Ray Beal from Columbus, WI

Age 71
๐Ÿ“ 200 River Rd, Columbus, WI 53925
๐Ÿ“ž (920) 623-3206, (414) 623-5710, (920) 885-3629
โœ‰๏ธ elpis@hananet.net, elpis@rochester.rr.com, elpis@webtv.net, elpis00@comcast.net, elpis1@hananet.net, evil_base@hotmail.com, lcrazyierkat@yahoo.com, llcrazyll@yourdomaim.com, ray_beal@hotmail.com, raybeal@hotmail.com

Ray Beal

Age 83 b. 1943-01-22
๐Ÿ“ 2819 6th St, Cuyahoga Fls Oh 44221-2031, Cuyahoga Falls Oh
๐Ÿ“ž (330) 928-7457
โœ‰๏ธ SBCIPTV_2008906@ATT.NET

Ray Beal from Kewaskum, WI

Age 74 b. Mar 1952 Washington Co.
๐Ÿ“ 4578 County Road H
๐Ÿ“ž (262) 626-4649

Ray Beal from Spirit Lake, IA

Age 90 b. Jun 1935 Dickinson Co.
๐Ÿ“ 20619 155th St
๐Ÿ“ž (712) 336-5937

Ray Beal from Murrieta, CA

Male
๐Ÿ“ 40717 Location Ct
๐Ÿ“ž (661) 618-2272 (VERIZON WIRELESS)
โœ‰๏ธ RAYMOND.BEAL1@GMAIL.COM

Ray C Beal from Evansville, IN

Age 113 b. 2/18/1913
๐Ÿ“ 5309 N Fares Ave, #evansville, IN 47711-2330
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Stella M Beal
๐Ÿ• 2 previous addresses

Ray Beal from Conway, AR

0
๐Ÿ“ 1308 Gurnsey St, Conway, AR 72032
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Sandra J Weaver,Norman Ray Beal,Janet Beal

Mr Ray A Beal from New Richmond, OH

Age 90 b. 5/5/1935
๐Ÿ“ 1 Bethel New Richmond Rd, # A, #new Richmond, OH 45157-9506
๐Ÿ• 4 previous addresses

Ray Beal from Yakima, WA

Age 88 b. 1938 Yakima Co.
๐Ÿ“ 450 Suntides Blvd
๐Ÿ“ž (509) 965-1333

Ray Beal from Siler City, NC

Age 87 b. Feb 1939 Chatham Co.
๐Ÿ“ 744 Poe Rd
๐Ÿ“ž (919) 742-4369

Ray Beal from Newton, NC

Age 103 b. Nov 1922 Catawba Co.
๐Ÿ“ 320 N Caldwell Ave
๐Ÿ“ž (828) 464-4736

Ray Beal from Portland, OR

Age 100 b. May 1925 Multnomah Co.
๐Ÿ“ 2953 N Willamette Blvd
๐Ÿ“ž (503) 283-5418

Ray Beal from Modesto, CA

Age 80 b. Sep 1945 Stanislaus Co.
๐Ÿ“ 2120 Ustick Rd
๐Ÿ“ž (209) 541-1939
๐Ÿ‘ค aka Bell Ray

Ray Beal from Mcallen, TX

Age 96 b. Feb 1930 Hidalgo Co.
๐Ÿ“ 100 E Hackberry Ave Unit 201
๐Ÿ“ž (956) 661-9566

Ray Beal from Cuyahoga Falls, OH

Age 83 b. Jan 1943 Summit Co.
๐Ÿ“ 2819 6th St
๐Ÿ“ž (330) 928-7457

Ray Beal from Salt Lake Cty, UT

Age 101 b. Jun 1924 Salt Lake Co.
๐Ÿ“ 1289 W 900 S
๐Ÿ“ž (951) 735-1409

Ray Beal from Evansville, IN

Age 112 b. May 1913 Vanderburgh Co.
๐Ÿ“ 5050 Lincoln Ave 208
๐Ÿ“ž (801) 446-0401

Ray Beal Jr from West Des Moines, IA

๐Ÿ“ 516 53rd Pl, #west Des Moines, IA 50266-7255
๐Ÿ• 1 previous address

Ray Beal from Oxford, AL

Age 48 b. 1978 Male
๐Ÿ“ 3501 Valleyview Dr
๐Ÿ“ž (256) 831-1032

Ray Beal from Jonesport, ME

Age 79 b. Oct 1946
๐Ÿ“ Rr 1 Po Box 1100

Ray Beal from Cuyahoga Falls, OH

Age 83 b. Jan 1943 Summit Co.
๐Ÿ“ 2819 S Xth St

Ray Beal from Tempe, AZ

Age 81 b. Sep 1944 Maricopa Co.
๐Ÿ“ 2126 E Villa Ct

Ray Beal from Williamsville, IL

Age 81 b. Apr 1944 Sangamon Co.
๐Ÿ“ Po Box 55

Ray Beal from New Richmond, OH

Age 90 b. May 1935
๐Ÿ“ 1560 Bethel New Richmond Rd Apt A
๐Ÿ‘ค aka Raymond A Beal

Ray Beal from Randolph, WI

Age 55 b. Mar 1971 Dodge Co.
๐Ÿ“ 219 Center St

Ray Beal from Douglas, AK

Age 48 b. 1978 Male
๐Ÿ“ 811 5th St
๐Ÿ“ž (256) 831-3978

Ray Beal from Judsonia, AR

0
๐Ÿ“ 300 Po Box, Judsonia, AR 72081

Ray Beal from Judsonia, AR

0
๐Ÿ“ 404 Po Box, Judsonia, AR 72081

Ray Beal from Harrisburg, IL

Saline Co.
๐Ÿ“ 185 Somerset Rd
๐Ÿ“ž (618) 252-2747

Ray Beal from Phoenix, AZ

Maricopa Co.
๐Ÿ“ 1245 S 7th St
๐Ÿ“ž (205) 367-8947

Ray Beal from Beals, ME

๐Ÿ“ 1 Beals Is
๐Ÿ“ž (847) 301-7254

Ray Beal from La Vista, NE

Sarpy Co.
๐Ÿ“ 7106 S 86 Th St
๐Ÿ“ž (561) 417-5083

Ray Beal from Williamsville, IL

Sangamon Co.
๐Ÿ“ 121 W Pulaski St
๐Ÿ“ž (217) 566-3840

Ray Beal from Tempe, AZ

Maricopa Co.
๐Ÿ“ 520 E Taylor St
๐Ÿ“ž (205) 546-5421

Ray Beal

Age 76 b. Sep 1949
๐Ÿ“ 1 Hookstown Pa Po Box 102

Ray Beal from Hookstown, PA

Beaver Co.
๐Ÿ“ 1 Po Box 102

Ray Beal from Beals, ME

๐Ÿ“ 1 Alleys Bay

Ray Beal from Phoenix, AZ

Maricopa Co.
๐Ÿ“ 4435 E Monte Vista Rd Apt 334

Ray Beal from Maxwell, IA

Story Co.
๐Ÿ“ 701 5th St 9

Ray Beal from Mitchellville, IA

Polk Co.
๐Ÿ“ 114 Carter St Sw

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 42 contact records for Ray Beal across 19 states. The most recent address on file is in Kewaskum, Wisconsin. Of these records, 27 include phone numbers and 4 include email addresses. The listed age is 71. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Beal Ray

PIN: 6575 20 72 9134
· 150 Hide-A-Way Tr, NC
Built: 2001.0
Assessed: $73,100

Beal Ray & Carol J

Sangamon County
· 121 W Pulaski, Williams

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Ray Beal in Williams. Values shown are from county assessor records and may differ from current market prices.

Ray Beal

Lakeland, 31635
DOB: 1/1/1952 Gender: Male
Congress: 008

ray BANDY beal

Democrat Reg: 05/07/1966
Removed
DOB: 1922 Gender: Male
County: Catawba

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Ray Beal. Party affiliation is listed as DEM. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 DODGE RAM 1500
ยท Registered to: Ray Beal
ยท VIN: 1D7HA16KX5J567144
·
1560 Bethel New Richmond Rd Lot 1a, New Richmond, OH, 45157
2000 DODGE RAM 3500
ยท Registered to: Ray Beal
ยท VIN: 3B6MC3660YM236778
·
702 Gary Ln, Abilene, TX, 79601
·
(325) 672-4694
2008 CHEVROLET UPLANDER
ยท Registered to: Ray Beal
ยท VIN: 1GNDV23128D199891
·
2819 6th St, Cuyahoga Fls, OH, 44221-2031
·
(330) 928-7457
2003 CHRYSLER SEBRING
ยท Registered to: Ray Beal
ยท VIN: 1C3EL56T93N576435
·
4578 Highway H, Kewaskum, WI, 53040-9419
·
530409419
2008 Dodge Ram 1500
ยท Registered to: Ray Beal
ยท VIN: 1D7HU18298J229517
·
4578 Hwy H, Kewaskum, WI, 53040-9419
·
(262) 626-4649

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Ray Beal. Registered makes include Dodge, Chevrolet, Chrysler. The most recent model year on record is 2008. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Alamo City Finance

Sr. Loan Broker
+12106078899rbeal@alamocityfinance.com
San Antonio,

Roadhouse 97

Owner
(541) 333-2333
Grass Valley, OR
Gasoline Service Stations and Automotive Dealers (Automotive)

Williams Township Garage

Manager
(217) 566-3331
Williamsville, IL
Legislative, Executive and General Government other than Finance (Government)

Lassen Economic Development CORP

Ray BealBoard Member
Westwood, CA

Ray Beal

Managing Director Face Of Business
Copy Right
New Zealand Writing And Editing

Ray Beal

Senior Loan Broker
Alamo City Finance

Autonomic Resources

Ray BealPresident
(330) 418-6526ray.beal@att.net
2302 Prairie College St Sw, Canton, OH44706
autonomicresources.com

Autonomic Resources

Ray BealPresident
(330) 418-6526ray.beal@att.net
2302 Prairie College St Sw, Canton, OH44706

Ray Beal

United States

Autonomic Resources

Ray BealPresident
(330) 418-6526ray.beal@att.net
2302 Prairie College St Sw, Canton, OH44706

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 15 business affiliations were found for Ray Beal. Companies include Roadhouse 97, Williams Township Garage, Copy Right and 1 more. Roles listed include Sr. Loan Broker and Commercial Broker. Records are compiled from state business registries, SEC filings, and professional networking databases.

Beal, Ray

Addr: The Gym Bag, Spirit Lake, IA, 51360
IA

Beal, Ray

Addr: The Gym Bag, Spirit Lake, IA, 51360
IA

Beal, Ray

Addr: The Gym Bag, Spirit Lake, IA, 51360
IA

Beal, Ray

Addr: The Gym Bag, Spirit Lake, IA, 51360
IA

Source: Public Records Ray Beal appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

๐Ÿ›๏ธ

Unknown

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Ray Beal appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

$25 Mar 22, 2004
2004 REP
May, Mike
Beal, Ray Spirit Lake, IA
$25 Nov 9, 2005
2006 R
Northey, Bill
Beal, Ray Spirit Lake, IA
$25 Mar 22, 2004
REP
May, Mike
Contributor Spirit Lake, IA
$25 11/09/2005
Secretary of Agriculture
Northey for Iowa Agriculture
Contributor Spirit Lake, IA
$25
2004 R
May, Mike
Contributor Spirit Lake, IA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 5 political contribution records found for Ray Beal. Total disclosed contributions amount to $100. Recipients include May, Mike, Northey for Iowa Agriculture. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Ray Beal

Age 74 Male
·
2819 6th St, Cuyahoga Fls, OH 44221 (Summit County)
41.1496, -81.4903
· (330) 322-2752
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1925
MP

Ray E Beal

Age 65 Male
·
4578 County Road H, Kewaskum, WI 53040 (Washington County)
43.5145, -88.2809
· (262) 626-4649
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family
MP

Ray Beal

Age 39 Male
·
500 Mountainview Cir, Munford, AL 36268 (Talladega County)
33.5534, -85.8387
· (256) 831-1032
Marital: Married TZ: Central
Edu: High School
MP

Ray Beal

Age 57 Male
·
3800 Foster Rd, N Versailles, PA 15137 (Allegheny County)
40.3650, -79.8085
· (412) 491-2597
Marital: Single TZ: Eastern
Edu: Graduate School
Single Family
MP

Ray A Beal

Age 82 Male
·
1560 Bethel New Richmond Rd, New Richmond, OH 45157 (Clermont County)
38.9503, -84.2274
Marital: Inferred Single TZ: Eastern
Homeowner Multi-Family
MP

Ray Beal

Age 57 Male
·
PO Box 526, Westwood, CA 96137 (Lassen County)
40.2681, -121.1320
Marital: Inferred Single TZ: Pacific
Edu: High School
Homeowner Single Family Purchased 2002
MP

Ray J Beal

Age 82 Male
·
1449 Parkside Ln, Mankato, MN 56003 (Nicollet County)
44.1690, -94.0529
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 2002 Purchased 2012
MP

Ray N Beal

Age 70 Male
·
PO Box 49, Beals, ME 04611 (Washington County)
44.4860, -67.5911
Marital: Married TZ: Eastern
Occ: Professional
Homeowner Single Family
MP

Ray G Beal

Age 77 Male
·
744 Poe Rd, Siler City, NC 27344 (Chatham County)
35.7850, -79.5016
· (919) 368-5481
Marital: Married TZ: Eastern
Occ: Professional Edu: Some College
Homeowner Single Family Built 1961
MP

Ray Beal

Age 70 Male
·
185 Somerset Rd, Harrisburg, IL 62946 (Saline County)
37.6435, -88.4521
· (618) 252-2747
Marital: Single TZ: Central
Edu: High School
Homeowner Single Family
MP

Ray Beal

Age 87 Male
·
547 Carpenter Rd, Bellbrook, OH 45305 (Greene County)
39.6633, -84.0650
· (937) 429-0147
Marital: Married TZ: Eastern
Occ: Service Industry Edu: Some College
Homeowner Single Family Built 1978 Purchased 1978

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Ray Beal. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ray Beal. These loans were issued to businesses, not individuals.

Quintrella Beal

Sole Proprietorship

$20,750 Paid in Full
Address:
5807 Phillips St
Houston, TX77091-4043
Approved

May 20, 2021

Forgiven

$20,819

Jobs Reported

1

Loan #

3832559005

Loan Size

Small

David Gregory Insurance

Subchapter S Corporation

$25,268 Paid in Full
Address:
300 PO Box
Piggott, AR72454-0300
Approved

Apr 10, 2020

Forgiven

$25,412

Jobs Reported

4

Loan #

2438627105

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Ray Beal. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ray Beal on the map

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Ray Beal in PA: Background Summary

Location
1510 Federal St Mckeesport, PA 15132-4637
Other Locations
Kewaskum, WI ยท Spirit Lake, IA ยท Murrieta, CA and 23 more
Profiles Found
42 people with this name
Phone Numbers
(920) 623-3206 and 27 others on file
Email
elpis@hananet.net and 13 others on file
Possible Relatives
Nancy S Beal, Louise F Beal, Raphael H Beal, Lisa M Reddeman, Sheila M Marshall and 89 more
Career
Sr. Loan Broker, Commercial Broker at Roadhouse 97, Williams Township Garage
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
5 linked โ€” 2005 Dodge Ram 1500, 2000 Dodge Ram 3500 and 3 more
Contributions
$125 total โ€” May, Mike, May, Mike
PPP Loans
$46,017.5 for Quintrella Beal, David Gregory Insurance

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ray Beal. Because public records are indexed by name rather than by a unique identifier, the 100 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ray Beal

Search Complexity: High

100 public records across 20states, belonging to approximately 42 different individuals. With 42 distinct profiles across 20 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 20 states. Highest concentration: Ohio (13%), followed by Iowa and Arkansas. Spans the Midwest and South regions.

OH13recordsIA11recordsAR8recordsWI6recordsCA6recordsIL5records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (60%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (15) and Vehicle Registration Records (5).

53
Contact & Address Records
15
Business & Corporate Filings
5
Vehicle Registration Records
5
Political Contribution Records
4
Corporate Records
2
Property Ownership Records

Age Distribution

Age range: approximately 58 years, suggesting multiple generations. Largest group: Senior (65+) (94%).

Senior (65+)16peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ray Beal

Is Ray Beal a registered voter?
Yes, voter registration records show Ray Beal is registered. We found 2 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ray Beal own property?
County assessor records show 2 properties associated with Ray Beal . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ray Beal?
Records show 5 vehicle registrations associated with Ray Beal, including a 2005 DODGE RAM 1500. Registered makes include Dodge, Chevrolet, Chrysler. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ray Beal?
We found 15 business affiliations for Ray Beal (Sr. Loan Broker). Other companies include Williams Township Garage, copy right. Business records are compiled from state registries, SEC filings, and professional databases.
Has Ray Beal made political donations?
FEC disclosure records show 5 reported political contributions from Ray Beal, totaling $100. Recipients include May, Mike and Northey for Iowa Agriculture. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ray Beal?
Our database contains 100 total records for Ray Beal spanning 20 states. This includes 42 distinct contact records, 27 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ray Beal?
The 100 records displayed for Ray Beal are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ray Beal remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.