Sheffield Rd

Martha Mosier from Van Wert, OH

Van Wert Co.
📍 417 S Zimmerman Av B

Martha Mosier from El Paso, TX

📍 728 Dulce Tierra Dr

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 31 contact records for Martha Mosier across 9 states. The most recent address on file is in Oceanside, New York. Of these records, 20 include phone numbers and 5 include email addresses. Ages range from 54 to 98, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Mosier Martha E

Hardeman County
· 7010 Teague Rd, Toone

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Martha Mosier in Toone. Values shown are from county assessor records and may differ from current market prices.

Martha L Johnson Mosier

NF Reg: 08/13/2006
322 Manor Ave, Plymouth Mtg, PA, 19462
DOB: 12/30/1979 Gender: Female

Martha Mosier

Republican
106 Rhame Ave, 7, 11518
DOB: 19320211 Gender: Female

Martha Louise Mosier

Republican
Precinct: 720470

Martha L Johnson Mosier

322 Manor Ave
DOB: 12/30/1979 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Martha Mosier in Pennsylvania. Records show affiliations with NF, REP, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Lexus RX 350
· Registered to: Martha Mosier
· VIN: 2T2ZK1BAXCC073749
·
55 Mallorca, Laguna Niguel, CA, 92677
·
(949) 355-9021
2007 HYUNDAI ACCENT CAR ENTRY LEVEL
· Registered to: Martha Mosier
· VIN: KMHCN46C37U107615
·
1904 Hornsby Dr, Longview, TX, 75604
·
(903) 297-9456
1993 PONTIAC GRAND AM CAR LOWER MIDSIZE
· Registered to: Martha Mosier
· VIN: 1G2NE1432PM592171
·
1904 Hornsby Dr, Longview, TX, 75604
·
(903) 297-9456
2009 DODGE RAM PICKUP 1500
· Registered to: Martha Mosier
· VIN: 1D3HB18KX9S748496
·
23 Sara Ln, College Sta, TX, 77845-3833
·
(979) 774-0926
2018 KIA OPTIMA
· Registered to: Martha Mosier
· VIN: KNAGM4A70I5353883
·
322 Manor Ave, Plymouth Meeting, PA, 19462-2731
·
(585) 739-7528
2013 Kia Optima
· Registered to: Martha Mosier
· VIN: KNAGM4A70D5353883
·
322 Manor Ave, Plymouth Meeting, PA, 19462
·
(585) 739-7528
2010 Chevrolet Traverse
· Registered to: Martha Mosier
· VIN: 1GNLRFED5AJ205575
·
Po Box 88, Ney, OH, 43549-0088
·
(419) 658-2166

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 7 vehicle registration records are associated with Martha Mosier. Registered makes include Lexus, Hyundai, Pontiac, Dodge and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Hospice Brazos Valley

Chief Operating Officer
+19798212266mmosier@hospicebrazosvalley.org
Bryan,
LinkedIn

Union Alternative School

Martha MosierIT Director
(918) 459-6555mosierm@unionps.org
5656 S 129th East Ave, Tulsa, OK74134

Pickford Realty Cares

Martha MosierSecretary
San Diego, CA

Martha Mosier

Orange County, California Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 8 business affiliations were found for Martha Mosier. Companies include Union Alternative School. Roles listed include Chief Operating Officer and Coo. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 2801 Fransiscan Dr., Bryan, TX, 77802
TX
Director: Martha Mosier

SUPPORT and PROTECT ELDERLY and CHALLENGED CITIZENS

Addr: 2801 Fransiscan Dr., Bryan, TX, 77802
TX
Director: Martha Mosier

SUPPORT and PROTECT ELDERLY and CHALLENGED CITIZENS

ID: 0800617299
Addr: 2801 Fransiscan Dr., Bryan, TX, 77802
TX
Director: Martha Mosier

Source: Public Records Martha Mosier appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Martha Mosier

Martinsville High School - Martinsville, IN, IN
1978

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Martha Mosier has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$40 Aug 28, 2001
2002 REP
Hunter, Bob
Mosier, Martha Abilene, TX
$40 Jan 30, 2004
2004 REP
Hunter, Bob
Mosier, Martha Abilene, TX
$40 Jan 30, 2004
REP
Hunter, Bob
Contributor Abilene, TX
$40
2004 R
Hunter, Bob
Contributor Abilene, TX
$40 20040130
Friends of Bob Hunter
Contributor Abilene, TX

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 5 political contribution records found for Martha Mosier. Total disclosed contributions amount to $200. Recipients include Hunter, Bob, Friends of Bob Hunter. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Martha L Mosier

Age 66 Female
·
1802 S Aster Ct, Broken Arrow, OK 74012 (Tulsa County)
36.0835, -95.8121
· (918) 250-8857
Marital: Married TZ: Central
Homeowner Single Family Built 1988 Purchased 1989
MP

Martha E Mosier

Age 76 Female
·
6785 Teague Rd, Medon, TN 38356 (Madison County)
35.4221, -88.9231
· (731) 336-8285
Marital: Married TZ: Central
Homeowner Single Family Built 1948
MP

Martha Mosier

Age 77 Female
·
1904 Hornsby Dr, Longview, TX 75604 (Gregg County)
32.5273, -94.8083
· (903) 297-9456
Marital: Single TZ: Central
Homeowner Single Family Built 1955 Purchased 1993
MP

Martha Mosier

Age 84 Female
·
251 W Valparaiso St, Westville, IN 46391 (La Porte County)
41.5477, -86.9142
· (219) 785-4165
Marital: Single TZ: Central
Homeowner Single Family
MP

Martha J Mosier

Age 53 Female
·
28131 La Gallina, Laguna Niguel, CA 92677 (Orange County)
33.5548, -117.6930
· (949) 240-9012
Marital: Inferred Married TZ: Pacific
Single Family
MP

Martha Mosier

Age 55 Female
·
1408 W Searcy St, Heber Springs, AR 72543 (Cleburne County)
35.4914, -92.0457
Marital: Single TZ: Central
Edu: Some College
Single Family
MP

Martha Mosier

Age 85 Female
·
106 Rhame Ave, East Rockaway, NY 11518 (Nassau County)
40.6378, -73.6661
Marital: Single TZ: Eastern
Homeowner Single Family
MP

Martha B Mosier

Age 84 Female
·
5605 Vincent Rd, Chattanooga, TN 37416 (Hamilton County)
35.1464, -85.1583
· (423) 326-1325
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1958 Purchased 1973

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Martha Mosier. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Martha Mosier. These loans were issued to businesses, not individuals.

Toone Bbq And Grill

$3,900 Paid in Full
Address:
7010 Teague Rd
Approved

May 6, 2020

Forgiven

$3,928

Loan #

2670427403

Loan Size

Small

Bds Sales, LLC

Limited Liability Company(LLC

$18,750 Paid in Full
Address:
31935 Homewood Pl
Laguna Beach, CA92651-6841
Approved

May 1, 2020

Forgiven

$18,921

Jobs Reported

2

Loan #

5221937706

Loan Size

Small

2481 Dewey Corporation, INC.

$5,000 Paid in Full
Address:
2485 Dewey Ave
Rochester, NY14616
Approved

May 1, 2020

Forgiven

$5,064

Jobs Reported

1

Loan #

1049177702

Loan Size

Small

Monna Adickes

Sole Proprietorship

$1,257 Paid in Full
Address:
102 8th Ave Apt B
Laurel, MT59044-2950
Approved

Mar 20, 2021

Forgiven

$1,260

Jobs Reported

1

Loan #

4826588604

Loan Size

Small

Phillip Saadi

Independent Contractors

$7,420 Paid in Full
Address:
102 8th Ave Apt 9
St Pete Beach, FL33706-4345
Approved

May 5, 2021

Forgiven

$7,434

Jobs Reported

1

Loan #

7133978909

Loan Size

Small

Michael Russ Md PC

Corporation

$22,645 Paid in Full
Address:
100 Daly Blvd Apt 2505
Oceanside, NY11572-6027
Approved

Feb 26, 2021

Forgiven

$22,775

Jobs Reported

1

Loan #

4795238502

Loan Size

Small

Fetzner Collision, INC.

Corporation

$296,260 Paid in Full
Address:
2485 Dewey Ave
Rochester, NY14616-4730
Approved

Apr 30, 2020

Forgiven

$298,995

Jobs Reported

17

Loan #

6913517301

Loan Size

Medium

Source: SBA PPP Loan Data · CARES Act Public Disclosures 7 PPP loan records are linked to businesses associated with Martha Mosier. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Martha Mosier on the map

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Found 63 results across 9 states

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Martha Mosier in El Paso, TX: Background Summary

Location
728 Dulce Tierra Dr, El Paso Tx, El Paso, TX
Other Locations
Oceanside, NY · Laguna Niguel, CA · Medon, TN and 17 more
Profiles Found
31 people with this name
Phone Numbers
(216) 587-0056 and 24 others on file
Email
mmosier11@aol.com and 7 others on file
Possible Relatives
Donald G Mosier, Esther Mosier, James E Mosier, Patricia A Mosier, Patricia M Silva and 57 more
Career
Chief Operating Officer, Coo at Union Alternative School
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
7 linked — 2012 Lexus Rx 350, 2007 Hyundai Accent and 5 more
Contributions
$200 total — Hunter, Bob, Hunter, Bob
PPP Loans
$355K for Toone Bbq And Grill, Bds Sales, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Martha Mosier. Because public records are indexed by name rather than by a unique identifier, the 86 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Martha Mosier

Search Complexity: High

86 public records across 9states, belonging to approximately 31 different individuals. With 31 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Texas (23%), followed by New York and Tennessee. Spans the South and Midwest regions.

TX20recordsNY7recordsTN7recordsCA7recordsIN6recordsOK5records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (55%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (8) and Vehicle Registration Records (7).

42
Contact & Address Records
8
Business & Corporate Filings
7
Vehicle Registration Records
7
PPP Loan Records
5
Political Contribution Records
4
Voter Registration Records

Age Distribution

Age range: approximately 58 years, suggesting multiple generations. Largest group: Senior (65+) (79%).

Senior (65+)15peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Martha Mosier

Is Martha Mosier a registered voter?
Yes, voter registration records show Martha Mosier is registered in Pennsylvania with NF affiliation. We found 4 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Martha Mosier own property?
County assessor records show 1 property associated with Martha Mosier . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Martha Mosier?
Records show 7 vehicle registrations associated with Martha Mosier, including a 2012 Lexus RX 350. Registered makes include Lexus, Hyundai, Pontiac, Dodge. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Martha Mosier?
We found 8 business affiliations for Martha Mosier (Chief Operating Officer). Business records are compiled from state registries, SEC filings, and professional databases.
Has Martha Mosier made political donations?
FEC disclosure records show 5 reported political contributions from Martha Mosier, totaling $200. Recipients include Hunter, Bob and Friends of Bob Hunter. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Martha Mosier?
Our database contains 86 total records for Martha Mosier spanning 9 states. This includes 31 distinct contact records, 20 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Martha Mosier?
The 86 records displayed for Martha Mosier are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Martha Mosier remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.