Nancy J Baylor

Age 72 b. 1954-01-13
๐Ÿ“ 132 Druid Cir, Savannah Ga
๐Ÿ“ž (804) 814-7423, (912) 395-6501, (912) 663-6191
โœ‰๏ธ NANJEFFERS@GMAIL.COM, nanjeffers@gmail.com, f.baylor@comcast.net

Nancy Baylor

Age 79 b. 1947-01-10
๐Ÿ“ 2244 Ashley Crossing Dr, Charleston Sc
๐Ÿ“ž (843) 766-7456, (843) 442-0005
โœ‰๏ธ NANCYBAYLOR@GMAIL.COM, nancybaylor@gmail.com

Nancy Baylor

Age 89 b. 1937-01-08
๐Ÿ“ 580 S Gilbert Rd Apt 305, Gilbert Az
๐Ÿ“ž (417) 724-9094
โœ‰๏ธ BACK2CITY@ATT.NET, back2city@att.net

Nancy Baylor

Age 76 b. 1949-04-19
๐Ÿ“ 1729 S Ash St, Ottawa Ks
๐Ÿ“ž (785) 248-4514, (785) 242-0185
โœ‰๏ธ WBAYLOR11@GMAIL.COM

Nancy Baylor from Waterloo, NY

Age 71
๐Ÿ“ 1248 Waterloo Geneva Rd, Waterloo, NY 13165
๐Ÿ“ž (315) 539-9652, (315) 539-9652

Nancy Baylor from Chambersburg, PA

Age 67 b. Sep 1958 Franklin Co.
๐Ÿ“ 841 Woodlawn Dr
๐Ÿ“ž (717) 264-7502, (570) 275-4854
๐Ÿ‘ค aka Nancy Baylor

Nancy Baylor from Charleston, SC

Age 79 b. Jan 1947 Charleston Co.
๐Ÿ“ 3349 Middleburry Ln
๐Ÿ“ž (843) 766-7456

Nancy Baylor from Rolla, MO

Age 61 b. Dec 1964 Phelps Co.
๐Ÿ“ 11170 County Road 5040
๐Ÿ“ž (573) 341-9464

Nancy Baylor from Junction City, KS

Age 72 b. 1954 Geary Co.
๐Ÿ“ 603 Country Club Ter
๐Ÿ“ž (785) 762-4102

Nancy Baylor from Ottawa, KS

Age 77 b. 1949 Franklin Co.
๐Ÿ“ 1729 S Ash St
๐Ÿ“ž (785) 242-0185

Nancy Baylor from Georgetown, IN

Age 63 b. Jun 1962 Floyd Co.
๐Ÿ“ 9170 Robin Rd
๐Ÿ“ž (602) 426-8353

Nancy Baylor from Nixa, MO

Age 83 b. May 1942 Christian Co.
๐Ÿ“ 613 W Coventry St
๐Ÿ“ž (417) 724-9094

Nancy Baylor from Warsaw, NY

Age 89 b. Aug 1936 Wyoming Co.
๐Ÿ“ 11 Bartlett Ave
๐Ÿ“ž (585) 786-2447

Nancy Baylor from Norfolk, VA

Age 97 b. Aug 1928 Norfolk City Co.
๐Ÿ“ 1138 Magnolia Ave
๐Ÿ“ž (215) 676-1606

Nancy Baylor from Columbus, OH

Age 104 b. Jan 1922 Franklin Co.
๐Ÿ“ 55 Tarragon Wa
๐Ÿ“ž (614) 759-8482

Nancy Baylor from Norfolk, VA

Age 97 b. Aug 1928 Norfolk City Co.
๐Ÿ“ 403 Granby St Apt 3114 N
๐Ÿ“ž (757) 489-7460

Nancy Baylor from Nescopeck, PA

Age 81 b. Jan 1945 Luzerne Co.
๐Ÿ“ 313 3rd St
๐Ÿ“ž (570) 752-2084

Nancy Baylor

๐Ÿ“ 1675 Pleasant Hill Dr, Charleston Sc
๐Ÿ“ž (843) 766-7456
โœ‰๏ธ NANCYBAYLOR@GMAIL.COM

Nancy L Baylor

๐Ÿ“ 378 Brookfield Dr, Apt B, Helena Mt
๐Ÿ“ž (406) 459-6784, (406) 459-6784
โœ‰๏ธ AARON@MOSAICARCH.COM

Nancy Baylor from Junction City, KS

Female
๐Ÿ“ 1063 W Chestnut St
๐Ÿ“ž (913) 238-3630 (SPRINT)

Nancy Baylor from Savannah, GA

Age 72 b. 1954 Female
๐Ÿ“ 132 Druid Cir
๐Ÿ“ž (804) 795-3072

Nancy Baylor from Waterloo, NY

Age 82 b. Jul 1943 Seneca Co.
๐Ÿ“ 485 Waterloo Geneva Rd

Nancy Baylor from Capitol Hgts, MD

Age 78 b. Sep 1947 Prince Georges Co.
๐Ÿ“ 4131 Southern Ave 303

Nancy Baylor from Sunbury, PA

Age 84 b. Oct 1941 Northumberland Co.
๐Ÿ“ 1046 Line St

Nancy Baylor from Omaha, NE

Age 83 b. May 1942 Douglas Co.
๐Ÿ“ 2711 N 122 Nd Cir

Nancy Baylor from Helena, MT

Age 66 b. 1960 Lewis And Clark Co.
๐Ÿ“ 3 Pine View Dr

Nancy Baylor from Danville, PA

Age 77 b. Nov 1948 Montour Co.
๐Ÿ“ 40 Eyer Rd

Nancy Baylor from Broadway, VA

Age 89 b. Jan 1937 Rockingham Co.
๐Ÿ“ 15082 Mountain Valley Rd
๐Ÿ‘ค aka Nancy W Saylor

Nancy Baylor from New Albany, IN

Floyd Co.
๐Ÿ“ 2706 Paoli Pike
๐Ÿ“ž (808) 695-5034

Nancy Baylor from Chester, VA

Chesterfield Co.
๐Ÿ“ 12903 Sir Scott Ter
๐Ÿ“ž (404) 636-7213

Nancy Baylor from Forestville, MD

Prince Georges Co.
๐Ÿ“ 2600 Boons Lee
๐Ÿ“ž (217) 844-3308

Nancy Baylor from Mesa, AZ

Age 84 b. 1942 Female
๐Ÿ“ 826 N Miramar

Nancy Baylor from Ottawa, KS

Franklin Co.
๐Ÿ“ 1743 S Ash St

Nancy Baylor from Berwick, PA

Columbia Co.
๐Ÿ“ 111 N Orchard St

Nancy Baylor from Berwick, PA

Columbia Co.
๐Ÿ“ 1031 6th Trlr Av 5

Nancy Baylor from Lewisburg, PA

Union Co.
๐Ÿ“ 29 S 2nd St

Nancy Baylor from Marysville, PA

Perry Co.
๐Ÿ“ 1126 Mimosa Ln

Nancy Baylor from Tulsa, OK

Tulsa Co.
๐Ÿ“ 1419 E 32nd Pl

Nancy Baylor from Forestville, MD

Prince Georges Co.
๐Ÿ“ 2737 Lorring Dr

Nancy Baylor from Washington, DC

District Of Columbia Co.
๐Ÿ“ 1435 4th St Sw Apt B 308

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 40 contact records for Nancy Baylor across 15 states. The most recent address on file is in Chambersburg, Pennsylvania. Of these records, 24 include phone numbers and 6 include email addresses. The listed age is 71. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Nancy Baylor

Savannah, 31410
DOB: 1/1/1954 Gender: Female
Congress: 001

Nancy K Baylor

Republican Reg: 01/01/1977
15 Jefferson Dr, Carlisle, PA, 17015
DOB: 12/20/1958 Gender: Female

Nancy R Baylor

Democrat Reg: 09/17/1992
196 Ivy Ln, Danville, PA, 17821
DOB: 11/01/1948 Gender: Female

Nancy L Baylor

Republican Reg: 01/01/1971
1046 Line St, Sunbury, PA, 17801
DOB: 10/11/1941 Gender: Female

Nancy Ann Baylor

Democrat Reg: 07/30/2010
11 Scenic View Dr, Danville, PA, 17821
DOB: 06/26/1960 Gender: Female

Nancy H. Baylor

Gender: F

Nancy Devonne Baylor

Democrat
7509 Harpers Dr, Fort Washington, MD, 20744
Gender: Female
County: Prince George's

Nancy W Baylor

Reg: X035076
1248 Waterloo Geneva Rd
DOB: 19430709 Gender: Female
Senate: 23

Nancy M Baylor

Reg: 000MV514
11 Bartlett Ave
DOB: 19360803 Gender: Female
Senate: 27

Nancy M Baylor

Democrat
Precinct: 560009

Nancy R Baylor

196 Ivy Ln
DOB: 11/01/1948 Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 11 voter registration records were found for Nancy Baylor in Pennsylvania, Maryland. Records show affiliations with R, D, DEM, which may reflect different individuals or changes over time. 4 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 CHRYSLER PACIFICA
ยท Registered to: Nancy Baylor
ยท VIN: 2A8GF68X97R326647
·
603 Country Club Ter, Junction City, KS, 66441
·
(785) 762-4102
2010 DODGE NITRO
ยท Registered to: Nancy Baylor
ยท VIN: 1D4PU4GK6AW172195
·
410 W Chestnut St, Junction City, KS, 66441-3521
·
(785) 762-4102
2007 Honda Accord
ยท Registered to: Nancy Baylor
ยท VIN: 1HGCM56817A166108
·
15 Jefferson Dr, Carlisle, PA, 17015-4395
·
(717) 264-7502
2013 Chrysler 300
ยท Registered to: Nancy Baylor
ยท VIN: 2C3CCAAG8DH745851
·
603 Country Club Ter, Junction City, KS, 66441
·
(785) 762-4102
2011 CHRYSLER 300
ยท Registered to: Nancy Baylor
ยท VIN: 2C3CA5CG0BH594110
·
410 W Chestnut St, Junction City, KS, 66441-3521
·
(785) 762-4102
2010 Dodge Nitro
ยท Registered to: Nancy Baylor
ยท VIN: 1D4PU4GK8AW172201
·
603 Country Club Ter, Junction City, KS, 66441-3521
·
(785) 762-4102
2011 Ford Escape
ยท Registered to: Nancy Baylor
ยท VIN: 1FMCU9DG3BKB21640
·
32 Ivy Ln, Danville, PA, 17821-8028
·
(570) 275-3205

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 7 vehicle registration records are associated with Nancy Baylor. Registered makes include Chrysler, Dodge, Honda, Ford. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Chatham County

Academic Coach
+19123955600nancy.baylor@sccpss.com
Savannah,

Cvs

Sunbury, PA
Miscellaneous Retail (Stores)

Nancy Baylor

Senior Consultant
Los Angeles, California, United States

Kaiser Permanente

Nancy BaylorHuman Resources Manager
(720) 536-6450nancy.l.snyder@kp.org
Lafayette, CO

Geisinger Medical Center

Nancy BaylorHuman Resource Director
(570) 271-6110nbaylor@geisinger.edu
Danville, PA

Nancy Baylor

Elementary instructional math coa ยท Ottawa, Kansas

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 9 business affiliations were found for Nancy Baylor. Companies include Cvs, Kaiser Permanente, Geisinger Medical Center. Roles listed include Academic Coach. Records are compiled from state business registries, SEC filings, and professional networking databases.

๐Ÿ›๏ธ

Unknown

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Nancy Baylor appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Nancy Baylor

Duarte High School - Duarte, CA, CA
1965

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Nancy Baylor has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$250 Feb 10, 2004
2004 DEM
Kerry, John F
Baylor, Nancy Registered Nurse @ Geisinger Medical Center Danville, PA
$100 Sep 27, 2008
2008 DEM
Obama, Barack
Baylor, Nancy Registered Nurse @ Geisinger Medical Center Danville, PA
$120 Sep 10, 2008
2008 DEM
Obama, Barack
Baylor, Nancy Registered Nurse @ Geisinger Medical Center Danville, PA
$100 Oct 23, 2008
2008 DEM
Obama, Barack
Baylor, Nancy Registered Nurse @ Geisinger Medical Center Danville, PA
$75 Aug 20, 2008
2008 REP
Coen, John
Baylor, Nancy Ottawa, KS
$75 Aug 20, 2008
2008 REP
Coen, John
Baylor, Nancy KS
$75 Aug 20, 2008
REP
Coen, John
Contributor KS
$250 Feb 10, 2004
Unknown Committee
Baylor, Nancy Registered Nurse @ Geisinger Medical Center Danville, PA
$75
2008 R
Coen, John
Contributor Ottawa, KS

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 9 political contribution records found for Nancy Baylor. Total disclosed contributions amount to $1,120. Recipients include Coen, John. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Nancy Baylor

Age 70 Female
·
7509 Harpers Dr, Ft Washington, MD 20744 (Prince Georges County)
38.7860, -76.9571
· (240) 350-8118
TZ: Eastern
Homeowner Single Family Built 1999 Purchased 2007
MP

Nancy K Baylor

Age 58 Female
·
15 Jefferson Dr, Carlisle, PA 17015 (Cumberland County)
40.1826, -77.1625
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 2005 Purchased 2013
MP

Nancy J Baylor

Age 62 Female
·
603 Country Club Ter, Junction City, KS 66441 (Geary County)
39.0281, -96.8527
· (785) 762-4102
Marital: Married TZ: Central
Occ: White Collar Edu: High School
Homeowner Single Family Built 1988 Purchased 2005
MP

Nancy M Baylor

Age 85 Female
·
PO Box 130, Mannford, OK 74044 (Creek County)
36.1271, -96.3609
Marital: Married TZ: Central
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1969
MP

Nancy L Baylor

Age 75 Female
·
1046 Line St, Sunbury, PA 17801 (Northumberland County)
40.8627, -76.7807
· (570) 286-7810
Marital: Single TZ: Eastern
Homeowner Single Family
MP

Nancy Baylor

Age 95 Female
·
517 E 56th St, Indianapolis, IN 46220 (Marion County)
39.8541, -86.1490
Marital: Single TZ: Eastern
Single Family
MP

Nancy L Baylor

Age 75 Female
·
826 N Miramar, Mesa, AZ 85213 (Maricopa County)
33.4310, -111.7570
Marital: Inferred Married TZ: Mountain
Single Family
MP

Nancy H Baylor

Age 68 Female
·
1729 S Ash St, Ottawa, KS 66067 (Franklin County)
38.5892, -95.2776
· (785) 248-7112
Marital: Married TZ: Central
Occ: Management Edu: Some College
Homeowner Single Family Built 1982 Purchased 2004
MP

Nancy W Baylor

Age 74 Female
·
1248 Waterloo Geneva Rd, Waterloo, NY 13165 (Seneca County)
42.9028, -76.8796
· (315) 651-0364
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1998 Purchased 1996
MP

Nancy J Baylor

Age 63 Female
·
132 Druid Cir, Savannah, GA 31410 (Chatham County)
31.9999, -80.9786
Marital: Inferred Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1999 Purchased 2006
MP

Nancy A Baylor

Age 57 Female
·
11 Scenic View Dr, Danville, PA 17821 (Montour County)
40.9521, -76.5618
· (570) 275-4854
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1984 Purchased 1981
MP

Nancy Baylor

Age 69 Female
·
475 Turkey Bird Rd, Newport, PA 17074 (Perry County)
40.4996, -77.1443
Marital: Single TZ: Eastern
Occ: Service Industry
Homeowner Single Family Built 1965 Purchased 2010

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 12 demographic profiles associated with Nancy Baylor. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Nancy Baylor on the map

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Nancy Baylor in Savannah, GA: Background Summary

Location
132 Druid Cir, Savannah Ga, Savannah, GA
Other Locations
Chambersburg, PA ยท Charleston, SC ยท Rolla, MO and 25 more
Profiles Found
40 people with this name
Phone Numbers
(804) 814-7423 and 24 others on file
Email
nanjeffers@gmail.com and 5 others on file
Possible Relatives
Laurie Baylor Nagell, Lawrence Cnancyw Baylor, Matthew Jsuzanne Baylor, Kevin Laurence Baylor, Kevin Baylor
Career
Academic Coach at Cvs, Kaiser Permanente
Voter Registration
Registered Democrat
Vehicles
7 linked โ€” 2007 Chrysler Pacifica, 2010 Dodge Nitro and 5 more
Contributions
$1,120 total โ€” Coen, John, Coen, John

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Nancy Baylor. Because public records are indexed by name rather than by a unique identifier, the 102 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Nancy Baylor

Search Complexity: High

102 public records across 17states, belonging to approximately 40 different individuals. With 40 distinct profiles across 17 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 17 states. Highest concentration: Pennsylvania (23%), followed by Kansas and Maryland. Spans the Northeast and Midwest regions.

PA23recordsKS13recordsMD5recordsNY4recordsMO4recordsVA4records

Record Type Breakdown

Data spans 5 record categories. Largest: Contact & Address Records (59%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Voter Registration Records (11) and Business & Corporate Filings (9).

52
Contact & Address Records
11
Voter Registration Records
9
Business & Corporate Filings
9
Political Contribution Records
7
Vehicle Registration Records

Age Distribution

Age range: approximately 42 years, suggesting multiple generations. Largest group: Senior (65+) (88%).

Senior (65+)15peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Nancy Baylor

Is Nancy Baylor a registered voter?
Yes, voter registration records show Nancy Baylor is registered. We found 11 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Nancy Baylor?
Records show 7 vehicle registrations associated with Nancy Baylor, including a 2007 CHRYSLER PACIFICA. Registered makes include Chrysler, Dodge, Honda, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Nancy Baylor?
We found 9 business affiliations for Nancy Baylor (Academic Coach). Other companies include Kaiser Permanente, Geisinger Medical Center. Business records are compiled from state registries, SEC filings, and professional databases.
Has Nancy Baylor made political donations?
FEC disclosure records show 9 reported political contributions from Nancy Baylor, totaling $1,120. Recipients include Coen, John. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Nancy Baylor?
Our database contains 102 total records for Nancy Baylor spanning 17 states. This includes 40 distinct contact records, 24 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Nancy Baylor?
The 102 records displayed for Nancy Baylor are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Nancy Baylor remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.