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Peter Cusumano from Matawan, NJ

Age 63
📍 32 Juniper Pl, Matawan, NJ 07747
📞 (732) 583-1418, (908) 583-1418, (732) 668-7004
✉️ maclene@aol.com, macleod1978@aol.com, pjcusumano@yahoo.com
👨‍👩‍👧 Relatives: Kathleen P Cusumano,Michael J Cusumano,Megan E Cusumano

Peter Cusumano from Sebring, FL

Age 50
📍 2425 Manor Dr, Sebring, FL 33872
📞 (631) 821-5961, (631) 821-9371, (863) 471-3767, (631) 821-9371, (863) 385-0077, (631) 821-5961, (516) 821-9374
✉️ gsxr46@aol.com, petervito@prodigy.net
👨‍👩‍👧 Relatives: Wayne Cusumano,Vina Cusumanoguardian,Catherine Rita Cusumano,Vena Cusumano,Delores Cusumanointocciya,D Cusumano
🏪 Highlands County Hugamuffassa Llc, Highlands County Peace River Llc, The Heartland Realty Team Llc

Peter Cusumano from Blauvelt, NY

Age 48
📍 2 Murphy Ct, Blauvelt, NY 10913
📞 (845) 336-5110, (718) 979-0901, (914) 336-5110, (845) 359-4519, (718) 979-0901, (718) 979-7927
👨‍👩‍👧 Relatives: Jeneann A Pellicone,Janeann Cusumano,Agnes Cusumano,Patricia A Cusumano,Agnes Cusumano

Peter Cusumano from Hauppauge, NY

Age 104
📍 113 Southern Blvd, Hauppauge, NY 11788
📞 (631) 331-7823
👨‍👩‍👧 Relatives: Francesca A Cuscusumano,Maria G Matthews,Franchesa Cusumano,Louis Cusumano,Luciano A Cusumano,Pietro E Cusumano

Peter Cusumano from Howard Beach, NY

Age 51
📍 16011 98th St, Howard Beach, NY 11414
📞 (718) 835-4556, (718) 835-4556, (718) 835-6442
👨‍👩‍👧 Relatives: Dominick Cuscumano,Teresa Cusumano,Tonino A Cusumano,Francis J Cusumano,Joanne C Cusumano,Thomas Joseph Cusumano,Francis J Cusumano,Joseph P Cusumano,Fabiola Cusumano
🏪 Capital Marble And Granite Restoration And Maintenance, Inc

Peter Cusumano from Forest Hills, NY

Age 79 b. Mar 1946 Queens Co.
📍 1 Ivy Close
📞 (718) 261-3135, (541) 784-1414

Peter Cusumano from Matawan, NJ

Age 47 b. Dec 1978 Monmouth Co.
📍 32 Juniper Pl
📞 (732) 583-1418, (509) 489-5271

Peter Cusumano from Sebring, FL

Age 61 b. May 1964 Highlands Co.
📍 Po Box 8084
📞 (516) 221-3685

Peter Cusumano from Crown Point, IN

Lake Co.
📍 13395 Hayes Ct
📞 (219) 661-1135, (219) 313-7813

Peter Cusumano from Brooklyn, NY

Age 105
📍 2368 64th St, Brooklyn, NY 11204
📞 (718) 645-0655
👨‍👩‍👧 Relatives: Fay M Cusumano

Peter Cusumano from Sebring, FL

Age 62 b. 1964 Male
📍 4721 Vilabella Dr
💼 2700
📞 (631) 821-9371

Peter Cusumano from Kingston, NY

Age 60 b. Feb 1966 Ulster Co.
📍 888 Murray Rd
📞 (845) 336-5110

Peter Cusumano from Gary, IN

Age 106 b. Oct 1919 Lake Co.
📍 6931 Indian Boundry
📞 (662) 378-5502

Peter Cusumano from Elkhorn, NE

Age 67 b. Apr 1958 Douglas Co.
📍 3405 N 200th Ave
📞 (402) 289-0555

Peter Cusumano from Brooklyn, NY

Age 70 b. Dec 1955 Kings Co.
📍 7117 67th St
📞 (516) 358-7093
👤 aka Peter A Cusunero

Peter Cusumano from Saint Louis, MO

Age 79 b. Jun 1946 Saint Louis Co.
📍 1026 Tempo Dr

Peter Cusumano from Redondo Beach, CA

Age 68 b. Jan 1958 Los Angeles Co.
📍 1525 Aviation Bl B 306
👤 aka Cusumano Pete

Peter Cusumano from Holbrook, NY

Age 57 b. Dec 1968 Suffolk Co.
📍 865 Broadway Ave Apt 11 B

Peter Cusumano from Tampa, FL

Hillsborough Co.
📍 2311 Fern Cir
📞 (706) 543-0890

Peter Cusumano from Seattle, WA

King Co.
📍 2608 2nd Ave 292

Peter Cusumano from Omaha, NE

Douglas Co.
📍 5085 S 105 Th St

Peter Cusumano from Saint Louis, MO

Saint Louis Co.
📍 213 Roderick Dr

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 22 contact records for Peter Cusumano across 8 states. The most recent address on file is in Forest Hills, New York. Of these records, 16 include phone numbers and 2 include email addresses. Ages range from 48 to 105, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Cusumano, Peter

Ulster County
PIN: 03900300020381230000
· 921-931 Murray Rd
Lot: 184,924sqft

Cusumano Peter

Queens County
PIN: 41418855
· 160-11 98 Street, New York City ny
Built: 1999.0

Cusumano, Peter

Ulster County
PIN: 03900300020381220000
· 888 Murray Rd
Lot: 227,458sqft

Cusumano Peter & Jane Ann

Rockland County
· 3 Iroquois Av, Orangetown

Cusumano, Peter & Melanie

Residential Monmouth County
· 494 Crawford Street, 07724

Peter Cusumano

2024 Ulster County
· 888 Murray, Kingston

Peter Cusumano

2022 Ulster County
· 888 Murray, Kingston

Peter Cusumano

2021 Ulster County
· 888 Murray, Kingston

Peter Cusumano

2023 Ulster County
· 888 Murray, Kingston

Peter Cusumano

2022 Rockland County
· 3 Iroquois, Orangetown

Peter Cusumano

2022 Ulster County
· 921-931 Murray, Kingston

Peter Cusumano

2023 Ulster County
· 921-931 Murray, Kingston

Peter Cusumano

2024 Ulster County
· 921-931 Murray, Kingston

Peter Cusumano

2021 Rockland County
· 3 Iroquois, Orangetown

Peter Cusumano

2023 Rockland County
· 3 Iroquois, Orangetown

Peter Cusumano

2021 Ulster County
· 921-931 Murray, Kingston

Cusumano, Peter

Doc #2020031200859001
Record: P

Cusumano, Peter

Doc #2008122300953001
· 1 Ivy Close, Forest Hills Ny 11375
Record: P

Cusumano, Peter

Doc #2020022701096001
· 9704 158th Avenue, Howard Beach Ny 11414
Record: P

Cusumano, Peter

Doc #2019022200512001
· 1 Ivy Close, Forest Hills Ny 113756020
Record: P

Cusumano, Peter

Doc #2019041900347001
· One Ivy Close, Forest Hills Ny 11375
Record: P

Cusumano, Peter

Doc #2019022200483001
· 1 Ivy Close, Forest Hills Ny 11375
Record: P

Cusumano, Peter

Doc #FT_4710006422671
· 97-04 158 Ave, Howard Beach Ny
Record: P

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 23 property records linked to Peter Cusumano in Orangetown, Forest Hills, Howard Beach. Values shown are from county assessor records and may differ from current market prices.

Peter J Cusumano

Democrat
32 Juniper Pl, Matawan, 07747
DOB: 6/24/1951
County: Monmouth

Peter John Cusumano

Republican Reg: 07/22/2016
1976 Hanover Rd, Gettysburg, PA, 17325
DOB: 12/31/1978

Peter Vito Cusumano

3750 US 27 North, Sebring, , 33870

Peter A Cusumano

County: St. Louis

Peter A Cusumano

Reg: 03216661
1 Nugent St, 10, 11040
DOB: 19551202 Gender: Male

Peter John Cusumano

1976 Hanover Rd
DOB: 12/31/1978

Peter Cusumano

Reg: 08/14/1998
2608 2nd Ave, Seattle, WA, 98121
DOB: 01/24/1958 Gender: Male
County: KI

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 7 voter registration records were found for Peter Cusumano in Pennsylvania, , Washington. Records show affiliations with D, R, which may reflect different individuals or changes over time. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 DODGE DURANGO
· Registered to: Peter Cusumano
· VIN: 1D4SE6GT4BC682821
·
888 Murray Rd, Kingston, NY, 12401-7155
·
(845) 336-5110
2007 FORD SHELBY GT500
· Registered to: Peter Cusumano
· VIN: 1ZVHT88S575244803
·
888 Murray Rd, Kingston, NY, 12401-7155
·
(845) 336-5110
2008 CHRYSLER ASPEN
· Registered to: Peter Cusumano
· VIN: 1A8HW58228F133865
·
888 Murray Rd, Kingston, NY, 12401-7155
·
(845) 336-5110
2003 HONDA CR-V WAGON
· Registered to: Peter Cusumano
· VIN: JHLRD78863C024405
·
59 Westbury Dr, Sound Beach, NY, 11789

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Peter Cusumano. Registered makes include Dodge, Ford, Chrysler, Honda. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Re/max Realty Plus

+18633850077peter@theheartlandteam.com
LinkedIn

PC Complete

Owner
Sound Beach, NY
Furnishing, Equipment and Home Furniture Stores (Stores)

Tutto Bene Restaurant

Owner
(718) 575-3331
Flushing, NY
Eating and Drinking Establishments (Food)

Tuttovene Italian Resturant

President
Forest Hills, NY
Eating and Drinking Establishments (Food)

Peter Cusumano

Maintennce
Costco Wholesale
Matawan, New Jersey, United States Retail
LinkedIn

Peter Cusumano

Maintenance Engineer
Nasa
Missouri
LinkedIn

Florida Water Features

Peter CusumanoSales Customer
(732) 668-7004peter.cusumano@yahoo.com
32 Juniper Pl, Matawan, NJ7747
floridawaterfeatures.com

Central Washington University

Peter CusumanoTechnology Coordinator
(509) 925-4509cusumanp@cwu.edu
Ellensburg, WA

Gamestop

Peter CusumanoSite Manager
(732) 706-0611p.cusumano@gamestop.com
Middletown, NJ

Peter A. Cusumano

Attorney at Tower Group

Orange Eye Ctr

Peter CusumanoAccountant
petervito@yahoo.com
207 Ne Lakeview Dr, Sebring, FL33870

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 18 business affiliations were found for Peter Cusumano. Companies include PC Complete, Tutto Bene Restaurant, Tuttovene Italian Resturant and 4 more. Roles listed include Null and Sales Customer. Records are compiled from state business registries, SEC filings, and professional networking databases.

peter CHARLES cusumano

Currently registered
School: Albany Law School (2024)

Source: State Professional Licensing Boards · Dept. of Professional Regulation Peter Cusumano holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Peter Cusumano

Keyport High School - Keyport, NJ, NJ
1969

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Peter Cusumano has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$20 May 7, 2012
2012
Realtors Pac Florida
Cusumano, Peter Real Estate Broker Sebring, FL
$5 Jun 30, 2018
2018 DEM
Dccc
Cusumano, Peter Retired St Louis, MO
$13 Aug 31, 2020
2020 DEM
Dccc
Cusumano, Peter Maintenance @ Parkway School Didtrict St Louis, MO
$20 Feb 28, 2014
2014
Realtors Political Advocacy Committee
Cusumano, Peter Real Estate Broker Sebring, FL
$47 Jun 1, 2024
2024 REP
Republican National Committee
Cusumano, Peter Therapist @ Chi Health Elkhorn, NE
$20 May 31, 2011
2012
Realtors Pac Florida
Cusumano, Peter Real Estate Broker Sebring, FL
$11 Feb 15, 2007
2008
Realtors Pac Florida
Cusumano, Peter Realtor Sebring, FL
$1 Apr 24, 2009
2010
Working Families Party, INC
Cusumano, Peter Howard Beach, NY
$20 Feb 28, 2014
Realtors Political Advocacy Committee
Contributor Real Estate Broker Sebring, FL
$20
2014
Realtors Political Advocacy Committee
Contributor Real Estate Broker Sebring, FL

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 10 political contribution records found for Peter Cusumano. Total disclosed contributions amount to $177. Recipients include Realtors Political Advocacy Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

Peter Cusumano

Source: State Real Estate Commissions · NAR License Databases

MP

Peter J Cusumano

Age 97 Male
·
13395 Hayes Ct, Crown Point, IN 46307 (Lake County)
41.3751, -87.3572
· (219) 313-7813
Marital: Married TZ: Central
Occ: Insurance Edu: Some College
Homeowner Single Family Built 1997 Purchased 1995
MP

Peter P Cusumano

Age 59 Male
·
3405 N 200th Ave, Elkhorn, NE 68022 (Douglas County)
41.2892, -96.2262
· (402) 289-0555
Marital: Married TZ: Central
Occ: Insurance Edu: Graduate School
Homeowner Single Family Built 1998 Purchased 1998
MP

Peter A Cusumano

Age 71 Male
·
1026 Tempo Dr, Saint Louis, MO 63146 (Saint Louis County)
38.6780, -90.4567
· (314) 398-0360
Marital: Married TZ: Central
Homeowner Single Family Built 1961 Purchased 2004
MP

Peter A Cusumano

Age 61 Male
·
1 Nugent St, New Hyde Park, NY 11040 (Nassau County)
40.7492, -73.6888
Marital: Married TZ: Eastern
Occ: Technical Edu: Graduate School
Homeowner Single Family Built 1941 Purchased 1988
MP

Peter J Cusumano

Age 66 Male
·
343 Ashford Rd, Toms River, NJ 08755 (Ocean County)
40.0005, -74.2221
TZ: Eastern
MP

Peter Cusumano

Age 55 Male
·
16011 98th St, Howard Beach, NY 11414 (Queens County)
40.6580, -73.8346
· (718) 835-4556
Marital: Married TZ: Eastern
Occ: Service Industry
Homeowner Single Family
MP

Peter Cusumano

Age 71 Male
·
1 Ivy Close, Forest Hills, NY 11375 (Queens County)
40.7150, -73.8416
· (718) 261-3135
Marital: Married TZ: Eastern
Occ: White Collar Edu: High School
Homeowner Single Family
MP

Peter Cusumano

Male
·
3 Iroquois Ave, Palisades, NY 10964 (Rockland County)
41.0121, -73.9270
· (845) 359-4519
TZ: Eastern
Homeowner Single Family Built 1959 Purchased 2013
MP

Peter Cusumano

Age 97 Male
·
81 Juliette St, Perth Amboy, NJ 08861 (Middlesex County)
40.5248, -74.2957
· (732) 364-4887
Marital: Married TZ: Eastern
Homeowner Single Family Built 1925

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Peter Cusumano. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

🏗️

Unknown

QUEENS
A2 PLAN EXAM

Source: City Building Departments · DOB Permit Databases · Construction Records Building permit records from city and county building departments. Shows construction, renovation, and demolition permits associated with properties linked to this individual. Permit data is public record maintained by local government.

Find Peter Cusumano on the map

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Found 66 results across 9 states

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Peter Cusumano in Matawan, NJ: Background Summary

Location
32 Juniper Pl,Matawan, NJ 07747, Matawan, NJ
Other Locations
Forest Hills, NY · Matawan, NJ · Sebring, FL and 11 more
Profiles Found
22 people with this name
Phone Numbers
(732) 583-1418 and 16 others on file
Email
maclene@aol.com and 4 others on file
Possible Relatives
Kathleen P Cusumano, Michael J Cusumano, Megan E Cusumano, Wayne Cusumano, Vina Cusumanoguardian and 23 more
Career
Sales Customer, Accountant at PC Complete, Tutto Bene Restaurant
Voter Registration
Registered Democrat
Properties
10properties owned
Vehicles
4 linked — 2011 Dodge Durango, 2007 Ford Shelby Gt500 and 2 more
Contributions
$176.5 total — Realtors Political Advocacy Committee, Realtors Political Advocacy Committee

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Peter Cusumano. Because public records are indexed by name rather than by a unique identifier, the 105 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Peter Cusumano

Search Complexity: High

105 public records across 9states, belonging to approximately 22 different individuals. With 22 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: New York (27%), followed by New Jersey and Florida. Spans the Northeast and Midwest regions.

NY28recordsNJ11recordsFL10recordsMO5recordsIN4recordsWA3records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (32%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Property Ownership Records (23) and Business & Corporate Filings (18).

30
Contact & Address Records
23
Property Ownership Records
18
Business & Corporate Filings
10
Political Contribution Records
7
Voter Registration Records
4
Vehicle Registration Records

Age Distribution

Age range: approximately 59 years, suggesting multiple generations. Largest group: Senior (65+) (46%).

Senior (65+)6peopleMiddle-Age (40-64)7people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Peter Cusumano

Is Peter Cusumano a registered voter?
Yes, voter registration records show Peter Cusumano is registered with D affiliation. We found 7 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Peter Cusumano own property?
County assessor records show 23 properties associated with Peter Cusumano in Orangetown, New York and 22 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Peter Cusumano?
Records show 4 vehicle registrations associated with Peter Cusumano, including a 2011 DODGE DURANGO. Registered makes include Dodge, Ford, Chrysler, Honda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Peter Cusumano?
We found 18 business affiliations for Peter Cusumano (null). Other companies include Tutto Bene Restaurant, Tuttovene Italian Resturant. Business records are compiled from state registries, SEC filings, and professional databases.
Has Peter Cusumano made political donations?
FEC disclosure records show 10 reported political contributions from Peter Cusumano, totaling $177. Recipients include Realtors Political Advocacy Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Peter Cusumano?
Our database contains 105 total records for Peter Cusumano spanning 9 states. This includes 22 distinct contact records, 16 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Peter Cusumano?
The 105 records displayed for Peter Cusumano are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Peter Cusumano remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.