Nettie Gray

๐Ÿ“ 6726 Hiddenlake Dr, Rex Ga 30273
๐Ÿ“ž (678) 554-5443
โœ‰๏ธ KLASSIYKITTENTRAVEL@GMAIL.COM, klassiykittentravel@gmail.com

Nettie Gray from Sarasota, FL

Age 95
๐Ÿ“ 3098 Eden Mills Dr, Sarasota, FL 34237
๐Ÿ“ž (813) 955-9501
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Stephanie O Gray,Dale R Gray,Jacqueline I Quinn,J I Gray,Y O Gray,Jackie Gray,Jacquelin I Gray

Nettie Gray from Gurley, AL

Age 84
๐Ÿ“ 889 Salty Bottom Rd, Gurley, AL 35748
๐Ÿ“ž (256) 776-2898
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Larry Howard Gray,Sandra Lea Gray,Herbert Gray,Gary D Gray,Janice E Gray

Nettie Gray from Earlington, KY

Age 90
๐Ÿ“ 515 Mimms Ave, Earlington, KY 42410
๐Ÿ“ž (270) 383-5182, (270) 383-5182
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Loris F Gray,Keith Lashane Gray,Katrice D Gray,Clarence Gray,Kishonna Gray,Faye Gray,Katrice D Gray

Nettie Gray from Lake Forest Park, WA

Feb 1902 King Co.
๐Ÿ“ 5409 Ne 200th Pl
๐Ÿ“ž (206) 362-7262, (864) 801-1222

Nettie Gray from Marrero, LA

Age 87
๐Ÿ“ 5541 Ironwood Dr, Marrero, LA 70072
๐Ÿ“ž (504) 347-3495
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Thomas W Gray

Nettie Gray from Gotha, FL

Age 119 b. Jun 1906 Orange Co.
๐Ÿ“ Po Box 58
๐Ÿ“ž (314) 843-1150
๐Ÿ‘ค aka Nettie T Gray

Nettie Gray from Erin, TN

Age 103
๐Ÿ“ 935 Gray Dr, Erin, TN 37061
๐Ÿ“ž (931) 289-4559
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Dexter Deck Gray,Melony R Gray

Nettie Gray from Pittsburgh, PA

Age 102
๐Ÿ“ 23 Curtis St #g, Pittsburgh, PA 15235
๐Ÿ“ž (412) 241-1907, (412) 241-6175, (501) 376-2174

Nettie Gray from Louisville, KY

Age 85
๐Ÿ“ 4913 Warm Spring Ct, Louisville, KY 40245
๐Ÿ“ž (502) 636-5936
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Marie Gray,Raymond B Gray

Nettie Gray from Danville, KY

0
๐Ÿ“ 239 5th St, Danville, KY 40422
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Elva A Gray,Gary Gray,Nannie Sara Gray

Nettie Gray from Houston, TX

Age 94 b. Nov 1931
๐Ÿ“ 7843 Bankside Dr
๐Ÿ“ž (330) 823-9416
๐Ÿ‘ค aka Nettie Mae Howard

Nettie Gray from Madison, TN

Age 81 b. Jan 1945 Davidson Co.
๐Ÿ“ 602 Gibson Dr
๐Ÿ“ž (615) 865-0902

Nettie Gray from Orlando, FL

Age 87 b. Mar 1939 Orange Co.
๐Ÿ“ 73 Channing Ave
๐Ÿ“ž (407) 299-9650

Nettie Gray from Jackson, MI

Nov 1904 Jackson Co.
๐Ÿ“ 921 Russell St
๐Ÿ“ž (517) 782-5648

Nettie Gray from Youngstown, OH

Age 72 b. May 1953 Mahoning Co.
๐Ÿ“ 46 Whitman Ln
๐Ÿ“ž (330) 743-0020

Nettie Gray from Earlington, KY

Age 102 b. Oct 1923 Hopkins Co.
๐Ÿ“ 418 Mimms Ave
๐Ÿ“ž (502) 383-5182

Nettie Gray

๐Ÿ“ 9329 Forest Knoll Dr, Jonesboro Ga
๐Ÿ“ž (678) 554-5443
โœ‰๏ธ KLASSIYKITTENTRAVEL@GMAIL.COM

Nettie Gray

๐Ÿ“ 9217 Raven, Jnsbro Ga 30238
๐Ÿ“ž (678) 554-5443
โœ‰๏ธ KLASSIYKITTENTRAVEL@GMAIL.COM

Nettie Gray from Binghamton, NY

Female
๐Ÿ“ 150 Moeller St #2106
๐Ÿ“ž (607) 761-8343 (AT&T MOBILITY)

Nettie Gray from Argos, IN

Age 85 b. 1941 Female
๐Ÿ“ 15751 Lilac Rd
๐Ÿ“ž (574) 892-6677

Nettie Gray from Marrero, LA

Age 99 b. Jan 1927 Jefferson Co.
๐Ÿ“ 5541 Ironwood Dr

Nettie Gray from Erin, TN

Age 114 b. Dec 1911 Houston Co.
๐Ÿ“ 414 Gray Dr

Nettie Gray from Cincinnati, OH

Age 94 b. Mar 1932 Hamilton Co.
๐Ÿ“ 6731 Lebanon St

Nettie Gray from Camden, SC

Age 99 b. May 1926 Kershaw Co.
๐Ÿ“ 1128 Gary Rd

Nettie Gray from Flint, MI

Age 110 b. Jun 1915 Genesee Co.
๐Ÿ“ 702 Father Dukette Bl 609

Nettie Gray from Detroit, MI

Age 73 b. Jun 1952 Wayne Co.
๐Ÿ“ 16562 Coyle St

Nettie Gray from Washington, DC

Age 108 b. Apr 1917 District Of Columbia Co.
๐Ÿ“ 4203 Hayes St

Nettie Gray from Florence, SC

Age 80 b. May 1945 Florence Co.
๐Ÿ“ 225 Sandpitt Rd

Nettie Gray from Lakewood, NJ

Age 93 b. Apr 1933 Ocean Co.
๐Ÿ“ 1097 Argyll Cir B

Nettie Gray from Louisville, KY

Age 68 b. Sep 1957 Jefferson Co.
๐Ÿ“ 1611 Nightingale Rd

Nettie Gray from Jonesboro, GA

Female
๐Ÿ“ 9329 Forest Knoll Dr
๐Ÿ“ž (678) 284-1695

Nettie Gray from Columbus, GA

0
๐Ÿ“ 3244 Jottings Dr, Columbus, GA 31909

Nettie Gray from Middletown, NJ

๐Ÿ“ 371 Dwight Rd
๐Ÿ“ž (773) 745-9243

Nettie Gray from Binghamton, NY

Broome Co.
๐Ÿ“ 150 Moeller St Apt 302
๐Ÿ“ž (219) 762-6815

Nettie Gray from Milwaukee, WI

Milwaukee Co.
๐Ÿ“ 7120 W Congress St
๐Ÿ“ž (414) 466-4932

Nettie Gray from Memphis, TN

Age 99 b. Jan 1927
๐Ÿ“ Memphis, TN, 38127

Nettie Gray from Memphis, TN

Jan 1895
๐Ÿ“ Memphis, TN, 38117

Nettie Gray from Jamaica, NY

Queens Co.
๐Ÿ“ 9333 92nd Ave

Nettie Gray from Gurley, AL

Madison Co.
๐Ÿ“ Rr 1 Po Box 293

Nettie Gray from Pittsburgh, PA

Allegheny Co.
๐Ÿ“ 23 Curtis St W G

Nettie Gray from Brooklyn, NY

Kings Co.
๐Ÿ“ 415 Monroe St Unit 1 Fl

Nettie Gray from Kittanning, PA

Armstrong Co.
๐Ÿ“ 1 Po Box 389

Nettie Gray from Little Rock, AR

Pulaski Co.
๐Ÿ“ 1923 S Pulaski St

Nettie Gray from Brooklyn, NY

Kings Co.
๐Ÿ“ 415 Monroe St 1 Fl

Nettie Gray from Kittanning, PA

Armstrong Co.
๐Ÿ“ 1 Box 388 B

Nettie Gray from Ypsilanti, MI

Washtenaw Co.
๐Ÿ“ 611 Norris St

Nettie Gray from Kirkland, WA

King Co.
๐Ÿ“ 12215 Ne 128th St

Nettie Gray from Phenix City, AL

Russell Co.
๐Ÿ“ 2505 4th Ave

Nettie Gray

๐Ÿ“ 1 Kittanning Pa Po Box 389

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 50 contact records for Nettie Gray across 18 states. The most recent address on file is in Lake Forest Park, Washington. Of these records, 24 include phone numbers and 3 include email addresses. Ages range from 84 to 103, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Gray Nettie Tyson Life Est

Escambia County
PIN: 342S300251000024
· 212 Wiggins Ave, Pensacola 32505
Value: $54,500

Gray Nettie Tyson Life Est Fis

Escambia County
· 212 Wiggins Ave, Pensacola 32505.0
Built: 1945.0
Assessed: $66,791

Gray, Nettie

Doc #2014102100335001
Record: P

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Nettie Gray in Pensacola. Values shown are from county assessor records and may differ from current market prices.

Nettie Jeanette Gray

Republican
0 Hallowing Point Rd, Prince Frederick, MD, 20678
Gender: Female
County: Calvert

Nettie Quay Gray

Republican
Precinct: 140016

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Nettie Gray in Maryland. Party affiliation is listed as REP. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 HYUNDAI ELANTRA
ยท Registered to: Nettie Gray
ยท VIN: KMHDU46DX8U447300
·
1409 N Zang Blvd Apt 1227, Dallas, TX, 75203
2007 FORD TAURUS
ยท Registered to: Nettie Gray
ยท VIN: 1FAFP56U77A219111
·
362 Blossom Ave, Campbell, OH, 44405-1470
2018 HYUNDAI TUCSON SE
ยท Registered to: Nettie Gray
ยท VIN: KM8J23A46JU769531
·
390 E Oakenwald St Apt #208, Dallas, TX, 75203

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with Nettie Gray. Registered makes include Hyundai, Ford. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Nettie Gray

Self Emp
Gautam Buddha Nagar, Uttar Pradesh, India Capital Markets

Nettie Gray

Reno, Nevada Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 4 business affiliations were found for Nettie Gray. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 1816 Shelly Ct, Moore, OK, 73160
OK
Officer: Nettie Q Gray

Unknown Corporation

ID: 1900385842
Addr: 1816 Shelly Ct, Moore, OK, 73160
OK
Agent: Nettie Q Gray
Registered Agent: Nettie Gray

Unknown Corporation

Addr: Moore, OK
OK
Incorporator: nettie Q gray

Source: Public Records Nettie Gray appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

nettie gray

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Nettie Gray holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Nettie Gray

Matewan High School - Matewan, WV, WV
1973

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Nettie Gray has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 May 2, 2002
2002
Realtors Pac
Gray, Nettie F Real Estate Salesperson Norwood, OH
$25 May 2, 2002
Realtors Pac
Contributor Real Estate Salesperson Norwood, OH

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 2 political contribution records found for Nettie Gray. Total disclosed contributions amount to $50. Recipients include Realtors Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Nettie L Gray

Age 75 Female
·
15751 Lilac Rd, Argos, IN 46501 (Marshall County)
41.2464, -86.2800
· (574) 892-6677
Marital: Single TZ: Eastern
Occ: White Collar Edu: High School
Homeowner Single Family
MP

Nettie M Gray

Age 72 Female
·
3218 Oliver Rd, Timmonsville, SC 29161 (Florence County)
34.1268, -79.8457
· (843) 667-9306
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Purchased 2003
MP

Nettie Gray

Age 77 Female
·
100 Niles Rd, Boaz, AL 35957 (Marshall County)
34.2065, -86.2421
Marital: Single TZ: Central
Edu: Some College
Homeowner Single Family
MP

Nettie R Gray

Age 65 Female
·
14376 Artesian St, Detroit, MI 48223 (Wayne County)
42.3922, -83.2272
· (313) 244-5464
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1962
MP

Nettie Q Gray

Age 75 Female
·
1816 Shelly Ct, Oklahoma City, OK 73160 (Cleveland County)
35.3535, -97.4734
· (405) 794-7869
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1979
MP

Nettie Gray

Age 49 Female
·
380 Kirkland Rd, Easton, PA 18040 (Northampton County)
40.7224, -75.2086
· (610) 428-3940
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1998 Purchased 1998
MP

Nettie Gray

Age 89 Female
·
2511 Rust Ave, Memphis, TN 38127 (Shelby County)
35.2860, -89.9805
Marital: Married TZ: Central
Homeowner Single Family Built 1953
MP

Nettie Gray

Female
·
6726 Hiddenlake Dr, Rex, GA 30273 (Clayton County)
33.5701, -84.2839
· (678) 284-1695
TZ: Eastern
Single Family
MP

Nettie B Gray

Age 93 Female
·
418 Mimms Ave, Earlington, KY 42410 (Hopkins County)
37.2775, -87.5210
· (270) 383-5182
Marital: Married TZ: Central
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1898 Purchased 1970

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Nettie Gray. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Nettie Gray. These loans were issued to businesses, not individuals.

Robert P Restle

Sole Proprietorship

$17,712 Paid in Full
Address:
9415 Montgomery Rd
Cincinnati, OH45242-7656
Approved

May 5, 2020

Forgiven

$17,943

Jobs Reported

1

Loan #

1870667405

Loan Size

Small

Spinellis Cafe LLC

Limited Liability Company(LLC

$31,200 Paid in Full
Address:
239 5th St
Louisville, KY40202-3213
Approved

Apr 9, 2020

Forgiven

$31,568

Jobs Reported

16

Loan #

9228787002

Loan Size

Small

Ronald P. Hillerich

Sole Proprietorship

$7,880 Paid in Full
Address:
239 5th St
Louisville, KY40202-3233
Approved

Apr 11, 2020

Forgiven

$7,956

Jobs Reported

1

Loan #

3082267107

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Nettie Gray. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Nettie Gray on the map

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Nettie Gray in Rex, GA: Background Summary

Location
6726 Hiddenlake Dr, Rex Ga 30273, Rex, GA
Other Locations
Lake Forest Park, WA ยท Gotha, FL ยท Houston, TX and 30 more
Profiles Found
50 people with this name
Phone Numbers
(678) 554-5443 and 22 others on file
Email
klassiykittentravel@gmail.com
Possible Relatives
Stephanie O Gray, Dale R Gray, Jacqueline I Quinn, J I Gray, Y O Gray and 21 more
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
3 linked โ€” 2008 Hyundai Elantra, 2007 Ford Taurus and 1 more
Contributions
$50 total โ€” Realtors Pac
PPP Loans
$56,792 for Robert P Restle, Spinellis Cafe LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Nettie Gray. Because public records are indexed by name rather than by a unique identifier, the 88 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Nettie Gray

Search Complexity: High

88 public records across 23states, belonging to approximately 50 different individuals. With 50 distinct profiles across 23 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 23 states. Highest concentration: Pennsylvania (8%), followed by Tennessee and Kentucky. Spans the South and Northeast regions.

PA7recordsTN6recordsKY6recordsGA5recordsNY5recordsMI5records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (73%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (4) and Property Ownership Records (3).

57
Contact & Address Records
4
Business & Corporate Filings
3
Property Ownership Records
3
Vehicle Registration Records
3
Corporate Records
3
PPP Loan Records

Frequently Asked Questions About Nettie Gray

Is Nettie Gray a registered voter?
Yes, voter registration records show Nettie Gray is registered in Maryland with REP affiliation. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Nettie Gray own property?
County assessor records show 3 properties associated with Nettie Gray . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Nettie Gray?
Records show 3 vehicle registrations associated with Nettie Gray, including a 2008 HYUNDAI ELANTRA. Registered makes include Hyundai, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Nettie Gray?
We found 4 business affiliations for Nettie Gray. Business records are compiled from state registries, SEC filings, and professional databases.
Has Nettie Gray made political donations?
FEC disclosure records show 2 reported political contributions from Nettie Gray, totaling $50. Recipients include Realtors Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Nettie Gray?
Our database contains 88 total records for Nettie Gray spanning 23 states. This includes 50 distinct contact records, 24 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Nettie Gray?
The 88 records displayed for Nettie Gray are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Nettie Gray remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.