OpenDataUSA

Quick Navigation

Mr Phillip J Appel from New York, NY

Age 72 b. 11/9/1953
📍 85 8th Ave, Apt 1e, #new York, NY 10011-5122
✉️ phillipappel@bigfoot.com, pappel@painewebber.com, pappel@att.net
👨‍👩‍👧 Relatives: Eileen M Appel,Carrie J Adelson,Barry B Adelson,Israel R Adelson,Jason K Appel,Jesse M Adelson,Ruth Adelson,Sharyn I Adelson,Sharyn Iadelson,Stephanie G Adelson,Abraham Hershkowitz,Alexander F Appel,Angela Fremont Appel,Billie Y Adelson,Cathrine Fremont,Dixie Appel,Dorothy H Hershkowitz,Evan S Hershkowitz,Frank S Adelson,Gordon Adelson,Harold L Dr Appel,Hugo B Adelson,Iris A Sharkey,Isareal Adelson,Jason R Feldman,Jeffrey Adelson,Jeffrey Arthur Green,Jerry J Osterberg,Joel H Dr Feldman,Joseph P Adelson,Karen A Adelson,Kathleen E Green,Katie E Green,Laura T Appel,Lauren Beth Feldman,Lori Dawn Uysal,Marc J Hershkowitz,Marc Hershkowitz,Mark Y Adelson,Nanc Hershkowitz,Naomi S Appel,Rebekah R Adelson,Rebekah K Adelson,Robert K Osterberg,Ronald J Green,Ronald S Osterberg,Sheryl F Hershkowitz,Tamara A Adelson,Tamara A Adelson,Tamara Adelson
🕐 7 previous addresses

Phillip Appel from Manhattan, NY

Age 60
📍 101 2w 12 St, Manhattan, NY 10011
📞 (212) 929-8583, (212) 370-0046, (914) 241-2301, (201) 795-2353
✉️ pappel@att.net, pappel@painewebber.com
👨‍👩‍👧 Relatives: Eileen M Gaffneyappel,Phillip Gaffneyappel,Eileen M Appel

Phillip Appel from New York, NY

📍 101 W 12th St, #new York, NY 10011-8142
✉️ pappel@painewebber.com, phillip.appel@hotmail.com, pappel@att.net
🕐 1 previous address

Phillip Appel from Sturgeon Bay, WI

Age 94 b. Jul 1931 Door Co.
📍 4235 Cherry Rd
📞 (920) 743-6153, (920) 948-2882
✉️ pappel@juno.com

Phillip Appel

Age 57 b. 1968-09-19
📍 210 Brookbank Hill Pl, Cary Nc
📞 (984) 239-0199, (575) 937-6958
✉️ PHIL@APPTECHASP.NET

Phillip Appel from Colorado Springs, CO

Age 71 b. 1955 Male
📍 1826 Darley Dr
📞 (970) 214-2422 (Cell), (719) 574-4789
✉️ pappel@uswestmail.net

Phillip Appel from Scott City, KS

Age 44 b. Jan 1982 Scott Co.
📍 1003 S Washington St
📞 (620) 872-5455, (406) 723-9487

Phillip Appel from Ruidoso, NM

Age 57 b. Sep 1968 Lincoln Co.
📍 104 S Slope Ct
📞 (505) 258-5625, (509) 489-9005

Phillip Appel

📍 7715 High Rock Rd, Efland Nc
📞 (984) 239-0199, (575) 937-6958
✉️ PHIL@APPTECHASP.NET

Phillip Appel from Colorado Springs, CO

Age 58
📍 1826 Darley Dr #25, Colorado Springs, CO 80915
📞 (719) 574-4789, (719) 574-4789
👨‍👩‍👧 Relatives: Brenda Kay Appel

Phillip P Appel from Colorado Springs, CO

Age 66
📍 1826 Darley Dr, Colorado Springs, CO 80915
📞 (719) 574-4789

Phillip Appel from Saint Paul, MN

Age 49 b. Apr 1976 Dakota Co.
📍 15492 Dresden Trl
📞 (952) 423-4511

Phillip Appel from Silver Spring, MD

Age 76 b. Mar 1950 Montgomery Co.
📍 14115 Parker Farm Way
📞 (301) 871-2259

Phillip Appel

📍 1010 Ridge, Wichita Ks 67212
📞 (620) 874-5428, (620) 874-5428
✉️ FLIP5428@GMAIL.COM

Phillip Appel

📍 1010 N Ridge Rd Apt 509, Wichita Ks
📞 (620) 874-5428, (620) 874-5428
✉️ FLIP5428@GMAIL.COM

Phillip Appel from Grand Forks Afb, ND

Age 49 b. Apr 1976 Grand Forks Co.
📍 529 1 St Ave 2

Phillip Appel from Colorado Springs, CO

Age 70 b. Oct 1955 El Paso Co.
📍 3445 Rebecca Ln

Phillip Appel from Suitland, MD

Age 109 b. Jan 1917 Prince Georges Co.
📍 5711 Allentown Rd Ste 300

Phillip Appel from Sturgeon Bay, WI

Door Co.
📍 Rr 1 Po Box 1

Phillip Appel from New York, NY

New York Co.
📍 201 W 77th St Apt 4 A

Phillip Appel from New York, NY

📍 85 8th Av 1 E

Phillip Appel from Morrisville, NC

📍 11010 Lake Grove Blvd

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 22 contact records for Phillip Appel across 9 states. The most recent address on file is in Sturgeon Bay, Wisconsin. Of these records, 15 include phone numbers and 9 include email addresses. Ages range from 58 to 66, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Appel Phillip A

Built: 2000.0
Assessed: $544,185

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Phillip Appel. Values shown are from county assessor records and may differ from current market prices.

Phillip Appel

Republican
1826darley Dr, Colo Springs, CO, 80915
DOB: 1955 Gender: Male Ph: 719-574-4789
County: El Paso

Phillip Scott Appel

Gender: M

phillip ARTHUR appel

Republican Reg: 08/16/2018
7715 High Rock Rd, Efland, NC, 27243
DOB: 1968 Gender: Male
County: Orange

Phillip J Appel

Reg: 302812529
101 West 12 Street 2w
DOB: 19531109 Gender: Male
Senate: 10

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Phillip Appel in Colorado, North Carolina. Party affiliation is listed as REP. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 GMC SIERRA
· Registered to: Phillip Appel
· VIN: 2GTEK19T141362092
·
1826 Darley Dr, Colorado Springs, CO, 80915
2007 CHEVROLET SUBURBAN
· Registered to: Phillip Appel
· VIN: 3GNGK26K27G188286
·
PO Box 1168, Alto, NM, 88312-1168
1991
· Registered to: Phillip Appel
· VIN: 4BHBS1713M1A03243
·
1826 Darley Dr, Colorado Springs, CO, 80915
1996 GMC JIMMY WAGON
· Registered to: Phillip Appel
· VIN: 1GKDT13W4T2519225
·
1826 Darley Dr, Colorado Springs, CO, 80915
2002 JEEP WRANGLER TJ
· Registered to: Phillip Appel
·
104 S Slope Ct, Ruidoso, NM, 88345

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with Phillip Appel. Registered makes include Gmc, Chevrolet, Jeep. The most recent model year on record is 2007. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Invitation Homes

Senior Solutions Consultant
phil@apptechasp.net
Durham,
LinkedIn

Appelgrove Investments Inc

Principal
(719) 574-4789
Colorado Springs, CO
Holding and Other Investment Offices (Offices)

Phillip Appel Auto Repair

Owner
(920) 743-6153
Sturgeon Bay, WI
Automotive Services, Parking and Repair (Automotive)

Chile Enterprises

Phillip Appel
(505) 258-3918pappel@zianet.com
Ruidoso, NM88345

Appel Art

Phillip Appel
(505) 258-3918phil@chileinc.com
Ruidoso, NM88345

Flashrock.com

Phillip AppelCoordinator Professional Development and Quality Assurance
(920) 948-2882pappel@juno.com
4235 Cherry Rd, Sturgeon Bay, WI54235
flashrock.com

Phillip Appel

Senior Applications Architect<b · Alto, New Mexico

Flashrock.com

Phillip AppelCoordinator Professional Development and Quality Assurance
(920) 948-2882pappel@juno.com
4235 Cherry Rd, Sturgeon Bay, WI54235

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 11 business affiliations were found for Phillip Appel. Companies include Appelgrove Investments Inc, Phillip Appel Auto Repair, Chile Enterprises and 2 more. Roles listed include Senior Solutions Consultant and Coordinator Professional Development and Quality Assurance. Records are compiled from state business registries, SEC filings, and professional networking databases.

APPELGROVE INVESTMENTS, INC., Dissolved June 23, 2020

Voluntarily Dissolved
Addr: Colo Spgs, CO
Registered Agent: Phillip P. Appel

Source: Public Records Phillip Appel appears in 1 corporate filing from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

phillip P appel

License # 910473
Addr: Colorado Springs, CO

Phillip Appel

Ape
Addr: Colorado Springs, CO

Source: State Professional Licensing Boards · Dept. of Professional Regulation Phillip Appel holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Inventor Record

Phillip Appel - Spokane

Source: USPTO Patent Database · U.S. Patent & Trademark Office Phillip Appel is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

MP

Phillip P Appel

Age 62 Male
·
1826 Darley Dr, Colorado Spgs, CO 80915 (El Paso County)
38.8599, -104.7310
Marital: Married TZ: Mountain
Edu: Graduate School
Homeowner Single Family Built 1970 Purchased 1986
MP

Phillip J Appel

Age 63 Male
·
101 W 12th St, New York, NY 10011 (New York County)
40.7360, -73.9978
· (212) 929-8583
Marital: Married TZ: Eastern
Homeowner Multi-Family
MP

Phillip M Appel

Age 86 Male
·
4235 Cherry Rd, Sturgeon Bay, WI 54235 (Door County)
44.8760, -87.3718
· (920) 743-6153
Marital: Single TZ: Central
Edu: Some College
Homeowner Single Family
MP

Phillip Appel

Male
·
2730 18th Ave S, Minneapolis, MN 55407 (Hennepin County)
44.9533, -93.2487
TZ: Central
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Phillip Appel. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Phillip Appel. These loans were issued to businesses, not individuals.

Proper Fools

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
85 8th Ave Apt 1a
New York, NY10011-5122
Approved

May 11, 2020

Forgiven

$20,998

Jobs Reported

2

Loan #

4850157401

Loan Size

Small

Jamie Meyers

Sole Proprietorship

$11,094 Paid in Full
Address:
101 W 12th St N/A
New York, NY10011-8142
Approved

Apr 9, 2021

Forgiven

$11,144

Jobs Reported

1

Loan #

1164848802

Loan Size

Small

Jack Russell Holdings, LLC

Limited Liability Company(LLC

$9,752 Paid in Full
Address:
101 W 12th St Apt 10V
New York, NY10011-8123
Approved

Apr 2, 2021

Forgiven

$9,786

Jobs Reported

1

Loan #

5399138706

Loan Size

Small

Neil Meserati

Sole Proprietorship

$9,697 Paid in Full
Address:
101 W 12th St Apt 3P
New York, NY10011-8103
Approved

Apr 20, 2021

Forgiven

$9,832

Jobs Reported

1

Loan #

6622818805

Loan Size

Small

Greentree Investments LTD

Subchapter S Corporation

$17,962 Paid in Full
Address:
101 W 12th St
New York, NY10011
Approved

May 1, 2020

Forgiven

$18,123

Jobs Reported

1

Loan #

1177277702

Loan Size

Small

Armand G Caciarelli Md PC

Corporation

$32,917 Paid in Full
Address:
101 W 12th St Apt 14J
New York, NY10011-8127
Approved

Feb 26, 2021

Forgiven

$33,149

Jobs Reported

2

Loan #

4614518505

Loan Size

Small

Sumya Ojakli

Sole Proprietorship

$20,832 Paid in Full
Address:
101 W 12th St Apt 10V
New York, NY10011-8123
Approved

Apr 8, 2021

Forgiven

$20,900

Jobs Reported

1

Loan #

9140938709

Loan Size

Small

Sachs Insights INC

Corporation

$49,682 Paid in Full
Address:
101 W 12th St Apt 15N
New York, NY10011-8129
Approved

Feb 13, 2021

Forgiven

$50,069

Jobs Reported

2

Loan #

8673518405

Loan Size

Small

The John Adams Owners INC.

Housing Co-op

$416,905 Paid in Full
Address:
101 W 12th St
New York, NY10011-8142
Approved

Feb 18, 2021

Forgiven

$419,692

Jobs Reported

21

Loan #

1281068509

Loan Size

Medium

Barry Bellovin

Self-Employed Individuals

$20,833 Exemption 4
Address:
101 W 12th St Apt 18F
New York, NY10011-8133
Approved

Apr 2, 2021

Jobs Reported

1

Loan #

5394508700

Loan Size

Small

George Ross Design CORP.

Corporation

$23,742 Paid in Full
Address:
101 W 12th St Apt 7g
New York, NY10011
Approved

Apr 30, 2020

Forgiven

$23,961

Jobs Reported

2

Loan #

7149227306

Loan Size

Small

Asa Consulting LLC

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
101 W 12th St
New York, NY10011-8142
Approved

Feb 17, 2021

Forgiven

$20,981

Jobs Reported

1

Loan #

9721678407

Loan Size

Small

George Ross Design CORP.

Corporation

$25,000 Paid in Full
Address:
101 W 12th St Apt 7G
New York, NY10011-8112
Approved

Feb 14, 2021

Forgiven

$25,295

Jobs Reported

1

Loan #

8905498401

Loan Size

Small

Jeff Goldberg Photography

Sole Proprietorship

$20,833 Paid in Full
Address:
101 W 12th St Apt 11J
New York, NY10011-8123
Approved

Apr 17, 2021

Forgiven

$20,882

Jobs Reported

1

Loan #

5021478810

Loan Size

Small

Christopher Morales

Independent Contractors

$20,832 Paid in Full
Address:
85 8th Ave Apt 3G
New York, NY10011-5123
Approved

Feb 25, 2021

Forgiven

$20,963

Jobs Reported

1

Loan #

4244938504

Loan Size

Small

Rodolphe Balat INC

Sole Proprietorship

$3,854 Paid in Full
Address:
85 8th Ave Apt 5s
New York, NY10011-5120
Approved

May 23, 2020

Forgiven

$3,878

Jobs Reported

1

Loan #

2374037802

Loan Size

Small

Robin C Demarco

Subchapter S Corporation

$7,000 Paid in Full
Address:
101 W 12th St Apt 5B
New York, NY10011-8108
Approved

Jan 26, 2021

Forgiven

$7,051

Jobs Reported

1

Loan #

6359468308

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 17 PPP loan records are linked to businesses associated with Phillip Appel. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Phillip Appel on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
11
3
2
2
3
1
7
6
8

Found 43 results across 9 states

Fewer
More

Phillip Appel in Sturgeon Bay, WI: Background Summary

Location
4235 Cherry Rd, Sturgeon Bay, WI 54235
Other Locations
Colorado Springs, CO · Scott City, KS · Ruidoso, NM and 6 more
Profiles Found
22 people with this name
Phone Numbers
(212) 929-8583 and 15 others on file
Email
phillipappel@bigfoot.com and 7 others on file
Possible Relatives
Eileen M Appel, Carrie J Adelson, Barry B Adelson, Israel R Adelson, Jason K Appel and 47 more
Career
Senior Solutions Consultant, Coordinator Professional Development and Quality Assurance at Appelgrove Investments Inc, Phillip Appel Auto Repair
Voter Registration
Registered Republican
Vehicles
5 linked — 2004 Gmc Sierra, 2007 Chevrolet Suburban and 3 more
Licenses
2 professional licenses (APE)
PPP Loans
$733K for Proper Fools, Jamie Meyers

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Phillip Appel. Because public records are indexed by name rather than by a unique identifier, the 72 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights — patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Phillip Appel

Search Complexity: High

72 public records across 9states, belonging to approximately 22 different individuals. With 22 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Colorado (15%), followed by Wisconsin and New Mexico. Spans the West and Midwest regions.

CO11recordsWI8recordsNM7recordsNY6recordsKS3recordsNC3records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (38%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (17) and Business & Corporate Filings (11).

26
Contact & Address Records
17
PPP Loan Records
11
Business & Corporate Filings
5
Vehicle Registration Records
4
Voter Registration Records
2
Professional License Records

Age Distribution

Age range: approximately 65 years, suggesting multiple generations. Largest group: Senior (65+) (60%).

Senior (65+)6peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Phillip Appel

Is Phillip Appel a registered voter?
Yes, voter registration records show Phillip Appel is registered in Colorado with REP affiliation. We found 4 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Phillip Appel own property?
County assessor records show 1 property associated with Phillip Appel . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Phillip Appel?
Records show 5 vehicle registrations associated with Phillip Appel, including a 2004 GMC SIERRA. Registered makes include Gmc, Chevrolet, Jeep. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Phillip Appel?
We found 11 business affiliations for Phillip Appel (Senior Solutions Consultant). Other companies include Phillip Appel Auto Repair, CHILE ENTERPRISES. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Phillip Appel?
Our database contains 72 total records for Phillip Appel spanning 9 states. This includes 22 distinct contact records, 15 with phone numbers, 9 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Phillip Appel?
The 72 records displayed for Phillip Appel are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Phillip Appel remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.