R Lapointe from Danville, CA

Age 63 b. Jul 1962 Contra Costa Co.
๐Ÿ“ 212 W Linda Mesa Ave
๐Ÿ“ž (617) 296-5789

R Lapointe from Aurora, CO

Age 78 b. 1948 U
๐Ÿ“ 18954 E Baltic Pl
๐Ÿ“ž (303) 751-2454

R Lapointe from Assonet, MA

Age 76 b. Nov 1949 Bristol Co.
๐Ÿ“ 6 Short St 472

R Lapointe from Tallassee, AL

Age 70 b. Oct 1955 Elmore Co.
๐Ÿ“ 4710 Claud Fleahop Rd

R Lapointe from West Haven, CT

๐Ÿ“ 135 West Walk
๐Ÿ“ž (203) 520-2020 (VERIZON WIRELESS)

R Lapointe from Concord, NH

๐Ÿ“ 13 B St
๐Ÿ“ž (405) 601-8835

R Lapointe from Wallingford, CT

New Haven Co.
๐Ÿ“ 17 Beechwood Dr

R Lapointe from Whitehall, NY

Washington Co.
๐Ÿ“ 1145 Rr Box 1

R Lapointe from Olympia, WA

Thurston Co.
๐Ÿ“ 3118 Langridge Ave

R Lapointe from Whitehall, NY

Washington Co.
๐Ÿ“ Rr 1 Po Box 1145

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 10 contact records for R Lapointe across 8 states. The most recent address on file is in Danville, California. Of these records, 4 include phone numbers. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Lapointe, R

Schenectady County
PIN: 4903600020100000000
· 434 Brandywine Ave
Lot: 4,468sqft

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to R Lapointe. Values shown are from county assessor records and may differ from current market prices.

2007 CHEVROLET C1500
ยท Registered to: Lapointe
ยท VIN: 3GNFC16077G228959
·
17673 Myron St, Livonia, MI, 48152
·
(734) 762-9187
1981 VOLVO 244 CAR UPPER MIDSIZE
ยท Registered to: Lapointe
ยท VIN: YV1AX4549B1656854
·
5668 Pioneer Rd, Boulder, CO, 80301
·
(303) 581-9920
2003 Ford Taurus
ยท Registered to: Lapointe
·
27 Meadow Rd Apt 3, Augusta, ME, 04330
·
(207) 621-1459

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with R Lapointe. Registered makes include Chevrolet, Volvo, Ford. The most recent model year on record is 2007. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Business Record

President

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 1 business affiliation was found for R Lapointe. Roles listed include President. Records are compiled from state business registries, SEC filings, and professional networking databases.

R Lapointe

Milo High School - Milo, ME, ME
1946

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases R Lapointe has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

R Lapointe

Age 46
·
3 Fairfield Ave, Warren, NJ 07059 (Somerset County)
40.6293, -74.5149
· (908) 279-7124
TZ: Eastern
Edu: High School
Single Family
MP

R Lapointe

Age 68
·
14131 E 102nd Ave, Commerce City, CO 80022 (Adams County)
39.8820, -104.8230
Marital: Married TZ: Mountain
Edu: High School
Homeowner Single Family Built 2002 Purchased 2016
MP

R Lapointe

·
1731 Kensington Dr, Murfreesboro, TN 37127 (Rutherford County)
35.8117, -86.3620
TZ: Central
Single Family
MP

R Lapointe

Age 79
·
215 Marlborough St, Newington, CT 06111 (Hartford County)
41.6691, -72.7478
· (203) 687-8711
Marital: Married TZ: Eastern
Edu: Some College
Single Family
MP

R Lapointe

Age 55
·
21 Jenkins St, Saranac Lake, NY 12983 (Franklin County)
44.3212, -74.1396
· (518) 891-2369
Marital: Married TZ: Eastern
Edu: Graduate School
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with R Lapointe. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with R Lapointe. These loans were issued to businesses, not individuals.

Andrew R. Olden PC

Corporation

$20,833 Paid in Full
Address:
39 Main St
Ayer, MA01432
Approved

Apr 14, 2020

Forgiven

$15,294

Jobs Reported

1

Loan #

6113157106

Loan Size

Small

Nelson Surgical Consulting, LLC

Limited Liability Company(LLC

$16,503 Paid in Full
Address:
2150 E Bell Rd 1157
Phoenix, AZ85022-2980
Approved

Apr 14, 2020

Forgiven

$16,677

Jobs Reported

1

Loan #

6464887104

Loan Size

Small

Treecore LLC

Limited Liability Company(LLC

$228,655 Paid in Full
Address:
PO Box 353
Harbert, MI49115
Approved

Apr 13, 2020

Forgiven

$231,800

Jobs Reported

17

Loan #

4332887103

Loan Size

Medium

1801 Route 88 Brick, LLC

Limited Liability Company(LLC

$5,030 Paid in Full
Address:
PO Box 353
Deal, NJ07723
Approved

Apr 27, 2020

Forgiven

$5,070

Jobs Reported

1

Loan #

3773117205

Loan Size

Small

Minit Mart LLC

Limited Liability Company(LLC

$25,442 Paid in Full
Address:
39 Main St
Southbridge, MA01550-2520
Approved

Jan 29, 2021

Forgiven

$25,700

Jobs Reported

4

Loan #

8667288303

Loan Size

Small

Dukes Roofing & Exterior

Subchapter S Corporation

$22,200 Paid in Full
Address:
PO Box 353
Shepherdsville, KY40165
Approved

May 1, 2020

Forgiven

$22,446

Jobs Reported

3

Loan #

6766657710

Loan Size

Small

Bonita Nipp

Independent Contractors

$3,664 Exemption 4
Address:
2150 E Bell Rd
Phoenix, AZ85022-2940
Approved

Mar 13, 2021

Jobs Reported

1

Loan #

1918618604

Loan Size

Small

Jonathan Michael Tracy

Sole Proprietorship

$63,199 Paid in Full
Address:
PO Box 133
Fish Camp, CA93623
Approved

Jun 29, 2020

Forgiven

$63,800

Jobs Reported

7

Loan #

5984178000

Loan Size

Small

C. G. Processing INC

Corporation

$20,800 Paid in Full
Address:
PO Box 133
Rockland, DE19732
Approved

Apr 27, 2020

Forgiven

$20,994

Jobs Reported

1

Loan #

3738557202

Loan Size

Small

Martin Service Solutions LLC

Limited Liability Company(LLC

$1,200 Paid in Full
Address:
PO Box 353
Waynesboro, GA30830
Approved

Jul 13, 2020

Forgiven

$1,210

Jobs Reported

1

Loan #

2673268100

Loan Size

Small

Jason Matthews Consulting, LLC

Limited Liability Company(LLC

$16,238 Paid in Full
Address:
PO Box 353
Urania, LA71480-0353
Approved

Apr 9, 2020

Forgiven

$16,344

Jobs Reported

2

Loan #

9418377009

Loan Size

Small

Dartmouth House Nursing Home INC

Corporation

$802,414 Paid in Full
Address:
567 Dartmouth St
Dartmouth, MA02714
Approved

Apr 30, 2020

Forgiven

$811,010

Jobs Reported

117

Loan #

7064117309

Loan Size

Medium

J Transportation Services LLC

Limited Liability Company(LLC

$22,600 Paid in Full
Address:
PO Box 133
Truxton, NY13158-0133
Approved

Jun 29, 2020

Forgiven

$22,717

Jobs Reported

3

Loan #

5900148006

Loan Size

Small

The Whitney Gordons INC

Corporation

$30,670 Paid in Full
Address:
39 Main ST
Hingham, MA02043
Approved

Apr 28, 2020

Forgiven

$30,945

Jobs Reported

2

Loan #

9173907210

Loan Size

Small

Auto King

Limited Liability Company(LLC

$4,700 Paid in Full
Address:
PO Box 353
Rapid City, SD57709
Approved

Apr 10, 2020

Forgiven

$4,734

Jobs Reported

1

Loan #

1322577107

Loan Size

Small

Cathryn Jackson

Sole Proprietorship

$20,833 Paid in Full
Address:
2150 E Bell Rd
Phoenix, AZ85022-2940
Approved

Apr 12, 2021

Forgiven

$20,926

Jobs Reported

1

Loan #

2537968801

Loan Size

Small

Ja Packaging INC

Corporation

$21,800 Paid in Full
Address:
PO Box 133
Wakefield, MA01880-0133
Approved

Apr 27, 2020

Forgiven

$22,046

Jobs Reported

1

Loan #

5222067206

Loan Size

Small

Charles W Beers INC

Corporation

$85,250 Paid in Full
Address:
PO Box 133
Westbury, NY11590-0133
Approved

Jun 26, 2020

Forgiven

$85,709

Jobs Reported

5

Loan #

4918548001

Loan Size

Small

Agr Petroleum, L.l.c.

Limited Liability Company(LLC

$47,000 Paid in Full
Address:
PO Box 133
Le Roy, IL61752
Approved

Apr 13, 2020

Forgiven

$47,373

Jobs Reported

4

Loan #

4597627101

Loan Size

Small

Eddie Akins

Sole Proprietorship

$3,119 Paid in Full
Address:
PO Box 353
Fruitvale, TX75127
Approved

May 4, 2020

Forgiven

$3,136

Jobs Reported

1

Loan #

1536717401

Loan Size

Small

Eldercare Network Of Lincoln County

Non-Profit Organization

$323,300 Paid in Full
Address:
6 Hodgdon St
Damariscotta, ME04543-4638
Approved

Feb 25, 2021

Forgiven

$325,877

Jobs Reported

55

Loan #

4086358500

Loan Size

Medium

Flow Data Industries INC

Limited Liability Company(LLC

$54,431 Paid in Full
Address:
PO Box 133
East Greenville, PA18041-0133
Approved

Apr 15, 2020

Forgiven

$55,238

Jobs Reported

3

Loan #

9612537100

Loan Size

Small

Route 88 Point, LLC

Limited Liability Company(LLC

$2,031 Paid in Full
Address:
PO Box 353
Deal, NJ07723-0353
Approved

Apr 27, 2020

Forgiven

$2,047

Jobs Reported

1

Loan #

4291037207

Loan Size

Small

Main & Vermont, INC.

Corporation

$22,800 Paid in Full
Address:
PO Box 133
Salem, SD57058-0133
Approved

Apr 9, 2020

Forgiven

$22,962

Jobs Reported

5

Loan #

9050927009

Loan Size

Small

Thomas Heumiller

Self-Employed Individuals

$18,250 Paid in Full
Address:
PO Box 353
Salem, SD57058-0353
Approved

May 6, 2020

Forgiven

$18,356

Jobs Reported

1

Loan #

3014207403

Loan Size

Small

Organic Farmers' Agency For Relationship Marketing, INC.

Independent Contractors

$4,560 Paid in Full
Address:
PO Box 133
Aldrich, MN56434
Approved

Apr 30, 2020

Forgiven

$4,579

Jobs Reported

8

Loan #

6253287308

Loan Size

Small

Stoneridge Crestwood

Limited Liability Company(LLC

$19,375 Paid in Full
Address:
2150 E Bell Rd Unit 1120
Phoenix, AZ85022-2978
Approved

Apr 6, 2021

Forgiven

$19,480

Jobs Reported

1

Loan #

7839368709

Loan Size

Small

New Application

Corporation

$50,492 Paid in Full
Address:
PO Box 133
Sabattus, ME04280-0133
Approved

Apr 8, 2020

Forgiven

$50,866

Jobs Reported

15

Loan #

8383397009

Loan Size

Small

Mainstsports INC.

Corporation

$144,648 Paid in Full
Address:
39 Main St
Plymouth, MA02360-3327
Approved

Feb 5, 2021

Forgiven

$146,150

Jobs Reported

22

Loan #

3441578410

Loan Size

Small

Waltham Pubs INC.

Subchapter S Corporation

$750,730 Paid in Full
Address:
39 Main St
Waltham, MA02453
Approved

Apr 15, 2020

Forgiven

$759,760

Jobs Reported

91

Loan #

9433547108

Loan Size

Medium

Steel Trucking, INC.

Subchapter S Corporation

$29,000 Paid in Full
Address:
PO Box 353
New Sharon, IA50207
Approved

Apr 8, 2020

Forgiven

$29,138

Jobs Reported

2

Loan #

8499817006

Loan Size

Small

Faraz Hakimi

Sole Proprietorship

$20,832 Paid in Full
Address:
2150 E Bell Rd Unit 1081
Phoenix, AZ85022-2976
Approved

May 18, 2021

Forgiven

$20,876

Jobs Reported

1

Loan #

2961219010

Loan Size

Small

Kevin Owens Bail Bonds, INC.

Limited Liability Company(LLC

$13,300 Exemption 4
Address:
PO Box 133
Hampton, VA23669
Approved

Apr 28, 2020

Jobs Reported

3

Loan #

6665377209

Loan Size

Small

Tipsy Bar, INC.

Corporation

$15,100 Paid in Full
Address:
PO Box 353
Whittier, NC28789
Approved

May 5, 2020

Forgiven

$15,303

Jobs Reported

8

Loan #

2141177405

Loan Size

Small

Marty Patrick

Sole Proprietorship

$5,829 Paid in Full
Address:
PO Box 133
Columbus, ND58727-0001
Approved

May 19, 2020

Forgiven

$5,889

Jobs Reported

1

Loan #

9003787404

Loan Size

Small

Lesser Newman Aleo & Nasser, LLP

Partnership

$57,600 Paid in Full
Address:
39 Main St
Northampton, MA01060-3132
Approved

Apr 8, 2020

Forgiven

$121,498

Jobs Reported

5

Loan #

8727657009

Loan Size

Small

Sylvia Martinez

Sole Proprietorship

$5,018 Exemption 4
Address:
2150 E Bell Rd
Phoenix, AZ85022-2940
Approved

Mar 29, 2021

Jobs Reported

1

Loan #

2455808708

Loan Size

Small

Dirk Muncy

Self-Employed Individuals

$3,868 Paid in Full
Address:
18954 E Baltic Pl
Aurora, CO80013-5960
Approved

Mar 17, 2021

Forgiven

$3,900

Jobs Reported

1

Loan #

3547088610

Loan Size

Small

Cleve Tyrone Adams

Self-Employed Individuals

$2,075 Paid in Full
Address:
PO Box 353
Bono, AR72416
Approved

Jun 8, 2020

Forgiven

$2,097

Jobs Reported

1

Loan #

9449287804

Loan Size

Small

Henry M. Salinas

Sole Proprietorship

$20,833 Paid in Full
Address:
PO Box 133
Pleasanton, TX78064-0133
Approved

Apr 15, 2020

Forgiven

$21,038

Jobs Reported

1

Loan #

2133497200

Loan Size

Small

Minit Mart, LLC

Limited Liability Company(LLC

$24,400 Paid in Full
Address:
39 Main St
Southbridge, MA01550-2520
Approved

Apr 9, 2020

Forgiven

$24,547

Jobs Reported

5

Loan #

9271747007

Loan Size

Small

Dirk Muncy

Self-Employed Individuals

$3,868 Paid in Full
Address:
18954 E Baltic Pl
Aurora, CO80013-5960
Approved

Apr 16, 2021

Forgiven

$3,898

Jobs Reported

1

Loan #

4696348810

Loan Size

Small

Rae Diane Salinas

Sole Proprietorship

$3,244 Exemption 4
Address:
2150 E Bell Rd Unit 1067
Phoenix, AZ85022-2975
Approved

May 18, 2021

Jobs Reported

1

Loan #

2819149001

Loan Size

Small

Kameshia Hazard

Independent Contractors

$1,729 Paid in Full
Address:
18954 E Baltic Pl
Aurora, CO80013-5960
Approved

Apr 9, 2021

Forgiven

$1,737

Jobs Reported

1

Loan #

9635828702

Loan Size

Small

Northern Michigan Pdr LLC

Sole Proprietorship

$13,152 Paid in Full
Address:
PO Box 133
Petoskey, MI49770
Approved

Apr 28, 2020

Forgiven

$12,247

Jobs Reported

1

Loan #

8329337208

Loan Size

Small

Peter Theriault Jr. INC.

Subchapter S Corporation

$10,988 Paid in Full
Address:
PO Box 133
Danforth, ME04424
Approved

Jul 31, 2020

Forgiven

$11,048

Jobs Reported

1

Loan #

2027408209

Loan Size

Small

Prometheus Effects LLC

Limited Liability Company(LLC

$1,664 Paid in Full
Address:
PO Box 133
Gray, ME04039
Approved

Apr 14, 2020

Forgiven

$1,679

Jobs Reported

1

Loan #

7011307107

Loan Size

Small

Thomas V. Truelove

Sole Proprietorship

$19,222 Paid in Full
Address:
PO Box 133
Pennington, NJ08534-0133
Approved

Apr 15, 2020

Forgiven

$17,327

Jobs Reported

2

Loan #

1728087200

Loan Size

Small

Lift Inn

Sole Proprietorship

$2,709 Paid in Full
Address:
PO Box 133
Clifford, PA18413-0133
Approved

Jun 30, 2020

Forgiven

$2,724

Jobs Reported

1

Loan #

6565328008

Loan Size

Small

Prince Cpa Firm, LLC

Corporation

$173,200 Paid in Full
Address:
PO Box 353
Magee, MS39111-0353
Approved

Apr 5, 2020

Forgiven

$174,562

Jobs Reported

14

Loan #

5535157003

Loan Size

Medium

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 50 PPP loan records are linked to businesses associated with R Lapointe. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find R Lapointe on the map

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R Lapointe in Danville, CA: Background Summary

Location
212 W Linda Mesa Ave, Danville, CA 94526
Other Locations
Aurora, CO ยท Assonet, MA ยท Tallassee, AL and 5 more
Profiles Found
10 people with this name
Phone Numbers
(617) 296-5789 and 3 others on file
Career
President
Properties
1property owned
Vehicles
3 linked โ€” 2007 Chevrolet C1500, 1981 Volvo 244 and 1 more
PPP Loans
$3280K for Andrew R. Olden PC, Nelson Surgical Consulting, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for R Lapointe. Because public records are indexed by name rather than by a unique identifier, the 72 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for R Lapointe

Search Complexity: High

72 public records across 12states, belonging to approximately 10 different individuals. With 10 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: Connecticut (4%), followed by Colorado and New York. Spans the Northeast and West regions.

CT3recordsCO3recordsNY3recordsCA2recordsME2recordsNJ1record

Record Type Breakdown

Data spans 5 record categories. Largest: PPP Loan Records (76%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (11) and Vehicle Registration Records (3).

50
PPP Loan Records
11
Contact & Address Records
3
Vehicle Registration Records
1
Property Ownership Records
1
Business & Corporate Filings

Age Distribution

Age range: approximately 13 years. Largest group: Senior (65+) (67%).

Senior (65+)2peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About R Lapointe

Does R Lapointe own property?
County assessor records show 1 property associated with R Lapointe . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to R Lapointe?
Records show 3 vehicle registrations associated with R Lapointe, including a 2007 CHEVROLET C1500. Registered makes include Chevrolet, Volvo, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with R Lapointe?
We found 1 business affiliation for R Lapointe (President). Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for R Lapointe?
Our database contains 72 total records for R Lapointe spanning 12 states. This includes 10 distinct contact records, 4 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for R Lapointe?
The 72 records displayed for R Lapointe are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can R Lapointe remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.