Ramon Ugarte

๐Ÿ“ 5069 E Cholla St, Scottsdale Az
๐Ÿ“ž (602) 697-1189, (602) 996-0084
โœ‰๏ธ RAMONUGARTE@COX.NET, ramonugarte@cox.net

Ramon Ugarte from San Bruno, CA

Age 84 b. Aug 1941 San Mateo Co.
๐Ÿ“ 2966 Fleetwood Dr
๐Ÿ“ž (650) 873-9315

Ramon Ugarte from Houston, TX

Age 96
๐Ÿ“ 12811 Greenwood Forest Dr #2501, Houston, TX 77066
๐Ÿ“ž (281) 440-4053, (281) 440-4053, (713) 851-6026, (713) 353-4731
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Emilia Valenzuela Ugarte,Cheri Ugarte

Ramon Ugarte

๐Ÿ“ 5069 Cholla, Scottsdale Az 85254
๐Ÿ“ž (602) 697-1189, (602) 996-0084
โœ‰๏ธ RAMONUGARTE@COX.NET

Ramon Ugarte from Pawtucket, RI

Age 34 b. May 1991
๐Ÿ“ 53 Warren Ave Apt 104
๐Ÿ“ž (401) 999-0239

Ramon Ugarte from Scottsdale, AZ

Age 108 b. Jan 1918 Maricopa Co.
๐Ÿ“ 5069 E Cholla St
๐Ÿ“ž (602) 996-1367

Ramon Ugarte from Austin, TX

Male
๐Ÿ“ 504 Hardin Ct
๐Ÿ“ž (512) 784-1277 (SPRINT)

Ramon Ugarte from El Paso, TX

Age 51 b. Sep 1974 El Paso Co.
๐Ÿ“ 1586 Whistler Ln

Ramon Ugarte from San Bruno, CA

Age 84 b. Aug 1941 San Mateo Co.
๐Ÿ“ 237 Tanotan Pa

Ramon Ugarte

๐Ÿ“ 3911 Marine Ave, Saint Louis Mo
๐Ÿ“ž (314) 368-4757, (314) 368-4757

Ramon Ugarte from San Diego, CA

Male
๐Ÿ“ 1632 Dale St

Ramon Ugarte from Austin, TX

Travis Co.
๐Ÿ“ 7111 Grand Canyon Dr Apt 4

Ramon Ugarte from La Jolla, CA

San Diego Co.
๐Ÿ“ 8558 Villa La Jolla Dr

Ramon Ugarte from Austin, TX

Travis Co.
๐Ÿ“ 6201 Bremen St

Ramon Ugarte from Houston, TX

Harris Co.
๐Ÿ“ 12811 Greenwd Forestdr 2501

Ramon Ugarte from San Diego, CA

San Diego Co.
๐Ÿ“ 7194 Schilling Ave 77

Ramon Ugarte from San Diego, CA

San Diego Co.
๐Ÿ“ 95204 S Compass Point Dr

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 17 contact records for Ramon Ugarte across 4 states. The most recent address on file is in San Bruno, California. Of these records, 8 include phone numbers and 2 include email addresses. The listed age is 96. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Ugarte, Ramon

Mo-st-louis-city County
PIN: 12697000150
· 4411 Virginia Av, Saint Louis mo
Built: 1924.0
Assessed: $5,740

Ugarte, Ramon

Mo-st-louis-city County
PIN: 13032000350
· 7149 Alabama Av, Saint Louis mo
Built: 1962.0
Assessed: $10,580

Ugarte, Ramon

Mo-st-louis-city County
PIN: 16456000140
· 3911-3 Marine Av, Saint Louis mo
Built: 1875.0
Assessed: $3,520

Ugarte Ramon Jr/Genoveva

Maricopa County
· E 5069 Cholla, Phoenix

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 4 property records linked to Ramon Ugarte in Phoenix. Values shown are from county assessor records and may differ from current market prices.

Ramon Ugarte

Democrat
667 49 Street, 11220
DOB: 19160227 Gender: Male

Ramon A Ugarte

53 Warren Ave, Pawtucket, 02860

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Ramon Ugarte. Party affiliation is listed as DEM. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 CADI DEVI
ยท Registered to: Ramon Ugarte
ยท VIN: 1G6KD54Y25U195239
·
3911 Marine Ave, Saint Louis, MO, 63118-4717
·
631184717
2012 MERCEDES-BENZ GLK-CLASS
ยท Registered to: Ramon Ugarte
ยท VIN: WDCGG5GBXCF796122
·
5069 E Cholla St, Scottsdale, AZ, 85254-4630
·
(602) 996-0084
2011 GMC YUKON
ยท Registered to: Ramon Ugarte
ยท VIN: 1GKS2EEFXBR368847
·
5069 E Cholla St, Scottsdale, AZ, 85254-4630
·
(602) 996-0084
2005 GMC Yukon
ยท Registered to: Ramon Ugarte
ยท VIN: 1GKEK13T25R164871
·
5069 E Cholla St, Scottsdale, AZ, 85254
·
(602) 960-0084

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Ramon Ugarte. Registered makes include Cadi, Mercedes-Benz, Gmc. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Caixabank

Director Information Systems
raliaga@silk.es
West Hartford,

Valley Vascular Surgeons, P.c.

Ramon Ugarte
(602) 996-0084ramugarte@aol.com
Phoenix, AZ85032

Tempcare Llc

Ramon UgarteGraphic Designer
(713) 851-6026rugarte@tempcare.org
12811 Greenwood Forest Dr #2501, Houston, TX77066

Chan, Raymond

Ramon UgarteCoo
(713) 851-6026rugarte@gmail.com
12811 Greenwood Forest Dr #2501, Houston, TX77066
raymondchanarchitect.com

Chan, Raymond

Ramon UgarteCoo
(713) 851-6026rugarte@gmail.com
12811 Greenwood Forest Dr #2501, Houston, TX77066

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 21 business affiliations were found for Ramon Ugarte. Companies include Valley Vascular Surgeons, P.c., Tempcare Llc, Chan, Raymond. Roles listed include Director Information Systems and Graphic Designer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Ramon Ugarte

Martin High School - Laredo, TX, TX
1964

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Ramon Ugarte has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 Jan 3, 2022
2022 DEM
Dscc
Ugarte, Ramon Phys Asst @ Self Scottsdale, AZ
$25 Nov 3, 2020
2020 DEM
Dscc
Ugarte, Ramon Phys Asst @ Self Scottsdale, AZ
$25 Oct 3, 2020
2020 DEM
Dscc
Ugarte, Ramon Phys Asst @ Self Scottsdale, AZ
$25 Oct 6, 2019
2020 DEM
Dscc
Ugarte, Ramon Phys Asst @ Self Scottsdale, AZ
$25 Jun 3, 2021
2022 DEM
Dscc
Ugarte, Ramon Phys Asst @ Self Scottsdale, AZ
$25 Jan 18, 2020
2020 DEM
Dscc
Ugarte, Ramon Phys Asst @ Self Scottsdale, AZ
$25 Aug 2, 2019
2020 DEM
Castro, Julian
Ugarte, Ramon Phys Asst @ Self Scottsdale, AZ
$25 Jan 3, 2020
2020 DEM
Dscc
Ugarte, Ramon Phys Asst @ Self Scottsdale, AZ
$25 Jul 3, 2020
2020 DEM
Dscc
Ugarte, Ramon Phys Asst @ Self Scottsdale, AZ
$25 Jan 18, 2020
2020 DEM
Dscc
Ugarte, Ramon Phys Asst @ Self Scottsdale, AZ
$25 Jun 3, 2023
2024 DEM
Dscc
Ugarte, Ramon Phys Asst @ Self Scottsdale, AZ
$25 Apr 3, 2020
2020 DEM
Dscc
Ugarte, Ramon Phys Asst @ Self Scottsdale, AZ
$10 Jul 24, 2019
2020 DEM
Ocasio Cortez, Alexandria
Ugarte, Ramon Phys Asst @ Self Scottsdale, AZ
$25 Jan 18, 2020
DEM
Dscc
Contributor Phys Asst @ Self Scottsdale, AZ
$25 Aug 3, 2020
Unknown Committee
Ugarte, Ramon Phys Asst @ Self Scottsdale, AZ

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 15 political contribution records found for Ramon Ugarte. Total disclosed contributions amount to $360. Recipients include Dscc. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Ramon Ugarte

Age 76 Male
·
2966 Fleetwood Dr, San Bruno, CA 94066 (San Mateo County)
37.6300, -122.4510
· (650) 873-9315
Marital: Inferred Married TZ: Pacific
Edu: Graduate School
Homeowner Single Family Built 1955 Purchased 2012
MP

Ramon Ugarte

Age 54 Male
·
3911 Marine Ave, Saint Louis, MO 63118 (Saint Louis City County)
38.5830, -90.2224
Marital: Single TZ: Central
Edu: Some College
Homeowner Single Family Built 1875 Purchased 2009
MP

Ramon Ugarte

Age 26 Male
·
53 Warren Ave, Pawtucket, RI 02860 (Providence County)
41.8640, -71.3967
· (401) 999-9922
Marital: Single TZ: Eastern
Multi-Family
MP

Ramon Ugarte

Male
·
1632 Dale St, San Diego, CA 92102 (San Diego County)
32.7229, -117.1310
TZ: Pacific
Homeowner Single Family Built 1911 Purchased 2016
MP

Ramon A Ugarte

Age 26 Male
·
23 Thurber Ave, Seekonk, MA 02771 (Bristol County)
41.8901, -71.3362
Marital: Single TZ: Eastern
Homeowner Single Family Built 1972 Purchased 2003

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Ramon Ugarte. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ramon Ugarte. These loans were issued to businesses, not individuals.

Jeremy Pomareshollins

Independent Contractors

$20,832 Paid in Full
Address:
12811 Greenwood Forest Dr Apt 1903
Houston, TX77066-1628
Approved

Apr 22, 2021

Forgiven

$20,936

Jobs Reported

1

Loan #

8770618805

Loan Size

Small

Claudia Bolanos

Sole Proprietorship

$20,832 Exemption 4
Address:
12811 Greenwood Forest Dr Apt 915
Houston, TX77066-1625
Approved

Apr 11, 2021

Jobs Reported

1

Loan #

2016778808

Loan Size

Small

Lavell Roberts

Sole Proprietorship

$17,965 Paid in Full
Address:
12811 Greenwood Forest Dr
Houston, TX77066-1600
Approved

May 7, 2021

Forgiven

$18,152

Jobs Reported

1

Loan #

7271028904

Loan Size

Small

Timothy Walker

Sole Proprietorship

$18,627 Exemption 4
Address:
12811 Greenwood Forest Dr
Houston, TX77066-1600
Approved

Mar 28, 2021

Jobs Reported

1

Loan #

2108668709

Loan Size

Small

Brittnee Hines

Self-Employed Individuals

$5,874 Paid in Full
Address:
12811 Greenwood Forest Dr
Houston, TX77066-1600
Approved

Apr 27, 2021

Forgiven

$5,894

Jobs Reported

1

Loan #

3256008902

Loan Size

Small

Tateanna Washington

Sole Proprietorship

$15,625 Paid in Full
Address:
12811 Greenwood Forest Dr
Houston, TX77066-1600
Approved

Apr 29, 2021

Forgiven

$15,702

Jobs Reported

1

Loan #

5154168902

Loan Size

Small

Brittnee Hines

Self-Employed Individuals

$5,874 Paid in Full
Address:
12811 Greenwood Forest Dr
Houston, TX77066-1600
Approved

Apr 8, 2021

Forgiven

$5,897

Jobs Reported

1

Loan #

8836848710

Loan Size

Small

Sarah Baker

Sole Proprietorship

$20,832 Exemption 4
Address:
12811 Greenwood Forest Dr
Houston, TX77066-1600
Approved

Mar 27, 2021

Jobs Reported

1

Loan #

1567488708

Loan Size

Small

Wilson Services

Sole Proprietorship

$20,833 Exemption 4
Address:
12811 Greenwood Forest Dr
Houston, TX77066-1600
Approved

Feb 26, 2021

Forgiven

$21,161

Jobs Reported

1

Loan #

4565398509

Loan Size

Small

Alioune Diagne

Independent Contractors

$8,332 Paid in Full
Address:
12811 Greenwood Forest Dr
Houston, TX77066-1600
Approved

May 13, 2021

Forgiven

$8,373

Jobs Reported

1

Loan #

1290669009

Loan Size

Small

Hazel Johnson

Sole Proprietorship

$20,833 Paid in Full
Address:
12811 Greenwood Forest Dr
Houston, TX77066-1600
Approved

Apr 12, 2021

Forgiven

$20,966

Jobs Reported

1

Loan #

2453718810

Loan Size

Small

Carl Robinson

Sole Proprietorship

$20,833 Paid in Full
Address:
12811 Greenwood Forest Dr
Houston, TX77066-1600
Approved

Feb 18, 2021

Forgiven

$20,955

Jobs Reported

1

Loan #

1174458502

Loan Size

Small

Ambria Sims

Sole Proprietorship

$20,832 Paid in Full
Address:
12811 Greenwood Forest Dr Apt 2113
Houston, TX77066-1600
Approved

Apr 7, 2021

Forgiven

$20,918

Jobs Reported

1

Loan #

7972248707

Loan Size

Small

Porchia Davis

Sole Proprietorship

$20,021 Paid in Full
Address:
12811 Greenwood Forest Dr Apt 2404
Houston, TX77066-1630
Approved

Apr 3, 2021

Forgiven

$20,272

Jobs Reported

1

Loan #

6153818703

Loan Size

Small

Traymond Porch

Sole Proprietorship

$20,540 Paid in Full
Address:
12811 Greenwood Forest Dr Apt 1002
Houston, TX77066-1625
Approved

Apr 9, 2021

Forgiven

$20,602

Jobs Reported

1

Loan #

1214628805

Loan Size

Small

Jamarea Oliver

Sole Proprietorship

$20,832 Paid in Full
Address:
12811 Greenwood Forest Dr
Houston, TX77066-1600
Approved

Apr 11, 2021

Forgiven

$20,925

Jobs Reported

1

Loan #

2080398806

Loan Size

Small

Tazanique Robinson

Sole Proprietorship

$20,833 Paid in Full
Address:
12811 Greenwood Forest Dr
Houston, TX77066-1600
Approved

Feb 26, 2021

Forgiven

$20,938

Jobs Reported

1

Loan #

4670618505

Loan Size

Small

Diana Emam

Sole Proprietorship

$20,832 Paid in Full
Address:
12811 Greenwood Forest Dr
Houston, TX77066-1600
Approved

May 13, 2021

Forgiven

$20,908

Jobs Reported

1

Loan #

1822979010

Loan Size

Small

Raetanzia Wilson

Sole Proprietorship

$20,833 Paid in Full
Address:
12811 Greenwood Forest Dr
Houston, TX77066-1600
Approved

Feb 26, 2021

Forgiven

$20,995

Jobs Reported

1

Loan #

4658138500

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 19 PPP loan records are linked to businesses associated with Ramon Ugarte. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ramon Ugarte on the map

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Ramon Ugarte in Scottsdale, AZ: Background Summary

Location
5069 E Cholla St, Scottsdale Az, Scottsdale, AZ
Other Locations
San Bruno, CA ยท Pawtucket, RI ยท Austin, TX and 4 more
Profiles Found
17 people with this name
Phone Numbers
(602) 697-1189 and 7 others on file
Email
ramonugarte@cox.net
Possible Relatives
Emilia Valenzuela Ugarte, Cheri Ugarte
Career
Director Information Systems, Graphic Designer at Valley Vascular Surgeons, P.c., Tempcare Llc
Voter Registration
Registered Democrat
Properties
4properties owned
Vehicles
4 linked โ€” 2005 Cadi Devi, 2012 Mercedes-Benz Glk-Class and 2 more
Contributions
$360 total โ€” Dscc
PPP Loans
$342K for Jeremy Pomareshollins, Claudia Bolanos

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ramon Ugarte. Because public records are indexed by name rather than by a unique identifier, the 92 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ramon Ugarte

Search Complexity: High

92 public records across 6states, belonging to approximately 17 different individuals. With 17 distinct profiles across 6 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: Texas (12%), followed by California and Arizona. Spans the West and South regions.

TX11recordsCA11recordsAZ7recordsMO5recordsRI2recordsMA1record

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (24%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (21) and PPP Loan Records (19).

21
Contact & Address Records
21
Business & Corporate Filings
19
PPP Loan Records
15
Political Contribution Records
4
Property Ownership Records
4
Vehicle Registration Records

Age Distribution

Age range: approximately 73 years, suggesting multiple generations. Largest group: Senior (65+) (60%).

Senior (65+)3peopleMiddle-Age (40-64)1personYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ramon Ugarte

Is Ramon Ugarte a registered voter?
Yes, voter registration records show Ramon Ugarte is registered with DEM affiliation. We found 2 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ramon Ugarte own property?
County assessor records show 4 properties associated with Ramon Ugarte . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ramon Ugarte?
Records show 4 vehicle registrations associated with Ramon Ugarte, including a 2005 CADI DEVI. Registered makes include Cadi, Mercedes-Benz, Gmc. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ramon Ugarte?
We found 21 business affiliations for Ramon Ugarte (Director Information Systems). Other companies include Tempcare Llc, Chan, Raymond. Business records are compiled from state registries, SEC filings, and professional databases.
Has Ramon Ugarte made political donations?
FEC disclosure records show 15 reported political contributions from Ramon Ugarte, totaling $360. Recipients include Dscc. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ramon Ugarte?
Our database contains 92 total records for Ramon Ugarte spanning 6 states. This includes 17 distinct contact records, 8 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ramon Ugarte?
The 92 records displayed for Ramon Ugarte are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ramon Ugarte remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.