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Mercedes Costa

Age 69 b. 1956-08-29
📍 50 Celestial, Juno Bch Fl 33408
📞 (305) 443-0417, (786) 488-2935, (111) 111-0002
✉️ MERCEDES@DMCANDTRAVEL.COM, mercedes@dmcandtravel.com

Mercedes Costa from Pembroke Pines, FL

Age 88
📍 7110 9th St, Pembroke Pines, FL 33023
📞 (954) 981-7453
✉️ davidmer09@hotmail.com
👨‍👩‍👧 Relatives: Rita L Costa,Amy E Costa,Peter R Costa,Mariella Hoyle,Silvana C Costa,Zuizilma A Acosta,Renee B Costa,Joaquin E Costa,Cesar A Acosta

Mercedes Costa from Ventura, CA

Age 38
📍 1091 Loewe Ln, Ventura, CA 93003
📞 (760) 420-8938
✉️ mercedes.costa@juno.com

Mercedes Costa from Norwood, MA

Age 78
📍 22 Dean St, Norwood, MA 02062
📞 (781) 255-8872, (781) 551-8648, (781) 551-8648, (781) 255-8872, (781) 255-9098, (781) 255-9712, (781) 278-9543, (781) 769-0911
👨‍👩‍👧 Relatives: Frank L Dacostajr,Frank Dacosta,Lisa Delosa Dacosta,F Costa,Frank Decosta,Maria Dacosta,Frank S Costa,Lisa Costa
🏪 Cafe International Inc

Mercedes Costa from Miami, FL

Age 88
📍 1344 17th Ter, Miami, FL 33145
📞 (305) 857-0241, (305) 858-4891
👨‍👩‍👧 Relatives: Felix Costa,Celia Costa,Mercedas Costa,Maria A Costa

Mercedes Costa from Jamaica, NY

Age 48 b. Sep 1977 Queens Co.
📍 15929 Normal Rd
📞 (503) 286-9912

Mercedes Costa

📍 7082 53rd, Mia Fl 33155
📞 (786) 488-2935, (111) 111-0002
✉️ MERCEDES@DMCANDTRAVEL.COM

Mercedes Costa from Santa Clarita, CA

Age 77 b. 1949 Female
📍 27603 Ron Ridge Dr
📞 (661) 296-9698 (Cell)

Mercedes Costa from Santa Clarita, CA

Age 76 b. Oct 1949 Los Angeles Co.
📍 Po Box 803215
📞 (707) 488-5795

Mercedes Costa from Saugus, CA

Age 76 b. Oct 1949 Los Angeles Co.
📍 28148 Bobwhite Cir Unit 66
📞 (941) 875-0800

Mercedes Costa from Norwood, MA

Age 90 b. Dec 1935
📍 22 Dean St
📞 (252) 335-1168

Mercedes Costa from Brooklyn, NY

0
📍 106 Union St, Brooklyn, NY 11231
👨‍👩‍👧 Relatives: Valmir P Costa,Evelyn T Costa

Mercedes Da Costa

📍 10829 Hillbrooke, Potomac Md 20854
📞 (301) 520-8591, (301) 520-8591
✉️ MERCEMAR08@GMAIL.COM

Mercedes Da Costa

📍 10829 Hillbrooke Ln, Potomac Md
📞 (301) 520-8591, (301) 520-8591
✉️ MERCEMAR08@GMAIL.COM

Mercedes Costa from Ventura, CA

Female
📍 1091 Loewe Ln
📞 (760) 420-8938 (VERIZON WIRELESS)

Mercedes Costa from Saint Petersburg, FL

Age 111 b. May 1914 Pinellas Co.
📍 1507 Eden Isles Blvd Ne

Mercedes Costa from Fort Lauderdale, FL

Age 99 b. Jul 1926 Broward Co.
📍 200 Sw 30th Ave

Mercedes Costa from Bethesda, MD

Montgomery Co.
📍 7919 Jensen Pl

Mercedes Costa from Los Angeles, CA

Los Angeles Co.
📍 706 N Soto St Apt 7

Mercedes Costa from Miramar, FL

Broward Co.
📍 7110 Sw 9th St

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 20 contact records for Mercedes Costa across 5 states. The most recent address on file is in Ventura, California. Of these records, 14 include phone numbers and 6 include email addresses. Ages range from 38 to 88, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Costa, Mercedes

Norfolk County
PIN: 6_1_C_14
· 22 Dean St, NORWOOD ma
Built: 1912.0
Assessed: $480,300

Costa Mercedes &

Palm-beach County
· 50 Celestial Way 201, Riviera-Beach 33408.0
Built: 1966.0
Assessed: $232,352

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Mercedes Costa in Riviera-Beach. Values shown are from county assessor records and may differ from current market prices.

Mercedes A Costa

1 Mill St, Tiverton, 02878

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 1 voter registration record was found for Mercedes Costa. Voter data is released as public information under state election laws and reflects status at time of the state data release.

Mercedes Costa

Enfermeiro
Prefeitura Municipal De S??o Sep??
Sao Sepe, Rio Grande Do Sul, Brazil
LinkedIn

Mercedes Costa

Operaria
Faus Group, INC
Comunidad Valenciana
LinkedIn

Srx

Mercedes CostaExecutive Director
(305) 443-0417
Miami, FL

Mercedes Da Costa

Washington D.C. Metro Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 8 business affiliations were found for Mercedes Costa. Companies include Prefeitura Municipal De S??o Sep??, Srx. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

PRESIDENT: Mercedes Costa

Unknown Corporation

PRESIDENT: Mercedes Costa

Cafe International INC.

Addr: MA
MA
PRESIDENT: Mercedes Costa

Source: Public Records Mercedes Costa appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Mercedes R Costa

Group Tour
Aug 24, 2012, 11:00 AM
· WH

Source: White House Visitor Logs · Obama Administration Transparency Initiative · NARA Mercedes Costa appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Mercedes Costa

Emerson High School - Union City, NJ, NJ
1962

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Mercedes Costa has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 Feb 25, 2018
2018 DEM
Campa Najjar, Ammar
Costa, Mercedes Nanny @ Robyn McRoy Ramona, CA
$1 Jun 26, 2015
2016 DEM
Actblue
Costa, Mercedes Self Employed @ Self Walnut Creek, AZ
$5 Jun 25, 2017
2018 DEM
Campa Najjar, Ammar
Costa, Mercedes Nanny @ Robyn McRoy Ramona, CA
$5 Jun 26, 2015
2016 DEM
Harris, Kamala D
Costa, Mercedes Self Employed @ Self Walnut Creek, AZ
$250 Apr 30, 2008
2008 DEM
Martinez, Raul L
Costa, Mercedes Sales @ Caribbean Direct INC Miami, FL
$35 Oct 24, 2012
2012 DEM
Obama, Barack
Costa, Mercedes R Personal Assistant @ Refused Walnut Creek, CA
$5 Dec 25, 2017
2018 DEM
Campa Najjar, Ammar
Costa, Mercedes Nanny @ Robyn McRoy Ramona, CA
$5 Jan 25, 2018
2018 DEM
Campa Najjar, Ammar
Costa, Mercedes Nanny @ Robyn McRoy Ramona, CA
$25 Oct 28, 2012
2012 DEM
Obama, Barack
Costa, Mercedes R Personal Assistant @ Refused Walnut Creek, CA
$5 Sep 25, 2017
2018 DEM
Campa Najjar, Ammar
Costa, Mercedes Nanny @ Robyn McRoy Ramona, CA
$250 Oct 19, 2016
2016 DEM
Garcia, Joe
Costa, Mercedes Director @ Dmc Miami Miami, FL
$5 Mar 25, 2018
2018 DEM
Campa Najjar, Ammar
Costa, Mercedes Nanny @ Robyn McRoy Ramona, CA
$25 Nov 4, 2012
2012 DEM
Obama, Barack
Costa, Mercedes R Personal Assistant @ Refused Walnut Creek, CA
$5 Jun 26, 2015
DEM
Harris, Kamala D
Contributor Self Employed @ Self Walnut Creek, AZ
$250 Oct 19, 2016
Unknown Committee
Costa, Mercedes Director @ Dmc Miami Miami, FL

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 15 political contribution records found for Mercedes Costa. Total disclosed contributions amount to $876. Recipients include Harris, Kamala D. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Mercedes K Costa

Age 67 Female
·
27603 Ron Ridge Dr, Santa Clarita, CA 91350 (Los Angeles County)
34.4470, -118.5240
· (661) 296-9698
Marital: Married TZ: Pacific
Homeowner Single Family Built 1994 Purchased 1995
MP

Mercedes Costa

Female
·
50 Celestial Way, Juno Beach, FL 33408 (Palm Beach County)
26.8673, -80.0510
TZ: Eastern
Homeowner Multi-Family Built 1966 Purchased 2016
MP

Mercedes Costa

Female
·
7082 SW 53rd Ln, Miami, FL 33155 (Miami-Dade County)
25.7205, -80.3092
TZ: Eastern
Homeowner Single Family Built 1978 Purchased 2013
MP

Mercedes Costa

Age 25 Female
·
1 Mill St, Tiverton, RI 02878 (Newport County)
41.6687, -71.1791
Marital: Single TZ: Eastern
Multi-Family
MP

Mercedes Costa

Age 61 Female
·
2333 Brickell Ave, Miami, FL 33129 (Miami-Dade County)
25.7520, -80.2014
· (786) 488-2935
Marital: Single TZ: Eastern
Edu: Graduate School
Homeowner Multi-Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Mercedes Costa. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Mercedes Costa. These loans were issued to businesses, not individuals.

Victor Iasprizza

Sole Proprietorship

$2,806 Paid in Full
Address:
2333 Brickell Ave Apt 1706
Miami, FL33129-2414
Approved

Mar 20, 2021

Forgiven

$2,823

Jobs Reported

1

Loan #

5104678610

Loan Size

Small

Angela Vera

Independent Contractors

$2,915 Paid in Full
Address:
2333 Brickell Ave Apt 1516
Miami, FL33129
Approved

May 7, 2020

Forgiven

$2,950

Jobs Reported

1

Loan #

3172717409

Loan Size

Small

Victor Iasprizza

Sole Proprietorship

$3,301 Paid in Full
Address:
2333 Brickell Ave Apt 1706
Miami, FL33129-2407
Approved

Jul 21, 2020

Forgiven

$3,315

Jobs Reported

1

Loan #

6337448105

Loan Size

Small

Jaime Franco D.m.d, P.a.

Corporation

$30,000 Paid in Full
Address:
2333 Brickell Ave Apt Ph 109
Miami, FL33129-2417
Approved

May 1, 2020

Forgiven

$25,506

Jobs Reported

3

Loan #

5266207703

Loan Size

Small

International Bonded Couriers INC

Corporation

$2,665,483 Paid in Full
Address:
8401 NW 17th St
Doral, FL33191-1005
Approved

May 1, 2020

Forgiven

$2,695,643

Jobs Reported

273

Loan #

6440187700

Loan Size

Medium-Large

Luis M Jara

Sole Proprietorship

$19,361 Paid in Full
Address:
2333 Brickell Ave
Miami, FL33129-2435
Approved

Apr 19, 2021

Forgiven

$19,447

Jobs Reported

1

Loan #

6121628809

Loan Size

Small

Colman Media CORP

Subchapter S Corporation

$22,327 Paid in Full
Address:
2333 Brickell Ave Apt 2715
Miami, FL33129-2408
Approved

Apr 17, 2021

Forgiven

$22,522

Jobs Reported

1

Loan #

5144708807

Loan Size

Small

Anthony C. Vitale Professional Associates

Corporation

$115,744 Paid in Full
Address:
2333 Brickell Ave
Miami, FL33129-2435
Approved

Jan 26, 2021

Forgiven

$116,891

Jobs Reported

10

Loan #

5982548305

Loan Size

Small

Luis M Jara

Sole Proprietorship

$19,361 Paid in Full
Address:
2333 Brickell Ave
Miami, FL33129-2435
Approved

Mar 20, 2021

Forgiven

$19,445

Jobs Reported

1

Loan #

5610708609

Loan Size

Small

Best & Menendez, P.a.

Subchapter S Corporation

$52,067 Paid in Full
Address:
2333 Brickell Ave
Miami, FL33129
Approved

Apr 30, 2020

Forgiven

$52,735

Jobs Reported

3

Loan #

4928307301

Loan Size

Small

Mc Florida LLC

Limited Liability Company(LLC

$17,678 Paid in Full
Address:
2333 Brickell Ave Apt 717
Miami, FL33129-2411
Approved

May 18, 2020

Forgiven

$17,790

Jobs Reported

1

Loan #

8321827404

Loan Size

Small

Xpert Contractor LLC

Limited Liability Company(LLC

$24,155 Paid in Full
Address:
2333 Brickell Ave Apt 302
Miami, FL33129
Approved

Jun 25, 2020

Forgiven

$24,416

Jobs Reported

5

Loan #

4052598003

Loan Size

Small

Karats And Facets INC

Corporation

$6,250 Paid in Full
Address:
2333 Brickell Ave Apt 1602
Miami, FL33129-2413
Approved

Jan 29, 2021

Forgiven

$6,320

Jobs Reported

1

Loan #

8709158309

Loan Size

Small

Maria Dihigo

Independent Contractors

$5,535 Paid in Full
Address:
2333 Brickell Ave Apt 2114
Miami, FL33129-2416
Approved

Apr 6, 2021

Forgiven

$5,561

Jobs Reported

1

Loan #

7650488706

Loan Size

Small

Xpert Contractor LLC

Limited Liability Company(LLC

$41,125 Paid in Full
Address:
2333 Brickell Ave Apt 302
Miami, FL33129-2409
Approved

Feb 18, 2021

Forgiven

$41,446

Jobs Reported

5

Loan #

1395368503

Loan Size

Small

Lx Construction Group LLC

Limited Liability Company(LLC

$5,000 Exemption 4
Address:
2333 Brickell Ave Apt 2515
Miami, FL33129-2417
Approved

Feb 23, 2021

Forgiven

$5,075

Jobs Reported

1

Loan #

3213888505

Loan Size

Small

Lx Construction Group, LLC D/B/A Lx Structures

Limited Liability Company(LLC

$5,000 Paid in Full
Address:
2333 Brickell Ave
Miami, FL33129
Approved

May 7, 2020

Forgiven

$5,035

Jobs Reported

1

Loan #

3619637406

Loan Size

Small

Mc Florida LLC

Limited Liability Company(LLC

$17,677 Paid in Full
Address:
2333 Brickell Ave Apt 717
Miami, FL33129-2411
Approved

Jan 28, 2021

Forgiven

$17,774

Jobs Reported

2

Loan #

7672868300

Loan Size

Small

Brickell Bay Mini Martinc

Corporation

$8,000 Paid in Full
Address:
2333 Brickell Ave
Miami, FL33129-2435
Approved

Mar 26, 2021

Forgiven

$8,020

Jobs Reported

3

Loan #

1206418703

Loan Size

Small

Firmas Press Corporation

Corporation

$10,150 Paid in Full
Address:
2333 Brickell Ave Apt 2405
Miami, FL33129-2417
Approved

Mar 15, 2021

Forgiven

$10,226

Jobs Reported

1

Loan #

2712258602

Loan Size

Small

Crown Collections INC.

Subchapter S Corporation

$28,632 Paid in Full
Address:
2333 Brickell Ave Apt 1801
Miami, FL33129-2407
Approved

Mar 23, 2021

Forgiven

$28,797

Jobs Reported

6

Loan #

7387318605

Loan Size

Small

Body Chemistry Associates INC.

Corporation

$13,072 Paid in Full
Address:
2333 Brickell Ave Apt 2614
Miami, FL33129-2408
Approved

Mar 31, 2021

Forgiven

$13,231

Jobs Reported

2

Loan #

3916098707

Loan Size

Small

Maria Dihigo

Independent Contractors

$5,535 Paid in Full
Address:
2333 Brickell Ave Apt 2114
Miami, FL33129-2416
Approved

Mar 20, 2021

Forgiven

$5,561

Jobs Reported

1

Loan #

5688588610

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 23 PPP loan records are linked to businesses associated with Mercedes Costa. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Mercedes Costa on the map

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Found 38 results across 8 states

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Mercedes Costa in Juno Bch, FL: Background Summary

Location
50 Celestial, Juno Bch Fl 33408, Juno Bch, FL
Other Locations
Ventura, CA · Jamaica, NY · Santa Clarita, CA and 7 more
Profiles Found
20 people with this name
Phone Numbers
(305) 443-0417 and 11 others on file
Email
mercedes@dmcandtravel.com and 3 others on file
Possible Relatives
Rita L Costa, Amy E Costa, Peter R Costa, Mariella Hoyle, Silvana C Costa and 18 more
Career
Prefeitura Municipal De S??o Sep??, Srx
Properties
2properties owned
Contributions
$875.5 total — Harris, Kamala D
PPP Loans
$3121K for Victor Iasprizza, Angela Vera
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Mercedes Costa. Because public records are indexed by name rather than by a unique identifier, the 89 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Mercedes Costa

Search Complexity: High

89 public records across 8states, belonging to approximately 20 different individuals. With 20 distinct profiles across 8 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 8 states. Highest concentration: Florida (17%), followed by California and Massachusetts. Spans the South and West regions.

FL15recordsCA10recordsMA5recordsNY3recordsMD2recordsAZ1record

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (37%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (23) and Political Contribution Records (15).

30
Contact & Address Records
23
PPP Loan Records
15
Political Contribution Records
8
Business & Corporate Filings
3
Corporate Records
2
Property Ownership Records

Age Distribution

Age range: approximately 74 years, suggesting multiple generations. Largest group: Senior (65+) (78%).

Senior (65+)7peopleMiddle-Age (40-64)1personYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Mercedes Costa

Is Mercedes Costa a registered voter?
Yes, voter registration records show Mercedes Costa is registered. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Mercedes Costa own property?
County assessor records show 2 properties associated with Mercedes Costa . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What businesses are associated with Mercedes Costa?
We found 8 business affiliations for Mercedes Costa. Other companies include Srx. Business records are compiled from state registries, SEC filings, and professional databases.
Has Mercedes Costa made political donations?
FEC disclosure records show 15 reported political contributions from Mercedes Costa, totaling $876. Recipients include Harris, Kamala D. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Mercedes Costa?
Our database contains 89 total records for Mercedes Costa spanning 8 states. This includes 20 distinct contact records, 14 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Mercedes Costa?
The 89 records displayed for Mercedes Costa are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Mercedes Costa remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.