Ralph Cloud

Age 92 b. 1933-05-13
๐Ÿ“ 906 Old Mill Rd, Ball Ground Ga
๐Ÿ“ž (770) 887-5612, (770) 733-7296, (404) 985-4283
โœ‰๏ธ PHYLLISCLOUD@ATT.NET, phylliscloud@att.net, ralphcloud@mail.com

Ralph Mc Cloud

Age 80 b. 1945-10-04
๐Ÿ“ 13595 Rutherford, Detroit Mi 48227
๐Ÿ“ž (313) 838-1336
โœ‰๏ธ RALPH.CLOUD@ATT.NET, ralph.cloud@att.net

Ralph Cloud from El Paso, TX

Age 53
๐Ÿ“ 1049 Francine St, El Paso, TX 79907
๐Ÿ“ž (915) 592-5335

Ralph Cloud from London, KY

Age 47
๐Ÿ“ 3256 Terrells Creek Rd, London, KY 40741
๐Ÿ“ž (606) 843-2466, (606) 843-2466, (606) 843-6484
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Sandra K Simpson,Rebecca June Cloud,Curtis Cloud,Wanda Cloud,Wanda Cloud

Ralph Cloud from Dowagiac, MI

Age 68
๐Ÿ“ 30336 Peavine St, Dowagiac, MI 49047
๐Ÿ“ž (269) 782-2223, (616) 782-2223, (269) 782-3000, (573) 989-6566

Ralph Cloud from Franklin, IN

Age 82 b. Mar 1943 Johnson Co.
๐Ÿ“ 4365 N 600 E
๐Ÿ“ž (317) 736-9560, (812) 889-2078
๐Ÿ‘ค aka General R Cloud

Ralph Cloud from Modesto, CA

Age 119 b. Nov 1906 Stanislaus Co.
๐Ÿ“ 1517 Wakebridge Dr
๐Ÿ“ž (301) 937-2358, (602) 981-9466

Ralph Cloud from Knoxville, TN

Age 93 b. 1933 Knox Co.
๐Ÿ“ 4512 Meredith Rd
๐Ÿ“ž (865) 938-8487

Ralph Cloud from London, KY

Age 58 b. Jun 1967 Laurel Co.
๐Ÿ“ 3214 Terrells Creek Rd
๐Ÿ“ž (606) 843-2466

Ralph Cloud from Knoxville, TN

Age 81
๐Ÿ“ 4512 Meredith Rd, Knoxville, TN 37921
๐Ÿ“ž (865) 938-8487, (865) 938-8487
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Christine E Cloud,Anna C Cloud

Ralph Cloud from Dayton, OH

Age 82 b. Feb 1944 Montgomery Co.
๐Ÿ“ 5264 Woodcock Way
๐Ÿ“ž (937) 233-7390

Ralph Cloud from Ball Ground, GA

Age 92 b. May 1933 Cherokee Co.
๐Ÿ“ 906 Old Mill Rd
๐Ÿ“ž (770) 887-5612

Ralph Cloud from Dowagiac, MI

Age 80 b. 1946 Cass Co.
๐Ÿ“ 30336 Peavine St
๐Ÿ“ž (269) 782-3000

Ralph Cloud from Ages Brooksde, KY

Age 81
๐Ÿ“ 4 Po Box, Ages Brooksde, KY 40801
๐Ÿ“ž (606) 837-2816, (606) 837-2816

Ralph Cloud from Scotts Valley, CA

Male
๐Ÿ“ 552 Bean Creek Rd Spc 109
๐Ÿ“ž (619) 277-7136 (T-MOBILE)

Ralph Cloud from Madison, AL

Age 73 b. 1953 Male
๐Ÿ“ 119 Jay Dr
๐Ÿ“ž (256) 325-9270

Ralph Mc Cloud from Homestead, FL

Age 67
๐Ÿ“ 1950 Se 23rd Ct, Homestead, FL 33035

Ralph Cloud from San Leandro, CA

Age 74 b. Aug 1951 Alameda Co.
๐Ÿ“ 16030 Foothill Bl

Ralph Cloud from Bakersfield, CA

Age 113 b. Oct 1912 Kern Co.
๐Ÿ“ 6609 Azalea Ave
๐Ÿ‘ค aka Cloud Gary R

Ralph Cloud from Dowagiac, MI

Age 79 b. Jun 1946 Cass Co.
๐Ÿ“ 603 Prairie

Ralph Cloud from Lisbon, OH

Age 85 b. May 1940 Columbiana Co.
๐Ÿ“ 8250 Pritchard Ave

Ralph Cloud from Lodi, CA

Age 58 b. Sep 1967 San Joaquin Co.
๐Ÿ“ 1073 Awani Dr

Ralph Cloud from Ages Brooksde, KY

Age 92 b. Oct 1933 Harlan Co.
๐Ÿ“ Po Box 4

Ralph Cloud from Sacramento, CA

Age 92 b. Aug 1933 Sacramento Co.
๐Ÿ“ 3241 Alta Wa 203

Ralph Cloud from Sacramento, CA

Age 92 b. Dec 1933 Sacramento Co.
๐Ÿ“ 3241 Alta Arden Expy Unit 203

Ralph Cloud from El Dorado, AR

Age 103 b. Aug 1922 Union Co.
๐Ÿ“ 706 W Oak St

Ralph Cloud from Lake City, AR

Age 99
๐Ÿ“ 185 Po Box, Lake City, AR 72437

Ralph Cloud from Detroit, MI

Wayne Co.
๐Ÿ“ 13595 Rutherford St
๐Ÿ“ž (313) 838-1336

Ralph Cloud from San Diego, CA

Male
๐Ÿ“ 3790 Florida St Unit Ag06

Ralph Cloud from Mesilla, NM

Dona Ana Co.
๐Ÿ“ Rr 1 Po Box 33

Ralph Cloud from Lexington, IN

Scott Co.
๐Ÿ“ Rr 2 2 Po Box 59

Ralph Cloud from El Paso, TX

El Paso Co.
๐Ÿ“ 1049 Francine St

Ralph Cloud from Jonesboro, AR

Craighead Co.
๐Ÿ“ 16 W Matthews 55

Ralph Cloud from Dayton, OH

Montgomery Co.
๐Ÿ“ 2372 Descant Dr

Ralph Cloud from Fair Oaks, CA

Sacramento Co.
๐Ÿ“ 4418 Van Dyce Wa

Ralph Cloud from El Paso, TX

El Paso Co.
๐Ÿ“ 342 Hourglass Dr

Ralph Cloud from Knoxville, TN

Knox Co.
๐Ÿ“ Rr 22

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 38 contact records for Ralph Cloud across 12 states. The most recent address on file is in Franklin, Indiana. Of these records, 18 include phone numbers and 2 include email addresses. Ages range from 47 to 99, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Cloud Ralph

El-paso County
PIN: 263905.0
· 1053 Francine, EL PASO tx

Cloud Ralph E Dr Est

Nueces County
· 0 *unassigned, Port-Aransas

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Ralph Cloud in Port-Aransas. Values shown are from county assessor records and may differ from current market prices.

Ralph Cloud

Reg: 19900616
906 Old Mill Rd, Ball Ground, 301075152
Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Ralph Cloud. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 Lincoln MKX
ยท Registered to: Ralph Cloud
ยท VIN: 2LMDU88C88BJ12820
·
4365 N 600 E, Franklin, IN, 46131-7865
·
(317) 736-9560
2010 GMC Terrain
ยท Registered to: Ralph Cloud
ยท VIN: 2CTFLFEY4A6275404
·
4512 Meredith Rd, Knoxville, TN, 37921
·
(865) 938-8487
2008 Pontiac G6
ยท Registered to: Ralph Cloud
ยท VIN: 1G2ZF57BX84269609
·
1043 Fray Pl, El Paso, TX, 79907
2005 CHEVROLET MALIBU 4DR SEDAN
ยท Registered to: Ralph Cloud
ยท VIN: 1G1ZT62835F167972
·
3256 Terrells Creek Rd, London, KY, 40741
·
(606) 843-0728
2008 FORD RANGER
ยท Registered to: Ralph Cloud
ยท VIN: 1FTYR10U08PA67539
·
1043 Fray Pl, El Paso, TX, 79907-2203
·
(915) 592-5335

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Ralph Cloud. Registered makes include Lincoln, Gmc, Pontiac, Chevrolet and others. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Tuscola Auto Parts

Owner
(217) 253-3333
Tuscola, IL
Gasoline Service Stations and Automotive Dealers (Automotive)

Coffee News

Principal
(925) 449-2205
Livermore, CA
Publishing, Allied and Printing Industries (Industries)

Circle Distributing Inc

Owner
(317) 241-6282
Indianapolis, IN
Gasoline Service Stations and Automotive Dealers (Automotive)

Kustom Video

Ralph CloudManager
(850) 712-5496ralph.cloud@gci.net
8846 Se C D Clark Rd, Blountstown, FL32424
kustomvideo.com

Kustom Video

Ralph CloudManager
(850) 712-5496ralph.cloud@gci.net
8846 Se C D Clark Rd, Blountstown, FL32424

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 7 business affiliations were found for Ralph Cloud. Companies include Tuscola Auto Parts, Coffee News, Circle Distributing Inc and 1 more. Roles listed include Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

El Paso Cloud 8, LLC

Addr: 1043 Fray Place, El Paso, TX, 79907
TX
Manager: Ralph Cloud

Unknown Corporation

Addr: 1043 Fray Place, El Paso, TX, 79907
TX
Officer: Ralph Tony Cloud

El Paso Cloud 8, LLC

ID: 0802153171
Addr: 1043 Fray Place, El Paso, TX, 79907
TX
Manager: Ralph Tony Cloud

Source: Public Records Ralph Cloud appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Ralph Cloud

North Laurel County High School - London, KY, KY
1985

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Ralph Cloud has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 Apr 28, 1998
1998
Ohioans For Wildlife Conservation Committee
Cloud, Ralph Dayton, OH
$68 Dec 31, 2002
2002
Cwa Cope Pcc
Cloud, Ralph E Dayton, OH
$5 Apr 28, 1998
Ohioans For Wildlife Conservation Committee
Contributor Dayton, OH

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 3 political contribution records found for Ralph Cloud. Total disclosed contributions amount to $78. Recipients include Ohioans For Wildlife Conservation Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Ralph Cloud

Male
·
13595 Rutherford St, Detroit, MI 48227 (Wayne County)
42.3851, -83.2029
· (313) 838-1336
TZ: Eastern
Single Family
MP

Ralph Cloud

Age 66 Male
·
1051 Redondo Way, Livermore, CA 94550 (Alameda County)
37.6665, -121.7830
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1959 Purchased 2006
MP

Ralph W Cloud

Age 77 Male
·
8250 Pritchard Ave, Lisbon, OH 44432 (Columbiana County)
40.7807, -80.7628
Marital: Inferred Married TZ: Eastern
Occ: Professional Edu: Some College
Homeowner Single Family Built 1997 Purchased 1995
MP

Ralph Cloud

Male
·
950 Old Mill Rd, Ball Ground, GA 30107 (Cherokee County)
34.2581, -84.3077
TZ: Eastern
Homeowner Single Family Built 1979 Purchased 2015
MP

Ralph Cloud

Age 74 Male
·
4365 N 600 E, Franklin, IN 46131 (Johnson County)
39.5423, -85.9900
· (317) 840-5579
Marital: Married TZ: Eastern
Occ: White Collar Edu: High School
Homeowner Single Family Built 1991
MP

Ralph E Cloud

Age 73 Male
·
5264 Woodcock Way, Dayton, OH 45424 (Montgomery County)
39.8227, -84.1119
· (937) 233-7390
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1979 Purchased 1993
MP

Ralph Cloud

Male
·
PO Box 818, Evarts, KY 40828 (Harlan County)
36.8606, -83.1715
TZ: Eastern
MP

Ralph Cloud

Male
·
5121 E Lovers Ln, Lexington, IN 47138 (Scott County)
38.6711, -85.6778
· (812) 343-4280
TZ: Eastern
Single Family
MP

Ralph T Cloud

Age 79 Male
·
1052 Richard Dr, El Paso, TX 79907 (El Paso County)
31.7365, -106.3290
Marital: Married TZ: Mountain
Edu: Some College
Homeowner Single Family Built 1960 Purchased 2005
MP

Ralph Cloud

Male
·
1043 Fray Pl, El Paso, TX 79907 (El Paso County)
31.7390, -106.3410
· (915) 471-4188
TZ: Mountain
Homeowner Single Family Built 1961
MP

Ralph Cloud

Age 84 Male
·
906 Old Mill Rd, Ball Ground, GA 30107 (Cherokee County)
34.2661, -84.3011
· (706) 889-2871
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1986 Purchased 2006
MP

Ralph C Cloud

Age 50 Male
·
3214 Terrells Creek Rd, London, KY 40741 (Laurel County)
37.2500, -83.9448
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1923
MP

Ralph Cloud

Male
·
PO Box 125, Redlake, MN 56671 (Beltrami County)
47.8380, -95.0846
· (612) 521-2037
TZ: Central
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 13 demographic profiles associated with Ralph Cloud. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ralph Cloud. These loans were issued to businesses, not individuals.

Jeanne Mulhern

Sole Proprietorship

$20,833 Paid in Full
Address:
552 Bean Creek Rd
Scotts Valley, CA95066-3325
Approved

Apr 14, 2021

Forgiven

$21,009

Jobs Reported

1

Loan #

3431558803

Loan Size

Small

Stephen Pitzer

Sole Proprietorship

$20,833 Paid in Full
Address:
552 Bean Creek Rd Spc 183
Santa Cruz, CA95066-3344
Approved

May 7, 2021

Forgiven

$20,934

Jobs Reported

1

Loan #

7684358907

Loan Size

Small

Musicalme INC.

Corporation

$45,990 Exemption 4
Address:
552 Bean Creek Rd Spc 97
Scotts Valley, CA95066-3335
Approved

Feb 2, 2021

Forgiven

$46,732

Jobs Reported

7

Loan #

1805248408

Loan Size

Small

Matt Langland Construction LLC

Limited Liability Company(LLC

$6,772 Paid in Full
Address:
PO Box 125
Jeffers, MN56145-4038
Approved

May 15, 2020

Forgiven

$6,813

Jobs Reported

1

Loan #

6828027400

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Ralph Cloud. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ralph Cloud on the map

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Ralph Cloud in Ball Ground, GA: Background Summary

Location
906 Old Mill Rd, Ball Ground Ga, Ball Ground, GA
Other Locations
Franklin, IN ยท Modesto, CA ยท Knoxville, TN and 20 more
Profiles Found
38 people with this name
Phone Numbers
(770) 887-5612 and 18 others on file
Email
phylliscloud@att.net and 2 others on file
Possible Relatives
Betty Mae Mccloud, Cotrina Lashon Edmond, Deonte C Adams, Harris Cantrell, Natallie A Mccloud and 62 more
Career
Manager at Tuscola Auto Parts, Coffee News
Properties
2properties owned
Vehicles
5 linked โ€” 2008 Lincoln Mkx, 2010 Gmc Terrain and 3 more
Contributions
$77.6 total โ€” Ohioans For Wildlife Conservation Committee
PPP Loans
$94,428.32 for Jeanne Mulhern, Stephen Pitzer

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ralph Cloud. Because public records are indexed by name rather than by a unique identifier, the 88 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ralph Cloud

Search Complexity: High

88 public records across 15states, belonging to approximately 38 different individuals. With 38 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: California (14%), followed by Texas and Kentucky. Spans the South and Midwest regions.

CA12recordsTX10recordsKY9recordsIN8recordsMI7recordsOH6records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (66%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (7) and Vehicle Registration Records (5).

49
Contact & Address Records
7
Business & Corporate Filings
5
Vehicle Registration Records
4
PPP Loan Records
3
Corporate Records
3
Political Contribution Records

Age Distribution

Age range: approximately 73 years, suggesting multiple generations. Largest group: Senior (65+) (81%).

Senior (65+)13peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ralph Cloud

Is Ralph Cloud a registered voter?
Yes, voter registration records show Ralph Cloud is registered. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ralph Cloud own property?
County assessor records show 2 properties associated with Ralph Cloud . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ralph Cloud?
Records show 5 vehicle registrations associated with Ralph Cloud, including a 2008 Lincoln MKX. Registered makes include Lincoln, Gmc, Pontiac, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ralph Cloud?
We found 7 business affiliations for Ralph Cloud, including Tuscola Auto Parts. Other companies include Coffee News, Circle Distributing Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Ralph Cloud made political donations?
FEC disclosure records show 3 reported political contributions from Ralph Cloud, totaling $78. Recipients include Ohioans For Wildlife Conservation Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ralph Cloud?
Our database contains 88 total records for Ralph Cloud spanning 15 states. This includes 38 distinct contact records, 18 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ralph Cloud?
The 88 records displayed for Ralph Cloud are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ralph Cloud remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.