Milton Valentin from Brooklyn, NY

Age 58
๐Ÿ“ 1651 65th St #3fl, Brooklyn, NY 11204
๐Ÿ“ž (718) 236-2018, (212) 781-4453
โœ‰๏ธ burton@openup.com, mjvalen@aol.com, mjvalen@netscape.com, mjvalen1@aol.com, mjvalen1@netscape.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Marisol Torres,Esther Valentin,Robert D Valentino,R Valentino,Amanda J Valentin

Milton Valentin

Age 66 b. 1959-12-21
๐Ÿ“ 12824 Crystal Ave, Grandview Mo 64030
๐Ÿ“ž (816) 896-6771, (816) 289-6671
โœ‰๏ธ THEVALENTINS2@ATT.NET, thevalentins2@att.net

Milton Valentin from Easton, PA

Age 42
๐Ÿ“ 214 5th St, Easton, PA 18042
๐Ÿ“ž (610) 252-7670, (908) 454-1823
โœ‰๏ธ miltonjval@aol.com, miltonjval@epix.net
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Vanessa Valentin,Yamir Valentin

Milton Cruz Valentin

Age 47 b. 1979-02-21
๐Ÿ“ 3037 Muntjac, Schertz Tx
๐Ÿ“ž (803) 553-4353, (803) 407-9902
โœ‰๏ธ MILTON.D.CRUZVALENTIN@US.ARMY.MIL

Milton Valentin from Irvington, NJ

Age 65
๐Ÿ“ 86 Linden Ave, Irvington, NJ 07111
๐Ÿ“ž (973) 997-5940

Milton Valentin from Bronx, NY

Age 54 b. Feb 1972 Bronx Co.
๐Ÿ“ 2959 White Plains Rd Apt 5 A
๐Ÿ“ž (503) 285-2426

Milton Valentin from Keansburg, NJ

Male
๐Ÿ“ 181 Creek Rd.
๐Ÿ“ž (848) 391-1498 (T-MOBILE)
โœ‰๏ธ MILTON.VALENTIN@CENTURYTEL.NET

Milton Valentin from Bartonsville, PA

Age 72 b. Sep 1953
๐Ÿ“ 631 Hearthstone Cir
๐Ÿ“ž 2527670

Milton Valentin from Bronx, NY

Age 77 b. Dec 1948 Bronx Co.
๐Ÿ“ 1217 Manor Ave Apt 1 A
๐Ÿ“ž (718) 842-4716
๐Ÿ‘ค aka Milton Valentin Santiago

Milton Valentin from Easton, PA

Age 54 b. Aug 1971 Northampton Co.
๐Ÿ“ 214 S 5th St
๐Ÿ“ž (610) 252-7670

Milton Valentin from Fort Leavenworth, KS

Age 64 b. Feb 1962 Leavenworth Co.
๐Ÿ“ Po Box 3083
๐Ÿ“ž (787) 999-9999

Milton Valentin from Newburgh, NY

Age 43
๐Ÿ“ 285 Lake Dr, Newburgh, NY 12550
๐Ÿ“ž (845) 565-8776, (845) 569-0867

Milton Valentin from Grandview, MO

Age 67 b. 1959 Male
๐Ÿ“ 12824 Crystal Ave
๐Ÿ“ž (816) 965-5563

Milton Valentin from Jamaica, NY

Age 69 b. Feb 1957 Queens Co.
๐Ÿ“ 11419 135th St

Milton Valentin from Dallas, TX

Age 62 b. Dec 1963 Dallas Co.
๐Ÿ“ 3001 Mckinney Ave

Milton Valentin from Kearny, NJ

Age 78 b. Jan 1948
๐Ÿ“ 213 Midland Ave

Milton Valentin from Saint Augustine, FL

Age 70 b. 1956 Male
๐Ÿ“ 705 Whispering Cir Apt 8
๐Ÿ“ž (203) 869-4001

Milton Valentin from San Antonio, TX

0
๐Ÿ“ 150 Rustleaf Dr #24, San Antonio, TX 78242

Milton Valentin from Asbury Park, NJ

0
๐Ÿ“ 1204 Emory St, Asbury Park, NJ 07712

Milton Valentin from Newburgh, NY

Orange Co.
๐Ÿ“ 20 Courtney Ave Unit 1
๐Ÿ“ž (319) 367-2656

Milton Valentin from Long Branch, NJ

๐Ÿ“ 420 Broadway Flr 1
๐Ÿ“ž (509) 248-2690

Milton Valentin from Columbia, SC

Richland Co.
๐Ÿ“ 7022 Willett Rd Apt A
๐Ÿ“ž (310) 767-1132

Milton Valentin from Springfield, MA

๐Ÿ“ 83 Edgeland St
๐Ÿ“ž (419) 547-6158

Milton Valentin from Brooklyn, NY

Kings Co.
๐Ÿ“ 1651 65th St

Milton Valentin from Arroyo, PR

Arroyo Co.
๐Ÿ“ 714 Urb San Antonio E 84

Milton Valentin from New Windsor, NY

Orange Co.
๐Ÿ“ 835 Bloomingrove Tp 23

Milton Valentin from Altamonte Springs, FL

Seminole Co.
๐Ÿ“ 677 Sabal Palm Ci

Milton Valentin from Long Branch, NJ

Monmouth Co.
๐Ÿ“ 613 Broadway 2

Milton Valentin from Navesink, NJ

Monmouth Co.
๐Ÿ“ 48 Monmouth Rd

Milton Valentin from Rio Grande, PR

Rio Grande Co.
๐Ÿ“ 745 Rio Grande Estate C 2 St 4

Milton Valentin from Mayaguez, PR

Mayaguez Co.
๐Ÿ“ 680 Bo Buen Vis 122 Mari Abri

Milton Valentin from Irvington, NJ

Essex Co.
๐Ÿ“ 86 Linden Ave

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 33 contact records for Milton Valentin across 11 states. The most recent address on file is in Bronx, New York. Of these records, 19 include phone numbers and 6 include email addresses. Ages range from 42 to 65, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Valentin, Milton

Bergen County
PIN: 0237_53_9
· 20 Edstan Dr, Moonachie nj
Built: 1987.0
Assessed: $561,700

Valentin Milton J

Monroe County
· 631 Hearthstone Cir, Jackson PA

Milton Valentin

2023 Orange County
· 40 Old Little Britain, Newburgh

Milton Valentin

2024 Orange County
· 40 Old Little Britain, Newburgh

Milton Valentin

2021 Orange County
· 40 Old Little Britain, Newburgh

Milton Valentin

2022 Orange County
· 40 Old Little Britain, Newburgh

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 6 property records linked to Milton Valentin in Jackson. Values shown are from county assessor records and may differ from current market prices.

Milton Valentin

Unaffiliated
213 Midland Ave, Kearny, 07032
DOB: 11/4/1982
County: Hudson

Milton J Valentin

Democrat Reg: 05/09/1996
631 Hearthstone Cir, Bartonsville, PA, 18321
DOB: 08/11/1971 Gender: Male

Milton O Valentin

Democrat
24 Courthouse Sq, Rockville, MD, 20850
Gender: Male
County: Montgomery

Milton Valentin

County: Jackson

Milton R Valentin

Independent
40 Old Little Britain Rd, 6, 12550
DOB: 20001022 Gender: Male

Milton J Valentin

Democrat
8502 Fort Hamilton Parkway, 11209
DOB: 19560204 Gender: Male

Milton M Valentin

Democrat
2959 White Plains Road, 10467
DOB: 19720207 Gender: Male

Milton N Valentin

Democrat
49 Delaware Rd, 17, 12550
DOB: 19680606 Gender: Male

Milton R Valentin

Republican
40 Old Little Britain Rd, 6, 12550
DOB: 19710331 Gender: Male

Milton J Valentin

631 Hearthstone Cir
DOB: 08/11/1971 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 10 voter registration records were found for Milton Valentin in Pennsylvania, Maryland. Records show affiliations with U, D, DEM, IND, REP, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2006 Nissan Pathfinder
ยท Registered to: Milton Valentin
ยท VIN: 5N1AR18U36C619539
·
3037 Muntjac St, Schertz, TX, 78154
NISSAN
ยท Registered to: Milton Valentin
·
213 Midland Ave, Kearny, NJ, 07032
·
(201) 997-5956
ยท Registered to: Milton Valentin
·
214 S 5th St, Easton, PA, 18042

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with Milton Valentin. Registered makes include Nissan, N. The most recent model year on record is 2006. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Milton Valentin

Saint Augustine, Florida
Florida

Great-West Healthcare

Milton ValentinGas Processing Plant Operators
(848) 391-1498milton.valentin@gwla.com
181 Creek Rd., Keansburg, NJ7734

Drug Transport Inc

Milton ValentinPartner
(848) 391-1498milton.valentin@centurytel.net
181 Creek Rd., Keansburg, NJ7734
fwf-wrestling.com

Milton Valentin

Puerto Rico area

Burke Group

Milton ValentinAssociate
(816) 965-5563mvalentin@kc.rr.com
12824 Crystal Ave., Grandview, MO64030

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for Milton Valentin. Companies include Great-West Healthcare, Burke Group. Roles listed include Gas Processing Plant Operators and Partner. Records are compiled from state business registries, SEC filings, and professional networking databases.

milton valentin

Age 69
Resident 65+ Hunt/Fish
Addr: 705 Whispering Cir Apt 8, Saint Augustine, FL 32084
County: Saint Johns

milton valentin

Resident 65+ Hunt/Fish
Addr: Saint Augustine, FL 32084
County: Saint Johns

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Milton Valentin holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

๐Ÿ›๏ธ

Unknown

๐Ÿ›๏ธ

Milton Valentin

2021
Job Training Participant
Department: Dept Of Parks & Recreation
๐Ÿ’ต Pay: $15.45

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Milton Valentin appears in 2 government employment records from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Milton Valentin

Long Branch High School - Long Branch, NJ, NJ
1999

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Milton Valentin has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$10 Nov 7, 2017
2018 DEM
Warren, Elizabeth
Valentin, Milton PM Rockville, MD
$10 Feb 7, 2018
2018 DEM
Warren, Elizabeth
Valentin, Milton PM Rockville, MD
$10 Aug 7, 2017
2018 DEM
Warren, Elizabeth
Valentin, Milton PM Rockville, MD
$10 Jan 7, 2018
2018 DEM
Warren, Elizabeth
Valentin, Milton PM Rockville, MD
$10 Jul 7, 2017
2018 DEM
Warren, Elizabeth
Valentin, Milton PM Rockville, MD
$10 Mar 7, 2018
2018 DEM
Warren, Elizabeth
Valentin, Milton PM Rockville, MD
$10 May 7, 2017
2018 DEM
Warren, Elizabeth
Valentin, Milton PM Rockville, MD
$10 Dec 7, 2017
2018 DEM
Warren, Elizabeth
Valentin, Milton PM Rockville, MD
$10 Oct 7, 2017
2018 DEM
Warren, Elizabeth
Valentin, Milton PM Rockville, MD
$50 Aug 13, 2008
2008
Matos 2008
Valentin, Milton J Brooklyn, NY
$10 Jun 7, 2017
2018 DEM
Warren, Elizabeth
Valentin, Milton PM Rockville, MD
$10 Sep 7, 2017
2018 DEM
Warren, Elizabeth
Valentin, Milton PM Rockville, MD
$10 Feb 7, 2018
DEM
Warren, Elizabeth
Contributor PM Rockville, MD

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 13 political contribution records found for Milton Valentin. Total disclosed contributions amount to $170. Recipients include Warren, Elizabeth. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Milton Valentin

Age 69 Male
·
213 Midland Ave, Kearny, NJ 07032 (Hudson County)
40.7679, -74.1393
· (201) 997-5940
Marital: Single TZ: Eastern
Homeowner Multi-Family Built 1905 Purchased 2009
MP

Milton Valentin

Age 57 Male
·
12824 Crystal Ave, Grandview, MO 64030 (Jackson County)
38.8902, -94.5083
· (816) 965-5563
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Single Family Built 1966 Purchased 1998
MP

Milton Valentin

Male
·
20 Edstan Dr, Moonachie, NJ 07074 (Bergen County)
40.8398, -74.0506
TZ: Eastern
Homeowner Single Family Built 1987
MP

Milton M Valentin

Age 45 Male
·
2959 White Plains Rd, Bronx, NY 10467 (Bronx County)
40.8689, -73.8673
Marital: Married TZ: Eastern
Multi-Family
MP

Milton Valentin

Age 77 Male
·
631 Hearthstone Cir, Bartonsville, PA 18321 (Monroe County)
41.0034, -75.2899
Marital: Married TZ: Eastern
Homeowner Single Family Built 1999 Purchased 2016
MP

Milton Valentin

Male
·
372 Roosevelt Ave, Lyndhurst, NJ 07071 (Bergen County)
40.8017, -74.1317
TZ: Eastern
Homeowner Single Family Built 1930 Purchased 2013
MP

Milton N Valentin

Age 49 Male
·
49 Delaware Rd, Newburgh, NY 12550 (Orange County)
41.5297, -74.0900
Marital: Single TZ: Eastern
Homeowner Single Family
MP

Milton R Valentin

Age 46 Male
·
40 Old Little Britain Rd, Newburgh, NY 12550 (Orange County)
41.4956, -74.0587
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1950 Purchased 2012

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Milton Valentin. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Milton Valentin. These loans were issued to businesses, not individuals.

Jeanne Darc Tchuenche Teguia

Independent Contractors

$1,611 Paid in Full
Address:
24 Courthouse Sq Apt 302
Rockville, MD20850-2341
Approved

Apr 23, 2021

Forgiven

$1,622

Jobs Reported

1

Loan #

9110978807

Loan Size

Small

Ari Wax & Skin LLC

Limited Liability Company(LLC

$3,237 Paid in Full
Address:
24 Courthouse Sq Apt 905
Rockville, MD20850-2344
Approved

Feb 11, 2021

Forgiven

$3,264

Jobs Reported

1

Loan #

6881058404

Loan Size

Small

Jeanne Darc Tchuenche Teguia

Independent Contractors

$1,611 Paid in Full
Address:
24 Courthouse Sq Apt 302
Rockville, MD20850-0003
Approved

May 23, 2021

Forgiven

$1,617

Jobs Reported

1

Loan #

6711009001

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Milton Valentin. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Milton Valentin on the map

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Milton Valentin in Grandview, MO: Background Summary

Location
12824 Crystal Ave, Grandview Mo 64030, Grandview, MO
Other Locations
Bronx, NY ยท Keansburg, NJ ยท Bartonsville, PA and 19 more
Profiles Found
33 people with this name
Phone Numbers
(718) 236-2018 and 18 others on file
Email
burton@openup.com and 11 others on file
Possible Relatives
Marisol Torres, Esther Valentin, Robert D Valentino, R Valentino, Amanda J Valentin and 55 more
Career
Gas Processing Plant Operators, Partner at Great-West Healthcare, Burke Group
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
3 linked โ€” 2006 Nissan Pathfinder, 0 Nissan and 1 more
Contributions
$170 total โ€” Warren, Elizabeth
Licenses
2 professional licenses (Resident 65+ Hunt/Fish)
PPP Loans
$6,459 for Jeanne Darc Tchuenche Teguia, Ari Wax & Skin LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Milton Valentin. Because public records are indexed by name rather than by a unique identifier, the 101 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Milton Valentin

Search Complexity: High

101 public records across 10states, belonging to approximately 33 different individuals. With 33 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: New Jersey (19%), followed by New York and Missouri. Spans the Northeast and South regions.

NJ19recordsNY12recordsMO7recordsPA6recordsFL4recordsTX3records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (46%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (13) and Business & Corporate Filings (12).

41
Contact & Address Records
13
Political Contribution Records
12
Business & Corporate Filings
10
Voter Registration Records
6
Property Ownership Records
3
Vehicle Registration Records

Age Distribution

Age range: approximately 36 years, suggesting multiple generations. Largest group: Senior (65+) (36%).

Senior (65+)5peopleMiddle-Age (40-64)9people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Milton Valentin

Is Milton Valentin a registered voter?
Yes, voter registration records show Milton Valentin is registered with U affiliation. We found 10 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Milton Valentin own property?
County assessor records show 6 properties associated with Milton Valentin . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Milton Valentin?
Records show 3 vehicle registrations associated with Milton Valentin, including a 2006 Nissan Pathfinder. Registered makes include Nissan, N. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Milton Valentin?
We found 12 business affiliations for Milton Valentin. Other companies include Burke Group. Business records are compiled from state registries, SEC filings, and professional databases.
Has Milton Valentin made political donations?
FEC disclosure records show 13 reported political contributions from Milton Valentin, totaling $170. Recipients include Warren, Elizabeth. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Milton Valentin?
Our database contains 101 total records for Milton Valentin spanning 10 states. This includes 33 distinct contact records, 19 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Milton Valentin?
The 101 records displayed for Milton Valentin are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Milton Valentin remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.