Phyllis Washer from Louisville, KY

Age 79 b. 1947 Jefferson Co.
๐Ÿ“ 12371 Springmeadow Dr
๐Ÿ“ž (502) 957-6782, (502) 277-9281

Phyllis Washer from Louisville, KY

Age 63
๐Ÿ“ 12371 Springmeadow Dr, Louisville, KY 40229
๐Ÿ“ž (502) 363-6756, (502) 957-6782, (502) 449-1043
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Robert R Washer,Darlene Washer,Jr Washer

Phyllis Washer from Elmwood, TN

Age 60
๐Ÿ“ 38 Po Box, Elmwood, TN 38560
๐Ÿ“ž (615) 735-1534, (615) 735-6479
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Larry D Washer

Phyllis Washer from Louisville, KY

Age 78 b. Jun 1947 Jefferson Co.
๐Ÿ“ 4000 Churchman Ave
๐Ÿ“ž (502) 363-6756

Phyllis Washer from Elmwood, TN

Age 71 b. May 1954 Smith Co.
๐Ÿ“ 9 Washer Ln
๐Ÿ“ž (615) 735-1534
๐Ÿ‘ค aka Phyllis Glover

Phyllis Washer from Colbert, OK

Age 60 b. Apr 1966 Bryan Co.
๐Ÿ“ Po Box 151

Phyllis Washer from Elmwood, TN

Age 69 b. 1957 Smith Co.
๐Ÿ“ 15 Washer Ln

Phyllis Washer from Elmwood, TN

Smith Co.
๐Ÿ“ 326 Horseshoe Bend Ln

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 8 contact records for Phyllis Washer across 3 states. The most recent address on file is in Louisville, Kentucky. Of these records, 5 include phone numbers. Ages range from 60 to 63, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Phyllis Ann Washer

Democrat
Precinct: 070010

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Phyllis Washer. Party affiliation is listed as DEM. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 CHEVROLET EQUINOX
ยท Registered to: Phyllis Washer
ยท VIN: 2GNALPEK4C1320999
·
Po Box 151, Colbert, OK, 74733-0151
·
(580) 916-1994
2005 NISSAN ALTIMA
ยท Registered to: Phyllis Washer
ยท VIN: 1N4AL11D45C278205
·
PO Box 38, Elmwood, TN, 38560-0038
·
385600038

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 2 vehicle registration records are associated with Phyllis Washer. Registered makes include Chevrolet, Nissan. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

First United Bank & Trust Company

Training Manager
+18009244427pwasher@firstunitedbank.com

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 1 business affiliation was found for Phyllis Washer. Roles listed include Training Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

Phyllis Washer

Upperman High School - Baxter, TN, TN
1972

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Phyllis Washer has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Phyllis A Washer

Age 50 Female
·
PO Box 151, Colbert, OK 74733 (Bryan County)
33.8275, -96.4659
· (580) 296-2443
Marital: Inferred Married TZ: Central
Occ: Service Industry Edu: High School
Homeowner Built 2001 Purchased 2003
MP

Phyllis C Washer

Age 70 Female
·
12371 Springmeadow Dr, Louisville, KY 40229 (Jefferson County)
38.0641, -85.6792
· (502) 277-9281
Marital: Married TZ: Eastern
Homeowner Single Family Built 1999 Purchased 1999

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 2 demographic profiles associated with Phyllis Washer. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Phyllis Washer. These loans were issued to businesses, not individuals.

Ronson Foods INC

Corporation

$232,260 Paid in Full
Address:
PO Box 38
Swedesboro, NJ08085
Approved

Apr 30, 2020

Forgiven

$234,112

Jobs Reported

16

Loan #

6439347300

Loan Size

Medium

Krayneski Lawn & Landscaping LLC

Limited Liability Company(LLC

$15,500 Paid in Full
Address:
PO Box 151
Springfield, NE68059
Approved

Apr 29, 2020

Forgiven

$15,593

Jobs Reported

3

Loan #

4137577305

Loan Size

Small

Jacob W Arthur

Sole Proprietorship

$58,400 Paid in Full
Address:
PO Box 38
New Ross, IN47968
Approved

Apr 9, 2020

Forgiven

$58,677

Jobs Reported

8

Loan #

9027197006

Loan Size

Small

Lakeshore Conservation Club, INC.

Non-Profit Organization

$10,200 Paid in Full
Address:
PO Box 151
Nisswa, MN56468-0151
Approved

Apr 3, 2020

Forgiven

$10,265

Jobs Reported

9

Loan #

4581357000

Loan Size

Small

Ingrham Law, PLLC

Limited Liability Company(LLC

$12,835 Paid in Full
Address:
PO Box 151
Burlington, IA52601
Approved

Apr 10, 2020

Forgiven

$9,546

Jobs Reported

1

Loan #

2217387101

Loan Size

Small

Wayne Feed Service, INC.

Corporation

$19,400 Paid in Full
Address:
PO Box 38
Cascade, IA52033-0038
Approved

Apr 6, 2020

Forgiven

$19,506

Jobs Reported

4

Loan #

6194337004

Loan Size

Small

C Velardo Builders LLC

Limited Liability Company(LLC

$16,800 Paid in Full
Address:
PO Box 151
Harrington Park, NJ07640
Approved

May 8, 2020

Forgiven

$16,980

Jobs Reported

1

Loan #

4066487402

Loan Size

Small

Nerstrand Agri Center

Corporation

$282,887 Paid in Full
Address:
PO Box 38
Nerstrand, MN55053-0038
Approved

Apr 9, 2020

Forgiven

$274,456

Jobs Reported

29

Loan #

9381807002

Loan Size

Medium

J N Whipple INC.

Subchapter S Corporation

$52,255 Paid in Full
Address:
PO Box 151
Lake Forest, IL60045-0151
Approved

Apr 8, 2020

Forgiven

$52,852

Jobs Reported

3

Loan #

8787707002

Loan Size

Small

Chris Harper

Sole Proprietorship

$6,325 Paid in Full
Address:
PO Box 38
Belgrade, ME04917
Approved

May 1, 2020

Forgiven

$6,369

Jobs Reported

1

Loan #

9270577307

Loan Size

Small

Jeff Spencer Trucking, INC

Subchapter S Corporation

$109,400 Paid in Full
Address:
PO Box 38
Lake City, AR72437-0038
Approved

Jul 17, 2020

Forgiven

$109,983

Jobs Reported

20

Loan #

4943048104

Loan Size

Small

Stewart Alan Franklin DBA Stewart Franklin

Sole Proprietorship

$19,600 Paid in Full
Address:
PO Box 38
Magnolia, KY42757
Approved

Apr 16, 2020

Forgiven

$9,986

Jobs Reported

1

Loan #

2363897208

Loan Size

Small

Andrzejek Cherp Excavating INC

Subchapter S Corporation

$8,610 Paid in Full
Address:
PO Box 38
Ivanhoe, MN56142
Approved

Apr 15, 2020

Forgiven

$8,695

Jobs Reported

6

Loan #

9012947101

Loan Size

Small

Woodmaster Renovations LLC

Corporation

$7,500 Paid in Full
Address:
PO Box 151
Englewood, OH45322
Approved

Apr 29, 2020

Forgiven

$7,541

Jobs Reported

1

Loan #

2906927310

Loan Size

Small

The Daube Company

Corporation

$412,400 Paid in Full
Address:
PO Box 38
Ardmore, OK73402
Approved

Apr 10, 2020

Forgiven

$416,535

Jobs Reported

21

Loan #

2022887109

Loan Size

Medium

Kendall Funeral Home

Sole Proprietorship

$30,800 Paid in Full
Address:
PO Box 38
Pembroke, VA24136-0038
Approved

May 22, 2020

Forgiven

$31,188

Jobs Reported

7

Loan #

2169057809

Loan Size

Small

Jerry Gann

Sole Proprietorship

$12,067 Paid in Full
Address:
PO Box 151
Guin, AL35563-0151
Approved

Apr 28, 2020

Forgiven

$12,137

Jobs Reported

1

Loan #

8727807202

Loan Size

Small

American Machine & Manufacturing, INC

Corporation

$193,377 Paid in Full
Address:
PO Box 151
Abbeville, AL36310
Approved

Apr 8, 2020

Forgiven

$194,612

Jobs Reported

30

Loan #

7869067010

Loan Size

Medium

Ahdelphi LLC

Limited Liability Company(LLC

$30,700 Paid in Full
Address:
PO Box 151
Burlingame, CA94011-0151
Approved

Apr 13, 2020

Forgiven

$30,962

Jobs Reported

1

Loan #

4222277107

Loan Size

Small

Harold Wanger

Sole Proprietorship

$15,600 Paid in Full
Address:
PO Box 38
Fort Supply, OK73841-0038
Approved

Apr 28, 2020

Forgiven

$15,690

Jobs Reported

4

Loan #

7885457205

Loan Size

Small

Karen Bunnell

Sole Proprietorship

$9,200 Paid in Full
Address:
PO Box 151
Oxford, NE68967
Approved

Apr 28, 2020

Forgiven

$9,253

Jobs Reported

1

Loan #

7160277202

Loan Size

Small

Island Seafood

Sole Proprietorship

$23,105 Paid in Full
Address:
PO Box 38
Deer Isle, ME04627
Approved

Aug 3, 2020

Forgiven

$23,277

Jobs Reported

3

Loan #

2812418207

Loan Size

Small

Highmore Golf Club

Non-Profit Organization

$1,570 Paid in Full
Address:
PO Box 151
Highmore, SD57345-0151
Approved

Apr 30, 2020

Forgiven

$1,533

Jobs Reported

3

Loan #

7465997305

Loan Size

Small

Totino Construction LLC

Limited Liability Company(LLC

$20,543 Paid in Full
Address:
PO Box 151
Bear Creek, PA18602
Approved

Apr 15, 2020

Forgiven

$20,722

Jobs Reported

2

Loan #

9227567102

Loan Size

Small

Scott Verhelst Trucking INC.

Corporation

$49,823 Paid in Full
Address:
PO Box 151
Canby, MN56220-0151
Approved

Apr 15, 2020

Forgiven

$50,138

Jobs Reported

4

Loan #

1304267202

Loan Size

Small

Epic Transport LLC

Limited Liability Company(LLC

$20,800 Paid in Full
Address:
Po Box 38
Blythewood, SC29016
Approved

Aug 3, 2020

Forgiven

$20,991

Jobs Reported

2

Loan #

3033988209

Loan Size

Small

Our Lady Queen Of Peace Roman Catholic Church

Non-Profit Organization

$51,200 Paid in Full
Address:
PO Box 38
Brodheadsville, PA18322
Approved

Apr 14, 2020

Forgiven

$51,607

Jobs Reported

9

Loan #

6056627108

Loan Size

Small

Prinsburg Opportunities

Corporation

$13,700 Paid in Full
Address:
PO Box 38
Prinsburg, MN56281-0038
Approved

Apr 15, 2020

Forgiven

$13,786

Jobs Reported

6

Loan #

1119277203

Loan Size

Small

Tabor United Methodist Church

Non-Profit Organization

$31,377 Paid in Full
Address:
PO Box 38
Woxall, PA18979-0038
Approved

Apr 16, 2020

Forgiven

$31,665

Jobs Reported

7

Loan #

2447747206

Loan Size

Small

Great Works Regional Land Trust

Non-Profit Organization

$31,700 Paid in Full
Address:
PO Box 151
South Berwick, ME03908
Approved

Apr 15, 2020

Forgiven

$31,977

Jobs Reported

5

Loan #

8410237101

Loan Size

Small

Timmy Cline Trucking, INC

Corporation

$4,100 Paid in Full
Address:
PO Box 38
Rockhouse, KY41561
Approved

Apr 29, 2020

Forgiven

$4,135

Jobs Reported

2

Loan #

3460227300

Loan Size

Small

Turpin Nursery INC.

Corporation

$36,387 Paid in Full
Address:
PO Box 38
Floyd, VA24091-0038
Approved

Apr 28, 2020

Forgiven

$36,929

Jobs Reported

7

Loan #

8736157210

Loan Size

Small

Harmony Acres Equestrian Center

Non-Profit Organization

$14,800 Paid in Full
Address:
PO Box 38
Fruita, CO81521
Approved

Apr 6, 2020

Forgiven

$14,932

Jobs Reported

4

Loan #

6079997008

Loan Size

Small

Kevin W Smith & Son

Corporation

$66,962 Paid in Full
Address:
PO Box 151
Gorham, ME04038-0151
Approved

Apr 15, 2020

Forgiven

$67,390

Jobs Reported

9

Loan #

8589167103

Loan Size

Small

Bird In A Tree Boutique LLC

Limited Liability Company(LLC

$2,500 Paid in Full
Address:
PO Box 151
Oldenburg, IN47036-0151
Approved

May 8, 2020

Forgiven

$2,524

Jobs Reported

1

Loan #

4082067405

Loan Size

Small

Kings Blacksmith Shop INC.

Corporation

$11,250 Paid in Full
Address:
PO box 151
Hart, TX79043
Approved

Apr 11, 2020

Forgiven

$11,356

Jobs Reported

1

Loan #

3610517104

Loan Size

Small

Baxa Ag Services, LLC

Subchapter S Corporation

$137,500 Paid in Full
Address:
PO Box 38
Texline, TX79087-0038
Approved

Jun 8, 2020

Forgiven

$138,306

Jobs Reported

2

Loan #

9572457802

Loan Size

Small

Fishtrap, INC.

Professional Association

$42,600 Paid in Full
Address:
PO Box 38
Enterprise, OR97828
Approved

Apr 7, 2020

Forgiven

$42,956

Jobs Reported

4

Loan #

6703087000

Loan Size

Small

Kbe Investments, LLC

Limited Liability Company(LLC

$35,890 Paid in Full
Address:
PO Box 38
Norwood, LA70761-0038
Approved

Apr 14, 2020

Forgiven

$36,314

Jobs Reported

12

Loan #

7097007100

Loan Size

Small

First Response First Aid Cpr, LLC

Limited Liability Company(LLC

$12,448 Paid in Full
Address:
PO Box 151
Shady Cove, OR97539
Approved

Apr 14, 2020

Forgiven

$12,510

Jobs Reported

1

Loan #

7063177107

Loan Size

Small

Rpb INC

Subchapter S Corporation

$222,200 Paid in Full
Address:
PO Box 151
Saint Joseph, MI49085
Approved

Apr 14, 2020

Forgiven

$223,428

Jobs Reported

17

Loan #

5773117106

Loan Size

Medium

Dumas Cotton Warehouse, INC.

Corporation

$98,700 Paid in Full
Address:
PO Box 38
Dumas, AR71639
Approved

Apr 28, 2020

Forgiven

$99,868

Jobs Reported

8

Loan #

1846157307

Loan Size

Small

New London Dragway, LLC

Limited Liability Company(LLC

$5,200 Paid in Full
Address:
PO Box 38
Lily, KY40740-0038
Approved

Apr 29, 2020

Forgiven

$5,247

Jobs Reported

2

Loan #

4133237300

Loan Size

Small

Stock Brothers INC

Corporation

$19,900 Paid in Full
Address:
PO Box 38
Beallsville, MD20839
Approved

Apr 14, 2020

Forgiven

$20,116

Jobs Reported

4

Loan #

7030437106

Loan Size

Small

Pleasanton Valley Club

Trust

$17,500 Paid in Full
Address:
PO Box 151
Pleasanton, CA94566
Approved

Apr 28, 2020

Forgiven

$17,657

Jobs Reported

23

Loan #

9140947204

Loan Size

Small

Arden Keune

Self-Employed Individuals

$29,600 Paid in Full
Address:
PO Box 151
Sioux Rapids, IA50585
Approved

Apr 28, 2020

Forgiven

$29,806

Jobs Reported

1

Loan #

7871597200

Loan Size

Small

Seaman'S Hardware INC.

Corporation

$22,780 Paid in Full
Address:
PO Box 38
Cordova, AK99574
Approved

Apr 16, 2020

Forgiven

$22,948

Jobs Reported

3

Loan #

3006927200

Loan Size

Small

Texastone Quarries LLC

Limited Liability Company(LLC

$307,297 Paid in Full
Address:
PO Box 38
Garden City, TX79739
Approved

Apr 7, 2020

Forgiven

$309,090

Jobs Reported

32

Loan #

7598347008

Loan Size

Medium

Windmore Foundation For The Arts, INC

Non-Profit Organization

$4,900 Paid in Full
Address:
PO Box 38
Culpeper, VA22701
Approved

Apr 12, 2020

Forgiven

$4,931

Jobs Reported

2

Loan #

3894197105

Loan Size

Small

Brooksville Free Public Library INC

Corporation

$8,150 Paid in Full
Address:
PO Box 38
Brooksville, ME04617-0038
Approved

Apr 13, 2020

Forgiven

$8,216

Jobs Reported

2

Loan #

5583847101

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 50 PPP loan records are linked to businesses associated with Phyllis Washer. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Phyllis Washer on the map

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Phyllis Washer in Louisville, KY: Background Summary

Location
12371 Springmeadow Dr, Louisville, KY 40229
Other Locations
Elmwood, TN ยท Colbert, OK
Profiles Found
8 people with this name
Phone Numbers
(502) 957-6782 and 3 others on file
Possible Relatives
Robert R Washer, Darlene Washer, Jr Washer, Larry D Washer
Career
Training Manager
Voter Registration
Registered Democrat
Vehicles
2 linked โ€” 2012 Chevrolet Equinox, 2005 Nissan Altima
PPP Loans
$2901K for Ronson Foods INC, Krayneski Lawn & Landscaping LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Phyllis Washer. Because public records are indexed by name rather than by a unique identifier, the 67 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Phyllis Washer

Search Complexity: Moderate

67 public records across 3states, belonging to approximately 8 different individuals. There are 8 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are moderately distributed across 3 states. Highest concentration: Tennessee (9%), followed by Kentucky and Oklahoma. Concentrated in the South.

TN6recordsKY6recordsOK3records

Record Type Breakdown

Data spans 5 record categories. Largest: PPP Loan Records (78%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (10) and Vehicle Registration Records (2).

50
PPP Loan Records
10
Contact & Address Records
2
Vehicle Registration Records
1
Voter Registration Records
1
Business & Corporate Filings

Age Distribution

Age range: approximately 19 years. Largest group: Senior (65+) (60%).

Senior (65+)3peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Phyllis Washer

Is Phyllis Washer a registered voter?
Yes, voter registration records show Phyllis Washer is registered with DEM affiliation. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Phyllis Washer?
Records show 2 vehicle registrations associated with Phyllis Washer, including a 2012 CHEVROLET EQUINOX. Registered makes include Chevrolet, Nissan. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Phyllis Washer?
We found 1 business affiliation for Phyllis Washer (Training Manager). Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Phyllis Washer?
Our database contains 67 total records for Phyllis Washer spanning 3 states. This includes 8 distinct contact records, 5 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Phyllis Washer?
The 67 records displayed for Phyllis Washer are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Phyllis Washer remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.