Mel Owens

Age 90 b. 1935-04-15
๐Ÿ“ 7495 La Paz Blvd Apt 101, Boca Raton Fl
๐Ÿ“ž (678) 406-0709, (678) 591-7692
โœ‰๏ธ MELOWENS@BELLSOUTH.NET, melowens@bellsouth.net

Mel Owens

Age 67 b. 1958-12-07
๐Ÿ“ 1 Goldenfield, Aliso Viejo Ca
๐Ÿ“ž (310) 925-7181, (310) 925-7181
โœ‰๏ธ MALOWENS58@GMAIL.COM, malowens58@gmail.com

Mel Owens

Age 66 b. 1959-03-08
๐Ÿ“ 213 Stoneview Trl Nw, Lilburn Ga
๐Ÿ“ž (404) 446-7113
โœ‰๏ธ MELWNS@YAHOO.COM, melwns@yahoo.com

Mel Owens

๐Ÿ“ 6507 Beeston Dr, Katy Tx 77449
๐Ÿ“ž (404) 446-7113
โœ‰๏ธ MELWNS@YAHOO.COM

Mel Owens

๐Ÿ“ 6192 Creekford Dr, Lithonia Ga
๐Ÿ“ž (404) 446-7113
โœ‰๏ธ MELWNS@YAHOO.COM

Mel Owens from Richmond, CA

Age 85 b. Mar 1941 Contra Costa Co.
๐Ÿ“ 4827 Appian Way Apt 16
๐Ÿ“ž (410) 467-2707, (423) 968-2300

Mel Owens from Houston, TX

Age 55
๐Ÿ“ 4135 Gairloch Ln #3ock, Houston, TX 77025
๐Ÿ“ž (713) 661-3993, (404) 622-9996
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Hattie Balfour Owens,Emiel Wade Owens,Annette A Bellow,Emil W Owens

Mel Owens from San Francisco, CA

Age 67 b. Jan 1959 San Francisco Co.
๐Ÿ“ 1230 Market St Unit 504
๐Ÿ“ž (908) 758-0711
๐Ÿ‘ค aka Mel Ownes

Mel Owens

๐Ÿ“ 2600 Eagle Crest Dr, Bakersfield Ca
๐Ÿ“ž (661) 332-7946, (928) 754-4731
โœ‰๏ธ MOWENSJR@BUCKOWENS.COM

Mel Owens

๐Ÿ“ 2789 Katherine Spur, Bullhead City Az 86429
๐Ÿ“ž (661) 332-7946, (928) 754-4731
โœ‰๏ธ MOWENSJR@BUCKOWENS.COM

Mel Owens

๐Ÿ“ Po Box 1584, Cortaro Az
๐Ÿ“ž (520) 358-4033, (520) 358-4033
โœ‰๏ธ PHATSUE1998@GMAIL.COM

Mel Owens

๐Ÿ“ 12462 Orange Grove, Tucson Az 85743
๐Ÿ“ž (520) 358-4033, (520) 358-4033
โœ‰๏ธ PHATSUE1998@GMAIL.COM

Mel Owens from Mobile, AL

Male
๐Ÿ“ 2053 Lott Rd
๐Ÿ“ž (251) 802-2240 (AT&T MOBILITY)

Mel Owens from Bakersfield, CA

Age 74 b. 1952 Male
๐Ÿ“ 2600 Eagle Crest Dr
๐Ÿ“ž (661) 665-8401

Mel Owens from Bakersfield, CA

Age 71 b. Sep 1954 Kern Co.
๐Ÿ“ 2500 Dover Hill Dr
๐Ÿ‘ค aka Owens Mel L, Owens Mel

Mel Owens from San Francisco, CA

Age 67 b. Dec 1958 San Francisco Co.
๐Ÿ“ 1230 Market St 504

Mel Owens from Winnetka, CA

Age 77 b. Jun 1948 Los Angeles Co.
๐Ÿ“ 20355 Sherman Way Wa 326

Mel Owens from Bakersfield, CA

Age 73 b. May 1952 Kern Co.
๐Ÿ“ 3223 Sillect Ave

Mel Owens from Phoenix, AZ

Age 70 b. Apr 1955
๐Ÿ“ 3302 N 7th St Unit 116
๐Ÿ‘ค aka Melvin Allen Owens, M Allen Owens, M A Owens

Mel Owens from Murray, UT

Age 71 b. Jun 1954 Salt Lake Co.
๐Ÿ“ 4026 S 565 E

Mel Owens from Houston, TX

0
๐Ÿ“ 3601 Castor, Houston, TX 77022

Mel Owens from Sn Bernrdno, CA

San Bernardino Co.
๐Ÿ“ 5360 Dogwood St
๐Ÿ“ž (310) 833-5485

Mel Owens from Hyattsville, MD

Prince Georges Co.
๐Ÿ“ 6853 Farragut St
๐Ÿ“ž (301) 772-7655

Mel Owens from Detroit, MI

๐Ÿ“ 6408 Rutland St, #detroit, MI 48228-4701
๐Ÿ• 1 previous address

Mel Owens from Mineral Springs, AR

Age 97 b. 1929 Male
๐Ÿ“ Po Box 8
๐Ÿ’ผ 2710

Mel Owens from Winnetka, CA

Los Angeles Co.
๐Ÿ“ 20355 Sherman Wa 326

Mel Owens from Gardnerville, NV

Douglas Co.
๐Ÿ“ 851 Cabernet Ct Unit B

Mel Owens from Long Beach, NY

Nassau Co.
๐Ÿ“ 339 E Chester St

Mel Owens from Houston, TX

Harris Co.
๐Ÿ“ 4135 Gairloch Ln

Mel Owens from Atlanta, GA

Fulton Co.
๐Ÿ“ 2236 Baywood Dr

Mel Owens from Encino, CA

Los Angeles Co.
๐Ÿ“ 5541 Newcastle Ave Apt 40

Unknown Person

Unknown Person

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 37 contact records for Mel Owens across 13 states. The most recent address on file is in Richmond, California. Of these records, 20 include phone numbers and 13 include email addresses. The listed age is 55. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Owens Mel

Jefferson County
PIN: 6215
· 3365 River Rd
Lot: 6,581sqft

Owens Mel

Jefferson County
PIN: 6214
· 3355 River Rd
Lot: 6,581sqft

Owens Mel & Helen

Cameron County
· 702 E Clam Cir Port Isabel Tx 78578, Harlingen-San-Benito

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Mel Owens in Harlingen-San-Benito. Values shown are from county assessor records and may differ from current market prices.

Mel Owens

Lawrenceville, 30045
DOB: 1/1/1959 Gender: Male
Congress: 007

Mel Owens

4405 Tall Tree St, Las Vegas, NV, 89147
County: Clark

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Mel Owens in Nevada. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 LAND ROVER RANGE ROVER
ยท Registered to: Mel Owens
ยท VIN: SALMP1E43CA387682
·
2600 Eagle Crest Dr, Bakersfield, CA, 93311-2942
·
(661) 332-7946
1994 PONTIAC GRAND PRIX CAR UP/MID SPCLTY
ยท Registered to: Mel Owens
ยท VIN: 1G2WJ52M5RF256962
·
4405 Tall Tree St, Las Vegas, NV, 89147
·
(702) 368-7790
2008 MERCEDES-BENZ S-CLASS
ยท Registered to: Mel Owens
ยท VIN: WDDNG71X48A234322
·
1 Goldenfield, Aliso Viejo, CA, 92656-1914
·
(949) 305-8929
2007 BENTLEY CONTINENTAL GT
ยท Registered to: Mel Owens
ยท VIN: SCBCR73W47C049645
·
2600 Eagle Crest Dr, Bakersfield, CA, 93311-2942
·
(661) 332-7946
2012 CADILLAC ESCALADE ESV
ยท Registered to: Mel Owens
ยท VIN: 1GYS4KEF6CR250021
·
2600 Eagle Crest Dr, Bakersfield, CA, 93311-2942
·
(661) 332-7946
2006 Gmc Yukon Denali
ยท Registered to: Mel Owens
ยท VIN: 1GKFK66U06J116131
·
2600 Eagle Crest Dr, Bakersfield, CA, 93311
2011 TOYOTA SEQUOIA
ยท Registered to: Mel Owens
ยท VIN: 5TDDY5G19BS043628
·
1 Goldenfield, Aliso Viejo, CA, 92656-1914
·
(949) 305-8929
2007 LEXUS LS 460
ยท Registered to: Mel Owens
ยท VIN: JTHGL46FX75001483
·
2600 Eagle Crest Dr, Bakersfield, CA, 93311-2942

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 8 vehicle registration records are associated with Mel Owens. Registered makes include Land Rover, Pontiac, Mercedes-Benz, Bentley and others. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Business Record

+19494520700melowens58@gmail.com

Cellofoam Inc

General Manager
(317) 535-0826
Conyers, GA
Rubber and Miscellaneous Plastic Products (Products)

Brown Armstrong

Mel OwensAttorney
(661) 324-4971MOWENS@bacpas.com
Bakersfield, CA93309

Mel Owens

Mel Owens
(404) 406-0430owensmel@hotmail.com
Atlanta, 30308GA

Buck Owens Private Foundation Inc

Mel OwensSecretary
Bakersfield, CA

Mel Owens

Manager
General Dynamics Information Technology
Kentucky

Mel Owens

Chief Executive
(404) 406-0430owensmel@hotmail.com
Atlanta, GA

Mel Owens

Phoenix, Arizona Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 18 business affiliations were found for Mel Owens. Companies include Cellofoam Inc, Brown Armstrong, Mel Owens. Roles listed include Null and Owner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Evolution Wear International, LTD.

Filed: Jul 27, 1988
CEO: Mel Owens

Mel Owens

Addr: 2236 Bay Wood Drive, Atlanta, GA, 30315
GA Fulton County

Unknown Corporation

Business Development Corporation/Cooperative Corporation/Federally Chartered Company/Foreign Corporation/Kentucky Corporation/Professional Services Corporation/Foreign Professional Services Corp./Kentucky Professional Services Corp/Kentucky Cooperative Corporation/Foreign Cooperative Corporation/Kentucky Mutual Insurance Co./Foreign Mutual Insurance Co.
Officer: Mel Owens

Evolution Wear International, LTD.

Addr: 481 Springbrook N., Irvine, CA, 92714
CA
CEO: Mel Owens

Source: Public Records Mel Owens appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$1,000 Dec 3, 2007
2008 REP
McCarthy, Kevin Mr
Owens, Mel Executive @ Buck Owens Productions Bakersfield, CA
$250 Oct 6, 1999
2000 REP
Bush, George W
Owens, Mel Jr Ceo & @ Buck Owens Production Co INC Bakersfield, CA
$1,000 Sep 13, 1995
1996 REP
Harvey, Trice
Owens, Mel Jr Kuzz Radio Bakersfield, CA
$500 Sep 18, 2014
2014 REP
Rios, Pedro
Owens, Mel Chief Executive Officer @ Buck Owens Production Co Bakersfield, CA
$1,000 Jun 29, 2004
2004 REP
Ashburn, Roy
Owens, Mel Manager @ Buck Owen Enterprises Bakersfield, CA
$1,000 Apr 13, 2009
2010 REP
McCarthy, Kevin Mr
Owens, Mel Jr Executive @ Buck Owens Productions Bakersfield, CA
$1,000 Feb 10, 2004
2004 REP
Ashburn, Roy
Owens, Mel Manager @ Buck Owen Enterprises Bakersfield, CA
$100 May 5, 2008
2008 DEM
Huber, Alyson L
Owens, Mel Attorney @ Namanny, Byrne & Owens Irvine, CA
$1,000 Aug 19, 2000
2000 REP
Lazio, Rick A
Owens, Mel Sr Buck Owens Production Co INC Bakersfield, CA
$100 May 5, 2008
2008
Actblue
Owens, Mel Attorney @ Namanny, Byrne & Owens Irvine, CA
$500 May 17, 2012
2012 REP
McQuiston, Jon
Owens, Mel Ceo @ Buck Owens Production Co, INC Bakersfield, CA
$5 Jul 12, 2020
2020 DEM
Biden, Joe
Owens, Mel Not Employed Boca Raton, FL
$1,000 Dec 11, 1995
1996 REP
Thomas, William M
Owens, Mel Jr Buck Owens Production Bakersfield, CA
$1,500 Jun 2, 2014
2014 REP
McCarthy, Kevin Mr
Owens, Mel Jr Executive @ Buck Owens Productions Bakersfield, CA
$1,000 Jan 1, 1
1998 REP
Ashburn, Roy
Owens, Mel Owens Productions Kern, CA
$1,500 Jun 2, 2014
REP
McCarthy, Kevin Mr
Contributor Executive @ Buck Owens Productions Bakersfield, CA
$1,500 Jun 2, 2014
Unknown Committee
Owens, Mel Jr. Executive @ Buck Owens Productions Bakersfield, CA
$500
2012 R
McQuiston, Jon
Contributor Ceo @ Buck Owens Production Company, INC Bakersfield, CA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 18 political contribution records found for Mel Owens. Total disclosed contributions amount to $14,455. Recipients include McCarthy, Kevin Mr, McQuiston, Jon. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Mel Owens

Age 60 Male
·
5216 Via Tortuga St, Arlington, TX 76017 (Tarrant County)
32.6626, -97.1283
TZ: Central
Homeowner Single Family
MP

Mel Owens

Age 73 Male
·
1180 Palo Alto St SE, Palm Bay, FL 32909 (Brevard County)
27.9309, -80.6393
Marital: Married TZ: Eastern
Edu: Vocational/Technical
Single Family
MP

Mel Owens

Age 74 Male
·
246 Globe Ave, Union, NJ 07083 (Union County)
40.6909, -74.2697
· (908) 334-6685
Marital: Single TZ: Eastern
Edu: Some College
Single Family
MP

Mel L Owens

Age 65 Male
·
2600 Eagle Crest Dr, Bakersfield, CA 93311 (Kern County)
35.3316, -119.1230
· (661) 665-8401
Marital: Single TZ: Pacific
Homeowner Single Family
MP

Mel Owens

Male
·
1073 E 13200 S, Draper, UT 84020 (Salt Lake County)
40.5120, -111.8610
TZ: Mountain
Single Family
MP

Mel Owens

Age 58 Male
·
1 Goldenfield, Aliso Viejo, CA 92656 (Orange County)
33.5909, -117.7430
· (949) 305-8929
Marital: Married TZ: Pacific
Homeowner Single Family Built 1990 Purchased 2008
MP

Mel R Owens

Age 87 Male
·
PO Box 8, Mineral Spgs, AR 71851 (Howard County)
33.8722, -93.9253
Marital: Single TZ: Central
Occ: Professional
Homeowner Built 1979

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Mel Owens. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Mel Owens. These loans were issued to businesses, not individuals.

Cellofoam North America INC

Corporation

$3,846,200 Paid in Full
Address:
1917 Rockdale Industrial Blvd
Conyers, GA30012-3941
Approved

Apr 9, 2020

Forgiven

$3,720,479

Jobs Reported

393

Loan #

1131727101

Loan Size

Medium-Large

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Mel Owens. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Mel Owens on the map

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Mel Owens in Boca Raton, FL: Background Summary

Location
7495 La Paz Blvd Apt 101, Boca Raton Fl, Boca Raton, FL
Other Locations
Richmond, CA ยท San Francisco, CA ยท Mobile, AL and 12 more
Profiles Found
37 people with this name
Phone Numbers
(309) 558-5700 and 24 others on file
Email
metramwms@att.net and 21 others on file
Possible Relatives
F Elizabeth Williams, Frances Elizabeth Williams, Nancy E Owens, Patricia H Bray, Rosanne Yom Connaughy and 180 more
Career
Owner, Partner at Cellofoam Inc, Brown Armstrong
Properties
3properties owned
Vehicles
8 linked โ€” 2012 Land Rover Range Rover, 1994 Pontiac Grand Prix and 6 more
Contributions
$14.5K total โ€” McCarthy, Kevin Mr, McQuiston, Jon
PPP Loans
$3846K for Cellofoam North America INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Mel Owens. Because public records are indexed by name rather than by a unique identifier, the 107 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Mel Owens

Search Complexity: High

107 public records across 15states, belonging to approximately 37 different individuals. With 37 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: California (25%), followed by Texas and Georgia. Spans the West and South regions.

CA27recordsTX6recordsGA6recordsAZ4recordsNV3recordsMI2records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (46%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (18) and Political Contribution Records (18).

46
Contact & Address Records
18
Business & Corporate Filings
18
Political Contribution Records
8
Vehicle Registration Records
4
Corporate Records
3
Property Ownership Records

Age Distribution

Age range: approximately 36 years, suggesting multiple generations. Largest group: Senior (65+) (80%).

Senior (65+)8peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Mel Owens

Is Mel Owens a registered voter?
Yes, voter registration records show Mel Owens is registered. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Mel Owens own property?
County assessor records show 3 properties associated with Mel Owens . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Mel Owens?
Records show 8 vehicle registrations associated with Mel Owens, including a 2012 LAND ROVER RANGE ROVER. Registered makes include Land Rover, Pontiac, Mercedes-Benz, Bentley. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Mel Owens?
We found 18 business affiliations for Mel Owens (null). Other companies include Brown Armstrong, Mel Owens. Business records are compiled from state registries, SEC filings, and professional databases.
Has Mel Owens made political donations?
FEC disclosure records show 18 reported political contributions from Mel Owens, totaling $14,455. Recipients include McCarthy, Kevin Mr and McQuiston, Jon. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Mel Owens?
Our database contains 107 total records for Mel Owens spanning 15 states. This includes 37 distinct contact records, 20 with phone numbers, 13 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Mel Owens?
The 107 records displayed for Mel Owens are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Mel Owens remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.