OpenDataUSA

Quick Navigation

Mr Nick Sam Cortese from Las Vegas, NV

Age 94 b. 7/1/1931
📍 3250 S Town Center Dr, Unit 3080, #las Vegas, NV 89135-2265
✉️ ladykeiki21@yahoo.com, ladykeiki21@ameritrade.com, ladykeiki@aol.com, ladykeiki21@collegeclub.com, nick.cortese@localnet.com, ladykeiki@ameritrade.com, ladykeiki21@aol.com, ncortese@gmail.com
👨‍👩‍👧 Relatives: Lisandra L Cortese
🕐 12 previous addresses

Nick Cortese

📍 2166 Billy The Kid Dr, Fort Sumner Nm
📞 (575) 355-2248, (405) 564-3655
✉️ NICK@RANCHSELLER.COM, nick@ranchseller.com

Nick Cortese

Age 78 b. 1947-05-20
📍 1851 Los Altos Dr, San Mateo Ca
📞 (650) 572-8175, (650) 773-4272
✉️ NYKOR@NETZERO.COM

Nick Cortese from San Martin, CA

Age 78 b. 1948 Male
📍 835 W San Martin Ave
📞 (408) 683-2601
✉️ nick.cortesie@netzero.net

Nick Cortese from Stamford, CT

Age 63 b. Jul 1962
📍 33 Keith St
📞 (408) 251-8705

Nick Cortese

📍 835 W San Martin Ave, San Martin Ca
📞 (408) 683-7215
✉️ CASTLEWOODINC@ATT.NET

Nick Cortese

📍 835 San Martin, Sn Mrtn Ca 95046
📞 (408) 683-7215
✉️ CASTLEWOODINC@ATT.NET

Nick Cortese from Brookfield, CT

Male
📍 18 Woodview Dr
📞 (203) 788-5613 (AT&T MOBILITY)

Nick Cortese from Morgan Hill, CA

Age 78 b. Feb 1948 Santa Clara Co.
📍 2841 Holiday Court Dr 5

Nick Cortese from Las Vegas, NV

Age 94 b. Jul 1931 Clark Co.
📍 419 E Desert Inn Rd 11

Nick Cortese from Baldwin, NY

Age 73 b. Feb 1953 Nassau Co.
📍 1039 Steal Blvd
👤 aka Nicola Cortese

Nick Cortese from Racine, WI

Age 61 b. Dec 1964 Racine Co.
📍 1526 Richard Ave
👤 aka Cortese Nick Anthony

Nick Cortese from Mountain View, CA

Age 108 b. Feb 1918 Santa Clara Co.
📍 165 Ortega Ave

Nick Cortese from Beaverton, OR

Age 51 b. May 1974 Washington Co.
📍 13555 Sw 24th St

Nick Cortese from Sewickley, PA

Age 78 b. May 1947 Allegheny Co.
📍 148 Pilgrim Dr

Nick Cortese from Hazleton, PA

Luzerne Co.
📍 1325 Maplewood Blvd
📞 (570) 459-1289

Nick Cortese from Coraopolis, PA

Allegheny Co.
📍 1805 Devonshire Rd
📞 (412) 264-1187

Nick Cortese from Fort Sumner, NM

De Baca Co.
📍 Rr 1 Po Box 145

Nick Cortese from Racine, WI

📍 1021 Hayes Ave Uppr

Nick Cortese from Berlin, MD

Worcester Co.
📍 9947 Mason Rd

Nick Cortese from Wilmington, IL

Will Co.
📍 754 Fairchild Dr

Nick Cortese

📍 28674 Parkview 98 W Fl At Rock Mi

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 22 contact records for Nick Cortese across 10 states. The most recent address on file is in San Martin, California. Of these records, 10 include phone numbers and 6 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Cortese Nick & Patricia Di Stanislao (w)

Allegheny County
· 310 Summer Dr, Robinson
Sale: $27,900 (9271990.0)

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Nick Cortese in Robinson. Values shown are from county assessor records and may differ from current market prices.

Nick Cortese

Republican Reg: 12/01/1979
310 Summer Dr, Coraopolis, PA, 15108
DOB: 05/21/1947 Gender: Male

Nick S Cortese

3250 S Town Center Dr Unit 1082, Las Vegas, NV, 89135
County: Clark

Nick S Cortese

Reg: 99601861
109 Pacific Ave
DOB: 19960204 Gender: Male
Senate: 4

Nick Cortese

310 Summer Dr
DOB: 05/21/1947 Gender: Male

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Nick Cortese in Pennsylvania, Nevada. Party affiliation is listed as R. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 DODGE CALIBER
· Registered to: Nick Cortese
· VIN: 1B3HB48B77D263584
·
2409 Totem Pole Ct, Las Vegas, NV, 89134
·
(702) 228-2550
2010 BUICK ENCLAVE
· Registered to: Nick Cortese
· VIN: 5GALRCED7AJ101789
·
PO Box 447, Fort Sumner, NM, 88119-0447
·
(575) 355-2248
2014 Chevrolet Silverado 1500
· Registered to: Nick Cortese
· VIN: 3GCUKSEC9EG177286
·
Po Box 447, Fort Sumner, NM, 88119
·
(575) 355-2248
2015 Volkswagen Passat
· Registered to: Nick Cortese
· VIN: 1VWCV7A34FC121084
·
106 Rosehall Dr, Lake Zurich, IL, 60047
·
(305) 724-4471
2011 CHEVROLET SILVERADO 1500
· Registered to: Nick Cortese
· VIN: 3GCPKTE35BG166915
·
PO Box 447, Fort Sumner, NM, 88119-0447
·
(575) 355-2248
2010 NISSAN PATHFINDER
· Registered to: Nick Cortese
· VIN: 5N1AR1NB1AC628767
·
4653 Pine Mnr, Clarence, NY, 14031-2224
·
(716) 566-0449

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 6 vehicle registration records are associated with Nick Cortese. Registered makes include Dodge, Buick, Chevrolet, Volkswagen and others. The most recent model year on record is 2015. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Progressive Insurance

Manager Information Technology
+14403959521nick_cortese@progressive.com
Mayfield Village,
LinkedIn

Castlewood Construction Co

President
(408) 683-7215
San Martin, CA
Building Construction - Operative Builders and General Contractors (Construction)

Lindenmeyr Munroe

Manager
(978) 276-2300webmaster@cng-inc.com
North Reading, MA
Wholesale Trade - Non-Durable Goods (Products)

Contract Clg Professionals

Principal
male
Huntington Station, NY
Business Services (Services)

Cortese Meats

President
(505) 355-7601
Fort Sumner, NM
Kindred and Food Products (Products)

Broome County Arts Council

Nick CorteseTrustee
Binghamton, NY

Nick Cortese

Chicago, Illinois, United States
LinkedIn

Lindenmeyr Munroe

Nick CorteseVice President
(847) 917-7777n.cortese@lindenmeyr.com
13315 W Doede Ln, Lockport, IL60491

Lindenmeyr Munroe

Nick CorteseVice President
(847) 917-7777n.cortese@lindenmeyr.com
13315 W Doede Ln, Lockport, IL60491
lindenmeyr.com

Wmvy

Nick CorteseOn-Air Personality/Promotions Director
(508) 693-5000nickc@mvyradio.com
Vineyard Haven, MA

Wheeling Nisshin Inc.

Nick CorteseVice President
(304) 527-2800nickc@wheeling-nisshin.com
Follansbee, WV

Georgetown Hospital System

Nick CorteseInformation Systems Technician
(843) 626-9040ncortese@georgetownhospitalsystem.org
Murrells Inlet, SC

Nick Cortese

Sr Principal Engineer at De · Greater Atlanta Area

Lindenmeyr Munroe

Nick CorteseVice President
(847) 917-7777n.cortese@lindenmeyr.com
13315 W Doede Ln, Lockport, IL60491

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 34 business affiliations were found for Nick Cortese. Companies include Castlewood Construction Co, Lindenmeyr Munroe, Contract Clg Professionals and 4 more. Roles listed include Manager Information Technology and Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

Castlewood Construction Co., INC.

Filed: Aug 31, 1976
Registered Agent: Nick Cortese

Castlewood Construction Co., INC.

Filed: Aug 31, 1976
CEO: Nick Cortese

Castlewood Construction Co., INC.

Addr: 835 W San Martin Ave, San Martin, CA, 95046
CA
CEO: Nick Cortese

Source: Public Records Nick Cortese appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$1,000 Nov 3, 2014
2014
Dunn, Aubrey
Cortese, Nick Real Estate Sales Fort Sumner, NM
$500 Sep 16, 2011
2012 REP
Sanchez, John
Cortese, Nick Real Estate @ Self Employed Fort Summer, NM
$1,000 Dec 5, 2013
2014
Martinez, Susana
Cortese, Nick Broker Fort Sumner, NM
$5,000 Dec 8, 2015
2016
Susana Pac
Cortese, Nick Broker Fort Sumner, NM
$375 Nov 25, 2019
2020 REP
Trump, Donald J
Cortese, Nick Realtor @ Self Employed Fort Sumner, NM
$1,000 Nov 27, 2007
2008 REP
Pearce, Steve
Cortese, Nick Real Estate Broker @ Self Fort Sumner, NM
$1,000 Apr 22, 2013
2014
Martinez, Susana
Cortese, Nick Broker Fort Sumner, NM
$25 Nov 9, 1997
1998 REP
Johnson, Gary E (g)
Cortese, Nick Rancher Ft Sumner, NM
$100 Sep 30, 2008
2008 REP
Pearce, Steve
Cortese, Nick Real Estate Broker @ Self Fort Sumner, NM
$1,000 Nov 3, 2014
2014
Martinez, Susana
Cortese, Nick Broker Fort Sumner, NM
$1,000 Apr 22, 2013
Martinez, Susana
Contributor Broker Fort Sumner, NM
$500 Nov 25, 2019
Unknown Committee
Cortese, Nick Real Estate @ Self-Employed Fort Sumner, NM
$1,000
2014
Martinez, Susana
Contributor Broker Fort Sumner, NM

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 13 political contribution records found for Nick Cortese. Total disclosed contributions amount to $13,500. Recipients include Martinez, Susana. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Nick Cortese

Age 42 Male
·
2829 Carolina St NE, Albuquerque, NM 87110 (Bernalillo County)
35.1145, -106.5750
Marital: Married TZ: Mountain
Homeowner Single Family Built 1956
MP

Nick Cortese

Age 55 Male
·
453 Westham Dr, Murrells Inlt, SC 29576 (Horry County)
33.6068, -79.0528
· (843) 245-5447
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Single Family Built 2005 Purchased 2005
MP

Nick Cortese

Age 37 Male
·
5920 Blakley Dr, Cleveland, OH 44143 (Cuyahoga County)
41.5449, -81.4650
· (440) 449-0055
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1971 Purchased 2012
MP

Nick L Cortese

Age 68 Male
·
W517 County Rd E, Green Valley, WI 54127 (Shawano County)
44.7955, -88.2708
· (715) 745-4530
Marital: Married TZ: Central
Occ: Service Industry Edu: High School
Homeowner Single Family
MP

Nick Cortese

Age 63 Male
·
129 W Embargo St, Rome, NY 13440 (Oneida County)
43.2150, -75.4561
TZ: Eastern
Single Family
MP

Nick S Cortese

Age 86 Male
·
3250 S Town Center Dr, Las Vegas, NV 89135 (Clark County)
36.1314, -115.3250
· (702) 228-2550
Marital: Married TZ: Pacific
Occ: Professional Edu: Some College
Multi-Family
MP

Nick Cortese

Age 77 Male
·
PO Box 235, Howard, CO 81233 (Fremont County)
38.4302, -105.8140
· (719) 942-4731
Marital: Single TZ: Mountain
Edu: High School
Homeowner Single Family Built 1990
MP

Nick Cortese

Age 23 Male
·
107 Fairview Ln, Mount Laurel, NJ 08054 (Burlington County)
39.9282, -74.9425
Marital: Single TZ: Eastern
Single Family
MP

Nick Cortese

Age 43 Male
·
14735 SW Beard Rd, Beaverton, OR 97007 (Washington County)
45.4531, -122.8280
Marital: Married TZ: Pacific
Edu: High School
Multi-Family
MP

Nick Cortese

Age 21 Male
·
109 Pacific St, Franklin Sq, NY 11010 (Nassau County)
40.7099, -73.6777
· (516) 835-5896
Marital: Single TZ: Eastern
Homeowner Single Family Built 1948 Purchased 1987

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Nick Cortese. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Nick Cortese. These loans were issued to businesses, not individuals.

Phil Graham, LLC

Limited Liability Company(LLC

$79,263 Paid in Full
Address:
400 Main St
Kingwood, WV26537
Approved

Apr 14, 2020

Forgiven

$80,240

Jobs Reported

30

Loan #

6927407108

Loan Size

Small

Jeffrey Wamsley

Sole Proprietorship

$5,425 Paid in Full
Address:
400 Main St
Pt Pleasant, WV25550
Approved

Apr 15, 2020

Forgiven

$5,506

Jobs Reported

2

Loan #

9572137103

Loan Size

Small

Ohio-West Virginia Youth Leadership Assc

Non-Profit Organization

$80,800 Paid in Full
Address:
400 Main St
Point Pleasant, WV25550-1117
Approved

Mar 30, 2021

Forgiven

$81,188

Jobs Reported

7

Loan #

2604608701

Loan Size

Small

Chere Gooch-Martin

Sole Proprietorship

$20,833 Paid in Full
Address:
3250 S Town Center Dr
Las Vegas, NV89135-2259
Approved

May 18, 2021

Forgiven

$20,897

Jobs Reported

1

Loan #

3299689010

Loan Size

Small

Patrick Bradley

Self-Employed Individuals

$13,541 Exemption 4
Address:
3250 S Town Center Dr Unit 3108
Las Vegas, NV89135-2257
Approved

May 22, 2021

Jobs Reported

1

Loan #

6501399004

Loan Size

Small

Castlewood Construction Co. INC.

Corporation

$28,637 Paid in Full
Address:
835 W San Martin Ave
San Martin, CA95046-9441
Approved

Mar 12, 2021

Forgiven

$28,772

Jobs Reported

5

Loan #

9246998507

Loan Size

Small

Trinity Advanced Leadership

Sole Proprietorship

$5,000 Paid in Full
Address:
3250 S Town Center Drive
Las Vegas, NV89135-2248
Approved

Jul 17, 2020

Forgiven

$5,046

Jobs Reported

1

Loan #

4782848106

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 7 PPP loan records are linked to businesses associated with Nick Cortese. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Nick Cortese on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
8
1
2
6
2
1
1
11
5
5
1
2
4
2
3
1

Found 55 results across 16 states

Fewer
More

Nick Cortese in NV: Background Summary

Location
3250 S Town Center Dr, UNIT 3080 Las Vegas, NV 89135-2265
Other Locations
San Martin, CA · Stamford, CT · Brookfield, CT and 12 more
Profiles Found
22 people with this name
Phone Numbers
(702) 228-2550 and 12 others on file
Email
ladykeiki21@yahoo.com and 11 others on file
Possible Relatives
Lisandra L Cortese
Career
Manager Information Technology, Manager IT at Castlewood Construction Co, Lindenmeyr Munroe
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
6 linked — 2007 Dodge Caliber, 2010 Buick Enclave and 4 more
Contributions
$13.5K total — Martinez, Susana, Martinez, Susana
PPP Loans
$233K for Phil Graham, LLC, Jeffrey Wamsley

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Nick Cortese. Because public records are indexed by name rather than by a unique identifier, the 103 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Nick Cortese

Search Complexity: High

103 public records across 16states, belonging to approximately 22 different individuals. With 22 distinct profiles across 16 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 16 states. Highest concentration: New Mexico (11%), followed by California and Illinois. Spans the West and Northeast regions.

NM11recordsCA8recordsIL6recordsNY5recordsNV5recordsPA4records

Record Type Breakdown

Data spans 8 record categories. Largest: Business & Corporate Filings (37%), which reveal professional roles and employer history. Also includes Contact & Address Records (25) and Political Contribution Records (13).

34
Business & Corporate Filings
25
Contact & Address Records
13
Political Contribution Records
7
PPP Loan Records
6
Vehicle Registration Records
4
Voter Registration Records

Age Distribution

Age range: approximately 56 years, suggesting multiple generations. Largest group: Senior (65+) (63%).

Senior (65+)5peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Nick Cortese

Is Nick Cortese a registered voter?
Yes, voter registration records show Nick Cortese is registered in Pennsylvania with R affiliation. We found 4 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Nick Cortese own property?
County assessor records show 1 property associated with Nick Cortese . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Nick Cortese?
Records show 6 vehicle registrations associated with Nick Cortese, including a 2007 DODGE CALIBER. Registered makes include Dodge, Buick, Chevrolet, Volkswagen. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Nick Cortese?
We found 34 business affiliations for Nick Cortese (Manager Information Technology). Other companies include Lindenmeyr Munroe, Contract Clg Professionals. Business records are compiled from state registries, SEC filings, and professional databases.
Has Nick Cortese made political donations?
FEC disclosure records show 13 reported political contributions from Nick Cortese, totaling $13,500. Recipients include Martinez, Susana. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Nick Cortese?
Our database contains 103 total records for Nick Cortese spanning 16 states. This includes 22 distinct contact records, 10 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Nick Cortese?
The 103 records displayed for Nick Cortese are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Nick Cortese remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.