Michael Bartus from Vero Beach, FL

Age 52 b. Jun 1973 Male
๐Ÿ“ 1136 18th St Sw
๐Ÿ“ž (772) 559-5435 (Cell), (772) 567-7383
โœ‰๏ธ michael.bartus@mchsi.com

Michael Bartus

Age 52 b. 1973-06-21
๐Ÿ“ 4730 Josephine Mnr Sw, Vero Beach Fl
๐Ÿ“ž (772) 205-4197
โœ‰๏ธ MBARTUS699@GMAIL.COM

Michael Bartus from Bloomfield Hills, MI

Age 79 b. Jan 1947 Oakland Co.
๐Ÿ“ 1833 Stonycroft Ln
๐Ÿ“ž (248) 629-4741

Michael Bartus from Vero Beach, FL

Age 52 b. Jun 1973 Indian River Co.
๐Ÿ“ 1126 18th St Sw
๐Ÿ“ž (772) 569-7860

Michael Bartus from Royal Oak, MI

Age 71 b. Oct 1954
๐Ÿ“ 4503 Crooks Rd
๐Ÿ“ž (248) 826-3640

Michael Bartus from Beaver Falls, PA

Beaver Co.
๐Ÿ“ 911 4th Ave
๐Ÿ“ž (724) 843-2065

Michael Bartus from Vero Beach, FL

Male
๐Ÿ“ 1520 19th Ave Sw
๐Ÿ“ž (772) 559-5435 (AT&T MOBILITY)

Michael Bartus from Chicago, IL

Age 53 b. Sep 1972 Cook Co.
๐Ÿ“ 8450 W Agatite Ave

Michael Bartus from Royal Oak, MI

Oakland Co.
๐Ÿ“ 627 E 11 Mile Rd
๐Ÿ“ž (248) 545-6100

Michael Bartus from New Brighton, PA

๐Ÿ“ 102 Grove St
๐Ÿ“ž (412) 999-4829

Michael Bartus from Jeannette, PA

Westmoreland Co.
๐Ÿ“ 1962 Harrison Ave

Michael Bartus from Chicago, IL

Cook Co.
๐Ÿ“ 2036 W Lawrence Ave

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 12 contact records for Michael Bartus across 4 states. The most recent address on file is in Vero Beach, Florida. Of these records, 9 include phone numbers and 2 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Bartus Michael

Lucas County
PIN: 319574
· 1321 Myrtle St, TOLEDO oh
Assessed: $24,700

Bartus Michael G

Charlotte County
· 6500 Thorman Rd, Grove-City-Rotonda 33981.0
Built: 1989.0
Assessed: $105,075 ยท Sale: $174,000 (2018/01/01)

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Michael Bartus in Grove-City-Rotonda. Values shown are from county assessor records and may differ from current market prices.

Michael Bartus

Newnan, 30263
DOB: 1/1/1954 Gender: Male
Congress: 003

Michael J Bartus

Republican Reg: 02/06/1996
102 Grove St, New Brighton, PA, 15066
DOB: 10/11/1961 Gender: Male

Michael Robert Bartus

4730 JOSEPHINE Mnr SW, Vero Beach, , 32968

Michael G Bartus

Reg: M164235
7093 Academy Ln
DOB: 19580221 Gender: Male
Senate: 27

Michael J Bartus

102 Grove St
DOB: 10/11/1961 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Michael Bartus in Pennsylvania, . Party affiliation is listed as R. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 Chevrolet Silverado 1500
ยท Registered to: Michael Bartus
ยท VIN: 2GCEK19JX81338927
·
7093 Academy Ln, Lockport, NY, 14094-5324
·
(716) 553-5252
2010 ACURA TSX
ยท Registered to: Michael Bartus
ยท VIN: JH4CU2F62AC024632
·
1321 Myrtle St, Toledo, OH, 43605-3838
·
(419) 691-4919
1997 BUICK CENTURY CAR UPPER MIDSIZE
ยท Registered to: Michael Bartus
ยท VIN: 2G4WY52M2V1413741
·
332 N Rochester Rd Apt 4, Clawson, MI, 48017
·
(248) 589-8193
2009 FORD EDGE
ยท Registered to: Michael Bartus
ยท VIN: 2FMDK49CX9BA66918
·
1833 Stonycroft Ln, Bloomfield Hills, MI, 48304-2337
2013 Hyundai Elantra
ยท Registered to: Michael Bartus
ยท VIN: KMHDH4AE4DU492201
·
102 Grove St, New Brighton, PA, 15066
·
(412) 999-4829

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Michael Bartus. Registered makes include Chevrolet, Acura, Buick, Ford and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Mgb Designs

Owner
(716) 434-1613
Lockport, NY
Construction - Special Trade Contractors (Construction)

Michael Bartus

Senior Energy Engineer
Noresco
New Brighton, Pennsylvania, United States Construction

Michael Bartus

Minnesota

Michael Bartus

United States

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 7 business affiliations were found for Michael Bartus. Companies include Mgb Designs, Noresco. Records are compiled from state business registries, SEC filings, and professional networking databases.

Michael Bartus

Michael Bartus

Michael Bartus

Michael Bartus

Source: Public Records Michael Bartus appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

Michael Bartus - MI, UNITED STATES

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Michael Bartus is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Michael Bartus

Pope John Paul II High School - Boca Raton, FL, FL
1991

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Michael Bartus has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 Jul 18, 2011
2012
Progressive Change Campaign Committee
Bartus, Michael Clerk @ Usps Toledo, OH
$1 Nov 3, 2000
2000
Fla Pba Law & Order Pac
Bartus, Michael Tallahassee, FL
$10 Jan 31, 2020
2020
Ohio Cd 04 Watch
Bartus, Michael Not Employed Toledo, OH
$5 Jul 18, 2011
2012 DEM
Warren, Elizabeth
Bartus, Michael Clerk @ Usps Toledo, OH
$3 Dec 5, 2011
2012
Progressive Change Campaign Committee
Bartus, Michael Clerk @ Usps Toledo, OH
$3 Dec 19, 2011
2012 DEM
Kuster, Ann McLane
Bartus, Michael Clerk @ Usps Toledo, OH
$3 Dec 19, 2011
2012 DEM
Sheyman, Ilya
Bartus, Michael Clerk @ Usps Toledo, OH
$5 Sep 9, 2011
2012
Progressive Change Campaign Committee
Bartus, Michael Clerk @ Usps Toledo, OH
$50 Feb 13, 2016
2016 DEM
Sanders, Bernard
Bartus, Michael Distribution Clerk @ Usps Toledo, OH
$3 Mar 29, 2011
2012
Actblue
Bartus, Michael Clerk @ Us Postal Service Toledo, OH
$25 Oct 7, 2004
2004 DEM
House Democratic Caucus Fund Of Ohio
Bartus, Michael E Toledo, OH
$5 Jul 23, 2013
2014
Morse, John
Bartus, Michael Toledo, OH
$10 Jun 28, 2014
2014
Actblue Maine
Bartus, Michael Other @ Clerk Toledo, OH
$25 Nov 3, 2014
2012 DEM
Actblue
Bartus, Michael Distribution Clerk @ Usps Toledo, OH
$1,000 Oct 6, 2017
2018 DEM
Stabenow, Debbie
Bartus, Michael Retired Bloomfield Hills, MI
$5 Sep 30, 2012
2012 DEM
Murphy, Christopher Scott
Bartus, Michael Clerk @ Usps Toledo, OH
$10 Apr 30, 2012
2012 DEM
Democratic Congressional Campaign Committee
Bartus, Michael Clerk @ Usps Toledo, OH
$13 Feb 29, 2016
2016 DEM
Grayson, Alan Mark
Bartus, Michael Distribution Clerk @ Usps Toledo, OH
$10 Dec 5, 2011
2012 DEM
Warren, Elizabeth
Bartus, Michael Clerk @ Usps Toledo, OH
$1 Sep 9, 2000
2000
Fla Pba Law & Order Pac
Bartus, Michael Tallahassee, FL
$5 Sep 30, 2012
2012 DEM
Baldwin, Tammy
Bartus, Michael Clerk @ Usps Toledo, OH
$5 Aug 8, 2011
2012
Actblue
Bartus, Michael Clerk @ Usps Toledo, OH
$15 Mar 2, 2012
2012 DEM
Warren, Elizabeth
Bartus, Michael Clerk @ Usps Toledo, OH
$3 Jun 7, 2011
2012
Progressive Change Campaign Committee
Bartus, Michael Clerk @ Usps Toledo, OH
$1 Oct 14, 2000
2000
Fla Pba Law & Order Pac
Bartus, Michael Tallahassee, FL
$5 Jul 23, 2013
2014
Pueblo United For Angela
Bartus, Michael Toledo, OH
$1,000 Oct 16, 2017
2018 DEM
Stabenow, Debbie
Bartus, Michael Retired Bloomfield Hills, MI
$20 Jun 3, 2012
2012 DEM
Democratic Party Of Wisconsin
Bartus, Michael Clerk @ Usps Toledo, OH
$50 May 25, 2016
2016 DEM
Sanders, Bernard
Bartus, Michael Distribution Clerk @ Usps Toledo, OH
$5 Mar 2, 2012
2012
Actblue
Bartus, Michael Clerk @ Usps Toledo, OH
-$25 Jun 6, 2020
2020 DEM
Rubando, Nick
Bartus, Michael Toledo, OH
$15 Feb 21, 2014
2014 DEM
Fitzgerald, Edward
Bartus, Michael Toledo, OH
$5 Feb 13, 2016
2016 DEM
Actblue
Bartus, Michael Distribution Clerk @ Usps Toledo, OH
$1,000 Oct 16, 2017
2018 DEM
Stabenow, Debbie
Bartus, Michael Retired Bloomfield Hills, MI
$15 Aug 3, 2014
2014 DEM
Fitzgerald, Edward
Bartus, Michael Toledo, OH
$20 Jun 3, 2012
2012
Credo Superpac
Bartus, Michael Clerk @ Usps Toledo, OH
$1 Jul 29, 2000
2000
Fla Pba Law & Order Pac
Bartus, Michael Tallahassee, FL
$2 Jun 30, 1999
2000
Fla Pba Law & Order Pac
Bartus, Michael Tallahassee, FL
$5 Mar 2, 2012
2012
Democracy For America
Bartus, Michael Clerk @ Usps Toledo, OH
$3 Dec 19, 2011
2012 DEM
Griego, Eric
Bartus, Michael Clerk @ Usps Toledo, OH
$15 Aug 8, 2020
2020
Elect Democratic Women
Bartus, Michael Not Employed Toledo, OH
$5 Aug 8, 2011
2012
Progressive Change Campaign Committee
Bartus, Michael Clerk @ Usps Toledo, OH
$5 Jun 30, 2015
2016 DEM
Actblue
Bartus, Michael Distribution Clerk @ Usps Toledo, OH
$5 Jul 18, 2011
2012
Actblue
Bartus, Michael Clerk @ Usps Toledo, OH
$10 Jan 8, 2014
2014 DEM
Westlund, Kelly
Bartus, Michael Distribution Clerk @ Usps Toledo, OH
$25 Sep 6, 2011
2012 328
We Are Ohio
Bartus, Michael Toledo, OH
$0 May 29, 2012
2012
Fla Pba Law & Order Pac
Bartus, Michael Tallahassee, FL
$25 Jun 30, 2015
2016 DEM
Sanders, Bernard
Bartus, Michael Distribution Clerk @ Usps Toledo, OH
$25 Jun 5, 2020
2020 DEM
Rubando, Nick
Bartus, Michael Not Employed Toledo, OH
$5 May 16, 2012
2012
Democracy For America
Bartus, Michael Clerk @ Usps Toledo, OH
$2 Jun 30, 2001
Fla Pba Law & Order Pac
Contributor
$1,000 Oct 6, 2017
Unknown Committee
Bartus, Michael Retired Bloomfield Hills, MI
$0
2014
Fla Pba Law & Order Pac
Contributor Tallahassee, FL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for Michael Bartus. Total disclosed contributions amount to $4,487. Recipients include Fla Pba Law & Order Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Michael J Bartus

Age 62 Male
·
120 Scatterfoot Dr, Peachtree Cty, GA 30269 (Fayette County)
33.4019, -84.5641
Marital: Married TZ: Eastern
Single Family
MP

Michael J Bartus

Age 55 Male
·
102 Grove St, New Brighton, PA 15066 (Beaver County)
40.7261, -80.2898
· (412) 999-4829
Marital: Single TZ: Eastern
Occ: Professional
Homeowner Single Family Built 1955 Purchased 2013
MP

Michael D Bartus

Age 47 Male
·
PO Box 24053, Minneapolis, MN 55424 (Hennepin County)
44.9029, -93.3366
· (612) 270-5438
Marital: Single TZ: Central
Single Family
MP

Michael Bartus

Male
·
1520 19th Ave SW, Vero Beach, FL 32962 (Indian River County)
27.5751, -80.4052
· (772) 559-5435
TZ: Eastern
Single Family
MP

Michael E Bartus

Age 66 Male
·
1321 Myrtle St, Toledo, OH 43605 (Lucas County)
41.6237, -83.5107
· (419) 691-4919
Marital: Single TZ: Eastern
Occ: Insurance Edu: Some College
Homeowner Single Family Built 1907
MP

Michael F Bartus

Age 70 Male
·
1833 Stonycroft Ln, Bloomfld Hls, MI 48304 (Oakland County)
42.5867, -83.2377
· (248) 885-8893
Marital: Single TZ: Eastern
Homeowner Single Family Built 1963 Purchased 2009
MP

Michael Bartus

Male
·
1106 Navarre Ave, Toledo, OH 43605 (Lucas County)
41.6363, -83.5136
· (513) 967-5456
TZ: Eastern
Single Family
MP

Michael Bartus

Male
·
203 Palmwood St, Delta, OH 43515 (Fulton County)
41.5748, -84.0079
TZ: Eastern
Single Family
MP

Michael R Bartus

Age 44 Male
·
1136 18th St SW, Vero Beach, FL 32962 (Indian River County)
27.5703, -80.3952
· (772) 567-7383
Marital: Married TZ: Eastern
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Michael Bartus. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Michael Bartus. These loans were issued to businesses, not individuals.

Home Twin Cities INC

Subchapter S Corporation

$31,900 Paid in Full
Address:
PO Box 24053
Edina, MN55424-0053
Approved

Jun 26, 2020

Forgiven

$32,274

Jobs Reported

2

Loan #

4975098004

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Michael Bartus. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Michael Bartus on the map

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Michael Bartus in Vero Beach, FL: Background Summary

Location
1136 18th St SW, Vero Beach, FL 32962
Other Locations
Bloomfield Hills, MI ยท Vero Beach, FL ยท Royal Oak, MI and 4 more
Profiles Found
12 people with this name
Phone Numbers
(772) 567-7383 and 8 others on file
Email
michael.bartus@mchsi.com and 1 other on file
Career
Mgb Designs, Noresco
Voter Registration
Registered Republican
Properties
2properties owned
Vehicles
5 linked โ€” 2008 Chevrolet Silverado 1500, 2010 Acura Tsx and 3 more
Contributions
$4,486.5 total โ€” Fla Pba Law & Order Pac, Fla Pba Law & Order Pac
PPP Loans
$31,900 for Home Twin Cities INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Michael Bartus. Because public records are indexed by name rather than by a unique identifier, the 104 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Michael Bartus

Search Complexity: High

104 public records across 8states, belonging to approximately 12 different individuals. With 12 distinct profiles across 8 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 8 states. Highest concentration: Florida (9%), followed by Michigan and Pennsylvania. Spans the Midwest and South regions.

FL9recordsMI7recordsPA6recordsOH5recordsNY2recordsIL2records

Record Type Breakdown

Data spans 9 record categories. Largest: Political Contribution Records (57%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (15) and Business & Corporate Filings (7).

53
Political Contribution Records
15
Contact & Address Records
7
Business & Corporate Filings
5
Voter Registration Records
5
Vehicle Registration Records
4
Corporate Records

Age Distribution

Age range: approximately 26 years, suggesting multiple generations. Largest group: Senior (65+) (50%).

Senior (65+)2peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Michael Bartus

Is Michael Bartus a registered voter?
Yes, voter registration records show Michael Bartus is registered. We found 5 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Michael Bartus own property?
County assessor records show 2 properties associated with Michael Bartus . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Michael Bartus?
Records show 5 vehicle registrations associated with Michael Bartus, including a 2008 Chevrolet Silverado 1500. Registered makes include Chevrolet, Acura, Buick, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Michael Bartus?
We found 7 business affiliations for Michael Bartus, including Mgb Designs. Other companies include noresco. Business records are compiled from state registries, SEC filings, and professional databases.
Has Michael Bartus made political donations?
FEC disclosure records show 53 reported political contributions from Michael Bartus, totaling $4,487. Recipients include Fla Pba Law & Order Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Michael Bartus?
Our database contains 104 total records for Michael Bartus spanning 8 states. This includes 12 distinct contact records, 9 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Michael Bartus?
The 104 records displayed for Michael Bartus are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Michael Bartus remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.