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Peter Cavaretta from Kenmore, NY

Age 64
📍 192 Mang Ave, Kenmore, NY 14217
📞 (702) 647-2054, (716) 876-8007, (775) 427-2040, (702) 429-6478, (702) 647-2054
✉️ petenevada@hotmail.com, petenv@hotmail.com, ptrnevada@yahoo.com, turk@cris.com, turk7@cris.com
👨‍👩‍👧 Relatives: Barbara Cavaretta,Joseph A Cavaretta

Peter Cavaretta

Age 92 b. 1933-07-11
📍 3724 Burning Tree Dr, Ontario Ca
📞 (909) 459-0026, (951) 880-7972
✉️ PCAVARETTA@SBCGLOBAL.NET, pcavaretta@sbcglobal.net

Peter Cavaretta from Orchard Park, NY

Age 73
📍 15 Concord Dr, Orchard Park, NY 14127
📞 (716) 662-1109, (716) 662-1109, (716) 675-5500, (716) 983-1727
✉️ pscav@hotmail.com
👨‍👩‍👧 Relatives: Mark F Cavaretta,Karen M Cavaretta,Gina M Siegelcavare,Nicholas Cavaretta,John P Cavaretta,D Cavaretta

Peter Cavaretta from Getzville, NY

Age 89
📍 50 Deer Ridge Ct, Getzville, NY 14068
📞 (716) 689-6736, (716) 689-6736, (716) 834-6520
✉️ tmcav@juno.com
👨‍👩‍👧 Relatives: Therese M Cavaretta,Bruce C Cavaretta,Louis J Cavaretta

Peter Cavaretta from Fallbrook, CA

Age 71 b. Mar 1955 San Diego Co.
📍 Po Box 2080
📞 (602) 623-0912, (630) 837-2435, (760) 985-8347, (800) 895-6985

Peter Cavaretta

Age 61 b. 1964-06-26
📍 6748 Giant Oak Ln Apt 178, Orlando Fl
📞 (407) 898-4457, (407) 898-4457
✉️ PETERC626@AOL.COM

Peter Cavaretta from Hamburg, NY

Age 68
📍 57 Dudley Ave, Hamburg, NY 14075
📞 (716) 648-4423, (914) 512-0024, (716) 648-4423, (716) 882-7455
👨‍👩‍👧 Relatives: Anna P Cavaretta,Philip J Cavaretta,Charles T Cavaretta,Crocifiss M Cavaretta,Drocifissa M Cavaretta,Philip P Cavaretta

Peter Cavaretta from San Clemente, CA

Age 78 b. Sep 1947 Orange Co.
📍 1902 Via Sage
📞 (718) 227-2160
👤 aka Peter Paul Cavaretta

Peter Cavaretta from Fullerton, CA

Age 105 b. Apr 1921 Orange Co.
📍 3361 Quartz Ln Apt F 3
📞 (520) 888-7246

Peter Cavaretta from Hamburg, NY

Age 79 b. Jul 1946 Erie Co.
📍 48 Oliver Pl Unit 4

Peter Cavaretta from Buffalo, NY

Age 61 b. Jun 1964 Erie Co.
📍 4044 Clinton St Unit 6

Peter Cavaretta from Buffalo, NY

Age 76 b. Feb 1950 Erie Co.
📍 192 Mang Ave

Peter Cavaretta from Ocean City, NJ

Age 105 b. Apr 1921
📍 3608 Oxford Ln

Peter Cavaretta from Riverside, CA

Age 92 b. Jul 1933 Riverside Co.
📍 14060 Rock Pl
👤 aka Cavaretta Peter

Peter Cavaretta from Gilbert, AZ

📍 3589 E Meadowview Dr, Gilbert, AZ 85298

Peter Cavaretta from Narragansett, RI

📍 20 Marian Ave

Peter Cavaretta from Fullerton, CA

Orange Co.
📍 3300 E Palm Dr

Peter Cavaretta from Getzville, NY

Erie Co.
📍 50 Deer Ridge Ct

Peter Cavaretta from Hamburg, NY

Erie Co.
📍 57 Dudley Ave

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 19 contact records for Peter Cavaretta across 5 states. The most recent address on file is in Fallbrook, California. Of these records, 9 include phone numbers and 5 include email addresses. Ages range from 64 to 89, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Cavaretta, Peter

San-bernardino County
PIN: 21877139
· 3724 Burning Tree Dr, ONTARIO ca

Cavaretta Peter C & Anna

Erie County
· 57 Dudley Ave, Hamburg Ny 14075
Built: 1922.0
Assessed: $82,500

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Peter Cavaretta in Hamburg. Values shown are from county assessor records and may differ from current market prices.

Peter S Cavaretta

4632 Middlebrook Rd, Orlando, , 32811

Peter C Cavaretta

Reg: A1761550
57 Dudley Ave, 9, 14075
DOB: 19460716 Gender: Male

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Peter Cavaretta in . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2006 Honda Civic
· Registered to: Peter Cavaretta
· VIN: 2HGFG12876H540188
·
Po Box 2080, Fallbrook, CA, 92088
·
(800) 895-6985
2009 Saab 9-5
· Registered to: Peter Cavaretta
· VIN: YS3ED49G593501195
·
1 Fox Run Ln, Orchard Park, NY, 14127-3167
·
(716) 689-6736
2000 Dodge Ram 1500
· Registered to: Peter Cavaretta
· VIN: 3B7HC12Y2YG103883
·
Po Box 2080, Fallbrook, CA, 92088
2011 CADILLAC CTS
· Registered to: Peter Cavaretta
· VIN: 1G6DC5EY2B0157345
·
15 Concord Dr, Orchard Park, NY, 14127-3907
·
(716) 662-1109
2003 Dodge Caravan
· Registered to: Peter Cavaretta
· VIN: 2D4GP44R83R151272
·
57 Dudley Ave, Hamburg, NY, 14075
·
(716) 648-4423
2018 KIA FORTE
· Registered to: Peter Cavaretta
· VIN: 3KPFK4A78JE188511
·
5625 Charles Russell Rd, Las Cruces, NM, 88011

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 6 vehicle registration records are associated with Peter Cavaretta. Registered makes include Honda, Saab, Dodge, Cadillac and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Casa Di Pizza

President
(702) 341-5526
Las Vegas, NV
Eating and Drinking Establishments (Food)

Peter Cavaretta

Restaurant Prep
Zoup
Buffalo, New York, United States
LinkedIn

Peter Cavaretta

Restaurant Prep
Zoup
New York
LinkedIn

Outdoor Media Int'l

Peter CavarettaTaxi Driver
(702) 429-6478pcavaretta@outdoormedia.org
4008 Mill Point Cir, N Las Vegas, NV89032

Environ International Corp

Peter CavarettaDirector-Accounting
(702) 429-6478pcavaretta@hotmail.com
4008 Mill Point Cir, N Las Vegas, NV89032
environ.org

Wood Group Pratt & Whitney

Peter CavarettaChief Financial Officer
(860) 623-3366
Windsor Locks, CT

Peter Cavaretta

Orlando, Florida Area

Environ International Corp

Peter CavarettaDirector-Accounting
(702) 429-6478pcavaretta@hotmail.com
4008 Mill Point Cir, N Las Vegas, NV89032

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 10 business affiliations were found for Peter Cavaretta. Companies include Casa Di Pizza, Zoup, Outdoor Media Int'l and 2 more. Roles listed include Taxi Driver and Director-Accounting. Records are compiled from state business registries, SEC filings, and professional networking databases.

Peter Cavaretta

ID: F10946280
Addr: Not Required, Not Required

Peter Cavaretta

ID: F10946280
Addr: P O Box 2080, Fallbrook, CA, 92088
CA

Pete'S Connection, INC.

Filed: May 18, 1994
Registered Agent: Peter Cavaretta

Pete'S Connection, INC.

Filed: May 18, 1994
CEO: Peter Cavaretta

Peter Cavaretta

Addr: 407 Ranger Rd, Fallbrook, CA, 92028
CA

Peter Cavaretta

Addr: 8609 West Sahara, Las Vegas, NV, 89117
NV

Casa Di Pizza, INC.

Addr: 4619 Reliant St, Las Vegas, NV, 89031
NV
Officer: Peter Cavaretta

Casa Di Pizza, INC.

Addr: 4619 Reliant St, Las Vegas, NV, 89031
NV
Officer: Peter Cavaretta

Captain Jack'S Fish & Chips, INC.

ID: 3807856
Addr: 1066 Elmwood Avenue, Buffalo, NEW YORK, 14222
Filed: May 7, 2009 NEW YORK Erie County
DOS Process: Peter Cavaretta

Pete'S Connection, INC.

Addr: PO Box 2080, Fallbrook, CA, 92088
CA
CEO: Peter Cavaretta

Source: Public Records Peter Cavaretta appears in 10 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Peter Cavaretta

Whitesville High School - Whitesville, NY, NY
1965

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Peter Cavaretta has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$10 Jun 1, 2017
2018 DEM
Dscc
Cavaretta, Peter Not Employed Port St Lucie, FL
$8 Jan 23, 1992
1992
Thoroughbred Pac
Cavaretta, Peter Kenmore, NY
$50 May 7, 2020
2020 DEM
Pelosi, Nancy
Cavaretta, Peter Not Employed Port St Lucie, FL
$10 Aug 1, 2017
2018 DEM
Democratic Senatorial Campaign Committee
Cavaretta, Peter Not Employed Port St Lucie, FL
$13 Sep 27, 2020
2020 DEM
Harrison, Jaime
Cavaretta, Peter Not Employed Port St Lucie, FL
$27 Oct 31, 2020
2020
Chc Bold Pac
Cavaretta, Peter Not Employed Port St Lucie, FL
$50 Jul 29, 2018
2018 DEM
Democratic Legislative Campaign Cmte
Cavaretta, Peter Not Employed Port St Lucie, FL
$50 Sep 30, 2018
2018 DEM
Democratic Legislative Campaign Cmte
Cavaretta, Peter Not Employed Port St Lucie, FL
$10 May 1, 2017
2018 DEM
Dscc
Cavaretta, Peter Not Employed Port St Lucie, FL
$25 Aug 8, 2020
2020 DEM
Pelosi, Nancy
Cavaretta, Peter Not Employed Port St Lucie, FL
$30 Sep 27, 2020
2020 DEM
Pelosi, Nancy
Cavaretta, Peter Not Employed Port St Lucie, FL
$100 Sep 10, 2020
2020 DEM
Dccc
Cavaretta, Peter Not Employed Port St Lucie, FL
$25 Jul 30, 2017
2018 DEM
Democratic Senatorial Campaign Committee
Cavaretta, Peter Not Employed Port St Lucie, FL
$50 Oct 7, 2018
2018 DEM
Democratic Legislative Campaign Cmte
Cavaretta, Peter Not Employed Port St Lucie, FL
$15 May 31, 2017
2018 DEM
Dscc
Cavaretta, Peter Not Employed Port St Lucie, FL
$480 Sep 24, 2020
2020 REP
Trump, Donald J
Cavaretta, Peter Ontario, CA
$10 Sep 1, 2017
2018 DEM
Dscc
Cavaretta, Peter Not Employed Port St Lucie, FL
$10 May 11, 2020
2020 DEM
Kelly, Mark
Cavaretta, Peter Not Employed Port St Lucie, FL
$25 Jun 30, 2017
2018 DEM
Dscc
Cavaretta, Peter Not Employed Port St Lucie, FL
$15 Apr 5, 2023
2024
Elect Diverse Democrats Pac
Cavaretta, Peter Not Employed Port St Lucie, FL
$50 Aug 8, 2020
2020 DEM
Biden, Joe
Cavaretta, Peter Not Employed Port St Lucie, FL
$25 Oct 3, 2021
2022
Let America Vote Pac
Cavaretta, Peter Not Employed Port St Lucie, FL
$25 Aug 8, 2020
2020 DEM
Biden, Joe
Cavaretta, Peter Not Employed Port St Lucie, FL
$10 Jul 1, 2017
2018 DEM
Democratic Senatorial Campaign Committee
Cavaretta, Peter Not Employed Port St Lucie, FL
$35 Nov 15, 2020
2020 DEM
Dccc
Cavaretta, Peter Retired Port St Lucie, FL
$50 Oct 7, 2018
2018 DEM
Democratic Legislative Campaign Cmte
Cavaretta, Peter Not Employed Port St Lucie, FL
$25 Aug 8, 2020
2020
Progressive Takeover
Cavaretta, Peter Not Employed Port St Lucie, FL
$30 Sep 17, 2020
2020 DEM
Pelosi, Nancy
Cavaretta, Peter Not Employed Port St Lucie, FL
$15 Jul 31, 2017
2018 DEM
Democratic Senatorial Campaign Committee
Cavaretta, Peter Not Employed Port St Lucie, FL
$15 Jun 30, 2017
2018 DEM
Dscc
Cavaretta, Peter Not Employed Port St Lucie, FL
$480 Sep 24, 2020
REP
Trump, Donald J
Contributor Ontario, CA
$505 Sep 24, 2020
Unknown Committee
Cavaretta, Peter Ontario, CA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 32 political contribution records found for Peter Cavaretta. Total disclosed contributions amount to $2,277. Recipients include Trump, Donald J. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Peter P Cavaretta

Age 62 Male
·
42928 Agena St, Temecula, CA 92592 (Riverside County)
33.5023, -117.1220
· (909) 723-1972
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1986 Purchased 2015
MP

Peter C Cavaretta

Age 71 Male
·
57 Dudley Ave, Hamburg, NY 14075 (Erie County)
42.7226, -78.8234
· (716) 648-4423
Marital: Married TZ: Eastern
Occ: Management Edu: Graduate School
Homeowner Single Family Built 1922
MP

Peter Cavaretta

Male
·
57 Camelot Ct, Buffalo, NY 14214 (Erie County)
42.9459, -78.8259
TZ: Eastern
Single Family
MP

Peter P Cavaretta

Age 69 Male
·
17012 SW Sapri Way, Port St Lucie, FL 34986 (Saint Lucie County)
27.3215, -80.4184
· (860) 693-6227
Marital: Married TZ: Eastern
Occ: Education Edu: Graduate School
Homeowner Single Family Built 2016 Purchased 2016

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Peter Cavaretta. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Peter Cavaretta. These loans were issued to businesses, not individuals.

Candice Coleman

Independent Contractors

$20,832 Exemption 4
Address:
4619 Reliant St
North Las Vegas, NV89031-0172
Approved

Mar 6, 2021

Jobs Reported

1

Loan #

7788998502

Loan Size

Small

Harvey Group

Partnership

$12,040 Exemption 4
Address:
14060 Rock Pl
Riverside, CA92503-7283
Approved

May 1, 2021

Jobs Reported

1

Loan #

6168768900

Loan Size

Small

Ark Unlimited INC.

Corporation

$24,000 Paid in Full
Address:
1903 Bowie St
Columbus, TX78934-2805
Approved

Jan 16, 2021

Forgiven

$24,099

Jobs Reported

3

Loan #

1248478305

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Peter Cavaretta. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Peter Cavaretta on the map

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Found 56 results across 9 states

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Peter Cavaretta in Ontario, CA: Background Summary

Location
3724 Burning Tree Dr, Ontario Ca, Ontario, CA
Other Locations
Fallbrook, CA · San Clemente, CA · Fullerton, CA and 7 more
Profiles Found
19 people with this name
Phone Numbers
(702) 647-2054 and 12 others on file
Email
petenevada@hotmail.com and 8 others on file
Possible Relatives
Barbara Cavaretta, Joseph A Cavaretta, Mark F Cavaretta, Karen M Cavaretta, Gina M Siegelcavare and 12 more
Career
Taxi Driver, Director-Accounting at Casa Di Pizza, Zoup
Properties
2properties owned
Vehicles
6 linked — 2006 Honda Civic, 2009 Saab 9-5 and 4 more
Contributions
$2,277 total — Trump, Donald J
PPP Loans
$56,872 for Candice Coleman, Harvey Group

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Peter Cavaretta. Because public records are indexed by name rather than by a unique identifier, the 101 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Peter Cavaretta

Search Complexity: High

101 public records across 9states, belonging to approximately 19 different individuals. With 19 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: California (20%), followed by New York and Nevada. Spans the West and Northeast regions.

CA20recordsNY19recordsNV8recordsCT4recordsFL1recordAZ1record

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (33%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (31) and Business & Corporate Filings (10).

32
Political Contribution Records
31
Contact & Address Records
10
Business & Corporate Filings
10
Corporate Records
6
Vehicle Registration Records
3
PPP Loan Records

Age Distribution

Age range: approximately 43 years, suggesting multiple generations. Largest group: Senior (65+) (82%).

Senior (65+)9peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Peter Cavaretta

Is Peter Cavaretta a registered voter?
Yes, voter registration records show Peter Cavaretta is registered in . We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Peter Cavaretta own property?
County assessor records show 2 properties associated with Peter Cavaretta . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Peter Cavaretta?
Records show 6 vehicle registrations associated with Peter Cavaretta, including a 2006 Honda Civic. Registered makes include Honda, Saab, Dodge, Cadillac. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Peter Cavaretta?
We found 10 business affiliations for Peter Cavaretta, including Casa Di Pizza. Other companies include zoup, Outdoor Media Int'l. Business records are compiled from state registries, SEC filings, and professional databases.
Has Peter Cavaretta made political donations?
FEC disclosure records show 32 reported political contributions from Peter Cavaretta, totaling $2,277. Recipients include Trump, Donald J. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Peter Cavaretta?
Our database contains 101 total records for Peter Cavaretta spanning 9 states. This includes 19 distinct contact records, 9 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Peter Cavaretta?
The 101 records displayed for Peter Cavaretta are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Peter Cavaretta remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.