Phillip Ratner from Ormond Beach, FL

Age 63
๐Ÿ“ 2512 Po Box, Ormond Beach, FL 32175
๐Ÿ“ž (386) 673-8610, (904) 673-8610, (904) 673-8646, (502) 534-0090, (404) 262-0639
โœ‰๏ธ mlink@peoplepc.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Carolyn R Rather,Andrew F Rather,Ruth A Rather,Deana A Rather,Veachel D Rather
๐Ÿช Africas Child Communications

Phillip Ratner from Laguna Niguel, CA

Age 81 b. May 1944 Orange Co.
๐Ÿ“ 6 Belaire
๐Ÿ“ž (949) 489-1839

Phillip Ratner from Bethesda, MD

Age 88 b. Jun 1937 Montgomery Co.
๐Ÿ“ 5919 Lone Oak Dr
๐Ÿ“ž (301) 897-8889

Phillip Ratner from Silver Spring, MD

Age 89 b. 1937 Male
๐Ÿ“ 1900 Lyttonsville Rd Apt 1307
๐Ÿ“ž (301) 897-1518
โœ‰๏ธ miriamratner@msn.com

Phillip Ratner from Laguna Niguel, CA

Age 78
๐Ÿ“ 31 Morning Wood Dr, Laguna Niguel, CA 92677
๐Ÿ“ž (949) 244-1886

Phillip Ratner from Ormond Beach, FL

Age 74 b. Jul 1951 Volusia Co.
๐Ÿ“ 98 Riverview Dr
๐Ÿ“ž (386) 673-8610

Phillip Ratner from Pasadena, CA

Los Angeles Co.
๐Ÿ“ 2936 E Colorado Blvd
๐Ÿ“ž (718) 633-9003

Phillip Ratner from Denver, CO

0
๐Ÿ“ 700 Wash, Denver, CO 80204
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Elsie Ratner

Phillip Ratner from Oakdale, NY

Male
๐Ÿ“ Math Dept Dowling College
๐Ÿ“ž (516) 244-3176 (T-MOBILE)

Phillip Ratner from Boca Raton, FL

Age 79 b. Jun 1946 Palm Beach Co.
๐Ÿ“ 9746 Boca Gardens Cir N B

Phillip Ratner from Rockville, MD

Age 89 b. Jan 1937 Montgomery Co.
๐Ÿ“ 10641 Pine Hvn Te

Phillip Ratner from Brooklyn, NY

0
๐Ÿ“ 20 8th Ave, Brooklyn, NY 11217

Phillip Ratner from Tamarac, FL

0
๐Ÿ“ 7019 64th St, Tamarac, FL 33321

Phillip Ratner from Bethesda, MD

Montgomery Co.
๐Ÿ“ 7401 Westlake Ter Apt 615
๐Ÿ“ž (561) 368-8053

Phillip Ratner from Rockwall, TX

Rockwall Co.
๐Ÿ“ 10 Eastshore Rd 10

Phillip Ratner from Oakdale, NY

Suffolk Co.
๐Ÿ“ 5 Wateredge Ct

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 16 contact records for Phillip Ratner across 6 states. The most recent address on file is in Laguna Niguel, California. Of these records, 9 include phone numbers and 2 include email addresses. Ages range from 63 to 78, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Phillip Joel Ratner

Unaffiliated
10001 Old Georgetown Rd, Bethesda, MD, 20814
Gender: Male
County: Montgomery

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Phillip Ratner in Maryland. Party affiliation is listed as UNA. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2003 Cadillac Escalade
ยท Registered to: Phillip Ratner
ยท VIN: 1GYEC63T43R304805
·
6 Belaire, Laguna Niguel, CA, 92677
·
(949) 489-1839
ยท Registered to: Phillip Ratner
·
10 Eastshore Rd, Rockwall, TX, 75032

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 2 vehicle registration records are associated with Phillip Ratner. Registered makes include Cadillac, N. The most recent model year on record is 2003. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Ratner Museum

Manager
(301) 897-1518rjs@spott.net
Bethesda, MD
Art Galleries, Botanical and Zoological Gardens, and Museums (Attractions)

Marie Callender Pieshops Inc

President
(800) 776-7437
Aliso Viejo, CA
Eating and Drinking Establishments (Food)

Roadhouse Grill, Inc.

Phillip RatnerDirector
+1.954.957.2600phillip.ratner@roadhousegrill.com
Pompano Beach, FL33069-4323

Marie Callender Wholesalers, Inc

Phillip RatnerPresident
(951) 674-0047info@castleharlan.com
Corona, CA92883

Israel Bible Museum INC

Phillip RatnerFounder
Rockville, MD

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 5 business affiliations were found for Phillip Ratner. Companies include Ratner Museum, Marie Callender Pieshops Inc, Roadhouse Grill, Inc. and 1 more. Roles listed include Director and President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Traid Engineers, INC.

Filed: Oct 31, 1947
CEO: Phillip Ratner

Unknown Corporation

PRESIDENT: Phillip Ratner

Unknown Corporation

CEO: Phillip Ratner

Unknown Corporation

Addr: 402 West I-30, , Garland, TX
TX
PRESIDENT: Phillip Ratner

Marie Callender Ventures, INC.

Addr: 27081 Aliso Creek Rd #200, Aliso Viejo, CA, 92656
CA
Officer: Phillip Ratner

Marie Callender Ventures, INC.

Addr: 27081 Aliso Creek Rd #200, Aliso Viejo, CA, 92656
CA
Officer: Phillip Ratner

Traid Engineers, INC.

Addr: 4001 Via Oro Ave., Ste. 200, Long Beach, CA, 90810
CA
CEO: Phillip Ratner

Marie Callender Ventures, INC.

ID: 0004868106
PRESIDENT: Phillip Ratner

Cavalcade Holdings, INC.

ID: 0064059700
Addr: 3001 E President George Bush Hwy Ste 200, Richardson, TX, 75082
TX
P: Phillip Ratner

Sgo Beverage, INC.

ID: 0114744200
Addr: 3001 E President George Bush Hwy Ste 200, Richardson, TX, 75082
TX
Director: Phillip Ratner

Cavalcade Asset Corporation

ID: 0006853706
Addr: 3001 E President George Bush Hwy Ste 200, Richardson, TX, 75085
TX
P: Phillip Ratner

Marie Callender Ventures, INC.

ID: 0004868106
Director: Phillip Ratner

Cavalcade Asset Corporation

ID: 0006853706
Addr: 3001 E President George Bush Hwy Ste 200, Richardson, TX, 75085
TX
Director: Phillip Ratner

Cavalcade Holdings, INC.

ID: 0064059700
Addr: 3001 E President George Bush Hwy Ste 200, Richardson, TX, 75082
TX
Director: Phillip Ratner

Sgo Beverage, INC.

ID: 0114744200
Addr: 3001 E President George Bush Hwy Ste 200, Richardson, TX, 75082
TX
P: Phillip Ratner

Marie Callender Ventures, INC.

ID: 0004868106
CEO: Phillip Ratner

Pbn Beverage, INC.

ID: 0112109200
Addr: 3001 E President George Bush Hwy Ste 200, Richardson, TX, 75082
TX
P: Phillip Ratner

Pbn Beverage, INC.

ID: 0112109200
Addr: 3001 E President George Bush Hwy Ste 200, Richardson, TX, 75082
TX
Director: Phillip Ratner

Unknown Corporation

Addr: Dana Point, CA, 92629
Officer: Phillip Ratner

Source: Public Records Phillip Ratner appears in 19 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

Phillip Ratner - POTOMAC

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Phillip Ratner is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Phillip Ratner

Brooklyn Technical High School 430 - Brooklyn, NY, NY
1959

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Phillip Ratner has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 Dec 4, 2017
2018 DEM
Schiff, Adam
Ratner, Phillip Not Employed Oakdale, NY
$10 Jun 17, 2015
2016 DEM
Sanders, Bernard
Ratner, Phillip Not Employed Oakdale, NY
$983 May 19, 1982
1982 DEM
Metzenbaum, Howard M
Ratner, Phillip Artist Potomac, MD
$15 Jul 20, 2011
2012
Working Families Party, INC
Ratner, Phillip Oakdale, NY
$983 May 19, 1982
DEM
Metzenbaum, Howard M
Contributor Artist Potomac, MD
$983 May 10, 1982
Unknown Committee
Ratner, Phillip Artist Potomac, MD

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 6 political contribution records found for Phillip Ratner. Total disclosed contributions amount to $2,979. Recipients include Metzenbaum, Howard M. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Phillip Ratner

Age 74 Male
·
5 Wateredge Ct, Oakdale, NY 11769 (Suffolk County)
40.7344, -73.1314
· (631) 567-9668
Marital: Married TZ: Eastern
Homeowner Single Family Purchased 2014
MP

Phillip J Ratner

Age 80 Male
·
1900 Lyttonsville Rd, Silver Spring, MD 20910 (Montgomery County)
39.0018, -77.0402
· (301) 367-4771
Marital: Married TZ: Eastern
Homeowner Multi-Family Built 1980 Purchased 2003
MP

Phillip Ratner

Age 80 Male
·
7401 Westlake Ter, Bethesda, MD 20817 (Montgomery County)
39.0276, -77.1490
TZ: Eastern
Multi-Family
MP

Phillip Ratner

Age 73 Male
·
31 Morning Wood Dr, Laguna Niguel, CA 92677 (Orange County)
33.5055, -117.7210
· (949) 489-1839
Marital: Inferred Married TZ: Pacific
Edu: Some College
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Phillip Ratner. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Phillip Ratner. These loans were issued to businesses, not individuals.

Seasons Of Advice Wealth Management, LLC.

Limited Liability Company(LLC

$161,765 Paid in Full
Address:
120 W 45th St Fl 14
New York, NY10036
Approved

May 1, 2020

Jobs Reported

120

Loan #

1574857703

Loan Size

Medium

Franzino & Scher LLC

Limited Liability Company(LLC

$82,392 Paid in Full
Address:
120 W 45th St Ste 2801
New York, NY10036-4041
Approved

Mar 6, 2021

Forgiven

$83,430

Jobs Reported

4

Loan #

7568518507

Loan Size

Small

Donohoe Talbert LLP

Partnership

$199,710 Paid in Full
Address:
120 W 45th St Ste 1901
New York, NY10036-4041
Approved

Mar 26, 2021

Forgiven

$200,980

Jobs Reported

10

Loan #

9842798600

Loan Size

Medium

Rw Iii LLC

Limited Liability Company(LLC

$204,326 Exemption 4
Address:
120 W 45th St Ste 2405
New York, NY10036-4041
Approved

Mar 9, 2021

Jobs Reported

10

Loan #

8131728502

Loan Size

Medium

Buffalo Road Office Owner LLC

Limited Liability Company(LLC

$200 Paid in Full
Address:
120 W 45th St Ste 1010
New York, NY10036-4031
Approved

Apr 14, 2020

Jobs Reported

1

Loan #

6755007109

Loan Size

Small

Jonathan Company Mm

Limited Liability Company(LLC

$34,500 Paid in Full
Address:
120 W 45th St Ste 1010
New York, NY10036-0064
Approved

Apr 13, 2020

Jobs Reported

3

Loan #

5468917103

Loan Size

Small

Critical Trading LLC

Limited Liability Company(LLC

$101,615 Paid in Full
Address:
120 W 45th St Fl 15
New York, NY10036-4195
Approved

Mar 12, 2021

Forgiven

$101,969

Jobs Reported

6

Loan #

9056138506

Loan Size

Small

Tyos LLC

Limited Liability Company(LLC

$37,700 Paid in Full
Address:
120 W 45th St Ste 1010
New York, NY10036-0064
Approved

Apr 14, 2020

Forgiven

$37,973

Jobs Reported

4

Loan #

5787107104

Loan Size

Small

Alwest Management LLC

Limited Liability Company(LLC

$139,196 Paid in Full
Address:
120 W 45th St Ste 1010
New York, NY10036-4031
Approved

Feb 5, 2021

Forgiven

$139,943

Jobs Reported

9

Loan #

3895938405

Loan Size

Small

Kelzyme Research & Development Center LLC

Limited Liability Company(LLC

$73,009 Paid in Full
Address:
120 W 45th St Ste 1010
New York, NY10036-4031
Approved

Mar 15, 2021

Forgiven

$73,325

Jobs Reported

5

Loan #

2335058605

Loan Size

Small

420 Clinton LLC

Limited Liability Company(LLC

$16,000 Paid in Full
Address:
120 W 45th St Ste 1010
New York, NY10036-4031
Approved

Apr 14, 2020

Jobs Reported

2

Loan #

6656427100

Loan Size

Small

Curex Group Holdings LLC

Limited Liability Company(LLC

$800,925 Paid in Full
Address:
120 W 45th St Fl 22
New York, NY10036
Approved

May 1, 2020

Forgiven

$809,263

Jobs Reported

29

Loan #

6648697710

Loan Size

Medium

Litvinova Medical PC

Subchapter S Corporation

$35,252 Paid in Full
Address:
20 8th Ave
Brooklyn, NY11217
Approved

May 1, 2020

Forgiven

$35,836

Jobs Reported

5

Loan #

8680367301

Loan Size

Small

Alwest Management LLC

Limited Liability Company(LLC

$133,100 Paid in Full
Address:
120 W 45th St Ste 1010
New York, NY10036-4031
Approved

Apr 14, 2020

Forgiven

$134,708

Jobs Reported

9

Loan #

6827787109

Loan Size

Small

Kelzyme R4esearch & Development Center LLC

Limited Liability Company(LLC

$75,000 Paid in Full
Address:
120 W 45th St Ste 1010
New York, NY10036-4031
Approved

Apr 15, 2020

Forgiven

$75,649

Jobs Reported

5

Loan #

9577427106

Loan Size

Small

Tech Park Owner LLC

Limited Liability Company(LLC

$301,000 Paid in Full
Address:
120 W 45th St Ste 1010
New York, NY10036-4031
Approved

Apr 14, 2020

Jobs Reported

26

Loan #

7936667101

Loan Size

Medium

Veronica & Josephine CORP.

Sole Proprietorship

$608,783 Paid in Full
Address:
120 W 45th St
New York, NY10036-4195
Approved

Jan 25, 2021

Forgiven

$617,206

Jobs Reported

70

Loan #

5226998305

Loan Size

Medium

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 17 PPP loan records are linked to businesses associated with Phillip Ratner. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Phillip Ratner on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
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Phillip Ratner in Ormond Beach, FL: Background Summary

Location
2512 PO Box,Ormond Beach, FL 32175, Ormond Beach, FL
Other Locations
Laguna Niguel, CA ยท Bethesda, MD ยท Silver Spring, MD and 6 more
Profiles Found
16 people with this name
Phone Numbers
(386) 673-8610 and 7 others on file
Email
mlink@peoplepc.com and 1 other on file
Possible Relatives
Carolyn R Rather, Andrew F Rather, Ruth A Rather, Deana A Rather, Veachel D Rather and 1 more
Career
Founder at Ratner Museum, Marie Callender Pieshops Inc
Voter Registration
Registered No Party Preference
Vehicles
2 linked โ€” 2003 Cadillac Escalade, N N N
Contributions
$2,979 total โ€” Metzenbaum, Howard M
PPP Loans
$3004K for Seasons Of Advice Wealth Management, LLC., Franzino & Scher LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Phillip Ratner. Because public records are indexed by name rather than by a unique identifier, the 78 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Phillip Ratner

Search Complexity: High

78 public records across 6states, belonging to approximately 16 different individuals. With 16 distinct profiles across 6 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: California (17%), followed by Maryland and Texas. Spans the South and West regions.

CA13recordsMD12recordsTX11recordsFL7recordsNY6recordsCO1record

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (30%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Corporate Records (19) and PPP Loan Records (17).

22
Contact & Address Records
19
Corporate Records
17
PPP Loan Records
6
Political Contribution Records
5
Business & Corporate Filings
2
Vehicle Registration Records

Age Distribution

Age range: approximately 26 years, suggesting multiple generations. Largest group: Senior (65+) (83%).

Senior (65+)5peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Phillip Ratner

Is Phillip Ratner a registered voter?
Yes, voter registration records show Phillip Ratner is registered in Maryland with UNA affiliation. We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Phillip Ratner?
Records show 2 vehicle registrations associated with Phillip Ratner, including a 2003 Cadillac Escalade. Registered makes include Cadillac, N. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Phillip Ratner?
We found 5 business affiliations for Phillip Ratner, including Ratner Museum. Other companies include Marie Callender Pieshops Inc, Roadhouse Grill, Inc.. Business records are compiled from state registries, SEC filings, and professional databases.
Has Phillip Ratner made political donations?
FEC disclosure records show 6 reported political contributions from Phillip Ratner, totaling $2,979. Recipients include Metzenbaum, Howard M. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Phillip Ratner?
Our database contains 78 total records for Phillip Ratner spanning 6 states. This includes 16 distinct contact records, 9 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Phillip Ratner?
The 78 records displayed for Phillip Ratner are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Phillip Ratner remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.