Osama Ismail from Kissimmee, FL

Age 49
๐Ÿ“ 3506 Cayman Ct #2708, Kissimmee, FL 34741
๐Ÿ“ž (407) 361-5862, (501) 851-0024, (501) 851-6967, (501) 851-4572, (501) 851-2963
โœ‰๏ธ ismailosama@yahoo.com

Osama Ismail

Age 46 b. 1980-04-09
๐Ÿ“ 31900 Marginal Rd, Willowick Oh 44095
๐Ÿ“ž (216) 255-0031, (440) 944-5076
โœ‰๏ธ SAMMYKISMAIL@YAHOO.COM, sammykismail@yahoo.com

Osama Ismail

Age 66 b. 1960-07-01
๐Ÿ“ Apt 2701, 1847 Carriage House Cir, Arlington Tx
๐Ÿ“ž (214) 843-5350
โœ‰๏ธ TAREKTAWSIK@LIVE.COM, tarektawsik@live.com

Osama Ismail

Age 64 b. 1961-08-12
๐Ÿ“ 6n458 Valley Cir, Saint Charles Il
๐Ÿ“ž (630) 998-3687, (630) 615-1535
โœ‰๏ธ MAHAMAMA3@COMCAST.NET

Osama Ismail

Age 44 b. 1982-02-06
๐Ÿ“ 4540 Jack Pine Cv Apt 307, Collierville Tn
๐Ÿ“ž (901) 292-1203, (901) 292-1203
โœ‰๏ธ ISMAI1@OUTLOOK.COM

Osama Ismail from Memphis, TN

Age 44 b. Feb 1982 Shelby Co.
๐Ÿ“ 6902 Gilford Dr
๐Ÿ“ž (901) 542-0183, (901) 603-7185

Osama Ismail from Astoria, NY

Age 50
๐Ÿ“ 2310 31st St #2r, Astoria, NY 11105
๐Ÿ“ž (718) 777-2674
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Maria E Ismail

Osama Ismail from Long Is City, NY

Age 62 b. Mar 1964 Queens Co.
๐Ÿ“ 2310 31st St Apt 3 F
๐Ÿ“ž (718) 777-2674

Osama Ismail from Cedar Hill, TX

Age 53 b. Sep 1972 Dallas Co.
๐Ÿ“ 1116 Canyon Rdg

Osama Ismail from Maumelle, AR

Age 61 b. Dec 1964 Pulaski Co.
๐Ÿ“ 200 Millwood Ci 711
๐Ÿ‘ค aka Abu Ismail Osama

Osama Ismail from San Antonio, TX

0
๐Ÿ“ 290392 Po Box, San Antonio, TX 78280

Osama Ismail from Saint Charles, IL

๐Ÿ“ 6n458 Valley Cir
๐Ÿ“ž (630) 876-2066

Osama Ismail from Kissimmee, FL

Age 53 b. 1973 Male
๐Ÿ“ 3620 Mt Vernon Way

Osama Ismail from Kissimmee, FL

Osceola Co.
๐Ÿ“ 3517 Bonaire Bl 1910

Osama Ismail from Burke, VA

Fairfax Co.
๐Ÿ“ 5922 Cove Landing Rd 20

Osama Ismail from Jersey City, NJ

Hudson Co.
๐Ÿ“ 151 S St 1

Osama Ismail from San Antonio, TX

Bexar Co.
๐Ÿ“ 1700 Jackson Keller Rd 4311

Osama Ismail from Plano, TX

๐Ÿ“ 3340 Sage Brush Trl

Osama Ismail from Glen Ellyn, IL

Du Page Co.
๐Ÿ“ 1175 Surrey Dr Unit 26

Osama Ismail from Roanoke, VA

Roanoke City Co.
๐Ÿ“ 605 11 Th St 4

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 20 contact records for Osama Ismail across 8 states. The most recent address on file is in Memphis, Tennessee. Of these records, 9 include phone numbers and 5 include email addresses. Ages range from 49 to 50, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Ismail Osama

Bexar County
PIN: 14670-005-0110
· 9139 Victory Pass Dr, SAN ANTONIO tx
Built: 1997.0
Assessed: $205,240

Ismail Osama & Feda

Lee County
· 18 Valley Vista Dr

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Osama Ismail. Values shown are from county assessor records and may differ from current market prices.

Osama Shuaib Ismail

1496 S Weeks ST, Bonifay, , 32425

osama MUNZER ismail

Unaffiliated Reg: 10/24/2007
4929 Marlin Ct, Wilmington, NC, 28403
DOB: 1986 Gender: Male
County: New Hanover

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Osama Ismail in , North Carolina. Party affiliation is listed as UNA. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 NISSAN ARMADA
ยท Registered to: Osama Ismail
ยท VIN: 5N1BA08C68N601850
·
18 Valley Vista Dr, Tupelo, MS, 38801
2012 FORD EXPLORER
ยท Registered to: Osama Ismail
ยท VIN: 1FMHK7F81CGA98871
·
18 Valley Vista Dr, Tupelo, MS, 38801-7414
·
(662) 680-4089
2011 Honda CR-V
ยท Registered to: Osama Ismail
ยท VIN: 5J6RE3H72BL028387
·
7575 Frankford Rd, Dallas, TX, 75252-6465
·
(214) 670-7253
2013 Hyundai Sonata
ยท Registered to: Osama Ismail
ยท VIN: 5NPEB4AC0DH566328
·
2260 Par Ln Apt 1118, Willoughby Hills, OH, 44094
·
(216) 255-0031
2013 Honda Accord
ยท Registered to: Osama Ismail
ยท VIN: 1HGCR3F83DA032105
·
1523 Bluestone Edge Ln, Houston, TX, 77089
·
(713) 947-1444
1991 SUBARU LEGACY CAR UPPER MIDSIZE
ยท Registered to: Osama Ismail
ยท VIN: 4S3BC6321M9618784
·
2701 W Bay Area Blvd Apt 3208, Webster, TX, 77598
2007 HONDA ACCORD
ยท Registered to: Osama Ismail
ยท VIN: 3HGCM56427G702580
·
7575 Frankford Rd Apt 2021, Dallas, TX, 75252-6484
·
752526484
2013 Volvo Xc60 T6
ยท Registered to: Osama Ismail
ยท VIN: YV4902DZ2D2444290
·
3201 Lakeway Dr, Rowlett, TX, 75088
2017 FORD FOCUS SE
ยท Registered to: Osama Ismail
ยท VIN: 1FADP3F22HL389890
·
1847 Carriage House Cir Apt 2701, Arlington, TX, 76011-4441
2012 RAM RAM PICKUP 1500
ยท Registered to: Osama Ismail
ยท VIN: 1C6RD7JTXCS163266
·
25897 Kirkwood Sq, Chantilly, VA, 20152-2087
·
(703) 622-0666
2007 NISSAN QUEST
ยท Registered to: Osama Ismail
ยท VIN: 5N1BV28U17N134912
·
25897 Kirkwood Sq, Chantilly, VA, 20152-2087

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 11 vehicle registration records are associated with Osama Ismail. Registered makes include Nissan, Ford, Honda, Hyundai and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Stop & Save

Owner
(540) 344-2860
Roanoke, VA
Automotive Dealers And Gasoline Service Stations

Stop & Save Mini Market

President
(540) 344-2860
Roanoke, VA
Food Stores

Dentacare

Owner
(630) 529-5559
Glendale Heights, IL
Health Services (Services)

Adams

Osama Ismail
(703) 522-8628osama@ismail.com
Herndon, VA20170

Osama Ismail

Vendor Relations Executive
Homechef Pakistan
Portsmouth, United Kingdom Information Technology And Services

Osama Ismail

Beng Miet McMi
Blackburn With Darwen

Pension Source Inc

Osama IsmailGas Compressor and Gas Pumping Station Operators
(407) 361-5862ismailosama@thepensionsource.com
3506 Cayman Court, Kissimmee, fl34741

Downtown Community Forum

Osama IsmailAttorney
(407) 361-5862ismailosama@yahoo.com
3506 Cayman Court, Kissimmee, FL34741
dcfrochester.org

Osama Ismail

Design Engineer at Layher, Inc.<b

Osama Ismail

Feasterville Trevose, PA19053-6059

Downtown Community Forum

Osama IsmailAttorney
(407) 361-5862ismailosama@yahoo.com
3506 Cayman Court, Kissimmee, FL34741

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 16 business affiliations were found for Osama Ismail. Companies include Stop & Save, Stop & Save Mini Market, Dentacare and 4 more. Roles listed include Gas Compressor and Gas Pumping Station Operators and Attorney. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 9139 Victory Pass, San Antonio, TX, 78240
TX
MANAGER: Osama Ismail

Moody Auto Sales, INC.

Addr: 9139 Victory Pass, San Antonio, TX, 78240
TX
MANAGER: Osama Ismail

Moody Auto Sales, INC.

ID: 0800012905
Addr: 9139 Victory Pass, San Antonio, TX, 78240
TX
MANAGER: Osama Ismail

Source: Public Records Osama Ismail appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Osama Ismail

INTERNAL MEDICINE
Individual Male
NPI: 1548794795
School: OTHER (2016)

Source: CMS NPI Registry (NPPES) ยท State Medical Boards ยท Healthcare Provider Databases 1 healthcare provider record found for Osama Ismail in the CMS National Provider Identifier registry. NPI registration is required for providers billing Medicare or Medicaid. Listing here does not constitute an endorsement of care quality.

Osama Shaub Ismail

Addr: 1496 S Weeks St, Bonifay, FL 32425

osama SHAUB ismail

Age 34
Migratory Bird Permit
Addr: 1496 S Weeks St, Bonifay, FL 32425
County: Holmes

osama SHAUB ismail

Migratory Bird Permit
Addr: Bonifay, FL 32425
County: Holmes

Osama Ismail

Detective Board
NOT RENEWED
License # 129324339
Firm: Osama Ismail
Addr: Greenville, NC 27858

osama ismail

Detective Board
NOT RENEWED
License # 129324339
Addr: Greenville, NC 27858
County: North Carolina
Issued: Jun 19, 2009 Exp: May 31, 2012

Licensed Professional

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Osama Ismail holds 6 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Inventor Record

Osama Ismail - Willoughby Hills

Patent Details

Osama Ismail
#9195964

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Osama Ismail is listed as an inventor or co-inventor on 2 USPTO patents. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

MP

Osama Ismail

·
11250 Lady Jane Loop, Manassas, VA 20109 (Prince William County)
38.7799, -77.5311
· (703) 361-4248
TZ: Eastern
Multi-Family
MP

Osama S Ismail

Age 57 Male
·
9139 Victory Pass Dr, San Antonio, TX 78240 (Bexar County)
29.5268, -98.6278
· (210) 367-7111
Marital: Single TZ: Central
Homeowner Single Family Built 1997 Purchased 2011
MP

Osama Ismail

Age 44
·
1116 Canyon Rdg, Cedar Hill, TX 75104 (Dallas County)
32.6084, -96.9471
TZ: Central
Homeowner Single Family
MP

Osama S Ismail

Age 26 Male
·
1496 S Weeks St, Bonifay, FL 32425 (Holmes County)
30.7759, -85.6760
· (850) 319-3361
TZ: Central
Single Family
MP

Osama Ismail

·
3201 Lakeway Dr, Rowlett, TX 75088 (Dallas County)
32.8917, -96.5818
· (214) 454-5545
TZ: Central
Homeowner Single Family Built 1994 Purchased 2012
MP

Osama Ismail

Age 37 Male
·
755 Horseshoe Way, Avon Lake, OH 44012 (Lorain County)
41.4794, -81.9742
Marital: Married TZ: Eastern
Homeowner Single Family Built 2004 Purchased 2015
MP

Osama Ismail

·
26036 Huntwick Glen Sq, Aldie, VA 20105 (Loudoun County)
39.0131, -77.6467
· (703) 327-4084
TZ: Eastern
Homeowner Single Family Built 2014
MP

Osama Ismail

·
19202 Cannon Hills Ln, Richmond, TX 77407 (Fort Bend County)
29.6662, -95.7246
TZ: Central
Homeowner Single Family Built 2014 Purchased 2014
MP

Osama Ismail

Age 35
·
6902 Gilford Dr, Memphis, TN 38141 (Shelby County)
35.0259, -89.8356
· (901) 326-9728
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1976 Purchased 1991
MP

Osama Ismail

Age 56
·
1288 Big Horn Trl, Carol Stream, IL 60188 (Dupage County)
41.9396, -88.1654
· (773) 879-7662
Marital: Single TZ: Central
Homeowner Single Family Built 1979 Purchased 1979
MP

Osama J Ismail

Age 44 Male
·
310 Houston Ave NE, Roanoke, VA 24012 (Roanoke City County)
37.3200, -79.9363
Marital: Single TZ: Eastern
Edu: Graduate School
Homeowner Single Family Purchased 2003

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Osama Ismail. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Osama Ismail. These loans were issued to businesses, not individuals.

Joseph White

Sole Proprietorship

$20,042 Paid in Full
Address:
1116 Canyon Rdg
Cedar Hill, TX75104-5424
Approved

Apr 21, 2021

Forgiven

$20,094

Jobs Reported

1

Loan #

7376448810

Loan Size

Small

Terrance Haggerty White

Sole Proprietorship

$18,312 Paid in Full
Address:
1116 Canyon Rdg
Cedar Hill, TX75104-5424
Approved

Jan 23, 2021

Forgiven

$18,384

Jobs Reported

1

Loan #

4740618305

Loan Size

Small

Latravian Haggerty

Independent Contractors

$14,541 Paid in Full
Address:
1116 Canyon Rdg
Cedar Hill, TX75104-5424
Approved

Jun 25, 2020

Forgiven

$14,672

Jobs Reported

1

Loan #

3743628004

Loan Size

Small

Latravian Rayshun Haggerty

Independent Contractors

$14,541 Paid in Full
Address:
1116 Canyon Rdg
Cedar Hill, TX75104-5424
Approved

Jan 23, 2021

Forgiven

$14,598

Jobs Reported

1

Loan #

4590218307

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Osama Ismail. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Osama Ismail on the map

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Osama Ismail in Willowick, OH: Background Summary

Location
31900 Marginal Rd, Willowick Oh 44095, Willowick, OH
Other Locations
Memphis, TN ยท Long Is City, NY ยท Cedar Hill, TX and 9 more
Profiles Found
20 people with this name
Phone Numbers
(407) 361-5862 and 10 others on file
Email
ismailosama@yahoo.com and 4 others on file
Possible Relatives
Kathleen Stafford Ismail, Abuhalimeh A Thaer, Sami A Ismail, April Castor Ismail, Zaid Abullah and 4 more
Career
Gas Compressor and Gas Pumping Station Operators, Attorney at Stop & Save, Stop & Save Mini Market
Voter Registration
Registered No Party Preference
Properties
2properties owned
Vehicles
11 linked โ€” 2008 Nissan Armada, 2012 Ford Explorer and 9 more
Healthcare
Licensed provider โ€” INTERNAL MEDICINE
Licenses
4 professional licenses (Migratory Bird Permit, DETECTIVE BOARD)
PPP Loans
$67,435.65 for Joseph White, Terrance Haggerty White

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Osama Ismail. Because public records are indexed by name rather than by a unique identifier, the 85 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Healthcare Provider Data

Healthcare provider information is sourced from the National Plan and Provider Enumeration System (NPPES), a registry managed by the Centers for Medicare and Medicaid Services (CMS). Every healthcare provider that bills Medicare or Medicaid is required to obtain a National Provider Identifier (NPI), so the presence of an NPI listing confirms that the individual holds recognized healthcare credentials. The specialty, practice address, and taxonomy codes reflect the provider's own attestation at the time of registration or most recent update. An NPI listing does not constitute an endorsement of care quality, nor does it indicate whether the provider is currently accepting new patients.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Osama Ismail

Search Complexity: High

85 public records across 13states, belonging to approximately 20 different individuals. With 20 distinct profiles across 13 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Professional License Records section may be most helpful for disambiguation because these records contain license numbers and issuing states.

Geographic Distribution

Records are widely distributed across 13 states. Highest concentration: Texas (22%), followed by Florida and Virginia. Spans the South and Midwest regions.

TX19recordsFL13recordsVA8recordsIL5recordsNC4recordsOH3records

Record Type Breakdown

Data spans 10 record categories. Largest: Contact & Address Records (36%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (16) and Vehicle Registration Records (11).

27
Contact & Address Records
16
Business & Corporate Filings
11
Vehicle Registration Records
6
Professional License Records
4
PPP Loan Records
3
Corporate Records

Age Distribution

Age range: approximately 22 years, suggesting multiple generations. Largest group: Senior (65+) (25%).

Senior (65+)2peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Osama Ismail

Is Osama Ismail a registered voter?
Yes, voter registration records show Osama Ismail is registered in . We found 2 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Osama Ismail own property?
County assessor records show 2 properties associated with Osama Ismail . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Osama Ismail?
Records show 11 vehicle registrations associated with Osama Ismail, including a 2008 NISSAN ARMADA. Registered makes include Nissan, Ford, Honda, Hyundai. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Osama Ismail?
We found 16 business affiliations for Osama Ismail, including Stop & Save. Other companies include Stop & Save Mini Market, Dentacare. Business records are compiled from state registries, SEC filings, and professional databases.
Is Osama Ismail a healthcare provider?
Yes, the CMS National Provider Identifier registry lists Osama Ismail as a registered healthcare provider (NPI: 1548794795). NPI registration is required for all providers billing Medicare or Medicaid. This listing confirms enrollment in the federal healthcare system but does not indicate quality of care.
How many records exist for Osama Ismail?
Our database contains 85 total records for Osama Ismail spanning 13 states. This includes 20 distinct contact records, 9 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Osama Ismail?
The 85 records displayed for Osama Ismail are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Osama Ismail remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.