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Michelle Ku from Sunnyvale, CA

Age 49 b. Oct 1976 Santa Clara Co.
📍 922 Coachella Ave
📞 (919) 782-9724

Michelle Ku

📍 28 Platts Hill Rd, Newtown Ct
📞 (310) 555-0111, (203) 364-9862
✉️ KANDOOKU@GMAIL.COM

Michelle Ku from Glendale, CA

Age 57 b. Nov 1968 Los Angeles Co.
📍 322 E Dryden St Apt 5
📞 (818) 243-0829

Michelle Ku from Lexington, KY

Age 49 b. Oct 1976 Fayette Co.
📍 3045 Roundway Down Ln
📞 (859) 294-4174

Michelle Ku from Irvine, CA

Female
📍 33 Orchard
📞 (949) 345-9828 (AT&T MOBILITY)

Michelle Ku from San Clemente, CA

Age 54 b. 1972 Female
📍 44 Via Adrian
📞 (714) 923-2648

Michelle Ku from Los Angeles, CA

Age 60 b. Aug 1965 Los Angeles Co.
📍 449 S Kingsley Dr Apt 312

Michelle Ku from Arcadia, CA

Age 72 b. Dec 1953 Los Angeles Co.
📍 920 Volante Dr

Michelle Ku from La Mesa, CA

Age 49 b. Jan 1977 San Diego Co.
📍 8633 La Mesa Blvd Apt 37

Michelle Ku from Glendale, CA

Age 57 b. Nov 1968 Los Angeles Co.
📍 322 E Dryden St 5
👤 aka Lee Michelle S, Ku Michelle S, Lee Michelle Su

Michelle Ku from Los Angeles, CA

Age 63 b. 1963 Female
📍 10326 Almayo Ave Apt 204
📞 (323) 712-4905

Michelle Ku from Waianae, HI

0
📍 89-543 Pohakunui Ave, Waianae, HI 96792

Michelle Ku from Berkeley, CA

Alameda Co.
📍 1260 Hopkins St Apt 11
📞 (616) 676-9167

Michelle Ku from Rockville, MD

Montgomery Co.
📍 11300 Bedfordshire Ave
📞 (301) 299-9495

Michelle Ku from Waianae, HI

Honolulu Co.
📍 87 1610 A Farrington
📞 (912) 435-9927

Michelle Ku from Philadelphia, PA

Philadelphia Co.
📍 125 N 23 Rd St

Michelle Ku from Richmond, CA

Contra Costa Co.
📍 2508 Cutting Blvd Apt A

Michelle Ku from Denver, CO

Denver Co.
📍 4330 E 12 Th Ave

Michelle Ku from Waianae, HI

Honolulu Co.
📍 89 543 Pohakunui Ave

Michelle Ku from Richmond, CA

Contra Costa Co.
📍 529 S 29th St

Michelle Ku from Waianae, HI

Honolulu Co.
📍 87 1610 Farrington Hwy

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 21 contact records for Michelle KU across 6 states. The most recent address on file is in Sunnyvale, California. Of these records, 10 include phone numbers and 1 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Ku Michelle

Orange County
PIN: 312218120000310
· 9704 Gilboa Way, Orlando 32817
Value: $60,287

Ku Michelle

Orange County
PIN: 312218120000310
· 9704 Gilboa Way, Orlando
Built: 1988.0
Assessed: $116,933

Ku Michelle

Montgomery County
PIN: 160603261966
· 17823 Falconcrest Cir, GERMANTOWN md
Built: 1999.0
Assessed: $637,500

Ku Michelle

Orange County
· 9704 Gilboa Way, Union-Park 32817.0
Built: 1988.0
Assessed: $116,933

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 4 property records linked to Michelle KU in Union-Park. Values shown are from county assessor records and may differ from current market prices.

Michelle Ku

Atlanta, 30318
DOB: 1/1/1994 Gender: Female
Congress: 005

Michelle Ku

Democrat
212s Olive St, Denver, CO, 80230
DOB: 1961 Gender: Female
County: Denver

Michelle Ku

9704 Gilboa Way, Orlando, , 32817

Michelle Ku

Unaffiliated
17823 Falconcrest Cir, Germantown, MD, 20874
Gender: Female
County: Montgomery

Michelle Ku

Unaffiliated Reg: 08/05/2017
1523 New Garden Rd #3-B, Greensboro, NC, 27410
DOB: 1994 Gender: Female
County: Guilford

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 5 voter registration records were found for Michelle KU in Colorado, , Maryland and 1 other state. Records show affiliations with DEM, UNA, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 HONDA CIVIC
· Registered to: Michelle Ku
· VIN: 2HGFA1F51AH330387
·
2300 24th Rd S Apt 652, Arlington, VA, 22206-2620
2006 Bmw X5
· Registered to: Michelle Ku
· VIN: 5UXFA13536LY34211
·
44 Via Adrian, San Clemente, CA, 92673

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 2 vehicle registration records are associated with Michelle KU. Registered makes include Honda, Bmw. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

SPAWARSYSCEN Atlantic

Peo Eis
michelle.ku@navy.mil
San Diego,

Michelle Ku

Board Member

Galilee Foundation

Michelle KuCeo
Arcadia, CA

Michelle Ku

Deputy Public Affairs Officer
Us Navy
Arlington, Virginia, United States Public Relations And Communications
LinkedIn

Michelle Ku

Senior Accountant
Pansophic Learning
District Of Columbia
LinkedIn

Addison Design

Michelle KuOwner
(303) 343-3418mku@addison.com
Denver, CO

Kona Krafts

Michelle KuDirector of Program Services - North Hawaii
(808) 323-2626michele@arcofkona.org
Kealakekua, HI

Michelle Ku

Owner at Addison Design · Greater Denver Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 19 business affiliations were found for Michelle KU. Companies include Us Navy, Addison Design, Kona Krafts. Roles listed include Peo Eis and Vice President Business Continuity Consultant. Records are compiled from state business registries, SEC filings, and professional networking databases.

Annikawear INC.

Filed: Sep 28, 2004
Registered Agent: Michelle A Ku

Galilee Foundation

Filed: Jul 26, 2006
CEO: Michelle T Ku

Addison Interior Design, LLC

Addr: Denver, CO
Registered Agent: Michelle Elaine Ku

Addison Interior Design, LLC

ID: 20151712658
Agent: Michelle E Ku
Registered Agent: Michelle Ku

Galilee Foundation

Addr: 920 Volante Dr, Arcadia, CA, 91007
CA
CEO: Michelle T Ku

Source: Public Records Michelle KU appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Michelle Ku

Fremont High School - Sunnyvale, CA, CA
1994

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Michelle KU has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 Nov 30, 2021
2022 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$50 May 26, 2017
2018 DEM
Kennedy, Cary
Ku, Michelle Denver, CO
$25 Dec 8, 2019
2020 DEM
Booker, Cory A.
Ku, Michelle Not Employed Newtown, CT
$25 Sep 30, 2020
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Dec 31, 2017
2018 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Oct 31, 2019
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Oct 31, 2021
2022 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Sep 30, 2018
2018 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Nov 30, 2019
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Feb 28, 2019
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Nov 30, 2018
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Jun 30, 2018
2018 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$20 Mar 30, 2016
2016 DEM
Lyddy, Kyle
Ku, Michelle Embree Volunteer Newtown, CT
$25 Apr 5, 2014
2014 DEM
Malloy, Dannel P
Ku, Michelle Embree Jack Of All Trades Newtown, CT
$25 Nov 30, 2019
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Dec 8, 2019
2020 DEM
Booker, Cory A.
Ku, Michelle Not Employed Newtown, CT
$25 Aug 31, 2020
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Oct 6, 2018
2018 DEM
Murphy, Christopher S Mr
Ku, Michelle Not Employed Newtown, CT
$5 Mar 1, 2016
2016 DEM
Actblue
Ku, Michelle Interior Designer @ Self Denver, CO
$25 Jan 31, 2020
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Jan 31, 2019
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Jan 31, 2018
2018 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 May 31, 2020
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$120 May 8, 2014
2014 DEM
Juliano, James
Ku, Michelle Newtown, CT
$25 Sep 30, 2019
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Dec 31, 2018
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$14 Mar 1, 2016
2016 DEM
Democracy For America
Ku, Michelle Interior Designer @ Self Denver, CO
$25 May 31, 2021
2022 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Mar 31, 2020
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$75 Jun 21, 2016
2016 DEM
Juliano, James
Ku, Michelle Newtown, CT
$25 Oct 6, 2018
2018 DEM
Heitkamp, Heidi
Ku, Michelle Not Employed Newtown, CT
$25 Jan 31, 2020
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Oct 31, 2019
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$100 Jul 12, 2012
2012 N
Richards, George C
Ku, Michelle Attorney Orlando, FL
$50 Mar 20, 2019
2020 DEM
Buttigieg, Pete
Ku, Michelle Not Employed Newtown, CT
$100 Sep 16, 2012
2012
Democracy For America
Ku, Michelle Interior Designer @ Self Denver, CO
$50 Sep 23, 2019
2020 DEM
Booker, Cory A.
Ku, Michelle Not Employed Newtown, CT
$25 Feb 28, 2018
2018 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$312 Oct 26, 2013
2014 DEM
Juliano, James
Ku, Michelle Embree Newtown, CT
$150 Apr 29, 2014
2014 DEM
Juliano, James
Ku, Michelle Newtown, CT
$50 Feb 26, 2014
2014 DEM
Fawcett, Kim
Ku, Michelle Embree Newtown, CT
$200 Oct 28, 2015
2016 DEM
Juliano, James
Ku, Michelle Newtown, CT
$5 Jun 30, 2016
2016 DEM
Dwyer, Philip
Ku, Michelle Self Employed Newtown, CT
$250 Apr 13, 2015
2016
Americans For Responsible Solutions Pac
Ku, Michelle Homemaker Newtown, CT
$25 Oct 31, 2019
2020 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$25 Mar 31, 2018
2018 DEM
Connecticut Democratic State Central Committee
Ku, Michelle Not Employed Newtown, CT
$14 Mar 1, 2016
2016 DEM
Sanders, Bernard
Ku, Michelle Interior Designer @ Self Denver, CO
$20 Mar 23, 2016
2016 DEM
Zimmerman, Eva Bermudez
Ku, Michelle Volunteer Newtown, CT
$14 Mar 1, 2016
DEM
Democracy For America
Contributor Interior Designer @ Self Denver, CO
$25 Oct 31, 2019
Unknown Committee
Ku, Michelle Not Employed Newtown, CT
$50
2018 DEM
Kennedy, Cary
Contributor Denver, CO
$100 20230614
Nowell, Erin A. (The Honorable)
Contributor Attorney

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 52 political contribution records found for Michelle KU. Total disclosed contributions amount to $2,523. Recipients include Democracy For America, Kennedy, Cary, Nowell, Erin A. (The Honorable). Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Michelle Ku

Female
·
25754 Purebred Ct, Aldie, VA 20105 (Loudoun County)
38.9590, -77.5988
TZ: Eastern
Homeowner Single Family Built 2013 Purchased 2014
MP

Michelle Ku

Female
·
10326 Almayo Ave, Los Angeles, CA 90064 (Los Angeles County)
34.0487, -118.4150
· (323) 404-1393
Marital: Single TZ: Pacific
Multi-Family
MP

Michelle Ku

Age 81 Female
·
4107 Bowne St, Flushing, NY 11355 (Queens County)
40.7597, -73.8238
Marital: Single TZ: Eastern
Edu: High School
Multi-Family
MP

Michelle Ku

Age 40 Female
·
2300 24th Rd S, Arlington, VA 22206 (Arlington County)
38.8498, -77.0782
· (571) 527-0276
TZ: Eastern
Edu: Some College
Multi-Family
MP

Michelle E Ku

Age 50 Female
·
28 Platts Hill Rd, Newtown, CT 06470 (Fairfield County)
41.3643, -73.2956
· (203) 364-9862
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1996 Purchased 2009
MP

Michelle Ku

Female
·
17823 Falconcrest Cir, Germantown, MD 20874 (Montgomery County)
39.1497, -77.2904
TZ: Eastern
Homeowner Single Family Built 1999 Purchased 2013
MP

Michelle Ku

Female
·
8811 Apple Mill Dr, Houston, TX 77095 (Harris County)
29.9093, -95.6479
TZ: Central
Single Family
MP

Michelle Ku

Age 52 Female
·
9704 Gilboa Way, Orlando, FL 32817 (Orange County)
28.5824, -81.2485
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 1988 Purchased 2005
MP

Michelle A Ku

Age 45 Female
·
44 Via Adrian, San Clemente, CA 92673 (Orange County)
33.4790, -117.5980
Marital: Married TZ: Pacific
Occ: White Collar Edu: High School
Homeowner Single Family
MP

Michelle T Ku

Age 63 Female
·
920 Volante Dr, Arcadia, CA 91007 (Los Angeles County)
34.1439, -118.0600
· (626) 353-5589
Marital: Married TZ: Pacific
Edu: Graduate School
Homeowner Single Family Built 1941 Purchased 1997

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Michelle KU. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Michelle KU on the map

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Found 46 results across 12 states

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Michelle KU in Sunnyvale, CA: Background Summary

Location
922 Coachella Ave, Sunnyvale, CA 94085
Other Locations
Glendale, CA · Lexington, KY · Irvine, CA and 10 more
Profiles Found
21 people with this name
Phone Numbers
(919) 782-9724 and 10 others on file
Email
kandooku@gmail.com
Career
Peo Eis, Vice President Business Continuity Consultant at Us Navy, Addison Design
Voter Registration
Registered No Party Preference
Properties
3properties owned
Vehicles
2 linked — 2010 Honda Civic, 2006 Bmw X5
Contributions
$2,523.17 total — Nowell, Erin A. (The Honorable), Kennedy, Cary

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Michelle KU. Because public records are indexed by name rather than by a unique identifier, the 121 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Michelle KU

Search Complexity: High

121 public records across 12states, belonging to approximately 21 different individuals. With 21 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: California (17%), followed by Hawaii and Colorado. Spans the West and South regions.

CA21recordsHI5recordsCO5recordsMD4recordsVA3recordsCT2records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (47%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (23) and Business & Corporate Filings (19).

52
Political Contribution Records
23
Contact & Address Records
19
Business & Corporate Filings
5
Voter Registration Records
5
Corporate Records
4
Property Ownership Records

Age Distribution

Age range: approximately 24 years, suggesting multiple generations. Largest group: Senior (65+) (20%).

Senior (65+)1personMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Michelle KU

Is Michelle KU a registered voter?
Yes, voter registration records show Michelle KU is registered. We found 5 voter registration entries across 4 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Michelle KU own property?
County assessor records show 4 properties associated with Michelle KU . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Michelle KU?
Records show 2 vehicle registrations associated with Michelle KU, including a 2010 HONDA CIVIC. Registered makes include Honda, Bmw. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Michelle KU?
We found 19 business affiliations for Michelle KU (Peo Eis). Other companies include Addison Design, Kona Krafts. Business records are compiled from state registries, SEC filings, and professional databases.
Has Michelle KU made political donations?
FEC disclosure records show 52 reported political contributions from Michelle KU, totaling $2,523. Recipients include Democracy For America and Kennedy, Cary and 1 others. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Michelle KU?
Our database contains 121 total records for Michelle KU spanning 12 states. This includes 21 distinct contact records, 10 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Michelle KU?
The 121 records displayed for Michelle KU are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Michelle KU remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.