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Phyllis Scher

Age 96 b. 1929-12-25
📍 630 Appenzell Dr, Hummelstown Pa
📞 (828) 450-5243, (828) 252-7935
✉️ PBSBUTTERFLY@BELLSOUTH.NET, pbsbutterfly@bellsouth.net

Phyllis W Scher from Waban, MA

Age 77 b. 1/20/1949
📍 196 Windsor Rd, #waban, MA 02468-1120
✉️ phyllisscherr@sprintpcs.com
👨‍👩‍👧 Relatives: Adrienne Lee Lerner,Henry M Lerner,Henry M Lerner,Hilary A Lerner,Phyllis W Scherr,Ross L Lerner,Scherr Lerner,Stephen R Scher,Mark H Lerner,Amanda R Lerner,B L Lerner,Bernice L Lerner,Dena P Lerner,Dena Phyllis Lerner,Morton S Lerner,Richard I Lerner,Richard I Lerner,Robert Wadsworth Reynolds,Suzanne R Nunn,Abigail N James,Adam Michael James Jr,Bernice T James,David Lee Reynolds,Donna L Reynolds,Elizabeth F Adams,Eric L James,James L Poole,Joann B Dr Dalton,Karen J Westmoreland,Karen J Westmoreland,Lee E James,Lori A Reynolds,Lori A Reynolds,Moira Connroy Rennoldson,Nancy Nunn,Pamela G Ellis,Patricia D Reynolds,Patricia B Reynolds,Paul C Bayer,Philip M Nunn Jr,Phillip M Nunn,Rebecca D Reynolds,Rene M Reynolds,Susan C Damron,Suzanne R Nunn,V Poole,V Poole,V Poole,V Poole,Verilea K Poole
🕐 8 previous addresses

Phyllis Scher

📍 7326 Clunie Pl, Delr Bch Fl 33446
📞 (631) 897-0087, (561) 908-2803
✉️ PHYLLISSCHER@AOL.COM

Phyllis Scher

📍 7326 Clunie Pl Apt 13805, Delray Beach Fl
📞 (631) 897-0087, (561) 908-2803
✉️ PHYLLISSCHER@AOL.COM

Phyllis Scher from Dix Hills, NY

Age 76
📍 33 Astro Pl, Dix Hills, NY 11746
📞 (631) 271-9724, (631) 271-5530
👨‍👩‍👧 Relatives: Jamie Stephen Scher,Jill Stacey Feller,Charles Scher,Frederick K Scher,Robert Amd Scher,Stephen J Scher,Daniel A Scher,Celia K Scher,Rick Scher

Phyllis Scher from Boca Raton, FL

Age 96 b. Feb 1930 Palm Beach Co.
📍 5263 Suffolk Dr
📞 (561) 989-5220, (606) 266-7428
👤 aka Stanley B Scher

Phyllis Scher from Huntington, NY

Age 82
📍 13 Griffith Ln, Huntington, NY 11743
📞 (631) 427-3266, (631) 427-3266
👨‍👩‍👧 Relatives: Leslie I Giuseppone,Phyllis Ooscher,R Scher,Sol Scher
🏪 Xll Specialty Contracting Company Inc, Municipal Construction Consultants, Inc

Phyllis Scher from Rancho Mirage, CA

Age 105 b. Aug 1920 Riverside Co.
📍 37712 Los Cocos Dr W
📞 (619) 321-4424
👤 aka Phyllis Scher

Phyllis Scher from Chicago, IL

Age 105 b. Aug 1920 Cook Co.
📍 2720 S Michigan Ave
📞 (601) 372-4224
👤 aka Phyllis Scher

Phyllis Scher from Asheville, NC

Age 69 b. 1957 Buncombe Co.
📍 124 Beaver Ridge Rd
📞 (828) 252-7935

Phyllis Scher from North Hills, CA

Age 80 b. Jun 1945 Los Angeles Co.
📍 8442 Langdon Ave Unit 1
📞 (818) 892-0672

Phyllis J Scher from Culver City, CA

📍 9646 Lucerne Ave, Culver City, CA 90232
📞 (310) 836-9976, (310) 837-9977

Phyllis Scher from Highland Park, IL

Female
📍 601 Mulberry Pl Apt 5f
📞 (312) 543-7889 (AT&T MOBILITY)

Phyllis Scher from Delray Beach, FL

Age 93 b. 1933 Female
📍 7326 Clunie Pl
📞 (631) 786-4053

Phyllis Scher from Calabasas, CA

Age 81 b. 1945 Female
📍 23777 Mulholland Hwy Spc 170
📞 (818) 513-1197

Phyllis Scher from Dix Hills, NY

Suffolk Co.
📍 33 Astro Pl

Phyllis Scher from Calabasas, CA

Los Angeles Co.
📍 23777 Mulholland Hwy Space 170

Phyllis Scher from West Palm Beach, FL

Palm Beach Co.
📍 5080 N Ocean Dr

Phyllis Scher from Huntington, NY

Suffolk Co.
📍 13 Griffith Ln

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 19 contact records for Phyllis Scher across 6 states. The most recent address on file is in Boca Raton, Florida. Of these records, 14 include phone numbers and 4 include email addresses. Ages range from 76 to 82, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Scher Phyllis

Palm Beach County
PIN: 00424621221380050
· 7326 Clunie Pl, Delray Beach 33446
Value: $34,600 · Sale: $52,500 (2013)

Scher Phyllis

Palm-beach County
PIN: 424621221380050
· 7326 Clunie Pl 13805, Delray Beach
Built: 1990.0
Assessed: $48,600

Scher Phyllis

Palm-beach County
· 7326 Clunie Pl 13805, Boynton-Beach-Delray-Beach 33446.0
Built: 1990.0
Assessed: $48,600

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 3 property records linked to Phyllis Scher in Boynton-Beach-Delray-Beach. Values shown are from county assessor records and may differ from current market prices.

Phyllis S Scher

5080 N Ocean Dr, Riviera Beach, , 33404

phyllis BARBARA scher

Unaffiliated Reg: 06/24/1998
Removed
DOB: 1929 Gender: Female
County: Buncombe

Phyllis E Scher

Republican
13 Griffith Ln, 18, 11743
DOB: 19330223 Gender: Female

Phyllis S Scher

BLK
33 Astro Pl, 16, 11746
DOB: 19371111 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Phyllis Scher in . Records show affiliations with UNA, REP, BLK, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2002 LINCOLN CONTINENTAL
· Registered to: Phyllis Scher
· VIN: 1LNHM97V62Y693119
·
33 Astro Pl, Huntington Stati, NY, 11746-5728
·
117465728

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 1 vehicle registration record is associated with Phyllis Scher. Registered makes include Lincoln. The most recent model year on record is 2002. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Redi-Quik Printing and Svc Ctr

Owner
(818) 986-3424
Sherman Oaks, CA
Publishing, Allied and Printing Industries (Industries)

Redi-Quik Printing & Svc Ctr

Owner
(818) 986-3424
Sherman Oaks, CA
Publishing, Allied and Printing Industries (Industries)

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 2 business affiliations were found for Phyllis Scher. Companies include Redi-Quik Printing and Svc Ctr, Redi-Quik Printing & Svc Ctr. Records are compiled from state business registries, SEC filings, and professional networking databases.

Phyllis S. Scher

Capital Housing Partners Lxxxvii

Addr: KY
KY
General Partner: Phyllis S. Scher

Source: Public Records Phyllis Scher appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Phyllis Scher

James Madison High School - Brooklyn, NY, NY
1964

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Phyllis Scher has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 Dec 15, 2023
2024
Service And Honor
Scher, Phyllis Retired West Palm Beach, FL
$2 Aug 25, 2021
2022 REP
Garcia, Michael
Scher, Phyllis Retired Riviera Beach, FL
$10 Jul 31, 2021
2022 REP
Scott, Timothy E.
Scher, Phyllis Retired Riviera Beach, FL
$12 Feb 4, 2024
2024 REP
Moore, Riley
Scher, Phyllis Retired West Palm Beach, FL
$13 Oct 28, 2020
2020 REP
Republican National Committee
Scher, Phyllis Retired Riviera Beach, FL
$35 Jul 28, 2023
2024
Team Scalise
Scher, Phyllis Retired West Palm Beach, FL
$18 Nov 8, 2020
2020 REP
Republican National Committee
Scher, Phyllis Retired Riviera Beach, FL
$18 Dec 5, 2020
2022 REP
Perdue, David
Scher, Phyllis Retired Riviera Beach, FL
$18 Oct 27, 2020
2020 REP
Loeffler, Kelly
Scher, Phyllis Retired Riviera Beach, FL
$35 Nov 29, 2020
2020 REP
Perdue, David
Scher, Phyllis Retired Riviera Beach, FL
$9 Nov 24, 2020
2020 REP
Loeffler, Kelly
Scher, Phyllis Retired Riviera Beach, FL
$5 Sep 29, 2021
2022 REP
Rubio, Marco
Scher, Phyllis Retired Riviera Beach, FL
$5 Nov 1, 2020
2020 REP
Daines, Steven
Scher, Phyllis Retired Riviera Beach, FL
$13 Dec 2, 2022
2024 REP
Walker, Herschel Mr.
Scher, Phyllis Retired Riviera Beach, FL
$45 Nov 25, 2020
2020
Trump Make America Great Again Committee
Scher, Phyllis Retired Riviera Beach, FL
$50 Oct 29, 2020
2020 REP
Trump, Donald J
Scher, Phyllis Retired Riviera Beach, FL
$9 Jun 4, 2023
2024 REP
Sullivan, Dan
Scher, Phyllis Retired Riviera Beach, FL
$25 Oct 31, 2020
2020 REP
Graham, Lindsey O
Scher, Phyllis Retired Riviera Beach, FL
$50 Oct 22, 2020
2020 REP
Republican National Committee
Scher, Phyllis Retired Riviera Beach, FL
$100 Mar 19, 2012
2012
Berland, Susan A
Scher, Phyllis Dix Hills, NY
$18 Dec 5, 2020
2022 REP
Perdue, David
Scher, Phyllis Retired Riviera Beach, FL
$5 Nov 1, 2020
2020 DEM
Biden, Joe
Scher, Phyllis Printer @ Self Calabasas, CA
$25 Mar 31, 2021
2022 REP
Republican Governors Assn
Scher, Phyllis Retired West Palm Beach, FL
$8 Dec 2, 2023
2024 REP
Rogers, Michael J
Scher, Phyllis Retired West Palm Beach, FL
$25 Nov 13, 2020
2020 REP
Loeffler, Kelly
Scher, Phyllis Retired Riviera Beach, FL
$5 Nov 10, 2020
2020 REP
Daines, Steven
Scher, Phyllis Retired Riviera Beach, FL
$25 Feb 6, 2024
2024 REP
Sullivan, Dan
Scher, Phyllis Retired West Palm Beach, FL
$10 Apr 15, 2021
2022 REP
Latta, Robert Edward
Scher, Phyllis Retired Riviera Beach, FL
$25 Nov 30, 2020
2020 REP
Perdue, David
Scher, Phyllis Retired Riviera Beach, FL
$6 Aug 21, 2021
2022 REP
Rubio, Marco
Scher, Phyllis Retired Riviera Beach, FL
$2 Nov 8, 2020
2020 REP
Republican National Committee
Scher, Phyllis Retired Riviera Beach, FL
$6 Jun 26, 2021
2022 REP
Republican State Leadership Cmte
Scher, Phyllis Retired West Palm Beach, FL
$2 Sep 20, 2021
2022 REP
Stewart, Chris
Scher, Phyllis Retired Riviera Beach, FL
$35 Sep 5, 2023
2024 REP
Scalise, Steve Mr
Scher, Phyllis Retired Riviera Beach, FL
$6 Jul 13, 2021
2022 REP
Rubio, Marco
Scher, Phyllis Retired Riviera Beach, FL
$100 Apr 3, 2012
2012
Spencer, William
Scher, Phyllis S Dix Hills, NY
$10 Jun 5, 2021
2022 REP
Scott, Timothy E.
Scher, Phyllis Retired Riviera Beach, FL
$35 Dec 24, 2020
2020 REP
Perdue, David
Scher, Phyllis Retired Riviera Beach, FL
$10 Aug 31, 2021
2022 REP
Scalise, Steve Mr
Scher, Phyllis Retired Riviera Beach, FL
$100 Jan 15, 2014
2014
Medical Society Of The State Of New York Political Action Committee Mssnypac
Scher, Phyllis S Dix Hills, NY
$4 Dec 27, 2020
2022
Save America
Scher, Phyllis Retired Riviera Beach, FL
$5 Nov 20, 2020
2020
Trump Make America Great Again Committee
Scher, Phyllis Retired Riviera Beach, FL
$25 Nov 14, 2020
2020 REP
Loeffler, Kelly
Scher, Phyllis Retired Riviera Beach, FL
$1,000 Apr 24, 1997
1998 DEM
Miller, Jonathan Scott
Scher, Phyllis Retired Lexington, KY
$10 Dec 2, 2023
2024 REP
Sullivan, Dan
Scher, Phyllis Retired West Palm Beach, FL
$25 Nov 1, 2020
2020 REP
Daines, Steven
Scher, Phyllis Retired Riviera Beach, FL
$45 Dec 27, 2020
2022
Trump Make America Great Again Committee
Scher, Phyllis Retired Riviera Beach, FL
$12 Aug 21, 2021
2022 REP
Rubio, Marco
Scher, Phyllis Retired Riviera Beach, FL
$9 Nov 24, 2020
2020 REP
Perdue, David
Scher, Phyllis Retired Riviera Beach, FL
$4 Feb 6, 2024
2024 REP
Tenney, Claudia
Scher, Phyllis Retired West Palm Beach, FL
$5 Nov 1, 2020
DEM
Biden, Joe
Contributor Printer @ Self Calabasas, CA
$35 Dec 26, 2020
Unknown Committee
Scher, Phyllis Retired Riviera Beach, FL
$175
2014
Medical Society Of The State Of New York Political Action Committee Mssnypac
Contributor Dix Hills, NY
$25 20220923
Republican State Leadership Committee Grassroots Account
Contributor Retired West Palm Beach, FL

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 54 political contribution records found for Phyllis Scher. Total disclosed contributions amount to $2,330. Recipients include Biden, Joe, Medical Society Of The State Of New York Political Action Committee Mssnypac, Republican State Leadership Committee Grassroots Account. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Phyllis E Scher

Female
·
77 Argonne Rd E, Hampton Bays, NY 11946 (Suffolk County)
40.8767, -72.5015
TZ: Eastern
Single Family
MP

Phyllis S Scher

Age 87 Female
·
5263 Suffolk Dr, Boca Raton, FL 33496 (Palm Beach County)
26.4201, -80.1257
· (561) 241-2873
Marital: Married TZ: Eastern
Homeowner Single Family Built 1988 Purchased 1994
MP

Phyllis Scher

Female
·
23323 Ida Pl, Chatsworth, CA 91311 (Los Angeles County)
34.2389, -118.6350
TZ: Pacific
Single Family
MP

Phyllis B Scher

Age 87 Female
·
630 Appenzell Dr, Hummelstown, PA 17036 (Dauphin County)
40.2556, -76.6690
Marital: Single TZ: Eastern
Edu: High School
Single Family
MP

Phyllis S Scher

Age 79 Female
·
33 Astro Pl, Huntingtn Sta, NY 11746 (Suffolk County)
40.8016, -73.3712
· (631) 271-9724
Marital: Married TZ: Eastern
Occ: Technical Edu: Graduate School
Homeowner Single Family Purchased 1970

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Phyllis Scher. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Phyllis Scher on the map

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Found 36 results across 8 states

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Phyllis Scher in Hummelstown, PA: Background Summary

Location
630 Appenzell Dr, Hummelstown PA, Hummelstown, PA
Other Locations
Boca Raton, FL · Rancho Mirage, CA · Chicago, IL and 9 more
Profiles Found
19 people with this name
Phone Numbers
(828) 450-5243 and 15 others on file
Email
pbsbutterfly@bellsouth.net and 2 others on file
Possible Relatives
Adrienne Lee Lerner, Henry M Lerner, Hilary A Lerner, Phyllis W Scherr, Ross L Lerner and 50 more
Career
Redi-Quik Printing and Svc Ctr, Redi-Quik Printing & Svc Ctr
Voter Registration
Registered No Party Preference
Properties
2properties owned
Vehicles
1 linked — 2002 Lincoln Continental
Contributions
$2,329.59 total — Medical Society Of The State Of New York Political Action Committee Mssnypac, Republican State Leadership Committee Grassroots Account

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Phyllis Scher. Because public records are indexed by name rather than by a unique identifier, the 96 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Phyllis Scher

Search Complexity: High

96 public records across 8states, belonging to approximately 19 different individuals. With 19 distinct profiles across 8 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 8 states. Highest concentration: California (10%), followed by New York and Florida. Spans the South and Northeast regions.

CA10recordsNY9recordsFL7recordsKY4recordsNC2recordsIL2records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (60%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (24) and Voter Registration Records (4).

54
Political Contribution Records
24
Contact & Address Records
4
Voter Registration Records
3
Property Ownership Records
2
Business & Corporate Filings
2
Corporate Records

Frequently Asked Questions About Phyllis Scher

Is Phyllis Scher a registered voter?
Yes, voter registration records show Phyllis Scher is registered in . We found 4 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Phyllis Scher own property?
County assessor records show 3 properties associated with Phyllis Scher . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Phyllis Scher?
Records show 1 vehicle registration associated with Phyllis Scher, including a 2002 LINCOLN CONTINENTAL. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Phyllis Scher?
We found 2 business affiliations for Phyllis Scher, including Redi-Quik Printing and Svc Ctr. Other companies include Redi-Quik Printing & Svc Ctr. Business records are compiled from state registries, SEC filings, and professional databases.
Has Phyllis Scher made political donations?
FEC disclosure records show 54 reported political contributions from Phyllis Scher, totaling $2,330. Recipients include Biden, Joe and Medical Society Of The State Of New York Political Action Committee Mssnypac and 1 others. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Phyllis Scher?
Our database contains 96 total records for Phyllis Scher spanning 8 states. This includes 19 distinct contact records, 14 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Phyllis Scher?
The 96 records displayed for Phyllis Scher are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Phyllis Scher remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.