Phyllis Crystal from Upper Saddle River, NJ

Age 44
๐Ÿ“ 6 Knights Ct, Upper Saddle River, NJ 07458
๐Ÿ“ž (845) 638-4684, (201) 995-1621, (212) 755-8762, (617) 277-0386, (201) 995-1622, (561) 638-4684
โœ‰๏ธ kcny@pipeline.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Mina L Fuchs,Keith Jay Crystal,Herman Fuchs,Bruce D Fuchs,Charles Fuchs,Amy L Fuchs
๐Ÿช The Elder Expert Limited Liability Company

Phyllis Crystal from Upper Saddle River, NJ

Age 56 b. Sep 1969 Female
๐Ÿ“ 6 Knights Ct
๐Ÿ“ž (551) 206-3320 (Cell), (201) 995-1621
โœ‰๏ธ pcrystal@uneeda.com

Phyllis Crystal

Age 61 b. 1964-11-12
๐Ÿ“ 2537 Fulton Dr, Mesquite Tx
๐Ÿ“ž (214) 914-8014, (214) 435-4245
โœ‰๏ธ PECTX22@AOL.COM

Phyllis Crystal from Staten Island, NY

Age 64
๐Ÿ“ 140 Douglas Rd, Staten Island, NY 10304
๐Ÿ“ž (718) 449-2887
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Alan M Crystalorphy,David S Crystal,Candice Crystal,Raquel Crystal,Ariela Crystal

Phyllis Crystal from Broadway, NC

Age 75 b. Oct 1950 Lee Co.
๐Ÿ“ 212 Edgewater Dr
๐Ÿ“ž (910) 893-8133

Phyllis Crystal from East Hampton, NY

Age 86
๐Ÿ“ 157 Middle Hwy, East Hampton, NY 11937
๐Ÿ“ž (631) 324-7188, (631) 324-9154, (631) 745-0569
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Frederick Crystal

Phyllis Crystal from Mesquite, TX

Female
๐Ÿ“ 3646 Anthony Dr
๐Ÿ“ž (214) 435-4245 (AT&T MOBILITY)

Phyllis Crystal from Key Biscayne, FL

Age 97 b. Mar 1928 Miami Dade Co.
๐Ÿ“ 881 Ocean Dr 15 E

Phyllis Crystal from Roswell, NM

Age 61 b. Nov 1964 Chaves Co.
๐Ÿ“ 604 E Forest St

Phyllis Crystal from Brooklyn, NY

Kings Co.
๐Ÿ“ 974 52nd St
๐Ÿ“ž (718) 435-2000

Phyllis Crystal from Philadelphia, PA

Philadelphia Co.
๐Ÿ“ 414 S 41 St St

Phyllis Crystal from Desoto, TX

Dallas Co.
๐Ÿ“ 1020 Scotland Dr

Phyllis Crystal from Brooklyn, NY

Kings Co.
๐Ÿ“ 97452nd St

Unknown Person

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 14 contact records for Phyllis Crystal across 7 states. The most recent address on file is in Upper Saddle River, New Jersey. Of these records, 8 include phone numbers and 3 include email addresses. Ages range from 44 to 86, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Crystal,phyllis

Chaves County
PIN: 4136063315049
· 604 E Forest St, NM

Crystal, Phyllis

Doc #2024122400292001
· 140 Douglas Road, Staten Island Ny 10304
Record: P

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Phyllis Crystal in Staten Island. Values shown are from county assessor records and may differ from current market prices.

Phyllis G Crystal

Republican
6 Knights Ct, Upper Saddle River, 07458
DOB: 9/26/1969
County: Bergen

Phyllis S Crystal

Reg: R1047778
140 Douglas Road, 0, 10304
DOB: 19490911 Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Phyllis Crystal. Party affiliation is listed as R. Voter data is released as public information under state election laws and reflects status at time of the state data release.

Phyllis Crystal

Vice President
pcrystal@uneeda.com
New York,

Mr. Sandpaper

Phyllis Crystal
(800) 726-3464uneeda@rockland.net
Sparkill, 10976NY

Uneeda Enterprizes, Inc

Phyllis Crystal
845- 426-2800 x221bfuchs@uneeda.com
Sparkill, 10976NY

Association Of Woodworking And

Phyllis CrystalDirector
Anaheim, CA

Phyllis Crystal

Vice President
Uneeda Enterprizes, INC.
Upper Saddle River, New Jersey, United States Industrial Automation
pcrystal@uneeda.com 12012131383.0

Phyllis Crystal

Vice President
Uneeda Enterprizes, INC.

Phyllis Crystal

Vice President, Uneed ยท Greater New York City Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 8 business affiliations were found for Phyllis Crystal. Companies include Mr. Sandpaper, Uneeda Enterprizes, Inc, Uneeda Enterprizes, INC.. Roles listed include Vice President and Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

Mr. Sandpaper, INC.

ID: 2028448
Addr: 640 Route 45, Chestnut Ridge, NEW YORK, 10977
Filed: May 9, 1996 NEW YORK Rockland County
Chairman: Phyllis Crystal

Uneeda Enterprizes, INC.

Addr: 6 Knights Court, Upper Saddle River, TX, 07458
TX
VP OF SALES: Phyllis Crystal

Uneeda Enterprizes, INC.

ID: 0013800306
Addr: 6 Knights Court, Upper Saddle River, NJ, 07458
NJ
VP OF SALES: Phyllis Crystal

Source: Public Records Phyllis Crystal appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Phyllis Crystal

Roswell High School - Roswell, NM, NM
1983

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Phyllis Crystal has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 Jun 27, 1996
1996 DEM
Meggs, William N Willie
Crystal, Phyllis Tallahassee, FL
$25 Jun 27, 1996
DEM
Meggs, William N Willie
Contributor Tallahassee, FL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 2 political contribution records found for Phyllis Crystal. Total disclosed contributions amount to $50. Recipients include Meggs, William N Willie. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Phyllis Crystal

Age 89 Female
·
PO Box 2057, East Hampton, NY 11937 (Suffolk County)
41.0013, -72.1803
· (631) 255-9760
Marital: Married TZ: Eastern
Homeowner Single Family Purchased 1982
MP

Phyllis G Crystal

Age 47 Female
·
6 Knights Ct, U Saddle Riv, NJ 07458 (Bergen County)
41.0644, -74.0893
· (201) 995-1621
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1999 Purchased 1999
MP

Phyllis S Crystal

Age 67 Female
·
140 Douglas Rd, Staten Island, NY 10304 (Richmond County)
40.6074, -74.0953
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family
MP

Phyllis E Crystal

Age 52 Female
·
2537 Fulton Dr, Mesquite, TX 75150 (Dallas County)
32.8100, -96.6402
TZ: Central
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Phyllis Crystal. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Phyllis Crystal. These loans were issued to businesses, not individuals.

Lawnstars L.l.c.

Limited Liability Company(LLC

$36,610 Paid in Full
Address:
PO Box 2057
Davenport, IA52809-2057
Approved

Apr 10, 2020

Forgiven

$36,929

Jobs Reported

6

Loan #

2068527101

Loan Size

Small

Assured Logistics Services LLC

Limited Liability Company(LLC

$15,000 Paid in Full
Address:
500 W Cartwright Rd Apt 1512
Balch Springs, TX75180-4847
Approved

May 4, 2020

Forgiven

$7,583

Jobs Reported

2

Loan #

1781537410

Loan Size

Small

Charles Nnaji

Sole Proprietorship

$20,833 Paid in Full
Address:
500 W Cartwright Rd Apt 2022
Balch Springs, TX75180-4850
Approved

Apr 13, 2021

Forgiven

$20,909

Jobs Reported

1

Loan #

2785248807

Loan Size

Small

Nekeitha Andrews

Sole Proprietorship

$8,948 Paid in Full
Address:
500 W Cartwright Rd Apt 1511
Balch Springs, TX75180-4847
Approved

Apr 5, 2021

Forgiven

$8,991

Jobs Reported

1

Loan #

6962418701

Loan Size

Small

Destany Getaways

Self-Employed Individuals

$5,443 Paid in Full
Address:
500 W Cartwright Rd Apt 922
Balch Springs, TX75180-4845
Approved

Aug 3, 2020

Forgiven

$5,474

Jobs Reported

1

Loan #

2934268208

Loan Size

Small

Thompson & Harvey Bay Area, LLC

Limited Liability Company(LLC

$1,499,750 Paid in Full
Address:
PO Box 2057
Santa Maria, CA93457
Approved

Apr 16, 2020

Forgiven

$1,517,705

Jobs Reported

80

Loan #

2518397206

Loan Size

Medium-Large

Nekeitha Andrews

Sole Proprietorship

$6,766 Paid in Full
Address:
500 W Cartwright Rd Apt 1511
Balch Springs, TX75180-4847
Approved

May 18, 2021

Forgiven

$6,828

Jobs Reported

1

Loan #

2865439006

Loan Size

Small

Mikel Williams

Sole Proprietorship

$20,832 Exemption 4
Address:
500 W Cartwright Rd
Mesquite, TX75180-4840
Approved

Mar 27, 2021

Jobs Reported

1

Loan #

1359498706

Loan Size

Small

Timika Giles

Sole Proprietorship

$12,500 Paid in Full
Address:
500 W Cartwright Rd
Balch Springs, TX75180-4840
Approved

Mar 16, 2021

Forgiven

$12,552

Jobs Reported

1

Loan #

2974488601

Loan Size

Small

Ambassador Sanitation Management, LLC

Limited Liability Company(LLC

$503,050 Paid in Full
Address:
PO Box 2057
Thomasville, GA31799-2057
Approved

Apr 27, 2020

Forgiven

$506,823

Jobs Reported

39

Loan #

5275857200

Loan Size

Medium

Schwanna Johnson

Sole Proprietorship

$20,833 Paid in Full
Address:
500 W Cartwright Rd Apt 211
Balch Springs, TX75180-4841
Approved

Apr 28, 2021

Forgiven

$20,979

Jobs Reported

1

Loan #

3462948903

Loan Size

Small

Xyakoria Davis-Moulton

Independent Contractors

$17,500 Paid in Full
Address:
500 W Cartwright Rd Apt 1523
Balch Springs, TX75180-4847
Approved

Apr 3, 2021

Forgiven

$17,573

Jobs Reported

1

Loan #

5958008710

Loan Size

Small

Kelvin McGee

Independent Contractors

$23,500 Paid in Full
Address:
500 W Cartwright Rd Apt 922
Balch Springs, TX75180-4845
Approved

Apr 29, 2021

Forgiven

$23,576

Jobs Reported

1

Loan #

5320038905

Loan Size

Small

Iverson Munn

Sole Proprietorship

$20,832 Exemption 4
Address:
500 W Cartwright Rd
Mesquite, TX75180-4840
Approved

May 26, 2021

Jobs Reported

1

Loan #

7881069005

Loan Size

Small

Orfa Guerra

Sole Proprietorship

$20,833 Exemption 4
Address:
500 W Cartwright Rd
Balch Springs, TX75180-4840
Approved

Apr 27, 2021

Jobs Reported

1

Loan #

3176958905

Loan Size

Small

Danell Kirkling

Sole Proprietorship

$10,415 Exemption 4
Address:
500 W Cartwright Rd Apt 1518
Balch Springs, TX75180-4847
Approved

Apr 29, 2021

Jobs Reported

1

Loan #

5102958901

Loan Size

Small

We Care Senior Solutions

Self-Employed Individuals

$20,833 Exemption 4
Address:
500 W Cartwright Rd 1423
Balch Springs, TX75180
Approved

Jun 25, 2020

Jobs Reported

1

Loan #

4382688009

Loan Size

Small

Charles Nnaji

Sole Proprietorship

$20,833 Paid in Full
Address:
500 W Cartwright Rd Apt 2022
Balch Springs, TX75180-4850
Approved

May 11, 2021

Forgiven

$20,898

Jobs Reported

1

Loan #

8098358909

Loan Size

Small

Joshua Killingsworth

Independent Contractors

$11,438 Paid in Full
Address:
500 W Cartwright Rd Apt 214
Mesquite, TX75180-4841
Approved

May 5, 2021

Forgiven

$11,491

Jobs Reported

1

Loan #

7004958907

Loan Size

Small

Hope Stewart

Sole Proprietorship

$20,833 Exemption 4
Address:
500 W Cartwright Rd Apt 1423
Balch Springs, TX75180-4847
Approved

Feb 10, 2021

Jobs Reported

1

Loan #

6651718406

Loan Size

Small

Christina Green

Sole Proprietorship

$12,500 Paid in Full
Address:
500 W Cartwright Rd Apt 815
Balch Springs, TX75180-4844
Approved

Apr 6, 2021

Forgiven

$12,562

Jobs Reported

1

Loan #

7438758707

Loan Size

Small

Cameron Light & Co. LLC

Sole Proprietorship

$20,800 Paid in Full
Address:
212 Edgewater Dr
New Iberia, LA70563-1710
Approved

Apr 29, 2020

Forgiven

$21,054

Jobs Reported

1

Loan #

2826837307

Loan Size

Small

Rebecca Clewis

Sole Proprietorship

$5,958 Paid in Full
Address:
500 W Cartwright Rd Apt 1012
Balch Springs, TX75180-4845
Approved

Mar 20, 2021

Forgiven

$5,982

Jobs Reported

1

Loan #

5683078600

Loan Size

Small

Perla Martinez

Independent Contractors

$20,833 Exemption 4
Address:
500 W Cartwright Rd Apt 1927
Balch Springs, TX75180-4850
Approved

May 20, 2021

Jobs Reported

1

Loan #

4314739005

Loan Size

Small

Timika Giles

Sole Proprietorship

$12,500 Paid in Full
Address:
500 W Cartwright Rd
Balch Springs, TX75180-4840
Approved

May 22, 2021

Forgiven

$12,525

Jobs Reported

1

Loan #

5975299006

Loan Size

Small

Rebecca Clewis

Sole Proprietorship

$5,958 Paid in Full
Address:
500 W Cartwright Rd Apt 1012
Balch Springs, TX75180-4845
Approved

Apr 9, 2021

Forgiven

$5,979

Jobs Reported

1

Loan #

9935578701

Loan Size

Small

Lashun Henderson

Sole Proprietorship

$18,420 Paid in Full
Address:
500 W Cartwright Rd Apt 612
Balch Springs, TX75180-4843
Approved

Apr 4, 2021

Forgiven

$18,555

Jobs Reported

1

Loan #

6765368700

Loan Size

Small

Mikel Williams

Sole Proprietorship

$20,833 Exemption 4
Address:
500 W Cartwright Rd
Mesquite, TX75180-4840
Approved

Feb 12, 2021

Jobs Reported

1

Loan #

7522428400

Loan Size

Small

Kelvin McGee

Independent Contractors

$23,500 Paid in Full
Address:
500 W Cartwright Rd Apt 922
Balch Springs, TX75180-4845
Approved

Feb 4, 2021

Forgiven

$23,634

Jobs Reported

1

Loan #

3082418405

Loan Size

Small

Blake Manning

Sole Proprietorship

$20,832 Paid in Full
Address:
500 W Cartwright Rd Apt 815
Balch Springs, TX75180-4844
Approved

Apr 8, 2021

Jobs Reported

1

Loan #

8718148700

Loan Size

Small

Shydell Turner

Sole Proprietorship

$12,500 Paid in Full
Address:
500 W Cartwright Rd Apt 822
Balch Springs, TX75180-4844
Approved

Mar 31, 2021

Forgiven

$12,589

Jobs Reported

1

Loan #

3304648705

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 31 PPP loan records are linked to businesses associated with Phyllis Crystal. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Phyllis Crystal on the map

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Phyllis Crystal in Upper Saddle River, NJ: Background Summary

Location
6 Knights Ct,Upper Saddle River, NJ 07458, Upper Saddle River, NJ
Other Locations
Broadway, NC ยท Mesquite, TX ยท Key Biscayne, FL and 4 more
Profiles Found
14 people with this name
Phone Numbers
(845) 638-4684 and 12 others on file
Email
kcny@pipeline.com and 2 others on file
Possible Relatives
Mina L Fuchs, Keith Jay Crystal, Herman Fuchs, Bruce D Fuchs, Charles Fuchs and 7 more
Career
Vice President, Director at Mr. Sandpaper, Uneeda Enterprizes, Inc
Voter Registration
Registered Republican
Properties
2properties owned
Contributions
$50 total โ€” Meggs, William N Willie
PPP Loans
$2492K for Lawnstars L.l.c., Assured Logistics Services LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Phyllis Crystal. Because public records are indexed by name rather than by a unique identifier, the 75 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Phyllis Crystal

Search Complexity: High

75 public records across 8states, belonging to approximately 14 different individuals. With 14 distinct profiles across 8 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 8 states. Highest concentration: New Jersey (12%), followed by New York and Texas. Spans the Northeast and South regions.

NJ9recordsNY8recordsTX4recordsNM3recordsFL2recordsNC2records

Record Type Breakdown

Data spans 7 record categories. Largest: PPP Loan Records (44%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (22) and Business & Corporate Filings (8).

31
PPP Loan Records
22
Contact & Address Records
8
Business & Corporate Filings
3
Corporate Records
2
Property Ownership Records
2
Voter Registration Records

Age Distribution

Age range: approximately 54 years, suggesting multiple generations. Largest group: Senior (65+) (43%).

Senior (65+)3peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Phyllis Crystal

Is Phyllis Crystal a registered voter?
Yes, voter registration records show Phyllis Crystal is registered with R affiliation. We found 2 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Phyllis Crystal own property?
County assessor records show 2 properties associated with Phyllis Crystal in Staten Island, New York and 1 other location. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What businesses are associated with Phyllis Crystal?
We found 8 business affiliations for Phyllis Crystal (Vice President). Other companies include Uneeda Enterprizes, Inc, uneeda enterprizes, inc.. Business records are compiled from state registries, SEC filings, and professional databases.
Has Phyllis Crystal made political donations?
FEC disclosure records show 2 reported political contributions from Phyllis Crystal, totaling $50. Recipients include Meggs, William N Willie. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Phyllis Crystal?
Our database contains 75 total records for Phyllis Crystal spanning 8 states. This includes 14 distinct contact records, 8 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Phyllis Crystal?
The 75 records displayed for Phyllis Crystal are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Phyllis Crystal remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.