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Melissa Shelton Ruffner from Longview, TX

Age 60 b. 4/19/1965
📍 Po Box 1106, #longview, TX 75606-1106
✉️ melissa.ruffner@hotmail.com, mruffner@peoplepc.com, ruffner@address.com, ruffner@academicplanet.com, mruffner@ezsweeps.com, melissaruffner@centurytel.net, ruffner1@academicplanet.com, mruffner@www.thetaskforce.org, ladybug.2008@yahoo.com, mruffner_2000@yahoo.com, mruffner1@yahoo.com, jessa_3669@yahoo.com, mruffner@melissafamily.com, ruffner1@yahoo.com, terry@colpipe.com, mruffner_2000@yahoocom, mruffner_2000@hotmail.com, ruffner1@address.com, melissa.ruffner@aol.com, mruffner@yahoo.com
👨‍👩‍👧 Relatives: Ryland Dale Ruffner,Billy C Flippin Jr,Billy W Shelton,Daniel W Gregory,Gary E Clark,Jennifer C Manziel,Jessica E Perry,John W Shelton,Martha M Gregory,Roger D Gregory,Teanna Irene Porter,Willie E Gregory Sr,Amanda Burkley,Ammon Dorothy Gregory,Becky Weatherall,Becky G Weatherall,Bobbie Mun Shelton,Brenda J Porter,Christine C Talley,Christopher Dale Perry,Christopher Perry,Clyde W Ruffner,Colton C Weatherall,Dorothy Gregory,Dorothy Eliz Gregory,Dorothy M Gregory,Elsie M Weatherall,Hanna D Clark,Jacalyn E Clark,Jen Perry,Jennifer R Embry,Jeremy Chad Weatherall,John Henry Clark 3rd,John William Shelton,John Weatherall,John O Weatherall Sr,Josh Weatherall,Josh R Weatherall,Josh O Weatherall,Katherine Adele Goodman,Kelly Laurence Hayes,Lloyd A Porter,Marcus D Ruffner,Margie J Shelton,Michael Brent Clark,Michelle A Parsley,Pamela Denise Shelton,Ruth P Gregory Sr,Thomas Mckenzie Womack,Tracy L Garrett
🕐 16 previous addresses

Melissa Ruffner

Age 60 b. 1965-04-19
📍 600 Baylor Dr Apt 121, Longview Tx
📞 (903) 754-4697, (903) 753-3329, (903) 767-7140
✉️ LADYBUG_2008@ATT.NET, ladybug_2008@att.net, ladybug.2008@yahoo.com

Melissa Ruffner from Huntsville, AL

Age 52
📍 11511 Jade Ln #1, Huntsville, AL 35803
📞 (615) 273-2474, (256) 882-6645
✉️ jruffner@bellsouth.net, maruffal@yahoo.com
👨‍👩‍👧 Relatives: Marion A Ruffner,Ruffner Marion Alexandria,Joe Ruffner,Joseph W Ruffner

Melissa Ruffner

Age 66 b. 1960-01-23
📍 227 Sandalwood Cir, Brunswick Ga
📞 (912) 466-8927, (912) 267-3701
✉️ RUFFNER_MELISSA@BELLSOUTH.NET

Melissa Ruffner

Age 66 b. 1960-01-24
📍 108 Creekwood Dr, Brunswick Ga
📞 (912) 399-2356, (912) 466-8927
✉️ RUFFNER_MELISSA@BELLSOUTH.NET

Melissa Ruffner

📍 2684 Jackson Rd, Hamilton Oh
📞 (513) 515-1033, (513) 288-6400
✉️ MELRUFFNER@YAHOO.COM

Melissa Ruffner from Greenport, NY

Age 47
📍 225 Center St, Greenport, NY 11944
📞 (631) 477-1509
👨‍👩‍👧 Relatives: Frederick A Parker,Peter W Ruffner,Kevin G Parker,Ruth M Ruffner,Ruffner Ruffner,William A Ruffner,Jane B Parker,Jason M Parker

Melissa Ruffner from Prescott, AZ

Age 61 b. 1965 Yavapai Co.
📍 815 Bertrand Ave
📞 (928) 445-4567

Melissa Ruffner from Luray, VA

Age 57 b. 1969 Page Co.
📍 27 Wallace Ave
📞 (540) 743-3009

Melissa Ruffner from Reading, PA

Age 58 b. Mar 1968 Berks Co.
📍 25 Walnut St
📞 (610) 370-9369

Melissa Ruffner from Morrisdale, PA

Age 52 b. Nov 1973 Clearfield Co.
📍 668 Sington Rd
📞 (814) 342-3903

Melissa Ruffner from Pittsburg, TX

Age 60 b. Apr 1965 Camp Co.
📍 142 Fm 1521
📞 (903) 856-7339

Melissa Ruffner from Monroe, OH

Age 60 b. Dec 1965 Butler Co.
📍 335 Bridle Creek Dr
📞 (513) 360-7449

Melissa Ruffner from Carthage, TX

Female
📍 Po Box 478
📞 (903) 754-4697 (VERIZON WIRELESS)

Melissa Ruffner from Brunswick, GA

Age 66 b. 1960 Female
📍 108 Creekwood Dr
📞 (912) 466-8927

Melissa Ruffner from Douglassville, PA

Age 61 b. Sep 1964 Berks Co.
📍 2 Po Box 411

Melissa Ruffner from Birmingham, MI

Age 48 b. 1978 Oakland Co.
📍 870 Purdy St

Melissa Ruffner from Youngstown, OH

Age 44 b. Apr 1981 Mahoning Co.
📍 3050 Evelyn Rd
👤 aka Rufffner Melissa

Melissa Ruffner from Logan, OH

Age 55 b. Dec 1970 Hocking Co.
📍 9560 23 Rd Rt 664

Melissa Ruffner from Huntsville, AL

Age 63 b. Jul 1962 Madison Co.
📍 11511 Jade Ln Se

Melissa Ruffner from Laurel, MD

Age 52 b. Nov 1973
📍 13300 Deerfield Rd Apt 204
👤 aka Melissa Irene Ruffner, Melissai Ruffner, Melissa Russner

Melissa Ruffner from Huntsville, AL

Age 64 b. 1962 Female
📍 220 Royal Pines Dr Nw Apt D
💼 3200
📞 (256) 457-4555 (Cell)

Melissa Ruffner from Nampa, ID

Canyon Co.
📍 7702 Bridgeport Dr
📞 (208) 465-7752

Melissa Ruffner from Luray, VA

Page Co.
📍 150 Ganders Dr
📞 (717) 766-5880
👤 aka Melissa J Seal, Melissa A Judd

Melissa Ruffner from Middletown, OH

Butler Co.
📍 7283 Cimmeron Dr

Melissa Ruffner from Roanoke, VA

Roanoke City Co.
📍 3322 Hollins Rd Ne

Melissa Ruffner from Arlington, VA

Arlington Co.
📍 2010 N Culpeper St
👤 aka Melissa Jones

Melissa Ruffner from College Park, MD

Prince Georges Co.
📍 9348 Cherry Hill Rd 326

Melissa Ruffner from Greenport, NY

Suffolk Co.
📍 224 North St

Melissa Ruffner from Roanoke, VA

Roanoke City Co.
📍 1222 Salem Ave Sw B

Melissa Ruffner from San Jose, CA

Santa Clara Co.
📍 416 War Admiral Ave Apt 2

Melissa Ruffner from Tallahassee, FL

Leon Co.
📍 1212 Hidden Pl
👤 aka Melissa Jones

Melissa Ruffner from Altoona, PA

Blair Co.
📍 2710 W Chestnut Ave 1 Fl

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 33 contact records for Melissa Ruffner across 13 states. The most recent address on file is in Prescott, Arizona. Of these records, 18 include phone numbers and 6 include email addresses. Ages range from 47 to 52, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Ruffner Melissa Ann &

Page County
· 233 Kimball Rd, 2-East-Luray

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Melissa Ruffner in 2-East-Luray. Values shown are from county assessor records and may differ from current market prices.

Melissa Lee Ruffner

Republican Reg: 12/24/2006
350 Meeting House Rd, Douglassville, PA, 19518
DOB: 12/19/1967 Gender: Female

Melissa Lee Ruffner

350 Meeting House Rd
DOB: 12/19/1967 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Melissa Ruffner in Pennsylvania. Party affiliation is listed as R. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 Ford Escape
· Registered to: Melissa Ruffner
· VIN: 1FMCU03Z08KD33032
·
14667 N 7th Ave, Effingham, IL, 62401-5015
·
(217) 821-9171
2015 Honda Civic U.S. Lx
· Registered to: Melissa Ruffner
· VIN: 19XFB2F51FE099771
·
2684 Jackson Rd, New Miami, OH, 45011-9533
2017 FORD ESCAPE
· Registered to: Melissa Ruffner
· VIN: 1FMCU0GX8HUA88877
·
57 Traditions Way, Powell, OH, 43065
2001 FORD RANGER
· Registered to: Melissa Ruffner
·
17 County Road 4132, Pittsburg, TX, 75686

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Melissa Ruffner. Registered makes include Ford, Honda. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Prescott Historical Tours

Owner
(928) 445-4567
Prescott, AZ
Amusement and Recreation Services (Services)

Bb & T Corporation

Manager
(540) 743-6566
Luray, VA
Depository Institutions

Ruffner, Melissa

Melissa Ruffner
(817) 558-4809mruffner@melissafamily.com
Cleburne, TX76031

Prescott Western Heritage Foundation Inc

Melissa RuffnerDirector
Prescott, AZ

Melissa Ruffner

Bookkeeper, Payroll Specialist, Irs Specialist And Tax Preparer
Carmela Davis Cpa
Longview, Texas, United States Financial Services
LinkedIn

Melissa Ruffner

Kinship Navigator
Butler County Educational Service Center
Ohio
LinkedIn

Prescott Historical Tours

Melissa RuffnerOwner
YAVAPAIsales@prescotthats.com
PO Box 2577, Prescott, AZ86302

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 9 business affiliations were found for Melissa Ruffner. Companies include Prescott Historical Tours, Bb & T Corporation, Ruffner, Melissa and 1 more. Roles listed include Director and Owner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Melissa Ruffner

ID: 16009285
Addr: 214 Park Avenue, Prescott, AZ, 86301
AZ

Source: Public Records Melissa Ruffner appears in 1 corporate filing from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Melissa Ruffner

Pharmacy
ACTIVE
License # 049207325
Firm: Melissa K Ruffner
Addr: Effingham, IL 62401

melissa ruffner

Pharmacy
ACTIVE
License # 049207325
Addr: Effingham, IL 62401
County: Effingham
Issued: Oct 17, 2011 Exp: Mar 31, 2026

Licensed Professional

melissa ruffner

Email: ladybug.2008@yahoo.com

Source: State Professional Licensing Boards · Dept. of Professional Regulation Melissa Ruffner holds 4 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Melissa Ruffner

Nampa Sr. High School - Nampa, ID, ID
1992

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Melissa Ruffner has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Melissa Ruffner

Female
·
803 N 1st St, Jeannette, PA 15644 (Westmoreland County)
40.3336, -79.6149
TZ: Eastern
MP

Melissa I Ruffner

Age 43 Female
·
13300 Deerfield Rd, Laurel, MD 20708 (Prince Georges County)
39.0723, -76.8505
· (301) 725-0877
Marital: Married TZ: Eastern
Occ: Management Edu: Some College
Multi-Family
MP

Melissa C Ruffner

Age 57 Female
·
108 Creekwood Dr, Brunswick, GA 31523 (Glynn County)
31.2341, -81.5432
· (912) 399-2336
Marital: Married TZ: Eastern
Homeowner Single Family Built 1986 Purchased 2014
MP

Melissa A Ruffner

Age 55 Female
·
220 Royal Pines Dr NW, Huntsville, AL 35806 (Madison County)
34.7119, -86.6655
Marital: Married TZ: Central
Occ: Service Industry Edu: Some College
Multi-Family
MP

Melissa Ruffner

Age 52 Female
·
17 County Road 4132, Pittsburg, TX 75686 (Camp County)
33.0234, -94.9647
Marital: Inferred Married TZ: Central
Occ: Service Industry Edu: Graduate School
Single Family
MP

Melissa Ruffner

Age 76 Female
·
815 Bertrand Ave, Prescott, AZ 86303 (Yavapai County)
34.5341, -112.4830
Marital: Single TZ: Mountain
Edu: High School
Single Family
MP

Melissa Ruffner

Female
·
PO Box 93, Lyon Station, PA 19536 (Berks County)
40.4778, -75.7667
TZ: Eastern
Single Family
MP

Melissa A Ruffner

Age 39 Female
·
4754 Old Orchard Trl, W Bloomfield, MI 48324 (Oakland County)
42.5778, -83.3762
Marital: Inferred Single TZ: Eastern
Edu: High School
Single Family
MP

Melissa Ruffner

Female
·
2684 Jackson Rd, Hamilton, OH 45011 (Butler County)
39.4565, -84.5146
· (513) 844-1488
TZ: Eastern
Homeowner Single Family Built 2006 Purchased 2010
MP

Melissa J Ruffner

Age 46 Female
·
27 Wallace Ave, Luray, VA 22835 (Page County)
38.6733, -78.4283
· (540) 843-7473
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family
MP

Melissa Ruffner

Age 36 Female
·
57 Traditions Way, Powell, OH 43065 (Delaware County)
40.1591, -83.0809
TZ: Eastern
Homeowner Single Family Built 2005 Purchased 2007

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Melissa Ruffner. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Melissa Ruffner. These loans were issued to businesses, not individuals.

Patrick J Grubbe & Associates, LLC

$20,000 Paid in Full
Address:
57 Traditions Way
Approved

Apr 28, 2020

Forgiven

$16,973

Loan #

8233757200

Loan Size

Small

Hughes Tank Company, INC

Subchapter S Corporation

$283,200 Paid in Full
Address:
PO Box 570
Venus, TX76084-0570
Approved

Apr 27, 2020

Forgiven

$286,119

Jobs Reported

25

Loan #

5212997210

Loan Size

Medium

Ajk Enterprises

Subchapter S Corporation

$385,200 Paid in Full
Address:
PO Box 478
Seminole, TX79360
Approved

Apr 15, 2020

Forgiven

$387,670

Jobs Reported

34

Loan #

9097647103

Loan Size

Medium

Bluestem Petroleum, LLC

Limited Liability Company(LLC

$13,900 Paid in Full
Address:
PO Box 478
Strawn, TX76475
Approved

Apr 10, 2020

Forgiven

$13,975

Jobs Reported

1

Loan #

2250467103

Loan Size

Small

Todd Glowka Builders, INC

Subchapter S Corporation

$85,700 Paid in Full
Address:
PO Box 478
Kendalia, TX78027
Approved

Apr 28, 2020

Forgiven

$86,423

Jobs Reported

6

Loan #

7145767209

Loan Size

Small

J Kenny Norris

Sole Proprietorship

$41,800 Paid in Full
Address:
PO Box 1106
Perryton, TX79070-1106
Approved

Apr 28, 2020

Forgiven

$41,987

Jobs Reported

3

Loan #

8457157207

Loan Size

Small

Texas Baptist Institute & Seminary

Non-Profit Organization

$82,900 Paid in Full
Address:
PO Box 570
Henderson, TX75653-0570
Approved

Apr 6, 2020

Forgiven

$83,395

Jobs Reported

23

Loan #

5633497004

Loan Size

Small

Lawrence Richie

Self-Employed Individuals

$20,832 Paid in Full
Address:
PO Box 478
Grapeland, TX75844
Approved

Apr 13, 2020

Forgiven

$20,962

Jobs Reported

1

Loan #

5105357102

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 8 PPP loan records are linked to businesses associated with Melissa Ruffner. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Melissa Ruffner on the map

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Found 60 results across 14 states

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Melissa Ruffner in Longview, TX: Background Summary

Location
600 Baylor Dr Apt 121, Longview Tx, Longview, TX
Other Locations
Prescott, AZ · Luray, VA · Reading, PA and 20 more
Profiles Found
33 people with this name
Phone Numbers
(903) 754-4697 and 19 others on file
Email
melissa.ruffner@hotmail.com and 24 others on file
Possible Relatives
Ryland Dale Ruffner, Billy C Flippin JR, Billy W Shelton, Daniel W Gregory, Gary E Clark and 57 more
Career
Director, Owner at Prescott Historical Tours, Bb & T Corporation
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
4 linked — 2008 Ford Escape, 2015 Honda Civic U.S. Lx and 2 more
Licenses
2 professional licenses (PHARMACY)
PPP Loans
$934K for Patrick J Grubbe & Associates, LLC, Hughes Tank Company, INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Melissa Ruffner. Because public records are indexed by name rather than by a unique identifier, the 77 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Melissa Ruffner

Search Complexity: High

77 public records across 14states, belonging to approximately 33 different individuals. With 33 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Professional License Records section may be most helpful for disambiguation because these records contain license numbers and issuing states.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: Ohio (12%), followed by Texas and Arizona. Spans the South and Midwest regions.

OH9recordsTX8recordsAZ8recordsVA7recordsPA7recordsAL4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (55%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (9) and PPP Loan Records (8).

36
Contact & Address Records
9
Business & Corporate Filings
8
PPP Loan Records
4
Vehicle Registration Records
4
Professional License Records
2
Voter Registration Records

Age Distribution

Age range: approximately 21 years, suggesting multiple generations. Largest group: Senior (65+) (8%).

Senior (65+)1personMiddle-Age (40-64)11people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Melissa Ruffner

Is Melissa Ruffner a registered voter?
Yes, voter registration records show Melissa Ruffner is registered in Pennsylvania with R affiliation. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Melissa Ruffner own property?
County assessor records show 1 property associated with Melissa Ruffner . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Melissa Ruffner?
Records show 4 vehicle registrations associated with Melissa Ruffner, including a 2008 Ford Escape. Registered makes include Ford, Honda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Melissa Ruffner?
We found 9 business affiliations for Melissa Ruffner, including Prescott Historical Tours. Other companies include Bb & T Corporation, Ruffner, Melissa. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Melissa Ruffner?
Our database contains 77 total records for Melissa Ruffner spanning 14 states. This includes 33 distinct contact records, 18 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Melissa Ruffner?
The 77 records displayed for Melissa Ruffner are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Melissa Ruffner remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.