Patrick G Karbon from Dearborn, MI

Age 42
๐Ÿ“ 23665 Elmwood Ct, Dearborn, MI 48124
๐Ÿ“ž (313) 445-0597, (313) 562-7909
โœ‰๏ธ patrick.karbon@hotmail.com, pkarbon@bellsouth.net

Patrick Karbon from Dearborn, MI

Age 46 b. Aug 1979 Wayne Co.
๐Ÿ“ 23665 Elmwood Ct
๐Ÿ“ž (313) 562-7909, (313) 445-0597
โœ‰๏ธ patrick.karbon@hotmail.com

Patrick Karbon from Waterford, MI

Age 74 b. 1952 Male
๐Ÿ“ 4460 S Shore St
๐Ÿ“ž (248) 373-3865

Patrick Karbon from Lathrup Village, MI

Age 73 b. Oct 1952 Oakland Co.
๐Ÿ“ 27775 Rackham Dr

Patrick Karbon from Denver, CO

Age 47 b. 1979 Male
๐Ÿ“ 770 E 51st Ave
๐Ÿ’ผ 2201
๐Ÿ“ž (313) 445-0597 (Cell)

Patrick Karbon from Rochester, MI

Oakland Co.
๐Ÿ“ 3058 Kenwood Dr
๐Ÿ“ž (248) 373-3865

Patrick Karbon from Lewisville, TX

Denton Co.
๐Ÿ“ 2555 Glen Ridge Dr

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 7 contact records for Patrick Karbon across 3 states. The most recent address on file is in Dearborn, Michigan. Of these records, 5 include phone numbers and 2 include email addresses. The listed age is 42. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Patrick Karbon

UAF
770e 51st Ave, Denver, CO, 80216
DOB: 1979 Gender: Male Ph: 970-547-3833
County: Denver

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Patrick Karbon in Colorado. Party affiliation is listed as UAF. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Chrysler 200
ยท Registered to: Patrick Karbon
ยท VIN: 1C3CCBCG9CN326805
·
4460 S Shore St, Waterford, MI, 48328-1160
·
(248) 373-3865
2010 Ford Focus
ยท Registered to: Patrick Karbon
ยท VIN: 1FAHP3HN7AW268547
·
4460 S Shore St, Waterford, MI, 48328-1160
·
(248) 373-3865

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 2 vehicle registration records are associated with Patrick Karbon. Registered makes include Chrysler, Ford. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Patrick Karbon

Real Estate Broker Associate
West + Main Homes
Denver, Colorado, United States Real Estate
13134450597.0

Patrick Karbon

Real Estate Broker Associate
West + Main Homes
Colorado

Drew PhotoGraphix

Patrick KarbonPartner
(248) 672-1221pkarbon@hotmail.com
3058 Kenwood Dr, Rochester Hills, MI48309
khansonconsulting.com

Drew PhotoGraphix

Patrick KarbonPartner
(248) 672-1221pkarbon@hotmail.com
3058 Kenwood Dr, Rochester Hills, MI48309

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 5 business affiliations were found for Patrick Karbon. Companies include West + Main Homes, Drew PhotoGraphix. Roles listed include Partner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Bilderberg Group, LLC, Delinquent March 1, 2017

Delinquent
Addr: Denver, CO
Registered Agent: Patrick Gregory Karbon

Gator Corporation

Addr: 3885 S Decatur Blvd Ste 2010, Las Vegas, NV, 89103
NV
Officer: Patrick Karbon

Gator Corporation

Addr: 3225 McLeod Dr Ste 100, Las Vegas, NV, 89121
NV
Officer: Patrick Karbon

Gator Corporation

Addr: 3225 McLeod Dr Ste 100, Las Vegas, NV, 89121
NV
Officer: Patrick Karbon

Gator Corporation

Addr: 3885 S Decatur Blvd Ste 2010, Las Vegas, NV, 89103
NV
Officer: Patrick Karbon

Pioneer Exploration INC.

Addr: 3225 McLeod Dr Ste 100, Las Vegas, NV, 89121
NV
President: Patrick Karbon

Source: Public Records Patrick Karbon appears in 6 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

patrick karbon

License # 991047
Addr: Silverthorne, CO

Patrick Karbon

Ape
Addr: Silverthorne, CO

Patrick Karbon

Associate Level Real Estate Broker
Active
License # 100040927
Addr: Denver, CO

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Patrick Karbon holds 3 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Patrick Karbon

Dearborn High School - Dearborn, MI, MI
1997

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Patrick Karbon has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

Patrick G Karbon

License: FA100040927

Source: State Real Estate Commissions ยท NAR License Databases

MP

Patrick Karbon

Male
·
3058 Kenwood Dr, Rochester Hls, MI 48309 (Oakland County)
42.6512, -83.1944
· (248) 373-3865
TZ: Eastern
Single Family
MP

Patrick J Karbon

Age 64 Male
·
4460 S Shore St, Waterford, MI 48328 (Oakland County)
42.6579, -83.3759
Marital: Married TZ: Eastern
Occ: Technical Edu: Some College
Homeowner Single Family Built 1978 Purchased 2006
MP

Patrick G Karbon

Age 38 Male
·
23665 Elmwood Ct, Dearborn, MI 48124 (Wayne County)
42.3065, -83.2682
· (313) 445-0597
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1931 Purchased 1992

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 3 demographic profiles associated with Patrick Karbon. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Patrick Karbon. These loans were issued to businesses, not individuals.

The Heathers Senior Homes LLC

Limited Liability Company(LLC

$53,690 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Mar 12, 2021

Forgiven

$37,725

Jobs Reported

10

Loan #

9465548501

Loan Size

Small

Microsmart Applications INC

Corporation

$5,454 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121
Approved

May 1, 2020

Forgiven

$5,489

Jobs Reported

2

Loan #

4861237701

Loan Size

Small

Abacus Usa INC

Corporation

$4,166 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Jan 26, 2021

Forgiven

$4,193

Jobs Reported

2

Loan #

6304688307

Loan Size

Small

Farbor Enterprises, LTD.

Corporation

$18,467 Paid in Full
Address:
3225 MCLEOD DR Ste 100
Las Vegas, NV89121-2257
Approved

May 1, 2020

Forgiven

$18,651

Jobs Reported

2

Loan #

9097407308

Loan Size

Small

Bella Vita Alf At Latania

Limited Liability Company(LLC

$17,270 Paid in Full
Address:
3225 McLeod Dr Ste 100 3225 Mcleod Dr Suite 100
Las Vegas, NV89121-2257
Approved

Feb 18, 2021

Forgiven

$17,375

Jobs Reported

5

Loan #

1400728510

Loan Size

Small

Bella Vita Alf

Corporation

$4,862 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Mar 27, 2021

Forgiven

$4,874

Jobs Reported

2

Loan #

1856048701

Loan Size

Small

Functional Nutrition Solutions INC.

Subchapter S Corporation

$18,700 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Feb 9, 2021

Forgiven

$18,916

Jobs Reported

1

Loan #

5860218400

Loan Size

Small

Una Vita LLC DBA Bella Vita Alf-Lake Ma

Limited Liability Company(LLC

$33,445 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Mar 27, 2021

Forgiven

$33,658

Jobs Reported

7

Loan #

1677128706

Loan Size

Small

Cpo Enterprises LLC

Subchapter S Corporation

$38,770 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Feb 11, 2021

Forgiven

$38,934

Jobs Reported

7

Loan #

7074128410

Loan Size

Small

Farbor Enterprises LTD

Corporation

$16,747 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Feb 17, 2021

Forgiven

$16,843

Jobs Reported

2

Loan #

9512598400

Loan Size

Small

Freyr LLC

Limited Liability Company(LLC

$23,244 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Mar 5, 2021

Forgiven

$23,364

Jobs Reported

6

Loan #

7000278504

Loan Size

Small

Dream Maker Services

Corporation

$31,250 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Mar 1, 2021

Forgiven

$31,467

Jobs Reported

2

Loan #

5754258506

Loan Size

Small

Emerson Property Management INC

Corporation

$10,000 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121
Approved

May 1, 2020

Forgiven

$10,078

Jobs Reported

1

Loan #

1295867703

Loan Size

Small

All Out Carpet Care INC

Corporation

$38,861 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

May 2, 2020

Forgiven

$39,340

Jobs Reported

3

Loan #

9362457303

Loan Size

Small

London Management INC.

Corporation

$26,600 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Feb 23, 2021

Forgiven

$26,764

Jobs Reported

2

Loan #

3111228505

Loan Size

Small

All Out Carpet Care INC

Corporation

$35,320 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Feb 25, 2021

Forgiven

$35,651

Jobs Reported

5

Loan #

4465608503

Loan Size

Small

3b Investment Group LLC

Limited Liability Company(LLC

$5,935 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Mar 13, 2021

Forgiven

$5,965

Jobs Reported

3

Loan #

2207848601

Loan Size

Small

Emerson Property Management INC.

Corporation

$9,137 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Jan 30, 2021

Forgiven

$9,198

Jobs Reported

1

Loan #

9235798304

Loan Size

Small

Young Legacy INC

Corporation

$13,000 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

May 21, 2020

Forgiven

$13,120

Jobs Reported

1

Loan #

1440187806

Loan Size

Small

It Came From Planet Earth LLC

Limited Liability Company(LLC

$205 Exemption 4
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Jan 25, 2021

Jobs Reported

3

Loan #

5779428309

Loan Size

Small

Td Properties Of Tampa LLC

Limited Liability Company(LLC

$10,662 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Apr 27, 2021

Forgiven

$10,720

Jobs Reported

1

Loan #

2797078910

Loan Size

Small

Bilmar Contracting And Property Services LLC

Limited Liability Company(LLC

$86,514 Paid in Full
Address:
3885 S Decatur Blvd
Las Vegas, NV89103-5855
Approved

Jan 20, 2021

Forgiven

$86,962

Jobs Reported

4

Loan #

2130918305

Loan Size

Small

Microsmart Applications INC

Corporation

$5,575 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

May 5, 2021

Forgiven

$5,607

Jobs Reported

2

Loan #

7032038910

Loan Size

Small

Dwpx2, LLC

Limited Liability Company(LLC

$16,250 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Apr 9, 2020

Forgiven

$16,368

Jobs Reported

3

Loan #

9665877003

Loan Size

Small

Jeffery B Webb PLLC

Limited Liability Company(LLC

$64,279 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121
Approved

Apr 16, 2020

Forgiven

$64,698

Jobs Reported

11

Loan #

2717387206

Loan Size

Small

Carewell Health Services INC

Corporation

$23,363 Paid in Full
Address:
3885 S Decatur Blvd Ste 1055
Las Vegas, NV89103-5872
Approved

Feb 27, 2021

Forgiven

$23,712

Jobs Reported

18

Loan #

5197928502

Loan Size

Small

Td Properties Of Tampa LLC

Limited Liability Company(LLC

$10,662 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Mar 27, 2021

Forgiven

$10,689

Jobs Reported

1

Loan #

1974318700

Loan Size

Small

5280 Property Holdings LLC

Limited Liability Company(LLC

$22,500 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Mar 10, 2021

Forgiven

$22,664

Jobs Reported

1

Loan #

8598548500

Loan Size

Small

Princeton Professional Care LLC

Limited Liability Company(LLC

$96,550 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Feb 11, 2021

Forgiven

$97,190

Jobs Reported

17

Loan #

6942608408

Loan Size

Small

Supermegacool INC

Corporation

$33,165 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Mar 10, 2021

Forgiven

$33,438

Jobs Reported

2

Loan #

8739018510

Loan Size

Small

Service Masters Landscape And Maintenance INC DBA Bilmar Lan

Subchapter S Corporation

$552,707 Paid in Full
Address:
3885 S Decatur Blvd
Las Vegas, NV89103-5855
Approved

Jan 20, 2021

Forgiven

$555,811

Jobs Reported

70

Loan #

1978098300

Loan Size

Medium

Beezee Prime Properties INC

Corporation

$9,882 Exemption 4
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Apr 30, 2020

Jobs Reported

4

Loan #

6137967303

Loan Size

Small

Power Up Skill Games LLC

Limited Liability Company(LLC

$18,717 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Apr 15, 2021

Forgiven

$18,896

Jobs Reported

2

Loan #

3591988802

Loan Size

Small

Prodigy Petroleum LLC

Subchapter S Corporation

$118,380 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Feb 13, 2021

Forgiven

$119,943

Jobs Reported

5

Loan #

8488288406

Loan Size

Small

Bella Vita Alf

Corporation

$8,830 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Apr 27, 2021

Forgiven

$8,879

Jobs Reported

2

Loan #

3055268903

Loan Size

Small

Beezee Prime Properties INC.

Corporation

$10,320 Exemption 4
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Mar 31, 2021

Jobs Reported

7

Loan #

4026188702

Loan Size

Small

Management By Strengths INC

Corporation

$18,605 Paid in Full
Address:
3225 McLeod Dr Ste 100
Las Vegas, NV89121-2257
Approved

Feb 4, 2021

Forgiven

$18,764

Jobs Reported

2

Loan #

2755968407

Loan Size

Small

Refiadvisor LLC

Limited Liability Company(LLC

$6,632 Exemption 4
Address:
3225 McLeod Dr Ste 110
Las Vegas, NV89121-2257
Approved

Mar 20, 2021

Jobs Reported

10

Loan #

6022308605

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 38 PPP loan records are linked to businesses associated with Patrick Karbon. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Patrick Karbon on the map

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Patrick Karbon in Dearborn, MI: Background Summary

Location
23665 Elmwood Ct, Dearborn, MI 48124
Other Locations
Dearborn, MI ยท Waterford, MI ยท Lathrup Village, MI and 3 more
Profiles Found
7 people with this name
Phone Numbers
(313) 445-0597 and 2 others on file
Email
patrick.karbon@hotmail.com and 1 other on file
Career
Partner at West + Main Homes, Drew PhotoGraphix
Voter Registration
Registered UAF
Vehicles
2 linked โ€” 2012 Chrysler 200, 2010 Ford Focus
Licenses
3 professional licenses (APE, Associate Level Real Estate Broker)
PPP Loans
$1519K for The Heathers Senior Homes LLC, Microsmart Applications INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Patrick Karbon. Because public records are indexed by name rather than by a unique identifier, the 68 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Patrick Karbon

Search Complexity: Moderate

68 public records across 4states, belonging to approximately 7 different individuals. There are 7 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Professional License Records section may be most helpful for disambiguation because these records contain license numbers and issuing states.

Geographic Distribution

Records are moderately distributed across 4 states. Highest concentration: Michigan (22%), followed by Colorado and Nevada. Spans the Midwest and West regions.

MI15recordsCO5recordsNV5recordsTX1record

Record Type Breakdown

Data spans 7 record categories. Largest: PPP Loan Records (60%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (8) and Corporate Records (6).

38
PPP Loan Records
8
Contact & Address Records
6
Corporate Records
5
Business & Corporate Filings
3
Professional License Records
2
Vehicle Registration Records

Age Distribution

Age range: approximately 32 years, suggesting multiple generations. Largest group: Senior (65+) (33%).

Senior (65+)1personMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Patrick Karbon

Is Patrick Karbon a registered voter?
Yes, voter registration records show Patrick Karbon is registered in Colorado with UAF affiliation. We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Patrick Karbon?
Records show 2 vehicle registrations associated with Patrick Karbon, including a 2012 Chrysler 200. Registered makes include Chrysler, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Patrick Karbon?
We found 5 business affiliations for Patrick Karbon, including west + main homes. Other companies include Drew PhotoGraphix. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Patrick Karbon?
Our database contains 68 total records for Patrick Karbon spanning 4 states. This includes 7 distinct contact records, 5 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Patrick Karbon?
The 68 records displayed for Patrick Karbon are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Patrick Karbon remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.