Mary Schertz

Age 95 b. 1931-04-08
๐Ÿ“ 107 Hitching Post Ln, Grayslake Il
๐Ÿ“ž (224) 279-1298
โœ‰๏ธ ASCHERTZ@AOL.COM

Mary Schertz from Clear Lake, IA

Age 80 b. Apr 1945 Cerro Gordo Co.
๐Ÿ“ 15257 Thoburn Ave
๐Ÿ“ž (515) 357-5772, (515) 961-3052

Mary Schertz from North Syracuse, NY

Age 100
๐Ÿ“ 34 Waterbury Dr, North Syracuse, NY 13212
๐Ÿ“ž (315) 458-3357
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Linda A Scherz,N Schertz,Joseph C Scherz

Mary Schertz from Adair, IL

Age 90 b. Feb 1936 Mcdonough Co.
๐Ÿ“ 501 Pine St
๐Ÿ“ž (309) 653-2496

Mary Schertz from Abilene, TX

Age 93
๐Ÿ“ 1282 Briarwood St, Abilene, TX 79603
๐Ÿ“ž (718) 469-1718, (915) 677-5920
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: James Schertz

Mary Schertz from Metamora, IL

Age 81 b. 1945 Woodford Co.
๐Ÿ“ 966 County Road 1600 N
๐Ÿ“ž (309) 367-4785

Mary Schertz from Elkhart, IN

Age 77 b. Apr 1949 Elkhart Co.
๐Ÿ“ 328 W Wolf Ave
๐Ÿ“ž (574) 293-0032

Mary Schertz from Pekin, IL

Age 99 b. Dec 1926 Tazewell Co.
๐Ÿ“ 1002 Lincoln Rd
๐Ÿ“ž (309) 382-1844

Mary Schertz from Bear Creek, WI

Age 64 b. 1962 Waupaca Co.
๐Ÿ“ N8379 Poplar Rd
๐Ÿ“ž (715) 752-4472

Mary Schertz from Peoria, IL

Female
๐Ÿ“ 2610 W Humboldt St
๐Ÿ“ž (309) 219-2389 (U.S. CELLULAR)

Mary Schertz from Sonoma, CA

Age 83 b. 1943 Female
๐Ÿ“ 622 Oregon St
๐Ÿ“ž (707) 779-9020

Mary Schertz from Elkhart, IN

Age 73 b. Sep 1952 Elkhart Co.
๐Ÿ“ 3003 Benham Ave

Mary Schertz from Libertyville, IL

Age 95 b. 1931
๐Ÿ“ 1258 Briarwood Ln

Mary Schertz from San Francisco, CA

Age 82 b. Sep 1943 San Francisco Co.
๐Ÿ“ 35 Valletta Ct

Mary Schertz from West Chicago, IL

Age 58 b. Jun 1967 Du Page Co.
๐Ÿ“ 134 W Grand Lake Blvd

Mary Schertz from Brooklyn, NY

Age 105 b. Mar 1921 Kings Co.
๐Ÿ“ 1114 Brooklyn Ave

Mary Schertz from Oakland, CA

Age 90 b. Apr 1936 Alameda Co.
๐Ÿ“ 7428 Hillmont Dr

Mary Schertz from Cottonwood, CA

Shasta Co.
๐Ÿ“ 21116 Trefoil Ln
๐Ÿ“ž (530) 347-3634

Mary Schertz from Ottumwa, IA

Wapello Co.
๐Ÿ“ 107 Marianna Ave
๐Ÿ“ž (641) 684-4392

Mary Schertz from Bear Creek, WI

Outagamie Co.
๐Ÿ“ 8379 N Popler Rd
๐Ÿ“ž (661) 297-8218

Mary Schertz from Chico, CA

Butte Co.
๐Ÿ“ 130 W 3rd Ave
๐Ÿ“ž (530) 896-0960

Mary Schertz from Anderson, CA

Shasta Co.
๐Ÿ“ 4983 Rawlins Pl

Mary Schertz from North Richland Hills, TX

Tarrant Co.
๐Ÿ“ 7020 Post Oak Dr

Mary Schertz from Charlotte, NC

Mecklenburg Co.
๐Ÿ“ 5809 Avelon Valley Dr Apt 1518

Mary Schertz

๐Ÿ“ 1 Tremont Il

Mary Schertz

๐Ÿ“ 1 Metamora Il Po Box 266

Unknown Person

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 27 contact records for Mary Schertz across 8 states. The most recent address on file is in Clear Lake, Iowa. Of these records, 15 include phone numbers and 1 include email addresses. Ages range from 93 to 100, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Schertz, Mary

Doc #FT_3950004443395
Record: P

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Mary Schertz. Values shown are from county assessor records and may differ from current market prices.

Mary L Schertz

Democrat Reg: 10/13/2012
576 Brinton Rd, Wayne, PA, 19087
DOB: 09/23/1994 Gender: Female

Mary L Schertz

576 Brinton Rd
DOB: 09/23/1994 Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Mary Schertz in Pennsylvania. Party affiliation is listed as D. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 Toyota Prius
ยท Registered to: Mary Schertz
ยท VIN: JTDKN3DU3A0057156
·
622 Oregon St, Sonoma, CA, 95476-6436
·
(707) 779-9020
2007 DODGE CARAVAN MINIVAN PASSENGER
ยท Registered to: Mary Schertz
ยท VIN: 2D4GP44L77R360293
·
1010 N C St, Indianola, IA, 50125
·
(515) 961-3052
2013 Dodge Charger
ยท Registered to: Mary Schertz
ยท VIN: 2C3CDXHGXDH642761
·
N8379 Poplar Rd, Bear Creek, WI, 54922
·
(715) 752-4472
2017 DODGE CHARGER
ยท Registered to: Mary Schertz
ยท VIN: 2C3CDXHGXHH642761
·
N8379 Poplar Rd, Bear Creek, WI, 54922-9658
·
(715) 752-4472
1990 ISUZU CONVENTIONAL PICKUP
ยท Registered to: Mary Schertz
ยท VIN: 4S1CL11L6L4213544
·
6516 Patsy Ln, Watauga, TX, 76148
2007 DODGE GRAND CARAVAN
ยท Registered to: Mary Schertz
·
1010 N C St, Indianola, IA, 50125-1328

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 6 vehicle registration records are associated with Mary Schertz. Registered makes include Toyota, Dodge, Isuzu. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Temple University

myschertz@gmail.com

Resource Plus

Mary SchertzSales Customer
(309) 219-2389mschertz@netscape.net
2610 W Humboldt St, Peoria, IL61605
resourcep.com

Mary Schertz

Graduate of Conestoga High S ยท Wayne, Pennsylvania

Resource Plus

Mary SchertzSales Customer
(309) 219-2389mschertz@netscape.net
2610 W Humboldt St, Peoria, IL61605

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 7 business affiliations were found for Mary Schertz. Companies include Resource Plus. Roles listed include Null and Sales Customer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Mary Schertz

Addr: R.r.1, Box 205, Clear Lake, IA, 50428
IA

Mary Schertz

Addr: R.r.1, Box 205, Clear Lake, IA, 50428
IA

Mary Schertz

Addr: R.r.1, Box 205, Clear Lake, IA, 50428
IA

Mary Schertz

Addr: R.r.1, Box 205, Clear Lake, IA, 50428
IA

Mary Schertz

Addr: R.r.1, Box 205, Clear Lake, IA, 50428
IA

Mary Schertz

Addr: R.r.1, Box 205, Clear Lake, IA, 50428
IA

Mary Schertz

Addr: R.r.1, Box 205, Clear Lake, IA, 50428
IA

Mary Schertz

Addr: R.r.1, Box 205, Clear Lake, IA, 50428
IA

Unknown Corporation

Addr: R.r.1, Box 205, Clear Lake, IA, 50428
IA
INCORPORATOR: Mary Schertz

Source: Public Records Mary Schertz appears in 9 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Mary Schertz

Real Estate
NOT RENEWED
License # 476236521
Firm: Mary B Schertz
Addr: Libertyville, IL 60048

mary schertz

Real Estate
NOT RENEWED
License # 476236521
Addr: Libertyville, IL 60048
County: Lake
Issued: Aug 1, 1980 Exp: Mar 31, 1982

Licensed Professional

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Mary Schertz holds 3 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Mary Schertz

Lowpoint-Washburn High School - Washburn, IL, IL
1967

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Mary Schertz has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$1 Apr 11, 2013
2014 DEM
Actblue
Schertz, Mary Retird @ Us Dept Of State Sonoma, CA
-$50 Jun 25, 2009
2010 DEM
Obama, Barack
Schertz, Mary Lou Retired @ Us Dept Of State Avignon, France, DC
$8 Feb 1, 2020
2020 REP
Trump, Donald J
Schertz, Mary Ernie Retired Rockport, TX
$20 Dec 8, 2011
2012 DEM
Cantwell, Maria
Schertz, Mary Retird @ Us Dept Of State Sonoma, CA
$32 Jun 14, 2020
2020 REP
Trump, Donald J
Schertz, Mary Ernie Retired Rockport, TX
$50 Oct 6, 2007
2008
Actblue
Schertz, Mary Retired Avignon, DC
$50 Mar 20, 2008
2008 DEM
Obama, Barack
Schertz, Mary Lou Retired @ Us Dept Of State Avignon, DC
$1 Feb 11, 2013
2014
Actblue
Schertz, Mary Retird @ Us Dept Of State Sonoma, CA
$32 Jan 14, 2020
2020 REP
Trump, Donald J
Schertz, Mary Ernie Retired Rockport, TX
$25 Aug 14, 2020
2020 REP
Cornyn, John Sen
Schertz, Mary Ernie Retired Rockport, TX
$15 Jan 22, 2018
2018 12
Susie Lee For Nevada
Schertz, Mary Not Employed Sonoma, CA
$15 Sep 22, 2017
2018 12
Susie Lee For Nevada
Schertz, Mary Not Employed Sonoma, CA
$10 May 11, 2013
2014 DEM
Markey, Edward J
Schertz, Mary Retird @ Us Dept Of State Sonoma, CA
$10 Feb 11, 2013
2014 DEM
Markey, Edward J
Schertz, Mary Retird @ Us Dept Of State Sonoma, CA
$15 Dec 22, 2017
2018 12
Susie Lee For Nevada
Schertz, Mary Not Employed Sonoma, CA
$35 Dec 28, 2020
2020
Emily S List
Schertz, Mary Lou Kate Sonoma, CA
$30 Dec 8, 2011
2012 DEM
Warren, Elizabeth
Schertz, Mary Retird @ Us Dept Of State Sonoma, CA
$25 Jun 24, 2008
2008
Moveon.org Political Action
Schertz, Mary Lou Retired @ Not Employed Avignon, DC
$10 Apr 11, 2013
2014 DEM
Markey, Edward J
Schertz, Mary Retird @ Us Dept Of State Sonoma, CA
$1 Mar 11, 2013
2014
Actblue
Schertz, Mary Retird @ Us Dept Of State Sonoma, CA
$42 Dec 14, 2020
2020
Trump Make America Great Again Committee
Schertz, Mary Ernie Retired Rockport, TX
$250 Oct 16, 2008
2008 DEM
Obama, Barack
Schertz, Mary Retired @ Not Employed Avignon, DC
$32 Feb 14, 2020
2020 REP
Trump, Donald J
Schertz, Mary Ernie Retired Rockport, TX
$15 Mar 1, 2019
2020 DEM
Sanders, Bernard
Schertz, Mary Graphic Designer @ The Creative Group Wayne, PA
$370 Jul 18, 2008
2008 DEM
Obama, Barack
Schertz, Mary Lou Retired @ Us Dept Of State Avignon, DC
$10 Mar 6, 2020
2020 DEM
Sanders, Bernard
Schertz, Mary Not Employed Wayne, PA
$10 Mar 11, 2013
2014 DEM
Markey, Edward J
Schertz, Mary Retird @ Us Dept Of State Sonoma, CA
$1 May 11, 2013
2014 DEM
Actblue
Schertz, Mary Retird @ Us Dept Of State Sonoma, CA
$1 Feb 11, 2013
Actblue
Contributor Retird @ Us Dept Of State Sonoma, CA
$250 Oct 16, 2008
Unknown Committee
Schertz, Mary Retired @ Not employed Avignon

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 30 political contribution records found for Mary Schertz. Total disclosed contributions amount to $1,364. Recipients include Actblue. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Mary L Schertz

Age 62 Female
·
966 County Road 1600 N, Metamora, IL 61548 (Woodford County)
40.8212, -89.3500
· (309) 367-4785
Marital: Married TZ: Central
Occ: Healthcare Edu: Some College
Homeowner Single Family Purchased 2015
MP

Mary E Schertz

Age 72 Female
·
1010 N C St, Indianola, IA 50125 (Warren County)
41.3702, -93.5649
· (515) 368-2062
Marital: Married TZ: Central
Occ: Professional
Homeowner Single Family Built 1948 Purchased 1995
MP

Mary E Schertz

Age 93 Female
·
22185 Old Route 9, Tremont, IL 61568 (Tazewell County)
40.5293, -89.5085
Marital: Inferred Single TZ: Central
Occ: Professional
Single Family
MP

Mary Schertz

Female
·
807 Quail Run, Cleburne, TX 76031 (Johnson County)
32.4142, -97.3745
· (817) 239-3000
TZ: Central
Single Family
MP

Mary J Schertz

Age 55 Female
·
N8379 Poplar Rd, Bear Creek, WI 54922 (Outagamie County)
44.5421, -88.7836
· (715) 250-1080
Marital: Married TZ: Central
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1984
MP

Mary M Schertz

Age 87 Female
·
107 Marianna Ave, Ottumwa, IA 52501 (Wapello County)
41.0018, -92.4377
· (641) 684-4392
Marital: Married TZ: Central
Homeowner Single Family Built 1955
MP

Mary K Schertz

Age 50 Female
·
915 Albert Ave, Sycamore, IL 60178 (Dekalb County)
41.9852, -88.7006
· (815) 991-5138
TZ: Central
Edu: High School
Single Family
MP

Mary L Schertz

Age 23 Female
·
576 Brinton Rd, Wayne, PA 19087 (Delaware County)
40.0569, -75.4003
Marital: Single TZ: Eastern
Homeowner Single Family Built 1956 Purchased 1991
MP

Mary H Schertz

Age 68 Female
·
328 W Wolf Ave, Elkhart, IN 46516 (Elkhart County)
41.6708, -85.9712
· (574) 293-0032
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 1930
MP

Mary E Schertz

Age 81 Female
·
501 Pine St, Adair, IL 61411 (McDonough County)
40.4178, -90.4980
· (309) 337-6325
Marital: Married TZ: Central
Homeowner Single Family
MP

Mary E Schertz

Age 86 Male
·
107 Hitching Post Ln, Grayslake, IL 60030 (Lake County)
42.3119, -88.0815
· (847) 362-7704
Marital: Married TZ: Central
Edu: Some College
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Mary Schertz. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Mary Schertz on the map

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Mary Schertz in Grayslake, IL: Background Summary

Location
107 Hitching Post Ln, Grayslake Il, Grayslake, IL
Other Locations
Clear Lake, IA ยท Adair, IL ยท Metamora, IL and 16 more
Profiles Found
27 people with this name
Phone Numbers
(224) 279-1298 and 15 others on file
Email
aschertz@aol.com
Possible Relatives
Linda A Scherz, N Schertz, Joseph C Scherz, James Schertz
Career
Sales Customer at Resource Plus
Voter Registration
Registered Democrat
Vehicles
6 linked โ€” 2010 Toyota Prius, 2007 Dodge Caravan and 4 more
Contributions
$1,363.5 total โ€” Actblue
Licenses
2 professional licenses (REAL ESTATE)

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Mary Schertz. Because public records are indexed by name rather than by a unique identifier, the 101 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Mary Schertz

Search Complexity: High

101 public records across 9states, belonging to approximately 27 different individuals. With 27 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Illinois (20%), followed by Iowa and California. Spans the Midwest and West regions.

IL20recordsIA16recordsCA9recordsWI5recordsTX3recordsIN3records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (35%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (30) and Corporate Records (9).

31
Contact & Address Records
30
Political Contribution Records
9
Corporate Records
7
Business & Corporate Filings
6
Vehicle Registration Records
3
Professional License Records

Age Distribution

Age range: approximately 46 years, suggesting multiple generations. Largest group: Senior (65+) (82%).

Senior (65+)9peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Mary Schertz

Is Mary Schertz a registered voter?
Yes, voter registration records show Mary Schertz is registered in Pennsylvania with D affiliation. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Mary Schertz own property?
County assessor records show 1 property associated with Mary Schertz . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Mary Schertz?
Records show 6 vehicle registrations associated with Mary Schertz, including a 2010 Toyota Prius. Registered makes include Toyota, Dodge, Isuzu. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Mary Schertz?
We found 7 business affiliations for Mary Schertz (null). Business records are compiled from state registries, SEC filings, and professional databases.
Has Mary Schertz made political donations?
FEC disclosure records show 30 reported political contributions from Mary Schertz, totaling $1,364. Recipients include Actblue. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Mary Schertz?
Our database contains 101 total records for Mary Schertz spanning 9 states. This includes 27 distinct contact records, 15 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Mary Schertz?
The 101 records displayed for Mary Schertz are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Mary Schertz remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.