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Patrick Casteel

Age 59 b. 1966-05-02
📍 5403 E 71st Pl Apt 2616, Tulsa Ok
📞 (918) 210-9335, (918) 261-9749
✉️ PCSTEEL46@GMAIL.COM, pcsteel46@gmail.com

Patrick Casteel from North Las Vegas, NV

Age 55 b. Jan 1971 Clark Co.
📍 1926 Ivory Tusk Cir
📞 (702) 648-2850

Patrick Casteel from Oklahoma City, OK

Age 58 b. May 1967 Oklahoma Co.
📍 6124 Nw 10th St
📞 (405) 495-2983

Patrick Casteel from Flower Mound, TX

Age 45 b. Dec 1980 Denton Co.
📍 4921 Wolf Creek Trl
📞 (770) 650-7609

Patrick Casteel from Kokomo, IN

Age 55 b. Jun 1970 Howard Co.
📍 13 Southdowns Dr
📞 (765) 453-7501

Patrick Casteel

📍 1401 Chiva Dr, Little Elm Tx
📞 (214) 218-0034, (214) 218-0034
✉️ PDCASTEEL@YAHOO.COM

Patrick Casteel from Springdale, AR

Male
📍 2200 E Mountain Rd
📞 (479) 313-4370 (CRICKET)

Patrick Casteel from Gilbert, AZ

Age 69 b. 1957 Male
📍 2249 E Egret Ct
📞 (480) 225-6649

Patrick Casteel from Bakersfield, CA

Age 77 b. Jan 1949 Kern Co.
📍 9811 Rosedale Hy B 7

Patrick Casteel from Phoenix, AZ

Age 68 b. Dec 1957 Maricopa Co.
📍 Po Box 15242

Patrick Casteel from Bellevue, NE

Age 74 b. Oct 1951 Sarpy Co.
📍 906 Hackberry Ct

Patrick Casteel from Thousand Oaks, CA

Age 47 b. Nov 1978 Ventura Co.
📍 432 E Wilrur Rd 207

Patrick Casteel from Laguna Hills, CA

Age 68 b. Dec 1957 Orange Co.
📍 22241 Terni

Patrick Casteel from Arlington, TX

Age 55 b. Jun 1970 Tarrant Co.
📍 1906 Pebble Creek Crk

Patrick Casteel from Mesa, AZ

Age 64 b. Sep 1961 Maricopa Co.
📍 825 S Alma School Rd 213

Patrick Casteel from Portage, IN

0
📍 6936 Eisenhower Ave, Portage, IN 46368

Patrick Casteel from Abilene, KS

Dickinson Co.
📍 519 Ne 7th St
📞 (913) 263-2164

Patrick Casteel from Gretna, NE

Sarpy Co.
📍 701 Chestnut Dr
📞 (402) 332-4281

Patrick Casteel

Age 68 b. Sep 1957
📍 2 Finleyville Pa Po Box 82

Patrick Casteel from Uniontown, PA

Fayette Co.
📍 148 Jeffries Xing

Patrick Casteel from Las Vegas, NV

Clark Co.
📍 6317 Con Zalembo

Patrick Casteel from Westville, OK

Adair Co.
📍 8 Route 2 156

Patrick Casteel from Finleyville, PA

Washington Co.
📍 397 Mingo Church Rd

Patrick Casteel from Westville, OK

Adair Co.
📍 Rr 1 Po Box 156

Patrick Casteel from Pittsburgh, PA

📍 9 Hardy St

Patrick Casteel from Denton, TX

Denton Co.
📍 425 Bernard St Apt 409

Patrick Casteel from Rncho Cordova, CA

Sacramento Co.
📍 11785 Cori No Wa

Patrick Casteel from Finleyville, PA

Washington Co.
📍 2 Po Box 82

Patrick Casteel from Uniontown, PA

Fayette Co.
📍 386 Mountain Rd

Patrick Casteel from Kokomo, IN

Howard Co.
📍 2507 N Bell St

Patrick Casteel from Las Vegas, NV

Clark Co.
📍 2801 N Rainbow Blvd 223

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 32 contact records for Patrick Casteel across 10 states. The most recent address on file is in North Las Vegas, Nevada. Of these records, 10 include phone numbers and 2 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Casteel Patrick M

Klamath County

Patrick D Casteel

2023 Erie County
· 64 Perry, Collins

Patrick D Casteel

2024 Erie County
· 64 Perry, Collins

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 3 property records linked to Patrick Casteel in Chiloquin. Values shown are from county assessor records and may differ from current market prices.

Patrick Dean Casteel

1011 W Hendrix Road, Rogers, AR, 72756

Patrick Joseph Casteel

County: Kansas City

Patrick M Casteel

56 Royal Dr, Carson City, NV, 89706
County: Carson City

Patrick G Casteel

Democrat
Precinct: 550163

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Patrick Casteel in Arkansas, Nevada. Party affiliation is listed as DEM. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 Volkswagen Tiguan
· Registered to: Patrick Casteel
· VIN: WVGAV7AX8BW538063
·
2249 E Egret Ct, Gilbert, AZ, 85234-3803
·
(480) 497-3816
2010 FORD F150 FULL SIZE TRUCK
· Registered to: Patrick Casteel
· VIN: 1FTEW1E8XAFC90948
·
3015 Baybreeze Dr, Little Elm, TX, 75068
·
(469) 362-0955
1986 BMW 5 SERIES CAR PRESTIGE LUXURY
· Registered to: Patrick Casteel
· VIN: WBADK7303G9652033
·
1433 County Road 3440, Hawkins, TX, 75765
·
(903) 769-2235
2009 FORD FLEX CUV
· Registered to: Patrick Casteel
· VIN: 2FMDK52C89BB02704
·
2249 E Egret Ct, Gilbert, AZ, 85234
2011 Chevrolet Malibu
· Registered to: Patrick Casteel
· VIN: 1G1ZC5E15BF285655
·
13 Southdowns Dr, Kokomo, IN, 46902-5116
·
(765) 437-8124
2013 Ford F-150
· Registered to: Patrick Casteel
· VIN: 1FTEX1CMXDFC63573
·
13 Southdowns Dr, Kokomo, IN, 46902
·
(765) 437-8124
2017 Honda Ridgeline4Sport
· Registered to: Patrick Casteel
· VIN: 5FPYK3F53HB010463
·
2249 E Egret Ct, Gilbert, AZ, 85234-3803
·
(480) 586-4612
2008
· Registered to: Patrick Casteel
· VIN: 5NHURG2138Y005824
·
4900 Oxten Cir, Mckinney, TX, 75070-8663
2008 DODGE RAM 1500 PICKUP
· Registered to: Patrick Casteel
· VIN: 1D7HU18NX8J125709
·
1351 Stephanie Way, Minden, NV, 89423
1991 GMC SYCLONE PICKUP
· Registered to: Patrick Casteel
· VIN: 1GDCT14Z2M8801325
·
1433 County Road 3440, Hawkins, TX, 75765
·
(903) 769-2235

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 10 vehicle registration records are associated with Patrick Casteel. Registered makes include Volkswagen, Ford, Bmw, Chevrolet and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Diamond Wireless

Manager
(303) 772-7836
Longmont, CO
Communications (Informative)

Rosedale Arms Apartments

Manager
(661) 589-2692
Bakersfield, CA
Real Estate (Housing)

American National Insurance Co

Manager
(970) 402-6242
Loveland, CO
Insurance Carriers (Insurance)

Indochips

Patrick Casteel
(480) 813-0613indochips@aol.com
Mesa, AZ85216-6413

Patrick Casteel

Brocton, New York, United States Transportation/Trucking/Railroad
LinkedIn

Ken Begun Attorneys At Law

Patrick Casteel5Gaugers
(402) 850-5055noclue37@property-law.com
Pmb 121 9755 Q St., Omaha, NE68127

Pierside Gallery

Patrick CasteelElectronics buyer
(402) 850-5055noclue37@yahoo.com
Pmb 121 9755 Q St., Omaha, NE68127
piersidegallery.com

Patrick Casteel

retired at Harley davidson<br

Pierside Gallery

Patrick CasteelElectronics buyer
(402) 850-5055noclue37@yahoo.com
Pmb 121 9755 Q St., Omaha, NE68127

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 19 business affiliations were found for Patrick Casteel. Companies include Diamond Wireless, Rosedale Arms Apartments, American National Insurance Co and 3 more. Roles listed include 5Gaugers and Electronics buyer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 3015 Baybreeze Drive, Little Elm, TX, 75068
TX
SECRETARY: patrick D casteel

Main Street Independent Insurance Agencies, Inc.

Addr: 3015 Baybreeze Dr., Little Elm, TX, 75068
TX
Director: Patrick Casteel

Main Street Independent Insurance Agencies, Inc.

ID: 0801397391
Addr: 3015 Baybreeze Drive, Little Elm, TX, 75068
TX
DIRECTOR: Patrick D Casteel

Main Street Independent Insurance Agencies, Inc.

ID: 0801397391
Addr: 3015 Baybreeze Drive, Little Elm, TX, 75068
TX
SECRETARY: Patrick D Casteel

Main Street Independent Insurance Agencies, Inc.

ID: 0801397437
Addr: 3015 Baybreeze Dr., Little Elm, TX, 75068
TX
Director: Patrick D Casteel

Main Street Independent Insurance Agencies, Inc.

ID: 0801397391
Addr: 3015 Baybreeze Drive, Little Elm, TX, 75068
TX
DIRECTOR: Patrick D Casteel

Main Street Independent Insurance Agencies, Inc.

ID: 0801397391
Addr: 3015 Baybreeze Drive, Little Elm, TX, 75068
TX
TREASURER: Patrick D Casteel

Source: Public Records Patrick Casteel appears in 7 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Patrick Casteel

Hillview High School - Santa Ana, CA, CA
1975

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Patrick Casteel has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$500 Sep 30, 2004
2004
Dnc Non Federal Max Pac
Casteel, Patrick G Interior Lands @ Tropical Plant Leasi Oklahoma City, OK
$500 Sep 30, 2004
Dnc Non Federal Max Pac
Contributor Interior Lands @ Tropical Plant Leasi Oklahoma City, OK
$500 Sep 30, 2004
Unknown Committee
Casteel, Patrick G Interior Landscape @ Tropical Plant Leasi Oklahoma City, OK
$25 20201020
Texas REALTORS Political Action Committee
Contributor Realtor Lewisville, TX

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 4 political contribution records found for Patrick Casteel. Total disclosed contributions amount to $1,525. Recipients include Dnc Non Federal Max Pac, Texas REALTORS Political Action Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Patrick Casteel

Age 51 Male
·
14230 Lott Rd, Springdale, AR 72762 (Washington County)
36.2136, -94.2777
Marital: Single TZ: Central
Single Family
MP

Patrick Casteel

Age 36 Male
·
3015 Baybreeze Dr, Little Elm, TX 75068 (Denton County)
33.1888, -96.9051
· (214) 831-0078
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 2006 Purchased 2009
MP

Patrick G Casteel

Age 50 Male
·
6124 NW 10th St, Oklahoma City, OK 73127 (Oklahoma County)
35.4789, -97.6219
· (405) 495-2983
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1920 Purchased 1993
MP

Patrick D Casteel

Age 36 Male
·
1926 Ivory Tusk Cir, N Las Vegas, NV 89031 (Clark County)
36.2547, -115.1700
· (702) 419-5036
Marital: Married TZ: Pacific
Homeowner Single Family Built 1999 Purchased 2004
MP

Patrick Casteel

Age 26 Male
·
4645 State Route 14, Ravenna, OH 44266 (Portage County)
41.1164, -81.1702
Marital: Single TZ: Eastern
Single Family
MP

Patrick J Casteel

Age 35 Male
·
540 Campbell St, Kansas City, MO 64106 (Jackson County)
39.1086, -94.5729
Marital: Inferred Single TZ: Central
Homeowner Multi-Family Built 1907 Purchased 2010
MP

Patrick Casteel

Age 26 Male
·
278 Bronco Way, Martinsburg, WV 25403 (Berkeley County)
39.5498, -77.9436
Marital: Single TZ: Eastern
Edu: Some College
Single Family
MP

Patrick Casteel

Age 66 Male
·
3807 Cornhusker Dr, Omaha, NE 68124 (Douglas County)
41.2232, -96.0536
TZ: Central
Homeowner Single Family Built 1957 Purchased 2013
MP

Patrick Casteel

Male
·
307 Spruce St, Summersville, WV 26651 (Nicholas County)
38.2831, -80.8537
TZ: Eastern
Single Family
MP

Patrick Casteel

Age 35 Male
·
519 NE 7th St, Abilene, KS 67410 (Dickinson County)
38.9218, -97.2050
· (785) 263-2164
Marital: Married TZ: Central
Homeowner Single Family Built 1900

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Patrick Casteel. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Patrick Casteel. These loans were issued to businesses, not individuals.

Gustavo Salamanca Mendez

Independent Contractors

$17,285 Paid in Full
Address:
2200 E Mountain Rd Apt A204
Springdale, AR72764-3662
Approved

May 20, 2021

Forgiven

$17,359

Jobs Reported

1

Loan #

4635729003

Loan Size

Small

Kellye Galdamez

Sole Proprietorship

$20,833 Paid in Full
Address:
2200 E Mountain Rd
Springdale, AR72764-3650
Approved

Apr 21, 2021

Forgiven

$20,905

Jobs Reported

1

Loan #

7344948802

Loan Size

Small

Jonas Mentzer

Sole Proprietorship

$4,144 Paid in Full
Address:
401 Walnut St
Overbrook, KS66524-9596
Approved

Jan 27, 2021

Forgiven

$4,162

Jobs Reported

1

Loan #

6576208307

Loan Size

Small

Glorisabel De Jesus

Self-Employed Individuals

$13,645 Exemption 4
Address:
2200 E Mountain Rd Apt S206
Springdale, AR72764-3746
Approved

Apr 1, 2021

Jobs Reported

1

Loan #

4351228705

Loan Size

Small

Paul Spates

Sole Proprietorship

$13,385 Exemption 4
Address:
2616 Country Ridge Ln Apt 2403
Arlington, TX76006-2994
Approved

May 13, 2021

Jobs Reported

1

Loan #

1880659006

Loan Size

Small

Kellye Galdamez

Sole Proprietorship

$20,833 Paid in Full
Address:
2200 E Mountain Rd
Springdale, AR72764-3650
Approved

Apr 5, 2021

Forgiven

$20,915

Jobs Reported

1

Loan #

7155908704

Loan Size

Small

Glorisabel De Jesus

Self-Employed Individuals

$13,645 Exemption 4
Address:
2200 E Mountain Rd Apt S206
Springdale, AR72764-3381
Approved

Apr 24, 2021

Jobs Reported

1

Loan #

9903078808

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 7 PPP loan records are linked to businesses associated with Patrick Casteel. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Patrick Casteel on the map

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Found 76 results across 16 states

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Patrick Casteel in Tulsa, OK: Background Summary

Location
5403 E 71st Pl Apt 2616, Tulsa Ok, Tulsa, OK
Other Locations
North Las Vegas, NV · Oklahoma City, OK · Flower Mound, TX and 19 more
Profiles Found
32 people with this name
Phone Numbers
(918) 210-9335 and 10 others on file
Email
pcsteel46@gmail.com and 1 other on file
Career
5Gaugers, Electronics buyer at Diamond Wireless, Rosedale Arms Apartments
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
10 linked — 2011 Volkswagen Tiguan, 2010 Ford F150 and 8 more
Contributions
$1,524.5 total — Dnc Non Federal Max Pac, Texas REALTORS Political Action Committee
PPP Loans
$104K for Gustavo Salamanca Mendez, Kellye Galdamez

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Patrick Casteel. Because public records are indexed by name rather than by a unique identifier, the 102 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Patrick Casteel

Search Complexity: High

102 public records across 16states, belonging to approximately 32 different individuals. With 32 distinct profiles across 16 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 16 states. Highest concentration: Texas (14%), followed by Nevada and Oklahoma. Spans the South and West regions.

TX14recordsNV10recordsOK8recordsNE8recordsAZ7recordsCA6records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (41%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (19) and Vehicle Registration Records (10).

37
Contact & Address Records
19
Business & Corporate Filings
10
Vehicle Registration Records
7
Corporate Records
7
PPP Loan Records
4
Voter Registration Records

Age Distribution

Age range: approximately 31 years, suggesting multiple generations. Largest group: Senior (65+) (40%).

Senior (65+)4peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Patrick Casteel

Is Patrick Casteel a registered voter?
Yes, voter registration records show Patrick Casteel is registered in Arkansas. We found 4 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Patrick Casteel own property?
County assessor records show 3 properties associated with Patrick Casteel . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Patrick Casteel?
Records show 10 vehicle registrations associated with Patrick Casteel, including a 2011 Volkswagen Tiguan. Registered makes include Volkswagen, Ford, Bmw, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Patrick Casteel?
We found 19 business affiliations for Patrick Casteel, including Diamond Wireless. Other companies include Rosedale Arms Apartments, American National Insurance Co. Business records are compiled from state registries, SEC filings, and professional databases.
Has Patrick Casteel made political donations?
FEC disclosure records show 4 reported political contributions from Patrick Casteel, totaling $1,525. Recipients include Dnc Non Federal Max Pac and Texas REALTORS Political Action Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Patrick Casteel?
Our database contains 102 total records for Patrick Casteel spanning 16 states. This includes 32 distinct contact records, 10 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Patrick Casteel?
The 102 records displayed for Patrick Casteel are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Patrick Casteel remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.