Phoebe Bowers

๐Ÿ“ 4620 E Glenwood Dr, Decatur Il
๐Ÿ“ž (217) 791-2823, (217) 875-7171
โœ‰๏ธ PHOEBE2515@ATT.NET

Phoebe Bowers

๐Ÿ“ 1470 Macon, Decatr Il 62522
๐Ÿ“ž (217) 791-2823, (217) 875-7171
โœ‰๏ธ PHOEBE2515@ATT.NET

Ms Phoebe S Bowers from Decatur, IL

Age 47 b. 5/30/1978
๐Ÿ“ 4620 E Glenwood Dr, #decatur, IL 62521-5142
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Danny R Bowers Sr,Gabriel R Bowers,Peggy Sue Bowers
๐Ÿ• 16 previous addresses

Phoebe Bowers from Coffee Spgs, AL

Age 66
๐Ÿ“ 693 County Road 56, Coffee Spgs, AL 36318
๐Ÿ“ž (334) 684-8958, (334) 898-2618, (407) 656-7618, (407) 877-1069, (407) 877-2298

Phoebe S Bowers from Decatur, IL

๐Ÿ“ 1301 E Mound Rd, #decatur, IL 62526-9394

Phoebe Bowers from Gainesville, FL

Age 84 b. Jun 1941 Alachua Co.
๐Ÿ“ 4872 Nw 20th Pl
๐Ÿ“ž (904) 376-7735

Phoebe Bowers from Elba, AL

0000 Female
๐Ÿ“ 1550 County Road 505
๐Ÿ“ž (334) 493-6146

Phoebe Bowers from Douglasville, GA

Age 71 b. Sep 1954 Douglas Co.
๐Ÿ“ 5012 Kings Hw

Phoebe Bowers from Cincinnati, OH

Age 69 b. Jan 1957 Hamilton Co.
๐Ÿ“ 10565 Crescendo Ct

Phoebe Bowers from Lithia Springs, GA

Age 71 b. Jul 1954
๐Ÿ“ 567 Patty Ct
๐Ÿ‘ค aka Phobe Elizabeth Bowers, Phoebe Elizabeth Scheef, Phoebe Morris Herod

Phoebe Bowers from Decatur, IL

Age 55 b. Sep 1970 Macon Co.
๐Ÿ“ 580 S Church St Unit 1

Phoebe Bowers from Peru, IN

Age 86 b. Jun 1939 Miami Co.
๐Ÿ“ 551 2 6th St 1

Phoebe Bowers from Samson, AL

0
๐Ÿ“ 132 Po Box, Samson, AL 36477

Phoebe Bowers from Elba, AL

๐Ÿ“ 1550 Co Rd 505, Elba, AL 36323
๐Ÿ“ž (334) 493-6146

Phoebe Bowers from Decatur, IL

๐Ÿ“ 1470 W Macon St
๐Ÿ“ž (217) 428-4776

Phoebe Bowers from Birmingham, AL

Female
๐Ÿ“ 1025 Highland Lakes Trce

Unknown Person

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 17 contact records for Phoebe Bowers across 6 states. The most recent address on file is in Gainesville, Florida. Of these records, 9 include phone numbers and 2 include email addresses. The listed age is 66. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Bowers, Phoebe

Alachua County
PIN: 06370 007 000
· 4872 NW 20th Pl, Gainesville 32605
Value: $120,100

Bowers Phoebe

Macon County
PIN: 04-12-16-401-020
· 1470 W Macon St
Lot: 9,055sqft

Bowers Phoebe

Alachua County
PIN: 06370-007-000
· 4872 NW 20th
Built: 1958.0
Assessed: $160,700

Bowers Phoebe

Macon County
· 1470 W Macon St, Decatur

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 4 property records linked to Phoebe Bowers in Decatur. Values shown are from county assessor records and may differ from current market prices.

Phoebe Bowers

Lithia Springs, 301221730
DOB: 1/1/1954 Gender: Female
Congress: 013

Phoebe C Bowers

2688 Shad Ln, Geneva, , 32732

Phoebe Elizabeth Bowers

Reg: 19950720
567 Patty Ct, Lithia Springs, 301221730
Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Phoebe Bowers in . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 Ford Mustang
ยท Registered to: Phoebe Bowers
ยท VIN: 1ZVFT84N675346666
·
567 Patty Ct, Lithia Springs, GA, 30122
·
(404) 660-9759
2014 Jeep Patriot
ยท Registered to: Phoebe Bowers
ยท VIN: 1C4NJPBAXED585428
·
4831 Tartan Dr, Baton Rouge, LA, 70816
·
(558) 952-8500
2018 JEEP PATRIOT
ยท Registered to: Phoebe Bowers
ยท VIN: 1C4NJPBAXID585428
·
4831 Tartan Dr, Baton Rouge, LA, 70816

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with Phoebe Bowers. Registered makes include Ford, Jeep. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Regis Salons

Phoebe BowersSite Manager
(678) 838-9555
Douglasville, GA

Phoebe Bowers

Attorney at Fuller & Quigg<br/

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 3 business affiliations were found for Phoebe Bowers. Companies include Regis Salons. Records are compiled from state business registries, SEC filings, and professional networking databases.

phoebe Claire bowers

Age 68
Resident 65+ Hunt/Fish
Addr: 2688 Shad Ln, Geneva, FL 32732
County: Seminole

phoebe Claire bowers

Resident 65+ Hunt/Fish
Addr: Geneva, FL 32732
County: Seminole

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Phoebe Bowers holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Phoebe Bowers

Group Tour
Aug 28, 2010, 09:30 AM
ยท WH

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA Phoebe Bowers appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Phoebe Bowers

West Perry High School - Elliottsburg, PA, PA
1967

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Phoebe Bowers has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 Dec 6, 2023
2024 DEM
Baldwin, Tammy
Bowers, Phoebe Retired Gainesville, FL
$10 Mar 31, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Bowers, Phoebe Not Employed Geneva, FL
$25 Dec 18, 2017
2018 DEM
Baldwin, Tammy
Bowers, Phoebe Retired Gainesville, FL
$50 Mar 17, 2017
2018 DEM
Cantwell, Maria
Bowers, Phoebe H Retired @ Not Employed Gainesville, FL
$50 Jan 20, 2017
2018 DEM
Baldwin, Tammy
Bowers, Phoebe H Retired Gainesville, FL
$25 Jun 10, 2002
2002
Women S Campaign Fund
Bowers, Phoebe H Gainesville, FL
$25 Oct 1, 2010
2010 DEM
Sink, Alex & Smith, Rod (g)
Bowers, Phoebe H Retired Gainesville, FL
$25 Sep 18, 2018
2018 DEM
Warren, Elizabeth
Bowers, Phoebe H Retired Gainesville, FL
$50 Jan 24, 2018
2018 DEM
Warren, Elizabeth
Bowers, Phoebe H Retired Gainesville, FL
$25 Mar 16, 2009
2010 DEM
Sink, Alex & Smith, Rod (g)
Bowers, Phoebe H Gainesville, FL
$25 Nov 12, 2009
2010 DEM
Sink, Alex & Smith, Rod (g)
Bowers, Phoebe H Gainesville, FL
$25 Jun 20, 2006
2006 D
Davis, Jim & Jones, Daryl L
Bowers, Phoebe Gainesville, FL
$25 Mar 24, 2017
2018 DEM
Baldwin, Tammy
Bowers, Phoebe H Retired Gainesville, FL
$25 Mar 13, 2018
2018 DEM
Baldwin, Tammy
Bowers, Phoebe Retired Gainesville, FL
$50 Feb 14, 2017
2018 DEM
Warren, Elizabeth
Bowers, Phoebe H Retired Gainesville, FL
$25 Oct 1, 2020
2020 DEM
Dccc
Bowers, Phoebe Not Employed Geneva, FL
$25 Sep 16, 2008
2008 DEM
Baldwin, Tammy
Bowers, Phoebe H Retired Gainesville, FL
$50 Jul 31, 2018
2018 DEM
Nelson, Bill
Bowers, Phoebe H Retired Gainesville, FL
$25 Oct 7, 2002
2002
Women S Campaign Fund
Bowers, Phoebe Gainesville, FL
$15 Mar 21, 2006
2006 D
Davis, Jim & Jones, Daryl L
Bowers, Phoebe Gainesville, FL
$50 Dec 31, 2016
2016 DEM
Cantwell, Maria E
Bowers, Phoebe H Retired @ Not Employed Gainesville, FL
$25 Jun 30, 2018
2018 DEM
Cantwell, Maria
Bowers, Phoebe H Retired @ Not Employed Gainesville, FL
$25 Oct 9, 2001
2002
Women S Campaign Fund
Bowers, Phoebe H Gainesville, FL
$25 Aug 13, 2010
2010 DEM
Sink, Alex & Smith, Rod (g)
Bowers, Phoebe H Retired Gainesville, FL
$25 Aug 17, 2018
2018 DEM
Baldwin, Tammy
Bowers, Phoebe Retired Gainesville, FL
$25 Oct 23, 2018
2018 DEM
Nelson, Bill
Bowers, Phoebe H Retired Gainesville, FL
$25 Jun 17, 2011
2012 DEM
Baldwin, Tammy
Bowers, Phoebe H Retired Gainesville, FL
$25 Mar 14, 2011
2012 DEM
Baldwin, Tammy
Bowers, Phoebe H Retired Gainesville, FL
$50 Feb 6, 2018
2018 DEM
Cantwell, Maria
Bowers, Phoebe H Retired @ Not Employed Gainesville, FL
$25 Oct 26, 2018
2018 DEM
McCaskill, Claire
Bowers, Phoebe Retired @ Not Employed Gainesville, FL
$25 May 1, 2018
2018 DEM
Baldwin, Tammy
Bowers, Phoebe Retired Gainesville, FL
$25 Jan 31, 2010
2010 DEM
Sink, Alex & Smith, Rod (g)
Bowers, Phoebe H Gainesville, FL
$50 Aug 27, 2012
2012
Florida S Water And Land Legacy, INC
Bowers, Phoebe H Gainesville, FL
$25 Dec 12, 2017
2018 DEM
Warren, Elizabeth
Bowers, Phoebe H Retired Gainesville, FL
$25 Oct 16, 2009
2010 I
Fairdistrictsflorida.org
Bowers, Phoebe H Gainesville, FL
$25 Oct 3, 2006
2006 D
Davis, Jim & Jones, Daryl L
Bowers, Phoebe Gainesville, FL
$25 Jun 12, 2003
2004
Women S Campaign Fund
Bowers, Phoebe Gainesville, FL
$25 Sep 20, 2010
2010 DEM
Sink, Alex & Smith, Rod (g)
Bowers, Phoebe H Retired Gainesville, FL
$25 Aug 25, 2009
2010 DEM
Baldwin, Tammy
Bowers, Phoebe H Retired Gainesville, FL
$25 May 1, 2018
2018 DEM
Baldwin, Tammy
Bowers, Phoebe Gainesville, FL
$25 Jun 17, 2010
2010 DEM
Sink, Alex & Smith, Rod (g)
Bowers, Phoebe H Gainesville, FL
$25 Jan 22, 2010
2010 DEM
Baldwin, Tammy
Bowers, Phoebe H Retired Gainesville, FL
$50 Jan 17, 2018
2018 DEM
Baldwin, Tammy
Bowers, Phoebe Retired Gainesville, FL
$25 Jun 29, 2000
2000 DEM
Scales, Leslie
Bowers, Phoebe H Gainesville, FL
$25 Oct 23, 2017
2018 DEM
Baldwin, Tammy
Bowers, Phoebe Retired Gainesville, FL
$25 Sep 30, 2018
2018 DEM
Baldwin, Tammy
Bowers, Phoebe Retired Gainesville, FL
$50 Mar 5, 2021
2022 DEM
Cortez Masto, Catherine
Bowers, Phoebe Retired @ Not Employed Gainesville, FL
$50 Dec 31, 2016
DEM
Cantwell, Maria E
Contributor Retired @ Not Employed Gainesville, FL
$50 Sep 23, 2020
Unknown Committee
Bowers, Phoebe Retired Gainesville, FL
$15
2006 D
Davis, Jim & Jones, Daryl L
Contributor Gainesville, FL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 50 political contribution records found for Phoebe Bowers. Total disclosed contributions amount to $1,540. Recipients include Cantwell, Maria E, Davis, Jim & Jones, Daryl L. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Phoebe K Bowers

Age 27 Female
·
11555 Southfork Ave, Baton Rouge, LA 70816 (East Baton Rouge County)
30.4215, -91.0543
Marital: Married TZ: Central
Multi-Family
MP

Phoebe H Bowers

Age 73 Female
·
4872 NW 20th Pl, Gainesville, FL 32605 (Alachua County)
29.6716, -82.3946
· (352) 376-7735
Marital: Single TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1958 Purchased 1985
MP

Phoebe Bowers

Female
·
1550 County Road 505, Elba, AL 36323 (Coffee County)
31.3979, -86.0284
· (334) 493-6146
Marital: Married TZ: Central
Homeowner Single Family Built 2009
MP

Phoebe S Bowers

Age 39 Female
·
4620 E Glenwood Dr, Decatur, IL 62521 (Macon County)
39.8076, -88.8828
Marital: Single TZ: Central
Occ: Technical Edu: Graduate School
Homeowner Single Family Built 2006 Purchased 2015
MP

Phoebe J Bowers

Age 61 Female
·
2688 Shad Ln, Geneva, FL 32732 (Seminole County)
28.7888, -81.1585
Marital: Married TZ: Eastern
Edu: Graduate School
Single Family
MP

Phoebe A Bowers

Age 78 Female
·
701 E Main St, Peru, IN 46970 (Miami County)
40.7619, -86.0481
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Multi-Family
MP

Phoebe E Bowers

Age 63 Female
·
567 Patty Ct, Lithia Spgs, GA 30122 (Douglas County)
33.7897, -84.6789
· (404) 660-9759
Marital: Single TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Phoebe Bowers. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Phoebe Bowers. These loans were issued to businesses, not individuals.

Bradford A. Rau, Attorney At Law

Sole Proprietorship

$20,832 Paid in Full
Address:
1301 E Mound Rd Suite 250
Decatur, IL62526-2771
Approved

Apr 13, 2020

Forgiven

$20,934

Jobs Reported

1

Loan #

4623447100

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Phoebe Bowers. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Phoebe Bowers on the map

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Phoebe Bowers in Decatur, IL: Background Summary

Location
4620 E Glenwood Dr, Decatur Il, Decatur, IL
Other Locations
Gainesville, FL ยท Elba, AL ยท Douglasville, GA and 5 more
Profiles Found
17 people with this name
Phone Numbers
(217) 791-2823 and 7 others on file
Email
phoebe2515@att.net
Possible Relatives
Danny R Bowers SR, Gabriel R Bowers, Peggy Sue Bowers, Timothy L Bowers, Floyd K Bowers and 7 more
Career
Regis Salons
Properties
3properties owned
Vehicles
3 linked โ€” 2007 Ford Mustang, 2014 Jeep Patriot and 1 more
Contributions
$1,540 total โ€” Cantwell, Maria E, Davis, Jim & Jones, Daryl L
Licenses
2 professional licenses (Resident 65+ Hunt/Fish)
PPP Loans
$20,832 for Bradford A. Rau, Attorney At Law
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Phoebe Bowers. Because public records are indexed by name rather than by a unique identifier, the 93 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Phoebe Bowers

Search Complexity: High

93 public records across 9states, belonging to approximately 17 different individuals. With 17 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Florida (9%), followed by Alabama and Illinois. Spans the South and Midwest regions.

FL8recordsAL6recordsIL6recordsGA5recordsLA3recordsIN2records

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (60%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (18) and Property Ownership Records (4).

50
Political Contribution Records
18
Contact & Address Records
4
Property Ownership Records
3
Voter Registration Records
3
Vehicle Registration Records
3
Business & Corporate Filings

Age Distribution

Age range: approximately 39 years, suggesting multiple generations. Largest group: Senior (65+) (71%).

Senior (65+)5peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Phoebe Bowers

Is Phoebe Bowers a registered voter?
Yes, voter registration records show Phoebe Bowers is registered. We found 3 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Phoebe Bowers own property?
County assessor records show 4 properties associated with Phoebe Bowers . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Phoebe Bowers?
Records show 3 vehicle registrations associated with Phoebe Bowers, including a 2007 Ford Mustang. Registered makes include Ford, Jeep. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Phoebe Bowers?
We found 3 business affiliations for Phoebe Bowers, including Regis Salons. Business records are compiled from state registries, SEC filings, and professional databases.
Has Phoebe Bowers made political donations?
FEC disclosure records show 50 reported political contributions from Phoebe Bowers, totaling $1,540. Recipients include Cantwell, Maria E and Davis, Jim & Jones, Daryl L. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Phoebe Bowers?
Our database contains 93 total records for Phoebe Bowers spanning 9 states. This includes 17 distinct contact records, 9 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Phoebe Bowers?
The 93 records displayed for Phoebe Bowers are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Phoebe Bowers remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.