Michael Squibb

Age 61 b. 1964-05-10
๐Ÿ“ 5630 Arrowind Rd Nw, Lilburn Ga
๐Ÿ“ž (770) 381-8976, (770) 337-5338
โœ‰๏ธ MIWAY400@ATT.NET, miway400@att.net

Michael Squibb from San Francisco, CA

Age 45 b. Feb 1980 San Francisco Co.
๐Ÿ“ 109 Ashbury St
๐Ÿ“ž (817) 784-6036, (415) 240-7855

Michael Squibb from Spring Valley, CA

Age 55 b. Aug 1970 San Diego Co.
๐Ÿ“ 9945 San Cristobal Rd
๐Ÿ“ž (619) 741-7998, (619) 838-6113

Michael Squibb from Lincoln, NE

Age 68 b. 1958 Lancaster Co.
๐Ÿ“ 3518 X St
๐Ÿ“ž (402) 464-0806

Michael Squibb from Loveland, CO

Age 57
๐Ÿ“ 163 Robin Dr, Loveland, CO 80537
๐Ÿ“ž (970) 669-2388
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Robert L Squibb,Darline J Squibb

Michael Squibb from Zanesville, OH

Age 51 b. Feb 1975 Muskingum Co.
๐Ÿ“ 1137 Somers St
๐Ÿ“ž (740) 452-4719

Michael Squibb from Nampa, ID

Age 73 b. Mar 1952 Canyon Co.
๐Ÿ“ 530 S Cool Creek Cir
๐Ÿ“ž (208) 465-3208

Michael Squibb from Naples, FL

Age 75 b. Aug 1950 Collier Co.
๐Ÿ“ 67 Le Mans Dr
๐Ÿ“ž (239) 774-3070

Michael Squibb from Brooklyn, NY

Age 58 b. Nov 1967
๐Ÿ“ 345 86th St Apt 203
๐Ÿ“ž (718) 605-1796

Michael Squibb from Lilburn, GA

Age 72 b. 1954 Gwinnett Co.
๐Ÿ“ 5630 Arrowind Rd Nw
๐Ÿ“ž (770) 381-8976

Michael Squibb from Loveland, CO

Age 68 b. Apr 1957 Larimer Co.
๐Ÿ“ 163 Robin Dr
๐Ÿ“ž (970) 669-2388

Michael Squibb

๐Ÿ“ 7947 Cliffbrook Dr, Dallas Tx
๐Ÿ“ž (469) 226-0010
โœ‰๏ธ M.SQUIBB@YAHOO.COM

Michael Squibb from Mount Gilead, OH

Age 65 b. Nov 1960 Morrow Co.
๐Ÿ“ 3763 Twp Rd 59

Michael Squibb from Spring Valley, CA

Age 55 b. Aug 1970 San Diego Co.
๐Ÿ“ 26332 Highlands Blvd

Michael Squibb from Zanesville, OH

Age 51 b. Feb 1975 Muskingum Co.
๐Ÿ“ 1174 Moorewood Dr

Michael Squibb from Osceola, IN

Age 24 b. Feb 2002
๐Ÿ“ 505 Shepherds Cove Dr

Michael Squibb from San Diego, CA

Age 79 b. Feb 1947 San Diego Co.
๐Ÿ“ 4250 4th Ave Apt 3

Michael Squibb from N Highlands, CA

Age 45 b. Feb 1980 Sacramento Co.
๐Ÿ“ 5350 Jackson St 164

Michael Squibb from San Francisco, CA

Age 46 b. 1980 Male
๐Ÿ“ 1470 12th Ave
๐Ÿ“ž (415) 240-7855 (Cell)

Michael Squibb from Georgetown, CO

0
๐Ÿ“ 472 Po Box, Georgetown, CO 80444

Michael Squibb from Fort Dodge, IA

Webster Co.
๐Ÿ“ 824 N 6th St
๐Ÿ“ž (515) 573-4196

Michael Squibb from San Diego, CA

San Diego Co.
๐Ÿ“ 6245 Caminito Marcial
๐Ÿ“ž (713) 773-2805

Michael Squibb from Hagerstown, MD

Washington Co.
๐Ÿ“ 1668 Langley Dr Apt 410
๐Ÿ“ž (301) 791-5428

Michael Squibb from Mount Gilead, OH

Morrow Co.
๐Ÿ“ 3972 Township Road 59
๐Ÿ“ž (419) 947-5396

Michael Squibb from Naples, FL

Collier Co.
๐Ÿ“ 67 Lemans Dr

Michael Squibb from Norcross, GA

Gwinnett Co.
๐Ÿ“ 5540 Settlers Hill Way

Michael Squibb from High Point, NC

Guilford Co.
๐Ÿ“ Po Box 11093

Michael Squibb from Cassopolis, MI

Cass Co.
๐Ÿ“ 20286 Colony

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 29 contact records for Michael Squibb across 14 states. The most recent address on file is in San Francisco, California. Of these records, 18 include phone numbers and 2 include email addresses. The listed age is 57. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Squibb Michael

Muskingum County
PIN: 86-24-01-10-000
· Somers St, OH

Squibb Michael

Muskingum County
PIN: 86-24-01-09-000
· 1137 Somers St, ZANESVILLE oh
Assessed: $0

Squibb Michael W

Gwinnett County
· 5630 Arrowind Rd, Lilburn Ga 30047

Squibb, Michael

Doc #2023102501102001
· 345 86th Street, #203, Brooklyn Ny 11209
Record: P

Squibb, Michael

Doc #2012120600540001
· 35 Arrowood Court, Staten Island Ny 10309
Record: P

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 5 property records linked to Michael Squibb in Lilburn, Brooklyn, Staten Island. Values shown are from county assessor records and may differ from current market prices.

Michael Squibb

Lilburn, 30047
DOB: 1/1/1954 Gender: Male
Congress: 004

Michael Squibb

Democrat
163robin Dr, Loveland, CO, 80537
DOB: 1957 Gender: Male Ph: 970-669-2388
County: Larimer

Michael Wayne Squibb

Reg: 19900618
5630 Arrowind Rd NW, Lilburn, 30047
Gender: Male

Michael Aron Squibb

Democrat
10919 Decker Ave, Hagerstown, MD, 21740
Gender: Male
County: Washington

Michael Squibb

BLK
345 86 Street, 11209
DOB: 19671104 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Michael Squibb in Colorado, Maryland. Records show affiliations with DEM, BLK, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 Chrysler 300
ยท Registered to: Michael Squibb
ยท VIN: 2C3LA63HX8H172336
·
14831 Hunting Way, Phoenix, MD, 21740-7635
·
(443) 212-5030
2011 FORD F150 FULL SIZE TRUCK
ยท Registered to: Michael Squibb
ยท VIN: 1FTFW1EF5BKD94291
·
530 S Cool Creek Cir, Nampa, ID, 83686
·
(208) 465-3208
2007 TOYOTA CAMRY CAR UPPER MIDSIZE
ยท Registered to: Michael Squibb
ยท VIN: 4T1BK46K87U504832
·
530 S Cool Creek Cir, Nampa, ID, 83686
·
(208) 465-3208
2008 FORD EDGE
ยท Registered to: Michael Squibb
ยท VIN: 2FMDK39C58BB10946
·
9945 San Cristobal Rd, Spring Valley, CA, 91977-1327
·
(619) 303-1629
2008 Chevrolet Cobalt
ยท Registered to: Michael Squibb
ยท VIN: 1G1AL58F587145712
·
408 N Michigan Ave, Caldwell, ID, 83605-2710
·
(208) 965-3205
2018 HONDA CR-V
ยท Registered to: Michael Squibb
ยท VIN: 2HKRW6H3XJH208737
·
1142 Wickford Ct, Crofton, MD, 21114
2009 GMC Sierra 1500
ยท Registered to: Michael Squibb
ยท VIN: 3GTEK03229G178112
·
1710 N 31st St, Lincoln, NE, 68503-1511
·
(402) 464-0806
2011 HONDA CR-V WAGON
ยท Registered to: Michael Squibb
ยท VIN: 5J6RE4H71BL036275
·
1137 Somers St, Zanesville, OH, 43701
·
(740) 452-4719
2013 Hyundai Elantra GT
ยท Registered to: Michael Squibb
ยท VIN: KMHD35LE8DU078789
·
67 Le Mans Dr, Naples, FL, 34112
·
(239) 774-3070
1977
ยท Registered to: Michael Squibb
ยท VIN: RA29056754
·
530 S Cool Creek Cir, Nampa, ID, 83686
·
(208) 465-3208

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 10 vehicle registration records are associated with Michael Squibb. Registered makes include Chrysler, Ford, Toyota, Chevrolet and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

MGF London

Head Of Business Development And Partnerships
+442073364600michael.squibb@osneymedia.com

Michael Squibb

Portsmouth

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 3 business affiliations were found for Michael Squibb. Roles listed include Head Of Business Development And Partnerships. Records are compiled from state business registries, SEC filings, and professional networking databases.

Michael Squibb

Addr: 5630 Arrowind Road NW, Lilburn, GA, 30047
GA Gwinnett County

Michael Squibb

Addr: 5630 Arrowind Road NW, Lilburn, GA, 30047
GA Gwinnett County

Michael Squibb

Addr: 5630 Arrowind Road NW, Lilburn, GA, 30047
GA Gwinnett County

Da Lynette, LLC

Addr: 5630 Arrowind Road NW, Lilburn, GA, 30047
GA
Officer: Michael Squibb

Unknown Corporation

Addr: 5630 Arrowind Road NW, Lilburn, GA, 30047
GA
Organizer: Michael Squibb

Source: Public Records Michael Squibb appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

๐Ÿ›๏ธ

Michael Squibb

2020
Police Officer
Department: Police Department
๐Ÿ’ต Pay: $85,292.00

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Michael Squibb appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Michael D Squibb

Group Tour
Feb 9, 2016, 11:00 AM
ยท WH

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA Michael Squibb appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Michael Squibb

Scranton Consolidated High School - Scranton, IA, IA
1985

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Michael Squibb has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 Oct 30, 2008
2008 DEM
Obama, Barack
Squibb, Michael Web Designer Interactive Designer @ 24 Seven San Francisco, CA
$82 May 27, 2008
2008 DEM
Obama, Barack
Squibb, Michael Webflash Designer @ Self Employed San Francisco, CA
$27 Mar 9, 2016
2016 DEM
Sanders, Bernard
Squibb, Michael Designer @ Apple San Francisco, CA
$25 May 31, 2008
2008 DEM
Obama, Barack
Squibb, Michael Webflash Designer @ Self Employed San Francisco, CA
$25 Oct 2, 2008
2008 DEM
Obama, Barack
Squibb, Michael Web Designer Interactive Designer @ 24 Seven San Francisco, CA
$27 Mar 9, 2016
DEM
Sanders, Bernard
Contributor Designer @ Apple San Francisco, CA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 6 political contribution records found for Michael Squibb. Total disclosed contributions amount to $211. Recipients include Sanders, Bernard. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Michael W Squibb

Age 59 Male
·
5630 Arrowind Rd NW, Lilburn, GA 30047 (Gwinnett County)
33.8953, -84.1651
· (770) 381-8976
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 1996 Purchased 1998
MP

Michael B Squibb

Age 60 Male
·
163 Robin Dr, Loveland, CO 80537 (Larimer County)
40.3550, -105.0760
· (970) 800-3791
Marital: Married TZ: Mountain
Homeowner Single Family Built 1985 Purchased 2009
MP

Michael D Squibb

Age 50 Male
·
5949 25th Ave NW, Rochester, MN 55901 (Olmsted County)
44.0846, -92.5014
· (507) 529-1235
Marital: Inferred Married TZ: Central
Homeowner Single Family Built 1988 Purchased 2001
MP

Michael A Squibb

Age 36 Male
·
4864 Carnation Cir, Myrtle Beach, SC 29577 (Horry County)
33.7394, -78.8583
· (301) 791-5428
TZ: Eastern
Multi-Family
MP

Michael L Squibb

Age 57 Male
·
1710 N 31st St, Lincoln, NE 68503 (Lancaster County)
40.8300, -96.6769
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family
MP

Michael J Squibb

Age 67 Male
·
67 Le Mans Dr, Naples, FL 34112 (Collier County)
26.1172, -81.7411
· (239) 774-3070
Marital: Married TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Built 1977 Purchased 1990
MP

Michael Squibb

Age 37 Male
·
1470 12th Ave, San Francisco, CA 94122 (San Francisco County)
37.7611, -122.4690
TZ: Pacific
Homeowner Single Family Built 1932 Purchased 2009
MP

Michael T Squibb

Age 42 Male
·
1137 Somers St, Zanesville, OH 43701 (Muskingum County)
39.9651, -82.0206
· (740) 452-4719
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1964 Purchased 2005
MP

Michael Squibb

Age 65 Male
·
345 86th St, Brooklyn, NY 11209 (Kings County)
40.6232, -74.0298
Marital: Single TZ: Eastern
Edu: High School
Multi-Family
MP

Michael D Squibb

Age 47 Male
·
9945 San Cristobal Rd, Spring Valley, CA 91977 (San Diego County)
32.7553, -116.9810
· (619) 303-1629
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1947 Purchased 2002
MP

Michael E Squibb

Age 56 Male
·
7906 County Road 30, Galion, OH 44833 (Crawford County)
40.6443, -82.8413
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1896 Purchased 2004

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Michael Squibb. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Michael Squibb. These loans were issued to businesses, not individuals.

Michael Squibb

$15,196 Exemption 4
Address:
1137 Somers St
Approved

Apr 6, 2021

Loan #

7644958709

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Michael Squibb. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

๐Ÿ—๏ธ

Siv Christine A Prince

Permit Issued

๐Ÿ“ 2427 Royal St

๐Ÿ—๏ธ

Siv Christine A Prince

Permit Issued

๐Ÿ“ 2427 Royal St

Source: City Building Departments ยท DOB Permit Databases ยท Construction Records Building permit records from city and county building departments. Shows construction, renovation, and demolition permits associated with properties linked to this individual. Permit data is public record maintained by local government.

Find Michael Squibb on the map

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Michael Squibb in Lilburn, GA: Background Summary

Location
5630 Arrowind Rd NW, Lilburn Ga, Lilburn, GA
Other Locations
San Francisco, CA ยท Spring Valley, CA ยท Lincoln, NE and 14 more
Profiles Found
29 people with this name
Phone Numbers
(770) 381-8976 and 19 others on file
Email
miway400@att.net and 1 other on file
Possible Relatives
Christine L Squibb, Alice I Fitzpatrick, Debra Sue Lee, Joan M Duffy, Leeann Ann Ihrke and 46 more
Career
Head Of Business Development And Partnerships
Voter Registration
Registered Democrat
Properties
5properties owned
Vehicles
10 linked โ€” 2008 Chrysler 300, 2011 Ford F150 and 8 more
Contributions
$211.4 total โ€” Sanders, Bernard
PPP Loans
$15,196 for Michael Squibb
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Michael Squibb. Because public records are indexed by name rather than by a unique identifier, the 85 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Michael Squibb

Search Complexity: High

85 public records across 15states, belonging to approximately 29 different individuals. With 29 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: California (16%), followed by Georgia and Ohio. Spans the West and South regions.

CA14recordsGA9recordsOH9recordsCO5recordsID5recordsNY4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (49%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Vehicle Registration Records (10) and Political Contribution Records (6).

34
Contact & Address Records
10
Vehicle Registration Records
6
Political Contribution Records
5
Property Ownership Records
5
Voter Registration Records
5
Corporate Records

Age Distribution

Age range: approximately 55 years, suggesting multiple generations. Largest group: Senior (65+) (47%).

Senior (65+)7peopleMiddle-Age (40-64)7peopleUnder 251person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Michael Squibb

Is Michael Squibb a registered voter?
Yes, voter registration records show Michael Squibb is registered. We found 5 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Michael Squibb own property?
County assessor records show 5 properties associated with Michael Squibb in Lilburn, New York and 4 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Michael Squibb?
Records show 10 vehicle registrations associated with Michael Squibb, including a 2008 Chrysler 300. Registered makes include Chrysler, Ford, Toyota, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Michael Squibb?
We found 3 business affiliations for Michael Squibb (Head Of Business Development And Partnerships). Business records are compiled from state registries, SEC filings, and professional databases.
Has Michael Squibb made political donations?
FEC disclosure records show 6 reported political contributions from Michael Squibb, totaling $211. Recipients include Sanders, Bernard. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Michael Squibb?
Our database contains 85 total records for Michael Squibb spanning 15 states. This includes 29 distinct contact records, 18 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Michael Squibb?
The 85 records displayed for Michael Squibb are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Michael Squibb remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.