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Ramona Wall

Age 87 b. 1939-03-13
📍 865 Lander Ave Apt 108, Turlock Ca
📞 (209) 634-0846
✉️ RAMONA8932@ATT.NET

Ramona Wall

Age 61 b. 1964-09-30
📍 495 Ky Highway 300, Stanford Ky
📞 (606) 669-2360
✉️ RAMONAPWALL@GMAIL.COM

Ramona Wall from New York, NY

Age 88 b. Jul 1937 New York Co.
📍 343 E 30th St Apt 4 L
📞 (212) 689-0821, (812) 476-6165

Ramona Wall from Orange, TX

Age 94 b. Oct 1931 Orange Co.
📍 315 Gunstream Ln
📞 (886) 886-3533

Ramona Wall from Orange, TX

Age 82
📍 315 Gunstream Ln, Orange, TX 77630
📞 (409) 886-3533
👨‍👩‍👧 Relatives: Melvin Julius Wall,Steven Roy Wall

Ramona Wall from Grand Forks, ND

Age 91 b. Nov 1934 Grand Forks Co.
📍 814 Park Dr
📞 (727) 593-9726

Ramona Wall from Peachtree City, GA

Age 70 b. Mar 1956 Fayette Co.
📍 510 Plaza Dr 2270
📞 (816) 554-7498
👤 aka Ramonda Lynn Lee, Ramona Lynn Lee

Ramona Wall from Panora, IA

Age 103 b. May 1923 Guthrie Co.
📍 2046 Highway 4
📞 (641) 755-2258

Ramona Wall

Age 97 b. Nov 1928
📍 1 Noxen Pa Po Box 165
📞 (570) 639-5496

Ramona Wall from Lebanon, PA

Female
📍 Beaumont
📞 (717) 639-5496 (AT&T MOBILITY)

Ramona Wall from Turlock, CA

Age 87 b. 1939 Female
📍 865 Lander Ave
📞 (209) 634-0846

Ramona Wall from Stanford, KY

Age 61 b. Sep 1964
📍 495 Ky Highway 300
👤 aka Ramona R Wall, R Newman, Ramona Portwood Newman

Ramona Wall from Temperance, MI

Age 89 b. Jan 1937 Monroe Co.
📍 11636 Brookshire St

Ramona Wall from Nash, TX

Age 72 b. Mar 1954 Bowie Co.
📍 919 S Kings Hwy

Ramona Wall from Seminole, FL

Age 91 b. Nov 1934 Pinellas Co.
📍 9249 143 Rd Ln

Ramona Wall from Panora, IA

Age 103 b. May 1923 Guthrie Co.
📍 Rr 1 Po Box 376

Ramona Wall from New York, NY

0
📍 343 30th St #252, New York, NY 10016

Ramona Wall from Seminole, FL

📍 9249 143rd Ln
📞 (727) 593-9726

Ramona Wall from Largo, FL

Pinellas Co.
📍 9249 130th Ave
📞 (203) 899-0705

Ramona Wall from Columbia, TN

Maury Co.
📍 3500 Campbellsville Pi
📞 (925) 998-8244

Ramona Wall from Noxen, PA

Wyoming Co.
📍 309 Po Box 165

Ramona Wall from Georgetown, SC

Georgetown Co.
📍 Rr 2 Po Box 200

Ramona Wall from Roswell, NM

Chaves Co.
📍 825 Trlr Ht Rd

Ramona Wall from Las Vegas, NV

Clark Co.
📍 9501 W Sahara Ave

Ramona Wall from Hawthorne, CA

Los Angeles Co.
📍 13415 Doty Ave Apt 12

Ramona Wall from Oxnard, CA

Ventura Co.
📍 1315 Althea Ct

Ramona Wall from Simi Valley, CA

Ventura Co.
📍 3165 Tapo Canyon Rd

Ramona Wall from Grandview, WA

Yakima Co.
📍 1205 Vista Dr

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 29 contact records for Ramona Wall across 15 states. The most recent address on file is in New York, New York. Of these records, 14 include phone numbers and 2 include email addresses. The listed age is 82. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Wall, Ramona

Wyoming County
PIN: 14-014.0-155-00-00-00
· 122 Old Pond Ln, MONROE TOWNSHIP pa
Built: 1930.0
Assessed: $36,000

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Ramona Wall. Values shown are from county assessor records and may differ from current market prices.

Ramona Wall

Democrat
25387cedar Mesa Rd, Cedaredge, CO, 81413
DOB: 1950 Gender: Female
County: Delta

ramona ALEECE wall

Republican Reg: 07/26/2004
6392 Clubside Dr, Stoney Creek, NC, 27377
DOB: 1962 Gender: Female
County: Guilford

Ramona A Wall

Republican
343 East 30 Street, 0, 10016
DOB: 19370703 Gender: Female

Ramona A Wall

Reg: 411515674
343 East 30 Street 4l, 0, 10016
DOB: 19370703 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Ramona Wall in Colorado, North Carolina. Records show affiliations with DEM, REP, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2001 TOYOTA RAV4
· Registered to: Ramona Wall
· VIN: JTEGH20V110004800
·
6392 Clubside Dr, Whitsett, NC, 27377
·
(336) 449-0585
1996 OLDSMOBILE 88 CAR TRAD LARGE
· Registered to: Ramona Wall
· VIN: 1G3HN52K3T4841209
·
315 Gunstream Ln, Orange, TX, 77630
·
(409) 886-3533
2010 CHEVROLET COBALT
· Registered to: Ramona Wall
· VIN: 1G1AB5F53A7127681
·
11636 Brookshire St, Temperance, MI, 48182-9697
·
(734) 856-4828
2006 Chevrolet Equinox
· Registered to: Ramona Wall
· VIN: 2CNDL63F066169930
·
495 Ky Highway 300, Stanford, KY, 40484-8776
·
(606) 365-7345
2017 HYUNDAI SANTA FE SPORT
· Registered to: Ramona Wall
· VIN: 5XYZU3LB0HG426027
·
495 Ky Highway 300, Stanford, KY, 40484-8776
·
(606) 365-4941
2005 CHEVROLET MALIBU
· Registered to: Ramona Wall
·
495 Ky Highway 300, Stanford, KY, 40484
·
(606) 365-7345

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 6 vehicle registration records are associated with Ramona Wall. Registered makes include Toyota, Oldsmobile, Chevrolet, Hyundai. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Tony Roma's (Pembina Hwy.)

Director Of Operations
+18667188476mona.wall@shaw.ca

Ramona Wall

Account Manager Commonwealth

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 3 business affiliations were found for Ramona Wall. Roles listed include Director Of Operations. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Business Development Corporation/Cooperative Corporation/Federally Chartered Company/Foreign Corporation/Kentucky Corporation/Professional Services Corporation/Foreign Professional Services Corp./Kentucky Professional Services Corp/Kentucky Cooperative Corporation/Foreign Cooperative Corporation/Kentucky Mutual Insurance Co./Foreign Mutual Insurance Co.
Officer: Ramona P Wall

Ramona Wall

R & D Treats, INC.

Addr: KY
KY
President: Ramona Wall

Source: Public Records Ramona Wall appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Ramona Wall

Cordele High School - Cordele, GA, GA
1956

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Ramona Wall has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$240 Jun 30, 2011
2012
Commonwealth Brands INC. Employee Pac
Wall, Ramona Portwood Rkam @ Commonwealth Brands Stanford, KY
$60 Dec 31, 2014
2014
Commonwealth Brands INC Employee Pac
Wall, Ramona Portwood Account Manager @ Commonwealth Altadis Stanford, KY
$60 Nov 22, 2010
2012
Commonwealth Brands INC. Employee Pac
Wall, Ramona Portwood Regional Key Acct Manager @ Commonwealth Brands Stanford, KY
$260 Jun 30, 2015
2016
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Portwood Account Manager @ Commonwealth Altadis Stanford, KY
$40 Dec 31, 2010
2012
Commonwealth Brands INC. Employee Pac
Wall, Ramona Portwood Regional Key Acct Mgr @ Commonwealth Brands Stanford, KY
$25 Jul 8, 2013
2014
Jackson, Robert
Wall, Ramona Ash New York, NY
$20 Oct 15, 2014
2014
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Portwood Account Manager @ Commonwealth Altadis Stanford, KY
$40 Jul 24, 2015
2016
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Account Manager @ Commonwealth Altadis Stanford, KY
$260 Dec 31, 2013
2014
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Portwood Account Manager @ Commonwealth Altadis Stanford, KY
$120 Jun 30, 2012
2012
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Portwood Key Accounts Manager @ Commonwealth Altadis Stanford, KY
$140 Jun 30, 2014
2014
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Portwood Account Manager @ Commonwealth Altadis Stanford, KY
$20 Aug 21, 2015
2016
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Account Manager @ Commonwealth Altadis Stanford, KY
$60 Dec 31, 2012
2012
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Portwood Key Accounts Manager @ Commonwealth Altadis Stanford, KY
$260 Dec 31, 2011
2012
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Portwood Kam @ Commonwealth Brands Stanford, KY
$130 Dec 31, 2009
2010
Commonwealth Brands INC. Employee Pac
Wall, Ramona Portwood Kam @ Commonwealth Brands Hustonville, KY
$20 Oct 17, 2012
2012
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Portwood Key Accounts Manager @ Commonwealth Altadis Stanford, KY
$140 Jun 30, 2012
2012
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Portwood Key Accounts Manager @ Commonwealth Altadis Stanford, KY
$260 Jun 30, 2013
2014
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Portwood Account Manager @ Commonwealth Altadis Stanford, KY
$60 Nov 24, 2014
2014
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Portwood Account Manager @ Commonwealth Altadis Stanford, KY
$60 Nov 26, 2012
2012
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Portwood Key Accounts Manager @ Commonwealth Altadis Stanford, KY
$260 Jun 30, 2011
2012
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Portwood Key Accounts Manager @ Commonwealth Altadis Stanford, KY
$120 Sep 30, 2012
2012
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Portwood Key Accounts Manager @ Commonwealth Altadis Stanford, KY
$120 Sep 30, 2014
2014
Commonwealth Altadis, INC. Employee Pac
Wall, Ramona Portwood Account Manager @ Commonwealth Altadis Stanford, KY
$260 Jun 30, 2013
Commonwealth Altadis, INC. Employee Pac
Contributor Account Manager @ Commonwealth Altadis Stanford, KY
$260 Jun 30, 2015
Unknown Committee
Wall, Ramona Portwood Account Manager @ Commonwealth Altadis Stanford, KY
$25
2014
Jackson, Robert
Contributor New York, NY

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 26 political contribution records found for Ramona Wall. Total disclosed contributions amount to $3,320. Recipients include Commonwealth Altadis, INC. Employee Pac, Jackson, Robert. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Ramona R Wall

Age 78 Female
·
825 Trailing Heart Rd, Roswell, NM 88201 (Chaves County)
33.4390, -104.5100
· (575) 623-3408
Marital: Married TZ: Mountain
Homeowner Single Family Built 1962
MP

Ramona J Wall

Age 67 Female
·
25387 Cedar Mesa Rd, Cedaredge, CO 81413 (Delta County)
38.8869, -107.8790
· (303) 526-8782
Marital: Married TZ: Mountain
Edu: High School
Homeowner Single Family Purchased 2002
MP

Ramona L Wall

Age 78 Female
·
865 Lander Ave, Turlock, CA 95380 (Stanislaus County)
37.4845, -120.8490
· (209) 634-0846
Marital: Single TZ: Pacific
Occ: Professional
Homeowner Multi-Family
MP

Ramona J Wall

Age 61 Female
·
1100 S Euclid St, Grandview, WA 98930 (Yakima County)
46.2451, -119.9160
· (509) 882-3242
Marital: Married TZ: Pacific
Homeowner Multi-Family Built 1984
MP

Ramona Wall

Age 89 Female
·
122 Old Pond Ln, Monroe Twp, PA 18636 (Wyoming County)
41.4167, -76.0762
· (570) 639-5496
TZ: Eastern
Homeowner Single Family
MP

Ramona F Wall

Age 80 Female
·
11636 Brookshire St, Temperance, MI 48182 (Monroe County)
41.8268, -83.6065
· (734) 856-4828
Marital: Single TZ: Eastern
Homeowner Single Family
MP

Ramona A Wall

Age 55 Female
·
6392 Clubside Dr, Whitsett, NC 27377 (Guilford County)
36.0770, -79.6032
· (336) 449-0585
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1999 Purchased 2004
MP

Ramona P Wall

Age 52 Female
·
495 Ky Highway 300, Stanford, KY 40484 (Lincoln County)
37.5320, -84.6877
· (606) 365-7345
Marital: Inferred Single TZ: Eastern
Occ: White Collar Edu: High School
Homeowner Single Family Built 2003 Purchased 2010
MP

Ramona D Wall

Age 53 Female
·
PO Box 1057, Andrews, SC 29510 (Georgetown County)
33.4519, -79.5608
Marital: Single TZ: Eastern
Occ: White Collar Edu: Some College
Single Family
MP

Ramona C Wall

Age 63 Female
·
5803 Sleepy Hollow Ave, Texarkana, TX 75503 (Bowie County)
33.4800, -94.1139
Marital: Inferred Married TZ: Central
Occ: Management Edu: Some College
Homeowner Single Family Purchased 1994

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Ramona Wall. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ramona Wall. These loans were issued to businesses, not individuals.

Jeffrey Bauer

Sole Proprietorship

$20,833 Paid in Full
Address:
3044 Highway 141
Bagley, IA50026-8532
Approved

Jan 25, 2021

Forgiven

$20,933

Jobs Reported

1

Loan #

5430858306

Loan Size

Small

Jeffrey L Bauer

Sole Proprietorship

$20,833 Paid in Full
Address:
3044 Highway 141
Bagley, IA50026-8532
Approved

May 11, 2020

Forgiven

$20,971

Jobs Reported

1

Loan #

4898537407

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Ramona Wall. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ramona Wall on the map

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Found 52 results across 17 states

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Ramona Wall in Turlock, CA: Background Summary

Location
865 Lander Ave Apt 108, Turlock Ca, Turlock, CA
Other Locations
New York, NY · Orange, TX · Grand Forks, ND and 18 more
Profiles Found
29 people with this name
Phone Numbers
(209) 634-0846 and 12 others on file
Email
ramona8932@att.net and 1 other on file
Possible Relatives
Melvin Julius Wall, Steven Roy Wall
Career
Director Of Operations
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
6 linked — 2001 Toyota Rav4, 1996 Oldsmobile 88 and 4 more
Contributions
$3,320 total — Commonwealth Altadis, INC. Employee Pac, Jackson, Robert
PPP Loans
$41,666.64 for Jeffrey Bauer, Jeffrey L Bauer

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ramona Wall. Because public records are indexed by name rather than by a unique identifier, the 88 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ramona Wall

Search Complexity: High

88 public records across 17states, belonging to approximately 29 different individuals. With 29 distinct profiles across 17 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 17 states. Highest concentration: Kentucky (9%), followed by Texas and California. Spans the South and West regions.

KY8recordsTX6recordsCA5recordsNY4recordsPA4recordsFL4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (42%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (26) and Vehicle Registration Records (6).

32
Contact & Address Records
26
Political Contribution Records
6
Vehicle Registration Records
4
Voter Registration Records
3
Business & Corporate Filings
3
Corporate Records

Age Distribution

Age range: approximately 41 years, suggesting multiple generations. Largest group: Senior (65+) (90%).

Senior (65+)9peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ramona Wall

Is Ramona Wall a registered voter?
Yes, voter registration records show Ramona Wall is registered in Colorado with DEM affiliation. We found 4 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ramona Wall own property?
County assessor records show 1 property associated with Ramona Wall . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ramona Wall?
Records show 6 vehicle registrations associated with Ramona Wall, including a 2001 TOYOTA RAV4. Registered makes include Toyota, Oldsmobile, Chevrolet, Hyundai. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ramona Wall?
We found 3 business affiliations for Ramona Wall (Director Of Operations). Business records are compiled from state registries, SEC filings, and professional databases.
Has Ramona Wall made political donations?
FEC disclosure records show 26 reported political contributions from Ramona Wall, totaling $3,320. Recipients include Commonwealth Altadis, INC. Employee Pac and Jackson, Robert. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ramona Wall?
Our database contains 88 total records for Ramona Wall spanning 17 states. This includes 29 distinct contact records, 14 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ramona Wall?
The 88 records displayed for Ramona Wall are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ramona Wall remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.