Paul Zauner from Hanover, MA

Age 63
๐Ÿ“ 21 Clark Cir, Hanover, MA 02339
๐Ÿ“ž (781) 982-1931, (781) 982-1931, (508) 477-7942, (508) 833-1229
โœ‰๏ธ pzauner@massed.net, pzauner@msn.com

Paul Zauner

Age 71 b. 1954-10-12
๐Ÿ“ 502 Sw 19th St, Boynton Beach Fl
๐Ÿ“ž (561) 853-5129, (111) 111-0002, (317) 581-0338
โœ‰๏ธ BADGERPH2@AOL.COM, badgerph2@aol.com

Paul Zauner

Age 75 b. 1950-09-21
๐Ÿ“ 2223 Gardenmoss Dr, Green Cv Spgs Fl
๐Ÿ“ž (716) 912-0727, (716) 912-1179
โœ‰๏ธ ZAUNERP@BELLSOUTH.NET

Paul K Zauner & Andre J Zauner

Age 92 b. 1933-12-01
๐Ÿ“ 2867 S 98th St, West Allis Wi
๐Ÿ“ž (414) 543-6059
โœ‰๏ธ ANDYZAUNER@ATT.NET

Paul Zauner from Green Cove Springs, FL

Age 63
๐Ÿ“ 2223 Gardenmoss Dr, Green Cove Springs, FL 32043
๐Ÿ“ž (716) 684-5417, (904) 282-5248, (904) 282-5248, (716) 684-5417, (716) 674-5417
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Carl P Zauner,Christine M Trzaska,Michael J Zauner,Margaret C Zauner,Christ Zauner,Christine M Zauner

Paul Zauner from Green Cv Spgs, FL

Age 75 b. Sep 1950 Clay Co.
๐Ÿ“ 2223 Gardenmoss Dr
๐Ÿ“ž (904) 282-5248

Paul Zauner from Hanover, MA

Age 75 b. Oct 1950 Plymouth Co.
๐Ÿ“ 21 Clark Cir
๐Ÿ“ž (781) 982-1931

Paul Zauner from Carmel, IN

Age 71 b. Oct 1954 Hamilton Co.
๐Ÿ“ Po Box 97
๐Ÿ“ž (808) 623-8075

Paul Zauner from Milwaukee, WI

Age 96 b. Jun 1929 Milwaukee Co.
๐Ÿ“ 2867 S 98th St

Paul Zauner from Buffalo, NY

Age 75 b. Sep 1950 Erie Co.
๐Ÿ“ 164 Curtis Py

Paul Zauner from Forestdale, MA

Age 75 b. Oct 1950
๐Ÿ“ 31 Greenville Dr

Paul Zauner from Austin, TX

0
๐Ÿ“ 4615 Sidereal Dr, Austin, TX 78727

Paul Zauner from Olmsted Falls, OH

Cuyahoga Co.
๐Ÿ“ 7080 Stearns Rd
๐Ÿ“ž (440) 235-3584

Paul Zauner from Boynton Beach, FL

๐Ÿ“ 119 Sw 13th St
๐Ÿ“ž (317) 581-0338

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 14 contact records for Paul Zauner across 7 states. The most recent address on file is in Green Cv Spgs, Florida. Of these records, 10 include phone numbers and 4 include email addresses. The listed age is 63. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Zauner Paul H

Palm Beach County
PIN: 08434529040170190
· 119 SW 13th St, Boynton Beach 33426
Value: $51,725

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Paul Zauner. Values shown are from county assessor records and may differ from current market prices.

Paul Henry Zauner

9550 S Ocean Dr, Jensen Beach, , 34957

Paul P Zauner

Democrat
97 Schwartz Rd, 10, 14059
DOB: 19500921 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Paul Zauner in . Party affiliation is listed as DEM. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 TOYOTA PRIUS
ยท Registered to: Paul Zauner
ยท VIN: JTDKN3DU5B0255805
·
21 Clark Cir, Hanover, MA, 02339-2434
·
(781) 982-1931
2012 VOLKSWAGEN GTI
ยท Registered to: Paul Zauner
ยท VIN: WVWHD7AJ7CW317489
·
2223 Gardenmoss Dr, Green Cove Springs, FL, 32043-6209
·
(904) 282-5248
2007 HYUNDAI SONATA
ยท Registered to: Paul Zauner
ยท VIN: 5NPET46C37H294562
·
2223 Gardenmoss Dr, Green Cv Spgs, FL, 32043-6209
2017 FORD FOCUS
ยท Registered to: Paul Zauner
ยท VIN: 1FADP3L92HL262479
·
2223 Gardenmoss Dr, Green Cove Sprin, FL, 32043
·
(716) 684-5417

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Paul Zauner. Registered makes include Toyota, Volkswagen, Hyundai, Ford. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Trilogy Communications Inc

Paul ZaunerSales Manager of North Central
(601) 932-4461pzauner@trilogycoax.com
Pearl, MS

Paul Zauner

Indianapolis, Indiana Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 3 business affiliations were found for Paul Zauner. Companies include Trilogy Communications Inc. Records are compiled from state business registries, SEC filings, and professional networking databases.

Paul Zauner

Addr: 11715 Lenox Ln #207, Carmel, IN, 46032
IN

Paul Zauner

Addr: 11715 Lenox Ln #207, Carmel, IN, 46032
IN

Paul Zauner

Addr: PO Box 97, Carmel, IN, 46082
IN

Zauner Enterprises INC.

Addr: 11715 Lenox Ln, Carmel, IN, 46032
IN
Incorporator: Paul Zauner

Source: Public Records Paul Zauner appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$15 Feb 10, 2016
2016 DEM
Sanders, Bernard
Zauner, Paul Retired Green Cove Springs, FL
$15 Jan 29, 2024
2024
Elect Diverse Democrats Pac
Zauner, Paul Not Employed Hanover, MA
$31 Sep 20, 2012
2012 DEM
Obama, Barack
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$25 Jan 31, 2013
2014 DEM
Democratic Congressional Campaign Committee
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$10 May 16, 2012
2012 DEM
Warren, Elizabeth
Zauner, Paul Retired Green Cove Springs, FL
$10 Nov 21, 2019
2020 DEM
Harris, Kamala D.
Zauner, Paul Retired Green Cove Springs, FL
$15 May 16, 2017
2018 DEM
Ossoff, T. Jonathan
Zauner, Paul Not Employed Green Cove Springs, FL
$56 Aug 27, 2012
2012 DEM
Obama, Barack
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$31 Oct 13, 2012
2012 DEM
Obama, Barack
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$1,000 Oct 9, 2018
2018 DEM
Dnc Services CORP./Dem. Nat L Committee
Zauner, Paul Retired Green Cove Springs, FL
$31 Sep 6, 2012
2012 DEM
Obama, Barack
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$10 Oct 9, 2018
2018 DEM
Heitkamp, Heidi
Zauner, Paul Not Employed Green Cove Springs, FL
$10 Jun 29, 2018
2018 DEM
Dnc Services CORP./Dem. Nat L Committee
Zauner, Paul Not Employed Green Cove Springs, FL
$50 Jan 21, 2020
2020 DEM
Gideon, Sara
Zauner, Paul Not Employed Green Cove Springs, FL
$25 Jan 28, 2020
2020 DEM
Kelly, Mark
Zauner, Paul Not Employed Green Cove Springs, FL
$41 Sep 13, 2012
2012 DEM
Obama, Barack
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$15 Oct 2, 2012
2012 DEM
Obama, Barack
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$10 Oct 9, 2018
2018 DEM
O Rourke, Robert Beto
Zauner, Paul Not Employed Green Cove Springs, FL
$5 Oct 18, 1994
1994
Job Opportunities For The Buckeye State Pac
Zauner, Paul Olmsted Falls, OH
$5 Apr 29, 1994
1994 REP
Voinovich, George
Zauner, Paul Olmsted Falls, OH
$5 Mar 30, 2012
2012 DEM
Grayson, Alan Mark
Zauner, Paul Retired Green Cove Springs, FL
$5 Apr 25, 1990
1990 REP
Taft, Bob
Zauner, Paul Olmsted Falls, OH
$10 May 26, 2015
2016 DEM
Sanders, Bernard
Zauner, Paul Retired Green Cove Springs, FL
$25 Oct 17, 2012
2012 DEM
Democratic Congressional Campaign Committee
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$31 Oct 16, 2012
2012 DEM
Obama, Barack
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$25 Jun 13, 2013
2014 DEM
Democratic Congressional Campaign Committee
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$25 Oct 22, 2012
2012 DEM
Democratic Congressional Campaign Committee
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$100 Aug 5, 2012
2012 DEM
Obama, Barack
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$31 Oct 8, 2012
2012 DEM
Obama, Barack
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$25 Nov 1, 2020
2020
Stop Republicans
Zauner, Paul Supervisor Program Manager @ Us Air Force Hanover, MA
$100 Dec 10, 2020
2020 DEM
Dscc
Zauner, Paul Retired Green Cove Springs, FL
$25 Sep 29, 2013
2014 DEM
Democratic Congressional Campaign Committee
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$5 Oct 23, 1990
1990 REP
Taft, Bob
Zauner, Paul Olmsted Falls, OH
$31 Oct 31, 2012
2012 DEM
Obama, Barack
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$10 Oct 9, 2018
2018 DEM
Nelson, Bill
Zauner, Paul Not Employed Green Cove Springs, FL
$10 Apr 12, 2014
2014 DEM
Crist, Charlie
Zauner, Paul Green Cove Spri, FL
$5 Apr 11, 2003
2004 REP
Brinkman Jr, Tom
Zauner, Paul Olmstead Falls, OH
$0 Jun 30, 2013
2014 DEM
Actblue
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$10 Sep 24, 2019
2020 DEM
Steyer, Tom
Zauner, Paul Retired Green Cove Springs, FL
$5 Jun 13, 1997
1998 REP
Taft, Bob
Zauner, Paul Olmsted Falls, OH
$10 Aug 21, 2019
2020 DEM
Steyer, Tom
Zauner, Paul Retired Green Cove Springs, FL
$25 Oct 15, 2012
2012 DEM
Democratic Congressional Campaign Committee
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$5 Jun 19, 1990
1990 REP
Petro, Jim
Zauner, Paul Olmsted Falls, OH
$100 Oct 1, 2020
2020 DEM
Smp
Zauner, Paul Retired Green Cove Springs, FL
$50 Sep 4, 2020
2020 DEM
Boroughs, Adair Ford
Zauner, Paul Us Air Force Hanover, MA
$25 Jan 28, 2020
2020 DEM
Kelly, Mark
Zauner, Paul Not Employed Green Cove Springs, FL
$56 Aug 31, 2012
2012 DEM
Obama, Barack
Zauner, Paul Program Manager @ Us Air Force Hanover, MA
$10 May 16, 2012
2012 DEM
Grayson, Alan Mark
Zauner, Paul Retired Green Cove Springs, FL
$1,000 Oct 9, 2018
2018 DEM
Dnc Services CORP./Dem. Nat L Committee
Zauner, Paul Not Employed Green Cove Springs, FL
$5 Oct 17, 1990
1990 REP
Petro, Jim
Zauner, Paul Olmsted Falls, OH
$10 Apr 12, 2014
DEM
Crist, Charlie
Contributor Green Cove Spri, FL
$100 Oct 1, 2020
Unknown Committee
Zauner, Paul Retired Green Cove Springs, FL
$10
2014 DEM
Crist, Charlie
Contributor Green Cove Spri, FL
$25 20241007
The PAC for America's Future -TX
Contributor Supervisor Program Manager @ US Air Force Hanover, MA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 54 political contribution records found for Paul Zauner. Total disclosed contributions amount to $3,324. Recipients include Crist, Charlie, The PAC for America's Future -TX. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Paul H Zauner

Age 62 Male
·
119 SW 13th St, Boynton Beach, FL 33426 (Palm Beach County)
26.5227, -80.0831
Marital: Single TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1969 Purchased 2010
MP

Paul F Zauner

Age 66 Male
·
21 Clark Cir, Hanover, MA 02339 (Plymouth County)
42.0955, -70.8859
· (508) 801-7226
Marital: Single TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1989 Purchased 1989
MP

Paul Zauner

Male
·
502 SW 19th St, Boynton Beach, FL 33426 (Palm Beach County)
26.5220, -80.0859
TZ: Eastern
Homeowner Single Family Built 1970 Purchased 2012
MP

Paul D Zauner

Age 66 Male
·
2223 Gardenmoss Dr, Green Cv Spgs, FL 32043 (Clay County)
30.0383, -81.7937
· (904) 282-5248
Marital: Inferred Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 2006 Purchased 2006
MP

Paul K Zauner

Age 88 Male
·
2867 S 98th St, Milwaukee, WI 53227 (Milwaukee County)
42.9930, -88.0344
· (414) 543-6059
Marital: Single TZ: Central
Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Paul Zauner. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Paul Zauner. These loans were issued to businesses, not individuals.

James M. Evans

$9,664 Paid in Full
Address:
502 SW 19th St N/A
Approved

May 12, 2021

Forgiven

$9,737

Loan #

1054179002

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Paul Zauner. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Paul Zauner on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
15
6
8
1
1
2
1
2

Paul Zauner in Boynton Beach, FL: Background Summary

Location
502 SW 19th St, Boynton Beach Fl, Boynton Beach, FL
Other Locations
Green Cv Spgs, FL ยท Hanover, MA ยท Carmel, IN and 4 more
Profiles Found
14 people with this name
Phone Numbers
(781) 982-1931 and 9 others on file
Email
pzauner@massed.net and 4 others on file
Possible Relatives
Catherine Erica Zauner, Susan T Moscardellizauner, David Victor Zauner, Susan T Moscardelli, Benjamin Zauner and 10 more
Career
Trilogy Communications Inc
Voter Registration
Registered Democrat
Vehicles
4 linked โ€” 2011 Toyota Prius, 2012 Volkswagen Gti and 2 more
Contributions
$3,324.3 total โ€” The PAC for America's Future -TX, Crist, Charlie
PPP Loans
$19,328 for James M. Evans, James M. Evans

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Paul Zauner. Because public records are indexed by name rather than by a unique identifier, the 97 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Paul Zauner

Search Complexity: High

97 public records across 8states, belonging to approximately 14 different individuals. With 14 distinct profiles across 8 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 8 states. Highest concentration: Florida (15%), followed by Massachusetts and Indiana. Spans the South and Midwest regions.

FL15recordsMA8recordsIN6recordsWI2recordsOH2recordsTX1record

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (59%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (22) and Vehicle Registration Records (4).

54
Political Contribution Records
22
Contact & Address Records
4
Vehicle Registration Records
4
Corporate Records
3
Business & Corporate Filings
2
Voter Registration Records

Age Distribution

Age range: approximately 34 years, suggesting multiple generations. Largest group: Senior (65+) (80%).

Senior (65+)4peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Paul Zauner

Is Paul Zauner a registered voter?
Yes, voter registration records show Paul Zauner is registered in . We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Paul Zauner own property?
County assessor records show 1 property associated with Paul Zauner . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Paul Zauner?
Records show 4 vehicle registrations associated with Paul Zauner, including a 2011 TOYOTA PRIUS. Registered makes include Toyota, Volkswagen, Hyundai, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Paul Zauner?
We found 3 business affiliations for Paul Zauner, including Trilogy Communications Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Paul Zauner made political donations?
FEC disclosure records show 54 reported political contributions from Paul Zauner, totaling $3,324. Recipients include Crist, Charlie and The PAC for America's Future -TX. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Paul Zauner?
Our database contains 97 total records for Paul Zauner spanning 8 states. This includes 14 distinct contact records, 10 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Paul Zauner?
The 97 records displayed for Paul Zauner are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Paul Zauner remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.