Patrick Ojeda

Age 39 b. 1986-12-05
๐Ÿ“ 11935 Westwold Dr, Tomball Tx 77377
๐Ÿ“ž (281) 224-9944, (281) 351-4541
โœ‰๏ธ P_ANTHONY_OJEDA@YAHOO.COM, p_anthony_ojeda@yahoo.com

Mr Patrick S Ojeda from Cottonwood, AZ

Age 63 b. 8/20/1962
๐Ÿ“ 672 E Bow Maker Trl, #cottonwood, AZ 86326-4990
โœ‰๏ธ patrick.ojeda@comcast.net
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Sean M Woods
๐Ÿ• 16 previous addresses

Patrick Ojeda

Age 72 b. 1953-09-15
๐Ÿ“ 4720 Garfield St, La Mesa Ca
๐Ÿ“ž (619) 867-1032
โœ‰๏ธ MAGICLEE1953@GMAIL.COM

Patrick Ojeda from Jacksonville, FL

Age 50
๐Ÿ“ 8435 Moncrief Dinsmore Rd, Jacksonville, FL 32219
๐Ÿ“ž (904) 482-9542, (904) 765-2375, (904) 786-6838
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Ezekiel S Ojeda,Kelly Ojeda,Sandra Jean Ojeda

Patrick Ojeda from Tomball, TX

Age 48
๐Ÿ“ 11935 Westwold Dr, Tomball, TX 77377
๐Ÿ“ž (281) 351-4541, (713) 351-4541, (713) 537-5817
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Belinda Garcia Ojeda,Belinda G Ojeda

Patrick Ojeda from Houston, TX

Age 60 b. Sep 1965 Harris Co.
๐Ÿ“ 990 Cypress Station Dr 1109
๐Ÿ“ž (281) 351-4541

Patrick Ojeda from La Mesa, CA

Age 72 b. Sep 1953 San Diego Co.
๐Ÿ“ 4720 Garfield St
๐Ÿ“ž (619) 298-4177

Patrick Ojeda from San Jose, CA

Age 42 b. Oct 1983
๐Ÿ“ 415 E Taylor St Apt 3133
๐Ÿ“ž (347) 668-6751
๐Ÿ‘ค aka Patrick Ojeda, Patrick Oheda

Patrick Ojeda from Camp Verde, AZ

Male
๐Ÿ“ 532 S Hitching Post Dr
๐Ÿ“ž (928) 300-6659 (VERIZON WIRELESS)

Patrick Ojeda from Phoenix, AZ

Age 64 b. 1962 Male
๐Ÿ“ 3825 W Anthem Way
๐Ÿ“ž (602) 326-5472

Patrick Ojeda from San Diego, CA

Age 63 b. Aug 1962 San Diego Co.
๐Ÿ“ 6346 Riverdale St

Patrick Ojeda from Cottonwood, AZ

Male
๐Ÿ“ Po Box 152

Patrick Ojeda from Jacksonville, FL

Duval Co.
๐Ÿ“ 9211 103 Rd St 30

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 13 contact records for Patrick Ojeda across 4 states. The most recent address on file is in Houston, Texas. Of these records, 10 include phone numbers and 3 include email addresses. Ages range from 48 to 50, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Ojeda Patrick N

Duval County
PIN: 0029850010R
· 8435 Moncrief-Dinsmore Rd, Jacksonville 32219
Value: $69,391

Ojeda Patrick & Belinda

Harris County
· 11935 Westwold Dr, Northwest-Harris

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Patrick Ojeda in Northwest-Harris. Values shown are from county assessor records and may differ from current market prices.

Patrick Ojeda

Democrat
5997s Yakima St, Aurora, CO, 80015
DOB: 1993 Gender: Male Ph: 505-288-8003
County: Arapahoe

Patrick Neal Ojeda

8435 Moncrief Dinsmore Rd, Jacksonville, , 32219

Patrick Ojeda

Democrat
238 Ft Washington Avenue, 0, 10032
DOB: 19831020 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Patrick Ojeda in Colorado, . Party affiliation is listed as DEM. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1971 CHEVROLET NOVA
ยท Registered to: Patrick Ojeda
ยท VIN: 114271W149022
·
8435 Moncrief Dinsmore Rd, Jacksonville, FL, 32219
2006 Hummer H3
ยท Registered to: Patrick Ojeda
ยท VIN: 5GTDN136068318454
·
109030 Northam Dr, Tomball, TX, 77377
·
(281) 351-4541
2010 Chevrolet Camaro
ยท Registered to: Patrick Ojeda
ยท VIN: 2G1FJ1EJXA9126154
·
109030 Northam Dr, Tomball, TX, 77377
·
(281) 351-4541
2007 Ford F150
ยท Registered to: Patrick Ojeda
ยท VIN: 1FTPW14567KD46710
·
4622 W Fortune Dr, Anthem, AZ, 85086-1403
1988 BMW 3 SERIES 2DR SEDAN
ยท Registered to: Patrick Ojeda
ยท VIN: WBAAB5404J8865236
·
8435 Moncrief Dinsmore Rd, Jacksonville, FL, 32219
2001 MITS GALA
ยท Registered to: Patrick Ojeda
ยท VIN: 4A3AA46G21E209528
·
11935 Westwold Dr, Tomball, TX, 77377-7904
·
773777904

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 6 vehicle registration records are associated with Patrick Ojeda. Registered makes include Chevrolet, Hummer, Ford, Bmw and others. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

852311

+16023265472aztechrescue@yahoo.com

Patrick Ojeda

Technical Buyer
Philippines

Patrick Schlee Ojeda

Sr. Finance Manager XBOX at Micro

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 5 business affiliations were found for Patrick Ojeda. Roles listed include Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 17610 Hufsmith Kohrville Rd #B, Tomball, TX, 77375
TX
President: Patrick Ojeda

Hall Tile, INC.

Addr: 17610 Hufsmith Kohrville Rd #B, Tomball, TX, 77375
TX
President: Patrick Ojeda

Hall Tile, INC.

ID: 0125479600
Addr: 17610 Hufsmith Kohrville Rd #B, Tomball, TX, 77375
TX
President: Patrick Ojeda

Source: Public Records Patrick Ojeda appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Patrick Ojeda

San Diego High School - San Diego, CA, CA
1972

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Patrick Ojeda has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$1 Jun 26, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$1 Mar 13, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$5 Mar 13, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$1 Mar 11, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$1 Feb 26, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$5 Mar 1, 2021
2022
Progressive Turnout Project
Ojeda, Patrick Not Employed La Mesa, CA
$1 Jun 8, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$1 Mar 30, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$11 Jun 30, 2019
2020 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$1 Jun 11, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$1 Mar 8, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$5 Apr 17, 2020
2020 DEM
McGrath, Amy
Ojeda, Patrick Not Employed Spring Valley, CA
$1 Mar 28, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$5 Feb 27, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$1 Mar 8, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$15 May 24, 2019
2020 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$5 Apr 17, 2020
2020 DEM
McGrath, Amy
Ojeda, Patrick Not Employed Spring Valley, CA
$1 Feb 27, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$5 Jun 19, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$15 Mar 27, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$1 Mar 6, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$1 Jun 13, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$15 Jun 27, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$5 Oct 19, 2019
2020 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$15 Feb 28, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$5 Mar 19, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$1 Feb 28, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$1 Mar 26, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$15 May 29, 2019
2020 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$5 Mar 6, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$15 Feb 20, 2018
2018 DEM
Dccc
Ojeda, Patrick Not Employed La Mesa, CA
$15 Mar 27, 2018
DEM
Dccc
Contributor Not Employed La Mesa, CA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 32 political contribution records found for Patrick Ojeda. Total disclosed contributions amount to $176. Recipients include Dccc. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Patrick D Ojeda

Age 24 Male
·
5997 S Yakima St, Aurora, CO 80015 (Arapahoe County)
39.6076, -104.7200
· (505) 710-4533
Marital: Single TZ: Mountain
Homeowner Single Family Built 2001 Purchased 2012
MP

Patrick N Ojeda

Age 53 Male
·
8435 Moncrief Dinsmore Rd, Jacksonville, FL 32219 (Duval County)
30.4040, -81.7477
· (904) 482-9542
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1999 Purchased 2016
MP

Patrick F Ojeda

Age 68 Male
·
14132 S Marquette Ave, Chicago, IL 60633 (Cook County)
41.6377, -87.5569
· (708) 868-0875
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1968 Purchased 2006
MP

Patrick S Ojeda

Age 55 Male
·
3825 W Anthem Way, Phoenix, AZ 85086 (Maricopa County)
33.8666, -112.1380
Marital: Single TZ: Mountain
Edu: High School
Multi-Family
MP

Patrick R Ojeda

Age 62 Male
·
4720 Garfield St, La Mesa, CA 91941 (San Diego County)
32.7649, -117.0060
Marital: Married TZ: Pacific
Homeowner Single Family Purchased 2001
MP

Patrick Ojeda

Age 21 Male
·
135 Bayou Cir, Leesburg, FL 34748 (Lake County)
28.8097, -81.8939
Marital: Single TZ: Eastern
Multi-Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Patrick Ojeda. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Patrick Ojeda. These loans were issued to businesses, not individuals.

Jonathon Freiberg

Independent Contractors

$4,021 Paid in Full
Address:
3825 W Anthem Way
Anthem, AZ85086-3100
Approved

Mar 18, 2021

Forgiven

$4,041

Jobs Reported

1

Loan #

4226678603

Loan Size

Small

Shakir McCain

Independent Contractors

$20,832 Paid in Full
Address:
3825 W Anthem Way Unit 3133
Anthem, AZ85086-3168
Approved

Apr 24, 2021

Forgiven

$20,919

Jobs Reported

1

Loan #

9997958801

Loan Size

Small

Jonathon Freiberg

Independent Contractors

$4,021 Paid in Full
Address:
3825 W Anthem Way
Anthem, AZ85086-3100
Approved

Apr 12, 2021

Forgiven

$4,038

Jobs Reported

1

Loan #

2540508804

Loan Size

Small

Sell From Soul LLC

Limited Liability Company(LLC

$6,250 Exemption 4
Address:
3825 W Anthem Way
Anthem, AZ85086-3100
Approved

Mar 31, 2021

Jobs Reported

1

Loan #

3465318701

Loan Size

Small

Rodney Beall

Independent Contractors

$3,502 Paid in Full
Address:
3825 W Anthem Way Unit 2042
Anthem, AZ85086-3108
Approved

May 13, 2021

Forgiven

$3,518

Jobs Reported

1

Loan #

1863409010

Loan Size

Small

J.l. Hall Tile Co. INC.

Corporation

$47,520 Paid in Full
Address:
17610 Hufsmith Kohrville Rd
Tomball, TX77375-8315
Approved

Jan 30, 2021

Forgiven

$47,692

Jobs Reported

3

Loan #

8918358306

Loan Size

Small

Century Air Solutions LLC

Limited Liability Company(LLC

$56,482 Paid in Full
Address:
17610 Hufsmith Kohrville Rd Unit A
Tomball, TX77375-8315
Approved

Jan 30, 2021

Forgiven

$57,017

Jobs Reported

10

Loan #

9278628310

Loan Size

Small

James Robison

Sole Proprietorship

$15,930 Exemption 4
Address:
3825 W Anthem Way Unit 2108
Anthem, AZ85086-3158
Approved

Jan 30, 2021

Jobs Reported

1

Loan #

9149998309

Loan Size

Small

Crimson Sage LLC

Limited Liability Company(LLC

$4,239 Paid in Full
Address:
3825 W Anthem Way Unit 3099
Anthem, AZ85086-3143
Approved

Apr 9, 2021

Forgiven

$4,258

Jobs Reported

2

Loan #

9923088710

Loan Size

Small

Jonathon Freiberg

Sole Proprietorship

$9,790 Paid in Full
Address:
3825 W Anthem Way Unit 3058
Anthem, AZ85086-3117
Approved

May 12, 2021

Forgiven

$9,831

Jobs Reported

1

Loan #

9165668903

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 10 PPP loan records are linked to businesses associated with Patrick Ojeda. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Patrick Ojeda on the map

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Patrick Ojeda in Tomball, TX: Background Summary

Location
11935 Westwold Dr, Tomball Tx 77377, Tomball, TX
Other Locations
Houston, TX ยท La Mesa, CA ยท San Jose, CA and 5 more
Profiles Found
13 people with this name
Phone Numbers
(281) 224-9944 and 8 others on file
Email
p_anthony_ojeda@yahoo.com and 2 others on file
Possible Relatives
Sean M Woods, Ezekiel S Ojeda, Kelly Ojeda, Sandra Jean Ojeda, Belinda Garcia Ojeda and 1 more
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
6 linked โ€” 1971 Chevrolet Nova, 2006 Hummer H3 and 4 more
Contributions
$176 total โ€” Dccc
PPP Loans
$173K for Jonathon Freiberg, Shakir McCain

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Patrick Ojeda. Because public records are indexed by name rather than by a unique identifier, the 85 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Patrick Ojeda

Search Complexity: High

85 public records across 6states, belonging to approximately 13 different individuals. With 13 distinct profiles across 6 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: Texas (12%), followed by Arizona and California. Spans the South and West regions.

TX10recordsAZ7recordsCA6recordsFL5recordsCO2recordsIL1record

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (41%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (17) and PPP Loan Records (10).

32
Political Contribution Records
17
Contact & Address Records
10
PPP Loan Records
6
Vehicle Registration Records
5
Business & Corporate Filings
3
Voter Registration Records

Age Distribution

Age range: approximately 33 years, suggesting multiple generations. Largest group: Senior (65+) (14%).

Senior (65+)1personMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Patrick Ojeda

Is Patrick Ojeda a registered voter?
Yes, voter registration records show Patrick Ojeda is registered in Colorado with DEM affiliation. We found 3 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Patrick Ojeda own property?
County assessor records show 2 properties associated with Patrick Ojeda . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Patrick Ojeda?
Records show 6 vehicle registrations associated with Patrick Ojeda, including a 1971 CHEVROLET NOVA. Registered makes include Chevrolet, Hummer, Ford, Bmw. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Patrick Ojeda?
We found 5 business affiliations for Patrick Ojeda (null). Business records are compiled from state registries, SEC filings, and professional databases.
Has Patrick Ojeda made political donations?
FEC disclosure records show 32 reported political contributions from Patrick Ojeda, totaling $176. Recipients include Dccc. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Patrick Ojeda?
Our database contains 85 total records for Patrick Ojeda spanning 6 states. This includes 13 distinct contact records, 10 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Patrick Ojeda?
The 85 records displayed for Patrick Ojeda are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Patrick Ojeda remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.