Ray Hayward from Blue Jay, CA

Age 88 b. 1938 Male
๐Ÿ“ Po Box 3214
๐Ÿ’ผ 1508
๐Ÿ“ž (714) 337-5262 (Cell)
โœ‰๏ธ rayhayward1856@msn.com

Ray R Hayward from Casa Grande, AZ

Age 75
๐Ÿ“ 1553 E Alba Dr, Casa Grande, AZ 85122
๐Ÿ“ž (661) 645-8335

Ray Hayward from Clarkston, MI

Age 104 b. Oct 1921 Oakland Co.
๐Ÿ“ 5023 Old Cove Rd
๐Ÿ“ž (248) 623-0123

Ray Hayward from Chandler, AZ

Age 72 b. Sep 1953 Maricopa Co.
๐Ÿ“ 500 N Metro Blvd
๐Ÿ“ž (480) 963-5229

Ray Hayward

๐Ÿ“ 1553 Alba, Casa Grande Az 85122
๐Ÿ“ž (520) 709-3848, (520) 709-3848
โœ‰๏ธ RHAYWARD1@COX.NET

Ray Hayward

๐Ÿ“ 1553 E Alba Dr, Casa Grande Az
๐Ÿ“ž (520) 709-3848, (520) 709-3848
โœ‰๏ธ RHAYWARD1@COX.NET

Ray Hayward from Baton Rouge, LA

0
๐Ÿ“ 12254 La Margie Ave #36, Baton Rouge, LA 70815
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Denise S Hayward

Ray Hayward from Saint Paul, MN

Male
๐Ÿ“ 2242 University Ave W #207
๐Ÿ“ž (651) 491-5042 (VERIZON WIRELESS)

Ray Hayward from North Andover, MA

0000 Male
๐Ÿ“ 79 Campion Rd
๐Ÿ“ž (978) 687-8211

Ray Hayward from Blue Springs, MO

Age 77 b. Feb 1949 Jackson Co.
๐Ÿ“ 512 Nw Lakeview Rd

Ray Hayward from Hollywood, SC

Age 58 b. Aug 1967 Charleston Co.
๐Ÿ“ 4907 Kings Path Rd

Ray Hayward from East Walpole, MA

Age 61 b. Sep 1964 Norfolk Co.
๐Ÿ“ 67 Rustic Rd B

Ray Hayward from Minneapolis, MN

Age 64 b. Sep 1961 Hennepin Co.
๐Ÿ“ 2329 5th St Ne Unit 1

Ray Hayward from Wilmington, NC

New Hanover Co.
๐Ÿ“ 237 Brighton Rd
๐Ÿ“ž (910) 792-6125

Ray Hayward from North Charleston, SC

Charleston Co.
๐Ÿ“ 5449 Tee St
๐Ÿ“ž (843) 552-2937

Ray Hayward from Dallas, TX

Dallas Co.
๐Ÿ“ 2934 Spruce Valley Ln Apt 125
๐Ÿ“ž (214) 467-2774

Ray Hayward from Rochester, MN

Olmsted Co.
๐Ÿ“ 1024 Northern Valley Dr Ne
๐Ÿ“ž (507) 287-6604

Ray Hayward from Carthage, TX

Panola Co.
๐Ÿ“ 300 Cr

Ray Hayward from Marshall, OK

Logan Co.
๐Ÿ“ Rr 1 Po Box 87

Ray Hayward from Woodstock, GA

Cherokee Co.
๐Ÿ“ 1043 Deer Hollow Dr

Ray Hayward from Palmdale, CA

Los Angeles Co.
๐Ÿ“ 37477 Bristol Ct

Ray Hayward from Clarkston, MI

๐Ÿ“ 5811 Maybee Rd

Ray Hayward from Fort Myers, FL

Lee Co.
๐Ÿ“ 2370 Katherine St

Ray Hayward from Melbourne, FL

Brevard Co.
๐Ÿ“ 802 Cronin Ave

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 24 contact records for Ray Hayward across 13 states. The most recent address on file is in Blue Jay, California. Of these records, 12 include phone numbers and 3 include email addresses. The listed age is 75. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Hayward Ray + Nicole

Bristol County
· 177 West St, North-Attleborough Ma
Built: 1890.0
Assessed: $244,900 ยท Sale: $271,551 (2014/01/01)

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Ray Hayward in North-Attleborough. Values shown are from county assessor records and may differ from current market prices.

2006 FORD F150
ยท Registered to: Ray Hayward
ยท VIN: 1FTPW14506FA73934
·
5113 Deerhurst Dr, Norman, OK, 73072
·
(405) 329-1313
2004 KIA OPTIMA
ยท Registered to: Ray Hayward
ยท VIN: KNAGD128145359021
·
11011 Woodmeadow Pkwy Apt 533, Dallas, TX, 75228

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 2 vehicle registration records are associated with Ray Hayward. Registered makes include Ford, Kia. The most recent model year on record is 2006. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Hamwic

Partner
ray@hamwicestateagents.co.uk
Totton,

Tai Chi Chuan Twin Cities

Manager
(651) 767-0267
St Paul, MN
Amusement and Recreation Services (Services)

Kb Toys

Manager
(352) 237-1075
Ocala, FL
Miscellaneous Retail (Stores)

Williams

Superintendent
(580) 234-6748
Enid, OK
Pipelines other than Natural Gas (Energy)

Ray Hayward

United Kingdom

Kemtech Inc

Ray HaywardOwner
(651) 491-5042rhayward@epix.net
2242 University Ave W #207, Saint Paul, MN55114
kemteck.com

Kemtech Inc

Ray HaywardOwner
(651) 491-5042rhayward@epix.net
2242 University Ave W #207, Saint Paul, MN55114

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 10 business affiliations were found for Ray Hayward. Companies include Tai Chi Chuan Twin Cities, Kb Toys, Williams and 1 more. Roles listed include Partner and Owner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

CLERK: Ray J. Hayward

Unknown Corporation

Addr: 762 Washington St., , Walpole, MA
MA
CLERK: Ray J. Hayward

Unknown Corporation

Addr: 500 First Avenue, SW, Rochester, MN 55902-3303, WY
WY
Officer: Ray Hayward

Unknown Corporation

Addr: 500 First Avenue, SW, Rochester, MN 55902
Officer: Ray Hayward

Source: Public Records Ray Hayward appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

MP

Ray J Hayward

Male
·
79 Campion Rd, North Andover, MA 01845 (Essex County)
42.7109, -71.0922
· (978) 687-8211
Marital: Married TZ: Eastern
Homeowner Single Family Built 1993 Purchased 1993
MP

Ray Hayward

·
177 West St, N Attleboro, MA 02760 (Bristol County)
41.9926, -71.3397
TZ: Eastern
Homeowner Single Family Built 1890 Purchased 2014
MP

Ray Hayward

Age 78 Male
·
24137 Golden Mist Dr, Murrieta, CA 92562 (Riverside County)
33.5585, -117.2320
Marital: Inferred Single TZ: Pacific
Single Family
MP

Ray Hayward

Male
·
44 High St, N Attleboro, MA 02760 (Bristol County)
41.9843, -71.3353
· (617) 686-3956
TZ: Eastern
Homeowner Single Family Built 1890 Purchased 2014
MP

Ray Hayward

Age 77 Male
·
PO Box 3214, Blue Jay, CA 92317 (San Bernardino County)
34.2506, -117.2130
Marital: Married TZ: Pacific
Occ: White Collar Edu: High School
Homeowner Single Family
MP

Ray Hayward

Age 68 Male
·
2514 Fairbanks St, Houston, TX 77026 (Harris County)
29.8101, -95.3462
· (713) 695-4077
Marital: Married TZ: Central
Homeowner Single Family Built 1935 Purchased 1991
MP

Ray Hayward

·
2370 Katherine St, Fort Myers, FL 33901 (Lee County)
26.6272, -81.8652
TZ: Eastern
Single Family
MP

Ray Hayward

Male
·
420 NE Lakeview Dr, Blue Springs, MO 64014 (Jackson County)
39.0184, -94.2603
TZ: Central
Homeowner Single Family Built 1979 Purchased 2000

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Ray Hayward. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ray Hayward. These loans were issued to businesses, not individuals.

Malden Veterans Of Irish Ancestry INC

$24,500 Paid in Full
Address:
177 West St
Approved

May 1, 2020

Forgiven

$24,810

Loan #

8402287301

Loan Size

Small

Aleesha Brumfield

Sole Proprietorship

$18,750 Exemption 4
Address:
12254 La Margie Ave
Baton Rouge, LA70815-2508
Approved

May 27, 2021

Jobs Reported

1

Loan #

8122539008

Loan Size

Small

Melvin Hayward

Sole Proprietorship

$11,111 Paid in Full
Address:
2514 Fairbanks St
Houston, TX77026-2412
Approved

Jul 12, 2020

Forgiven

$11,233

Jobs Reported

1

Loan #

2502038107

Loan Size

Small

Service First Sewing Resources

Corporation

$50,983 Paid in Full
Address:
2242 University Ave W Suite B12
St Paul, MN55114
Approved

May 1, 2020

Forgiven

$51,627

Jobs Reported

5

Loan #

3943917703

Loan Size

Small

Erica Brunson

Sole Proprietorship

$8,189 Paid in Full
Address:
12254 La Margie Ave
Baton Rouge, LA70815-2508
Approved

Apr 27, 2021

Forgiven

$8,210

Jobs Reported

1

Loan #

3262188906

Loan Size

Small

Melvin Hayward

Sole Proprietorship

$11,111 Paid in Full
Address:
2514 Fairbanks St
Houston, TX77026-2412
Approved

Feb 2, 2021

Forgiven

$11,179

Jobs Reported

1

Loan #

1629628404

Loan Size

Small

Roman Franklin

Sole Proprietorship

$20,832 Paid in Full
Address:
12254 La Margie Ave Apt 15
Baton Rouge, LA70815-2540
Approved

May 26, 2021

Forgiven

$20,918

Jobs Reported

1

Loan #

7752369005

Loan Size

Small

Crystal Waters

Independent Contractors

$2,915 Paid in Full
Address:
12254 La Margie Ave Apt 172
Baton Rouge, LA70815-2548
Approved

May 12, 2021

Forgiven

$2,927

Jobs Reported

1

Loan #

9211098900

Loan Size

Small

Trenika Swanson

Sole Proprietorship

$20,207 Paid in Full
Address:
12254 La Margie Ave
Baton Rouge, LA70815-2508
Approved

Apr 22, 2021

Forgiven

$20,342

Jobs Reported

1

Loan #

7767858801

Loan Size

Small

Fly Shyt Only LLC

Limited Liability Company(LLC

$20,590 Paid in Full
Address:
215 East St
Polkton, NC28135-9782
Approved

May 20, 2021

Forgiven

$20,663

Jobs Reported

1

Loan #

4505009001

Loan Size

Small

William Fuore

Sole Proprietorship

$2,004 Paid in Full
Address:
215 East St
Lenox, MA01240-2231
Approved

Apr 3, 2021

Forgiven

$2,009

Jobs Reported

1

Loan #

5849958703

Loan Size

Small

Brittney Perkins

Self-Employed Individuals

$13,582 Paid in Full
Address:
12254 La Margie Ave
Baton Rouge, LA70815-2508
Approved

Feb 27, 2021

Forgiven

$13,674

Jobs Reported

1

Loan #

5497238509

Loan Size

Small

West Monroe Driving Academy LLC

Limited Liability Company(LLC

$22,900 Paid in Full
Address:
403 N 6TH ST Suite 5
West Monroe, LA71291-4119
Approved

Apr 14, 2020

Forgiven

$23,076

Jobs Reported

23

Loan #

6494657106

Loan Size

Small

Purrniture Cat Furniture

Corporation

$12,145 Paid in Full
Address:
2242 University Ave W 100
St. Paul, MN55114
Approved

May 1, 2020

Forgiven

$12,267

Jobs Reported

4

Loan #

3733887709

Loan Size

Small

Thrive Market Intelligence, INC.

Corporation

$25,200 Paid in Full
Address:
403 N 6th St
Rochelle, IL61068-1539
Approved

Jun 30, 2020

Forgiven

$25,346

Jobs Reported

3

Loan #

6661248008

Loan Size

Small

Brandon Taylor

Self-Employed Individuals

$19,791 Paid in Full
Address:
12254 La Margie Ave Apt 85
Baton Rouge, LA70815-2518
Approved

May 29, 2021

Forgiven

$19,826

Jobs Reported

1

Loan #

9764869009

Loan Size

Small

William R. Fuore

Sole Proprietorship

$1,130 Paid in Full
Address:
215 East St
Lenox, MA01240-2231
Approved

Jun 16, 2020

Forgiven

$1,135

Jobs Reported

1

Loan #

6220577904

Loan Size

Small

Twin Cities T'Ai Chi Ch'Uan

501(c)3 รขโ‚ฌโ€œ Non Profit

$6,213 Paid in Full
Address:
2242 University Ave W 2242 University Avenue
Saint Paul, MN55114-1884
Approved

Mar 20, 2021

Forgiven

$6,242

Jobs Reported

1

Loan #

5476258603

Loan Size

Small

Talesia Gibson

Self-Employed Individuals

$20,833 Paid in Full
Address:
12254 La Margie Ave Apt 120
Baton Rouge, LA70815-2528
Approved

May 27, 2021

Forgiven

$20,877

Jobs Reported

1

Loan #

8199459006

Loan Size

Small

Divine Creations Catering

Limited Liability Company(LLC

$17,785 Paid in Full
Address:
12254 La Margie Ave
Baton Rouge, LA70815-2508
Approved

May 27, 2021

Forgiven

$17,859

Jobs Reported

1

Loan #

8557879004

Loan Size

Small

Rebecca J. Fuore

Sole Proprietorship

$4,580 Paid in Full
Address:
215 East St
Lenox, MA01240-2231
Approved

Jun 16, 2020

Forgiven

$4,600

Jobs Reported

1

Loan #

6219127901

Loan Size

Small

Erica Brunson

Sole Proprietorship

$8,189 Paid in Full
Address:
12254 La Margie Ave
Baton Rouge, LA70815-2508
Approved

Apr 7, 2021

Forgiven

$8,216

Jobs Reported

1

Loan #

8656558709

Loan Size

Small

Westside Flower & Gift Shop INC

Subchapter S Corporation

$5,387 Paid in Full
Address:
403 N 6th St
West Monroe, LA71291-4120
Approved

Apr 8, 2021

Forgiven

$5,419

Jobs Reported

2

Loan #

9035298705

Loan Size

Small

Tina Rosaya

Sole Proprietorship

$19,266 Paid in Full
Address:
12254 La Margie Ave
Baton Rouge, LA70815-2508
Approved

Apr 21, 2021

Forgiven

$19,331

Jobs Reported

1

Loan #

7576098806

Loan Size

Small

Westside Flower & Gift Shop INC

Subchapter S Corporation

$5,387 Paid in Full
Address:
403 N 6th St
West Monroe, LA71291-4101
Approved

Apr 13, 2020

Forgiven

$5,445

Jobs Reported

2

Loan #

4993307101

Loan Size

Small

Jeffery Railsback

Sole Proprietorship

$20,833 Paid in Full
Address:
403 N 6th St
Guthrie Center, IA50115-1111
Approved

Jan 17, 2021

Forgiven

$20,976

Jobs Reported

1

Loan #

1443838301

Loan Size

Small

Darren Brown

Sole Proprietorship

$16,665 Paid in Full
Address:
12254 La Margie Ave
Baton Rouge, LA70815-2508
Approved

May 13, 2021

Forgiven

$16,871

Jobs Reported

1

Loan #

1145599005

Loan Size

Small

Darius Taylor

Sole Proprietorship

$20,725 Paid in Full
Address:
12254 La Margie Ave
Baton Rouge, LA70815-2508
Approved

Apr 23, 2021

Forgiven

$20,967

Jobs Reported

1

Loan #

9059858810

Loan Size

Small

James Williams

Sole Proprietorship

$20,832 Paid in Full
Address:
12254 La Margie Ave Apt 157
Baton Rouge, LA70815-2547
Approved

Apr 4, 2021

Forgiven

$20,931

Jobs Reported

1

Loan #

6588518706

Loan Size

Small

Lucionda Garnett

Sole Proprietorship

$19,582 Paid in Full
Address:
12254 La Margie Ave Apt 114
Baton Rouge, LA70815-2545
Approved

Apr 6, 2021

Forgiven

$19,670

Jobs Reported

1

Loan #

7334658707

Loan Size

Small

Jared Terrance

Self-Employed Individuals

$19,791 Paid in Full
Address:
12254 La Margie Ave Apt 110
Baton Rouge, LA70815-2545
Approved

May 22, 2021

Forgiven

$19,842

Jobs Reported

1

Loan #

5968559003

Loan Size

Small

Red Oak Landscaping INC

Subchapter S Corporation

$20,987 Paid in Full
Address:
403 N 6th St
Denver, PA17517-1309
Approved

Jan 26, 2021

Forgiven

$21,100

Jobs Reported

4

Loan #

6074088308

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 32 PPP loan records are linked to businesses associated with Ray Hayward. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ray Hayward on the map

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Ray Hayward in Blue Jay, CA: Background Summary

Location
PO Box 3214, Blue Jay, CA 92317
Other Locations
Casa Grande, AZ ยท Clarkston, MI ยท Chandler, AZ and 16 more
Profiles Found
24 people with this name
Phone Numbers
(714) 337-5262 and 10 others on file
Email
rayhayward1856@msn.com and 1 other on file
Possible Relatives
Denise S Hayward
Career
Partner, Owner at Tai Chi Chuan Twin Cities, Kb Toys
Properties
1property owned
Vehicles
2 linked โ€” 2006 Ford F150, 2004 Kia Optima
PPP Loans
$513K for Malden Veterans Of Irish Ancestry INC, Aleesha Brumfield

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ray Hayward. Because public records are indexed by name rather than by a unique identifier, the 83 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ray Hayward

Search Complexity: High

83 public records across 15states, belonging to approximately 24 different individuals. With 24 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Minnesota (10%), followed by Massachusetts and Florida. Spans the South and Midwest regions.

MN8recordsMA8recordsFL4recordsCA4recordsTX4recordsAZ3records

Record Type Breakdown

Data spans 6 record categories. Largest: PPP Loan Records (43%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (26) and Business & Corporate Filings (10).

32
PPP Loan Records
26
Contact & Address Records
10
Business & Corporate Filings
4
Corporate Records
2
Vehicle Registration Records
1
Property Ownership Records

Age Distribution

Age range: approximately 46 years, suggesting multiple generations. Largest group: Senior (65+) (71%).

Senior (65+)5peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ray Hayward

Does Ray Hayward own property?
County assessor records show 1 property associated with Ray Hayward . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ray Hayward?
Records show 2 vehicle registrations associated with Ray Hayward, including a 2006 FORD F150. Registered makes include Ford, Kia. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ray Hayward?
We found 10 business affiliations for Ray Hayward (Partner). Other companies include Kb Toys, Williams. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Ray Hayward?
Our database contains 83 total records for Ray Hayward spanning 15 states. This includes 24 distinct contact records, 12 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ray Hayward?
The 83 records displayed for Ray Hayward are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ray Hayward remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.