Michael Yanis from Unionville, NY

Age 45
๐Ÿ“ 392 Po Box, Unionville, NY 10988
๐Ÿ“ž (845) 355-6344, (845) 355-7838, (845) 355-6344, (914) 733-5306
โœ‰๏ธ yanismy@comcast.net, yanismy@gmail.com, yanismy@hotmail.com, yanismy@yahoo.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Joseph H Yanis,Teresa Ann Callaway,Mike A Yanis,Terry A Yanis

Michael Yanis from San Jose, CA

Age 93 b. May 1932 Santa Clara Co.
๐Ÿ“ 2072 Cherrystone Dr
๐Ÿ“ž (408) 248-0451, (408) 770-9282

Michael Yanis from Hillsborough, NH

Age 60 b. Oct 1965 Hillsborough Co.
๐Ÿ“ 128 Jefferson Dr
๐Ÿ“ž (603) 464-3627, (580) 536-9647

Michael Yanis from Hamburg, NJ

Age 69
๐Ÿ“ 52 Gingerbread Castle Rd, Hamburg, NJ 07419
๐Ÿ“ž (973) 827-4209
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Doris C Greenward

Michael Yanis from Marion, IN

Age 44 b. Jun 1981 Grant Co.
๐Ÿ“ 3398 S 600 E
๐Ÿ“ž (765) 674-8341

Michael Yanis from Pottstown, PA

Age 70 b. 1956 Montgomery Co.
๐Ÿ“ 942 Feist Ave
๐Ÿ“ž (610) 327-3616

Michael Yanis from Yonkers, NY

Male
๐Ÿ“ 219 Bronx River Rd Apt 3g
๐Ÿ“ž (914) 389-3509 (Cell)

Michael Yanis from Jonesboro, IN

Age 45 b. 1981 Male
๐Ÿ“ 300 S Water St
๐Ÿ“ž (765) 251-3790

Michael Yanis from Hamburg, NJ

Age 82 b. 1944 Sussex Co.
๐Ÿ“ Po Box 26

Michael Yanis from Atlanta, GA

Age 34 b. Jun 1991
๐Ÿ“ 400 Pharr Rd Ne Unit 558

Michael Yanis from Brooklyn, NY

Age 63 b. Jul 1962 Kings Co.
๐Ÿ“ 20 Skillman Ave Unit 3

Michael Yanis from Bloomingburg, NY

Age 56 b. Apr 1969 Sullivan Co.
๐Ÿ“ 116 Twin Lakes Vlg

Michael Yanis from Pottstown, PA

Age 69 b. Oct 1956 Montgomery Co.
๐Ÿ“ 2074 Sunnyside Ave

Michael Yanis from San Jose, CA

Age 93 b. May 1932 Santa Clara Co.
๐Ÿ“ 2502 Brownstone Ct

Michael Yanis from Mechanicville, NY

Age 49 b. Jul 1976 Saratoga Co.
๐Ÿ“ 1000 Broadway

Michael Yanis from Apple Valley, CA

San Bernardino Co.
๐Ÿ“ 19766 Highway 18
๐Ÿ“ž (817) 441-7805

Michael Yanis from Newton, NJ

Sussex Co.
๐Ÿ“ 46 Hillside Te

Michael Yanis from Bloomingburg, NY

Sullivan Co.
๐Ÿ“ 116 Twin Lks Village Vil

Michael Yanis from Whittier, CA

Los Angeles Co.
๐Ÿ“ 7213 Milton Ave

Michael Yanis from Hamburg, NJ

Sussex Co.
๐Ÿ“ 2 Gingerbread Castle

Michael Yanis from Gas City, IN

Grant Co.
๐Ÿ“ 800 E South B St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 21 contact records for Michael Yanis across 7 states. The most recent address on file is in San Jose, California. Of these records, 9 include phone numbers and 1 include email addresses. Ages range from 45 to 69, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Yanis Michael & Angus Nicole

Orange County

Yanis, Michael A Iii

Residential Sussex County
· 46 Hillside Terr, 07860

Michael Yanis

2021 Orange County
· 30 Mackerel, Minisink

Michael Yanis

2024 Orange County
· 30 Mackerel, Minisink

Michael Yanis

2022 Orange County
· 30 Mackerel, Minisink

Michael Yanis

2023 Orange County
· 30 Mackerel, Minisink

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 6 property records linked to Michael Yanis in Minisink. Values shown are from county assessor records and may differ from current market prices.

Michael Yanis

Atlanta, 30305
DOB: 1/1/1991 Gender: Male
Congress: 005

Michael A Yanis

Republican
46 Hillside Ter, Newton, 07860
DOB: 10/24/1944
County: Sussex

Michael Yanis

Democrat
219 Bronx River Rd, 14, 10704
DOB: 19620709 Gender: Male

Michael C Yanis

BLK
1000 Broadway, 0, 12118
DOB: 19760731 Gender: Male

Michael A Yanis

Democrat
30 Mackerel St, 3, 10988
DOB: 19690406 Gender: Male

Michael Yanis

Democrat
97-22 57 Avenue, 0, 11368
DOB: 19620709 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 6 voter registration records were found for Michael Yanis. Records show affiliations with R, DEM, BLK, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1985 FORD RANGER
ยท Registered to: Michael Yanis
ยท VIN: 1FTCR11A7FUB08309
·
1821 Ruth Dr, Thornton, CO, 80229
2013 Dodge Dart
ยท Registered to: Michael Yanis
ยท VIN: 1C3CDFAH7DD307645
·
300 S Water St, Jonesboro, IN, 46938
·
(765) 251-3790
2007 SUBARU IMPREZA
ยท Registered to: Michael Yanis
ยท VIN: JF1GG74617G813520
·
128 Jefferson Dr, Hillsborough, NH, 03244-5339
·
(603) 464-3627
2005 Toyota Camry
ยท Registered to: Michael Yanis
ยท VIN: 4T1BA30K85U509404
·
2072 Cherrystone Dr, San Jose, CA, 95128-1214
2011 RAM RAM PICKUP 1500
ยท Registered to: Michael Yanis
ยท VIN: 1D7RV1GT3BS549168
·
46 Hillside Ter, Newton, NJ, 07860-1118
·
(973) 862-1650
2018 DODGE DART
ยท Registered to: Michael Yanis
ยท VIN: 1C3CDFAH7ID307645
·
300 S Water St, Jonesboro, IN, 46938-1122
·
(765) 251-3790
1991 HONDA CIVIC HCHBK 2DR
ยท Registered to: Michael Yanis
ยท VIN: 2HGED6345MH525022
·
7720 Idlewild St, Commerce City, CO, 80022

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 7 vehicle registration records are associated with Michael Yanis. Registered makes include Ford, Dodge, Subaru, Toyota and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

SalesLoft

Sales Development Representative
michael.yanis@salesloft.com

Michael Yanis

Commercial Account Executive
Twilio INC.
Atlanta, Georgia, United States Computer Software

Michael Yanis

Commercial Account Executive
Twilio INC.
Georgia

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 3 business affiliations were found for Michael Yanis. Companies include Twilio INC.. Roles listed include Sales Development Representative. Records are compiled from state business registries, SEC filings, and professional networking databases.

๐Ÿ›๏ธ

Michael Yanis

Department: Sussex County
Fund: PERS - Public Employee Retirement System
Retired: 2010-08
๐Ÿ›๏ธ

Unknown

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Michael Yanis

Bus Operator(Revenue Vehicle)
Department: Service Availability-Kingsbrid
๐Ÿ’ต Pay: $69,135.29

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Michael Yanis appears in 17 government employment records from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Michael Yanis

Silver Creek High School - San Jose, CA, CA
1976

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Michael Yanis has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$30 Dec 28, 2010
2010
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$30 Dec 30, 2008
2008
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$20 Dec 20, 2016
2016
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$30 Nov 18, 2008
2008
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$130 Dec 29, 2009
2010
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$60 Dec 27, 2022
2024
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$10 Oct 14, 2014
2014
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$130 Dec 19, 2017
2018
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$30 Nov 22, 2016
2016
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$20 Nov 13, 2012
2012
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$10 Oct 11, 2016
2016
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$20 Oct 16, 2012
2012
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$30 Dec 31, 2018
2018
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$30 Dec 25, 2012
2012
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$30 Nov 20, 2018
2018
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$20 Dec 1, 2020
2020
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$20 Oct 6, 2020
2020
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$60 Dec 27, 2022
2024
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$30 Nov 16, 2010
2010
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$130 Dec 24, 2013
2014
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$130 Dec 22, 2015
2016
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$130 Dec 27, 2011
2012
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$20 Dec 18, 2018
2018
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$10 Oct 9, 2018
2018
Professional Aviation Safety Specialists Pac
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH
$130 Dec 24, 2013
Professional Aviation Safety Specialists Pac
Contributor Systems Specialist @ Faa Hillsborough, NH
$20 Dec 29, 2020
Unknown Committee
Yanis, Michael Systems Specialist @ Faa Hillsborough, NH

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 26 political contribution records found for Michael Yanis. Total disclosed contributions amount to $1,310. Recipients include Professional Aviation Safety Specialists Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Michael Yanis

Age 60 Male
·
942 Feist Ave, Pottstown, PA 19464 (Montgomery County)
40.2624, -75.6357
Marital: Married TZ: Eastern
Occ: Professional Edu: Graduate School
Homeowner Single Family Built 1955 Purchased 2002
MP

Michael A Yanis

Age 48 Male
·
PO Box 392, Unionville, NY 10988 (Orange County)
41.3018, -74.5615
Marital: Single TZ: Eastern
Homeowner Single Family Built 1900 Purchased 2003
MP

Michael Yanis

Age 55 Male
·
219 Bronx River Rd, Yonkers, NY 10704 (Westchester County)
40.9080, -73.8563
· (914) 237-3619
Marital: Single TZ: Eastern
Occ: Professional
Multi-Family
MP

Michael Yanis

Age 74 Male
·
52 Gingerbread Castle Rd, Hamburg, NJ 07419 (Sussex County)
41.1455, -74.5783
Marital: Inferred Married TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family
MP

Michael J Yanis

Age 50 Male
·
128 Jefferson Dr, Hillsborough, NH 03244 (Hillsborough County)
43.1308, -71.9023
· (603) 464-3627
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family Built 2000
MP

Michael D Yanis

Male
·
2072 Cherrystone Dr, San Jose, CA 95128 (Santa Clara County)
37.3357, -121.9380
· (408) 770-9282
TZ: Pacific
Homeowner Single Family Built 1948
MP

Michael D Yanis

Age 36 Male
·
300 S Water St, Jonesboro, IN 46938 (Grant County)
40.4834, -85.6267
· (765) 251-3790
Marital: Single TZ: Eastern
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Michael Yanis. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Michael Yanis. These loans were issued to businesses, not individuals.

Cjl Solutions LLC

Limited Liability Company(LLC

$15,000 Paid in Full
Address:
219 Bronx River Rd Apt 1j
Yonkers, NY10704
Approved

May 1, 2020

Forgiven

$15,196

Jobs Reported

1

Loan #

2332067704

Loan Size

Small

Lionel Fisch Co., INC.

Subchapter S Corporation

$31,000 Paid in Full
Address:
PO Box 157
Eastchester, NY10709
Approved

Apr 29, 2020

Forgiven

$31,225

Jobs Reported

2

Loan #

2001717301

Loan Size

Small

Barry

Subchapter S Corporation

$46,203 Paid in Full
Address:
1000 Broadway
Woodmere, NY11598-1228
Approved

Jan 23, 2021

Forgiven

$46,413

Jobs Reported

5

Loan #

4147928303

Loan Size

Small

Mill Pond Dental PC.

Subchapter S Corporation

$53,356 Paid in Full
Address:
1000 Broadway
Woodmere, NY11598
Approved

Apr 28, 2020

Forgiven

$53,859

Jobs Reported

5

Loan #

7104957200

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Michael Yanis. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Michael Yanis on the map

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Michael Yanis in Unionville, NY: Background Summary

Location
392 PO Box,Unionville, NY 10988, Unionville, NY
Other Locations
San Jose, CA ยท Hillsborough, NH ยท Marion, IN and 12 more
Profiles Found
21 people with this name
Phone Numbers
(845) 355-6344 and 10 others on file
Email
yanismy@comcast.net and 3 others on file
Possible Relatives
Joseph H Yanis, Teresa Ann Callaway, Mike A Yanis, Terry A Yanis, Doris C Greenward
Career
Sales Development Representative at Twilio INC.
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
7 linked โ€” 1985 Ford Ranger, 2013 Dodge Dart and 5 more
Contributions
$1,310 total โ€” Professional Aviation Safety Specialists Pac
PPP Loans
$146K for Cjl Solutions LLC, Lionel Fisch Co., INC.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Michael Yanis. Because public records are indexed by name rather than by a unique identifier, the 103 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Michael Yanis

Search Complexity: High

103 public records across 8states, belonging to approximately 21 different individuals. With 21 distinct profiles across 8 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 8 states. Highest concentration: California (10%), followed by New York and New Jersey. Spans the Northeast and West regions.

CA10recordsNY9recordsNJ6recordsNH6recordsIN6recordsPA3records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (33%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (26) and Vehicle Registration Records (7).

26
Contact & Address Records
26
Political Contribution Records
7
Vehicle Registration Records
6
Property Ownership Records
6
Voter Registration Records
4
PPP Loan Records

Age Distribution

Age range: approximately 59 years, suggesting multiple generations. Largest group: Senior (65+) (40%).

Senior (65+)4peopleMiddle-Age (40-64)5peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Michael Yanis

Is Michael Yanis a registered voter?
Yes, voter registration records show Michael Yanis is registered. We found 6 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Michael Yanis own property?
County assessor records show 6 properties associated with Michael Yanis . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Michael Yanis?
Records show 7 vehicle registrations associated with Michael Yanis, including a 1985 FORD RANGER. Registered makes include Ford, Dodge, Subaru, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Michael Yanis?
We found 3 business affiliations for Michael Yanis (Sales Development Representative). Business records are compiled from state registries, SEC filings, and professional databases.
Has Michael Yanis made political donations?
FEC disclosure records show 26 reported political contributions from Michael Yanis, totaling $1,310. Recipients include Professional Aviation Safety Specialists Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Michael Yanis?
Our database contains 103 total records for Michael Yanis spanning 8 states. This includes 21 distinct contact records, 9 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Michael Yanis?
The 103 records displayed for Michael Yanis are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Michael Yanis remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.