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Phillip Milner from Sheridan, AR

Age 47
📍 706 Main St, Sheridan, AR 72150
📞 (870) 942-0999, (870) 942-0999, (501) 888-8063
✉️ irblond@aol.com, irblond@hotmail.com, irblond@yahoo.com, irblond2@hotmail.com, irblond2@yahoo.com, phiula@yahoo.com
👨‍👩‍👧 Relatives: Starnes Kimberly Milner,Laurette M Lankford,Daniel D Milner,Paula C Milner,Melissa Laurette Guffy

Phillip Milner

Age 65 b. 1960-12-02
📍 3365 Grove Meadows Cv, Lawrenceville Ga
📞 (404) 992-6139, (414) 322-6404
✉️ WADEC7981@YAHOO.COM

Mr Phillip John Milner from Albany, CA

Age 38 b. 12/15/1987
📍 1123 Kains Ave, #albany, CA 94706-2209
👨‍👩‍👧 Relatives: Katherine E Gardner,Kelsey E Milner,Kristin A Fish,Christine Parents Milner,Diane Marie Fish,Emily E Gardner,Jeffrey W Milner,Jeffrey W Milner,Kristin A Milner,Sheldon Fish,Tina M Milner,Alison K Gardner,Amy L Perry,Audrey V Gardner,Barbara J Gardner,Camie L Jesmer,Carlos A Aguilar,Charles H Faulisi,Charles J Faulisi Sr,Darcie L Hughes,Dawn R Stiehl,Earl A Jesmer Jr,Elizabeth A Wilby,Emily Egardner,Fernando Aguilar,Florence R Fish,Gretta Jo Huck,Harold J Perry Jr,Helen T Faulisi,Jamie Lee Jesmer,Javier Aguilar,Jerry L Locy,Joseph R Fish,Lance T Gardner,Matthew D Faulisi,Matthew L Gardner,Matthew Stiehl,Raelee P Simcox,Raymond Gardner,Raymond J Gardner Jr,Renata C Stiehl,Ronald L Stiehl,Samantha Stiehl,Sandra A Jesmer,Sara C Perry,Shawn A Fish,Stephen J Gardner,Tony Faulisi
🕐 3 previous addresses

Phillip Milner from Greenwood, MS

Age 59
📍 812 Poplar St, Greenwood, MS 38930
📞 (662) 455-9165, (662) 455-9165
👨‍👩‍👧 Relatives: Linley R Milner,Mclane Milner,Philip Nmilner,Phillip M Umilner

Phillip Milner from Kemah, TX

Age 76 b. Oct 1949 Galveston Co.
📍 2202 Redwood St
📞 (281) 334-3831

Phillip Milner from Sheridan, AR

Age 61 b. Mar 1965 Grant Co.
📍 706 N Main St
📞 (954) 784-7035

Phillip Milner from Knoxville, TN

Age 107 b. May 1918 Knox Co.
📍 3717 Terrace View Dr
📞 (270) 462-3963

Phillip Milner from Greenwood, MS

Age 71 b. Dec 1954 Leflore Co.
📍 812 Poplar St
📞 (662) 455-9165

Phillip Milner

📍 7700 134th, Oklahoma City Ok 73142
📞 (405) 740-2060, (405) 740-2060
✉️ PMILNER858@AOL.COM

Phillip Milner

📍 7700 Nw 134th St, Oklahoma City Ok
📞 (405) 740-2060, (405) 740-2060
✉️ PMILNER858@AOL.COM

Phillip Milner from Brookline, MA

Male
📍 175 Freeman St
📞 (617) 750-8982 (AT&T MOBILITY)

Phillip Milner from Valley, AL

Age 50 b. Sep 1975
📍 6504 23rd Ave

Phillip Milner from Foristell, MO

Age 66 b. Mar 1960 Saint Charles Co.
📍 1132 Mulberry Dr

Phillip Milner from Laurens, SC

Age 64 b. Oct 1961 Laurens Co.
📍 303 Country Club Dr

Phillip Milner from San Francisco, CA

Age 64 b. Nov 1961 San Francisco Co.
📍 1388 Haight St Unit 150

Phillip Milner from Gaithersburg, MD

Age 74 b. Sep 1951 Montgomery Co.
📍 Po Box 9481

Phillip Milner from Milwaukee, WI

Age 38 b. Jan 1988
📍 1917 S 9th St
👤 aka Philip Miner

Phillip Milner from Little Rock, AR

Age 39 b. 1987 Male
📍 1814 S Van Buren St
📞 (501) 551-3280 (Cell)

Phillip Milner from O Fallon, MO

Saint Charles Co.
📍 2908 Wheatfield Farms Dr
📞 (636) 379-2998

Phillip Milner from Atlanta, GA

Fulton Co.
📍 445 Cleveland Ave Sw Q 162

Phillip Milner from San Francisco, CA

San Francisco Co.
📍 1227 Nasonic Ave 14

Phillip Milner from Clinton, SC

Laurens Co.
📍 310 Springdale Dr 9

Phillip Milner from Kemah, TX

Galveston Co.
📍 2203 Redwood St

Phillip Milner from Allen, OK

Pontotoc Co.
📍 201 W Paul

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 25 contact records for Phillip Milner across 13 states. The most recent address on file is in Kemah, Texas. Of these records, 13 include phone numbers and 4 include email addresses. Ages range from 47 to 59, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Milner Phillip Covey Almon Covey Noel Milner Kenneth Milner Michael

Iron County

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Phillip Milner in Cedar-City. Values shown are from county assessor records and may differ from current market prices.

Phillip Milner

Atlanta, 30316
DOB: 1/1/1960 Gender: Male
Congress: 005

Phillip A Milner

1601 S Grant Street, Little Rock, AR, 72204

Phillip J Milner

Democrat
306 N Plain St, 1, 14850
DOB: 19871215 Gender: Male

Phillip J Milner

BLK
8 Orchard St, 15, 13021
DOB: 19871215 Gender: Male

Phillip John Milner

Democrat
128 Maple Ave, 0, 14513
DOB: 19871215 Gender: Male

Phillip Timothy Milner

Reg: 06/17/2013
4513 Idaho St, Vancouver, WA, 98661
DOB: 05/17/1995 Gender: Male
County: CR

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 6 voter registration records were found for Phillip Milner in Arkansas, Washington. Records show affiliations with DEM, BLK, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2013 Volkswagen Jetta
· Registered to: Phillip Milner
· VIN: 3VWLL7AJ2DM358690
·
901 Almond Pl, Newport Beach, CA, 92660
·
(949) 720-8075
2011 CHRYSLER TOWN AND COUNTRY
· Registered to: Phillip Milner
· VIN: 2A4RR6DG0BR616629
·
303 Country Club Dr, Laurens, SC, 29360-7762
·
(864) 682-7123
2006 Buick Terraza
· Registered to: Phillip Milner
· VIN: 5GADV33L56D218884
·
303 Country Club Dr, Laurens, SC, 29360
·
(864) 682-7123
2017 CHEVROLET MALIBU
· Registered to: Phillip Milner
· VIN: 1G1ZB5STXHF168669
·
3275 Dorsey Evergreen Rd, Fulton, MS, 38843
2007 BUICK RENDEZVOUS
· Registered to: Phillip Milner
· VIN: 3G5DA03L77S563528
·
303 Country Club Dr, Laurens, SC, 29360-7762
·
(864) 682-7123
1994 FORD AEROSTAR VAN
· Registered to: Phillip Milner
· VIN: 1FMCA11U5RZA64928
·
624 Baker St, Malvern, AR, 72104
1993 GMC YUKON WAGON
· Registered to: Phillip Milner
· VIN: 1GKEK18KXPJ732057
·
812 Poplar St, Greenwood, MS, 38930
·
(662) 455-9165

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 7 vehicle registration records are associated with Phillip Milner. Registered makes include Volkswagen, Chrysler, Buick, Chevrolet and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Jay's Sports Cards

+12813343831jmorand47@yahoo.com
Kemah,

Milner Computers

Owner
(501) 332-2127Phillip@milnercomputers.com
Malvern, AR
Business Services (Services)

Jay's Sports Cards

President
(281) 334-3831
Kemah, TX
Miscellaneous Retail (Stores)

Educational Theatre Association

Phillip MilnerTreasuter
Cincinnati, OH

Phillip Milner

San Rafael, California, United States
14156715219.0
LinkedIn

Cocoon Furnishings Inc

Phillip MilnerSupervisor of Business Services
(956) 240-8886phillip.milner@yahoo.com
2202 Redwood St, Kemah, TX77565
cocoonfurnishings.com

Phillip Milner

Consumer Services Professi · Little Rock, Arkansas

Cocoon Furnishings Inc

Phillip MilnerSupervisor of Business Services
(956) 240-8886phillip.milner@yahoo.com
2202 Redwood St, Kemah, TX77565

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 13 business affiliations were found for Phillip Milner. Companies include Milner Computers, Jay's Sports Cards, Cocoon Furnishings Inc. Roles listed include Null and Treasuter. Records are compiled from state business registries, SEC filings, and professional networking databases.

Newport Citizens For Responsible Growth, INC.

Filed: Feb 1, 2016
CEO: Phillip Milner

Newport Citizens For Responsible Growth, INC.

Addr: 2801 Bristol Street, Costa Mesa, CA, 92626
CA
CEO: Phillip Milner

Unknown Corporation

Addr: 2203 Redwood, Kemah, TX, 77565
TX
Officer: Phillip J Milner

Source: Public Records Phillip Milner appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Phillip Milner

D.O.
Individual
NPI: 1396793873

Phillip Milner

1989
Individual Male
NPI: 1396793873
School: MIDWESTERN UNIVERSITY (CHICAGO COLLEGE OF OSTEOPATHIC MED)

Source: CMS NPI Registry (NPPES) · State Medical Boards · Healthcare Provider Databases 2 healthcare provider records found for Phillip Milner in the CMS National Provider Identifier registry. NPI registration is required for providers billing Medicare or Medicaid. Listing here does not constitute an endorsement of care quality.

Inventor Record

Phillip Milner - Albany

Source: USPTO Patent Database · U.S. Patent & Trademark Office Phillip Milner is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Phillip Milner

Ramona High School - Ramona, CA, CA
1980

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Phillip Milner has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$1,000 Aug 12, 2008
2008 DEM
Schauer, Mark Hamilton
Milner, Phillip Surgeon @ Self Laurens, SC
$1,000 Sep 27, 2007
2008
Actblue
Milner, Phillip Surgeon @ Self Laurens, SC
$1,000 Aug 12, 2008
2008
Actblue
Milner, Phillip Surgeon @ Self Laurens, SC
$1,000 Sep 27, 2007
2008 DEM
Schauer, Mark Hamilton
Milner, Phillip Surgeon @ Self Laurens, SC
$250 Mar 13, 2012
2012 REP
Duncan, Jeff
Milner, Phillip H Physician @ Self Employed Laurens, SC
$1,000 Sep 27, 2007
DEM
Schauer, Mark Hamilton
Contributor Surgeon @ Self Laurens, SC
$1,000 Sep 27, 2007
Unknown Committee
Milner, Phillip Surgeon @ Self Laurens, SC

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 7 political contribution records found for Phillip Milner. Total disclosed contributions amount to $6,250. Recipients include Schauer, Mark Hamilton. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Phillip Milner

Age 55 Male
·
5866 Deepwood Ct, Clarkston, MI 48346 (Oakland County)
42.7242, -83.3765
Marital: Inferred Married TZ: Eastern
Occ: Technical Edu: Graduate School
Homeowner Single Family
MP

Phillip L Milner

Age 55 Male
·
201 Marin St, San Rafael, CA 94901 (Marin County)
37.9696, -122.5350
Marital: Single TZ: Pacific
Single Family
MP

Phillip Milner

Age 52 Male
·
624 Baker St, Malvern, AR 72104 (Hot Spring County)
34.3741, -92.8167
· (870) 942-6039
Marital: Married TZ: Central
Homeowner Single Family Built 1960 Purchased 2009
MP

Phillip Milner

Age 67 Male
·
2202 Redwood St, Kemah, TX 77565 (Galveston County)
29.5446, -95.0501
· (281) 334-3831
Marital: Married TZ: Central
Occ: Education Edu: High School
Single Family
MP

Phillip Milner

Age 22 Male
·
4513 Idaho St, Vancouver, WA 98661 (Clark County)
45.6307, -122.6230
· (360) 609-0503
Marital: Single TZ: Pacific
Homeowner Single Family Built 1963 Purchased 2004
MP

Phillip J Milner

Age 29 Male
·
1123 Kains Ave, Albany, CA 94706 (Alameda County)
37.8831, -122.2960
TZ: Pacific
Single Family
MP

Phillip H Milner

Age 55 Male
·
303 Country Club Dr, Laurens, SC 29360 (Laurens County)
34.4907, -81.9541
Marital: Inferred Married TZ: Eastern
Occ: Technical Edu: Graduate School
Homeowner Single Family Purchased 2005

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Phillip Milner. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Phillip Milner. These loans were issued to businesses, not individuals.

Bergen Restaurant Supply

Corporation

$75,000 Paid in Full
Address:
8 Orchard St
Nanuet, NY10954-3340
Approved

May 1, 2021

Forgiven

$75,358

Jobs Reported

13

Loan #

6185168910

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Phillip Milner. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Phillip Milner

Pick 3™
$660
Prize Won
·Kemah, TX
Claimed: 2007-07-13T00:00:00.000

Source: IMDb · Open Library · Sports Reference · FIDE Chess Federation Additional public records from specialized databases including entertainment industry credits (IMDb), published works (Open Library), sports statistics, and other publicly available reference sources.

Find Phillip Milner on the map

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Found 50 results across 16 states

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Phillip Milner in Sheridan, AR: Background Summary

Location
706 Main St,Sheridan, AR 72150, Sheridan, AR
Other Locations
Kemah, TX · Sheridan, AR · Knoxville, TN and 13 more
Profiles Found
25 people with this name
Phone Numbers
(870) 942-0999 and 12 others on file
Email
irblond@aol.com and 7 others on file
Possible Relatives
Starnes Kimberly Milner, Laurette M Lankford, Daniel D Milner, Paula C Milner, Melissa Laurette Guffy and 51 more
Career
Treasuter, Supervisor of Business Services at Milner Computers, Jay's Sports Cards
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
7 linked — 2013 Volkswagen Jetta, 2011 Chrysler Town And Country and 5 more
Contributions
$6,250 total — Schauer, Mark Hamilton
Healthcare
Licensed provider — 1989
PPP Loans
$75,000 for Bergen Restaurant Supply

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Phillip Milner. Because public records are indexed by name rather than by a unique identifier, the 78 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Healthcare Provider Data

Healthcare provider information is sourced from the National Plan and Provider Enumeration System (NPPES), a registry managed by the Centers for Medicare and Medicaid Services (CMS). Every healthcare provider that bills Medicare or Medicaid is required to obtain a National Provider Identifier (NPI), so the presence of an NPI listing confirms that the individual holds recognized healthcare credentials. The specialty, practice address, and taxonomy codes reflect the provider's own attestation at the time of registration or most recent update. An NPI listing does not constitute an endorsement of care quality, nor does it indicate whether the provider is currently accepting new patients.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights — patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Phillip Milner

Search Complexity: High

78 public records across 16states, belonging to approximately 25 different individuals. With 25 distinct profiles across 16 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 16 states. Highest concentration: Arkansas (12%), followed by Texas and California. Spans the South and West regions.

AR9recordsTX9recordsCA8recordsSC7recordsMS3recordsOK2records

Record Type Breakdown

Data spans 10 record categories. Largest: Contact & Address Records (41%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (13) and Vehicle Registration Records (7).

28
Contact & Address Records
13
Business & Corporate Filings
7
Vehicle Registration Records
7
Political Contribution Records
6
Voter Registration Records
3
Corporate Records

Age Distribution

Age range: approximately 70 years, suggesting multiple generations. Largest group: Senior (65+) (50%).

Senior (65+)6peopleMiddle-Age (40-64)4peopleYounger Adult (25-39)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Phillip Milner

Is Phillip Milner a registered voter?
Yes, voter registration records show Phillip Milner is registered. We found 6 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Phillip Milner own property?
County assessor records show 1 property associated with Phillip Milner . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Phillip Milner?
Records show 7 vehicle registrations associated with Phillip Milner, including a 2013 Volkswagen Jetta. Registered makes include Volkswagen, Chrysler, Buick, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Phillip Milner?
We found 13 business affiliations for Phillip Milner (null). Other companies include Jay's Sports Cards, Cocoon Furnishings Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Is Phillip Milner a healthcare provider?
Yes, the CMS National Provider Identifier registry lists Phillip Milner as a registered healthcare provider (NPI: 1396793873). NPI registration is required for all providers billing Medicare or Medicaid. This listing confirms enrollment in the federal healthcare system but does not indicate quality of care.
Has Phillip Milner made political donations?
FEC disclosure records show 7 reported political contributions from Phillip Milner, totaling $6,250. Recipients include Schauer, Mark Hamilton. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Phillip Milner?
Our database contains 78 total records for Phillip Milner spanning 16 states. This includes 25 distinct contact records, 13 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Phillip Milner?
The 78 records displayed for Phillip Milner are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Phillip Milner remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.