Raja Iyer from Arlington, TX

Age 67
๐Ÿ“ 2307 Englishoak Dr, Arlington, TX 76016
๐Ÿ“ž (817) 249-5292, (408) 323-8415, (817) 451-5369, (408) 323-8415, (817) 249-5292, (817) 579-7313
โœ‰๏ธ iyer@uta.edu, raja.iyer@sprintparanet.com
๐Ÿช Vegavir Corporation

Raja Iyer from Turlock, CA

0000 U
๐Ÿ“ 1111 Burman Dr
๐Ÿ“ž (209) 669-8864

Raja Iyer from Turlock, CA

๐Ÿ“ 1111 Burman Dr, Turlock, CA 95382
๐Ÿ“ž (209) 669-8864

Raja Iyer from Minneapolis, MN

Age 79 b. 1947 U
๐Ÿ“ 1400 Laurel Ave Apt 1811

Raja Iyer from Arlington, TX

Tarrant Co.
๐Ÿ“ 2702 Shelterwood Ln

Raja Iyer from San Jose, CA

Santa Clara Co.
๐Ÿ“ 6587 Boston Post Ct

Raja Iyer from Columbus, OH

Franklin Co.
๐Ÿ“ 180 E Broad St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 7 contact records for Raja Iyer across 4 states. The most recent address on file is in Turlock, California. Of these records, 3 include phone numbers and 1 include email addresses. The listed age is 67. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Iyer Raja Satyam

Stanislaus County
· 1111 Burman Dr, Turlock Ca

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Raja Iyer in Turlock. Values shown are from county assessor records and may differ from current market prices.

Tarleton State University

Dir Comp Info Systems
+12549689107
Stephenville,

Raja Iyer

Obstetrician And Gynaecologist
Health Alliance
Massachusetts

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 4 business affiliations were found for Raja Iyer. Roles listed include Dir Comp Info Systems. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 4020 N Macarthur Blvd No 122-297, Irving, TX, 75038
TX
PRESIDENT: raja K iyer

Vegavir Corporation

Addr: 4020 N Macarthur Blvd No 122-297, Irving, TX, 75038
TX
Director: Raja Iyer

Unknown Corporation

Addr: 2307 English Oak Dr, Arlington, TX, 76016
TX
Officer: Raja Iyer

Vegavir Corporation

ID: 0158988300
Addr: 4020 N Macarthur Blvd No 122-297, Irving, TX, 75038
TX
Director: Raja K Iyer

Vegavir Corporation

ID: 0158988300
Addr: 4020 N Macarthur Blvd No 122-297, Irving, TX, 75038
TX
PRESIDENT: Raja K Iyer

Source: Public Records Raja Iyer appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

Raja Iyer - IL

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Raja Iyer is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Raja Iyer

Eastside High School - Taylors, SC, SC
1987

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Raja Iyer has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$11 Apr 29, 2017
2018 DEM
Democratic Congressional Campaign Committee
Iyer, Raja Consultant @ The World Bank Bethesda, MD
$19 Oct 28, 2020
2020 DEM
Harrison, Jaime
Iyer, Raja Economic Development @ The World Bank Bethesda, MD
$13 Nov 9, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Iyer, Raja Economic Development @ The World Bank Bethesda, MD
$25 Oct 26, 2020
2020 DEM
Gideon, Sara
Iyer, Raja Economic Development @ The World Bank Bethesda, MD
$25 Nov 5, 2016
2016 DEM
Hillary For America
Iyer, Raja Consultant @ The World Bank Bethesda, MD
$25 Aug 14, 2020
2020 DEM
Biden, Joe
Iyer, Raja Consultant @ The World Bank Bethesda, MD
$25 Oct 31, 2020
2020 DEM
Gideon, Sara
Iyer, Raja Economic Development @ World Bank Bethesda, MD
$25 Oct 31, 2016
2016 DEM
Hillary For America
Iyer, Raja Consultant @ The World Bank Bethesda, MD
$13 Nov 15, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Iyer, Raja Economic Development @ World Bank Bethesda, MD
$19 Sep 23, 2016
2016 12
Clinton, Hillary Rodham
Iyer, Raja Consultant @ The World Bank Bethesda, MD
$12 Dec 19, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Iyer, Raja Economic Development @ The World Bank Bethesda, MD
$5 Oct 13, 2020
2020 DEM
Biden, Joe
Iyer, Raja Economic Development @ The World Bank Bethesda, MD
$11 Apr 14, 2017
2018 DEM
Democratic Congressional Campaign Committee
Iyer, Raja Consultant @ The World Bank Bethesda, MD
$13 Nov 9, 2020
2020 DEM
Ossoff, T. Jonathan
Iyer, Raja Economic Development @ The World Bank Bethesda, MD
$5 Oct 13, 2020
2020 DEM
Biden, Joe
Iyer, Raja Economic Development @ World Bank Bethesda, MD
$13 Oct 9, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Iyer, Raja Economic Development @ The World Bank Bethesda, MD
$13 Nov 23, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Iyer, Raja Economic Development @ The World Bank Bethesda, MD
$25 Sep 30, 2016
2016 12
Clinton, Hillary Rodham
Iyer, Raja Consultant @ The World Bank Bethesda, MD
$13 Nov 19, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Iyer, Raja Economic Development @ World Bank Bethesda, MD
$13 Sep 18, 2020
2020 DEM
Hickenlooper, John W.
Iyer, Raja The World Bank Bethesda, MD
$13 Nov 15, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Iyer, Raja Economic Development @ World Bank Bethesda, MD
$25 Sep 10, 2016
2016 12
Clinton, Hillary Rodham
Iyer, Raja Consultant @ The World Bank Bethesda, MD
$25 Sep 29, 2016
2016 12
Clinton, Hillary Rodham
Iyer, Raja Consultant @ The World Bank Bethesda, MD
$50 Oct 13, 2020
2020 DEM
Biden, Joe
Iyer, Raja Economic Development @ World Bank Bethesda, MD
$13 Nov 9, 2020
2020 DEM
Warnock, Raphael
Iyer, Raja Economic Development @ The World Bank Bethesda, MD
$19 Sep 15, 2016
2016 12
Clinton, Hillary Rodham
Iyer, Raja Consultant @ The World Bank Bethesda, MD
$13 Sep 18, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Iyer, Raja The World Bank Bethesda, MD
$13 Oct 9, 2020
2020 DEM
Harrison, Jaime
Iyer, Raja Economic Development @ The World Bank Bethesda, MD
$5 Nov 15, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Iyer, Raja Economic Development @ World Bank Bethesda, MD
$25 Sep 30, 2016
12
Clinton, Hillary Rodham
Contributor Consultant @ The World Bank Bethesda, MD
$12 Dec 19, 2020
Unknown Committee
Iyer, Raja Economic Development @ The World Bank Bethesda, MD

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 31 political contribution records found for Raja Iyer. Total disclosed contributions amount to $531. Recipients include Clinton, Hillary Rodham. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Raja K Iyer

Age 70
·
1400 Laurel Ave, Minneapolis, MN 55403 (Hennepin County)
44.9737, -93.2830
TZ: Central
Edu: High School
Multi-Family
MP

Raja K Iyer

Age 70 Male
·
6248 Creekview Ln N, Minneapolis, MN 55443 (Hennepin County)
45.1096, -93.3616
· (651) 760-3283
Marital: Married TZ: Central
Homeowner Single Family Built 2000 Purchased 2010
MP

Raja Iyer

·
1111 Burman Dr, Turlock, CA 95382 (Stanislaus County)
37.5248, -120.8380
TZ: Pacific
Homeowner Single Family Built 2005 Purchased 2008

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 3 demographic profiles associated with Raja Iyer. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Raja Iyer. These loans were issued to businesses, not individuals.

Ranch Market Cleaners

Limited Liability Company(LLC

$36,965 Paid in Full
Address:
4020 N MacArthur Blvd Ste 138
Irving, TX75038-6422
Approved

Feb 13, 2021

Forgiven

$37,241

Jobs Reported

5

Loan #

8202788409

Loan Size

Small

Green Diagnostic INC

Corporation

$175,000 Paid in Full
Address:
4020 N MACARTHUR BLVD STE 122-173 n/a
Irving, TX75038
Approved

Apr 16, 2020

Forgiven

$115,466

Jobs Reported

35

Loan #

2805467206

Loan Size

Medium

Texas Intensivists Network PLLC

Corporation

$31,250 Paid in Full
Address:
4020 N MacArthur Blvd Ste 122-228
Irving, TX75038-6419
Approved

Feb 16, 2021

Forgiven

$31,486

Jobs Reported

3

Loan #

9367318400

Loan Size

Small

Rebecca Andrews

Sole Proprietorship

$20,832 Paid in Full
Address:
4020 N MacArthur Blvd # 122-280
Irving, TX75038-6413
Approved

Mar 23, 2021

Forgiven

$20,931

Jobs Reported

1

Loan #

6895658604

Loan Size

Small

Accolade Construction Company INC.

Corporation

$19,165 Paid in Full
Address:
4020 N MacArthur Blvd Ste 122-266
Irving, TX75038-6419
Approved

Feb 13, 2021

Forgiven

$19,271

Jobs Reported

1

Loan #

8538408404

Loan Size

Small

Midori Sushi INC DBA Midori Sushi Bar & Grill

Corporation

$24,190 Paid in Full
Address:
4020 N Macarthur Blvd Ste 114
Irving, TX75038
Approved

May 1, 2020

Forgiven

$24,447

Jobs Reported

4

Loan #

1236547701

Loan Size

Small

Munitoris, LLC

Limited Liability Company(LLC

$13,800 Paid in Full
Address:
4020 N MacArthur Blvd Ste 122 PMB 257
Irving, TX75038
Approved

Apr 29, 2020

Forgiven

$13,928

Jobs Reported

2

Loan #

4201827303

Loan Size

Small

Via Real INC.

Corporation

$532,653 Paid in Full
Address:
4020 N MacArthur Blvd Ste 100
Irving, TX75038-6423
Approved

Jan 27, 2021

Forgiven

$535,420

Jobs Reported

52

Loan #

6828838305

Loan Size

Medium

Forproject Technology, INC.

Corporation

$134,600 Paid in Full
Address:
4020 N Macarthur Blvd
Irving, TX75038-6419
Approved

Apr 29, 2020

Forgiven

$135,834

Jobs Reported

8

Loan #

4005987308

Loan Size

Small

Dfw Pipe Restoration LLC

Corporation

$61,283 Paid in Full
Address:
4020 N MacArthur Blvd # 122-300
Irving, TX75038-6419
Approved

Mar 10, 2021

Forgiven

$61,670

Jobs Reported

8

Loan #

8492708502

Loan Size

Small

Sophari Holdings LLC

Limited Liability Company(LLC

$38,205 Paid in Full
Address:
4020 N Macarthur Blvd Ste 138
Irving, TX75038
Approved

Apr 16, 2020

Forgiven

$38,559

Jobs Reported

7

Loan #

2669457208

Loan Size

Small

Midori Sushi INC DBA Midori Sushi Bar & Grill

Corporation

$34,317 Paid in Full
Address:
4020 N MacArthur Blvd Ste 114
Irving, TX75038-6423
Approved

Jan 30, 2021

Forgiven

$34,546

Jobs Reported

5

Loan #

8784388308

Loan Size

Small

Dfw Pipe Restoration LLC

Corporation

$61,282 Paid in Full
Address:
4020 N Macarthur Blvd #122-300
Irving, TX75038-6413
Approved

Apr 11, 2020

Forgiven

$61,886

Jobs Reported

7

Loan #

3436527100

Loan Size

Small

Texas Intensivists Network, PLLC

Corporation

$31,250 Paid in Full
Address:
4020 N Macarthur Blvd Ste 122
Irving, TX75038-6413
Approved

Jun 19, 2020

Forgiven

$31,524

Jobs Reported

3

Loan #

9066417907

Loan Size

Small

Khaled Khairan

Sole Proprietorship

$18,431 Paid in Full
Address:
4020 N MacArthur Blvd Ste 122-190
Irving, TX75038-6419
Approved

Apr 9, 2021

Forgiven

$18,512

Jobs Reported

1

Loan #

1133808809

Loan Size

Small

All Star Management Enterprise Services

Limited Liability Company(LLC

$296,640 Exemption 4
Address:
4020 N Macarthur Blvd Ste 122- 291
Irving, TX75038
Approved

Apr 30, 2020

Forgiven

$142,021

Jobs Reported

100

Loan #

6564717303

Loan Size

Medium

Lisa Addison

Self-Employed Individuals

$7,161 Paid in Full
Address:
4020 N MacArthur Blvd
Irving, TX75038-6413
Approved

Apr 9, 2021

Forgiven

$7,190

Jobs Reported

1

Loan #

1105578804

Loan Size

Small

Dump Divas, LLC

Limited Liability Company(LLC

$1,530 Paid in Full
Address:
4020 N Macarthur Blvd Ste 122-141
Irving, TX75038-6422
Approved

Apr 30, 2020

Jobs Reported

2

Loan #

6958597307

Loan Size

Small

All Star Management Enterprise Services

Limited Liability Company(LLC

$666,566 Exemption 4
Address:
4020 N Macarthur Blvd Ste 122 291
Irving, TX75038
Approved

May 1, 2020

Forgiven

$594,106

Jobs Reported

120

Loan #

5143717703

Loan Size

Medium

George Tokpah

Sole Proprietorship

$20,275 Paid in Full
Address:
4020 N MacArthur Blvd
Irving, TX75038-6419
Approved

Feb 11, 2021

Forgiven

$20,360

Jobs Reported

1

Loan #

7213048400

Loan Size

Small

Accolade Construction Company INC.

Corporation

$11,667 Paid in Full
Address:
4020 N Macarthur Blvd Ste 122-266
Irving, TX75038-6422
Approved

Apr 9, 2020

Forgiven

$11,801

Jobs Reported

1

Loan #

9421987005

Loan Size

Small

All Star Management Services Southwest

Limited Liability Company(LLC

$323,712 Exemption 4
Address:
4020 N Macarthur Blvd Ste 122-291
Irving, TX75038
Approved

May 2, 2020

Jobs Reported

100

Loan #

9767837308

Loan Size

Medium

Mva Doctor'S Network PA

Corporation

$138,855 Paid in Full
Address:
4020 N MacArthur Blvd
Irving, TX75038-6419
Approved

Jan 31, 2021

Forgiven

$139,898

Jobs Reported

11

Loan #

9621638300

Loan Size

Small

All Star Hotel Staffing Services, LLC

Limited Liability Company(LLC

$457,370 Exemption 4
Address:
4020 N Macarthur Blvd 122-291
Irving, TX75038
Approved

Apr 30, 2020

Forgiven

$75,248

Jobs Reported

120

Loan #

7697707309

Loan Size

Medium

All Star Management Enterprise Limited L

Limited Liability Company(LLC

$1,805,815 Exemption 4
Address:
4020 N Macarthur Blvd Ste 122 291
Irving, TX75038
Approved

May 1, 2020

Forgiven

$682,226

Jobs Reported

400

Loan #

6139837706

Loan Size

Medium-Large

Thomas Logan

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
4020 N MacArthur Blvd # 122-173
Irving, TX75038-6419
Approved

Apr 5, 2021

Forgiven

$20,972

Jobs Reported

1

Loan #

7083548703

Loan Size

Small

The Coker Company L.p.

Partnership

$60,435 Paid in Full
Address:
4020 N MacArthur Blvd Ste 132
Irving, TX75038-6413
Approved

Feb 3, 2021

Forgiven

$61,137

Jobs Reported

22

Loan #

2518918410

Loan Size

Small

Gcd Construction Services LLC

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
4020 N MacArthur Blvd Ste 122-273
Irving, TX75038-6419
Approved

May 29, 2021

Forgiven

$20,933

Jobs Reported

1

Loan #

9424849007

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 28 PPP loan records are linked to businesses associated with Raja Iyer. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Raja Iyer on the map

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Raja Iyer in Arlington, TX: Background Summary

Location
2307 Englishoak Dr,Arlington, TX 76016, Arlington, TX
Other Locations
Turlock, CA ยท Minneapolis, MN ยท Arlington, TX and 2 more
Profiles Found
7 people with this name
Phone Numbers
(817) 249-5292 and 1 other on file
Email
iyer@uta.edu and 1 other on file
Possible Relatives
Vasanthi R Iyer, Veena Akilandeswari Iyer, Gautham Venkatakrishna Iyer, Subramani J Iyer, Gautham V Iyer and 2 more
Career
Dir Comp Info Systems
Properties
1property owned
Contributions
$530.5 total โ€” Clinton, Hillary Rodham
PPP Loans
$5065K for Ranch Market Cleaners, Green Diagnostic INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Raja Iyer. Because public records are indexed by name rather than by a unique identifier, the 81 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Raja Iyer

Search Complexity: Moderate

81 public records across 6states, belonging to approximately 7 different individuals. There are 7 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: Texas (9%), followed by California and Minnesota. Spans the South and West regions.

TX7recordsCA5recordsMN3recordsMD2recordsOH1recordSC1record

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (40%), which include employer and occupation, which are strong distinguishing fields. Also includes PPP Loan Records (28) and Contact & Address Records (7).

31
Political Contribution Records
28
PPP Loan Records
7
Contact & Address Records
5
Corporate Records
4
Business & Corporate Filings
1
Property Ownership Records

Frequently Asked Questions About Raja Iyer

Does Raja Iyer own property?
County assessor records show 1 property associated with Raja Iyer . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What businesses are associated with Raja Iyer?
We found 4 business affiliations for Raja Iyer (Dir Comp Info Systems). Business records are compiled from state registries, SEC filings, and professional databases.
Has Raja Iyer made political donations?
FEC disclosure records show 31 reported political contributions from Raja Iyer, totaling $531. Recipients include Clinton, Hillary Rodham. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Raja Iyer?
Our database contains 81 total records for Raja Iyer spanning 6 states. This includes 7 distinct contact records, 3 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Raja Iyer?
The 81 records displayed for Raja Iyer are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Raja Iyer remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.