P Lanning from Chalfont, PA

Age 115 b. Jan 1911 Bucks Co.
๐Ÿ“ 261 Lower State Rd
๐Ÿ“ž (215) 822-9429

P Lanning from Saint Louis, MO

Age 69 b. Apr 1957 Saint Louis City Co.
๐Ÿ“ 3437 Indiana Ave
๐Ÿ“ž (708) 246-1931

P Lanning from Kutztown, PA

0000 U
๐Ÿ“ 120 Trexler Ave
๐Ÿ“ž (610) 683-6734

P Lanning from Pleasanton, CA

๐Ÿ“ 4383 Denker Dr, Pleasanton, CA 94588
๐Ÿ“ž (925) 846-8582

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 4 contact records for P Lanning across 3 states. The most recent address on file is in Chalfont, Pennsylvania. Of these records, 4 include phone numbers. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

1994 CHEVROLET CAPRICE
ยท Registered to: Lanning
ยท VIN: 1G1BL52W4RR123526
·
3800 Asbury Dr # 22, Coffeyville, KS, 67337
2009 Dodge Ram 1500
ยท Registered to: Lanning
ยท VIN: 1D3HV13T19S806373
·
713 Walton Rd, Salisbury, NC, 28146-7890
·
(704) 637-0810

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 2 vehicle registration records are associated with P Lanning. Registered makes include Chevrolet, Dodge. The most recent model year on record is 2009. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

$9 Oct 10, 2013
2014
Plumbers Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Lanning, P M Plumber Fitter @ Air Systems INC San Jose, CA
$9 Oct 15, 2015
2016
Plumbers, Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Lanning, P M Plumber Fitter @ Kinetic Systems INC San Jose, CA
$10 Nov 17, 2014
2014
Plumbers, Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Lanning, P M Plumber Fitter @ Air Systems INC DBA En San Jose, CA
$9 Dec 18, 2015
2016
Plumbers, Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Lanning, P M Plumber Fitter @ Kinetic Systems INC San Jose, CA
$12 Sep 16, 2013
2014
Plumbers Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Lanning, P M Plumber Fitter @ Air Systems INC San Jose, CA
$10 Jul 17, 2013
2014
Plumbers Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Lanning, P M Plumber Fitter @ Air Systems INC San Jose, CA
$12 Dec 6, 2013
2014
Plumbers Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Lanning, P M Plumber Fitter @ Air Systems INC San Jose, CA
$13 Oct 10, 2014
2014
Plumbers, Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Lanning, P M Plumber Fitter @ Air Systems INC DBA En San Jose, CA
$9 Nov 14, 2013
2014
Plumbers Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Lanning, P M Plumber Fitter @ Air Systems INC San Jose, CA
$9 Aug 14, 2015
2016
Plumbers, Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Lanning, P M Plumber Fitter @ Kinetic Systems INC San Jose, CA
$0 Oct 15, 2015
2016
Plumbers, Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Lanning, P M Plumber Fitter @ Kinetic Systems INC San Jose, CA
$11 Sep 14, 2015
2016
Plumbers, Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Lanning, P M Plumber Fitter @ Kinetic Systems INC San Jose, CA
$11 Jul 20, 2015
2016
Plumbers, Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Lanning, P M Plumber Fitter @ Kinetic Systems INC San Jose, CA
$9 Aug 12, 2013
2014
Plumbers Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Lanning, P M Plumber Fitter @ Air Systems INC San Jose, CA
$9 Nov 14, 2013
Plumbers Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Contributor Plumber Fitter @ Air Systems INC San Jose, CA
$9
2014
Plumbers Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
Contributor Plumber Fitter @ Air Systems INC San Jose, CA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 16 political contribution records found for P Lanning. Total disclosed contributions amount to $150. Recipients include Plumbers Steamfitters & Refrigeration Fitters Local 393 Political Action Fund. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

P Lanning

·
120 Trexler Ave, Kutztown, PA 19530 (Berks County)
40.5123, -75.7722
· (610) 683-6734
TZ: Eastern
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 1 demographic profile associated with P Lanning. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with P Lanning. These loans were issued to businesses, not individuals.

Square 1 Property Solutions LLC

Limited Liability Company(LLC

$14,725 Paid in Full
Address:
305 S Main St
Hoskins, NE68740-4143
Approved

Jan 17, 2021

Forgiven

$14,780

Jobs Reported

1

Loan #

1383658303

Loan Size

Small

Lindsay Web Press INC.

Corporation

$95,805 Paid in Full
Address:
305 S Main St
Lindsay, OK73052-5635
Approved

Jan 20, 2021

Forgiven

$96,167

Jobs Reported

12

Loan #

1859668302

Loan Size

Small

Deer Valley Mechanical INC

Subchapter S Corporation

$43,858 Paid in Full
Address:
305 S Main St
Quimby, IA51049-5003
Approved

Feb 5, 2021

Forgiven

$44,111

Jobs Reported

7

Loan #

3472588405

Loan Size

Small

Gary Tittel

Sole Proprietorship

$2,228 Exemption 4
Address:
305 S Main St
Riley, KS66531-9705
Approved

Jan 29, 2021

Jobs Reported

1

Loan #

8000938310

Loan Size

Small

H J Hoffman Company

Corporation

$42,407 Paid in Full
Address:
25 Hanford Pl
Norwalk, CT06854-3017
Approved

Jan 26, 2021

Forgiven

$42,674

Jobs Reported

5

Loan #

6108518305

Loan Size

Small

Don Gerharz Insurance Agency, INC

Subchapter S Corporation

$38,430 Paid in Full
Address:
305 S Main St
Janesville, WI53545-3911
Approved

Apr 27, 2020

Forgiven

$38,681

Jobs Reported

6

Loan #

4037087205

Loan Size

Small

H J Hoffman Company

Corporation

$37,815 Paid in Full
Address:
25 Hanford Pl
Norwalk, CT06854-3017
Approved

May 1, 2020

Forgiven

$38,190

Jobs Reported

5

Loan #

8116967303

Loan Size

Small

Square 1 Property Solutions LLC

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
305 S Main St
Hoskins, NE68740-4143
Approved

Mar 26, 2021

Forgiven

$20,941

Jobs Reported

1

Loan #

1038508706

Loan Size

Small

Mayhar'S Tag Agency INC.

Subchapter S Corporation

$32,809 Paid in Full
Address:
305 S Main St Ste A
Eufaula, OK74432-3222
Approved

Apr 15, 2021

Forgiven

$32,914

Jobs Reported

5

Loan #

4158668804

Loan Size

Small

John Conlin

Sole Proprietorship

$14,970 Paid in Full
Address:
305 S Main St
Pocahontas, IA50574-2033
Approved

Jan 22, 2021

Forgiven

$15,046

Jobs Reported

1

Loan #

3985958306

Loan Size

Small

Carenet Pregnancy Medical Center

Non-Profit Organization

$29,716 Paid in Full
Address:
305 S Main St
Dickson, TN37055-1923
Approved

Feb 11, 2021

Forgiven

$29,854

Jobs Reported

9

Loan #

7134318400

Loan Size

Small

Molly J. Hilliard

Self-Employed Individuals

$3,017 Paid in Full
Address:
305 S Main St
Newton, KS67114-3741
Approved

Mar 10, 2021

Forgiven

$3,040

Jobs Reported

1

Loan #

8780828508

Loan Size

Small

Village Market And Deli INC.

Corporation

$45,541 Paid in Full
Address:
305 S Main St
New Knoxville, OH45871
Approved

Feb 14, 2021

Forgiven

$45,681

Jobs Reported

16

Loan #

8985518404

Loan Size

Small

Flowers On Main CORP

Corporation

$55,324 Paid in Full
Address:
305 S Main St
New City, NY10956-3328
Approved

Apr 27, 2020

Forgiven

$55,779

Jobs Reported

9

Loan #

4413897206

Loan Size

Small

Deer Valley Mechanical, INC

Subchapter S Corporation

$30,900 Paid in Full
Address:
305 S Main St
Quimby, IA51049-5003
Approved

Apr 8, 2020

Forgiven

$31,283

Jobs Reported

6

Loan #

8034467008

Loan Size

Small

Rescue PC Solutions

Sole Proprietorship

$1,500 Paid in Full
Address:
305 S Main St
Stanley, ND58784-4029
Approved

Jun 5, 2020

Forgiven

$1,515

Jobs Reported

1

Loan #

8274707802

Loan Size

Small

Thomas Frazer

Sole Proprietorship

$20,509 Paid in Full
Address:
305 S Main St
Warren, AR71671-2827
Approved

Apr 16, 2021

Forgiven

$20,588

Jobs Reported

1

Loan #

4779408810

Loan Size

Small

Fabric Patch Built Shop LLC

Single Member LLC

$9,000 Paid in Full
Address:
305 S Main St
Gore, OK74435-2300
Approved

May 13, 2021

Forgiven

$9,035

Jobs Reported

1

Loan #

1327779001

Loan Size

Small

Rex Miller

Self-Employed Individuals

$20,833 Paid in Full
Address:
305 S Main St
Spearville, KS67876-8790
Approved

Jan 22, 2021

Forgiven

$20,912

Jobs Reported

1

Loan #

3729658300

Loan Size

Small

D E & E Foods INC.

Corporation

$144,753 Paid in Full
Address:
305 S Main St
Lowell, NC28098-1920
Approved

Feb 8, 2021

Forgiven

$145,678

Jobs Reported

59

Loan #

5333138409

Loan Size

Small

Powerpie LLC

Limited Liability Company(LLC

$99,463 Paid in Full
Address:
305 S Main St
Anderson, SC29624-1622
Approved

May 1, 2020

Forgiven

$94,241

Jobs Reported

31

Loan #

4964697702

Loan Size

Small

Suraj INC

Corporation

$10,580 Paid in Full
Address:
305 S Main St
Enterprise, AL36330-3804
Approved

Mar 24, 2021

Forgiven

$10,644

Jobs Reported

3

Loan #

8305788608

Loan Size

Small

Zach Propane Service, INC

Subchapter S Corporation

$54,900 Paid in Full
Address:
305 S Main St
Wayne, NE68787-1944
Approved

Apr 10, 2020

Forgiven

$55,262

Jobs Reported

5

Loan #

1712937103

Loan Size

Small

Mason Jar Tavern Fuquay LLC

Limited Liability Company(LLC

$308,771 Paid in Full
Address:
305 S Main St
Fuquay Varina, NC27526-2224
Approved

Feb 4, 2021

Forgiven

$311,198

Jobs Reported

65

Loan #

3225088400

Loan Size

Medium

William D. Baker

Sole Proprietorship

$5,400 Paid in Full
Address:
305 S Main St
Ripley, MS38663-2418
Approved

Apr 11, 2021

Forgiven

$5,454

Jobs Reported

1

Loan #

2093588803

Loan Size

Small

Retlp, INC

Subchapter S Corporation

$42,977 Paid in Full
Address:
305 S Main St
Trenton, FL32693
Approved

Apr 28, 2020

Forgiven

$43,407

Jobs Reported

4

Loan #

6377547207

Loan Size

Small

Spanish Tax Accounting Services LLC

Limited Liability Company(LLC

$13,170 Paid in Full
Address:
305 S Main St
Pleasantville, NJ08232-3029
Approved

May 2, 2020

Forgiven

$3,206

Jobs Reported

1

Loan #

9459417309

Loan Size

Small

Jason Griffiths

Sole Proprietorship

$3,698 Paid in Full
Address:
305 S Main St
Berrien Springs, MI49103-1222
Approved

Feb 18, 2021

Forgiven

$3,726

Jobs Reported

1

Loan #

1051148503

Loan Size

Small

Rhodes, Ferguson & Stone, LTD.

Corporation

$76,000 Paid in Full
Address:
305 S Main St
Rocky Mount, VA24151-1710
Approved

Apr 10, 2020

Forgiven

$76,741

Jobs Reported

7

Loan #

2411427104

Loan Size

Small

Nels LLC

Limited Liability Company(LLC

$23,384 Paid in Full
Address:
305 S Main St
Clarion, IA50525-1447
Approved

Mar 1, 2021

Forgiven

$23,546

Jobs Reported

8

Loan #

5615928506

Loan Size

Small

Suraj INC.

Corporation

$7,627 Paid in Full
Address:
305 S Main St
Enterprise, AL36330
Approved

Apr 16, 2020

Forgiven

$7,734

Jobs Reported

3

Loan #

2777527202

Loan Size

Small

Kasha Drozdzewski

Limited Liability Company(LLC

$4,422 Paid in Full
Address:
305 S Main St
Cheboygan, MI49721
Approved

Apr 15, 2020

Forgiven

$4,464

Jobs Reported

1

Loan #

1690927207

Loan Size

Small

Supreme Machine & Steel Fab INC

Corporation

$86,559 Paid in Full
Address:
305 S Main St
Yale, OK74085-6007
Approved

Apr 27, 2021

Forgiven

$86,784

Jobs Reported

10

Loan #

2744258901

Loan Size

Small

Flowers On Main CORP.

Corporation

$55,324 Paid in Full
Address:
305 S Main St
New City, NY10956-3328
Approved

Jan 25, 2021

Forgiven

$55,638

Jobs Reported

9

Loan #

5303238305

Loan Size

Small

Chad Witt

Sole Proprietorship

$803 Paid in Full
Address:
305 S Main St
Carbon, TX76435
Approved

May 3, 2021

Forgiven

$811

Jobs Reported

1

Loan #

6805168901

Loan Size

Small

The Scoop LLC

Limited Liability Company(LLC

$35,325 Paid in Full
Address:
305 S Main St N/A
Zionsville, IN46077-1624
Approved

Apr 23, 2021

Forgiven

$35,508

Jobs Reported

18

Loan #

9497048803

Loan Size

Small

Zach Propane Service INC.

Subchapter S Corporation

$59,673 Paid in Full
Address:
305 S Main St
Wayne, NE68787-1944
Approved

Jan 29, 2021

Forgiven

$59,985

Jobs Reported

7

Loan #

8145318302

Loan Size

Small

Transamerican Tool Co INC

Subchapter S Corporation

$43,100 Paid in Full
Address:
305 S Main St
Spring City, PA19475
Approved

May 6, 2020

Forgiven

$43,575

Jobs Reported

2

Loan #

2749687403

Loan Size

Small

Gavin Miller

Self-Employed Individuals

$11,867 Paid in Full
Address:
305 S Main St
Spearville, KS67876-8790
Approved

Jan 22, 2021

Forgiven

$11,912

Jobs Reported

1

Loan #

3343928306

Loan Size

Small

Image Mark It LLC

Limited Liability Company(LLC

$31,467 Paid in Full
Address:
305 S Main St
Springboro, OH45066-1327
Approved

Mar 12, 2021

Forgiven

$31,585

Jobs Reported

12

Loan #

9847998502

Loan Size

Small

Mason Jar Tavern Fuquay LLC

Limited Liability Company(LLC

$229,700 Paid in Full
Address:
305 S Main St
Fuquay-Varina, NC27526-2224
Approved

Apr 5, 2020

Forgiven

$231,703

Jobs Reported

75

Loan #

5136167009

Loan Size

Medium

Southern Automatic INC.

Corporation

$50,981 Paid in Full
Address:
305 S Main St
Kokomo, IN46901-5463
Approved

Jan 26, 2021

Forgiven

$51,348

Jobs Reported

18

Loan #

6250418300

Loan Size

Small

Jason Griffiths

Sole Proprietorship

$3,655 Paid in Full
Address:
305 S Main St
Berrien Springs, MI49103-1222
Approved

Feb 13, 2021

Forgiven

$3,682

Jobs Reported

1

Loan #

8272578400

Loan Size

Small

Marsha Werner

Self-Employed Individuals

$3,603 Paid in Full
Address:
305 S Main St
Liberal, MO64762-9555
Approved

Mar 1, 2021

Forgiven

$3,613

Jobs Reported

1

Loan #

5629338507

Loan Size

Small

The Commercial

Sole Proprietorship

$1,369 Paid in Full
Address:
305 S Main St
Alma, WI54610
Approved

Apr 28, 2020

Forgiven

$371

Jobs Reported

1

Loan #

9849837203

Loan Size

Small

Zachary Lineberry

Sole Proprietorship

$8,007 Paid in Full
Address:
305 S Main St
Hillsville, VA24343-1506
Approved

Apr 1, 2021

Forgiven

$8,087

Jobs Reported

1

Loan #

4837988710

Loan Size

Small

Jason Griffiths

Sole Proprietorship

$3,697 Paid in Full
Address:
305 S Main St
Berrien Springs, MI49103-1222
Approved

Apr 28, 2020

Forgiven

$3,724

Jobs Reported

1

Loan #

7350577210

Loan Size

Small

Tony Kinderknecht

Self-Employed Individuals

$20,832 Paid in Full
Address:
305 S Main St
Park, KS67751-5133
Approved

Feb 24, 2021

Forgiven

$20,930

Jobs Reported

1

Loan #

3807318506

Loan Size

Small

Red Baron Carpet Cleaning LLC

Limited Liability Company(LLC

$20,800 Paid in Full
Address:
305 S Main St
Newtown, CT06470-2776
Approved

Jan 25, 2021

Forgiven

$20,940

Jobs Reported

3

Loan #

5453878304

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 49 PPP loan records are linked to businesses associated with P Lanning. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find P Lanning on the map

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3
1
1
3

P Lanning in Chalfont, PA: Background Summary

Location
261 Lower State Rd, Chalfont, PA 18914
Other Locations
Saint Louis, MO ยท Kutztown, PA ยท Pleasanton, CA
Profiles Found
4 people with this name
Phone Numbers
(215) 822-9429 and 3 others on file
Vehicles
2 linked โ€” 1994 Chevrolet Caprice, 2009 Dodge Ram 1500
Contributions
$149.87 total โ€” Plumbers Steamfitters & Refrigeration Fitters Local 393 Political Action Fund, Plumbers Steamfitters & Refrigeration Fitters Local 393 Political Action Fund
PPP Loans
$2022K for Square 1 Property Solutions LLC, Lindsay Web Press INC.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for P Lanning. Because public records are indexed by name rather than by a unique identifier, the 72 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for P Lanning

Search Complexity: Moderate

72 public records across 4states, belonging to approximately 4 different individuals. There are 4 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are moderately distributed across 4 states. Highest concentration: California (4%), followed by Pennsylvania and Missouri. Spans the West and Northeast regions.

CA3recordsPA3recordsMO1recordKS1record

Record Type Breakdown

Data spans 4 record categories. Largest: PPP Loan Records (69%), which are tied to specific businesses and addresses. Also includes Political Contribution Records (16) and Contact & Address Records (4).

49
PPP Loan Records
16
Political Contribution Records
4
Contact & Address Records
2
Vehicle Registration Records

Frequently Asked Questions About P Lanning

What vehicles are registered to P Lanning?
Records show 2 vehicle registrations associated with P Lanning, including a 1994 CHEVROLET CAPRICE. Registered makes include Chevrolet, Dodge. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
Has P Lanning made political donations?
FEC disclosure records show 16 reported political contributions from P Lanning, totaling $150. Recipients include Plumbers Steamfitters & Refrigeration Fitters Local 393 Political Action Fund. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for P Lanning?
Our database contains 72 total records for P Lanning spanning 4 states. This includes 4 distinct contact records, 4 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for P Lanning?
The 72 records displayed for P Lanning are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can P Lanning remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.