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Ms Nancy L Stickel from Vancouver, WA

Age 63 b. 11/13/1962
📍 15912 Ne 41st St, #vancouver, WA 98682-7472
✉️ nstickel@bright.net
👨‍👩‍👧 Relatives: Eric Wane Olmsted,Brianna J Hanks,Candi Lee Cushman,Christine Marie Johnston,Douglas Wayne Johnston,Fred A Stickel Jr,Fred A Stickel Sr,Geoffrey M Stickel,Jeffrey M Stickel,Jessica A Worden,Margaret Ann Stickel,Piper A Olmsted,Becky R Tucker,Betty L Johnston,Cameron A Cushman,Clifford L Worden,Colette K Chatterton,Denise Rae Authier Jr,Edsell L Johnston,Eileen M Worden,Elizabeth Hebert Hanks,Eric Olmsted,Fred A Stickel,Gary A Brabham,Jacob R Worden,James J Hanks,Janice Sue Cushman,Jebadiah S Worden,Jesse R Worden,Kenneth Hanks,Kenneth M Johnston,Lynn M Stickel,Matt D Jones,Merwyn Joyce Johnston,Natalie R Johnston,Paul Kenneth Hanks Jr,Paul K Hanks Jr,Paula E Jacques,Richard L Worden,Robert Johnson,Robin Johnson,Roderick F Olmsted,Salmeh G Gharehgozlou,Salmeh E Stickel,Sara K Johnston,Shaun A Cushman,Shaun Alden Cushman,Sydney F Stickel,Tasha N Erceg,Timothy S Johnston
🕐 15 previous addresses

Nancy Stickel

Age 98 b. 1927-07-20
📍 1810 N Brighton St, Burbank Ca
📞 (213) 256-5996
✉️ ILENAALIMENTE@YAHOO.COM, ilenaalimente@yahoo.com

Nancy Stickel from Syracuse, NY

Age 98 b. Jul 1927 Onondaga Co.
📍 Po Box 1297
📞 (270) 432-3618, (609) 466-3324

Nancy Stickel from Lebanon, NJ

Age 64
📍 9 Howard Ct, Lebanon, NJ 08833
📞 (732) 574-1656, (732) 574-1656, (732) 259-7423, (908) 862-1912, (908) 665-9668
👨‍👩‍👧 Relatives: George C Stickel,Doc Stickel,Iii Georgec Stickel,Nancy M Kalvin

Nancy Stickel from Henrietta, NY

Age 83 b. May 1942 Monroe Co.
📍 35 Cobra Dr
📞 (585) 359-3682

Nancy Stickel from New Castle, PA

Age 97 b. Jan 1929 Lawrence Co.
📍 3433 Church Rd
📞 (724) 924-2689

Nancy Stickel from Springfield, VA

📍 7018 Ashbury Dr
📞 (703) 447-8610 (VERIZON WIRELESS)
✉️ CUTENESS313@HOTMAIL.COM

Nancy Stickel from Tucson, AZ

Age 86 b. Mar 1940 Pima Co.
📍 1770 E Terrestrial Pl
📞 (520) 742-6098

Nancy Stickel from Saint Petersburg, FL

Age 69 b. Mar 1957 Pinellas Co.
📍 12000 Capris South Cir
📞 (301) 246-4280
👤 aka Nancy Lee Duling

Nancy Stickel from Livermore, CA

Age 66 b. Jan 1960 Alameda Co.
📍 3159 Belmont Ct
📞 (925) 245-0540

Nancy Stickel from Alpharetta, GA

Age 63 b. 1963 Fulton Co.
📍 2970 Georgian Manor Dr
📞 (770) 640-7776

Nancy Stickel from Columbus, OH

Age 74 b. Dec 1951 Franklin Co.
📍 487 Bernhard Rd
📞 (614) 235-4069

Nancy Stickel from Cicero, NY

Age 63 b. Nov 1962 Onondaga Co.
📍 6017 Jerusalem Dr
📞 (414) 438-4067
👤 aka Nancy L Johnston

Nancy Stickel

📍 3159 Belmont Ct, Livermore Ca
📞 (925) 858-0354
✉️ N.STICKEL@COMCAST.NET

Nancy Stickel

📍 16760 W Berkeley Rd, Goodyear Az 85395
📞 (925) 858-0354
✉️ N.STICKEL@COMCAST.NET

Nancy Stickel from Tucson, AZ

Age 86 b. 1940 Female
📍 10333 N Oracle Rd Apt 5103
💼 2710
📞 (520) 575-6307

Nancy Stickel from Vancouver, WA

Age 63 b. Nov 1962 Clark Co.
📍 3208 Ne 143rd Ave
👤 aka Nancy L Johnston

Nancy Stickel from Dublin, OH

Age 65 b. Jun 1960 Franklin Co.
📍 9016 Tartan Fields Dr

Nancy Stickel from Whitehall, OH

Age 74 b. Dec 1951 Franklin Co.
📍 4549 Saint Rita Ln

Nancy Stickel from Castle, PA

Lawrence Co.
📍 6 New Po Box 460

Nancy Stickel from Cicero, NY

Onondaga Co.
📍 8564 Treeview Ci

Nancy Stickel from Lincoln, NE

Lancaster Co.
📍 6916 Antler Dr 40242

Nancy Stickel from Roswell, GA

Fulton Co.
📍 390 Barrington Dr

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 23 contact records for Nancy Stickel across 11 states. The most recent address on file is in Syracuse, New York. Of these records, 16 include phone numbers and 5 include email addresses. The listed age is 64. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Stickel Nancy L

Clark County
· 15912 NE 41st St, Orchards

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Nancy Stickel in Orchards. Values shown are from county assessor records and may differ from current market prices.

Nancy Stickel

Alpharetta, 30022
DOB: 1/1/1962 Gender: Female
Congress: 006

Nancy Stickel

Republican Reg: 02/09/2004
3433 Church Rd, New Castle, PA, 16101
DOB: 01/28/1929 Gender: Female

Nancy Stickel

Democrat Reg: 04/11/2009
307 Aiken Rd, New Castle, PA, 16101
DOB: 08/06/1984 Gender: Female

Nancy Lee Stickel

County: Douglas

Nancy J Stickel

BLK
35 Cobra Dr, 13, 14467
DOB: 19420522 Gender: Female

Nancy Stickel

3433 Church Rd
DOB: 01/28/1929 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 6 voter registration records were found for Nancy Stickel in Pennsylvania. Records show affiliations with R, D, BLK, which may reflect different individuals or changes over time. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 TOYOTA PRIUS
· Registered to: Nancy Stickel
· VIN: JTDKN3DU5A1304641
·
1770 E Terrestrial Pl, Tucson, AZ, 85737-3469
·
(520) 742-6098

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 1 vehicle registration record is associated with Nancy Stickel. Registered makes include Toyota. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Columbia Community Credit

Vice President Of Marketing
+13608914000nancys@columbiacu.org
Vancouver,

Truscott Missions

Nancy StickelRealtor
(417) 948-2709barleyhound@centurytel.net
Rte 1 Box 796, Vanzant, MO65768
truscottmissions.com

Nancy Stickel, CFP®

Washington D.C. Metro Area

Truscott Missions

Nancy StickelRealtor
(417) 948-2709barleyhound@centurytel.net
Rte 1 Box 796, Vanzant, MO65768

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 6 business affiliations were found for Nancy Stickel. Companies include Truscott Missions. Roles listed include Vice President Of Marketing and Realtor. Records are compiled from state business registries, SEC filings, and professional networking databases.

nancy stickel

Nonres Life & Variable Annuity
VALID
License # W188163
Addr: Springfield, VA

Source: State Professional Licensing Boards · Dept. of Professional Regulation Nancy Stickel holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

🏛️

Unknown

Source: City/State Transparency Portals · Government Payroll Databases · Open Data Portals Nancy Stickel appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Nancy Stickel

Norco High School - Norco, CA, CA
1986

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Nancy Stickel has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 Oct 22, 2012
2012 REP
National Republican Congressional Committee
Stickel, Nancy Retired Walnut Creek, CA
$400 Jul 22, 2011
2012 REP
National Republican Congressional Committee
Stickel, Nancy Retired Walnut Creek, CA
$5 Sep 5, 2008
2008 REP
Republican National Committee
Stickel, Nancy Retired Walnut Creek, CA
$100 Oct 26, 2012
2012
Reinventing A New Direction Randpac
Stickel, Nancy Retired Walnut Creek, CA
$250 Aug 22, 2012
2012 REP
National Republican Senatorial Committee
Stickel, Nancy Retired Walnut Creek, CA
$5 Aug 29, 2008
2008 REP
Republican National Committee
Stickel, Nancy Retired Walnut Creek, CA
$2 Nov 12, 2019
2020 REP
National Republican Senatorial Committee Expenditures *
Stickel, Nancy Retired Pleasant Hill, CA
$100 Jan 13, 2014
2014 REP
Boehner, John Andrew
Stickel, Nancy Retired Walnut Creek, CA
$300 Aug 1, 2012
2012 REP
Boehner, John Andrew
Stickel, Nancy Retired Walnut Creek, CA
$250 Oct 26, 2012
2012 REP
Emken, Elizabeth
Stickel, Nancy Retired Walnut Creek, CA
$300 Mar 18, 2013
2014 REP
Boehner, John Andrew
Stickel, Nancy Retired Walnut Creek, CA
$250 May 22, 1996
1996
Rnc Republican National State Elections Committee
Stickel, Nancy Retired Orinda, CA
$250 Jan 17, 2014
2014 REP
Paul, Rand
Stickel, Nancy Retired Walnut Creek, CA
$250 Apr 23, 2008
2008 REP
Republican National Committee
Stickel, Nancy Retired Walnut Creek, CA
$5 Sep 2, 2008
2008 REP
Republican National Committee
Stickel, Nancy Retired Walnut Creek, CA
$350 Mar 5, 2014
2014 REP
Freedomworks For America
Stickel, Nancy Retired Pleasant Hill, CA
$2 Nov 12, 2019
2020 REP
National Republican Senatorial Committee Expenditures *
Stickel, Nancy Retired Pleasant Hill, CA
$250 Oct 18, 2014
2014 REP
Reinventing A New Direction Randpac
Stickel, Nancy Joy Retired Pleasant Hill, CA
$250 Oct 18, 2014
REP
Reinventing A New Direction Randpac
Contributor Retired Pleasant Hill, CA
$350 Mar 5, 2014
Unknown Committee
Stickel, Nancy Retired Pleasant Hill, CA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 20 political contribution records found for Nancy Stickel. Total disclosed contributions amount to $3,719. Recipients include Reinventing A New Direction Randpac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Nancy J Stickel

Age 75 Female
·
35 Cobra Dr, Henrietta, NY 14467 (Monroe County)
43.0573, -77.6020
· (585) 359-3682
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1977 Purchased 2000
MP

Nancy D Stickel

Age 57 Female
·
3159 Belmont Ct, Livermore, CA 94550 (Alameda County)
37.6481, -121.7610
· (925) 321-4784
Marital: Married TZ: Pacific
Occ: Service Industry Edu: Some College
Homeowner Single Family Built 2002 Purchased 2006
MP

Nancy E Stickel

Age 65 Female
·
487 Bernhard Rd, Columbus, OH 43213 (Franklin County)
39.9659, -82.8803
· (614) 235-4069
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1955 Purchased 2008
MP

Nancy Stickel

Female
·
419 Scottsdale Rd, Pleasant Hill, CA 94523 (Contra Costa County)
37.9768, -122.0740
TZ: Pacific
Homeowner Single Family Built 1973 Purchased 2009
MP

Nancy Stickel

Female
·
363 Scottsdale Rd, Pleasant Hill, CA 94523 (Contra Costa County)
37.9772, -122.0730
TZ: Pacific
Homeowner Single Family Built 1973 Purchased 2009
MP

Nancy A Stickel

Age 70 Female
·
7018 Ashbury Dr, Springfield, VA 22152 (Fairfax County)
38.7626, -77.2385
· (703) 866-5513
Marital: Married TZ: Eastern
Occ: White Collar Edu: Graduate School
Homeowner Single Family Built 1968 Purchased 1993
MP

Nancy J Stickel

Age 70 Female
·
1081 Lane Ave, Galesburg, IL 61401 (Knox County)
40.9491, -90.3693
Marital: Married
Occ: Management Edu: Some College
MP

Nancy L Stickel

Age 55 Female
·
15912 NE 41st St, Vancouver, WA 98682 (Clark County)
45.6515, -122.5080
TZ: Pacific
Homeowner Single Family Built 1992 Purchased 2009
MP

Nancy Stickel

Female
·
3101 N Hampton Dr, Alexandria, VA 22302 (Alexandria City County)
38.8378, -77.1061
TZ: Eastern
Homeowner Multi-Family Built 2004 Purchased 2015
MP

Nancy C Stickel

Age 55 Female
·
2970 Georgian Manor Dr, Alpharetta, GA 30022 (Fulton County)
34.0046, -84.2735
· (404) 932-4190
Marital: Married TZ: Eastern
Occ: Professional Edu: Some College
Homeowner Single Family Built 1988 Purchased 2003
MP

Nancy A Stickel

Age 33 Female
·
1906 Frew Mill Rd, New Castle, PA 16101 (Lawrence County)
40.9908, -80.2966
· (724) 658-4964
Marital: Married TZ: Eastern
Homeowner Single Family Built 1992
MP

Nancy A Stickel

Age 88 Female
·
3433 Church Rd, New Castle, PA 16101 (Lawrence County)
40.9683, -80.2355
· (724) 924-2689
Marital: Married TZ: Eastern
Homeowner Single Family Built 1967

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 12 demographic profiles associated with Nancy Stickel. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Nancy Stickel. These loans were issued to businesses, not individuals.

Universal Merchandise Co INC

Subchapter S Corporation

$10,400 Paid in Full
Address:
616 High St
Fort Wayne, IN46808-3441
Approved

Jan 29, 2021

Forgiven

$10,469

Jobs Reported

2

Loan #

8386358304

Loan Size

Small

David Stickel

Self-Employed Individuals

$20,832 Paid in Full
Address:
2970 Georgian Manor Dr
Alpharetta, GA30022-5200
Approved

Mar 18, 2021

Forgiven

$20,921

Jobs Reported

1

Loan #

4497328605

Loan Size

Small

Wall To Wall Doors

Self-Employed Individuals

$20,833 Paid in Full
Address:
2970 Georgian Manor Dr
Alpharetta, GA30022-5200
Approved

May 19, 2020

Forgiven

$20,961

Jobs Reported

1

Loan #

9140217404

Loan Size

Small

Universal Merchandise Co INC

Subchapter S Corporation

$10,800 Paid in Full
Address:
616 High St
Fort Wayne, IN46808-3441
Approved

May 1, 2020

Forgiven

$10,902

Jobs Reported

2

Loan #

6883187710

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Nancy Stickel. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Nancy Stickel on the map

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Found 51 results across 14 states

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Nancy Stickel in Burbank, CA: Background Summary

Location
1810 N Brighton St, Burbank Ca, Burbank, CA
Other Locations
Syracuse, NY · Henrietta, NY · New Castle, PA and 13 more
Profiles Found
23 people with this name
Phone Numbers
(360) 256-4677 and 17 others on file
Email
nstickel@bright.net and 3 others on file
Possible Relatives
Eric Wane Olmsted, Brianna J Hanks, Candi Lee Cushman, Christine Marie Johnston, Douglas Wayne Johnston and 49 more
Career
Vice President Of Marketing, Realtor at Truscott Missions
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
1 linked — 2010 Toyota Prius
Contributions
$3,719 total — Reinventing A New Direction Randpac
Licenses
1 professional license (NONRES LIFE & VARIABLE ANNUITY)
PPP Loans
$62,865 for Universal Merchandise Co INC, David Stickel

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Nancy Stickel. Because public records are indexed by name rather than by a unique identifier, the 84 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Nancy Stickel

Search Complexity: High

84 public records across 14states, belonging to approximately 23 different individuals. With 23 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: California (11%), followed by Arizona and Pennsylvania. Spans the West and Northeast regions.

CA9recordsAZ7recordsPA7recordsNY6recordsVA4recordsOH4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (44%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (20) and Voter Registration Records (6).

31
Contact & Address Records
20
Political Contribution Records
6
Voter Registration Records
6
Business & Corporate Filings
4
PPP Loan Records
1
Property Ownership Records

Age Distribution

Age range: approximately 36 years, suggesting multiple generations. Largest group: Senior (65+) (78%).

Senior (65+)7peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Nancy Stickel

Is Nancy Stickel a registered voter?
Yes, voter registration records show Nancy Stickel is registered. We found 6 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Nancy Stickel own property?
County assessor records show 1 property associated with Nancy Stickel . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Nancy Stickel?
Records show 1 vehicle registration associated with Nancy Stickel, including a 2010 TOYOTA PRIUS. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Nancy Stickel?
We found 6 business affiliations for Nancy Stickel (Vice President Of Marketing). Business records are compiled from state registries, SEC filings, and professional databases.
Has Nancy Stickel made political donations?
FEC disclosure records show 20 reported political contributions from Nancy Stickel, totaling $3,719. Recipients include Reinventing A New Direction Randpac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Nancy Stickel?
Our database contains 84 total records for Nancy Stickel spanning 14 states. This includes 23 distinct contact records, 16 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Nancy Stickel?
The 84 records displayed for Nancy Stickel are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Nancy Stickel remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.