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Minkyu Mike Kim

Age 53 b. 1973-03-29
📍 Unit 203, 21238 Bottletree Ln, Santa Clarita Ca
📞 (213) 272-9226, (213) 487-6066, (818) 882-0001
✉️ POSSUPPLY@HOTMAIL.COM, possupply@hotmail.com, ustokorea@att.net, mkmkim@live.com

Minkyu Kim

Age 36 b. 1990-01-13
📍 1231 S Hill St Apt 588, Los Angeles Ca
📞 (310) 999-7350, (323) 815-2162
✉️ ASHMK011@GMAIL.COM, ashmk011@gmail.com

Minkyu Kim

Age 45 b. 1980-07-29
📍 # 218b, 6 Comstock Cir, Stanford Ca
📞 (650) 387-2197
✉️ MINK.KIM09@GMAIL.COM, mink.kim09@gmail.com

Minkyu Mike Kim

📍 Minkyu Mike Kim, 10201 Reseda Blvd Unit 117, Northridge Ca
📞 (111) 111-0001, (213) 272-9226
✉️ MINKYU3545@ATT.NET

Minkyu Kim

Age 36 b. 1989-07-20
📍 1330 Alma Ave Apt 417, Walnut Creek Ca
📞 (310) 435-4874, (925) 353-8778
✉️ MIN8772@GMAIL.COM

Minkyu Mike Kim

📍 10201 Reseda Bl, Nor Ca 91324
📞 (111) 111-0001, (213) 272-9226
✉️ MINKYU3545@ATT.NET

Minkyu Kim

📍 3091 Heritage Dr, Troy Mi
📞 (734) 277-5270, (734) 787-0261
✉️ HELLOTILZE@GMAIL.COM

Minkyu Kim from Flushing, NY

Age 43 b. Feb 1983
📍 4536 161st St Apt 3
📞 (917) 563-1470

Minkyu Kim from La Palma, CA

Age 33 b. 1993 U
📍 4942 Malaga Dr
📞 (424) 200-0791 (Cell)

Minkyu Kim from Alameda, CA

Age 56 b. 1970 U
📍 2017 Eagle Ave
📞 (510) 521-5154

Minkyu Kim from Washington, DC

Age 46 b. Jul 1979
📍 1499 Massachusetts Ave Nw Apt 203b
👤 aka Minkyuleo Kim, Minkyu Leo Leo Kim, Mznkyu Leo Kim

Minkyu Kim from Sunnyvale, CA

Age 32 b. Aug 1993
📍 956 Azure St Apt 1
👤 aka Min Kyung Kim

Minkyu Kim from Fort Lee, NJ

Age 47 b. Dec 1978
📍 2084 Jones Rd

Minkyu Kim from New York, NY

Age 47 b. Dec 1978 New York Co.
📍 484 2nd Ave 11 F

Minkyu Kim from New York, NY

Age 43 b. Jul 1982
📍 330 E 39th St Apt 35d
👤 aka Mi H Kim

Minkyu Kim from Alameda, CA

Age 55 b. Oct 1970 Alameda Co.
📍 1033 Central Ave B

Minkyu Kim from North Wales, PA

Age 42 b. Feb 1984
📍 102 Cathedral Dr
👤 aka Michael M Kim, Min Kim, Min Kyu Kim

Minkyu Kim from Englewood Cliffs, NJ

Age 56 b. Feb 1970 Bergen Co.
📍 1000 Sylvan Ave

Minkyu Kim from Hollywood, FL

📍 3801 S Ocean Dr
📞 (954) 270-5632 (VERIZON WIRELESS)

Minkyu Kim from Prescott, AZ

Yavapai Co.
📍 Po Box 7577

Minkyu Kim from Los Angeles, CA

Los Angeles Co.
📍 1106 S Havard Bv 21

Minkyu Kim from Philadelphia, PA

📍 4141 Spruce St

Minkyu Kim from New York, NY

New York Co.
📍 484 2nd Avenueav 11 F

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 23 contact records for Minkyu Kim across 7 states. The most recent address on file is in Flushing, New York. Of these records, 11 include phone numbers and 7 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Kim, Minkyu

Bergen County
PIN: 0219_3352_3_C1807
· 100 Old Palisade Rd.#1807, Fort Lee nj
Built: 2003.0
Assessed: $560,000

Kim Minkyu

Middlesex County
PIN: 43006 0005
· 7 Arapahoe Rd, NEWTON ma
Built: 1995.0
Assessed: $1,120,300

Kim Minkyu

Middlesex County
· 7 Arapahoe Rd, Newton Ma 2465.0
Built: 1995.0
Assessed: $1,120,300 · Sale: $1,140,000 (2014/01/01)

Kim, Minkyu & Park, Stephanie

Residential Bergen County
· 53 Ehret Ave, 07640

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 4 property records linked to Minkyu Kim in Newton. Values shown are from county assessor records and may differ from current market prices.

Minkyu Kim

Unaffiliated
68 Mac Arthur Ave, Closter, 07624
DOB: 3/26/1992
County: Bergen

Minkyu Kim

BLK
148-21 29 Avenue, 11354
DOB: 19900110 Gender: Male

Minkyu Kim

Republican
154-16 41 Avenue, 11354
DOB: 19761014 Gender: Male

Minkyu Kim

Reg: 08/07/2018
1306 235th Ct, Sammamish, WA, 98074
DOB: 10/14/1976 Gender: Male
County: KI

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Minkyu Kim in Washington. Records show affiliations with U, BLK, REP, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Mercedes-Benz C-Class
· Registered to: Minkyu Kim
· VIN: WDDGF4HB0CR209819
·
2993 Millar Ave, Santa Clara, CA, 95051-2336
·
(949) 743-4814
2005 Acura Mdx
· Registered to: Minkyu Kim
· VIN: 2HNYD18845H523865
·
445 S Hobart Blvd, Los Angeles, CA, 90020
·
(213) 798-7918
2014 Mercedes-Benz Slk
· Registered to: Minkyu Kim
· VIN: WDDPK4HAXEF076400
·
1801 E 4Th St, Okmulgee, OK, 74447
·
(310) 435-4874
2018 MERCEDES-BENZ SLK
· Registered to: Minkyu Kim
· VIN: WDDPK4HAXIF076400
·
1801 E 4th St, Okmulgee, OK, 74447
·
(310) 435-4874
2008 Volkswagen Touareg
· Registered to: Minkyu Kim
· VIN: WVGBE77L18D022351
·
4283 Monroe St, McAllen, TX, 78501-1553
·
(406) 451-5481
2012 HONDA ODYSSEY
· Registered to: Minkyu Kim
· VIN: 5FNRL5H90CB073907
·
10 Bolton Rd, Newtonville, MA, 02460-2103
·
(617) 833-3424
2012 BMW 3-Series
· Registered to: Minkyu Kim
· VIN: WBAKF9C57CE859528
·
1999 Burdett Ave, Troy, NY, 12180
2008 Honda CR-V
· Registered to: Minkyu Kim
· VIN: JHLRE48718C018537
·
450 Circle Rd, Stony Brook, NY, 11790-3411

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 8 vehicle registration records are associated with Minkyu Kim. Registered makes include Mercedes-Benz, Acura, Volkswagen, Honda and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Apple INC.

Senior Panel Process Engineer
+14089742042min_kyu_kim@apple.com
Cupertino,
LinkedIn

Pine

Minkyu KimCOO & Co-Founder, Head of Design at Pine
Seoul,

Kim, Minkyu

Minkyu Kim
646 872 1026 123 123 1234wangnuni@hotmail.com
Flushing, NY11355

Hearts4All

Minkyu KimOfficer
Cumming, GA

Minkyu Kim

?? ?? ?? ?????? | ?? ?? ??
LinkedIn

Silicon Image Inc

Minkyu Kim10 Design Engineering Manager
(408) 616-4000minkyu@siimage.com
Sunnyvale, CA

Minkyu Kim

Assistant Professor at · San Francisco, California

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 35 business affiliations were found for Minkyu Kim. Companies include Kim, Minkyu, Silicon Image Inc. Roles listed include Senior Panel Process Engineer and Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

Double Meteor, INC.

Filed: May 16, 2008
Registered Agent: Minkyu Mike Kim

Radiusnet CORP.

Filed: Jan 11, 2008
CEO: Minkyu Kim

Unknown Corporation

Kentucky Limited Liability Company/Foreign Limited Liability Company
Officer: Minkyu Kim

Radiusnet CORP.

Addr: 645 W. 9th Street, Los Angeles, CA, 90015
CA
CEO: Minkyu Kim

Source: Public Records Minkyu Kim appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Minkyu Kim

Licensed to practice...
License # 50952
Addr: Seoul

Source: State Professional Licensing Boards · Dept. of Professional Regulation Minkyu Kim holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

🏛️

Unknown

🏛️

Unknown

🏛️

Unknown

🏛️

Unknown

🏛️

Minkyu Kim

Car Inspector B 01-E
Department: Office Of The Cmo
💵 Pay: $65,287.90
🏛️

Minkyu Kim

Car Inspector
Department: N.y.c. Transit Authority
💵 Pay: $32.17
🏛️

Minkyu Kim

2020
Teacher
Department: Dept Of Ed Pedagogical
💵 Pay: $93,381.00

Source: City/State Transparency Portals · Government Payroll Databases · Open Data Portals Minkyu Kim appears in 7 government employment records from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Inventor Record

MinKyu Kim - Cupertino

Patent Details

Minkyu Kim
#8441506
Google Patents

Source: USPTO Patent Database · U.S. Patent & Trademark Office Minkyu Kim is listed as an inventor or co-inventor on 2 USPTO patents. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Minkyu L Kim

Group Tour
Jan 16, 2016, 12:00 PM
· WH

Source: White House Visitor Logs · Obama Administration Transparency Initiative · NARA Minkyu Kim appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Minkyu Kim

Central Memorial High School - Calgary, AB
2009

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Minkyu Kim has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$3 Jan 29, 2016
2016 DEM
Democracy For America
Kim, Minkyu Executive Assistant @ Changelab Solutions Oakland, CA
$30 Mar 30, 2016
2016 DEM
Sanders, Bernard
Kim, Minkyu Executive Assistant @ Changelab Solutions Oakland, CA
$200 May 14, 2014
2014
Brown, Anthony Gregory
Kim, Minkyu Evanston, IL
$17 Jan 29, 2016
2016 DEM
Sanders, Bernard
Kim, Minkyu Executive Assistant @ Changelab Solutions Oakland, CA
$30 Mar 30, 2016
DEM
Sanders, Bernard
Contributor Executive Assistant @ Changelab Solutions Oakland, CA
$200
2014
Brown, Anthony Gregory
Contributor Evanston, IL

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 6 political contribution records found for Minkyu Kim. Total disclosed contributions amount to $480. Recipients include Sanders, Bernard, Brown, Anthony Gregory. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Minkyu Kim

·
8430 Via Sonoma, La Jolla, CA 92037 (San Diego County)
32.8589, -117.2310
TZ: Pacific
Homeowner Multi-Family Purchased 2015
MP

Minkyu Kim

Age 44
·
19816 Beringer Pl, Porter Ranch, CA 91326 (Los Angeles County)
34.2800, -118.5670
Marital: Married TZ: Pacific
Single Family
MP

Minkyu Kim

·
4942 Malaga Dr, La Palma, CA 90623 (Orange County)
33.8401, -118.0470
· (562) 943-0913
TZ: Pacific
Homeowner Single Family Built 1976 Purchased 2014
MP

Minkyu P Kim

Age 46
·
2017 Eagle Ave, Alameda, CA 94501 (Alameda County)
37.7733, -122.2490
Marital: Single TZ: Pacific
Single Family
MP

Minkyu Kim

Age 47 Male
·
78 Lakeview St, River Edge, NJ 07661 (Bergen County)
40.9156, -74.0397
· (201) 489-4850
Marital: Married TZ: Eastern
Homeowner Single Family Built 1942 Purchased 2004
MP

Minkyu Kim

·
14 Canary Rd, Carbondale, IL 62903 (Jackson County)
37.6713, -89.2311
MP

Minkyu Kim

Age 25
·
420 Chan Vw, Chanhassen, MN 55317 (Carver County)
44.8634, -93.5319
TZ: Central
Multi-Family
MP

Minkyu Kim

Age 35 Male
·
140 Scott Dr, Watchung, NJ 07069 (Somerset County)
40.6296, -74.4523
· (908) 907-1237
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1978 Purchased 1994
MP

Minkyu Kim

·
8656 Charleston Ridge Dr, Mason, OH 45040 (Warren County)
39.3130, -84.3479
TZ: Eastern
Homeowner Single Family Built 1999 Purchased 2009
MP

Minkyu Kim

·
7 Arapahoe Rd, West Newton, MA 02465 (Middlesex County)
42.3427, -71.2382
TZ: Eastern
Homeowner Single Family Built 1995 Purchased 2014

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Minkyu Kim. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Minkyu Kim. These loans were issued to businesses, not individuals.

Christian Breton

Limited Liability Company(LLC

$12,357 Paid in Full
Address:
3801 S Ocean Dr Ste N3J
Hollywood, FL33019-2925
Approved

Apr 1, 2021

Forgiven

$12,401

Jobs Reported

1

Loan #

4668988708

Loan Size

Small

Jorge Lasses

Independent Contractors

$9,483 Exemption 4
Address:
3801 S Ocean Dr Apt 10O
Hollywood, FL33019-2979
Approved

Apr 16, 2021

Jobs Reported

1

Loan #

4473858802

Loan Size

Small

Jorge Lasses

Independent Contractors

$9,483 Exemption 4
Address:
3801 S Ocean Dr Apt 10O
Hollywood, FL33019-2901
Approved

Mar 24, 2021

Jobs Reported

1

Loan #

8233018600

Loan Size

Small

Samanta Lopez

Sole Proprietorship

$17,198 Paid in Full
Address:
3801 S Ocean Dr Apt 12Y
Hollywood, FL33019-2901
Approved

Apr 3, 2021

Forgiven

$17,272

Jobs Reported

1

Loan #

5944218702

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Minkyu Kim. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Minkyu Kim on the map

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Found 46 results across 14 states

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Minkyu Kim in Santa Clarita, CA: Background Summary

Location
Unit 203, 21238 Bottletree Ln, Santa Clarita Ca, Santa Clarita, CA
Other Locations
Flushing, NY · La Palma, CA · Alameda, CA and 10 more
Profiles Found
23 people with this name
Phone Numbers
(213) 272-9226 and 14 others on file
Email
possupply@hotmail.com and 7 others on file
Career
Senior Panel Process Engineer, Assistant Professor at Kim, Minkyu, Silicon Image Inc
Voter Registration
Registered No Party Preference
Properties
3properties owned
Vehicles
8 linked — 2012 Mercedes-Benz C-Class, 2005 Acura Mdx and 6 more
Contributions
$480 total — Brown, Anthony Gregory, Sanders, Bernard
Licenses
1 professional license
PPP Loans
$48,521 for Christian Breton, Jorge Lasses
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Minkyu Kim. Because public records are indexed by name rather than by a unique identifier, the 117 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights — patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Minkyu Kim

Search Complexity: High

117 public records across 14states, belonging to approximately 23 different individuals. With 23 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: California (17%), followed by New York and New Jersey. Spans the West and Northeast regions.

CA20recordsNY5recordsNJ5recordsMA3recordsIL2recordsPA2records

Record Type Breakdown

Data spans 10 record categories. Largest: Business & Corporate Filings (36%), which reveal professional roles and employer history. Also includes Contact & Address Records (30) and Vehicle Registration Records (8).

35
Business & Corporate Filings
30
Contact & Address Records
8
Vehicle Registration Records
6
Political Contribution Records
4
Property Ownership Records
4
Voter Registration Records

Age Distribution

Age range: approximately 23 years, suggesting multiple generations. Largest group: Middle-Age (40-64) (73%).

Middle-Age (40-64)8peopleYounger Adult (25-39)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Minkyu Kim

Is Minkyu Kim a registered voter?
Yes, voter registration records show Minkyu Kim is registered with U affiliation. We found 4 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Minkyu Kim own property?
County assessor records show 4 properties associated with Minkyu Kim . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Minkyu Kim?
Records show 8 vehicle registrations associated with Minkyu Kim, including a 2012 Mercedes-Benz C-Class. Registered makes include Mercedes-Benz, Acura, Volkswagen, Honda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Minkyu Kim?
We found 35 business affiliations for Minkyu Kim (Senior Panel Process Engineer). Other companies include Silicon Image Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Minkyu Kim made political donations?
FEC disclosure records show 6 reported political contributions from Minkyu Kim, totaling $480. Recipients include Sanders, Bernard and Brown, Anthony Gregory. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Minkyu Kim?
Our database contains 117 total records for Minkyu Kim spanning 14 states. This includes 23 distinct contact records, 11 with phone numbers, 7 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Minkyu Kim?
The 117 records displayed for Minkyu Kim are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Minkyu Kim remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.