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Phyllis Minter from Houston, TX

Age 51
📍 14814 Oak Pines Dr, Houston, TX 77040
📞 (832) 230-8569, (713) 849-2115, (713) 856-5443, (713) 849-5354, (713) 690-4785, (832) 230-8569, (713) 330-3006, (713) 690-4785, (713) 453-3070, (713) 361-7985, (713) 440-8166
✉️ phyllisminter@prodigy.com
👨‍👩‍👧 Relatives: Willie L Minter,Dorothy Jean Minter,Morgan C Valmont,Morgan S Valmont,Willie L Minter
🏪 Phyllis Flowers & Arrangements, The Vineyard Place Ministry

Phyllis Minter

Age 57 b. 1968-11-08
📍 608 N Upland Ave, Metairie La
📞 (225) 439-4024, (225) 664-0110
✉️ PHYLLIS.DEVILLE@YAHOO.COM

Phyllis Minter from Dothan, AL

0
📍 124 Emmons Dr, Dothan, AL 36301
📞 (334) 794-7471, (334) 794-7471
👨‍👩‍👧 Relatives: Sula Wheeler Wheeler,Eddie J Curry,Bridgette M Grimsley,Letha B Curry,Robert L Minter,Mark Anthony Curry,Robert Minter

Phyllis Minter from Houston, TX

Age 54
📍 5411 Markwood Ln, Houston, TX 77053
📞 (713) 434-1752, (713) 433-5252, (713) 434-1752, (713) 805-0541
👨‍👩‍👧 Relatives: Phillip A Green,Effie Payne Greene,Sharon Lynn Green,Winifred C Green,Gloria Minterfontenot,Jacqueline F Minterhopkins,Mccoy Doris Minter,Thomas Columbusj Minter,Gloretha Vernice Nunn

Phyllis Minter from Roanoke, VA

Age 71 b. Jun 1954 Roanoke City Co.
📍 5033 Plantation Grove Ln
📞 (540) 977-5917

Phyllis Minter from Houston, TX

Age 67 b. 1959 Fort Bend Co.
📍 5411 Markwood Ln
📞 (713) 434-1752

Phyllis Minter from Sacramento, CA

Age 68 b. Feb 1958 Sacramento Co.
📍 6780 Gloria Dr 21
📞 (507) 238-2238

Phyllis Minter from Seabrook, TX

Age 89
📍 2601 Repsdorph Rd #511, Seabrook, TX 77586
📞 (281) 326-3448, (281) 532-9198, (281) 326-3448, (281) 346-3348, (281) 532-9198, (713) 781-6506
👨‍👩‍👧 Relatives: Ann Mintersmith

Phyllis Minter from Seabrook, TX

Age 101 b. Nov 1924 Harris Co.
📍 601 Repsdorph Rd Apt 511 S
📞 (281) 532-9198

Phyllis Minter from Indianapolis, IN

Age 81 b. Jan 1945 Marion Co.
📍 4532 Candletree Cir 3
📞 (801) 562-2972

Phyllis Minter from Omaha, NE

Age 83 b. Oct 1942 Douglas Co.
📍 12727 W Dodge Rd Apt 371a
📞 (402) 334-9287

Phyllis Minter from Columbus, GA

Age 60 b. 1966 Muscogee Co.
📍 3667 Dunhill Dr
📞 (706) 569-1313

Phyllis Minter from Riverhead, NY

0
📍 96 Old Quogue Rd, Riverhead, NY 11901
📞 (516) 369-3245

Phyllis Minter

📍 6660 Mableton Pkwy Se Apt 2006, Mableton Ga
📞 (678) 733-6907
✉️ PHYLLISMINTER3@GMAIL.COM

Phyllis Minter from Atlanta Ne, GA

Female
📍 2650 Thornbury Way
📞 (770) 256-8168 (METROPCS)

Phyllis Minter from Riverdale, GA

Age 71 b. 1955 Female
📍 2705 Virginia Cv
📞 (770) 997-9084

Phyllis Minter from Colorado Springs, CO

Age 68 b. Feb 1958 El Paso Co.
📍 3644 Parkmoor Village Dr B

Phyllis Minter from Paw Creek, NC

Age 70 b. 1956 Mecklenburg Co.
📍 Po Box 624

Phyllis Minter from Columbus, GA

Age 62 b. Sep 1963 Muscogee Co.
📍 1100 27th St

Phyllis Minter from Wakefield, KS

Age 78 b. Aug 1947 Clay Co.
📍 Rr Box 1

Phyllis Minter from Indianapolis, IN

Age 81 b. Jan 1945
📍 3914 Bonn Dr

Phyllis Minter from Kenton, OH

Age 73 b. May 1952 Hardin Co.
📍 417 E North St

Phyllis Minter from Waco, TX

0
📍 503 Oak St #112, Waco, TX 76705

Phyllis Minter from Ft Wainwright, AK

Fairbanks North Star Co.
📍 2921 Sycamore Spring Dr
📞 (907) 451-8459

Phyllis Minter from Charlotte, NC

Mecklenburg Co.
📍 1621 Herrin Ave
📞 (937) 492-5991

Phyllis Minter from Liberal, KS

Seward Co.
📍 1401 N New York Ave 306
📞 (513) 874-1495

Phyllis Minter from Opelousas, LA

Saint Landry Co.
📍 102 Della Dr
📞 (225) 677-5415

Phyllis Minter from Colorado Springs, CO

Age 68 b. 1958 Female
📍 2312 Revere Ln

Phyllis Minter from Houston, TX

Harris Co.
📍 201 Wilcrest Dr 1404

Phyllis Minter from Humble, TX

Harris Co.
📍 2921 Sycamore Springs Dr

Phyllis Minter from Riverhead, NY

Suffolk Co.
📍 884 Roanoke Ave B

Phyllis Minter from Indianapolis, IN

Marion Co.
📍 2046 N Alabama St Unit B

Phyllis Minter from Findlay, OH

📍 936 Heatherview Ct

Phyllis Minter from Chesapeake, VA

Chesapeake City Co.
📍 615 Geneva Ave A

Phyllis Minter from Atlanta, GA

Fulton Co.
📍 3554 Redwine Ct

Phyllis Minter from Port Barre, LA

Saint Landry Co.
📍 113 Cherryst 1394 Po Box

Phyllis Minter from Forest Park, GA

Clayton Co.
📍 4233 Jonesboro Rd D 3

Phyllis Minter from Chester, SC

Chester Co.
📍 116 Oak St

Phyllis Minter from Houston, TX

Harris Co.
📍 13000 Woodforest Blvd Apt 70

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 39 contact records for Phyllis Minter across 15 states. The most recent address on file is in Roanoke, Virginia. Of these records, 20 include phone numbers and 3 include email addresses. Ages range from 51 to 89, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Minter Phyllis E

Douglas County
· 12727 West Dodge Rd 371a, Omaha

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Phyllis Minter in Omaha. Values shown are from county assessor records and may differ from current market prices.

Phyllis Minter

Austell, 30168
DOB: 1/1/1962 Gender: Female
Congress: 013

Phyllis Minter

Riverdale, 302966035
DOB: 1/1/1955 Gender: Female
Congress: 013

Phyllis Minter

Columbus, 319062714
DOB: 1/1/1965 Gender: Female
Congress: 002

Phyllis Minter

Democrat
2312revere Ln, Colo Springs, CO, 80907
DOB: 1958 Gender: Female
County: El Paso

Phyllis Renee Minter

Reg: 19920203
3667 Dunhill Dr, Columbus, 319062714
Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 5 voter registration records were found for Phyllis Minter in Colorado. Party affiliation is listed as DEM. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 Chevrolet TrailBlazer
· Registered to: Phyllis Minter
· VIN: 1GNDT13S872293003
·
2800 W City Point Rd, North Dinwiddie, VA, 23860
2010 Toyota Camry
· Registered to: Phyllis Minter
· VIN: 4T1BF3EKXAU520280
·
2312 Revere Ln, Colo Spgs, CO, 80907-6544
2009 HONDA ACCORD 4DR SEDAN
· Registered to: Phyllis Minter
· VIN: 1HGCP26809A132931
·
12727 W Dodge Rd Apt 371a, Omaha, NE, 68154
1998 OLDSMOBILE INTRIGUE 4DR SEDAN
· Registered to: Phyllis Minter
· VIN: 1G3WS52K1WF315329
·
12727 W Dodge Rd Apt 371a, Omaha, NE, 68154

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Phyllis Minter. Registered makes include Chevrolet, Toyota, Honda, Oldsmobile. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Business Record

+15046163868santiagomauricio77@yahoo.com

Phyllis Minter

United States
LinkedIn

Xtreme Wheels

Phyllis Minter
(706) 569-1313twinspbb@aol.com
3667 Dunhill Drive, Columbus, GA31906
xtreme-wheelz.com

Phyllis Minter

Paralegal at Self employed< · Greater Atlanta Area

Xtreme Wheels

Phyllis Minter
(706) 569-1313twinspbb@aol.com
3667 Dunhill Drive, Columbus, GA31906

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 10 business affiliations were found for Phyllis Minter. Companies include Xtreme Wheels. Roles listed include Null and Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

Minter, Phyllis

Addr: 2705 Virginia Cove, Riverdale, GA, 30296
GA

Minter, Phyllis

Addr: 2705 Virginia Cove, Riverdale, GA, 30296
GA Fulton County

Minter, Phyllis

Addr: 2705 Virginia Cove, Riverdale, GA, 30296
GA Fulton County

Minter, Phyllis

Addr: 2705 Virginia Cove, Riverdale, GA, 30296
GA Fulton County

Minter, Phyllis

Addr: 2705 Virginia Cove, Riverdale, GA, 30296
GA

Minter, Phyllis

Addr: 2705 Virginia Cove, Riverdale, GA, 30296
GA Fulton County

Minter, Phyllis

Addr: 2705 Virginia Cove, Riverdale, GA, 30296
GA

Minter, Phyllis

Addr: 2705 Virginia Cove, Riverdale, GA, 30296
GA

Minter, Phyllis

Addr: 2705 Virginia Cove, Riverdale, GA, 30296
GA Fulton County

Minter, Phyllis

Addr: 625 Coleman St Apt B4, Hapeville, GA, 30354
GA

South Hills Homeowners Association, INC.

Addr: 2180 West Sr 434 Ste 5000, Longwood, FL, 32779
FL
Officer: Phyllis Minter

Unknown Corporation

Addr: 608 North Upland, Metairie, LOUISIANA, 70003
LOUISIANA
Officer: Phyllis Minter

South Hills Homeowners Association, INC.

Addr: 2180 West Sr 434 Ste 5000, Longwood, GA, 32779
GA
CEO: Phyllis Minter

Source: Public Records Phyllis Minter appears in 13 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

phyllis R minter

Expired
License # 7274
Addr: Colorado Springs, CO

Phyllis Minter

Nlc
Expired
Addr: Colorado Springs, CO

Source: State Professional Licensing Boards · Dept. of Professional Regulation Phyllis Minter holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Phyllis Minter

Dale County High School - Midland City, AL, AL
1983

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Phyllis Minter has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$15 Aug 25, 2020
2020 DEM
Democratic Action
Minter, Phyllis Not Employed Westlake, LA
$20 Aug 25, 2020
2020 DEM
Democratic Action
Minter, Phyllis Not Employed Westlake, LA
$20 Aug 31, 2020
2020 DEM
Biden, Joe
Minter, Phyllis Not Employed Omaha, NE
$20 Aug 25, 2020
DEM
Democratic Action
Contributor Not Employed Westlake, LA
$20 Oct 7, 2020
Unknown Committee
Minter, Phyllis Not Employed Omaha, NE

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 5 political contribution records found for Phyllis Minter. Total disclosed contributions amount to $95. Recipients include Democratic Action. Federal law requires disclosure of contributions above $200 to federal candidates.

Phyllis Diann Minter

Source: State Real Estate Commissions · NAR License Databases

MP

Phyllis C Minter

Age 66 Female
·
32599 141st Ave, Stewartville, MN 55976 (Olmsted County)
43.8665, -92.4899
Marital: Single TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family
MP

Phyllis R Minter

Age 59 Female
·
2312 Revere Ln, Colorado Spgs, CO 80907 (El Paso County)
38.8643, -104.7980
· (719) 473-5210
Marital: Single TZ: Mountain
Edu: Some College
Homeowner Single Family Built 1951 Purchased 2007
MP

Phyllis Minter

Age 65 Female
·
512 Clifton Ave, Findlay, OH 45840 (Hancock County)
41.0616, -83.6586
· (419) 423-6868
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1957 Purchased 2010
MP

Phyllis A Minter

Age 61 Male
·
1118 Matchstick Pl SW, Concord, NC 28025 (Cabarrus County)
35.4010, -80.5838
Marital: Single TZ: Eastern
MP

Phyllis A Minter

Age 62 Female
·
2705 Virginia Cv, Riverdale, GA 30296 (Clayton County)
33.5625, -84.4762
· (770) 256-8168
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family Built 2004 Purchased 2007
MP

Phyllis V Minter

Age 57 Female
·
5411 Markwood Ln, Houston, TX 77053 (Fort Bend County)
29.6022, -95.4621
· (713) 805-0541
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1978 Purchased 1988
MP

Phyllis R Minter

Age 52 Female
·
3667 Dunhill Dr, Columbus, GA 31906 (Muscogee County)
32.4713, -84.9338
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Single Family
MP

Phyllis E Minter

Age 75 Female
·
12727 W Dodge Rd, Omaha, NE 68154 (Douglas County)
41.2629, -96.1110
Marital: Married TZ: Central
Edu: High School
Homeowner Multi-Family Built 1974 Purchased 1990
MP

Phyllis V Minter

Age 55 Female
·
15116 Mesa Dr, Humble, TX 77396 (Harris County)
29.9411, -95.2683
Marital: Inferred Married TZ: Central
Edu: Graduate School
Homeowner Multi-Family
MP

Phyllis Minter

Female
·
84 Monterrey Ave, Kenner, LA 70065 (Jefferson County)
30.0299, -90.2343
· (504) 667-3968
TZ: Central
Single Family
MP

Phyllis Minter

Female
·
PO Box 416, Midland City, AL 36350 (Dale County)
31.2788, -85.5012
TZ: Central

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Phyllis Minter. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Phyllis Minter. These loans were issued to businesses, not individuals.

Catherine Green

Sole Proprietorship

$6,901 Paid in Full
Address:
625 Coleman St Apt A3
Hapeville, GA30354-1043
Approved

Apr 22, 2021

Forgiven

$6,949

Jobs Reported

1

Loan #

8535708808

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Phyllis Minter. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Phyllis Minter on the map

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Found 78 results across 17 states

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Phyllis Minter in Houston, TX: Background Summary

Location
14814 Oak Pines Dr,Houston, TX 77040, Houston, TX
Other Locations
Roanoke, VA · Houston, TX · Sacramento, CA and 22 more
Profiles Found
39 people with this name
Phone Numbers
(832) 230-8569 and 19 others on file
Email
phyllisminter@prodigy.com and 2 others on file
Possible Relatives
Willie L Minter, Dorothy Jean Minter, Morgan C Valmont, Morgan S Valmont, Sula Wheeler Wheeler and 16 more
Career
Null, Teacher at Xtreme Wheels
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
4 linked — 2007 Chevrolet TrailBlazer, 2010 Toyota Camry and 2 more
Contributions
$94.66 total — Democratic Action
Licenses
2 professional licenses (NLC)
PPP Loans
$6,901.46 for Catherine Green

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Phyllis Minter. Because public records are indexed by name rather than by a unique identifier, the 97 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Phyllis Minter

Search Complexity: High

97 public records across 17states, belonging to approximately 39 different individuals. With 39 distinct profiles across 17 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 17 states. Highest concentration: Georgia (24%), followed by Texas and Colorado. Spans the South and Midwest regions.

GA23recordsTX15recordsCO7recordsLA4recordsVA4recordsAL3records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (51%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Corporate Records (13) and Business & Corporate Filings (10).

43
Contact & Address Records
13
Corporate Records
10
Business & Corporate Filings
5
Voter Registration Records
5
Political Contribution Records
4
Vehicle Registration Records

Age Distribution

Age range: approximately 51 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)10peopleMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Phyllis Minter

Is Phyllis Minter a registered voter?
Yes, voter registration records show Phyllis Minter is registered. We found 5 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Phyllis Minter own property?
County assessor records show 1 property associated with Phyllis Minter . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Phyllis Minter?
Records show 4 vehicle registrations associated with Phyllis Minter, including a 2007 Chevrolet TrailBlazer. Registered makes include Chevrolet, Toyota, Honda, Oldsmobile. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Phyllis Minter?
We found 10 business affiliations for Phyllis Minter (null). Business records are compiled from state registries, SEC filings, and professional databases.
Has Phyllis Minter made political donations?
FEC disclosure records show 5 reported political contributions from Phyllis Minter, totaling $95. Recipients include Democratic Action. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Phyllis Minter?
Our database contains 97 total records for Phyllis Minter spanning 17 states. This includes 39 distinct contact records, 20 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Phyllis Minter?
The 97 records displayed for Phyllis Minter are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Phyllis Minter remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.