Ralph L Gusmus from Germantown, TN

Age 74
๐Ÿ“ 1896 Clarington Dr, Germantown, TN 38138
๐Ÿ“ž (901) 861-2008, (901) 754-4054, (901) 685-8058, (901) 205-1000, (901) 685-2711, (901) 754-8894
โœ‰๏ธ ralphgusmus@gmail.com, sales@gusmus.com

Ralph Gusmus from Collierville, TN

Age 53 b. Feb 1973
๐Ÿ“ 1729 Napier Woods Dr
๐Ÿ“ž (901) 861-2008
โœ‰๏ธ ralphgusmus@gmail.com
๐Ÿ‘ค aka Lee Gusmus, Ralph J Gusmus, Ralph J J Gusmus

Ralph Gusmus from Saulsbury, TN

Age 66
๐Ÿ“ 1305 Callahan Rd, Saulsbury, TN 38067
๐Ÿ“ž (901) 754-5056, (901) 685-8058, (901) 685-8058, (901) 754-5056, (901) 754-8894, (901) 685-2711, (901) 767-8410
๐Ÿช Gusmus Electric Company, Inc

Ralph Gusmus from Germantown, TN

Age 79 b. 1947 Male
๐Ÿ“ 1896 Clarington Dr
๐Ÿ“ž (901) 754-5056

Ralph Gusmus from Memphis, TN

Age 53 b. Feb 1973 Shelby Co.
๐Ÿ“ 6520 Ballenshire Dr 17

Ralph Gusmus from Saulsbury, TN

Age 74 b. 1952 Hardeman Co.
๐Ÿ“ 1305 Callahan Rd

Ralph Gusmus from Memphis, TN

Age 78 b. Nov 1947 Shelby Co.
๐Ÿ“ 770 Valleybrook Dr

Ralph Gusmus from Memphis, TN

Shelby Co.
๐Ÿ“ 3212 Jackson Ave

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 8 contact records for Ralph Gusmus in Tennessee. The most recent address on file is in Germantown, Tennessee. Of these records, 4 include phone numbers and 2 include email addresses. Ages range from 66 to 74, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Gusmus, Ralph

Colbert County
PIN: 405150001015000
· 0
Lot: 52,480sqft

Gusmus Ralph L Jr And Allison F Gusmus

Shelby County
· 1729 Napier Woods Dr, Collierville Tn 38017.0
Built: 1998.0
Assessed: $83,525

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Ralph Gusmus in Collierville. Values shown are from county assessor records and may differ from current market prices.

2012 MERCEDES-BENZ M-CLASS
ยท Registered to: Ralph Gusmus
ยท VIN: 4JGDA2EB3CA026770
·
PO Box 38160, Germantown, TN, 38183-0160
·
(901) 754-5056
2009 Chevrolet Silverado 1500
ยท Registered to: Ralph Gusmus
ยท VIN: 3GCEC23J29G164193
·
1729 Napier Woods Dr, Collierville, TN, 38017-0838
·
(901) 861-2008
2004 HONDA PILOT FULL SIZE UTILITY
ยท Registered to: Ralph Gusmus
ยท VIN: 2HKYF18554H564338
·
1729 Napier Woods Dr, Collierville, TN, 38017
·
(901) 861-2008
2008 JAGUAR S-TYPE
ยท Registered to: Ralph Gusmus
ยท VIN: SAJWA01A48FN84301
·
1896 Clarington Dr, Germantown, TN, 38138-1939
·
(901) 754-5056
2004 Chevrolet Silverado K2500
ยท Registered to: Ralph Gusmus
ยท VIN: 1GCHK23204F243834
·
1729 Napier Woods Dr, Collierville, TN, 38017
2001 FORD F250 PICKUP
ยท Registered to: Ralph Gusmus
ยท VIN: 1FTNW21F41EC98334
·
1729 Napier Woods Dr, Collierville, TN, 38017
·
(901) 861-2008
2000 JEEP WRANGLER TJ WAGON
ยท Registered to: Ralph Gusmus
ยท VIN: 1J4FA49S1YP719676
·
1729 Napier Woods Dr, Collierville, TN, 38017
·
(901) 861-2008
2008 MERCEDES-BENZ M-CLASS
ยท Registered to: Ralph Gusmus
ยท VIN: 4JGBB22E08A305636
·
PO Box 38160, Germantown, TN, 38183-0160
ยท Registered to: Ralph Gusmus
·
1729 Napier Woods Dr, Collierville, TN, 38017
·
(901) 861-2008
2003
ยท Registered to: Ralph Gusmus
·
1729 Napier Woods Dr, Collierville, TN, 38017
·
(901) 861-2008

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 10 vehicle registration records are associated with Ralph Gusmus. Registered makes include Mercedes-Benz, Chevrolet, Honda, Jaguar and others. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Gusmus Electric Co Inc

President
(901) 205-1000
Memphis, TN
Construction - Special Trade Contractors (Construction)

Gusmus Electric Co

Owner
(901) 205-1000Ralph.Gusmus@gusmus.com
Memphis, TN
Construction - Special Trade Contractors (Construction)

Gusmus Electric Co., Inc.

Ralph GusmusOwner
+1.901.205.1000ralph@gusmus.com
Memphis, TN38116-2410

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 3 business affiliations were found for Ralph Gusmus. Companies include Gusmus Electric Co Inc, Gusmus Electric Co, Gusmus Electric Co., Inc.. Roles listed include Owner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: AK
AK
President: Ralph Gusmus

Unknown Corporation

Addr: 1750 Transport Ave, Memphis, TN, 38116
TN
MANAGING MEMBER: Ralph Gusmus

Electrical Contracting Enterprises LLC

Addr: 1750 Trans Point Ave, Memphis, TN, 38116
TN
Officer: Ralph Gusmus

Landmark Alliance, LLC

Addr: 1750 Trans Point Ave, Memphis, NV, 38116
NV
Mmember: Ralph Gusmus

Electrical Contracting Enterprises LLC

ID: 0800369284
Addr: 1750 Transport Ave, Memphis, TN, 38116
TN
MANAGING MEMBER: Ralph Gusmus

Source: Public Records Ralph Gusmus appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Ralph Gusmus

Christian Brothers High School - Memphis, TN, TN
1992

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Ralph Gusmus has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$500 May 10, 1998
1998 REP
Hargett, Tre
Gusmus, Ralph Gusmus Electric Co INC @ 1649 Memphis, TN
$1,000 Jan 13, 2000
2000 REP
Stanley, Paul
Gusmus, Ralph Presid Memphis, TN
$250 Jul 14, 2010
2010 REP
Haslam, Bill
Gusmus, Ralph L Contractor @ Gusmus Electric Germantown, TN
$1,050 Aug 26, 2011
2012
West Tenn Abc
Gusmus, Ralph Owner @ Gusmus Electric Co Memphis, TN
$500 Jul 29, 2009
2010
West Tenn Abc
Gusmus, Ralph Owner @ Gusmus Electric Co Memphis, TN
$390 Jul 19, 2004
2004
West Tenn Abc
Gusmus, Ralph Owner @ Gusmus Electric Co Memphis, TN
$300 May 30, 2003
2004 UNK
Associated Builders And Contractors Pac
Gusmus, Ralph L President @ Gusmus Electric Co INC Memphis, TN
$250 Aug 23, 1998
1998 REP
Pleasant, Wc (bubba)
Gusmus, Ralph Gusmus Electric Co INC @ 1910 Memphis, TN
$1,000 May 14, 2002
2002 REP
Taylor, Brent
Gusmus, Ralph Electrician @ Gusmus Electric Memphis, TN
$260 Jun 25, 2004
2004 UNK
Associated Builders And Contractors Pac
Gusmus, Ralph L President @ Gusmus Electric Co, INC Memphis, TN
$250 Feb 27, 2009
2010 UNK
Associated Builders And Contractors Political Action Committee (abc Pac)
Gusmus, Ralph L P @ Gusmus Electrical Contractors LLC Memphis, TN
$500 Jul 22, 2008
2008 REP
Leatherwood, Thomas F Iii
Gusmus, Ralph L Owner @ Gusmus Electric Memphis, TN
$1,000 Aug 24, 2011
2012 REP
Corker, Robert P Jr
Gusmus, Ralph L Contractor @ Gusmus Electric Germantown, TN
$200 Aug 21, 2012
2012 REP
Corker, Robert P Jr
Gusmus, Ralph L Contractor @ Gusmus Electric Germantown, TN
$250 Nov 14, 2007
2008 REP
Todd, Curry
Gusmus, Ralph L President @ Gusmus Electric Co INC Memphis, TN
$500 Jul 15, 2008
2008 REP
Leatherwood, Thomas F Iii
Gusmus, Ralph L Owner @ Gusmus Electric Memphis, TN
$150 Feb 20, 2004
2004
West Tenn Abc
Gusmus, Ralph Owner @ Gusmus Electric Co Memphis, TN
$1,000 Aug 21, 2012
2012 REP
Romney, Mitt
Gusmus, Ralph L Retired Germantown, TN
$250 Mar 31, 2009
2010
West Tenn Abc
Gusmus, Ralph Owner @ Gusmus Electric Co Memphis, TN
$400 Jun 25, 2002
2002 UNK
Associated Builders And Contractors Political Action Committee (abc/Pac)
Gusmus, Ralph L President @ Gusmus Electric Co INC Memphis, TN
$1,000 Sep 13, 2002
2002 REP
Hilleary, Van
Gusmus, Ralph President @ Gusmus Electric Co INC Memphis, TN
$500 Mar 3, 2011
2012
West Tenn Abc
Gusmus, Ralph Owner @ Gusmus Electric Co Memphis, TN
$250 Sep 8, 2004
2004 REP
Pellicciotti, John
Gusmus, Ralph L President Memphis, TN
$1,000 Oct 18, 2009
2010 REP
Wicker, Roger F
Gusmus, Ralph Owner @ Gusmus Electric Germantown, TN
$500 Oct 9, 2002
2002 REP
Hargett, Tre
Gusmus, Ralph President @ Gusmus Electric Co INC Memphis, TN
$1,000 Dec 31, 2001
2002 REP
Hilleary, Van
Gusmus, Ralph Memphis, TN
$2,500 Sep 9, 2010
2010
West Tenn Abc
Gusmus, Ralph Owner @ Gusmus Electric Co Memphis, TN
$300 Jun 18, 1997
1998 UNK
Associated Builders And Contractors Political Action Committee (abc/Pac)
Gusmus, Ralph Presid @ Gusmus Electric Co INC Memphis, TN
$250 Jun 27, 1996
1996 REP
Leatherwood, Tom
Gusmus, Ralph Contractor Memphis, TN
$250 Jul 6, 2000
2000 DEM
Bowers, Kathryn
Gusmus, Ralph Presid Memphis, TN
$500 Aug 30, 2008
2008 REP
Stanley, Paul
Gusmus, Ralph L President @ Gusmus Electric Memphis, TN
$1,250 Apr 21, 2008
2008
West Tenn Abc
Gusmus, Ralph Owner @ Gusmus Electric Co Memphis, TN
$400 Jul 7, 2001
2002 UNK
Associated Builders And Contractors Political Action Committee (abc/Pac)
Gusmus, Ralph Presid @ Gusmus Electric Co INC Memphis, TN
$160 Aug 1, 2016
2016 REP
Trump, Donald J
Gusmus, Ralph Electrical Contractor @ Self Employed Germantown, TN
$500 Jun 26, 1998
1998 REP
Todd, Curry
Gusmus, Ralph Gusmus Electric Co INC @ 1648 Memphis, TN
$250 Jun 28, 1996
1996 UNK
Associated Builders And Contractors Political Action Committee (abc/Pac)
Gusmus, Ralph Presid @ Gusmus Electric Co INC Memphis, TN
$500 Nov 5, 2003
2004 REP
Pleasant, W C (bubba)
Gusmus, Ralph L President Nashville, TN
$300 Oct 21, 1996
1996 REP
Thompson, Fred Dalton
Gusmus, Ralph L Electrician @ Gusmus Electric Memphis, TN
$1,000 Nov 22, 1996
1998 REP
Sundquist, Don
Gusmus, Ralph Gusmus Electric Co INC @ 1075 Memphis, TN
$250 Jul 8, 2000
2000 REP
Frist, Bill
Gusmus, Ralph L Presid @ Contractor Memphis, TN
$500 Oct 19, 2000
2000 REP
Baird, William
Gusmus, Ralph Presid Memphis, TN
$500 Aug 28, 1998
1998 REP
Sundquist, Don
Gusmus, Ralph Gusmus Electric Co INC @ 2101 Memphis, TN
$1,250 Mar 21, 2008
2008 UNK
Associated Builders And Contractors, Pac
Gusmus, Ralph L P @ Gusmus Electrical Contractors LLC Memphis, TN
$250 Sep 18, 2010
2010 REP
Haslam, Bill
Gusmus, Ralph L Contractor @ Gusmus Electric Germantown, TN
$250 Aug 31, 1998
1998 REP
Bryant, Edward G
Gusmus, Ralph Presid @ Gusmus Electric Co INC Memphis, TN
$300 Aug 23, 2007
2008
West Tenn Abc
Gusmus, Ralph Owner @ Gusmus Electric Co Memphis, TN
$250 Mar 31, 1995
1996 REP
Alexander, Lamar
Gusmus, Ralph L Memphis, TN
$250 Oct 8, 2006
2006 R
Stanley, Paul
Gusmus, Ralph Memphis, TN
$200 Oct 12, 1994
1994 REP
Frist, Bill
Gusmus, Ralph Presid @ Contractor Memphis, TN
$500 Sep 13, 2002
2002 REP
Person Jr, Curtis S
Gusmus, Ralph President @ Gusmus Electric Co INC Memphis, TN
$160 Aug 1, 2016
REP
Trump, Donald J
Contributor Electrical Contractor @ Self Employed Germantown, TN
$260 Jun 25, 2004
Unknown Committee
Gusmus, Ralph L President @ Gusmus Electric Co., Inc. Memphis, TN
$250
2006 R
Stanley, Paul
Contributor President @ Gusmus Electric Memphis, TN

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for Ralph Gusmus. Total disclosed contributions amount to $27,580. Recipients include Trump, Donald J, Stanley, Paul. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Ralph L Gusmus

Age 69 Male
·
1896 Clarington Dr, Germantown, TN 38138 (Shelby County)
35.0955, -89.8331
· (901) 754-5056
Marital: Married TZ: Central
Occ: Technical Edu: High School
Homeowner Single Family Built 2004 Purchased 2009

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 1 demographic profile associated with Ralph Gusmus. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ralph Gusmus. These loans were issued to businesses, not individuals.

Lyons Enterprises Incorporated

Corporation

$220,640 Paid in Full
Address:
1750 Transport Ave
Memphis, TN38116-2410
Approved

Feb 2, 2021

Forgiven

$222,786

Jobs Reported

28

Loan #

1803258407

Loan Size

Medium

Lyons Enterprises, Incorporated

Corporation

$220,640 Paid in Full
Address:
1750 Transport Ave
Memphis, TN38116
Approved

Apr 27, 2020

Forgiven

$223,777

Jobs Reported

28

Loan #

5818287203

Loan Size

Medium

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Ralph Gusmus. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ralph Gusmus on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
1
1
27

Ralph Gusmus in Collierville, TN: Background Summary

Location
1729 Napier Woods Dr, Collierville, TN 38017
Other Locations
Germantown, TN ยท Memphis, TN ยท Saulsbury, TN
Profiles Found
8 people with this name
Phone Numbers
(901) 861-2008 and 6 others on file
Email
ralphgusmus@gmail.com and 1 other on file
Possible Relatives
Merrie Allison Faulk, Ann W Gusmus, Frank J Gusmus, Shirley J Pennebaker, Lynn Gusmus and 2 more
Career
Gusmus Electric Co Inc, Gusmus Electric Co
Properties
2properties owned
Vehicles
10 linked โ€” 2012 Mercedes-Benz M-Class, 2009 Chevrolet Silverado 1500 and 8 more
Contributions
$27.6K total โ€” Stanley, Paul, Trump, Donald J
PPP Loans
$441K for Lyons Enterprises Incorporated, Lyons Enterprises, Incorporated

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ralph Gusmus. Because public records are indexed by name rather than by a unique identifier, the 86 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ralph Gusmus

Search Complexity: Moderate

86 public records across 3states, belonging to approximately 8 different individuals. There are 8 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are moderately distributed across 3 states. Highest concentration: Tennessee (31%), followed by Alaska and Nevada. Spans the South and West regions.

TN27recordsAK1recordNV1record

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (63%), which include employer and occupation, which are strong distinguishing fields. Also includes Vehicle Registration Records (10) and Contact & Address Records (9).

53
Political Contribution Records
10
Vehicle Registration Records
9
Contact & Address Records
5
Corporate Records
3
Business & Corporate Filings
2
Property Ownership Records

Age Distribution

Age range: approximately 26 years, suggesting multiple generations. Largest group: Senior (65+) (75%).

Senior (65+)3peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ralph Gusmus

Does Ralph Gusmus own property?
County assessor records show 2 properties associated with Ralph Gusmus . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ralph Gusmus?
Records show 10 vehicle registrations associated with Ralph Gusmus, including a 2012 MERCEDES-BENZ M-CLASS. Registered makes include Mercedes-Benz, Chevrolet, Honda, Jaguar. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ralph Gusmus?
We found 3 business affiliations for Ralph Gusmus, including Gusmus Electric Co Inc. Other companies include Gusmus Electric Co, Gusmus Electric Co., Inc.. Business records are compiled from state registries, SEC filings, and professional databases.
Has Ralph Gusmus made political donations?
FEC disclosure records show 53 reported political contributions from Ralph Gusmus, totaling $27,580. Recipients include Trump, Donald J and Stanley, Paul. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ralph Gusmus?
Our database contains 86 total records for Ralph Gusmus spanning 3 states. This includes 8 distinct contact records, 4 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ralph Gusmus?
The 86 records displayed for Ralph Gusmus are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ralph Gusmus remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.